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Checking Rate Trends

Statesboro, Georgia Best Checking Accounts & Rates October 2026

Statesboro, Georgia checking account rates range from 0.01% to 7.00% APY, verified by MonitorBankRates as of October 23, 2026. The best checking rates for Statesboro, Georgia include CORE Credit UnionCORE Credit Union43 N Main St, Statesboro, GA 30458A+5.0 ★Texas Ratio: 1.72%Rate verified Oct 19, 2026 Prestige Checking at 0.20% APY, TruistTruist40 N Main St, Statesboro, GA 30458A+5.0 ★Texas Ratio: 2.87%Rate verified Oct 23, 2026 Truist Marquee Checking at 0.10% APY, iThink Financial Credit UnioniThink Financial Credit UnionA+5.0 ★Texas Ratio: 5.06%Rate verified Oct 19, 2026 myChoice Checking Account at 7.00% APY, LGE Community Credit UnionLGE Community Credit UnionA+5.0 ★Texas Ratio: 2.70%Rate verified Oct 22, 2026 High Rewards Checking at 5.75% APY, and Midsouth Community Federal Credit UnionMidsouth Community Federal Credit UnionA+5.0 ★Texas Ratio: 4.28%Rate verified Oct 23, 2026 iChecking Account at 5.01% APY. Checking account rates as of October 23, 2026 according to verified data from MonitorBankRates.

Statesboro has 2 local institutions in our database, with checking rates as high as 0.20% APY from CORE Credit Union at 43 N Main St, Statesboro, GA, 30458. Use the tabs below to compare all available checking account types. Rates are continually updated, so we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Statesboro, Georgia. Checking Account Rates Last Updated and Verified: October 23, 2026

Compare Checking Account Rates Today in Statesboro, Georgia & the Surrounding Area

Institutions:

Statesboro Checking Account Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
CORE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
43 N Main St
Statesboro, GA 30458
Prestige Checking
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 10 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 25, 2026
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
40 N Main St
Statesboro, GA 30458
Truist Marquee Checking
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $100,000 and greater; Rates as of 9/28/2026; Monthly maintenance fee $35 (can be waived)

Rate History
No change since Oct 15, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 15, 2026: 0.10% APYOct 15, 2026Oct 25, 2026
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
40 N Main St
Statesboro, GA 30458
Truist Marquee Checking
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $25,000-$99,999.99; Rates as of 9/28/2026; Monthly maintenance fee $35 (can be waived)

Rate History
No change since Oct 15, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Oct 15, 2026: 0.05% APYOct 15, 2026Oct 25, 2026
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
40 N Main St
Statesboro, GA 30458
Truist Marquee Checking
0.03%
$100
▼
Rate0.03%
Min Deposit$100
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $0-$4,999.99; Rates as of 9/28/2026; Monthly maintenance fee $35 (can be waived)

Rate History
No change since Oct 15, 2026 · 0.03% APY · checked 2 times
0.00%0.27%0.53%Oct 15, 2026: 0.03% APYOct 15, 2026Oct 25, 2026
iThink Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
myChoice Checking Account
7.00%
$25
▼
Rate6.82%
Min Deposit$25
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: $0.00 - $3,000; $25 Opening Deposit Required

Rate History
No change since Sep 14, 2026 · 7.00% APY · checked 7 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APYSep 14, 2026Oct 25, 2026
LGE Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
High Rewards Checking
5.75%
$0
▼
Rate5.60%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

Qualifications Required; Balance: up to $25,000.00; Rate is paid only on balances up to $25,000.00; membership eligibility required; split rate tier structure; becomes non-dividend bearing if requirements are not met for the dividend period

Rate History
No change since Sep 18, 2026 · 5.75% APY · checked 8 times
5.25%5.75%6.25%Sep 18, 2026: 5.75% APYSep 18, 2026Oct 25, 2026
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
iChecking Account
5.01%
$25
▼
Rate5.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 23, 2026
Details

Qualifications Required; Number of Transactions: 50+; Balance: rates paid on average daily balance up to $10,000.00; Online Banking, eStatements, valid email and direct deposit required

Rate History
No change since Sep 25, 2026 · 5.01% APY · checked 7 times
4.51%5.01%5.51%Sep 25, 2026: 5.01% APYSep 25, 2026Oct 25, 2026
Altamaha Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
Rewards Interest Checking
5.00%
$100
▼
Rate4.88%
Min Deposit$100
Min BalanceN/A
UpdatedOct 21, 2026
Details

Qualifications Required; Balance: 0 - $10,000; Qualifying balance up to $10,000.00

Rate History
No change since Sep 24, 2026 · 5.00% APY · checked 6 times
4.50%5.00%5.50%Sep 24, 2026: 5.00% APYSep 24, 2026Oct 25, 2026
Center Parc Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Kasasa Cash Checking
5.00%
$1
▼
Rate4.89%
Min Deposit$1
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $0.00 - $25,000.00; Rate applies when qualifications are met

Rate History
No change since Oct 22, 2026 · 5.00% APY
4.50%5.00%5.50%Oct 22, 2026: 5.00% APYOct 22, 2026Oct 25, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
High Yield Checking
4.75%
$1,000
▼
Rate4.65%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 19, 2026
Details

Minimum: $1,000 Direct Deposit; Qualifications Required; Balance: up to $10,000.00 for the current declared High Yield Checking rate; Fees could reduce earnings

Rate History
No change since Sep 14, 2026 · 4.75% APY · checked 8 times
4.25%4.75%5.25%Sep 14, 2026: 4.75% APYSep 14, 2026Oct 25, 2026
Fitness Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
Fitness Checking
4.40%
$0
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Avg Daily Steps: 12,500+; Earn the rate by tracking your steps on the FitnessBank mobile app

Rate History
No change since Sep 24, 2026 · 4.40% APY · checked 6 times
3.90%4.40%4.90%Sep 24, 2026: 4.40% APYSep 24, 2026Oct 25, 2026
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
iChecking Account
4.01%
$25
▼
Rate4.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 23, 2026
Details

Qualifications Required; Number of Transactions: 40-49; Balance: rates paid on average daily balance up to $10,000.00; Online Banking, eStatements, valid email and direct deposit required

Rate History
No change since Sep 25, 2026 · 4.01% APY · checked 7 times
3.51%4.01%4.51%Sep 25, 2026: 4.01% APYSep 25, 2026Oct 25, 2026
Security Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
High Yield Checking
4.00%
$1,000
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 22, 2026
Details

Qualifications Required; Balance: $0.00 - $10,000.00 (APY on portion of daily balance under $10,000); $12 monthly fee waived with $1,000 daily minimum balance; ATM fee refunds up to $25 per cycle

Rate History
No change since Sep 8, 2026 · 4.00% APY · checked 10 times
3.50%4.00%4.50%Sep 8, 2026: 4.00% APYSep 8, 2026Oct 25, 2026
Security Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
Premium Checking
4.00%
$2,500
▼
Rate3.93%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 22, 2026
Details

Qualifications Required; Balance: $0.00 - $10,000.00 (APY on portion of daily balance under $10,000); $15 monthly fee waived with $2,500 daily minimum balance; $1,200 per year cell phone protection; ATM fee refunds up to $25 per cycle

