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Checking Rate Trends

Buras, Louisiana Best Checking Accounts & Rates October 2026

Buras, Louisiana checking account rates from banks and credit unions serving Louisiana range from 0.01% to 7.00% APY, verified by MonitorBankRates as of October 14, 2026. The best checking rates for Buras, Louisiana include Ascension Credit UnionAscension Credit UnionA+5.0 ★Texas Ratio: 2.35% High Yield Checking at 7.00% APY, Baton Rouge Telco Federal Credit UnionBaton Rouge Telco Federal Credit UnionA+5.0 ★Texas Ratio: 2.39% Premier Checking at 5.55% APY, Hope Federal Credit Union Jackson, MSHope Federal Credit Union Jackson, MSA5.0 ★Texas Ratio: 7.78% HOPE Rewards Checking and Checking Plus Accounts at 5.13% APY, BRECO Federal Credit UnionBRECO Federal Credit UnionA+5.0 ★Texas Ratio: 5.53% Super-Charged Checking at 5.10% APY, and BAYOU COMMUNITYBAYOU COMMUNITYA+5.0 ★Texas Ratio: 4.05% Premier Checking at 5.00% APY. Checking account rates as of October 14, 2026 according to verified data from MonitorBankRates.

Buras is a smaller community with no bank or credit union branches currently in our database. 51 institutions serving the Louisiana area are available to Buras residents, with checking rates as high as 7.00% APY from Ascension Credit Union. Rates are continually updated, so we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Buras, Louisiana. Checking Account Rates Last Updated and Verified: October 14, 2026

Compare Checking Account Rates Today in Buras, Louisiana & the Surrounding Area

Institutions:

Buras Checking Account Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Ascension Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
High Yield Checking
7.00%
$0
▼
Rate6.79%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.00 - $10,000.00

Rate History
No change since Oct 9, 2026 · 7.00% APY · checked 2 times
6.50%7.00%7.50%Oct 9, 2026: 7.00% APYOct 9, 2026Oct 14, 2026
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Premier Checking
5.55%
$5
▼
Rate5.41%
Min Deposit$5
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; To qualify for 5.55% APY, the following qualifications must be met within each month: 1) make 15 debit card purchases (non-ATM) that post and settle to your account before the last day of each month. Members can fulfill the 15 debit card purchase requirements with a variety of transactions, including: both in-person and online transactions, swipes/dips/taps-to-pay, one-time or recurring transactions, and tokenized transactions; 2) receive direct deposit in any amount to any account within the membership; and 3) enroll in eStatements. The monthly qualification cycle is defined as the period beginning the first day of the current statement cycle through the close of the current statement cycle. If you do not meet all the qualification requirements during the monthly qualification cycle, you will receive the dividend rate of the Elite Checking account as listed in the Rate Schedule; the balance of the account must be at least $2,500.00 to receive dividends. Fees may reduce earnings.

Rate History
No change since Sep 25, 2026 · 5.55% APY · checked 4 times
5.05%5.55%6.05%Sep 25, 2026: 5.55% APYSep 25, 2026Oct 14, 2026
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★ Texas Ratio: 7.78%
HOPE Rewards Checking and Checking Plus Accounts
5.13%
$0
▼
Rate5.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00; When qualifications are met

Rate History
2 changes since Sep 18, 2026 · 5.13% → 5.13% ▼ 0.00 pts · high 5.13% / low 0.10%
0.00%5.08%10.15%Sep 18, 2026: 5.13% APYSep 21, 2026: 0.10% APYOct 13, 2026: 5.13% APYSep 18, 2026Oct 14, 2026
  • Oct 13, 20265.13%▲ from 0.10%
  • Sep 21, 20260.10%▼ from 5.13%
  • Sep 18, 20265.13%first recorded
BRECO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Super-Charged Checking
5.10%
$0
▼
Rate4.99%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: up to $10,000.00; Dividends Paid Monthly

Rate History
2 changes since Sep 14, 2026 · 5.10% → 5.10% ▼ 0.00 pts · high 5.10% / low 0.15%
0.00%5.02%10.05%Sep 14, 2026: 5.10% APYSep 21, 2026: 0.15% APYOct 13, 2026: 5.10% APYSep 14, 2026Oct 14, 2026
  • Oct 13, 20265.10%▲ from 0.15%
  • Sep 21, 20260.15%▼ from 5.10%
  • Sep 14, 20265.10%first recorded
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Premier Checking
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required; Balance: first $5,000.00 of balance earns 5.00%; above-market dividends on remaining balance; Variable rate account; Dividends posted and compounded monthly; $8.00/mo. service fee if qualifications not met

Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 8 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 14, 2026
Origin Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Connect Checking
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 2, 2026
Details

Qualifications Required: 16 posted and cleared debit card transactions excluding ATM transactions per statement cycle; 1 posted and cleared ACH automatic debit or credit per statement cycle; receive a monthly eStatement on this account or the APY paid on your entire balance will be 0.00%. These monthly requirements must be completed 3 business days prior to the end of your statement cycle.; Earn 5.00% APY1 on balances up to $40,000 when qualifications are met2. Receive a $100 lender credit when you originate a mortgage loan with Origin Bank during the life of this account. 1After qualifications are met, earn 5.00% Annual Percentage Yield (APY) on balances up to $40,000; earn 0.50% APY for balances above $40,000. APY effective as of 06/01/2026. Fees may reduce earnings. Rate subject to change at any time. A cycle service charge of $14 will be imposed every statement cycle that the average daily balance falls below $4,000. Limited to one account per individual. Closing this account within 90 days of opening results in $25 fee. If you originate a mortgage loan with Origin during the life of this account you will receive a $100 lender credit to be redeemed at the time of your closing; there is no minimum balance required for this benefit.

