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Checking Rate Trends

Big Pool, Maryland Best Checking Accounts & Rates October 2026

Big Pool, Maryland checking account rates from banks and credit unions serving Maryland range from 0.01% to 8.00% APY, verified by MonitorBankRates as of October 13, 2026. The best checking rates for Big Pool, Maryland include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 6.31% PowerPlusTM Checking - Level 2 at 8.00% APY, Andrews Federal Credit UnionAndrews Federal Credit UnionA5.0 ★Texas Ratio: 10.28% Kasasa Cash Checking at 5.25% APY, Department of Commerce FCUDepartment of Commerce FCUD2.9 ★Texas Ratio: 20.98% Advantage Rewards Checking at 5.00% APY, Aberdeen Proving Ground FCUAberdeen Proving Ground FCUA+5.0 ★Texas Ratio: 4.35% High Yield Checking at 4.00% APY, and SkyPoint Federal Credit UnionSkyPoint Federal Credit UnionA5.0 ★Texas Ratio: 9.36% High Yield Checking at 4.00% APY. Checking account rates as of October 13, 2026 according to verified data from MonitorBankRates.

Big Pool is a smaller community with no bank or credit union branches currently in our database. 40 institutions serving the Maryland area are available to Big Pool residents, with checking rates as high as 8.00% APY from Baxter Credit Union. Rates are continually updated, so we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Big Pool, Maryland. Checking Account Rates Last Updated and Verified: October 13, 2026

Compare Checking Account Rates Today in Big Pool, Maryland & the Surrounding Area

Institutions:

Big Pool Checking Account Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking - Level 2
8.00%
$0
▼
Rate7.72%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

balances up to $15,000; Qualifications Required: Qualifications Required; Level 2 on balances up to $15,000; Balance: $0.01 - $15,000.00; Introductory APY; Introductory Dividend Rate

Rate History
1 change since Sep 27, 2026 · 1.00% → 8.00% ▲ 7.00 pts · high 8.00% / low 1.00%
0.00%7.50%15.00%Sep 27, 2026: 1.00% APYOct 10, 2026: 8.00% APYSep 27, 2026Oct 13, 2026
  • Oct 10, 20268.00%▲ from 1.00%
  • Sep 27, 20261.00%first recorded
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
Kasasa Cash Checking
5.25%
$0
▼
Rate5.13%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Oct 7, 2026 · 5.25% APY · checked 2 times
4.75%5.25%5.75%Oct 7, 2026: 5.25% APYOct 7, 2026Oct 13, 2026
Department of Commerce FCU
Institution Rating:
D2.9 ★ Texas Ratio: 20.98%
Advantage Rewards Checking
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

For balances greater than $25,000.01; Entire balance if qualifications are not met

Rate History
No change since Oct 7, 2026 · 5.00% APY · checked 2 times
4.50%5.00%5.50%Oct 7, 2026: 5.00% APYOct 7, 2026Oct 13, 2026
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
High Yield Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Balance: $0 - $20,000; opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit of at least $200 per month into your High Yield Checking account, and complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card linked to the High Yield Checking Account. A qualifying direct deposit is a recurring electronic credit of your salary, pension, Social Security, or other regular monthly income deposited to your account by your employer or an outside agency. Transactions that do not qualify as a direct deposit include, but are not limited to, transfers from one account to another and deposits made at an ATM. Minimum purchase transaction is $1.00. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. To qualify, debit card transactions must process, post, and clear within the calendar month. High Yield Checking Accounts are limited to one account each per member (per membership). No monthly maintenance fees or penalties. Rates may change after account opening. Fees may reduce earnings on accounts.

Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Oct 13, 2026
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
Business High Yield Checking Business
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.00 - $20,000.00; Qualifying balance up to $20,000.00

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 8 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
High Yield Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.00 - $20,000.00; Qualifying balance up to $20,000.00

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 8 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking Level 1
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Introductory APY; Introductory Dividend Rate

Rate History
1 change since Sep 18, 2026 · 1.00% → 4.00% ▲ 3.00 pts · high 4.00% / low 1.00%
0.00%3.50%7.00%Sep 18, 2026: 1.00% APYOct 10, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.00%▲ from 1.00%
  • Sep 18, 20261.00%first recorded
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking - Level 1
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

balances up to $15,000; Qualifications Required: Qualifications Required; Level 1 on balances up to $15,000; Balance: $0.01 - $15,000.00; Introductory APY; Introductory Dividend Rate

Rate History
1 change since Sep 22, 2026 · 1.00% → 4.00% ▲ 3.00 pts · high 4.00% / low 1.00%
0.00%3.50%7.00%Sep 22, 2026: 1.00% APYOct 10, 2026: 4.00% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.00%▲ from 1.00%
  • Sep 22, 20261.00%first recorded
Destinations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
PREFERRED Rewards Checking
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required: Log in to eBanking or the DCU Mobile App; Enroll in and maintain eStatements; Receive Direct Deposit totaling $500 or more each month; Conduct a minimum of 15 Debit Card transactions with an aggregate total of $50 or more each month; Qualifications must be met; Balance up to $10,000 (If Qualifications are Met)

Rate History
1 change since Sep 14, 2026 · 0.05% → 3.25% ▲ 3.20 pts · high 3.25% / low 0.05%
0.00%3.23%6.45%Sep 14, 2026: 0.05% APYOct 13, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
  • Oct 13, 20263.25%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
FIRST EAGLE
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
Power Checking
3.05%
$25
▼
Rate3.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: up to $3,000

Rate History
No change since Oct 6, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Oct 6, 2026: 3.05% APYOct 6, 2026Oct 13, 2026
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.84%
Empower Checking
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Balance: $0.01 - $10,000.00; Qualifying balance up to $10,000.00; Opt-in to electronic statements; Minimum 15 qualifying POS debit card purchases per month

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
CFG Bank
Institution Rating:
D3.3 ★ Texas Ratio: 35.17%
Business Interest Checking Business
2.25%
$1,500
▼
Rate2.23%
Min Deposit$1,500
Min BalanceN/A
UpdatedOct 7, 2026
Details

$1,500 minimum balance to avoid $10 monthly maintenance fee. - $0.25 fee per transaction in excess of 200. - Interest credited monthly. - Interest will not be earned if daily balance falls below $1,500.