Rate History
No change since Sep 8, 2026 · 4.00% APY · checked 10 times
3.50%4.00%4.50%Sep 8, 2026: 4.00% APYSep 8, 2026Oct 25, 2026
First Port City Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
Port City Rewards Interest Checking
4.00%
$100
▼
Rate3.93%
Min Deposit$100
Min BalanceN/A
UpdatedOct 21, 2026
Details

Qualifications Required: 10 PIN-Based or Signature-Based Debit Card Purchases Per Month; Enrolled in and Agree to Receive E-Statements; Qualifications: 10 PIN or signature debit card purchases per month and e-statements; balance tier 0 - $25,000; ATM withdrawal fee reimbursement up to $25.00

Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 9 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Oct 25, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlus Checking - Level 2
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: up to $15,000.00; Introductory APY 8.00%; Introductory Dividend Rate 7.72%

Rate History
No change since Oct 14, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 25, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking - Level 1 Introductory
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: up to $15,000; Introductory rate

Rate History
No change since Oct 19, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 19, 2026: 4.00% APYOct 19, 2026Oct 25, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking - Level 2
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: $0.00 - $15,000.00; Introductory APY: 8.00%; Introductory Dividend Rate: 7.72%

Rate History
2 changes since Sep 27, 2026 · 1.00% → 4.00% ▲ 3.00 pts · high 8.00% / low 1.00%
0.00%7.50%15.00%Sep 27, 2026: 1.00% APYOct 10, 2026: 8.00% APYOct 19, 2026: 4.00% APYSep 27, 2026Oct 25, 2026
  • Oct 19, 20264.00%▼ from 8.00%
  • Oct 10, 20268.00%▲ from 1.00%
  • Sep 27, 20261.00%first recorded
CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Student Checking
3.56%
$25
▼
Rate3.50%
Min Deposit$25
Min BalanceN/A
UpdatedOct 23, 2026
Details

Student checking up to age 23; 3.56% APY paid on deposits up to $1,000. Restrictions apply.

Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 7 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Oct 25, 2026
Associated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
PRO$PER Checking
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Qualifying balance up to $24,999 (Balance: $0 - $24,999); Account pays the lower tier rate on the entire balance when the Tier One requirements are not met; Compounding: Monthly; Dividend frequency: Monthly; Good through October 31, 2026

Rate History
No change since Sep 29, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 29, 2026: 3.50% APYSep 29, 2026Oct 25, 2026
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
iChecking Account
3.00%
$25
▼
Rate3.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 23, 2026
Details

Qualifications Required; Number of Transactions: 30-39; Balance: rates paid on average daily balance up to $10,000.00; Online Banking, eStatements, valid email and direct deposit required

Rate History
No change since Sep 25, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 25, 2026: 3.00% APYSep 25, 2026Oct 25, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
UIC Ignite Checking
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Qualifications Required; Net Direct Deposit required to open and to earn the current declared UIC Ignite Checking rate; Fees could reduce earnings

Rate History
No change since Sep 14, 2026 · 2.55% APY · checked 8 times
2.05%2.55%3.05%Sep 14, 2026: 2.55% APYSep 14, 2026Oct 25, 2026
Loyal Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Platinum Checking
2.00%
$100
▼
Rate1.98%
Min Deposit$100
Min BalanceN/A
UpdatedOct 21, 2026
Details

Balance: $5,000 and greater; Avoid $20 monthly service charge with $5,000 average monthly balance

Rate History
No change since Oct 7, 2026 · 2.00% APY · checked 3 times
1.50%2.00%2.50%Oct 7, 2026: 2.00% APYOct 7, 2026Oct 25, 2026
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Youth Checking
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: Up to $1,000

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 9 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 25, 2026
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
iChecking Account
2.00%
$25
▼
Rate2.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 23, 2026
Details

Qualifications Required; Number of Transactions: 20-29; Balance: rates paid on average daily balance up to $10,000.00; Online Banking, eStatements, valid email and direct deposit required

Rate History
No change since Sep 25, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 25, 2026: 2.00% APYSep 25, 2026Oct 25, 2026
Southern Bank Sardis, GA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
VIP Checking
1.89%
$50
▼
Rate1.88%
Min Deposit$50
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $10,000 up to $24,999.99

Rate History
No change since Sep 28, 2026 · 1.89% APY · checked 6 times
1.39%1.89%2.39%Sep 28, 2026: 1.89% APYSep 28, 2026Oct 25, 2026
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
FirstRewards Checking
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 20, 2026
Details

Qualifications Required; Balance: $0.00 - $25,000.00; Qualifying balance up to $25,000.00; Non-FirstBank ATM fees refunded each cycle; Base rate .01% APY when qualifications not met

Rate History
No change since Sep 18, 2026 · 1.51% APY · checked 8 times
1.01%1.51%2.01%Sep 18, 2026: 1.51% APYSep 18, 2026Oct 25, 2026
Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Business Checking Business
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 1.26% APY · checked 8 times
0.76%1.26%1.76%Sep 14, 2026: 1.26% APYSep 14, 2026Oct 25, 2026
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
Genesis Checking Account - 75
1.00%
$1
▼
Rate0.00%
Min Deposit$1
Min BalanceN/A
UpdatedOct 23, 2026
Details

Dividends if criteria met; Qualifying balance up to $10,000

Rate History
No change since Oct 5, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Oct 5, 2026: 1.00% APYOct 5, 2026Oct 25, 2026
Kinetic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Kinetic Checking
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Earn 1.00% APY on balances up to $10,000; monthly fee of $5.95 waived with average daily balance of $3,000 or more

Rate History
No change since Oct 13, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Oct 13, 2026: 1.00% APYOct 13, 2026Oct 25, 2026
On the Grid Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
CU Power Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $100-$1,499

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 25, 2026
On the Grid Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Student Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $100-$1,499

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 25, 2026
Center Parc Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Business Advantage Checking Plus Business
1.00%
$100
▼
Rate1.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $1,000,000+; Monthly Service Charge is $25.00

Rate History
No change since Oct 22, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 22, 2026: 1.00% APYOct 22, 2026Oct 25, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlus Checking - Level 1
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: up to $15,000.00; Introductory APY 4.00%; Introductory Dividend Rate 3.93%

Rate History
No change since Oct 14, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 14, 2026: 1.00% APYOct 14, 2026Oct 25, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking - Level 1
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: $0.00 - $15,000.00; Introductory APY: 4.00%; Introductory Dividend Rate: 3.93%

Rate History
2 changes since Sep 14, 2026 · 1.00% → 1.00% ▼ 0.00 pts · high 4.00% / low 1.00%
0.00%3.50%7.00%Sep 14, 2026: 1.00% APYOct 10, 2026: 4.00% APYOct 19, 2026: 1.00% APYSep 14, 2026Oct 25, 2026
  • Oct 19, 20261.00%▼ from 4.00%
  • Oct 10, 20264.00%▲ from 1.00%
  • Sep 14, 20261.00%first recorded
United Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
United Signature Checking
0.85%
$100
▼
Rate0.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: >= $1,000,000