Rate History
No change since Sep 27, 2026 · 5.00% APY · checked 2 times
4.50%5.00%5.50%Sep 27, 2026: 5.00% APYSep 27, 2026Oct 14, 2026
Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Geaux Money Checking - Qualifications Met
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Met; Balance: $0 - Up to $10,000

Rate History
No change since Oct 13, 2026 · 5.00% APY
4.50%5.00%5.50%Oct 13, 2026: 5.00% APYOct 13, 2026Oct 14, 2026
Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Geaux Money High-Yield Checking
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00; No minimum balance required; Dividends less than $0.01 will not be paid; Membership restrictions may apply

Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 7 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 14, 2026
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Kasasa Cash Checking
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: up to and including $15,000; Qualifying balance up to $15,000

Rate History
1 change since Sep 14, 2026 · 0.05% → 5.00% ▲ 4.95 pts · high 5.00% / low 0.05%
0.00%4.98%9.95%Sep 14, 2026: 0.05% APYOct 12, 2026: 5.00% APYSep 14, 2026Oct 14, 2026
  • Oct 12, 20265.00%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Checking Plus Qualified
5.00%
$25
▼
Rate4.89%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balances up to and including $25,000; $25 min deposit to open, no daily balance requirements; Qualifications required

Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 5 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 14, 2026
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Lagniappe Checking
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: Met Qualifications; Met Qualifications - Balance up to $10,000

Rate History
No change since Sep 20, 2026 · 4.50% APY · checked 6 times
4.00%4.50%5.00%Sep 20, 2026: 4.50% APYSep 20, 2026Oct 14, 2026
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Deluxe Checking
4.25%
$0
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required; Balance: first $3,000.00 of balance earns 4.25%; above-market dividends on remaining balance; Variable rate account; Dividends posted and compounded monthly; $6.00/mo. service fee if qualifications not met

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 8 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 14, 2026
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Lagniappe Lite Checking
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: Met Qualifications; Balance: $0.01 - $10,000.00

Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 20, 2026: 3.75% APYSep 20, 2026Oct 14, 2026
CSE Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Rewards Checking
3.25%
$50
▼
Rate3.20%
Min Deposit$50
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications met; Qualifying balance up to $20,000.00

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 14, 2026
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Big Bayou Business Checking Business
2.75%
$250
▼
Rate2.75%
Min Deposit$250
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifying balance up to $10,000.00; Sub Acct. No. 136; Pays dividends on $0-$10,000.00 at 2.75%, $10,000+ at .30%; Monthly service fee $20.00/Month, waived if A.D.B. of $5,000.00; Non-Activity Fee $18.00/Month

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 8 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 14, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
Wealth Checking
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: Over $100,000.00

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 14, 2026
First Guaranty Bank
Institution Rating:
C3.8 ★ Texas Ratio: 25.51%
Hero Checking Account
2.27%
$25
▼
Rate2.25%
Min Deposit$25
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balances less than $5,000.00

Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 7 times
1.77%2.27%2.77%Sep 14, 2026: 2.27% APYSep 14, 2026Oct 14, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
Wealth Checking
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $75,000.00 - $99,999.99

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 14, 2026
Carter Federal Credit Union
Institution Rating:
C-3.8 ★ Texas Ratio: 29.75%
Rewards Checking
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Balance: Up to $10,000.00; Qualifying balance up to $10,000.00

Rate History
No change since Sep 20, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Sep 20, 2026: 2.25% APYSep 20, 2026Oct 14, 2026
UMB United Mississippi Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
NetChek Checking
2.00%
$100
▼
Rate1.98%
Min Deposit$100
Min BalanceN/A
UpdatedOct 7, 2026
Details

Qualifications Required: 10 point-of-sale debit card** purchase post and clear per qualification cycle; 1 ACH direct deposit or ACH debit post and clear per qualification cycle; Qualifying Annual Percentage Yield of 2.00% with an interest rate of 1.98% paid on daily balances up to $15,000.99*

Rate History
No change since Sep 29, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 29, 2026: 2.00% APYSep 29, 2026Oct 14, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
Wealth Checking
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $50,000.00 - $74,999.99

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
Dividend Checking
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $1,500.00 - $15,000.00; $6 service fee applied to accounts below the $1,500 minimum average daily checking account balance; Regular share rate applies to balances over $15,000; If the member fails to meet one or more qualifications, only a .05% dividend rate applies

Rate History
No change since Sep 14, 2026 · 1.87% APY · checked 6 times
1.37%1.87%2.37%Sep 14, 2026: 1.87% APYSep 14, 2026Oct 14, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
Dividend Plus Checking
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifying balance up to $15,000.00

Rate History
No change since Sep 14, 2026 · 1.87% APY · checked 5 times
1.37%1.87%2.37%Sep 14, 2026: 1.87% APYSep 14, 2026Oct 14, 2026
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Small Bayou Business Checking Business
1.75%
$100
▼
Rate1.75%
Min Deposit$100
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifying balance up to $2,500.00; Sub Acct. No. 131; Pays dividends on $0-$2,500.00 at 1.75%, $2,500.00+ at .20%; Monthly service fee $15.00/Month, waived if A.D.B. of $300.00; Non-Activity Fee $12.00/Month

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 8 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 14, 2026
Gateway First Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.16%
Gateway Premier Interest Checking
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $1,500 and above

Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 7 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 14, 2026
Instep Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.22%
Patriotic Checking
1.01%
$5
▼
Rate1.00%
Min Deposit$5
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 1.01% APY · checked 5 times
0.51%1.01%1.51%Sep 30, 2026: 1.01% APYSep 30, 2026Oct 14, 2026
Instep Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.22%
United Checking
1.01%
$250
▼
Rate1.00%
Min Deposit$250
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 1.01% APY · checked 5 times
0.51%1.01%1.51%Sep 30, 2026: 1.01% APYSep 30, 2026Oct 14, 2026
Formation Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Dividends Checking (S11)
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 14, 2026
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
Kasasa Cash Checking
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Published APY range: 1.00%-1.12%. Balance: $25,000+

Rate History
No change since Sep 20, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 20, 2026: 1.00% APYSep 20, 2026Oct 14, 2026
JD Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
JD Signature Checking
0.75%
$25
▼
Rate0.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 7, 2026
Details