Rate History
No change since Sep 18, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Sep 18, 2026: 2.25% APYSep 18, 2026Oct 13, 2026
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
WOW Checking
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balances $100,000

Rate History
No change since Sep 25, 2026 · 2.02% APY · checked 4 times
1.52%2.02%2.52%Sep 25, 2026: 2.02% APYSep 25, 2026Oct 13, 2026
CFG Bank
Institution Rating:
D3.3 ★ Texas Ratio: 35.17%
Checking Plus
2.00%
$50
▼
Rate1.98%
Min Deposit$50
Min BalanceN/A
UpdatedOct 7, 2026
Details

Debit card with no fee transactions at CFG Bank and AllpointTM ATMs
- Access to over 55,000+ global ATMs as part of the AllpointTM network
- No fee for online and mobile banking, electronic statements, and bill pay
- No fee for first order of basic checks

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 13, 2026
State Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.00%
Interest-earning business checking Business
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
State Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.00%
Nonprofit business checking Business
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
eFirst Checking
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: Up to $25,000

Rate History
No change since Oct 5, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 5, 2026: 2.00% APYOct 5, 2026Oct 13, 2026
CFG Bank
Institution Rating:
D3.3 ★ Texas Ratio: 35.17%
Business Interest Checking Business
1.75%
$1,500
▼
Rate1.74%
Min Deposit$1,500
Min BalanceN/A
UpdatedOct 7, 2026
Details

$1,500 minimum balance to avoid $10 monthly maintenance fee. - $0.25 fee per transaction in excess of 200. - Interest credited monthly. - Interest will not be earned if daily balance falls below $1,500.

Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 18, 2026: 1.75% APYSep 18, 2026Oct 13, 2026
CFG Bank
Institution Rating:
D3.3 ★ Texas Ratio: 35.17%
Checking Plus
1.75%
$50
▼
Rate1.73%
Min Deposit$50
Min BalanceN/A
UpdatedOct 7, 2026
Details

Debit card with no fee transactions at CFG Bank and AllpointTM ATMs
- Access to over 55,000+ global ATMs as part of the AllpointTM network
- No fee for online and mobile banking, electronic statements, and bill pay
- No fee for first order of basic checks

Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 18, 2026: 1.75% APYSep 18, 2026Oct 13, 2026
CFG Bank
Institution Rating:
D3.3 ★ Texas Ratio: 35.17%
Checking Plus
1.50%
$50
▼
Rate1.49%
Min Deposit$50
Min BalanceN/A
UpdatedOct 7, 2026
Details

Debit card with no fee transactions at CFG Bank and AllpointTM ATMs
- Access to over 55,000+ global ATMs as part of the AllpointTM network
- No fee for online and mobile banking, electronic statements, and bill pay
- No fee for first order of basic checks

Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 6 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 13, 2026
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Share Draft/Checking
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Effective 2/1/2026; Dividends are compounded daily and paid monthly; Dividends are earned on balances over $250; no dividends paid if balance is less than $250; no per transaction or minimum balance fees

Rate History
No change since Sep 12, 2026 · 1.50% APY · checked 3 times
1.00%1.50%2.00%Sep 12, 2026: 1.50% APYSep 12, 2026Oct 13, 2026
Eastern Savings Bank, FSB
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Business Checking Accounts Business
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Compounding Frequency: Daily

Rate History
1 change since Sep 19, 2026 · 1.00% → 1.25% ▲ 0.25 pts · high 1.25% / low 1.00%
0.50%1.13%1.75%Sep 19, 2026: 1.00% APYOct 7, 2026: 1.25% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20261.25%▲ from 1.00%
  • Sep 19, 20261.00%first recorded
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Non-Profit Checking
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100 and greater

Rate History
No change since Sep 14, 2026 · 1.10% APY · checked 8 times
0.60%1.10%1.60%Sep 14, 2026: 1.10% APYSep 14, 2026Oct 13, 2026
CFG Bank
Institution Rating:
D3.3 ★ Texas Ratio: 35.17%
Business Interest Checking Business
1.00%
$1,500
▼
Rate1.00%
Min Deposit$1,500
Min BalanceN/A
UpdatedOct 7, 2026
Details

$1,500 minimum balance to avoid $10 monthly maintenance fee. - $0.25 fee per transaction in excess of 200. - Interest credited monthly. - Interest will not be earned if daily balance falls below $1,500.

Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
Mid-Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Student Plus Checking
1.00%
$25
▼
Rate1.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.01 - $500.00

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
Earn Checking
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifying balance up to $11,000.00

Rate History
1 change since Sep 12, 2026 · 0.25% → 1.00% ▲ 0.75 pts · high 1.00% / low 0.25%
0.00%0.88%1.75%Sep 12, 2026: 0.25% APYOct 12, 2026: 1.00% APYSep 12, 2026Oct 13, 2026
  • Oct 12, 20261.00%▲ from 0.25%
  • Sep 12, 20260.25%first recorded
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
Business Performance Checking Business
1.00%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 13, 2026
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
WOW Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balances $100,000

Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 13, 2026
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
My Money+ Checking
1.00%
$25
▼
Rate0.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Earn up to 1.00%***

Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 13, 2026
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Ultimate Checking
1.00%
$25
▼
Rate0.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Earn up to 1.00%*

Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
1 change since Sep 18, 2026 · 0.01% → 1.00% ▲ 0.99 pts · high 1.00% / low 0.01%
0.00%1.00%1.99%Sep 18, 2026: 0.01% APYOct 10, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20261.00%▲ from 0.01%
  • Sep 18, 20260.01%first recorded
NASA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
Elite Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
Eastern Savings Bank, FSB
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Business Checking Accounts Business
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Compounding Frequency: Daily

Rate History
1 change since Sep 19, 2026 · 0.50% → 0.75% ▲ 0.25 pts · high 0.75% / low 0.50%
0.00%0.63%1.25%Sep 19, 2026: 0.50% APYOct 7, 2026: 0.75% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20260.75%▲ from 0.50%
  • Sep 19, 20260.50%first recorded
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.29%
Business Checking with Interest Business
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $5,000,000.00 - $25,000,000.00