Rate History
No change since Oct 22, 2026 · 0.85% APY
0.35%0.85%1.35%Oct 22, 2026: 0.85% APYOct 22, 2026Oct 25, 2026
Open Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
Attorney-Client Trust Checking Account
0.75%
$2,500
▼
Rate0.75%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $3,000,000.00 and up

Rate History
No change since Oct 22, 2026 · 0.75% APY
0.25%0.75%1.25%Oct 22, 2026: 0.75% APYOct 22, 2026Oct 25, 2026
Center Parc Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Business Advantage Checking Plus Business
0.75%
$100
▼
Rate0.75%
Min Deposit$100
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $250,000 - $999,999.99; Monthly Service Charge is $25.00

Rate History
No change since Oct 22, 2026 · 0.75% APY
0.25%0.75%1.25%Oct 22, 2026: 0.75% APYOct 22, 2026Oct 25, 2026
Open Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.54%
Attorney-Client Trust Checking Account
0.65%
$2,500
▼
Rate0.65%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $1,000,000.00 - $2,999,999.99

Rate History
No change since Oct 22, 2026 · 0.65% APY
0.15%0.65%1.15%Oct 22, 2026: 0.65% APYOct 22, 2026Oct 25, 2026
United Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
United Signature Checking
0.60%
$100
▼
Rate0.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $100,000 - $249,999

Rate History
No change since Oct 22, 2026 · 0.60% APY
0.10%0.60%1.10%Oct 22, 2026: 0.60% APYOct 22, 2026Oct 25, 2026

Statesboro High Yield Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
iThink Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
myChoice Checking Account
7.00%
$25
▼
Rate6.82%
Min Deposit$25
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: $0.00 - $3,000; $25 Opening Deposit Required

Rate History
No change since Sep 14, 2026 · 7.00% APY · checked 7 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APYSep 14, 2026Oct 25, 2026
LGE Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
High Rewards Checking
5.75%
$0
▼
Rate5.60%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

Qualifications Required; Balance: up to $25,000.00; Rate is paid only on balances up to $25,000.00; membership eligibility required; split rate tier structure; becomes non-dividend bearing if requirements are not met for the dividend period

Rate History
No change since Sep 18, 2026 · 5.75% APY · checked 8 times
5.25%5.75%6.25%Sep 18, 2026: 5.75% APYSep 18, 2026Oct 25, 2026
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
iChecking Account
5.01%
$25
▼
Rate5.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 23, 2026
Details

Qualifications Required; Number of Transactions: 50+; Balance: rates paid on average daily balance up to $10,000.00; Online Banking, eStatements, valid email and direct deposit required

Rate History
No change since Sep 25, 2026 · 5.01% APY · checked 7 times
4.51%5.01%5.51%Sep 25, 2026: 5.01% APYSep 25, 2026Oct 25, 2026
Altamaha Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
Rewards Interest Checking
5.00%
$100
▼
Rate4.88%
Min Deposit$100
Min BalanceN/A
UpdatedOct 21, 2026
Details

Qualifications Required; Balance: 0 - $10,000; Qualifying balance up to $10,000.00

Rate History
No change since Sep 24, 2026 · 5.00% APY · checked 6 times
4.50%5.00%5.50%Sep 24, 2026: 5.00% APYSep 24, 2026Oct 25, 2026
Center Parc Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Kasasa Cash Checking
5.00%
$1
▼
Rate4.89%
Min Deposit$1
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $0.00 - $25,000.00; Rate applies when qualifications are met

Rate History
No change since Oct 22, 2026 · 5.00% APY
4.50%5.00%5.50%Oct 22, 2026: 5.00% APYOct 22, 2026Oct 25, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
High Yield Checking
4.75%
$1,000
▼
Rate4.65%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 19, 2026
Details

Minimum: $1,000 Direct Deposit; Qualifications Required; Balance: up to $10,000.00 for the current declared High Yield Checking rate; Fees could reduce earnings

Rate History
No change since Sep 14, 2026 · 4.75% APY · checked 8 times
4.25%4.75%5.25%Sep 14, 2026: 4.75% APYSep 14, 2026Oct 25, 2026
Fitness Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
Fitness Checking
4.40%
$0
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Avg Daily Steps: 12,500+; Earn the rate by tracking your steps on the FitnessBank mobile app

Rate History
No change since Sep 24, 2026 · 4.40% APY · checked 6 times
3.90%4.40%4.90%Sep 24, 2026: 4.40% APYSep 24, 2026Oct 25, 2026
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
iChecking Account
4.01%
$25
▼
Rate4.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 23, 2026
Details

Qualifications Required; Number of Transactions: 40-49; Balance: rates paid on average daily balance up to $10,000.00; Online Banking, eStatements, valid email and direct deposit required

Rate History
No change since Sep 25, 2026 · 4.01% APY · checked 7 times
3.51%4.01%4.51%Sep 25, 2026: 4.01% APYSep 25, 2026Oct 25, 2026
Security Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
High Yield Checking
4.00%
$1,000
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 22, 2026
Details

Qualifications Required; Balance: $0.00 - $10,000.00 (APY on portion of daily balance under $10,000); $12 monthly fee waived with $1,000 daily minimum balance; ATM fee refunds up to $25 per cycle

Rate History
No change since Sep 8, 2026 · 4.00% APY · checked 10 times
3.50%4.00%4.50%Sep 8, 2026: 4.00% APYSep 8, 2026Oct 25, 2026
Security Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
Premium Checking
4.00%
$2,500
▼
Rate3.93%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 22, 2026
Details

Qualifications Required; Balance: $0.00 - $10,000.00 (APY on portion of daily balance under $10,000); $15 monthly fee waived with $2,500 daily minimum balance; $1,200 per year cell phone protection; ATM fee refunds up to $25 per cycle

Rate History
No change since Sep 8, 2026 · 4.00% APY · checked 10 times
3.50%4.00%4.50%Sep 8, 2026: 4.00% APYSep 8, 2026Oct 25, 2026
First Port City Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
Port City Rewards Interest Checking
4.00%
$100
▼
Rate3.93%
Min Deposit$100
Min BalanceN/A
UpdatedOct 21, 2026
Details

Qualifications Required: 10 PIN-Based or Signature-Based Debit Card Purchases Per Month; Enrolled in and Agree to Receive E-Statements; Qualifications: 10 PIN or signature debit card purchases per month and e-statements; balance tier 0 - $25,000; ATM withdrawal fee reimbursement up to $25.00

Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 9 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Oct 25, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlus Checking - Level 2
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: up to $15,000.00; Introductory APY 8.00%; Introductory Dividend Rate 7.72%

Rate History
No change since Oct 14, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 25, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking - Level 1 Introductory
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: up to $15,000; Introductory rate

Rate History
No change since Oct 19, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 19, 2026: 4.00% APYOct 19, 2026Oct 25, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking - Level 2
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: $0.00 - $15,000.00; Introductory APY: 8.00%; Introductory Dividend Rate: 7.72%

Rate History
2 changes since Sep 27, 2026 · 1.00% → 4.00% ▲ 3.00 pts · high 8.00% / low 1.00%
0.00%7.50%15.00%Sep 27, 2026: 1.00% APYOct 10, 2026: 8.00% APYOct 19, 2026: 4.00% APYSep 27, 2026Oct 25, 2026
  • Oct 19, 20264.00%▼ from 8.00%
  • Oct 10, 20268.00%▲ from 1.00%
  • Sep 27, 20261.00%first recorded
CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Student Checking
3.56%
$25
▼
Rate3.50%
Min Deposit$25
Min BalanceN/A
UpdatedOct 23, 2026
Details

Student checking up to age 23; 3.56% APY paid on deposits up to $1,000. Restrictions apply.

Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 7 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Oct 25, 2026
Associated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
PRO$PER Checking
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Qualifying balance up to $24,999 (Balance: $0 - $24,999); Account pays the lower tier rate on the entire balance when the Tier One requirements are not met; Compounding: Monthly; Dividend frequency: Monthly; Good through October 31, 2026

Rate History
No change since Sep 29, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 29, 2026: 3.50% APYSep 29, 2026Oct 25, 2026
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
iChecking Account
3.00%
$25
▼
Rate3.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 23, 2026
Details

Qualifications Required; Number of Transactions: 30-39; Balance: rates paid on average daily balance up to $10,000.00; Online Banking, eStatements, valid email and direct deposit required

Rate History
No change since Sep 25, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 25, 2026: 3.00% APYSep 25, 2026Oct 25, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
UIC Ignite Checking
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Qualifications Required; Net Direct Deposit required to open and to earn the current declared UIC Ignite Checking rate; Fees could reduce earnings

Rate History
No change since Sep 14, 2026 · 2.55% APY · checked 8 times
2.05%2.55%3.05%Sep 14, 2026: 2.55% APYSep 14, 2026Oct 25, 2026
Loyal Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Platinum Checking
2.00%
$100
▼
Rate1.98%
Min Deposit$100
Min BalanceN/A
UpdatedOct 21, 2026
Details

Balance: $5,000 and greater; Avoid $20 monthly service charge with $5,000 average monthly balance

Rate History
No change since Oct 7, 2026 · 2.00% APY · checked 3 times
1.50%2.00%2.50%Oct 7, 2026: 2.00% APYOct 7, 2026Oct 25, 2026
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Youth Checking
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: Up to $1,000

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 9 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 25, 2026
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.28%
iChecking Account
2.00%
$25
▼
Rate2.00%
Min Deposit$25
Min BalanceN/A
UpdatedOct 23, 2026
Details

Qualifications Required; Number of Transactions: 20-29; Balance: rates paid on average daily balance up to $10,000.00; Online Banking, eStatements, valid email and direct deposit required

Rate History
No change since Sep 25, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 25, 2026: 2.00% APYSep 25, 2026Oct 25, 2026
Southern Bank Sardis, GA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
VIP Checking
1.89%
$50
▼
Rate1.88%
Min Deposit$50
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $10,000 up to $24,999.99

Rate History
No change since Sep 28, 2026 · 1.89% APY · checked 6 times
1.39%1.89%2.39%Sep 28, 2026: 1.89% APYSep 28, 2026Oct 25, 2026
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
FirstRewards Checking
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 20, 2026
Details

Qualifications Required; Balance: $0.00 - $25,000.00; Qualifying balance up to $25,000.00; Non-FirstBank ATM fees refunded each cycle; Base rate .01% APY when qualifications not met

Rate History
No change since Sep 18, 2026 · 1.51% APY · checked 8 times
1.01%1.51%2.01%Sep 18, 2026: 1.51% APYSep 18, 2026Oct 25, 2026
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
Genesis Checking Account - 75
1.00%
$1
▼
Rate0.00%
Min Deposit$1
Min BalanceN/A
UpdatedOct 23, 2026
Details

Dividends if criteria met; Qualifying balance up to $10,000

Rate History
No change since Oct 5, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Oct 5, 2026: 1.00% APYOct 5, 2026Oct 25, 2026
Kinetic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Kinetic Checking
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Earn 1.00% APY on balances up to $10,000; monthly fee of $5.95 waived with average daily balance of $3,000 or more

Rate History
No change since Oct 13, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Oct 13, 2026: 1.00% APYOct 13, 2026Oct 25, 2026
On the Grid Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
CU Power Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $100-$1,499

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 25, 2026
On the Grid Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Student Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $100-$1,499

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 25, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlus Checking - Level 1
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: up to $15,000.00; Introductory APY 4.00%; Introductory Dividend Rate 3.93%

Rate History
No change since Oct 14, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 14, 2026: 1.00% APYOct 14, 2026Oct 25, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
PowerPlusTM Checking - Level 1
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: $0.00 - $15,000.00; Introductory APY: 4.00%; Introductory Dividend Rate: 3.93%

Rate History
2 changes since Sep 14, 2026 · 1.00% → 1.00% ▼ 0.00 pts · high 4.00% / low 1.00%
0.00%3.50%7.00%Sep 14, 2026: 1.00% APYOct 10, 2026: 4.00% APYOct 19, 2026: 1.00% APYSep 14, 2026Oct 25, 2026
  • Oct 19, 20261.00%▼ from 4.00%
  • Oct 10, 20264.00%▲ from 1.00%
  • Sep 14, 20261.00%first recorded
Craft Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Premium Checking
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min BalanceN/A
UpdatedOct 21, 2026
Details

Balance: $25,000 - and above; Interest rates may change after account opening; Fees may reduce earnings on account

Rate History
No change since Sep 11, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 11, 2026: 0.50% APYSep 11, 2026Oct 25, 2026
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
Interest Checking
0.50%
$1,000
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 20, 2026
Details

Balance: $50,000.00 and over; Tiered interest; $8 monthly fee if balance falls below $1,000

Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 9 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 25, 2026
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Perks Platinum Checking
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Earn up to 0.50% APY; no minimum to open; no requirements to earn highest rate; $10 monthly fee

Rate History
No change since Sep 25, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 25, 2026: 0.50% APYSep 25, 2026Oct 25, 2026
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
TVFCU Perks Platinum Checking
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

No additional details provided.