On average checking balances when balance requirements are met. Combined JD Signature Checking, JD Signature Savings, and Certificate of Deposit balances. Interest is credited to JD Signature Checking account. Savings Overdraft Privilege available. Line of Credit available with credit approval. Overdraft and returned item fees may apply. .25% Discount on New Loans with Auto Debit; 50% Discount on one Safe Deposit Box (Any Size); $10 Monthly Fee-Free cashier checks ($10 fee is waived if balance requirements are met)

Rate History
No change since Sep 8, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 8, 2026: 0.75% APYSep 8, 2026Oct 14, 2026
Professional Fire Fighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
Checking Accounts
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $2,500.00 and over; Effective Date: November 2022

Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 14, 2026
CENTRIC
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
Business Checking Plus Business
0.62%
$0
▼
Rate0.62%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $50,000 and over; $12 Monthly Service Fee if Balance falls below $2,500.00

Rate History
No change since Sep 14, 2026 · 0.62% APY · checked 8 times
0.12%0.62%1.12%Sep 14, 2026: 0.62% APYSep 14, 2026Oct 14, 2026
CENTRIC
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
Business Checking Plus Business
0.58%
$0
▼
Rate0.58%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000 - $49,999; $12 Monthly Service Fee if Balance falls below $2,500.00

Rate History
No change since Sep 14, 2026 · 0.58% APY · checked 8 times
0.08%0.58%1.08%Sep 14, 2026: 0.58% APYSep 14, 2026Oct 14, 2026
Carter Federal Credit Union
Institution Rating:
C-3.8 ★ Texas Ratio: 29.75%
Commercial Checking Business
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $50,000 or greater; If average monthly balance falls below $10,000 no dividends are earned

Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 6 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Oct 14, 2026
CENTRIC
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
Business Checking Plus Business
0.54%
$0
▼
Rate0.54%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $10,000 - $24,999; $12 Monthly Service Fee if Balance falls below $2,500.00

Rate History
No change since Sep 14, 2026 · 0.54% APY · checked 8 times
0.04%0.54%1.04%Sep 14, 2026: 0.54% APYSep 14, 2026Oct 14, 2026
CENTRIC
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
Business Checking Plus Business
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $2,500 - $9,999; $12 Monthly Service Fee if Balance falls below $2,500.00

Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
Concordia Bank & Trust Company
Institution Rating:
B4.4 ★ Texas Ratio: 21.79%
Diamond Checking
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Youth Checking
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $1 million and over

Rate History
No change since Oct 7, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 7, 2026: 0.50% APYOct 7, 2026Oct 14, 2026
Crescent Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
Benefits of a Business Checking Account Business
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: Above $999.99

Rate History
No change since Oct 7, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 7, 2026: 0.50% APYOct 7, 2026Oct 14, 2026
Crescent Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
Personal Checking
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: Above $999.99

Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 3 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026

Buras High Yield Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Ascension Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
High Yield Checking
7.00%
$0
▼
Rate6.79%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.00 - $10,000.00

Rate History
No change since Oct 9, 2026 · 7.00% APY · checked 2 times
6.50%7.00%7.50%Oct 9, 2026: 7.00% APYOct 9, 2026Oct 14, 2026
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Premier Checking
5.55%
$5
▼
Rate5.41%
Min Deposit$5
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; To qualify for 5.55% APY, the following qualifications must be met within each month: 1) make 15 debit card purchases (non-ATM) that post and settle to your account before the last day of each month. Members can fulfill the 15 debit card purchase requirements with a variety of transactions, including: both in-person and online transactions, swipes/dips/taps-to-pay, one-time or recurring transactions, and tokenized transactions; 2) receive direct deposit in any amount to any account within the membership; and 3) enroll in eStatements. The monthly qualification cycle is defined as the period beginning the first day of the current statement cycle through the close of the current statement cycle. If you do not meet all the qualification requirements during the monthly qualification cycle, you will receive the dividend rate of the Elite Checking account as listed in the Rate Schedule; the balance of the account must be at least $2,500.00 to receive dividends. Fees may reduce earnings.

Rate History
No change since Sep 25, 2026 · 5.55% APY · checked 4 times
5.05%5.55%6.05%Sep 25, 2026: 5.55% APYSep 25, 2026Oct 14, 2026
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★ Texas Ratio: 7.78%
HOPE Rewards Checking and Checking Plus Accounts
5.13%
$0
▼
Rate5.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00; When qualifications are met

Rate History
2 changes since Sep 18, 2026 · 5.13% → 5.13% ▼ 0.00 pts · high 5.13% / low 0.10%
0.00%5.08%10.15%Sep 18, 2026: 5.13% APYSep 21, 2026: 0.10% APYOct 13, 2026: 5.13% APYSep 18, 2026Oct 14, 2026
  • Oct 13, 20265.13%▲ from 0.10%
  • Sep 21, 20260.10%▼ from 5.13%
  • Sep 18, 20265.13%first recorded
BRECO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Super-Charged Checking
5.10%
$0
▼
Rate4.99%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: up to $10,000.00; Dividends Paid Monthly

Rate History
2 changes since Sep 14, 2026 · 5.10% → 5.10% ▼ 0.00 pts · high 5.10% / low 0.15%
0.00%5.02%10.05%Sep 14, 2026: 5.10% APYSep 21, 2026: 0.15% APYOct 13, 2026: 5.10% APYSep 14, 2026Oct 14, 2026
  • Oct 13, 20265.10%▲ from 0.15%
  • Sep 21, 20260.15%▼ from 5.10%
  • Sep 14, 20265.10%first recorded
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Premier Checking
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required; Balance: first $5,000.00 of balance earns 5.00%; above-market dividends on remaining balance; Variable rate account; Dividends posted and compounded monthly; $8.00/mo. service fee if qualifications not met

Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 8 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 14, 2026
Origin Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Connect Checking
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 2, 2026
Details

