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Checking Rate Trends

Fort Leonard Wood, Missouri Best Checking Accounts & Rates October 2026

Fort Leonard Wood, Missouri checking account rates range from 0.01% to 8.00% APY, verified by MonitorBankRates as of October 14, 2026. The best checking rates for Fort Leonard Wood, Missouri include Infuze Credit UnionInfuze Credit Union5000 Illinois Ave, Fort Leonard Wood, MO 65473A+5.0 ★Texas Ratio: 2.56% High-Rate Checking at 2.00% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 6.31% PowerPlusTM Checking at 8.00% APY, Community Bank of Pleasant HillCommunity Bank of Pleasant HillA-4.1 ★Texas Ratio: 0.00% Super Cash Checking at 6.01% APY, F&M Bank of St. ClairF&M Bank of St. ClairA+5.0 ★Texas Ratio: 0.00% Your Choice Checking - Rewards at 5.00% APY, and Heritage Bank of the OzarksHeritage Bank of the OzarksB+4.8 ★Texas Ratio: 17.09% Neighbor Rewards Checking at 5.00% APY. Checking account rates as of October 14, 2026 according to verified data from MonitorBankRates.

Fort Leonard Wood has 1 local institution in our database, with checking rates as high as 2.00% APY from Infuze Credit Union at 5000 Illinois Ave, Fort Leonard Wood, MO, 65473. Use the tabs below to compare all available checking account types. Rates are continually updated, so we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Fort Leonard Wood, Missouri. Checking Account Rates Last Updated and Verified: October 14, 2026

Compare Checking Account Rates Today in Fort Leonard Wood, Missouri & the Surrounding Area

Institutions:

Fort Leonard Wood Checking Account Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Infuze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
5000 Illinois Ave
Fort Leonard Wood, MO 65473
High-Rate Checking
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifying balance up to $25,000.00; Rates effective October 14, 2022

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking
8.00%
$0
▼
Rate7.72%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Level 2; Balance: up to $15,000.00; Introductory APY

Rate History
1 change since Sep 18, 2026 · 4.00% → 8.00% ▲ 4.00 pts · high 8.00% / low 4.00%
0.00%6.00%12.00%Sep 18, 2026: 4.00% APYOct 14, 2026: 8.00% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20268.00%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Community Bank of Pleasant Hill
Institution Rating:
A-4.1 ★ Texas Ratio: 0.00%
Super Cash Checking
6.01%
$25
▼
Rate5.85%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $20,000

Rate History
No change since Sep 20, 2026 · 6.01% APY · checked 6 times
5.51%6.01%6.51%Sep 20, 2026: 6.01% APYSep 20, 2026Oct 14, 2026
F&M Bank of St. Clair
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Your Choice Checking - Rewards
5.00%
$100
▼
Rate4.89%
Min Deposit$100
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Qualified balances up to $15,000.00; Compounded Monthly

Rate History
No change since Sep 20, 2026 · 5.00% APY · checked 5 times
4.50%5.00%5.50%Sep 20, 2026: 5.00% APYSep 20, 2026Oct 14, 2026
Heritage Bank of the Ozarks
Institution Rating:
B+4.8 ★ Texas Ratio: 17.09%
Neighbor Rewards Checking
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: Balances up to $10,000

Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 6 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 14, 2026
1st MidAmerica Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
High Interest Reward Checking
5.00%
$0
▼
Rate4.88%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00

Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 5 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 14, 2026
Commercial Bank Saint Louis, MO
Institution Rating:
C+3.5 ★ Texas Ratio: 12.91%
Kasasa Cash Checking
4.50%
$100
▼
Rate4.41%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: 1 ACH credit or ACH payment transaction; 12 debit card purchases of $1.00 or more each; Be enrolled in and have agreed to receive e-statements rather than paper statements; Conditions apply, see details*; Pays high interest; Refunds on ATM withdrawal fees, nationwide (up to $25 every month!)*; Interest is compounded monthly and credited monthly to the account. See current rate sheet for interest rates and APY.; When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day.

Rate History
1 change since Sep 11, 2026 · 0.10% → 4.50% ▲ 4.40 pts · high 4.50% / low 0.10%
0.00%4.45%8.90%Sep 11, 2026: 0.10% APYOct 7, 2026: 4.50% APYSep 11, 2026Oct 14, 2026
  • Oct 7, 20264.50%▲ from 0.10%
  • Sep 11, 20260.10%first recorded
United Consumers Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
Kasasa Cash Checking
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: Up to $20,000; Qualifying balance up to $20,000

Rate History
1 change since Sep 14, 2026 · 0.01% → 4.50% ▲ 4.49 pts · high 4.50% / low 0.01%
0.00%4.50%8.99%Sep 14, 2026: 0.01% APYOct 14, 2026: 4.50% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20264.50%▲ from 0.01%
  • Sep 14, 20260.01%first recorded
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
Kasasa Cash Checking
4.25%
$0
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required; Balance: 0 - $15,000; Qualifying balance up to $15,000.00

Rate History
No change since Sep 30, 2026 · 4.25% APY · checked 5 times
3.75%4.25%4.75%Sep 30, 2026: 4.25% APYSep 30, 2026Oct 14, 2026
Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Maximum Yield Checking
4.05%
$100
▼
Rate3.98%
Min Deposit$100
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: Qualifications Met*; Qualifications Met*; Balance: $0.01-$25,000

Rate History
No change since Oct 8, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 8, 2026: 4.05% APYOct 8, 2026Oct 14, 2026
Regional Missouri Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Kasasa Cash Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: 0 - $10,000

Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlus Checking Level 1 Introductory
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: up to $15,000.00; Introductory rate

Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlus Checking Level 2
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: up to $15,000.00; Introductory APY 8.00%, Introductory Dividend Rate 7.72%

Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Level 2; Balance: up to $15,000.00; Standard APY

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 14, 2026
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
First Rate Checking
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required; Balance: 0 - $25,000; Qualifications must post and settle during each Monthly Qualification Cycle; Even if qualifications are not met, the account is still free and earns the base dividend rate

Rate History
No change since Sep 18, 2026 · 3.51% APY · checked 6 times
3.01%3.51%4.01%Sep 18, 2026: 3.51% APYSep 18, 2026Oct 14, 2026
The Bank of Advance
Institution Rating:
A+5.0 ★ Texas Ratio: 4.64%
High Performance Checking
3.50%
$100
▼
Rate3.45%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: Receive free electronic statements and notices ( eDocs ); Establish at least one monthly direct deposit or ACH credit/debit; Complete at least 12 point-of-sale (non-ATM) debit card transactions; Earn 3.50% APY on account balances up to $15,000.00; APY ranges from 3.50% - 0.60% on balances over $14,999.99. Certain monthly qualifications must be met in order to receive the premium rate of 3.50% APY. If qualifications are not met, a default rate of 0.01% will apply for that month. Balance: $0.01 - $15,000.00

Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 7, 2026: 3.50% APYOct 7, 2026Oct 14, 2026
Community Bank of Pleasant Hill
Institution Rating:
A-4.1 ★ Texas Ratio: 0.00%
Kasasa Cash Checking
3.00%
$25
▼
Rate2.95%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $20,000

Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 20, 2026: 3.00% APYSep 20, 2026Oct 14, 2026
Community Bank of Pleasant Hill
Institution Rating:
A-4.1 ★ Texas Ratio: 0.00%
Super Cash Checking
3.00%
$25
▼
Rate2.95%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $20,000

Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 20, 2026: 3.00% APYSep 20, 2026Oct 14, 2026
Assemblies Of God Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.27%
LoyaltyPlus Checking
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: Up to $10,000.00; Compounded monthly; Rates accurate as of 03/02/2026

Rate History
No change since Oct 13, 2026 · 2.50% APY
2.00%2.50%3.00%Oct 13, 2026: 2.50% APYOct 13, 2026Oct 14, 2026
Phelps County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
Ultimate Checking
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $0 through $24,999.99

Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 6 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 14, 2026
R-G Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
Premier Checking
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: Any Balance; Qualified rate requires monthly direct deposit, e-statements, and 15 settled debit point of sale transactions ($5 or over) per month

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
1st MidAmerica Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Elite Business Checking Business
1.92%
$0
▼
Rate1.90%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: Over $100,000.00

Rate History
No change since Sep 14, 2026 · 1.92% APY · checked 5 times
1.42%1.92%2.42%Sep 14, 2026: 1.92% APYSep 14, 2026Oct 14, 2026
1st MidAmerica Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Elite Business Checking Business
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $50,000.00 - $99,999.99

Rate History
No change since Sep 14, 2026 · 1.87% APY · checked 5 times
1.37%1.87%2.37%Sep 14, 2026: 1.87% APYSep 14, 2026Oct 14, 2026
1st MidAmerica Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Elite Business Checking Business
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $25,000.00 - $49,999.99

Rate History
No change since Sep 14, 2026 · 1.81% APY · checked 5 times
1.31%1.81%2.31%Sep 14, 2026: 1.81% APYSep 14, 2026Oct 14, 2026
Flanagan State Bank
Institution Rating:
A4.7 ★ Texas Ratio: 2.58%
Kasasa Cash Checking
1.60%
$50
▼
Rate1.60%
Min Deposit$50
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: Balances up to $10,000.00 (when qualifications are met); Variable Interest Rate; APY*

Rate History
No change since Oct 7, 2026 · 1.60% APY · checked 2 times
1.10%1.60%2.10%Oct 7, 2026: 1.60% APYOct 7, 2026Oct 14, 2026
Flanagan State Bank
Institution Rating:
A4.7 ★ Texas Ratio: 2.58%
Premier Business Checking Business
1.50%
$10,000
▼
Rate1.49%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Minimum Deposit to Open and Obtain APY*: $50,000 and Over; Interest Frequency: Monthly

Rate History
No change since Sep 19, 2026 · 1.50% APY · checked 3 times
1.00%1.50%2.00%Sep 19, 2026: 1.50% APYSep 19, 2026Oct 14, 2026
Bank of Franklin County
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Gives Back Checking
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $500,000 and up

Rate History
No change since Oct 7, 2026 · 1.26% APY · checked 2 times
0.76%1.26%1.76%Oct 7, 2026: 1.26% APYOct 7, 2026Oct 14, 2026
Pinnacle Bank Lincoln, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Relationship Checking
1.14%
$0
▼
Rate1.13%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $1,000,000.00 and up

Rate History
No change since Oct 8, 2026 · 1.14% APY · checked 2 times
0.64%1.14%1.64%Oct 8, 2026: 1.14% APYOct 8, 2026Oct 14, 2026
Pinnacle Bank Lincoln, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Interest Checking Account
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $1,000,000.00 and up

Rate History
No change since Sep 14, 2026 · 1.10% APY · checked 6 times
0.60%1.10%1.60%Sep 14, 2026: 1.10% APYSep 14, 2026Oct 14, 2026
Central Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
Business Interest Checking Business
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $2,500.00

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 14, 2026
Bank of Franklin County
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Gives Back Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $25,000 - 499,999.99

Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 7, 2026: 1.00% APYOct 7, 2026Oct 14, 2026
United State Bank Lewistown, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
First Security Checking
1.00%
$1,000
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $2,500.00 and above

Rate History
No change since Sep 11, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 11, 2026: 1.00% APYSep 11, 2026Oct 14, 2026
MA Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Smart Point Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $.01-$20,000

Rate History
No change since Sep 7, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 7, 2026: 1.00% APYSep 7, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlus Checking Level 1
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: up to $15,000.00; Introductory APY 4.00%, Introductory Dividend Rate 3.93%

Rate History
No change since Oct 14, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 14, 2026: 1.00% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Level 1; Balance: up to $15,000.00; Standard APY

Rate History
1 change since Sep 18, 2026 · 4.00% → 1.00% ▼ 3.00 pts · high 4.00% / low 1.00%
0.00%3.50%7.00%Sep 18, 2026: 4.00% APYOct 14, 2026: 1.00% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20261.00%▼ from 4.00%
  • Sep 18, 20264.00%first recorded
Alltru Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.06%
Premium Checking
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

$8 waived for monthly fees greater than $15,000; Identity Theft Protection; Cell Phone Protection; Telehealth; And more

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 14, 2026
Pinnacle Bank Lincoln, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Relationship Checking
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $250,000.00-$999,999.99

Rate History
No change since Oct 8, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Oct 8, 2026: 0.75% APYOct 8, 2026Oct 14, 2026
United State Bank Lewistown, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
First Security Checking
0.75%
$1,000
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $1,000.00 - $2,499.99

Rate History
No change since Sep 11, 2026 · 0.75% APY · checked 8 times
0.25%0.75%1.25%Sep 11, 2026: 0.75% APYSep 11, 2026Oct 14, 2026
Pinnacle Bank Lincoln, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Interest Checking Account
0.71%
$0
▼
Rate0.71%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $250,000.00-$999,999.99

Rate History
No change since Sep 14, 2026 · 0.71% APY · checked 6 times
0.21%0.71%1.21%Sep 14, 2026: 0.71% APYSep 14, 2026Oct 14, 2026
Citizens-Farmers Bank of Cole Camp
Institution Rating:
A5.0 ★ Texas Ratio: 8.78%
Interest-Bearing Checking Account
0.65%
$100
▼
Rate0.65%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

No additional details provided.