Rate History
No change since Sep 7, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 7, 2026: 0.75% APYSep 7, 2026Oct 13, 2026
Presidential Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.48%
Business Advantage Checking Business
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

On Balances Between $5,000 and $20,000; Earn 0.50% APY* on Higher Balances

Rate History
2 changes since Sep 18, 2026 · 0.75% → 0.75% ▼ 0.00 pts · high 0.75% / low 0.50%
0.00%0.63%1.25%Sep 18, 2026: 0.75% APYOct 2, 2026: 0.50% APYOct 7, 2026: 0.75% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20260.75%▲ from 0.50%
  • Oct 2, 20260.50%▼ from 0.75%
  • Sep 18, 20260.75%first recorded
EagleBank
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
Eagle Premium Interest Checking
0.63%
$100
▼
Rate0.62%
Min Deposit$100
Min BalanceN/A
UpdatedOct 7, 2026
Details

Visit or Call

Rate History
1 change since Sep 24, 2026 · 0.48% → 0.63% ▲ 0.15 pts · high 0.63% / low 0.48%
0.00%0.57%1.13%Sep 24, 2026: 0.48% APYSep 27, 2026: 0.63% APYSep 24, 2026Oct 13, 2026
  • Sep 27, 20260.63%▲ from 0.48%
  • Sep 24, 20260.48%first recorded
Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Relationship Checking
0.55%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: > $500,000.00

Rate History
No change since Sep 18, 2026 · 0.55% APY · checked 4 times
0.05%0.55%1.05%Sep 18, 2026: 0.55% APYSep 18, 2026Oct 13, 2026
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Premium Checking
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000+; Dividends compounded Monthly; Dividend period Monthly (calendar); Balance method Average Daily Balance; Minimum balance to avoid service fee: $15 Monthly Fee Applies

Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 8 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Oct 13, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.29%
Business Checking with Interest Business
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $0.00 - $4,999,999.99

Rate History
No change since Sep 7, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 7, 2026: 0.50% APYSep 7, 2026Oct 13, 2026
Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Relationship Checking
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $100,000 - $249,999.99

Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 13, 2026

Big Pool High Yield Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking - Level 2
8.00%
$0
▼
Rate7.72%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

balances up to $15,000; Qualifications Required: Qualifications Required; Level 2 on balances up to $15,000; Balance: $0.01 - $15,000.00; Introductory APY; Introductory Dividend Rate

Rate History
1 change since Sep 27, 2026 · 1.00% → 8.00% ▲ 7.00 pts · high 8.00% / low 1.00%
0.00%7.50%15.00%Sep 27, 2026: 1.00% APYOct 10, 2026: 8.00% APYSep 27, 2026Oct 13, 2026
  • Oct 10, 20268.00%▲ from 1.00%
  • Sep 27, 20261.00%first recorded
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
Kasasa Cash Checking
5.25%
$0
▼
Rate5.13%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Oct 7, 2026 · 5.25% APY · checked 2 times
4.75%5.25%5.75%Oct 7, 2026: 5.25% APYOct 7, 2026Oct 13, 2026
Department of Commerce FCU
Institution Rating:
D2.9 ★ Texas Ratio: 20.98%
Advantage Rewards Checking
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

For balances greater than $25,000.01; Entire balance if qualifications are not met

Rate History
No change since Oct 7, 2026 · 5.00% APY · checked 2 times
4.50%5.00%5.50%Oct 7, 2026: 5.00% APYOct 7, 2026Oct 13, 2026
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
High Yield Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Balance: $0 - $20,000; opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit of at least $200 per month into your High Yield Checking account, and complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card linked to the High Yield Checking Account. A qualifying direct deposit is a recurring electronic credit of your salary, pension, Social Security, or other regular monthly income deposited to your account by your employer or an outside agency. Transactions that do not qualify as a direct deposit include, but are not limited to, transfers from one account to another and deposits made at an ATM. Minimum purchase transaction is $1.00. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. To qualify, debit card transactions must process, post, and clear within the calendar month. High Yield Checking Accounts are limited to one account each per member (per membership). No monthly maintenance fees or penalties. Rates may change after account opening. Fees may reduce earnings on accounts.

Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Oct 13, 2026
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
High Yield Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.00 - $20,000.00; Qualifying balance up to $20,000.00

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 8 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking Level 1
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

Introductory APY; Introductory Dividend Rate

Rate History
1 change since Sep 18, 2026 · 1.00% → 4.00% ▲ 3.00 pts · high 4.00% / low 1.00%
0.00%3.50%7.00%Sep 18, 2026: 1.00% APYOct 10, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.00%▲ from 1.00%
  • Sep 18, 20261.00%first recorded
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking - Level 1
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

balances up to $15,000; Qualifications Required: Qualifications Required; Level 1 on balances up to $15,000; Balance: $0.01 - $15,000.00; Introductory APY; Introductory Dividend Rate

Rate History
1 change since Sep 22, 2026 · 1.00% → 4.00% ▲ 3.00 pts · high 4.00% / low 1.00%
0.00%3.50%7.00%Sep 22, 2026: 1.00% APYOct 10, 2026: 4.00% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.00%▲ from 1.00%
  • Sep 22, 20261.00%first recorded
Destinations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
PREFERRED Rewards Checking
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required: Log in to eBanking or the DCU Mobile App; Enroll in and maintain eStatements; Receive Direct Deposit totaling $500 or more each month; Conduct a minimum of 15 Debit Card transactions with an aggregate total of $50 or more each month; Qualifications must be met; Balance up to $10,000 (If Qualifications are Met)

Rate History
1 change since Sep 14, 2026 · 0.05% → 3.25% ▲ 3.20 pts · high 3.25% / low 0.05%
0.00%3.23%6.45%Sep 14, 2026: 0.05% APYOct 13, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
  • Oct 13, 20263.25%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
FIRST EAGLE
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
Power Checking
3.05%
$25
▼
Rate3.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 10, 2026
Details