Qualifications Required: 16 posted and cleared debit card transactions excluding ATM transactions per statement cycle; 1 posted and cleared ACH automatic debit or credit per statement cycle; receive a monthly eStatement on this account or the APY paid on your entire balance will be 0.00%. These monthly requirements must be completed 3 business days prior to the end of your statement cycle.; Earn 5.00% APY1 on balances up to $40,000 when qualifications are met2. Receive a $100 lender credit when you originate a mortgage loan with Origin Bank during the life of this account. 1After qualifications are met, earn 5.00% Annual Percentage Yield (APY) on balances up to $40,000; earn 0.50% APY for balances above $40,000. APY effective as of 06/01/2026. Fees may reduce earnings. Rate subject to change at any time. A cycle service charge of $14 will be imposed every statement cycle that the average daily balance falls below $4,000. Limited to one account per individual. Closing this account within 90 days of opening results in $25 fee. If you originate a mortgage loan with Origin during the life of this account you will receive a $100 lender credit to be redeemed at the time of your closing; there is no minimum balance required for this benefit.

Rate History
No change since Sep 27, 2026 · 5.00% APY · checked 2 times
4.50%5.00%5.50%Sep 27, 2026: 5.00% APYSep 27, 2026Oct 14, 2026
Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Geaux Money Checking - Qualifications Met
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Met; Balance: $0 - Up to $10,000

Rate History
No change since Oct 13, 2026 · 5.00% APY
4.50%5.00%5.50%Oct 13, 2026: 5.00% APYOct 13, 2026Oct 14, 2026
Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Geaux Money High-Yield Checking
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00; No minimum balance required; Dividends less than $0.01 will not be paid; Membership restrictions may apply

Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 7 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 14, 2026
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Kasasa Cash Checking
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: up to and including $15,000; Qualifying balance up to $15,000

Rate History
1 change since Sep 14, 2026 · 0.05% → 5.00% ▲ 4.95 pts · high 5.00% / low 0.05%
0.00%4.98%9.95%Sep 14, 2026: 0.05% APYOct 12, 2026: 5.00% APYSep 14, 2026Oct 14, 2026
  • Oct 12, 20265.00%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Checking Plus Qualified
5.00%
$25
▼
Rate4.89%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balances up to and including $25,000; $25 min deposit to open, no daily balance requirements; Qualifications required

Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 5 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 14, 2026
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Lagniappe Checking
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: Met Qualifications; Met Qualifications - Balance up to $10,000

Rate History
No change since Sep 20, 2026 · 4.50% APY · checked 6 times
4.00%4.50%5.00%Sep 20, 2026: 4.50% APYSep 20, 2026Oct 14, 2026
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Deluxe Checking
4.25%
$0
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required; Balance: first $3,000.00 of balance earns 4.25%; above-market dividends on remaining balance; Variable rate account; Dividends posted and compounded monthly; $6.00/mo. service fee if qualifications not met

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 8 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 14, 2026
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Lagniappe Lite Checking
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: Met Qualifications; Balance: $0.01 - $10,000.00

Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 20, 2026: 3.75% APYSep 20, 2026Oct 14, 2026
CSE Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Rewards Checking
3.25%
$50
▼
Rate3.20%
Min Deposit$50
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications met; Qualifying balance up to $20,000.00

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 14, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
Wealth Checking
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: Over $100,000.00

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 6 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 14, 2026
First Guaranty Bank
Institution Rating:
C3.8 ★ Texas Ratio: 25.51%
Hero Checking Account
2.27%
$25
▼
Rate2.25%
Min Deposit$25
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balances less than $5,000.00

Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 7 times
1.77%2.27%2.77%Sep 14, 2026: 2.27% APYSep 14, 2026Oct 14, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
Wealth Checking
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $75,000.00 - $99,999.99

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 6 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 14, 2026
Carter Federal Credit Union
Institution Rating:
C-3.8 ★ Texas Ratio: 29.75%
Rewards Checking
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Balance: Up to $10,000.00; Qualifying balance up to $10,000.00

Rate History
No change since Sep 20, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Sep 20, 2026: 2.25% APYSep 20, 2026Oct 14, 2026
UMB United Mississippi Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
NetChek Checking
2.00%
$100
▼
Rate1.98%
Min Deposit$100
Min BalanceN/A
UpdatedOct 7, 2026
Details

Qualifications Required: 10 point-of-sale debit card** purchase post and clear per qualification cycle; 1 ACH direct deposit or ACH debit post and clear per qualification cycle; Qualifying Annual Percentage Yield of 2.00% with an interest rate of 1.98% paid on daily balances up to $15,000.99*

Rate History
No change since Sep 29, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 29, 2026: 2.00% APYSep 29, 2026Oct 14, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
Wealth Checking
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $50,000.00 - $74,999.99

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
Dividend Checking
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $1,500.00 - $15,000.00; $6 service fee applied to accounts below the $1,500 minimum average daily checking account balance; Regular share rate applies to balances over $15,000; If the member fails to meet one or more qualifications, only a .05% dividend rate applies

Rate History
No change since Sep 14, 2026 · 1.87% APY · checked 6 times
1.37%1.87%2.37%Sep 14, 2026: 1.87% APYSep 14, 2026Oct 14, 2026
Neighbors Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
Dividend Plus Checking
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifying balance up to $15,000.00

Rate History
No change since Sep 14, 2026 · 1.87% APY · checked 5 times
1.37%1.87%2.37%Sep 14, 2026: 1.87% APYSep 14, 2026Oct 14, 2026
Gateway First Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.16%
Gateway Premier Interest Checking
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $1,500 and above

Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 7 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 14, 2026
Instep Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.22%
Patriotic Checking
1.01%
$5
▼
Rate1.00%
Min Deposit$5
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 1.01% APY · checked 5 times
0.51%1.01%1.51%Sep 30, 2026: 1.01% APYSep 30, 2026Oct 14, 2026
Instep Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.22%
United Checking
1.01%
$250
▼
Rate1.00%
Min Deposit$250
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 1.01% APY · checked 5 times
0.51%1.01%1.51%Sep 30, 2026: 1.01% APYSep 30, 2026Oct 14, 2026
Formation Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Dividends Checking (S11)
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Oct 14, 2026
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
Kasasa Cash Checking
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Published APY range: 1.00%-1.12%. Balance: $25,000+

