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Best Banks & Checking Accounts in Bonner Springs, Kansas - March 2026

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: March 25, 2026

The best checking rates for Bonner Springs, Kansas include Union Bank and Trust CompanyUnion Bank and Trust Company309 Oak St, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 0.93% Simply Free Plus checking at 2.89% APY, Academy BankAcademy Bank13010 Commercial Dr, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 5.58% Elite Investment Checking at 0.50% APY, Mutual Savings AssociationMutual Savings Association229 Oak St, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 1.16% Premium Interest Checking at 0.15% APY, Mainstreet Federal Credit UnionMainstreet Federal Credit Union301 Oak St, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 1.79% Prime Checking at 0.10% APY, and Baxter Credit UnionBaxter Credit Union6860 W 115th St, Overland Park, KS 66211 2457A5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY. Checking account rates as of March 25, 2026 according to verified data from MonitorBankRates.

Looking for the best checking accounts in Bonner Springs, Kansas? You have two main choices: convenient local branches or high-yield online accounts.

The tables below compare the top rates available to residents of Bonner Springs, Kansas, featuring both local banks and credit unions near you.

Checking account rates reflect recent market quotes and representative offers available to depositors in Bonner Springs, Kansas. Checking Account Rates Last Updated and Verified: March 25, 2026

Compare Checking Account Rates Today in Bonner Springs, Kansas & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Plus checking
2.89%
$1,000
View
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedMar 22, 2026
Details

Qualifications Required; Qualifying balance up to $100,000.00

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
13010 Commercial Dr
Bonner Springs, KS 66012
Elite Investment Checking
0.50%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
13010 Commercial Dr
Bonner Springs, KS 66012
Elite Investment Checking
0.40%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Platinum checking
0.40%
$25,000
View
▼
Rate0.40%
Min Deposit$25,000
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Platinum checking
0.36%
$10,000
View
▼
Rate0.36%
Min Deposit$10,000
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
13010 Commercial Dr
Bonner Springs, KS 66012
Elite Investment Checking
0.30%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Platinum checking
0.26%
$5,000
View
▼
Rate0.26%
Min Deposit$5,000
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
13010 Commercial Dr
Bonner Springs, KS 66012
Elite Investment Checking
0.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
13010 Commercial Dr
Bonner Springs, KS 66012
Elite Investment Checking
0.20%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
13010 Commercial Dr
Bonner Springs, KS 66012
Elite Investment Checking
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
229 Oak St
Bonner Springs, KS 66012
Premium Interest Checking
0.15%
$50
View
▼
Rate0.15%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
301 Oak St
Bonner Springs, KS 66012
Prime Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
301 Oak St
Bonner Springs, KS 66012
Optimum Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
301 Oak St
Bonner Springs, KS 66012
Classic Club Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Age 55 and better

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
229 Oak St
Bonner Springs, KS 66012
50 Plus Interest Checking
0.10%
$50
View
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Platinum checking
0.10%
$100
View
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
229 Oak St
Bonner Springs, KS 66012
Premium Interest Checking
0.05%
$50
View
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
229 Oak St
Bonner Springs, KS 66012
Direct Interest Checking
0.05%
$50
View
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St
Overland Park, KS 66211 2457
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $15000

Union State Bank of Everest
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
117 S Union St
Mc Louth, KS 66054
CashBack Checking
5.00%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

cash back on up to $200 of debit card purchases each cycle; ATM Fee Refunds up to $25 each cycle

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Plus checking
2.89%
$1,000
View
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedMar 22, 2026
Details

Qualifications Required; Qualifying balance up to $100,000.00

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Platinum checking
0.40%
$25,000
View
▼
Rate0.40%
Min Deposit$25,000
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Platinum checking
0.36%
$10,000
View
▼
Rate0.36%
Min Deposit$10,000
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Platinum checking
0.26%
$5,000
View
▼
Rate0.26%
Min Deposit$5,000
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
229 Oak St
Bonner Springs, KS 66012
Premium Interest Checking
0.15%
$50
View
▼
Rate0.15%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Platinum checking
0.10%
$100
View
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
229 Oak St
Bonner Springs, KS 66012
50 Plus Interest Checking
0.10%
$50
View
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
229 Oak St
Bonner Springs, KS 66012
Direct Interest Checking
0.05%
$50
View
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
229 Oak St
Bonner Springs, KS 66012
Premium Interest Checking
0.05%
$50
View
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St
Overland Park, KS 66211 2457
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $15000

Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★ Texas Ratio: 16.38%
204 E Highway 16
Olsburg, KS 66520
CashBack Checking
5.00%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

cash back on up to $200 of debit card purchases each cycle*; ATM Fee Refunds up to $25 each cycle**

Union State Bank of Everest
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
117 S Union St
Mc Louth, KS 66054
CashBack Checking
5.00%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

cash back on up to $200 of debit card purchases each cycle; ATM Fee Refunds up to $25 each cycle

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1105 W Dennis Ave
Olathe, KS 66061
4.50%
$0
View
▼
Rate4.41%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Qualifying balance up to $20,000

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
610 SW 10th Ave
Topeka, KS 66612
Beyond Checking
4.07%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $15,000.00

Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
1015 SW Wanamaker Rd
Topeka, KS 66604 3806
Performance Checking
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $30,000.00

FNB of Kansas
Institution Rating:
A+5.0 ★
600 N 4th St
Burlington, KS 66839
Eagle Premier Checking Account
4.00%
$100
View
▼
Rate3.96%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required: 12 debit card purchases, posted and settled; 1 Direct Deposit/Mobile Deposit per month; 1 electronic debit/ACH transaction per month; Qualifying balance up to $20,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St
Overland Park, KS 66211 2457
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $15000

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6280 W 135th St
Overland Park, KS 66223
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Peoples Bank and Trust Company (KS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
101 S Main St
Mcpherson, KS 67460
Cash Back Checking
4.00%
$50
View
▼
Rate4.00%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details

Qualifications Required: 15 debit card purchases post and settle; Be enrolled and receive free monthly Web Statements; At least one direct deposit or automatic payment (ACH) post and settle; Qualifying balance up to $200

Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
546 Main St
Kiowa, KS 67070
Free Kasasa Cash Back Checking
3.50%
$100
View
▼
Rate3.50%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

Qualifications Required; Cash back earned on up to $250 in purchases monthly

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★ Texas Ratio: 16.38%
204 E Highway 16
Olsburg, KS 66520
CashBack Checking
5.00%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

cash back on up to $200 of debit card purchases each cycle*; ATM Fee Refunds up to $25 each cycle**

Union State Bank of Everest
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
117 S Union St
Mc Louth, KS 66054
CashBack Checking
5.00%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

cash back on up to $200 of debit card purchases each cycle; ATM Fee Refunds up to $25 each cycle

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1105 W Dennis Ave
Olathe, KS 66061
4.50%
$0
View
▼
Rate4.41%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Qualifying balance up to $20,000

Peoples Bank and Trust Company (KS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
101 S Main St
Mcpherson, KS 67460
Cash Back Checking
4.00%
$50
View
▼
Rate4.00%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details

Qualifications Required: 15 debit card purchases post and settle; Be enrolled and receive free monthly Web Statements; At least one direct deposit or automatic payment (ACH) post and settle; Qualifying balance up to $200

Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
546 Main St
Kiowa, KS 67070
Free Kasasa Cash Back Checking
3.50%
$100
View
▼
Rate3.50%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

Qualifications Required; Cash back earned on up to $250 in purchases monthly

Fidelity Bank National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
100 E English St
Wichita, KS 67202
Relationship Rewards Checking
3.50%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifications Required: e-statement delivery; at least one direct deposit per statement cycle; 10 or more debit card transactions per statement cycle; Qualifying balance up to $5.00

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N
Wichita, KS 67206 3502
Premium Perks Checking
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Lyons Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
200 East Ave S
Lyons, KS 67554
Reward Checking
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Daily Balance $400 and Greater

Lyons Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
200 East Ave S
Lyons, KS 67554
Reward Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Daily Balance Below $400

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Plus checking
2.89%
$1,000
View
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedMar 22, 2026
Details

Qualifications Required; Qualifying balance up to $100,000.00

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Platinum checking
0.40%
$25,000
View
▼
Rate0.40%
Min Deposit$25,000
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Platinum checking
0.36%
$10,000
View
▼
Rate0.36%
Min Deposit$10,000
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Platinum checking
0.26%
$5,000
View
▼
Rate0.26%
Min Deposit$5,000
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
309 Oak St
Bonner Springs, KS 66012
Simply Free Platinum checking
0.10%
$100
View
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
546 Main St
Kiowa, KS 67070
Free Kasasa Cash Back Checking
3.50%
$100
View
▼
Rate3.50%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

