The best checking rates for Kawela Bay, Hawaii include Maui County Federal Credit UnionMaui County Federal Credit Union224 Kehalani Drive, Wailuku, HI 96793A5.0 ★Texas Ratio: 6.87% Malama Rewards Checking at 5.00% APY, Central Pacific BankCentral Pacific Bank220 S King St, Honolulu, HI 96813A+5.0 ★Texas Ratio: 1.76% Shaka Checking Account at 1.00% APY, Hawaii Federal Credit UnionHawaii Federal Credit Union1244 Kaumualii St, Honolulu, HI 96817A+5.0 ★Texas Ratio: 1.76% HIGH YIELD CHECKING & Above at 0.10% APY, Hotel And Travel Industry Federal Credit UnionHotel And Travel Industry Federal Credit Union1914 S KING ST STE 100, Honolulu, HI 96826 2162A5.0 ★Texas Ratio: 7.46% Share Draft Checking (Dividend Bearing) at 0.05% APY, and Kauai Federal Credit UnionKauai Federal Credit Union2976 Ewalu St, Lihue, HI 96766A5.0 ★Texas Ratio: 9.72% Classic Checking at 0.05% APY. Checking account rates as of March 28, 2026 according to verified data from MonitorBankRates.
Looking for the best checking accounts in Kawela Bay, Hawaii? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of Kawela Bay, Hawaii, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in Kawela Bay, Hawaii. Checking Account Rates Last Updated and Verified: March 28, 2026
Qualifying balance up to $100.00
Qualifying balance up to $20,000.00
No additional details provided.
Qualifying balance up to $20,000.00
No additional details provided.
$1000
$0 - $25,000
No additional details provided.
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Qualifications Required: recurring direct deposits of $500 or more; $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.*
No additional details provided.
Qualifying balance up to $100.00
Qualifying balance up to $20,000.00
Qualifying balance up to $20,000.00
No additional details provided.
$0 - $25,000
No additional details provided.
$1000
No additional details provided.
No additional details provided.
Qualifying balance up to $100.00
Qualifications Required: recurring direct deposits of $500 or more; $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.*
No additional details provided.
Qualifications Required; No minimum to earn rate; monthly requirements**: electronic statement, 10 debit card transactions & 1 direct deposit / ACH.; Qualifying balance up to $50,000.00
No additional details provided.
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No additional details provided.
$300 minimum to avoid monthly fee and earn rate.
Compare local Kawela Bay, HI checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Hawaii high-yield checking rates fell 1.084 points this week to 0.035% APY, down from 1.119% last week.
Hawaii rewards checking rates rose 0.669 points this week to 3.366% APY, up from 2.697% last week.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Kawela Bay, Hawaii directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Kawela Bay, Hawaii. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in HI.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.