Balance: up to $3,000

Rate History
No change since Oct 6, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Oct 6, 2026: 3.05% APYOct 6, 2026Oct 13, 2026
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.84%
Empower Checking
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Balance: $0.01 - $10,000.00; Qualifying balance up to $10,000.00; Opt-in to electronic statements; Minimum 15 qualifying POS debit card purchases per month

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
WOW Checking
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balances $100,000

Rate History
No change since Sep 25, 2026 · 2.02% APY · checked 4 times
1.52%2.02%2.52%Sep 25, 2026: 2.02% APYSep 25, 2026Oct 13, 2026
CFG Bank
Institution Rating:
D3.3 ★ Texas Ratio: 35.17%
Checking Plus
2.00%
$50
▼
Rate1.98%
Min Deposit$50
Min BalanceN/A
UpdatedOct 7, 2026
Details

Debit card with no fee transactions at CFG Bank and AllpointTM ATMs
- Access to over 55,000+ global ATMs as part of the AllpointTM network
- No fee for online and mobile banking, electronic statements, and bill pay
- No fee for first order of basic checks

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 13, 2026
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
eFirst Checking
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: Up to $25,000

Rate History
No change since Oct 5, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 5, 2026: 2.00% APYOct 5, 2026Oct 13, 2026
CFG Bank
Institution Rating:
D3.3 ★ Texas Ratio: 35.17%
Checking Plus
1.75%
$50
▼
Rate1.73%
Min Deposit$50
Min BalanceN/A
UpdatedOct 7, 2026
Details

Debit card with no fee transactions at CFG Bank and AllpointTM ATMs
- Access to over 55,000+ global ATMs as part of the AllpointTM network
- No fee for online and mobile banking, electronic statements, and bill pay
- No fee for first order of basic checks

Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 18, 2026: 1.75% APYSep 18, 2026Oct 13, 2026
CFG Bank
Institution Rating:
D3.3 ★ Texas Ratio: 35.17%
Checking Plus
1.50%
$50
▼
Rate1.49%
Min Deposit$50
Min BalanceN/A
UpdatedOct 7, 2026
Details

Debit card with no fee transactions at CFG Bank and AllpointTM ATMs
- Access to over 55,000+ global ATMs as part of the AllpointTM network
- No fee for online and mobile banking, electronic statements, and bill pay
- No fee for first order of basic checks

Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 6 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Oct 13, 2026
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Share Draft/Checking
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Effective 2/1/2026; Dividends are compounded daily and paid monthly; Dividends are earned on balances over $250; no dividends paid if balance is less than $250; no per transaction or minimum balance fees

Rate History
No change since Sep 12, 2026 · 1.50% APY · checked 3 times
1.00%1.50%2.00%Sep 12, 2026: 1.50% APYSep 12, 2026Oct 13, 2026
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Non-Profit Checking
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100 and greater

Rate History
No change since Sep 14, 2026 · 1.10% APY · checked 8 times
0.60%1.10%1.60%Sep 14, 2026: 1.10% APYSep 14, 2026Oct 13, 2026
Mid-Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Student Plus Checking
1.00%
$25
▼
Rate1.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.01 - $500.00

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
Earn Checking
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifying balance up to $11,000.00

Rate History
1 change since Sep 12, 2026 · 0.25% → 1.00% ▲ 0.75 pts · high 1.00% / low 0.25%
0.00%0.88%1.75%Sep 12, 2026: 0.25% APYOct 12, 2026: 1.00% APYSep 12, 2026Oct 13, 2026
  • Oct 12, 20261.00%▲ from 0.25%
  • Sep 12, 20260.25%first recorded
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
WOW Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balances $100,000

Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 13, 2026
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
My Money+ Checking
1.00%
$25
▼
Rate0.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Earn up to 1.00%***

Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 13, 2026
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
Ultimate Checking
1.00%
$25
▼
Rate0.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Earn up to 1.00%*

Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
1 change since Sep 18, 2026 · 0.01% → 1.00% ▲ 0.99 pts · high 1.00% / low 0.01%
0.00%1.00%1.99%Sep 18, 2026: 0.01% APYOct 10, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20261.00%▲ from 0.01%
  • Sep 18, 20260.01%first recorded
NASA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
Elite Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
EagleBank
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
Eagle Premium Interest Checking
0.63%
$100
▼
Rate0.62%
Min Deposit$100
Min BalanceN/A
UpdatedOct 7, 2026
Details

Visit or Call

Rate History
1 change since Sep 24, 2026 · 0.48% → 0.63% ▲ 0.15 pts · high 0.63% / low 0.48%
0.00%0.57%1.13%Sep 24, 2026: 0.48% APYSep 27, 2026: 0.63% APYSep 24, 2026Oct 13, 2026
  • Sep 27, 20260.63%▲ from 0.48%
  • Sep 24, 20260.48%first recorded
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Premium Checking
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000+; Dividends compounded Monthly; Dividend period Monthly (calendar); Balance method Average Daily Balance; Minimum balance to avoid service fee: $15 Monthly Fee Applies

Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 8 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Oct 13, 2026
EagleBank
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
Eagle Relationship Interest Checking
0.48%
$100
▼
Rate0.47%
Min Deposit$100
Min BalanceN/A
UpdatedOct 7, 2026
Details

Visit or Call

Rate History
1 change since Sep 24, 2026 · 0.30% → 0.48% ▲ 0.18 pts · high 0.48% / low 0.30%
0.00%0.49%0.98%Sep 24, 2026: 0.30% APYSep 27, 2026: 0.48% APYSep 24, 2026Oct 13, 2026
  • Sep 27, 20260.48%▲ from 0.30%
  • Sep 24, 20260.30%first recorded
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Premium Checking
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $50,000 to <$100,000; Dividends compounded Monthly; Dividend period Monthly (calendar); Balance method Average Daily Balance; Minimum balance to avoid service fee: $15 Monthly Fee Applies

Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 8 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Oct 13, 2026
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Premium Checking
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $10,000 to <$50,000; Dividends compounded Monthly; Dividend period Monthly (calendar); Balance method Average Daily Balance; Minimum balance to avoid service fee: $15 Monthly Fee Applies

Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 8 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Oct 13, 2026
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Premium Checking
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $1,000 to <$10,000; Dividends compounded Monthly; Dividend period Monthly (calendar); Balance method Average Daily Balance; Minimum balance to avoid service fee: $15 Monthly Fee Applies

Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 8 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Oct 13, 2026
Department of Commerce FCU
Institution Rating:
D2.9 ★ Texas Ratio: 20.98%
Advantage Rewards Checking
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

For balances greater than $25,000.01

Rate History
No change since Oct 7, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 7, 2026: 0.25% APYOct 7, 2026Oct 13, 2026
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
High Yield Checking
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: opt out of paper statements from APGFCU; have an ongoing qualifying direct deposit of at least $200 per month into your High Yield Checking account; complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card linked to the High Yield Checking Account; Balance: $20,000.01 and above; opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit of at least $200 per month into your High Yield Checking account, and complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card linked to the High Yield Checking Account. A qualifying direct deposit is a recurring electronic credit of your salary, pension, Social Security, or other regular monthly income deposited to your account by your employer or an outside agency. Transactions that do not qualify as a direct deposit include, but are not limited to, transfers from one account to another and deposits made at an ATM. Minimum purchase transaction is $1.00. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. To qualify, debit card transactions must process, post, and clear within the calendar month. High Yield Checking Accounts are limited to one account each per member (per membership). No monthly maintenance fees or penalties. Rates may change after account opening. Fees may reduce earnings on accounts.

Rate History
No change since Sep 25, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Sep 25, 2026: 0.20% APYSep 25, 2026Oct 13, 2026
Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Interest Checking
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

>= $500

Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 4 times
0.00%0.35%0.70%Sep 18, 2026: 0.20% APYSep 18, 2026Oct 13, 2026
John Marshall Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Federal Interest Checking
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $10,000.01+; For personal accounts and sole proprietors only.

Rate History
1 change since Sep 27, 2026 · 0.10% → 0.15% ▲ 0.05 pts · high 0.15% / low 0.10%
0.00%0.33%0.65%Sep 27, 2026: 0.10% APYOct 2, 2026: 0.15% APYSep 27, 2026Oct 13, 2026
  • Oct 2, 20260.15%▲ from 0.10%
  • Sep 27, 20260.10%first recorded
The Ephrata National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Interest Checking
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $250,000 to $499,999

Rate History
No change since Oct 7, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Oct 7, 2026: 0.15% APYOct 7, 2026Oct 13, 2026
FedChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
Premium Checking
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Dividends Compounded and Credited: Quarterly Balance Method: Average Daily Balance Limitations: Refer to Member Services Agreement.

Rate History
No change since Sep 20, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 20, 2026: 0.15% APYSep 20, 2026Oct 13, 2026
Presidential Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.48%
Checking PLUS
0.12%
$1,500
▼
Rate0.00%
Min Deposit$1,500
Min BalanceN/A
UpdatedOct 7, 2026
Details

Earn 0.12% APY* on Daily Balances up to $25,000 and 0.10% APY* on Higher Balances

Rate History
No change since Sep 27, 2026 · 0.12% APY · checked 4 times
0.00%0.31%0.62%Sep 27, 2026: 0.12% APYSep 27, 2026Oct 13, 2026
John Marshall Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Federal Interest Checking
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $0.00 - $10,000.00; For personal accounts and sole proprietors only.

Rate History
1 change since Sep 27, 2026 · 0.05% → 0.10% ▲ 0.05 pts · high 0.10% / low 0.05%
0.00%0.30%0.60%Sep 27, 2026: 0.05% APYOct 2, 2026: 0.10% APYSep 27, 2026Oct 13, 2026
  • Oct 2, 20260.10%▲ from 0.05%
  • Sep 27, 20260.05%first recorded
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.29%
Premium 1st Checking
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 12, 2026: 0.10% APYSep 12, 2026Oct 13, 2026
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Interest Checking
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026

Big Pool Rewards Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
Kasasa Cash Checking
5.25%
$0
▼
Rate5.13%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Oct 7, 2026 · 5.25% APY · checked 2 times
4.75%5.25%5.75%Oct 7, 2026: 5.25% APYOct 7, 2026Oct 13, 2026
Department of Commerce FCU
Institution Rating:
D2.9 ★ Texas Ratio: 20.98%
Advantage Rewards Checking
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

For balances greater than $25,000.01; Entire balance if qualifications are not met

Rate History
No change since Oct 7, 2026 · 5.00% APY · checked 2 times
4.50%5.00%5.50%Oct 7, 2026: 5.00% APYOct 7, 2026Oct 13, 2026
Destinations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
PREFERRED Rewards Checking
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required: Log in to eBanking or the DCU Mobile App; Enroll in and maintain eStatements; Receive Direct Deposit totaling $500 or more each month; Conduct a minimum of 15 Debit Card transactions with an aggregate total of $50 or more each month; Qualifications must be met; Balance up to $10,000 (If Qualifications are Met)

Rate History
1 change since Sep 14, 2026 · 0.05% → 3.25% ▲ 3.20 pts · high 3.25% / low 0.05%
0.00%3.23%6.45%Sep 14, 2026: 0.05% APYOct 13, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
  • Oct 13, 20263.25%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
Kasasa Cash Checking
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Oct 7, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 7, 2026: 0.50% APYOct 7, 2026Oct 13, 2026
Department of Commerce FCU
Institution Rating:
D2.9 ★ Texas Ratio: 20.98%
Advantage Rewards Checking
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

For balances greater than $25,000.01

Rate History
No change since Oct 7, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 7, 2026: 0.25% APYOct 7, 2026Oct 13, 2026
State Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.00%
SECU TotalTM Checking & Rewards - Gold
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Up To; Requires e-statements and full check direct deposit of $500+/month into checking

Rate History
No change since Oct 13, 2026 · 0.15% APY
0.00%0.33%0.65%Oct 13, 2026: 0.15% APYOct 13, 2026Oct 13, 2026
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
Better Rewards Checking
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $3,000.01 and Over

Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 12, 2026: 0.10% APYSep 12, 2026Oct 13, 2026
State Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.00%
SECU TotalTM Checking & Rewards - Silver
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Requires e-statements and full check direct deposit of $500+/month into checking