Rate History
No change since Sep 25, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 25, 2026: 0.50% APYSep 25, 2026Oct 25, 2026
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
Interest Checking
0.45%
$1,000
▼
Rate0.45%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 20, 2026
Details

Balance: $25,000.00-$49,999.99; Tiered interest; $8 monthly fee if balance falls below $1,000

Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 9 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Oct 25, 2026
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
Interest Checking
0.41%
$1,000
▼
Rate0.41%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 20, 2026
Details

Balance: $1,000.00-$9,999.99; Tiered interest; $8 monthly fee if balance falls below $1,000

Rate History
No change since Sep 14, 2026 · 0.41% APY · checked 9 times
0.00%0.45%0.91%Sep 14, 2026: 0.41% APYSep 14, 2026Oct 25, 2026
Hyperion Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.21%
HyperInterest Checking
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Qualifications Required; Balance: Balances up to $25,000; Currently unavailable for new account openings

Rate History
No change since Oct 12, 2026 · 0.40% APY · checked 3 times
0.00%0.45%0.90%Oct 12, 2026: 0.40% APYOct 12, 2026Oct 25, 2026
Craft Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Premium Checking
0.30%
$100
▼
Rate0.30%
Min Deposit$100
Min BalanceN/A
UpdatedOct 21, 2026
Details

Balance: $10,000 - $24,999.99; Interest rates may change after account opening; Fees may reduce earnings on account

Rate History
No change since Sep 11, 2026 · 0.30% APY · checked 8 times
0.00%0.40%0.80%Sep 11, 2026: 0.30% APYSep 11, 2026Oct 25, 2026
Center Parc Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Member Advantage Checking
0.30%
$1
▼
Rate0.30%
Min Deposit$1
Min BalanceN/A
UpdatedOct 22, 2026
Details

Monthly Service Charge is $6.00; Balance: $2,500.00 or more

Rate History
No change since Oct 22, 2026 · 0.30% APY
0.00%0.40%0.80%Oct 22, 2026: 0.30% APYOct 22, 2026Oct 25, 2026
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Perks Plus Checking
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Up to 0.25% APY; $8 monthly fee waived with $1,500 or more in the account; No NSF fees

Rate History
No change since Oct 4, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 4, 2026: 0.25% APYOct 4, 2026Oct 25, 2026
Loyal Trust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Platinum Checking
0.20%
$100
▼
Rate0.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 21, 2026
Details

Balance: less than $5,000; Avoid $20 monthly service charge with $5,000 average monthly balance

Rate History
No change since Oct 11, 2026 · 0.20% APY · checked 2 times
0.00%0.35%0.70%Oct 11, 2026: 0.20% APYOct 11, 2026Oct 25, 2026

Statesboro Rewards Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
LGE Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
High Rewards Checking
5.75%
$0
▼
Rate5.60%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

Qualifications Required; Balance: up to $25,000.00; Rate is paid only on balances up to $25,000.00; membership eligibility required; split rate tier structure; becomes non-dividend bearing if requirements are not met for the dividend period

Rate History
No change since Sep 18, 2026 · 5.75% APY · checked 8 times
5.25%5.75%6.25%Sep 18, 2026: 5.75% APYSep 18, 2026Oct 25, 2026
Altamaha Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
Rewards Interest Checking
5.00%
$100
▼
Rate4.88%
Min Deposit$100
Min BalanceN/A
UpdatedOct 21, 2026
Details

Qualifications Required; Balance: 0 - $10,000; Qualifying balance up to $10,000.00

Rate History
No change since Sep 24, 2026 · 5.00% APY · checked 6 times
4.50%5.00%5.50%Sep 24, 2026: 5.00% APYSep 24, 2026Oct 25, 2026
Center Parc Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Kasasa Cash Checking
5.00%
$1
▼
Rate4.89%
Min Deposit$1
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $0.00 - $25,000.00; Rate applies when qualifications are met

Rate History
No change since Oct 22, 2026 · 5.00% APY
4.50%5.00%5.50%Oct 22, 2026: 5.00% APYOct 22, 2026Oct 25, 2026
First Port City Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
Port City Rewards Interest Checking
4.00%
$100
▼
Rate3.93%
Min Deposit$100
Min BalanceN/A
UpdatedOct 21, 2026
Details

Qualifications Required: 10 PIN-Based or Signature-Based Debit Card Purchases Per Month; Enrolled in and Agree to Receive E-Statements; Qualifications: 10 PIN or signature debit card purchases per month and e-statements; balance tier 0 - $25,000; ATM withdrawal fee reimbursement up to $25.00

Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 9 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Oct 25, 2026
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
FirstRewards Checking
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 20, 2026
Details

Qualifications Required; Balance: $0.00 - $25,000.00; Qualifying balance up to $25,000.00; Non-FirstBank ATM fees refunded each cycle; Base rate .01% APY when qualifications not met

Rate History
No change since Sep 18, 2026 · 1.51% APY · checked 8 times
1.01%1.51%2.01%Sep 18, 2026: 1.51% APYSep 18, 2026Oct 25, 2026
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Perks Platinum Checking
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Earn up to 0.50% APY; no minimum to open; no requirements to earn highest rate; $10 monthly fee

Rate History
No change since Sep 25, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 25, 2026: 0.50% APYSep 25, 2026Oct 25, 2026
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
TVFCU Perks Platinum Checking
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

No additional details provided.

Rate History
No change since Sep 25, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 25, 2026: 0.50% APYSep 25, 2026Oct 25, 2026
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Perks Plus Checking
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Up to 0.25% APY; $8 monthly fee waived with $1,500 or more in the account; No NSF fees

Rate History
No change since Oct 4, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 4, 2026: 0.25% APYOct 4, 2026Oct 25, 2026
WB&T Waycross B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 1.88%
Platinum Rewards Checking
0.11%
$0
▼
Rate0.11%
Min Deposit$0
Min BalanceN/A
UpdatedOct 21, 2026
Details

Balance: More than $250,000

Rate History
No change since Oct 7, 2026 · 0.11% APY · checked 4 times
0.00%0.31%0.61%Oct 7, 2026: 0.11% APYOct 7, 2026Oct 25, 2026
WB&T Waycross B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 1.88%
Platinum Rewards Checking
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min BalanceN/A
UpdatedOct 21, 2026
Details

Balance: $100,000 to $249,999

Rate History
No change since Oct 7, 2026 · 0.08% APY · checked 4 times
0.00%0.29%0.58%Oct 7, 2026: 0.08% APYOct 7, 2026Oct 25, 2026
Guardian Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.47%
Platinum Rewards Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 21, 2026
Details

Balance: Under $1,000; Rates accurate as of May 27, 2026

Rate History
No change since Oct 21, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 21, 2026: 0.05% APYOct 21, 2026Oct 25, 2026
Guardian Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.47%
Premium Rewards Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 21, 2026
Details

Balance: Under $1,000; Rates accurate as of May 27, 2026

Rate History
No change since Oct 21, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 21, 2026: 0.05% APYOct 21, 2026Oct 25, 2026
WB&T Waycross B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 1.88%
Platinum Rewards Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 21, 2026
Details

Balance: $25,000 to $99,999

Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Oct 25, 2026
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Platinum Rewards Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $500 - $999.99

Rate History
No change since Sep 17, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 17, 2026: 0.05% APYSep 17, 2026Oct 25, 2026
WB&T Waycross B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 1.88%
Platinum Rewards Checking
0.04%
$0
▼
Rate0.04%
Min Deposit$0
Min BalanceN/A
UpdatedOct 21, 2026
Details

Balance: $1,000 to $24,999

Rate History
No change since Oct 7, 2026 · 0.04% APY · checked 4 times
0.00%0.27%0.54%Oct 7, 2026: 0.04% APYOct 7, 2026Oct 25, 2026
Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Perks+ Checking
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $2,500 or greater

Rate History
No change since Sep 27, 2026 · 0.03% APY · checked 2 times
0.00%0.27%0.53%Sep 27, 2026: 0.03% APYSep 27, 2026Oct 25, 2026
Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Perks+ Checking
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $1,500 to $2,499.99

Rate History
No change since Sep 27, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Sep 27, 2026: 0.02% APYSep 27, 2026Oct 25, 2026
First Technology Federal Credit Union
First Tech Rewards Checking (Qualified Rate)
0.01%
$10
▼
Rate0.01%
Min Deposit$10
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: All Balances

Rate History
No change since Oct 22, 2026 · 0.01% APY
0.00%0.26%0.51%Oct 22, 2026: 0.01% APYOct 22, 2026Oct 25, 2026
Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Perks+ Checking
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $0.00 to $1,499.99

Rate History
No change since Sep 27, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Sep 27, 2026: 0.01% APYSep 27, 2026Oct 25, 2026
South Coast Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Platinum Rewards Checking
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: Under $1,000; Online Only

South Coast Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
Premium Rewards Checking
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: Under $1,000

First Technology Federal Credit Union
First Tech Premier Rewards Checking
0.00%
$10
▼
Rate0.00%
Min Deposit$10
Min BalanceN/A
UpdatedOct 22, 2026
Details

No additional details provided.