Rate History
No change since Sep 11, 2026 · 0.65% APY · checked 7 times
0.15%0.65%1.15%Sep 11, 2026: 0.65% APYSep 11, 2026Oct 14, 2026

Fort Leonard Wood High Yield Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Infuze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
5000 Illinois Ave
Fort Leonard Wood, MO 65473
High-Rate Checking
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifying balance up to $25,000.00; Rates effective October 14, 2022

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking
8.00%
$0
▼
Rate7.72%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Level 2; Balance: up to $15,000.00; Introductory APY

Rate History
1 change since Sep 18, 2026 · 4.00% → 8.00% ▲ 4.00 pts · high 8.00% / low 4.00%
0.00%6.00%12.00%Sep 18, 2026: 4.00% APYOct 14, 2026: 8.00% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20268.00%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Community Bank of Pleasant Hill
Institution Rating:
A-4.1 ★ Texas Ratio: 0.00%
Super Cash Checking
6.01%
$25
▼
Rate5.85%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $20,000

Rate History
No change since Sep 20, 2026 · 6.01% APY · checked 6 times
5.51%6.01%6.51%Sep 20, 2026: 6.01% APYSep 20, 2026Oct 14, 2026
F&M Bank of St. Clair
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Your Choice Checking - Rewards
5.00%
$100
▼
Rate4.89%
Min Deposit$100
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Qualified balances up to $15,000.00; Compounded Monthly

Rate History
No change since Sep 20, 2026 · 5.00% APY · checked 5 times
4.50%5.00%5.50%Sep 20, 2026: 5.00% APYSep 20, 2026Oct 14, 2026
Heritage Bank of the Ozarks
Institution Rating:
B+4.8 ★ Texas Ratio: 17.09%
Neighbor Rewards Checking
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: Balances up to $10,000

Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 6 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 14, 2026
1st MidAmerica Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
High Interest Reward Checking
5.00%
$0
▼
Rate4.88%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00

Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 5 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 14, 2026
Commercial Bank Saint Louis, MO
Institution Rating:
C+3.5 ★ Texas Ratio: 12.91%
Kasasa Cash Checking
4.50%
$100
▼
Rate4.41%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: 1 ACH credit or ACH payment transaction; 12 debit card purchases of $1.00 or more each; Be enrolled in and have agreed to receive e-statements rather than paper statements; Conditions apply, see details*; Pays high interest; Refunds on ATM withdrawal fees, nationwide (up to $25 every month!)*; Interest is compounded monthly and credited monthly to the account. See current rate sheet for interest rates and APY.; When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day.

Rate History
1 change since Sep 11, 2026 · 0.10% → 4.50% ▲ 4.40 pts · high 4.50% / low 0.10%
0.00%4.45%8.90%Sep 11, 2026: 0.10% APYOct 7, 2026: 4.50% APYSep 11, 2026Oct 14, 2026
  • Oct 7, 20264.50%▲ from 0.10%
  • Sep 11, 20260.10%first recorded
United Consumers Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
Kasasa Cash Checking
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: Up to $20,000; Qualifying balance up to $20,000

Rate History
1 change since Sep 14, 2026 · 0.01% → 4.50% ▲ 4.49 pts · high 4.50% / low 0.01%
0.00%4.50%8.99%Sep 14, 2026: 0.01% APYOct 14, 2026: 4.50% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20264.50%▲ from 0.01%
  • Sep 14, 20260.01%first recorded
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
Kasasa Cash Checking
4.25%
$0
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required; Balance: 0 - $15,000; Qualifying balance up to $15,000.00

Rate History
No change since Sep 30, 2026 · 4.25% APY · checked 5 times
3.75%4.25%4.75%Sep 30, 2026: 4.25% APYSep 30, 2026Oct 14, 2026
Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
Maximum Yield Checking
4.05%
$100
▼
Rate3.98%
Min Deposit$100
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: Qualifications Met*; Qualifications Met*; Balance: $0.01-$25,000

Rate History
No change since Oct 8, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 8, 2026: 4.05% APYOct 8, 2026Oct 14, 2026
Regional Missouri Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Kasasa Cash Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: 0 - $10,000

Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlus Checking Level 1 Introductory
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: up to $15,000.00; Introductory rate

Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlus Checking Level 2
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: up to $15,000.00; Introductory APY 8.00%, Introductory Dividend Rate 7.72%

Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Level 2; Balance: up to $15,000.00; Standard APY

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 14, 2026
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
First Rate Checking
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required; Balance: 0 - $25,000; Qualifications must post and settle during each Monthly Qualification Cycle; Even if qualifications are not met, the account is still free and earns the base dividend rate

Rate History
No change since Sep 18, 2026 · 3.51% APY · checked 6 times
3.01%3.51%4.01%Sep 18, 2026: 3.51% APYSep 18, 2026Oct 14, 2026
The Bank of Advance
Institution Rating:
A+5.0 ★ Texas Ratio: 4.64%
High Performance Checking
3.50%
$100
▼
Rate3.45%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: Receive free electronic statements and notices ( eDocs ); Establish at least one monthly direct deposit or ACH credit/debit; Complete at least 12 point-of-sale (non-ATM) debit card transactions; Earn 3.50% APY on account balances up to $15,000.00; APY ranges from 3.50% - 0.60% on balances over $14,999.99. Certain monthly qualifications must be met in order to receive the premium rate of 3.50% APY. If qualifications are not met, a default rate of 0.01% will apply for that month. Balance: $0.01 - $15,000.00

Rate History
No change since Oct 7, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 7, 2026: 3.50% APYOct 7, 2026Oct 14, 2026
Community Bank of Pleasant Hill
Institution Rating:
A-4.1 ★ Texas Ratio: 0.00%
Kasasa Cash Checking
3.00%
$25
▼
Rate2.95%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $20,000

Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 20, 2026: 3.00% APYSep 20, 2026Oct 14, 2026
Community Bank of Pleasant Hill
Institution Rating:
A-4.1 ★ Texas Ratio: 0.00%
Super Cash Checking
3.00%
$25
▼
Rate2.95%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $20,000

Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 20, 2026: 3.00% APYSep 20, 2026Oct 14, 2026
Assemblies Of God Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.27%
LoyaltyPlus Checking
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: Up to $10,000.00; Compounded monthly; Rates accurate as of 03/02/2026

Rate History
No change since Oct 13, 2026 · 2.50% APY
2.00%2.50%3.00%Oct 13, 2026: 2.50% APYOct 13, 2026Oct 14, 2026
Phelps County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
Ultimate Checking
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $0 through $24,999.99

Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 6 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Oct 14, 2026
R-G Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
Premier Checking
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: Any Balance; Qualified rate requires monthly direct deposit, e-statements, and 15 settled debit point of sale transactions ($5 or over) per month

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
Flanagan State Bank
Institution Rating:
A4.7 ★ Texas Ratio: 2.58%
Kasasa Cash Checking
1.60%
$50
▼
Rate1.60%
Min Deposit$50
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: Balances up to $10,000.00 (when qualifications are met); Variable Interest Rate; APY*