Qualifications Required; Cash back earned on up to $250 in purchases monthly

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr
Wichita, KS 67209 1845
Freedom Youth Checking
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
4150 Kansas Ave
Kansas City, KS 66106
Best Free Checking
0.01%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
4150 Kansas Ave
Kansas City, KS 66106
Best Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6280 W 135th St
Overland Park, KS 66223
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6280 W 135th St
Overland Park, KS 66223
FREE Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.86%
7260 W 135th St
Overland Park, KS 66223
Freedom Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Credit Union of Dodge City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
802 W Trail St
Dodge City, KS 67801
Succeed Teen Checking
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr
Wichita, KS 67209 1845
FirstStep Youth Checking
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr
Wichita, KS 67209 1845
Freedom Youth Checking
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr
Wichita, KS 67209 1845
Preferred Youth Checking Account
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Ark Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
1515 N Summit St
Arkansas City, KS 67005
Student Checking Account
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 12, 2026
Details

NO service charge; Minimum balance of $1,000 to earn dividends

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
229 Oak St
Bonner Springs, KS 66012
Business Interest Checking
0.10%
$50
View
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
301 Oak St
Bonner Springs, KS 66012
Business Advantage Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Exchange Bank (NE)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
702 N Washington St
Junction City, KS 66441
Premium Business Checking
1.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

The Interest Rate and Annual Percentage Yield may change after account opening. The Interest Rate and Annual Percentage Yield are current as of the date of this publication. Fees may be charged to the account, which could reduce earnings. Offer may expire without notice.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N
Wichita, KS 67206 3502
BusinessPro Elite Checking
0.75%
$100
View
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr
Wichita, KS 67209 1845
Business e-Checking
0.50%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Qualifying balance up to $1,000.00; paid monthly

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N
Wichita, KS 67206 3502
BusinessPro Elite Checking
0.50%
$100
View
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N
Wichita, KS 67206 3502
BusinessPro Lite Checking
0.50%
$100
View
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave
De Soto, KS 66018
Premier Business Checking
0.50%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

In Branch Only

Kaw Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
1110 N Kansas Ave
Topeka, KS 66608
Business NOW Checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
6800 College Blvd
Leawood, KS 66211
Business NOW Checking
0.40%
$100
View
▼
Rate0.40%
Min Deposit$100
Min Balance—
UpdatedMar 23, 2026
Details

No additional details provided.

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd
Topeka, KS 66614 4528
Premier Plus Business Checking
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

No additional details provided.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N
Wichita, KS 67206 3502
BusinessPro Elite Checking
0.35%
$100
View
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd
Topeka, KS 66614 4528
Premier Plus Business Checking
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

No additional details provided.

Grant County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
201 S Main St
Ulysses, KS 67880
Classic Business Checking
0.25%
$100
View
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N
Wichita, KS 67206 3502
BusinessPro Elite Checking
0.25%
$100
View
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St
Overland Park, KS 66211 2457
Premier Business Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1105 W Dennis Ave
Olathe, KS 66061
Business Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Grant County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
201 S Main St
Ulysses, KS 67880
Classic Business Checking
0.20%
$100
View
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St
Baldwin City, KS 66006
Platinum Business Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St
Baldwin City, KS 66006
Business Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Bonner Springs, KS Checking Rate Trends

Compare local Bonner Springs, KS checking rate quotes against the statewide average

Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas Checking Trends →
High-Yield Checking — KS Avg
1.174%
▼ 1.789 from last week

Kansas high-yield checking rates fell 1.789 points this week to 1.174% APY, down from 2.963% last week.

Rewards Checking — KS Avg
3.760%
▼ 0.446 from last week

Kansas rewards checking rates fell 0.446 points this week to 3.760% APY, down from 4.206% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Bonner Springs, Kansas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Bonner Springs, Kansas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in KS.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Bonner Springs, Kansas earn interest?

Most traditional local checking accounts in Bonner Springs, Kansas earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Bonner Springs, Kansas FDIC insured?

Yes. Legitimate banks with branches in Bonner Springs, Kansas are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Bonner Springs, Kansas

Based on our current data, some of the highest checking account APYs available to residents of Bonner Springs, Kansas include:
  • Union Bank and Trust Company
    Simply Free Plus checking — 2.89% APY
  • Academy Bank
    Elite Investment Checking — 0.50% APY
  • Mutual Savings Association
    Premium Interest Checking — 0.15% APY
  • Mainstreet Federal Credit Union
    Prime Checking — 0.10% APY
  • Baxter Credit Union
    PowerPlusTM Checking Level 2 — 8.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bonner Springs, Kansas. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: March 25, 2026

Bonner Springs, Kansas Rates & Resources

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