Rate History
No change since Oct 13, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 13, 2026: 0.10% APYOct 13, 2026Oct 13, 2026
Department of Commerce FCU
Institution Rating:
D2.9 ★ Texas Ratio: 20.98%
Advantage Rewards Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Entire balance if qualifications are not met

Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
State Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.00%
SECU TotalTM Checking & Rewards - Bronze
0.05%
$25
▼
Rate0.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

Up To; Entry level; everyone starts here each month and levels up as requirements are met

Rate History
No change since Oct 13, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 13, 2026: 0.05% APYOct 13, 2026Oct 13, 2026
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
Rewards Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Minimum Balance for Dividends: $0.01

Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Oct 13, 2026
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
Kasasa Cash Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 13, 2026

Big Pool Free Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Everyday Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Everyday Teen Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Active Duty Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Campus Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Easy Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.53%
Access America Checking Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.; Balance less than $20,000

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Municipal Employees Credit Union of Balt
Institution Rating:
A5.0 ★ Texas Ratio: 7.57%
Basic Checking Account
0.03%
$25
▼
Rate0.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 6 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Oct 13, 2026
Market USA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.76%
Everyday Checking
0.01%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $1,000.00; Rates effective as of 10/12/2026. Dividends are compounded and credited monthly.

Rate History
No change since Oct 12, 2026 · 0.01% APY
0.00%0.26%0.51%Oct 12, 2026: 0.01% APYOct 12, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Everyday Checking
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.01% APY · checked 4 times
0.00%0.26%0.51%Sep 30, 2026: 0.01% APYSep 30, 2026Oct 13, 2026

Big Pool Student Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Mid-Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Student Plus Checking
1.00%
$25
▼
Rate1.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.01 - $500.00

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Capital One Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
MONEY Teen Checking
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Variable APY | No fees or minimums

Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.22%
YOUth Journey Checking
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Everyday Teen Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Campus Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026

Big Pool Business Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
Business High Yield Checking Business
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.00 - $20,000.00; Qualifying balance up to $20,000.00

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 8 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
CFG Bank
Institution Rating:
D3.3 ★ Texas Ratio: 35.17%
Business Interest Checking Business
2.25%
$1,500
▼
Rate2.23%
Min Deposit$1,500
Min BalanceN/A
UpdatedOct 7, 2026
Details

$1,500 minimum balance to avoid $10 monthly maintenance fee. - $0.25 fee per transaction in excess of 200. - Interest credited monthly. - Interest will not be earned if daily balance falls below $1,500.

Rate History
No change since Sep 18, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Sep 18, 2026: 2.25% APYSep 18, 2026Oct 13, 2026
State Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.00%
Interest-earning business checking Business
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
State Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.00%
Nonprofit business checking Business
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 13, 2026
CFG Bank
Institution Rating:
D3.3 ★ Texas Ratio: 35.17%
Business Interest Checking Business
1.75%
$1,500
▼
Rate1.74%
Min Deposit$1,500
Min BalanceN/A
UpdatedOct 7, 2026
Details

$1,500 minimum balance to avoid $10 monthly maintenance fee. - $0.25 fee per transaction in excess of 200. - Interest credited monthly. - Interest will not be earned if daily balance falls below $1,500.

Rate History
No change since Sep 18, 2026 · 1.75% APY · checked 6 times
1.25%1.75%2.25%Sep 18, 2026: 1.75% APYSep 18, 2026Oct 13, 2026
Eastern Savings Bank, FSB
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Business Checking Accounts Business
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Compounding Frequency: Daily

Rate History
1 change since Sep 19, 2026 · 1.00% → 1.25% ▲ 0.25 pts · high 1.25% / low 1.00%
0.50%1.13%1.75%Sep 19, 2026: 1.00% APYOct 7, 2026: 1.25% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20261.25%▲ from 1.00%
  • Sep 19, 20261.00%first recorded
CFG Bank
Institution Rating:
D3.3 ★ Texas Ratio: 35.17%
Business Interest Checking Business
1.00%
$1,500
▼
Rate1.00%
Min Deposit$1,500
Min BalanceN/A
UpdatedOct 7, 2026
Details

$1,500 minimum balance to avoid $10 monthly maintenance fee. - $0.25 fee per transaction in excess of 200. - Interest credited monthly. - Interest will not be earned if daily balance falls below $1,500.

Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
Business Performance Checking Business
1.00%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 13, 2026
Eastern Savings Bank, FSB
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Business Checking Accounts Business
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Compounding Frequency: Daily

Rate History
1 change since Sep 19, 2026 · 0.50% → 0.75% ▲ 0.25 pts · high 0.75% / low 0.50%
0.00%0.63%1.25%Sep 19, 2026: 0.50% APYOct 7, 2026: 0.75% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20260.75%▲ from 0.50%
  • Sep 19, 20260.50%first recorded
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.29%
Business Checking with Interest Business
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $5,000,000.00 - $25,000,000.00

Rate History
No change since Sep 7, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 7, 2026: 0.75% APYSep 7, 2026Oct 13, 2026
Presidential Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.48%
Business Advantage Checking Business
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

On Balances Between $5,000 and $20,000; Earn 0.50% APY* on Higher Balances

Rate History
2 changes since Sep 18, 2026 · 0.75% → 0.75% ▼ 0.00 pts · high 0.75% / low 0.50%
0.00%0.63%1.25%Sep 18, 2026: 0.75% APYOct 2, 2026: 0.50% APYOct 7, 2026: 0.75% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20260.75%▲ from 0.50%
  • Oct 2, 20260.50%▼ from 0.75%
  • Sep 18, 20260.75%first recorded
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.29%
Business Checking with Interest Business
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $0.00 - $4,999,999.99

Rate History
No change since Sep 7, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 7, 2026: 0.50% APYSep 7, 2026Oct 13, 2026
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
Cornerstone Business Checking Business
0.35%
$50
▼
Rate0.35%
Min Deposit$50
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Sep 8, 2026 · 0.35% APY · checked 8 times
0.00%0.43%0.85%Sep 8, 2026: 0.35% APYSep 8, 2026Oct 13, 2026
Eastern Savings Bank, FSB
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Business Checking Accounts Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Compounding Frequency: Daily

Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 19, 2026: 0.25% APYSep 19, 2026Oct 13, 2026
Woodforest National Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.96%
Business Plus Checking Business
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Transaction Limits: Unlimited

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
State Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.00%
Estate business checking Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Premier Business Checking Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 10, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Eastern Savings Bank, FSB
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Business Checking Accounts Business
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Compounding Frequency: Daily

Rate History
No change since Sep 19, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 19, 2026: 0.20% APYSep 19, 2026Oct 13, 2026
Eastern Savings Bank, FSB
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Business Checking Accounts Business
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Compounding Frequency: Daily

Rate History
No change since Sep 19, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 19, 2026: 0.15% APYSep 19, 2026Oct 13, 2026
Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Business Interest Checking Business
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: >= $10,000

Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 13, 2026
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
Elite Business Checking Business
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $2,500.00

Rate History
No change since Sep 25, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Sep 25, 2026: 0.15% APYSep 25, 2026Oct 13, 2026
Eastern Savings Bank, FSB
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Business Checking Accounts Business
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Compounding Frequency: Daily

Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 19, 2026: 0.10% APYSep 19, 2026Oct 13, 2026
Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Business Interest Checking Business
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $2,500 - $9,999.99

Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.29%
Business Checking Business
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $25,000 - $49,999.99

Rate History
No change since Sep 17, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 17, 2026: 0.10% APYSep 17, 2026Oct 13, 2026
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Business Interest Checking Business
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Eastern Savings Bank, FSB
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
Business Checking Accounts Business
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Compounding Frequency: Daily

Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 19, 2026: 0.05% APYSep 19, 2026Oct 13, 2026
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Business Interest Checking Business
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Sep 7, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 7, 2026: 0.05% APYSep 7, 2026Oct 13, 2026
Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Business Interest Checking Business
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $0.01 - $2,499.99

Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Essential Business Checking Business
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Compounded & Credited: Monthly

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
Business Interest Checking Business
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

For business owners who want to earn interest on any balance.

Rate History
No change since Sep 12, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 12, 2026: 0.05% APYSep 12, 2026Oct 13, 2026

Big Pool, MD Checking Rate Trends

Compare local Big Pool, MD checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Maryland Checking Trends
High-Yield Checking MD Avg
1.209%
▼ 0.138 vs 7 days ago

Maryland high-yield checking rates fell 0.138 points over the past 7 days to 1.209% APY.

Free Checking MD Avg
0.219%
▼ 0.003 vs 7 days ago

Maryland free checking rates fell 0.003 points over the past 7 days to 0.219% APY.

As of Oct 13, 2026 • Rate data sourced from 8,500+ monitored institutions

Big Pool, MD Checking Rate Forecast, Next 12 Months

Checking APYs move with Federal Reserve policy. Our model projects the likely path of high-yield and free checking averages from the current Maryland figures.

Current High-Yield Avg
1.21%
APY, as of Oct 13, 2026
6-Month Forecast
1.26%
Fed hold assumed
12-Month Forecast
1.31%
Range: 1.06% to 1.51%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit institutions typically pass policy-rate changes through to checking APYs within 60 to 90 days. Reward and high-yield checking adjust faster than standard accounts.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

Powered byMonitorBankRates

Top Checking Rates from Big Pool, Maryland Institutions

Highest verified APYs available today, updated October 13, 2026. Advertised rates typically require qualifying monthly activity.

B Top 5 Bank Rates
Department of Commerce FCU
Advantage Rewards Checking
D 2.9 ★ TX: 20.98%
Min: $0
5.00%
Aberdeen Proving Ground FCU
High Yield Checking
A+ 5.0 ★ TX: 4.35%
Min: $0
4.00%
FIRST EAGLE
Power Checking
A+ 5.0 ★ TX: 3.56%
Min: $25
3.05%
CFG Bank
Business Interest Checking
D 3.3 ★ TX: 35.17%
Min: $1,500
2.25%
Eastern Savings Bank, FSB
Business Checking Accounts
B 4.6 ★ TX: 19.76%
Min: $0
1.25%
CU Top 5 Credit Union Rates
Baxter Credit Union
PowerPlusTM Checking - Level 2
A 5.0 ★ TX: 6.31%
Min: $0
8.00%
Andrews Federal Credit Union
Kasasa Cash Checking
A 5.0 ★ TX: 10.28%
Min: $0
5.25%
SkyPoint Federal Credit Union
Business High Yield Checking
A 5.0 ★ TX: 9.36%
Min: $0
4.00%
Destinations Credit Union
PREFERRED Rewards Checking
A+ 5.0 ★ TX: 1.41%
Min: $0
3.25%
Freedom Of Maryland Federal Credit Union
Empower Checking
A 5.0 ★ TX: 12.84%
Min: $0
3.00%
Rates verified October 13, 2026 . Click an institution name to view its full profile, safety ratings, and all checking products.
Powered byMonitorBankRates

What Your Balance Earns at MD Checking Averages

Annual interest earnings at current Maryland average APYs. Advertised high-yield rates typically require qualifying monthly activity, and most accounts cap the balance that earns the top rate. The calculator below models your exact balance against a cap.

Balance High-Yield Checking (1.209% APY)Monthly Earnings Free Checking (0.219% APY)Monthly Earnings
$2,500 $30.23 / year $2.52 $5.47 / year $0.46
$5,000 $60.45 / year $5.04 $10.93 / year $0.91
$10,000 $120.90 / year $10.08 $21.86 / year $1.82
$25,000 $302.25 / year $25.19 $54.65 / year $4.55
Earnings estimates assume the full balance earns the average APY with qualifying requirements met every month. Actual earnings depend on the account’s rate cap, base rate, and whether requirements are met. The top offers above pay well over these averages. Source: Maryland checking rate averages as of October 13, 2026.
Powered byMonitorBankRates
40
Institutions with Checking Rates
Available in Big Pool, Maryland
12 Banks 28 Credit Unions

About Our Big Pool, Maryland Checking Rate Database

MonitorBankRates tracks checking account rates from 12 banks and 28 credit unions offering checking accounts to Big Pool, Maryland residents, spanning high-yield, rewards, free, student, and business checking from community institutions, regional banks, and national online options. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Baxter Credit Union offers a checking account at 8.00% APY. High-yield checking rates typically require qualifying monthly activity. Check the account details before opening.