Rate History
No change since Sep 20, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 20, 2026: 1.00% APYSep 20, 2026Oct 14, 2026
First Guaranty Bank
Institution Rating:
C3.8 ★ Texas Ratio: 25.51%
FGB Interest Checking Account
0.45%
$5,000
▼
Rate0.45%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balances $5,000.00 or more

Rate History
No change since Sep 18, 2026 · 0.45% APY · checked 6 times
0.00%0.48%0.95%Sep 18, 2026: 0.45% APYSep 18, 2026Oct 14, 2026
Concordia Bank & Trust Company
Institution Rating:
B4.4 ★ Texas Ratio: 21.79%
Charitable Interest Checking
0.25%
$1,000
▼
Rate0.25%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 14, 2026
Concordia Bank & Trust Company
Institution Rating:
B4.4 ★ Texas Ratio: 21.79%
Interest Checking
0.25%
$1,500
▼
Rate0.25%
Min Deposit$1,500
Min BalanceN/A
UpdatedOct 11, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 14, 2026
Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Interest Checking
0.25%
$50
▼
Rate0.00%
Min Deposit$50
Min BalanceN/A
UpdatedOct 11, 2026
Details

Waived with $2,500 minimum daily balance

Rate History
No change since Sep 11, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 11, 2026: 0.25% APYSep 11, 2026Oct 14, 2026
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 6.94%
Premium Checking
0.15%
$50
▼
Rate0.15%
Min Deposit$50
Min BalanceN/A
UpdatedOct 7, 2026
Details

Interest earned on a minimum average daily balance of $1,000.00 or more; Check images with monthly statements; Personal Visa debit card; Available combined statement; No service charge on minimum daily balance of $1,000 or more.; First 20 debit transactions are free, and only $0.25 thereafter.; If the balance in the account falls below $1,000 any day of the cycle and monthly statement is received electronically, there is a $10.00 service fee. If monthly statement is requested to be delivered by mail, there is a $12.50 service charge fee.

Rate History
No change since Sep 19, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 19, 2026: 0.15% APYSep 19, 2026Oct 14, 2026
Gateway First Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.16%
Gateway 50 Plus Checking
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Any balance

Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 14, 2026
Gateway First Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.16%
Gateway Easy Interest Checking
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Any balance

Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 14, 2026
Gateway First Bank
Institution Rating:
B+4.8 ★ Texas Ratio: 17.16%
Gateway Premier Interest Checking
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: Any balance up to $1,499.99

Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 14, 2026
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Interest Checking
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $2,500+; Must maintain a minimum daily balance of $2,500 to earn dividends

Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 8 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 14, 2026
Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Platinum Checking
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $1,500 and over (Maximum Balance to Earn Dividend: No Max)

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 14, 2026
Fifth District Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Premium Interest Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $1,500.00 - $2,499.99

Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 24, 2026: 0.05% APYSep 24, 2026Oct 14, 2026
BankPlus
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
InvestmentPlus Checking
0.05%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: $1,000 to $99,999

Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 14, 2026
BankPlus
Institution Rating:
A+5.0 ★ Texas Ratio: 4.80%
PrimePlus Checking
0.05%
$500
▼
Rate0.00%
Min Deposit$500
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 14, 2026

Buras Rewards Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Hope Federal Credit Union Jackson, MS
Institution Rating:
A5.0 ★ Texas Ratio: 7.78%
HOPE Rewards Checking and Checking Plus Accounts
5.13%
$0
▼
Rate5.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00; When qualifications are met

Rate History
2 changes since Sep 18, 2026 · 5.13% → 5.13% ▼ 0.00 pts · high 5.13% / low 0.10%
0.00%5.08%10.15%Sep 18, 2026: 5.13% APYSep 21, 2026: 0.10% APYOct 13, 2026: 5.13% APYSep 18, 2026Oct 14, 2026
  • Oct 13, 20265.13%▲ from 0.10%
  • Sep 21, 20260.10%▼ from 5.13%
  • Sep 18, 20265.13%first recorded
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
Kasasa Cash Checking
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: up to and including $15,000; Qualifying balance up to $15,000

Rate History
1 change since Sep 14, 2026 · 0.05% → 5.00% ▲ 4.95 pts · high 5.00% / low 0.05%
0.00%4.98%9.95%Sep 14, 2026: 0.05% APYOct 12, 2026: 5.00% APYSep 14, 2026Oct 14, 2026
  • Oct 12, 20265.00%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
CSE Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
Rewards Checking
3.25%
$50
▼
Rate3.20%
Min Deposit$50
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications met; Qualifying balance up to $20,000.00

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 14, 2026
Carter Federal Credit Union
Institution Rating:
C-3.8 ★ Texas Ratio: 29.75%
Rewards Checking
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Balance: Up to $10,000.00; Qualifying balance up to $10,000.00

Rate History
No change since Sep 20, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Sep 20, 2026: 2.25% APYSep 20, 2026Oct 14, 2026
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
Kasasa Cash Checking
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Published APY range: 1.00%-1.12%. Balance: $25,000+

Rate History
No change since Sep 20, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 20, 2026: 1.00% APYSep 20, 2026Oct 14, 2026
First Federal Bank of Louisiana
Institution Rating:
A5.0 ★ Texas Ratio: 13.89%
Kasasa Cash Checking
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min BalanceN/A
UpdatedOct 11, 2026
Details

When qualifications are not met, the entire daily balance earns 0.05% interest resulting in 0.05% APY.

Rate History
No change since Sep 29, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 29, 2026: 0.05% APYSep 29, 2026Oct 14, 2026
Washington State Bank Washington, LA
Institution Rating:
A5.0 ★ Texas Ratio: 10.88%
Free Kasasa Cash Checking
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

When Kasasa Cash qualifications are not met: All balances in the account earn up to 0.05% APY and ATM withdrawal fees are not refunded. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Receiving e-statements is a condition of having this account.