Rate History
No change since Oct 7, 2026 · 1.60% APY · checked 2 times
1.10%1.60%2.10%Oct 7, 2026: 1.60% APYOct 7, 2026Oct 14, 2026
Bank of Franklin County
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Gives Back Checking
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $500,000 and up

Rate History
No change since Oct 7, 2026 · 1.26% APY · checked 2 times
0.76%1.26%1.76%Oct 7, 2026: 1.26% APYOct 7, 2026Oct 14, 2026
Pinnacle Bank Lincoln, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Relationship Checking
1.14%
$0
▼
Rate1.13%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $1,000,000.00 and up

Rate History
No change since Oct 8, 2026 · 1.14% APY · checked 2 times
0.64%1.14%1.64%Oct 8, 2026: 1.14% APYOct 8, 2026Oct 14, 2026
Pinnacle Bank Lincoln, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Interest Checking Account
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $1,000,000.00 and up

Rate History
No change since Sep 14, 2026 · 1.10% APY · checked 6 times
0.60%1.10%1.60%Sep 14, 2026: 1.10% APYSep 14, 2026Oct 14, 2026
Bank of Franklin County
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Gives Back Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $25,000 - 499,999.99

Rate History
No change since Oct 7, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 7, 2026: 1.00% APYOct 7, 2026Oct 14, 2026
United State Bank Lewistown, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
First Security Checking
1.00%
$1,000
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $2,500.00 and above

Rate History
No change since Sep 11, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 11, 2026: 1.00% APYSep 11, 2026Oct 14, 2026
MA Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Smart Point Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $.01-$20,000

Rate History
No change since Sep 7, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 7, 2026: 1.00% APYSep 7, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlus Checking Level 1
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: up to $15,000.00; Introductory APY 4.00%, Introductory Dividend Rate 3.93%

Rate History
No change since Oct 14, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 14, 2026: 1.00% APYOct 14, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Level 1; Balance: up to $15,000.00; Standard APY

Rate History
1 change since Sep 18, 2026 · 4.00% → 1.00% ▼ 3.00 pts · high 4.00% / low 1.00%
0.00%3.50%7.00%Sep 18, 2026: 4.00% APYOct 14, 2026: 1.00% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20261.00%▼ from 4.00%
  • Sep 18, 20264.00%first recorded
Alltru Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.06%
Premium Checking
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

$8 waived for monthly fees greater than $15,000; Identity Theft Protection; Cell Phone Protection; Telehealth; And more

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 14, 2026
Pinnacle Bank Lincoln, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Interest Checking Account
0.71%
$0
▼
Rate0.71%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $250,000.00-$999,999.99

Rate History
No change since Sep 14, 2026 · 0.71% APY · checked 6 times
0.21%0.71%1.21%Sep 14, 2026: 0.71% APYSep 14, 2026Oct 14, 2026
Citizens-Farmers Bank of Cole Camp
Institution Rating:
A5.0 ★ Texas Ratio: 8.78%
Interest-Bearing Checking Account
0.65%
$100
▼
Rate0.65%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

No additional details provided.

Rate History
No change since Sep 11, 2026 · 0.65% APY · checked 7 times
0.15%0.65%1.15%Sep 11, 2026: 0.65% APYSep 11, 2026Oct 14, 2026
Community Bank of Marshall
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
LOW MINIMUM INTEREST CHECKING
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

$6.00 service charge if the account falls below $500.00.

Rate History
1 change since Sep 14, 2026 · 0.40% → 0.50% ▲ 0.10 pts · high 0.50% / low 0.40%
0.00%0.50%1.00%Sep 14, 2026: 0.40% APYSep 24, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
  • Sep 24, 20260.50%▲ from 0.40%
  • Sep 14, 20260.40%first recorded
Pinnacle Bank Lincoln, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Interest Checking Account
0.48%
$0
▼
Rate0.48%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $50,000.00-$249,999.99

Rate History
No change since Sep 14, 2026 · 0.48% APY · checked 6 times
0.00%0.49%0.98%Sep 14, 2026: 0.48% APYSep 14, 2026Oct 14, 2026
Pinnacle Bank Lincoln, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Interest Checking Account
0.41%
$0
▼
Rate0.41%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $10,000.00-$49,999.99

Rate History
No change since Sep 14, 2026 · 0.41% APY · checked 6 times
0.00%0.45%0.91%Sep 14, 2026: 0.41% APYSep 14, 2026Oct 14, 2026
Pinnacle Bank Lincoln, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Interest Checking Account
0.37%
$0
▼
Rate0.37%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $1,000.00-$9,999.99

Rate History
No change since Sep 24, 2026 · 0.37% APY · checked 5 times
0.00%0.44%0.87%Sep 24, 2026: 0.37% APYSep 24, 2026Oct 14, 2026
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
Interest Checking
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Oct 9, 2026 · 0.30% APY · checked 2 times
0.00%0.40%0.80%Oct 9, 2026: 0.30% APYOct 9, 2026Oct 14, 2026
National Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
Premium Checking
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $1,000+

Rate History
No change since Sep 25, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 25, 2026: 0.25% APYSep 25, 2026Oct 14, 2026
1st MidAmerica Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
High Interest Reward Checking
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Over $10,000.00

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 14, 2026

Fort Leonard Wood Rewards Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
F&M Bank of St. Clair
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Your Choice Checking - Rewards
5.00%
$100
▼
Rate4.89%
Min Deposit$100
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Qualified balances up to $15,000.00; Compounded Monthly

Rate History
No change since Sep 20, 2026 · 5.00% APY · checked 5 times
4.50%5.00%5.50%Sep 20, 2026: 5.00% APYSep 20, 2026Oct 14, 2026
Heritage Bank of the Ozarks
Institution Rating:
B+4.8 ★ Texas Ratio: 17.09%
Neighbor Rewards Checking
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: Balances up to $10,000

Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 6 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 14, 2026
1st MidAmerica Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
High Interest Reward Checking
5.00%
$0
▼
Rate4.88%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00

Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 5 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 14, 2026
Commercial Bank Saint Louis, MO
Institution Rating:
C+3.5 ★ Texas Ratio: 12.91%
Kasasa Cash Checking
4.50%
$100
▼
Rate4.41%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: 1 ACH credit or ACH payment transaction; 12 debit card purchases of $1.00 or more each; Be enrolled in and have agreed to receive e-statements rather than paper statements; Conditions apply, see details*; Pays high interest; Refunds on ATM withdrawal fees, nationwide (up to $25 every month!)*; Interest is compounded monthly and credited monthly to the account. See current rate sheet for interest rates and APY.; When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day.