First Technology Federal Credit Union
First Tech Rewards Checking (Non-Qualified Rate)
0.00%
$10
▼
Rate0.00%
Min Deposit$10
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: All balances

Statesboro Free Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Hyperion Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.21%
HyperFree Checking
0.20%
$50
▼
Rate0.20%
Min Deposit$50
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balances Over $10,000

Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 8 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 25, 2026
Fsnb
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
Basic Checking
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min BalanceN/A
UpdatedOct 21, 2026
Details

Minimum balance to earn Interest and obtain APY: $500.00

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.53%
Access America Checking Account
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min BalanceN/A
UpdatedOct 20, 2026
Details

Qualifications Required; Balance: Balance $20,000 or more, up to $50,000; Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Active Duty Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 20, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 25, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Campus Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 20, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 25, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Easy Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 20, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 25, 2026
Associated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Simple Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: $2,500+; Compounding: Monthly; Dividend frequency: Monthly; Good through October 31, 2026

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
All Access Checking
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

No additional details provided.

Rate History
No change since Oct 22, 2026 · 0.01% APY
0.00%0.26%0.51%Oct 22, 2026: 0.01% APYOct 22, 2026Oct 25, 2026
Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Student Access Checking
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

No additional details provided.

Rate History
No change since Oct 22, 2026 · 0.01% APY
0.00%0.26%0.51%Oct 22, 2026: 0.01% APYOct 22, 2026Oct 25, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Everyday Checking
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
UpdatedOct 20, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 30, 2026: 0.01% APYSep 30, 2026Oct 25, 2026
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Eazy, Freedom & Advantage Checking
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

No additional details provided.

Statesboro Student Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Student Checking
3.56%
$25
▼
Rate3.50%
Min Deposit$25
Min BalanceN/A
UpdatedOct 23, 2026
Details

Student checking up to age 23; 3.56% APY paid on deposits up to $1,000. Restrictions apply.

Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 7 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Oct 25, 2026
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Youth Checking
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: Up to $1,000

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 9 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 25, 2026
On the Grid Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Student Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $100-$1,499

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 25, 2026
On the Grid Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Student Checking
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $1,500-$24,999

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 25, 2026
On the Grid Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Student Checking
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $25,000-$99,999

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 25, 2026
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Student Interest Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $500 - $999.99

Rate History
No change since Sep 17, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 17, 2026: 0.05% APYSep 17, 2026Oct 25, 2026
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Youth Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: Above $1,000

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Campus Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 20, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 25, 2026
Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Student Access Checking
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

No additional details provided.

Rate History
No change since Oct 22, 2026 · 0.01% APY
0.00%0.26%0.51%Oct 22, 2026: 0.01% APYOct 22, 2026Oct 25, 2026
On the Grid Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Student Checking
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $0-$99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 25, 2026

Statesboro Business Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Business Checking Business
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 1.26% APY · checked 8 times
0.76%1.26%1.76%Sep 14, 2026: 1.26% APYSep 14, 2026Oct 25, 2026
Center Parc Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Business Advantage Checking Plus Business
1.00%
$100
▼
Rate1.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $1,000,000+; Monthly Service Charge is $25.00

Rate History
No change since Oct 22, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 22, 2026: 1.00% APYOct 22, 2026Oct 25, 2026
Center Parc Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Business Advantage Checking Plus Business
0.75%
$100
▼
Rate0.75%
Min Deposit$100
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $250,000 - $999,999.99; Monthly Service Charge is $25.00

Rate History
No change since Oct 22, 2026 · 0.75% APY
0.25%0.75%1.25%Oct 22, 2026: 0.75% APYOct 22, 2026Oct 25, 2026
Century Bank and Trust GA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Business NOW Checking Business
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $500,000 - $999,999.99

Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 25, 2026
Center Parc Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Business Advantage Checking Plus Business
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $50,000 - $249,999.99; Monthly Service Charge is $25.00

Rate History
No change since Oct 22, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 22, 2026: 0.50% APYOct 22, 2026Oct 25, 2026
LGE Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Free Business Checking Business
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $0.01 Average Daily Balance; No monthly maintenance fees; Rates effective 4/1/2025

Rate History
No change since Oct 22, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 22, 2026: 0.50% APYOct 22, 2026Oct 25, 2026
Century Bank and Trust GA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Business NOW Checking Business
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $100,000 - $249,999.99

Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 8 times
0.00%0.45%0.90%Sep 14, 2026: 0.40% APYSep 14, 2026Oct 25, 2026
Hyperion Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.21%
Business Interest Checking Business
0.35%
$1,000
▼
Rate0.35%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 23, 2026
Details

Minimum balance to obtain APY: $0.01; Minimum average daily balance of $1,000 avoids $10 monthly service charge

Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 8 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Oct 25, 2026
Century Bank and Trust GA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Business NOW Checking Business
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $50,000 - $99,999.99

Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 8 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Oct 25, 2026
Century Bank and Trust GA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Business NOW Checking Business
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $25,000 - $49,999.99

Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 8 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Oct 25, 2026
Century Bank and Trust GA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Business NOW Checking Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $2,500 - $24,999.99

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 25, 2026
Woodforest National Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.96%
Business Plus Checking Business
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 20, 2026
Details

Balance: $0.01 required to earn APY; Transaction Limits: Unlimited

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 25, 2026
Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Preferred Business Checking Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $10,000 - $24,999.99

Rate History
No change since Oct 22, 2026 · 0.25% APY
0.00%0.38%0.75%Oct 22, 2026: 0.25% APYOct 22, 2026Oct 25, 2026
Center Parc Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Business Advantage Checking Plus Business
0.25%
$100
▼
Rate0.25%
Min Deposit$100
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $5,000 - $49,999.99; Monthly Service Charge is $25.00

Rate History
No change since Oct 22, 2026 · 0.25% APY
0.00%0.38%0.75%Oct 22, 2026: 0.25% APYOct 22, 2026Oct 25, 2026
LGE Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Growth Business Checking Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $10,000 Average Daily Balance; Rates effective 4/1/2025