Rate History
No change since Sep 29, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 29, 2026: 0.05% APYSep 29, 2026Oct 14, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Rewards Checking High Yield
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Rate if qualifications aren't met

Rate History
No change since Sep 20, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 20, 2026: 0.05% APYSep 20, 2026Oct 14, 2026
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
Kasasa Cash Checking
0.01%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Non-qualifying

Rate History
No change since Sep 20, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Sep 20, 2026: 0.01% APYSep 20, 2026Oct 14, 2026

Buras Free Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Washington State Bank Washington, LA
Institution Rating:
A5.0 ★ Texas Ratio: 10.88%
Free Kasasa Cash Checking
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

When Kasasa Cash qualifications are not met: All balances in the account earn up to 0.05% APY and ATM withdrawal fees are not refunded. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Receiving e-statements is a condition of having this account.

Rate History
No change since Sep 29, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 29, 2026: 0.05% APYSep 29, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Active Duty Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Campus Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Easy Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Everyday Checking
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Sep 30, 2026: 0.01% APYSep 30, 2026Oct 14, 2026

Buras Student Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Youth Checking
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $1 million and over

Rate History
No change since Oct 7, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 7, 2026: 0.50% APYOct 7, 2026Oct 14, 2026
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Student Checking
0.50%
$5
▼
Rate0.50%
Min Deposit$5
Min BalanceN/A
UpdatedOct 12, 2026
Details

Fees may reduce earnings on the account.

Rate History
No change since Sep 25, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 25, 2026: 0.50% APYSep 25, 2026Oct 14, 2026
Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Youth Checking
0.40%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $500,000 to $999,999

Rate History
No change since Oct 7, 2026 · 0.40% APY · checked 2 times
0.00%0.45%0.90%Oct 7, 2026: 0.40% APYOct 7, 2026Oct 14, 2026
Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Youth Checking
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $250,000 to $499,999

Rate History
No change since Oct 7, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 7, 2026: 0.25% APYOct 7, 2026Oct 14, 2026
Louisiana Catholic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
Student Checking
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $1,000.00 minimum to earn dividend (Average Daily Balance)

Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 3 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 14, 2026
Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Youth Checking
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $0.01 to $249,999

Rate History
No change since Oct 7, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 7, 2026: 0.10% APYOct 7, 2026Oct 14, 2026
Capital One Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
MONEY Teen Checking
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Variable APY | No fees or minimums

Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Campus Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 14, 2026
BRECO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
My Money Teen and Student Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Dividends Paid Monthly; APY accurate as of 5/27/2026

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.22%
YOUth Journey Checking
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min BalanceN/A
UpdatedOct 13, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026

Buras Business Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Big Bayou Business Checking Business
2.75%
$250
▼
Rate2.75%
Min Deposit$250
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifying balance up to $10,000.00; Sub Acct. No. 136; Pays dividends on $0-$10,000.00 at 2.75%, $10,000+ at .30%; Monthly service fee $20.00/Month, waived if A.D.B. of $5,000.00; Non-Activity Fee $18.00/Month

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 8 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 14, 2026
BAYOU COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Small Bayou Business Checking Business
1.75%
$100
▼
Rate1.75%
Min Deposit$100
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifying balance up to $2,500.00; Sub Acct. No. 131; Pays dividends on $0-$2,500.00 at 1.75%, $2,500.00+ at .20%; Monthly service fee $15.00/Month, waived if A.D.B. of $300.00; Non-Activity Fee $12.00/Month

Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 8 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 14, 2026
CENTRIC
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
Business Checking Plus Business
0.62%
$0
▼
Rate0.62%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $50,000 and over; $12 Monthly Service Fee if Balance falls below $2,500.00

Rate History
No change since Sep 14, 2026 · 0.62% APY · checked 8 times
0.12%0.62%1.12%Sep 14, 2026: 0.62% APYSep 14, 2026Oct 14, 2026
CENTRIC
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
Business Checking Plus Business
0.58%
$0
▼
Rate0.58%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000 - $49,999; $12 Monthly Service Fee if Balance falls below $2,500.00

Rate History
No change since Sep 14, 2026 · 0.58% APY · checked 8 times
0.08%0.58%1.08%Sep 14, 2026: 0.58% APYSep 14, 2026Oct 14, 2026
Carter Federal Credit Union
Institution Rating:
C-3.8 ★ Texas Ratio: 29.75%
Commercial Checking Business
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $50,000 or greater; If average monthly balance falls below $10,000 no dividends are earned

Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 6 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Oct 14, 2026
CENTRIC
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
Business Checking Plus Business
0.54%
$0
▼
Rate0.54%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $10,000 - $24,999; $12 Monthly Service Fee if Balance falls below $2,500.00

Rate History
No change since Sep 14, 2026 · 0.54% APY · checked 8 times
0.04%0.54%1.04%Sep 14, 2026: 0.54% APYSep 14, 2026Oct 14, 2026
CENTRIC
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
Business Checking Plus Business
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $2,500 - $9,999; $12 Monthly Service Fee if Balance falls below $2,500.00

Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
Crescent Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
Benefits of a Business Checking Account Business
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Balance: Above $999.99

Rate History
No change since Oct 7, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Oct 7, 2026: 0.50% APYOct 7, 2026Oct 14, 2026
Carter Federal Credit Union
Institution Rating:
C-3.8 ★ Texas Ratio: 29.75%
Commercial Checking Business
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $10,000 to $49,000; If average monthly balance falls below $10,000 no dividends are earned

Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 6 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Oct 14, 2026
Woodforest National Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.96%
Business Plus Checking Business
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

Transaction Limits: Unlimited

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 14, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Business Interest Checking Business
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $100,000+

Rate History
No change since Sep 20, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 20, 2026: 0.25% APYSep 20, 2026Oct 14, 2026
Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Business Advantage Checking Business
0.20%
$100
▼
Rate0.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

Monthly Service Charge: $20 Waived with $10,000 minimum daily balance; Items Paid (per item): $0.35; Items Deposited (per item): $0.35

Rate History
No change since Sep 11, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 11, 2026: 0.20% APYSep 11, 2026Oct 14, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Business Interest Checking Business
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $25,000 - $99,999.99

Rate History
No change since Oct 4, 2026 · 0.20% APY · checked 3 times
0.00%0.35%0.70%Oct 4, 2026: 0.20% APYOct 4, 2026Oct 14, 2026
Simmesport State Bank
Institution Rating:
C+4.2 ★ Texas Ratio: 25.25%
Business Int. Checking Business
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Oct 8, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Oct 8, 2026: 0.15% APYOct 8, 2026Oct 14, 2026
State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.88%
Business N.O.W. Checking Business
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 7, 2026
Details

No additional details provided.