Rate History
1 change since Sep 11, 2026 · 0.10% → 4.50% ▲ 4.40 pts · high 4.50% / low 0.10%
0.00%4.45%8.90%Sep 11, 2026: 0.10% APYOct 7, 2026: 4.50% APYSep 11, 2026Oct 14, 2026
  • Oct 7, 20264.50%▲ from 0.10%
  • Sep 11, 20260.10%first recorded
United Consumers Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
Kasasa Cash Checking
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: Up to $20,000; Qualifying balance up to $20,000

Rate History
1 change since Sep 14, 2026 · 0.01% → 4.50% ▲ 4.49 pts · high 4.50% / low 0.01%
0.00%4.50%8.99%Sep 14, 2026: 0.01% APYOct 14, 2026: 4.50% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20264.50%▲ from 0.01%
  • Sep 14, 20260.01%first recorded
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
Kasasa Cash Checking
4.25%
$0
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required; Balance: 0 - $15,000; Qualifying balance up to $15,000.00

Rate History
No change since Sep 30, 2026 · 4.25% APY · checked 5 times
3.75%4.25%4.75%Sep 30, 2026: 4.25% APYSep 30, 2026Oct 14, 2026
Regional Missouri Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Kasasa Cash Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: 0 - $10,000

Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Oct 14, 2026
Community Bank of Pleasant Hill
Institution Rating:
A-4.1 ★ Texas Ratio: 0.00%
Kasasa Cash Checking
3.00%
$25
▼
Rate2.95%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $20,000

Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 20, 2026: 3.00% APYSep 20, 2026Oct 14, 2026
Flanagan State Bank
Institution Rating:
A4.7 ★ Texas Ratio: 2.58%
Kasasa Cash Checking
1.60%
$50
▼
Rate1.60%
Min Deposit$50
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: Balances up to $10,000.00 (when qualifications are met); Variable Interest Rate; APY*

Rate History
No change since Oct 7, 2026 · 1.60% APY · checked 2 times
1.10%1.60%2.10%Oct 7, 2026: 1.60% APYOct 7, 2026Oct 14, 2026
United Credit Union Mexico, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Reward Checking
0.60%
$50
▼
Rate0.60%
Min Deposit$50
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0 - $25,000; Qualifying balance up to $25,000.00; Initial deposit of $50 required to open; No minimum balance required to maintain

Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 4 times
0.10%0.60%1.10%Sep 14, 2026: 0.60% APYSep 14, 2026Oct 14, 2026
Community Bank of Pleasant Hill
Institution Rating:
A-4.1 ★ Texas Ratio: 0.00%
Free Kasasa Cash Checking Account
0.51%
$25
▼
Rate0.51%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: At least 1 direct deposit, ACH credit, or ACH payment transaction(s); At least 10 debit card purchases, each $5.00 or more; 0.51% APY on balances up to $10,000; 0.05% APY on the portion of the daily balance over $10,000, resulting in a range from 0.51% to 0.09% APY depending on the account's daily balance. If qualifications aren't met, the interest rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05%.

Rate History
No change since Oct 12, 2026 · 0.51% APY
0.01%0.51%1.01%Oct 12, 2026: 0.51% APYOct 12, 2026Oct 14, 2026
Community Bank of Pleasant Hill
Institution Rating:
A-4.1 ★ Texas Ratio: 0.00%
Kasasa Cash Checking
0.51%
$25
▼
Rate0.51%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: 0.51% APY on balances up to $10,000; 0.09% APY on balances over $10,000; Balance: $0 - $10,000

Rate History
No change since Sep 20, 2026 · 0.51% APY · checked 6 times
0.01%0.51%1.01%Sep 20, 2026: 0.51% APYSep 20, 2026Oct 14, 2026
Community Bank of Raymore
Institution Rating:
D2.0 ★ Texas Ratio: 0.44%
Kasasa Cash Checking
0.51%
$25
▼
Rate0.51%
Min Deposit$25
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: 0.51% APY on balances up to $10,000; 0.09% APY on balances over $10,000; Balance: $0 - $10,000

Rate History
No change since Sep 19, 2026 · 0.51% APY · checked 6 times
0.01%0.51%1.01%Sep 19, 2026: 0.51% APYSep 19, 2026Oct 14, 2026
Vantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.97%
Rewards+ Checking
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $0 - $5000; Interest paid on balances up to $5,000; Debit Card Requirements: N/A

Rate History
No change since Oct 10, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 10, 2026: 0.25% APYOct 10, 2026Oct 14, 2026
Vantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.97%
Vantage Rewards+ Checking
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Interest paid on balances up to $5,000; Monthly fee waived with $1,500+ balance; Rate may change after account opening; Enhanced Purchase Rewards

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 14, 2026
1st MidAmerica Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
High Interest Reward Checking
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Over $10,000.00

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 14, 2026
Community Bank of Pleasant Hill
Institution Rating:
A-4.1 ★ Texas Ratio: 0.00%
Kasasa Cash Checking
0.20%
$25
▼
Rate0.20%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: 0.20% on $0 - $10,000; 0.05% on $10,000+ if qualifications met; Balance: $0 - $10,000

Rate History
1 change since Sep 20, 2026 · 0.51% → 0.20% ▼ 0.31 pts · high 0.51% / low 0.20%
0.00%0.51%1.01%Sep 20, 2026: 0.51% APYOct 8, 2026: 0.20% APYSep 20, 2026Oct 14, 2026
  • Oct 8, 20260.20%▼ from 0.51%
  • Sep 20, 20260.51%first recorded
Community Bank of Raymore
Institution Rating:
D2.0 ★ Texas Ratio: 0.44%
Kasasa Cash Checking
0.20%
$25
▼
Rate0.20%
Min Deposit$25
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: 0.20% Interest Rate; 0.20% APY; Balance: $0 - $10,000

Rate History
1 change since Sep 19, 2026 · 0.51% → 0.20% ▼ 0.31 pts · high 0.51% / low 0.20%
0.00%0.51%1.01%Sep 19, 2026: 0.51% APYOct 7, 2026: 0.20% APYSep 19, 2026Oct 14, 2026
  • Oct 7, 20260.20%▼ from 0.51%
  • Sep 19, 20260.51%first recorded
Commercial Bank Saint Louis, MO
Institution Rating:
C+3.5 ★ Texas Ratio: 12.91%
KASASA CASH CHECKING
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

All Balances, if qualifications are not met. Interest Rate of 0.10% will be paid on your entire daily balance.

Rate History
No change since Sep 11, 2026 · 0.10% APY · checked 8 times
0.00%0.30%0.60%Sep 11, 2026: 0.10% APYSep 11, 2026Oct 14, 2026
Community Bank of Pleasant Hill
Institution Rating:
A-4.1 ★ Texas Ratio: 0.00%
Free Kasasa Cash Checking Account
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

If qualifications aren't met, the interest rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05%.