Rate History
No change since Oct 22, 2026 · 0.25% APY
0.00%0.38%0.75%Oct 22, 2026: 0.25% APYOct 22, 2026Oct 25, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Premier Business Checking Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 9 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 25, 2026
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.24%
Business Checking Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: $100,000.00 - and up

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 25, 2026
United Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Business Interest Checking Business
0.20%
$100
▼
Rate0.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: > = 100,000

Rate History
No change since Oct 22, 2026 · 0.20% APY
0.00%0.35%0.70%Oct 22, 2026: 0.20% APYOct 22, 2026Oct 25, 2026
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.24%
Business Checking Business
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: $0.01 - $999.99

Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 18, 2026: 0.20% APYSep 18, 2026Oct 25, 2026
New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Business Interest Checking Business
0.15%
$500
▼
Rate0.15%
Min Deposit$500
Min BalanceN/A
UpdatedOct 22, 2026
Details

Variable rate; for Sole Proprietorship and Not-For-Profit accounts only; $20.00 fee if daily balance falls below $5,000

Rate History
No change since Sep 20, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 20, 2026: 0.15% APYSep 20, 2026Oct 25, 2026
Excel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Business Checking Business
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $5,000 and above; average daily balance of $5,000 required for monthly dividends

Rate History
No change since Sep 20, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 20, 2026: 0.15% APYSep 20, 2026Oct 25, 2026
Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Preferred Business Checking Business
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $2,500 - $9,999.99

Rate History
No change since Oct 22, 2026 · 0.15% APY
0.00%0.33%0.65%Oct 22, 2026: 0.15% APYOct 22, 2026Oct 25, 2026
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Business Community Interest Checking Business
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: $15,000 - $24,999.99

Rate History
No change since Oct 1, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Oct 1, 2026: 0.15% APYOct 1, 2026Oct 25, 2026
United Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Business Interest Checking Business
0.10%
$100
▼
Rate0.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: 50,000 - 99,999

Rate History
No change since Oct 22, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Oct 25, 2026
Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Preferred Business Checking Business
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $1,500 - $2,499.99

Rate History
No change since Oct 22, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Oct 25, 2026
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Business Community Interest Checking Business
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: $5,000 - $14,999.99

Rate History
No change since Oct 1, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Oct 1, 2026: 0.10% APYOct 1, 2026Oct 25, 2026
United Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Business Interest Checking Business
0.05%
$100
▼
Rate0.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: 10,000 - 49,999

Rate History
No change since Oct 22, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 22, 2026: 0.05% APYOct 22, 2026Oct 25, 2026
Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
Preferred Business Checking Business
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: $0.00 - $1,499.99

Rate History
No change since Oct 22, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 22, 2026: 0.05% APYOct 22, 2026Oct 25, 2026
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Business Community Interest Checking Business
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Balance: $2,500 - $4,999.99

Rate History
No change since Oct 1, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Oct 1, 2026: 0.05% APYOct 1, 2026Oct 25, 2026
MembersFirst Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
Personal Business Checking Business
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
UpdatedOct 19, 2026
Details

Rates as of 12/21/2022

Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 9 times
0.00%0.27%0.53%Sep 14, 2026: 0.03% APYSep 14, 2026Oct 25, 2026
United Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Business Interest Checking Business
0.01%
$100
▼
Rate0.00%
Min Deposit$100
Min BalanceN/A
UpdatedOct 22, 2026
Details

Balance: 0 - 9,999

Rate History
No change since Oct 22, 2026 · 0.01% APY
0.00%0.26%0.51%Oct 22, 2026: 0.01% APYOct 22, 2026Oct 25, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
Business Elite Checking Business
0.01%
$100
▼
Rate0.01%
Min Deposit$100
Min BalanceN/A
UpdatedOct 19, 2026
Details

Minimum Balance Requirement: $25,000

Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Oct 14, 2026: 0.01% APYOct 14, 2026Oct 25, 2026
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
Business Performance Checking Business
0.01%
$100
▼
Rate0.01%
Min Deposit$100
Min BalanceN/A
UpdatedOct 19, 2026
Details

Minimum Balance Requirement: $5,000

Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Oct 14, 2026: 0.01% APYOct 14, 2026Oct 25, 2026
Century Bank and Trust GA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Business NOW Checking Business
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 23, 2026
Details

Balance: $0 - $2,499.99

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 5 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Oct 25, 2026

Statesboro, GA Checking Rate Trends

Compare local Statesboro, GA checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Georgia Checking Trends
High-Yield Checking GA Avg
1.787%
▲ 0.088 vs 7 days ago

Georgia high-yield checking rates rose 0.088 points over the past 7 days to 1.787% APY.

Free Checking GA Avg
0.522%
▼ 0.085 vs 7 days ago

Georgia free checking rates fell 0.085 points over the past 7 days to 0.522% APY.

As of Oct 25, 2026 • Rate data sourced from 8,500+ monitored institutions

Statesboro, GA Checking Rate Forecast, Next 12 Months

Checking APYs move with Federal Reserve policy. Our model projects the likely path of high-yield and free checking averages from the current Georgia figures.

Current High-Yield Avg
1.79%
APY, as of Oct 25, 2026
6-Month Forecast
1.84%
Fed hold assumed
12-Month Forecast
1.89%
Range: 1.64% to 2.09%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit institutions typically pass policy-rate changes through to checking APYs within 60 to 90 days. Reward and high-yield checking adjust faster than standard accounts.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

Powered byMonitorBankRates

Top Checking Rates from Statesboro, Georgia Institutions

Highest verified APYs available today, updated October 23, 2026. Advertised rates typically require qualifying monthly activity.

B Top 5 Bank Rates
Truist
Truist Marquee Checking
A+ 5.0 ★ TX: 2.87%
Min: $100
0.10%
Altamaha Bank & Trust Company
Rewards Interest Checking
A+ 5.0 ★ TX: 2.71%
Min: $100
5.00%
Fitness Bank
Fitness Checking
A+ 5.0 ★ TX: 2.98%
Min: $0
4.40%
Security Federal Bank
High Yield Checking
A+ 5.0 ★ TX: 4.39%
Min: $1,000
4.00%
First Port City Bank
Port City Rewards Interest Checking
A 5.0 ★ TX: 8.16%
Min: $100
4.00%
CU Top 5 Credit Union Rates
CORE Credit Union
Prestige Checking
A+ 5.0 ★ TX: 1.72%
Min: $0
0.20%
iThink Financial Credit Union
myChoice Checking Account
A+ 5.0 ★ TX: 5.06%
Min: $25
7.00%
LGE Community Credit Union
High Rewards Checking
A+ 5.0 ★ TX: 2.70%
Min: $0
5.75%
Midsouth Community Federal Credit Union
iChecking Account
A+ 5.0 ★ TX: 4.28%
Min: $25
5.01%
Center Parc Credit Union
Kasasa Cash Checking
A+ 5.0 ★ TX: 5.56%
Min: $1
5.00%
Rates verified October 23, 2026 . Click an institution name to view its full profile, safety ratings, and all checking products.
Powered byMonitorBankRates

What Your Balance Earns at GA Checking Averages

Annual interest earnings at current Georgia average APYs. Advertised high-yield rates typically require qualifying monthly activity, and most accounts cap the balance that earns the top rate. The calculator below models your exact balance against a cap.