Rate History
No change since Sep 7, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 7, 2026: 0.15% APYSep 7, 2026Oct 14, 2026
EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Business Interest Checking Business
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $5,000 - $24,999.99

Rate History
No change since Oct 4, 2026 · 0.15% APY · checked 3 times
0.00%0.33%0.65%Oct 4, 2026: 0.15% APYOct 4, 2026Oct 14, 2026
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Business Solution Checking Business
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 20, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 20, 2026: 0.15% APYSep 20, 2026Oct 14, 2026
ANECA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Platinum Business Checking Business
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Oct 8, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 8, 2026: 0.10% APYOct 8, 2026Oct 14, 2026
Fifth District Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Business Elite 501(c) Elite Checking Business
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
Advancial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.30%
Business Rewards Checking Business
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $0.01 and up

Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 7 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Oct 14, 2026
Fifth District Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Business Basic Checking Business
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 6 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 14, 2026
Fifth District Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
Business Plus 501(c) Plus Checking Business
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 6 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Oct 14, 2026

Buras, LA Checking Rate Trends

Compare local Buras, LA checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Louisiana Checking Trends
High-Yield Checking LA Avg
2.293%
▲ 0.243 vs 7 days ago

Louisiana high-yield checking rates rose 0.243 points over the past 7 days to 2.293% APY.

Free Checking LA Avg
0.696%
▼ 0.043 vs 7 days ago

Louisiana free checking rates fell 0.043 points over the past 7 days to 0.696% APY.

As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions

Buras, LA Checking Rate Forecast, Next 12 Months

Checking APYs move with Federal Reserve policy. Our model projects the likely path of high-yield and free checking averages from the current Louisiana figures.

Current High-Yield Avg
2.29%
APY, as of Oct 14, 2026
6-Month Forecast
2.34%
Fed hold assumed
12-Month Forecast
2.39%
Range: 2.14% to 2.59%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit institutions typically pass policy-rate changes through to checking APYs within 60 to 90 days. Reward and high-yield checking adjust faster than standard accounts.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

Powered byMonitorBankRates

Top Checking Rates from Buras, Louisiana Institutions

Highest verified APYs available today, updated October 14, 2026. Advertised rates typically require qualifying monthly activity.

B Top 5 Bank Rates
BAYOU COMMUNITY
Premier Checking
A+ 5.0 ★ TX: 4.05%
Min: $0
5.00%
Origin Bank
Connect Checking
A 5.0 ★ TX: 6.66%
Min: $0
5.00%
First Guaranty Bank
Hero Checking Account
C 3.8 ★ TX: 25.51%
Min: $25
2.27%
UMB United Mississippi Bank
NetChek Checking
A+ 5.0 ★ TX: 1.25%
Min: $100
2.00%
Gateway First Bank
Gateway Premier Interest Checking
B+ 4.8 ★ TX: 17.16%
Min: $0
1.50%
CU Top 5 Credit Union Rates
Ascension Credit Union
High Yield Checking
A+ 5.0 ★ TX: 2.35%
Min: $0
7.00%
Baton Rouge Telco Federal Credit Union
Premier Checking
A+ 5.0 ★ TX: 2.39%
Min: $5
5.55%
Hope Federal Credit Union Jackson, MS
HOPE Rewards Checking and Checking Plus Accounts
A 5.0 ★ TX: 7.78%
Min: $0
5.13%
BRECO Federal Credit Union
Super-Charged Checking
A+ 5.0 ★ TX: 5.53%
Min: $0
5.10%
Jefferson Parish Employees Federal Credit Union
Geaux Money Checking - Qualifications Met
A+ 5.0 ★ TX: 2.28%
Min: $0
5.00%
Rates verified October 14, 2026 . Click an institution name to view its full profile, safety ratings, and all checking products.
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What Your Balance Earns at LA Checking Averages

Annual interest earnings at current Louisiana average APYs. Advertised high-yield rates typically require qualifying monthly activity, and most accounts cap the balance that earns the top rate. The calculator below models your exact balance against a cap.

Balance High-Yield Checking (2.293% APY)Monthly Earnings Free Checking (0.696% APY)Monthly Earnings
$2,500 $57.31 / year $4.78 $17.41 / year $1.45
$5,000 $114.63 / year $9.55 $34.82 / year $2.90
$10,000 $229.25 / year $19.10 $69.64 / year $5.80
$25,000 $573.13 / year $47.76 $174.10 / year $14.51
Earnings estimates assume the full balance earns the average APY with qualifying requirements met every month. Actual earnings depend on the account’s rate cap, base rate, and whether requirements are met. The top offers above pay well over these averages. Source: Louisiana checking rate averages as of October 14, 2026.
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51
Institutions with Checking Rates
Available in Buras, Louisiana
19 Banks 32 Credit Unions

About Our Buras, Louisiana Checking Rate Database

MonitorBankRates tracks checking account rates from 19 banks and 32 credit unions offering checking accounts to Buras, Louisiana residents, spanning high-yield, rewards, free, student, and business checking from community institutions, regional banks, and national online options. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Ascension Credit Union offers a checking account at 7.00% APY. High-yield checking rates typically require qualifying monthly activity. Check the account details before opening.