Rate History
No change since Oct 12, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 12, 2026: 0.05% APYOct 12, 2026Oct 14, 2026
Community Bank of Pleasant Hill
Institution Rating:
A-4.1 ★ Texas Ratio: 0.00%
Kasasa Cash Checking
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

All balances if qualifications not met

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
Community Bank of Raymore
Institution Rating:
D2.0 ★ Texas Ratio: 0.44%
Kasasa Cash Checking
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min BalanceN/A
UpdatedOct 11, 2026
Details

Qualifications Required: 0.51% APY on balances up to $10,000; 0.09% APY on balances over $10,000; All balances if qualifications not met

Rate History
No change since Sep 11, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 11, 2026: 0.05% APYSep 11, 2026Oct 14, 2026
Regional Missouri Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Kasasa Cash Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

*Qualifications not met

Rate History
No change since Sep 11, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 11, 2026: 0.05% APYSep 11, 2026Oct 14, 2026
Flanagan State Bank
Institution Rating:
A4.7 ★ Texas Ratio: 2.58%
Kasasa Cash Checking
0.03%
$50
▼
Rate0.03%
Min Deposit$50
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: All balances if qualifications are not met; Variable Interest Rate; APY*

Rate History
No change since Oct 7, 2026 · 0.03% APY · checked 2 times
0.00%0.27%0.53%Oct 7, 2026: 0.03% APYOct 7, 2026Oct 14, 2026
1st MidAmerica Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
High Interest Reward Checking
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Non-qualifying

Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Sep 14, 2026: 0.01% APYSep 14, 2026Oct 14, 2026

Fort Leonard Wood Free Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Community Bank of Pleasant Hill
Institution Rating:
A-4.1 ★ Texas Ratio: 0.00%
Free Kasasa Cash Checking Account
0.51%
$25
▼
Rate0.51%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: At least 1 direct deposit, ACH credit, or ACH payment transaction(s); At least 10 debit card purchases, each $5.00 or more; 0.51% APY on balances up to $10,000; 0.05% APY on the portion of the daily balance over $10,000, resulting in a range from 0.51% to 0.09% APY depending on the account's daily balance. If qualifications aren't met, the interest rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05%.

Rate History
No change since Oct 12, 2026 · 0.51% APY
0.01%0.51%1.01%Oct 12, 2026: 0.51% APYOct 12, 2026Oct 14, 2026
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Freedom Shield Gold Checking Account
0.20%
$50
▼
Rate0.20%
Min Deposit$50
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 14, 2026
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Freedom Shield Plus Checking Account
0.20%
$50
▼
Rate0.20%
Min Deposit$50
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 14, 2026
Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
Free Checking
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $25 Average Daily Balance; NCUA Insured: Up to $250,000; Dividends: Paid Quarterly

Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 14, 2026
Community Bank of Pleasant Hill
Institution Rating:
A-4.1 ★ Texas Ratio: 0.00%
Free Kasasa Cash Checking Account
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

If qualifications aren't met, the interest rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05%.

Rate History
No change since Oct 12, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 12, 2026: 0.05% APYOct 12, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Active Duty Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Campus Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Easy Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Everyday Checking
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Sep 30, 2026: 0.01% APYSep 30, 2026Oct 14, 2026

Fort Leonard Wood Student Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
United Bank of Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.38%
College Checking
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Oct 14, 2026
United Bank of Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.38%
Teen Checking
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Campus Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 14, 2026
TelComm Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
Teen Checking
0.03%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

ADB/month of $200.00; Checking account dividends paid monthly

Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 6 times
0.00%0.27%0.53%Sep 14, 2026: 0.03% APYSep 14, 2026Oct 14, 2026

Fort Leonard Wood Business Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
1st MidAmerica Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Elite Business Checking Business
1.92%
$0
▼
Rate1.90%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: Over $100,000.00

Rate History
No change since Sep 14, 2026 · 1.92% APY · checked 5 times
1.42%1.92%2.42%Sep 14, 2026: 1.92% APYSep 14, 2026Oct 14, 2026
1st MidAmerica Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Elite Business Checking Business
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $50,000.00 - $99,999.99

Rate History
No change since Sep 14, 2026 · 1.87% APY · checked 5 times
1.37%1.87%2.37%Sep 14, 2026: 1.87% APYSep 14, 2026Oct 14, 2026
1st MidAmerica Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Elite Business Checking Business
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $25,000.00 - $49,999.99

Rate History
No change since Sep 14, 2026 · 1.81% APY · checked 5 times
1.31%1.81%2.31%Sep 14, 2026: 1.81% APYSep 14, 2026Oct 14, 2026
Flanagan State Bank
Institution Rating:
A4.7 ★ Texas Ratio: 2.58%
Premier Business Checking Business
1.50%
$10,000
▼
Rate1.49%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Minimum Deposit to Open and Obtain APY*: $50,000 and Over; Interest Frequency: Monthly

Rate History
No change since Sep 19, 2026 · 1.50% APY · checked 3 times
1.00%1.50%2.00%Sep 19, 2026: 1.50% APYSep 19, 2026Oct 14, 2026
Central Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
Business Interest Checking Business
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $2,500.00

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 14, 2026
Flanagan State Bank
Institution Rating:
A4.7 ★ Texas Ratio: 2.58%
Premier Business Checking Business
0.50%
$10,000
▼
Rate0.50%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Minimum Deposit to Open and Obtain APY*: $25,000 - $49,999.99; Interest Frequency: Monthly

Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 3 times
0.00%0.50%1.00%Sep 19, 2026: 0.50% APYSep 19, 2026Oct 14, 2026
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.18%
High-Yield Business Interest Checking Business
0.50%
$200
▼
Rate0.50%
Min Deposit$200
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000 or more

Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
Commercial Bank Saint Louis, MO
Institution Rating:
C+3.5 ★ Texas Ratio: 12.91%
BUSINESS ELITE CHECKING Business
0.40%
$1,000
▼
Rate0.40%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $100,000.00 and over

Rate History
No change since Sep 11, 2026 · 0.40% APY · checked 8 times
0.00%0.45%0.90%Sep 11, 2026: 0.40% APYSep 11, 2026Oct 14, 2026
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.18%
High-Yield Business Interest Checking Business
0.35%
$200
▼
Rate0.35%
Min Deposit$200
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $50,000-99,999

Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 6 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Oct 14, 2026
Commercial Bank Saint Louis, MO
Institution Rating:
C+3.5 ★ Texas Ratio: 12.91%
BUSINESS ELITE CHECKING Business
0.25%
$1,000
▼
Rate0.25%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $50,000.00 - $99,999.99

Rate History
No change since Sep 11, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 11, 2026: 0.25% APYSep 11, 2026Oct 14, 2026
Flanagan State Bank
Institution Rating:
A4.7 ★ Texas Ratio: 2.58%
Premier Business Checking Business
0.25%
$10,000
▼
Rate0.25%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Minimum Deposit to Open and Obtain APY*: $10,000 - $24,99.99; Interest Frequency: Monthly

Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Sep 19, 2026: 0.25% APYSep 19, 2026Oct 14, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Premier Business Checking Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 14, 2026
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Business Interest Checking Business
0.20%
$100
▼
Rate0.20%
Min Deposit$100
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 14, 2026
Commercial Bank Saint Louis, MO
Institution Rating:
C+3.5 ★ Texas Ratio: 12.91%
BUSINESS ELITE CHECKING Business
0.20%
$1,000
▼
Rate0.20%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $10,000.00 - $49,999.99

Rate History
No change since Sep 11, 2026 · 0.20% APY · checked 8 times
0.00%0.35%0.70%Sep 11, 2026: 0.20% APYSep 11, 2026Oct 14, 2026
United Consumers Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
Business Checking Business
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance Requirement: n/a

Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 14, 2026
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.18%
High-Yield Business Interest Checking Business
0.20%
$200
▼
Rate0.20%
Min Deposit$200
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $25,000-49,999

Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 14, 2026
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.18%
High-Yield Business Interest Checking Business
0.15%
$200
▼
Rate0.15%
Min Deposit$200
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $10,000-24,999

Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 14, 2026
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
Business Interest Checking Business
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $10,000 and over

Rate History
No change since Sep 11, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 11, 2026: 0.10% APYSep 11, 2026Oct 14, 2026
Commercial Bank Saint Louis, MO
Institution Rating:
C+3.5 ★ Texas Ratio: 12.91%
BUSINESS ELITE CHECKING Business
0.10%
$1,000
▼
Rate0.10%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $0 - $9,999.99

Rate History
No change since Sep 11, 2026 · 0.10% APY · checked 8 times
0.00%0.30%0.60%Sep 11, 2026: 0.10% APYSep 11, 2026Oct 14, 2026
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Business Plus Checking Business
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Compounding and crediting: Monthly; Minimum average daily balance of $2,500.00 to avoid $15.00 minimum balance charge

Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 14, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Business Advantage Checking Business
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Monthly fee: $10 if average daily balance drops below $10,000

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 14, 2026
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Business Optimum Checking Business
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Monthly fee: $25 if average daily balance drops below $25,000

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 14, 2026
Community Bank of Pleasant Hill
Institution Rating:
A-4.1 ★ Texas Ratio: 0.00%
Business Interest Checking Business
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
Business Interest Checking Business
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $0 - $999.99

Rate History
No change since Sep 11, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 11, 2026: 0.05% APYSep 11, 2026Oct 14, 2026
Community Bank of Raymore
Institution Rating:
D2.0 ★ Texas Ratio: 0.44%
Business Interest Checking Business
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min BalanceN/A
UpdatedOct 11, 2026
Details

No additional details provided.

Rate History
No change since Sep 11, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 11, 2026: 0.05% APYSep 11, 2026Oct 14, 2026
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.18%
Business Interest Checking Business
0.05%
$200
▼
Rate0.05%
Min Deposit$200
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
1st MidAmerica Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Basic Business Checking Business
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
Kennett Trust Bank
Institution Rating:
B4.6 ★ Texas Ratio: 19.85%
Business Interest Checking Business
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

No additional details provided.

Rate History
No change since Sep 11, 2026 · 0.01% APY · checked 8 times
0.00%0.25%0.51%Sep 11, 2026: 0.01% APYSep 11, 2026Oct 14, 2026

Fort Leonard Wood, MO Checking Rate Trends

Compare local Fort Leonard Wood, MO checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Missouri Checking Trends
High-Yield Checking MO Avg
1.766%
▲ 0.234 vs 7 days ago

Missouri high-yield checking rates rose 0.234 points over the past 7 days to 1.766% APY.

Free Checking MO Avg
0.494%
▲ 0.013 vs 7 days ago

Missouri free checking rates rose 0.013 points over the past 7 days to 0.494% APY.

As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions

Fort Leonard Wood, MO Checking Rate Forecast, Next 12 Months

Checking APYs move with Federal Reserve policy. Our model projects the likely path of high-yield and free checking averages from the current Missouri figures.

Current High-Yield Avg
1.77%
APY, as of Oct 14, 2026
6-Month Forecast
1.82%
Fed hold assumed
12-Month Forecast
1.87%
Range: 1.62% to 2.07%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit institutions typically pass policy-rate changes through to checking APYs within 60 to 90 days. Reward and high-yield checking adjust faster than standard accounts.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

Powered byMonitorBankRates

Top Checking Rates from Fort Leonard Wood, Missouri Institutions

Highest verified APYs available today, updated October 14, 2026. Advertised rates typically require qualifying monthly activity.

B Top 5 Bank Rates
Community Bank of Pleasant Hill
Super Cash Checking
A- 4.1 ★ TX: 0.00%
Min: $25
6.01%
F&M Bank of St. Clair
Your Choice Checking - Rewards
A+ 5.0 ★ TX: 0.00%
Min: $100
5.00%
Heritage Bank of the Ozarks
Neighbor Rewards Checking
B+ 4.8 ★ TX: 17.09%
Min: $0
5.00%
Commercial Bank Saint Louis, MO
Kasasa Cash Checking
C+ 3.5 ★ TX: 12.91%
Min: $100
4.50%
Blue Ridge Bank and Trust Co.
Maximum Yield Checking
A+ 5.0 ★ TX: 1.01%
Min: $100
4.05%
CU Top 5 Credit Union Rates
Infuze Credit Union
High-Rate Checking
A+ 5.0 ★ TX: 2.56%
Min: $0
2.00%
Baxter Credit Union
PowerPlusTM Checking
A 5.0 ★ TX: 6.31%
Min: $0
8.00%
1st MidAmerica Credit Union
High Interest Reward Checking
A 5.0 ★ TX: 11.80%
Min: $0
5.00%
United Consumers Credit Union
Kasasa Cash Checking
A 5.0 ★ TX: 6.33%
Min: $0
4.50%
Service 1 Federal Credit Union
Kasasa Cash Checking
A+ 5.0 ★ TX: 1.56%
Min: $0
4.25%
Rates verified October 14, 2026 . Click an institution name to view its full profile, safety ratings, and all checking products.
Powered byMonitorBankRates

What Your Balance Earns at MO Checking Averages

Annual interest earnings at current Missouri average APYs. Advertised high-yield rates typically require qualifying monthly activity, and most accounts cap the balance that earns the top rate. The calculator below models your exact balance against a cap.

Balance High-Yield Checking (1.766% APY)Monthly Earnings Free Checking (0.494% APY)Monthly Earnings
$2,500 $44.16 / year $3.68 $12.35 / year $1.03
$5,000 $88.31 / year $7.36 $24.71 / year $2.06
$10,000 $176.62 / year $14.72 $49.42 / year $4.12
$25,000 $441.55 / year $36.80 $123.55 / year $10.30
Earnings estimates assume the full balance earns the average APY with qualifying requirements met every month. Actual earnings depend on the account’s rate cap, base rate, and whether requirements are met. The top offers above pay well over these averages. Source: Missouri checking rate averages as of October 14, 2026.
Powered byMonitorBankRates
46
Institutions with Checking Rates
Available in Fort Leonard Wood, Missouri
22 Banks 24 Credit Unions

About Our Fort Leonard Wood, Missouri Checking Rate Database

MonitorBankRates tracks checking account rates from 22 banks and 24 credit unions offering checking accounts to Fort Leonard Wood, Missouri residents, spanning high-yield, rewards, free, student, and business checking from community institutions, regional banks, and national online options. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Infuze Credit Union offers a checking account at 2.00% APY. High-yield checking rates typically require qualifying monthly activity. Check the account details before opening.

