First Independent Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Independent BankToday's 12-month CD rates can be found at 2.25%, 6-month CD rates at 3.80% and 3-month CD rates at 0.20%. Current savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.25%. Credit Card rates are at 14.24%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Independent Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Independent Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Independent Bank CD rates. You can also compare First Independent Bank savings rates, MMA rates and mortgage rates using our other rate lists.

First Independent Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Independent Bank? Share your experience about First Independent Bank by leaving a review below, or read customer reviews before you decide to use First Independent Bank.

First Independent Bank Texas Ratio

First Independent Bank's Texas Ratio is at 2.73%, which is considered excellent. The Texas Ratio for First Independent Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Independent Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Independent Bank
1100 S Elliott Ave
Aurora, MO 65605
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare First Independent Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
Primary Savings
5.50%
$5
USAlliance Financial
USAlliance Financial
24-Month CD
4.40%
$500
First Foundation Bank
First Foundation Bank
Online Money Market
4.40%
$1,000
Morgan Stanley
Morgan Stanley
3-Month CD
4.27%
$1,000
RBMAX
RBMAX
Max Interest Savings
4.15%
$10
Beacon Community Bank
Beacon Community Bank
6-Month CD
4.10%
$250
Winchester Co-operative Bank
Winchester Co-operative Bank
12-Month CD
4.00%
$500
Consumers National Bank
Consumers National Bank
7-Month CD
3.75%
$1,000
Saco & Biddeford Savings
Saco & Biddeford Savings
18-Month CD
3.65%
$500
Vermont State Bank
Vermont State Bank
18-Month CD
3.56%
$500
Portage Community Bank
Portage Community Bank
18-Month CD
3.50%
$1,000
1st Street Credit Union
1st Street Credit Union
36-Month CD
3.44%
$1,000
Raritan State Bank
Raritan State Bank
48-Month CD
3.41%
$5,000
Self-Help Credit Union
Self-Help Credit Union
60-Month CD
3.35%
$500
Bank of Washington
Bank of Washington
60-Month CD
3.25%
$500
GreenLeaf Bank
GreenLeaf Bank
18-Month CD
3.15%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
60-Month CD
3.14%
$500
First National Bank of Orwell
First National Bank of Orwell
18-Month CD
3.04%
$500
BLC Community Bank
BLC Community Bank
6-Month CD
3.00%
$2,500
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
36-Month CD
3.00%
$500
First National Bank VA
First National Bank VA
30-Month CD
2.78%
$500
Castroville State Bank
Castroville State Bank
18-Month CD
2.63%
$1,000
MidCountry Bank
MidCountry Bank
48-Month CD
2.52%
$1,000
Bank of the Valley
Bank of the Valley
18-Month CD
2.47%
$500
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
36-Month CD
2.43%
$1,000
First State Bank and Trust
First State Bank and Trust
30-Month CD
2.42%
$1,000
Bogota Savings Bank
Bogota Savings Bank
15-Month CD
2.15%
$1,000
Main Bank
Main Bank
60-Month CD
1.75%
$1,000
The Citizens Bank Company
The Citizens Bank Company
24-Month CD
1.46%
$1,000
FSB of Randolph County
FSB of Randolph County
Secure Plus Checking
1.25%
$2,500
First FSB of Angola
First FSB of Angola
48-Month CD
1.10%
$500
Mid-Missouri Bank
Mid-Missouri Bank
60-Month CD
1.00%
$1,000
Tompkins Community Bank
Tompkins Community Bank
60-Month CD
0.70%
$1,000
1st Bank Yuma
1st Bank Yuma
60-Month CD
0.65%
$1,000
Hancock County SB
Hancock County SB
24-Month CD
0.60%
$500
Franklin Bank
Franklin Bank
60-Month CD
0.55%
$50
1st University Credit Union
1st University Credit Union
Money Market
0.50%
$40,000
Saco & Biddeford Savings
Saco & Biddeford Savings
Savings
0.45%
$25,000
BankChampaign
BankChampaign
24-Month CD
0.30%
$500
First Bank of Central Ohio
First Bank of Central Ohio
48-Month CD
0.30%
$500
Somerset Trust Company
Somerset Trust Company
18-Month CD
0.30%
$500
BankWest Of Kansas
BankWest Of Kansas
Money Market
0.25%
$10,000
The Dolores State Bank
The Dolores State Bank
Regular Savings
0.20%
$50
Merrimack County SB
Merrimack County SB
Everyday Money Market
0.15%
$1,000
Pennsville National Bank
Pennsville National Bank
18-Month CD
0.15%
$500
Eastern Bank
Eastern Bank
Money Market
0.10%
$10
FNB of Waterloo
FNB of Waterloo
First Savings
0.10%
$50
First Sentinel Bank
First Sentinel Bank
Consumer Fed Funds Money Market
0.10%
$1,000
EverTrust Bank
EverTrust Bank
Savings
0.05%
$100
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Savings
0.05%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 18, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Independent Bank rate data right now, check back for updates, we are adding rates all the time.

First Independent Bank Information

First Independent Bank
1100 S Elliott Ave
Aurora, MO 65605
Lawrence
Established Date: 01/01/1906
FDIC Certificate #: 18380
Date of FDIC Deposit Insurance: 05/04/1961
Bank Holding Company: FIRST IND BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is First Independent Bank FDIC Insured? Yes
What is First Independent Bank's Cert number? 18380
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Independent Bank Financials

Total Assets:
$128,991,000
Total Deposits:
$115,794,000
Equity Capital:
$11,797,000
Domestic Deposits:
$115,794,000
Net Income:
$221,000
Return on Assets:
0.5178%
Quarterly Return on Assets:
0.6900%
Pretax Return on Assets:
0.9198%
Pretax Quarterly Return on Assets:
0.9200%
Return on Equity:
6.1700%
Quarterly Return on Equity:
7.4800%
Leverage Tier 1 (Core Capital) Ratio:
11.1769%
Total Interest Income (YTD):
4.0471%
 
 
Headquarters:
Aurora
FDIC Field Office:
Springfield Mo
Regulator:
FDIC
County:
Lawrence
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Keeping with the recent trend, long term fixed mortgage loan rates and 5 year adjustable mortgage interest rates close out 2010 higher in the most recent mortgage rate survey. 1 year adjustable mortgage loan rates bucked the trend and were lower in the last Primary Mortgage Market Survey released by Freddie Mac in 2010. Conforming 30 year mortgage interest rates are averaging 4.86 percent with 0.8 mortgage discount points for the week ending December 30, 2010. The previous week's mortgage rate survey had 30 year mortgage loan rates averaging 4.83 percent with 0.7 mortgage discount points.
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Boehner's failure to get his own "plan B" passed points to an almost certainly that we are heading over the fiscal cliff. The markets are finally starting to realize this and look to decline again today after Friday's steep decline. Average mortgage refinance rates are higher today but will start to head lower following bond yields lower. Investors will flee equities in the coming days, pile into U.S. Treasuries which will send bond yields and mortgage rates lower.

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