Balance High-Yield Checking (1.787% APY)Monthly Earnings Free Checking (0.522% APY)Monthly Earnings
$2,500 $44.67 / year $3.72 $13.04 / year $1.09
$5,000 $89.35 / year $7.45 $26.09 / year $2.17
$10,000 $178.69 / year $14.89 $52.17 / year $4.35
$25,000 $446.72 / year $37.23 $130.43 / year $10.87
Earnings estimates assume the full balance earns the average APY with qualifying requirements met every month. Actual earnings depend on the account’s rate cap, base rate, and whether requirements are met. The top offers above pay well over these averages. Source: Georgia checking rate averages as of October 25, 2026.
Powered byMonitorBankRates
46
Institutions with Checking Rates
Available in Statesboro, Georgia
22 Banks 24 Credit Unions

About Our Statesboro, Georgia Checking Rate Database

MonitorBankRates tracks checking account rates from 22 banks and 24 credit unions offering checking accounts to Statesboro, Georgia residents, spanning high-yield, rewards, free, student, and business checking from community institutions, regional banks, and national online options. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: CORE Credit Union offers a checking account at 0.20% APY. High-yield checking rates typically require qualifying monthly activity. Check the account details before opening.

How to Find the Best Checking Rates in Statesboro, Georgia

What to compare when shopping for an interest-bearing checking account in Statesboro, Georgia

To find the best checking APYs in Statesboro, Georgia, start with credit unions and online-only banks: Statesboro, Georgia has 24 credit unions in our database, and they dominate the high-yield and rewards checking market because they have lower overhead than traditional branch networks and use high rates to win your primary banking relationship.

Read the qualifying requirements before you’re drawn in by the headline rate. Most high-yield checking accounts require 10 to 15 debit card transactions per month, a direct deposit or ACH transfer, and e-statements. Miss them in a given month and you earn a near-zero base rate instead. Also check the balance cap: the advertised APY usually applies only up to $10,000 to $25,000. The current GA high-yield checking average is 1.787% Use the tables above to find the best available offer.

Finally, weigh fees and access: a monthly maintenance fee can erase a year of interest on a modest balance, and out-of-network ATM fees add up fast. The best accounts pair a high rate with no monthly fee and nationwide ATM access or ATM-fee reimbursement, worth checking if an institution has branches or in-network ATMs near you in Statesboro, Georgia.

When High-Yield Checking Makes Sense

  • You already use a debit card regularly: the transaction requirements cost you nothing extra
  • Your everyday balance sits under the account’s rate cap, so your whole balance earns the top APY
  • You want your spending money earning savings-level interest instead of 0%
  • You prefer banking locally: 46 institutions serving Statesboro, Georgia report checking rates to our database

Consider an Alternative If…

Statesboro, Georgia Financial Snapshot

Local demographics and economic context for account holders. Source: U.S. Census Bureau

Population 65+
8.2%
National avg: 17.3%
Median Individual Earnings
$19,348
National avg: $47,340
Poverty Rate
36.0%
National avg: 11.1%
Unemployment Rate
9.0%
National avg: 4.8%
Checking Earnings on 10% of Salary
$35/yr
At GA HY checking avg 1.787% APY

At today’s GA high-yield checking average of 1.787%, keeping 10% of the local median salary ($1,934) in a high-yield checking account would earn $35 annually, money a 0% traditional checking account leaves on the table. The top offers above pay even more.

Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.

High-Yield Checking vs. Other Statesboro, Georgia Options

How interest-bearing checking accounts compare to the other deposit products available at banks and credit unions in Statesboro, Georgia.

Feature High-Yield Checking Free Checking High-Yield Savings Money Market
Current GA Avg APY 1.787% 0.522% View Savings Rates View MMA Rates
Monthly Activity Required ✗ Usually yes (debit + direct deposit) ✓ None ✓ None ✓ None
Balance Cap on Top Rate Common ($10K, $25K) Little or no interest paid ✓ Rarely Tiered: higher balances earn more
FDIC / NCUA Insured ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K
Checks & Debit Card ✓ Unlimited ✓ Unlimited ✗ No ✓ Limited per month
Best For Everyday spending money that also earns Simple no-fee banking, modest balances Emergency fund, larger balances Larger balances wanting some check access

APY data reflects Georgia averages tracked in our database as of October 25, 2026. Rates are variable and may differ by institution. See individual product pages for full details.

Statesboro, Georgia Checking Account Interest Calculator

See what an interest-bearing checking account earns on your everyday balance. Most high-yield accounts only pay the advertised APY up to a balance cap. Enter the cap to see the real number, or leave it at 0 for uncapped accounts. Click any current Statesboro, Georgia rate on the right to apply it. Interest compounds monthly.

Interest Earned
$0
Balance Earning Top Rate
$0
Ending Balance
$0

Assumes monthly compounding, qualifying requirements met every cycle, and that balances above the cap earn 0%. Checking rates are variable and can change at any time. Estimates are for informational purposes only.

Current Statesboro, Georgia Checking Rates

Verified October 23, 2026 · click a rate to use it
Rates shown are actual verified offers available in Statesboro, Georgia and daily averages from our monitoring database. Check each account’s qualifying requirements and rate cap, then model them here. See the full tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Statesboro, Georgia checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Statesboro, Georgia directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Statesboro, Georgia. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in GA.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Statesboro, Georgia earn interest?

Most traditional local checking accounts in Statesboro, Georgia earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Statesboro, Georgia FDIC insured?

Yes. Legitimate banks with branches in Statesboro, Georgia are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

What do I need to do to qualify for a high-yield checking rate in Statesboro, Georgia?

Most high-yield and rewards checking accounts require qualifying activity each month, typically 10 to 15 debit card transactions, at least one direct deposit or ACH transfer, and e-statement enrollment. Miss the requirements in a given month and the account usually pays a nominal base rate for that cycle instead of the advertised APY.

Is there a limit on how much of my balance earns the top rate?

Usually, yes. Most high-yield checking accounts pay their advertised APY only on balances up to a cap, commonly $10,000 to $25,000. Amounts above the cap earn a much lower rate, often near 0%. Use the calculator above to model your exact balance against a rate cap.

How do I open a checking account in Statesboro, Georgia?

You can open a checking account online or in person at a local branch. You will generally need a government-issued photo ID, your Social Security number, and an opening deposit. Many high-yield checking accounts have low or no minimum opening deposits.

Best Checking Rates in Statesboro, Georgia

Based on our current data, some of the highest checking account APYs available to residents of Statesboro, Georgia include:
  • CORE Credit Union
    Prestige Checking: 0.20% APY
  • Truist
    Truist Marquee Checking: 0.10% APY
  • iThink Financial Credit Union
    myChoice Checking Account: 7.00% APY
  • LGE Community Credit Union
    High Rewards Checking: 5.75% APY
  • Midsouth Community Federal Credit Union
    iChecking Account: 5.01% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Statesboro, Georgia. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: October 23, 2026

Statesboro, Georgia Rates & Resources