How to Find the Best Checking Rates in Fort Leonard Wood, Missouri

What to compare when shopping for an interest-bearing checking account in Fort Leonard Wood, Missouri

To find the best checking APYs in Fort Leonard Wood, Missouri, start with credit unions and online-only banks: Fort Leonard Wood, Missouri has 24 credit unions in our database, and they dominate the high-yield and rewards checking market because they have lower overhead than traditional branch networks and use high rates to win your primary banking relationship.

Read the qualifying requirements before you’re drawn in by the headline rate. Most high-yield checking accounts require 10 to 15 debit card transactions per month, a direct deposit or ACH transfer, and e-statements. Miss them in a given month and you earn a near-zero base rate instead. Also check the balance cap: the advertised APY usually applies only up to $10,000 to $25,000. The current MO high-yield checking average is 1.766% but top institutions serving Fort Leonard Wood, Missouri are offering as high as 2.00%, so shopping around pays off.

Finally, weigh fees and access: a monthly maintenance fee can erase a year of interest on a modest balance, and out-of-network ATM fees add up fast. The best accounts pair a high rate with no monthly fee and nationwide ATM access or ATM-fee reimbursement, worth checking if an institution has branches or in-network ATMs near you in Fort Leonard Wood, Missouri.

When High-Yield Checking Makes Sense

  • You already use a debit card regularly: the transaction requirements cost you nothing extra
  • Your everyday balance sits under the account’s rate cap, so your whole balance earns the top APY
  • You want your spending money earning savings-level interest instead of 0%
  • You prefer banking locally: 46 institutions serving Fort Leonard Wood, Missouri report checking rates to our database

Consider an Alternative If…

Fort Leonard Wood, Missouri Financial Snapshot

Local demographics and economic context for account holders. Source: U.S. Census Bureau

Population 65+
0.3%
National avg: 17.3%
Median Individual Earnings
$23,860
National avg: $47,340
Poverty Rate
7.2%
National avg: 11.1%
Unemployment Rate
1.2%
National avg: 4.8%
Checking Earnings on 10% of Salary
$42/yr
At MO HY checking avg 1.766% APY

At today’s MO high-yield checking average of 1.766%, keeping 10% of the local median salary ($2,386) in a high-yield checking account would earn $42 annually, money a 0% traditional checking account leaves on the table. The top offers above pay even more.

Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.

High-Yield Checking vs. Other Fort Leonard Wood, Missouri Options

How interest-bearing checking accounts compare to the other deposit products available at banks and credit unions in Fort Leonard Wood, Missouri.

Feature High-Yield Checking Free Checking High-Yield Savings Money Market
Current MO Avg APY 1.766% 0.494% View Savings Rates View MMA Rates
Monthly Activity Required ✗ Usually yes (debit + direct deposit) ✓ None ✓ None ✓ None
Balance Cap on Top Rate Common ($10K, $25K) Little or no interest paid ✓ Rarely Tiered: higher balances earn more
FDIC / NCUA Insured ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K
Checks & Debit Card ✓ Unlimited ✓ Unlimited ✗ No ✓ Limited per month
Best For Everyday spending money that also earns Simple no-fee banking, modest balances Emergency fund, larger balances Larger balances wanting some check access

APY data reflects Missouri averages tracked in our database as of October 14, 2026. Rates are variable and may differ by institution. See individual product pages for full details.

Fort Leonard Wood, Missouri Checking Account Interest Calculator

See what an interest-bearing checking account earns on your everyday balance. Most high-yield accounts only pay the advertised APY up to a balance cap. Enter the cap to see the real number, or leave it at 0 for uncapped accounts. Click any current Fort Leonard Wood, Missouri rate on the right to apply it. Interest compounds monthly.

Interest Earned
$0
Balance Earning Top Rate
$0
Ending Balance
$0

Assumes monthly compounding, qualifying requirements met every cycle, and that balances above the cap earn 0%. Checking rates are variable and can change at any time. Estimates are for informational purposes only.

Current Fort Leonard Wood, Missouri Checking Rates

Verified October 14, 2026 · click a rate to use it
Rates shown are actual verified offers available in Fort Leonard Wood, Missouri and daily averages from our monitoring database. Check each account’s qualifying requirements and rate cap, then model them here. See the full tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fort Leonard Wood, Missouri checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Fort Leonard Wood, Missouri directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Fort Leonard Wood, Missouri. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MO.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Fort Leonard Wood, Missouri earn interest?

Most traditional local checking accounts in Fort Leonard Wood, Missouri earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Fort Leonard Wood, Missouri FDIC insured?

Yes. Legitimate banks with branches in Fort Leonard Wood, Missouri are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

What do I need to do to qualify for a high-yield checking rate in Fort Leonard Wood, Missouri?

Most high-yield and rewards checking accounts require qualifying activity each month, typically 10 to 15 debit card transactions, at least one direct deposit or ACH transfer, and e-statement enrollment. Miss the requirements in a given month and the account usually pays a nominal base rate for that cycle instead of the advertised APY.

Is there a limit on how much of my balance earns the top rate?

Usually, yes. Most high-yield checking accounts pay their advertised APY only on balances up to a cap, commonly $10,000 to $25,000. Amounts above the cap earn a much lower rate, often near 0%. Use the calculator above to model your exact balance against a rate cap.

How do I open a checking account in Fort Leonard Wood, Missouri?

You can open a checking account online or in person at a local branch. You will generally need a government-issued photo ID, your Social Security number, and an opening deposit. Many high-yield checking accounts have low or no minimum opening deposits.

Best Checking Rates in Fort Leonard Wood, Missouri

Based on our current data, some of the highest checking account APYs available to residents of Fort Leonard Wood, Missouri include:
  • Infuze Credit Union
    High-Rate Checking: 2.00% APY
  • Baxter Credit Union
    PowerPlusTM Checking: 8.00% APY
  • Community Bank of Pleasant Hill
    Super Cash Checking: 6.01% APY
  • F&M Bank of St. Clair
    Your Choice Checking - Rewards: 5.00% APY
  • Heritage Bank of the Ozarks
    Neighbor Rewards Checking: 5.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fort Leonard Wood, Missouri. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: October 14, 2026

Fort Leonard Wood, Missouri Rates & Resources