How to Find the Best Checking Rates in Big Pool, Maryland

What to compare when shopping for an interest-bearing checking account in Big Pool, Maryland

To find the best checking APYs in Big Pool, Maryland, start with credit unions and online-only banks: Big Pool, Maryland has 28 credit unions in our database, and they dominate the high-yield and rewards checking market because they have lower overhead than traditional branch networks and use high rates to win your primary banking relationship.

Read the qualifying requirements before you’re drawn in by the headline rate. Most high-yield checking accounts require 10 to 15 debit card transactions per month, a direct deposit or ACH transfer, and e-statements. Miss them in a given month and you earn a near-zero base rate instead. Also check the balance cap: the advertised APY usually applies only up to $10,000 to $25,000. The current MD high-yield checking average is 1.209% but top institutions serving Big Pool, Maryland are offering as high as 8.00%, so shopping around pays off.

Finally, weigh fees and access: a monthly maintenance fee can erase a year of interest on a modest balance, and out-of-network ATM fees add up fast. The best accounts pair a high rate with no monthly fee and nationwide ATM access or ATM-fee reimbursement, worth checking if an institution has branches or in-network ATMs near you in Big Pool, Maryland.

When High-Yield Checking Makes Sense

  • You already use a debit card regularly: the transaction requirements cost you nothing extra
  • Your everyday balance sits under the account’s rate cap, so your whole balance earns the top APY
  • You want your spending money earning savings-level interest instead of 0%
  • You prefer banking locally: 40 institutions serving Big Pool, Maryland report checking rates to our database

Consider an Alternative If…

Maryland Financial Snapshot

Local demographics and economic context for account holders. Source: U.S. Census Bureau (state-level data shown; city data not available)

Population 65+
16.7%
National avg: 17.3%
Median Individual Earnings
$56,984
National avg: $47,340
Poverty Rate
9.4%
National avg: 11.1%
Unemployment Rate
4.8%
National avg: 4.8%
Checking Earnings on 10% of Salary
$69/yr
At MD HY checking avg 1.209% APY

At today’s MD high-yield checking average of 1.209%, keeping 10% of the local median salary ($5,698) in a high-yield checking account would earn $69 annually, money a 0% traditional checking account leaves on the table. The top offers above pay even more.

Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.

High-Yield Checking vs. Other Big Pool, Maryland Options

How interest-bearing checking accounts compare to the other deposit products available at banks and credit unions in Big Pool, Maryland.

Feature High-Yield Checking Free Checking High-Yield Savings Money Market
Current MD Avg APY 1.209% 0.219% View Savings Rates View MMA Rates
Monthly Activity Required ✗ Usually yes (debit + direct deposit) ✓ None ✓ None ✓ None
Balance Cap on Top Rate Common ($10K, $25K) Little or no interest paid ✓ Rarely Tiered: higher balances earn more
FDIC / NCUA Insured ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K
Checks & Debit Card ✓ Unlimited ✓ Unlimited ✗ No ✓ Limited per month
Best For Everyday spending money that also earns Simple no-fee banking, modest balances Emergency fund, larger balances Larger balances wanting some check access

APY data reflects Maryland averages tracked in our database as of October 13, 2026. Rates are variable and may differ by institution. See individual product pages for full details.

Big Pool, Maryland Checking Account Interest Calculator

See what an interest-bearing checking account earns on your everyday balance. Most high-yield accounts only pay the advertised APY up to a balance cap. Enter the cap to see the real number, or leave it at 0 for uncapped accounts. Click any current Big Pool, Maryland rate on the right to apply it. Interest compounds monthly.

Interest Earned
$0
Balance Earning Top Rate
$0
Ending Balance
$0

Assumes monthly compounding, qualifying requirements met every cycle, and that balances above the cap earn 0%. Checking rates are variable and can change at any time. Estimates are for informational purposes only.

Current Big Pool, Maryland Checking Rates

Verified October 13, 2026 · click a rate to use it
Rates shown are actual verified offers available in Big Pool, Maryland and daily averages from our monitoring database. Check each account’s qualifying requirements and rate cap, then model them here. See the full tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Big Pool, Maryland checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Big Pool, Maryland directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Big Pool, Maryland. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MD.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Big Pool, Maryland earn interest?

Most traditional local checking accounts in Big Pool, Maryland earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Big Pool, Maryland FDIC insured?

Yes. Legitimate banks with branches in Big Pool, Maryland are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

What do I need to do to qualify for a high-yield checking rate in Big Pool, Maryland?

Most high-yield and rewards checking accounts require qualifying activity each month, typically 10 to 15 debit card transactions, at least one direct deposit or ACH transfer, and e-statement enrollment. Miss the requirements in a given month and the account usually pays a nominal base rate for that cycle instead of the advertised APY.

Is there a limit on how much of my balance earns the top rate?

Usually, yes. Most high-yield checking accounts pay their advertised APY only on balances up to a cap, commonly $10,000 to $25,000. Amounts above the cap earn a much lower rate, often near 0%. Use the calculator above to model your exact balance against a rate cap.

How do I open a checking account in Big Pool, Maryland?

You can open a checking account online or in person at a local branch. You will generally need a government-issued photo ID, your Social Security number, and an opening deposit. Many high-yield checking accounts have low or no minimum opening deposits.

Best Checking Rates in Big Pool, Maryland

Based on our current data, some of the highest checking account APYs available to residents of Big Pool, Maryland include:
  • Baxter Credit Union
    PowerPlusTM Checking - Level 2: 8.00% APY
  • Andrews Federal Credit Union
    Kasasa Cash Checking: 5.25% APY
  • Department of Commerce FCU
    Advantage Rewards Checking: 5.00% APY
  • Aberdeen Proving Ground FCU
    High Yield Checking: 4.00% APY
  • SkyPoint Federal Credit Union
    High Yield Checking: 4.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Big Pool, Maryland. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: October 13, 2026

Big Pool, Maryland Rates & Resources