How to Find the Best Checking Rates in Buras, Louisiana

What to compare when shopping for an interest-bearing checking account in Buras, Louisiana

To find the best checking APYs in Buras, Louisiana, start with credit unions and online-only banks: Buras, Louisiana has 32 credit unions in our database, and they dominate the high-yield and rewards checking market because they have lower overhead than traditional branch networks and use high rates to win your primary banking relationship.

Read the qualifying requirements before you’re drawn in by the headline rate. Most high-yield checking accounts require 10 to 15 debit card transactions per month, a direct deposit or ACH transfer, and e-statements. Miss them in a given month and you earn a near-zero base rate instead. Also check the balance cap: the advertised APY usually applies only up to $10,000 to $25,000. The current LA high-yield checking average is 2.293% but top institutions serving Buras, Louisiana are offering as high as 7.00%, so shopping around pays off.

Finally, weigh fees and access: a monthly maintenance fee can erase a year of interest on a modest balance, and out-of-network ATM fees add up fast. The best accounts pair a high rate with no monthly fee and nationwide ATM access or ATM-fee reimbursement, worth checking if an institution has branches or in-network ATMs near you in Buras, Louisiana.

When High-Yield Checking Makes Sense

  • You already use a debit card regularly: the transaction requirements cost you nothing extra
  • Your everyday balance sits under the account’s rate cap, so your whole balance earns the top APY
  • You want your spending money earning savings-level interest instead of 0%
  • You prefer banking locally: 51 institutions serving Buras, Louisiana report checking rates to our database

Consider an Alternative If…

Louisiana Financial Snapshot

Local demographics and economic context for account holders. Source: U.S. Census Bureau (state-level data shown; city data not available)

Population 65+
16.7%
National avg: 17.3%
Median Individual Earnings
$40,534
National avg: $47,340
Poverty Rate
18.9%
National avg: 11.1%
Unemployment Rate
6.2%
National avg: 4.8%
Checking Earnings on 10% of Salary
$93/yr
At LA HY checking avg 2.293% APY

At today’s LA high-yield checking average of 2.293%, keeping 10% of the local median salary ($4,053) in a high-yield checking account would earn $93 annually, money a 0% traditional checking account leaves on the table. The top offers above pay even more.

Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.

High-Yield Checking vs. Other Buras, Louisiana Options

How interest-bearing checking accounts compare to the other deposit products available at banks and credit unions in Buras, Louisiana.

Feature High-Yield Checking Free Checking High-Yield Savings Money Market
Current LA Avg APY 2.293% 0.696% View Savings Rates View MMA Rates
Monthly Activity Required ✗ Usually yes (debit + direct deposit) ✓ None ✓ None ✓ None
Balance Cap on Top Rate Common ($10K, $25K) Little or no interest paid ✓ Rarely Tiered: higher balances earn more
FDIC / NCUA Insured ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K
Checks & Debit Card ✓ Unlimited ✓ Unlimited ✗ No ✓ Limited per month
Best For Everyday spending money that also earns Simple no-fee banking, modest balances Emergency fund, larger balances Larger balances wanting some check access

APY data reflects Louisiana averages tracked in our database as of October 14, 2026. Rates are variable and may differ by institution. See individual product pages for full details.

Buras, Louisiana Checking Account Interest Calculator

See what an interest-bearing checking account earns on your everyday balance. Most high-yield accounts only pay the advertised APY up to a balance cap. Enter the cap to see the real number, or leave it at 0 for uncapped accounts. Click any current Buras, Louisiana rate on the right to apply it. Interest compounds monthly.

Interest Earned
$0
Balance Earning Top Rate
$0
Ending Balance
$0

Assumes monthly compounding, qualifying requirements met every cycle, and that balances above the cap earn 0%. Checking rates are variable and can change at any time. Estimates are for informational purposes only.

Current Buras, Louisiana Checking Rates

Verified October 14, 2026 · click a rate to use it
Rates shown are actual verified offers available in Buras, Louisiana and daily averages from our monitoring database. Check each account’s qualifying requirements and rate cap, then model them here. See the full tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Buras, Louisiana checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Buras, Louisiana directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Buras, Louisiana. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in LA.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Buras, Louisiana earn interest?

Most traditional local checking accounts in Buras, Louisiana earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Buras, Louisiana FDIC insured?

Yes. Legitimate banks with branches in Buras, Louisiana are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

What do I need to do to qualify for a high-yield checking rate in Buras, Louisiana?

Most high-yield and rewards checking accounts require qualifying activity each month, typically 10 to 15 debit card transactions, at least one direct deposit or ACH transfer, and e-statement enrollment. Miss the requirements in a given month and the account usually pays a nominal base rate for that cycle instead of the advertised APY.

Is there a limit on how much of my balance earns the top rate?

Usually, yes. Most high-yield checking accounts pay their advertised APY only on balances up to a cap, commonly $10,000 to $25,000. Amounts above the cap earn a much lower rate, often near 0%. Use the calculator above to model your exact balance against a rate cap.

How do I open a checking account in Buras, Louisiana?

You can open a checking account online or in person at a local branch. You will generally need a government-issued photo ID, your Social Security number, and an opening deposit. Many high-yield checking accounts have low or no minimum opening deposits.

Best Checking Rates in Buras, Louisiana

Based on our current data, some of the highest checking account APYs available to residents of Buras, Louisiana include:
  • Ascension Credit Union
    High Yield Checking: 7.00% APY
  • Baton Rouge Telco Federal Credit Union
    Premier Checking: 5.55% APY
  • Hope Federal Credit Union Jackson, MS
    HOPE Rewards Checking and Checking Plus Accounts: 5.13% APY
  • BRECO Federal Credit Union
    Super-Charged Checking: 5.10% APY
  • BAYOU COMMUNITY
    Premier Checking: 5.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Buras, Louisiana. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: October 14, 2026

Buras, Louisiana Rates & Resources