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Best Banks & Checking Accounts in Augusta, Georgia - May 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: May 4, 2026

The best checking rates for Augusta, Georgia include UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union1 ADP Dr, Augusta, GA 30909B4.4 ★Texas Ratio: 21.76% HY Checking at 4.00% APY, Security Federal BankSecurity Federal Bank1607 Walton Way, Augusta, GA 30904A5.0 ★Texas Ratio: 7.11% Premium/High Yield Checking at 0.50% APY, Associated Credit UnionAssociated Credit Union3749 Wheeler Rd, Augusta, GA 30909A+5.0 ★Texas Ratio: 2.38% Associated Checking at 0.05% APY, Georgias Own Credit UnionGeorgias Own Credit Union1424 Walton Way, Augusta, GA 30901A5.0 ★Texas Ratio: 12.48% Perks+ Checking at 0.03% APY, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY. Checking account rates as of May 4, 2026 according to verified data from MonitorBankRates.

Augusta has 4 local institutions in our database, with checking rates as high as 4.00% APY from UNIFY Financial Federal Credit Union at 1 ADP Dr, Augusta, GA, 30909. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Augusta, Georgia. Checking Account Rates Last Updated and Verified: May 4, 2026

Compare Checking Account Rates Today in Augusta, Georgia & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 ADP Dr
Augusta, GA 30909
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
1607 Walton Way
Augusta, GA 30904
Premium/High Yield Checking
0.50%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
1607 Walton Way
Augusta, GA 30904
Premium/High Yield Checking
0.40%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
1607 Walton Way
Augusta, GA 30904
Premium/High Yield Checking
0.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 ADP Dr
Augusta, GA 30909
HY Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 ADP Dr
Augusta, GA 30909
eChecking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 ADP Dr
Augusta, GA 30909
Premier Checking Account
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Associated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
3749 Wheeler Rd
Augusta, GA 30909
Associated Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$2,500+

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 ADP Dr
Augusta, GA 30909
Premier Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
1607 Walton Way
Augusta, GA 30904
Premium/High Yield Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1424 Walton Way
Augusta, GA 30901
Perks+ Checking
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$2,500 or greater

Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1424 Walton Way
Augusta, GA 30901
Perks+ Checking
0.02%
$0
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$1,500 to $2,499.99

Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1424 Walton Way
Augusta, GA 30901
Perks+ Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$0.00 to $1,499.99

Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1424 Walton Way
Augusta, GA 30901
Golden Bell Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

No additional details provided.

Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1424 Walton Way
Augusta, GA 30901
All Access Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

No additional details provided.

Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1424 Walton Way
Augusta, GA 30901
Student Access Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

No additional details provided.

Associated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
3749 Wheeler Rd
Augusta, GA 30909
Associated Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$0 - $2,499

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 ADP Dr
Augusta, GA 30909
FREE Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 ADP Dr
Augusta, GA 30909
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 ADP Dr
Augusta, GA 30909
Right Start Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 ADP Dr
Augusta, GA 30909
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
1607 Walton Way
Augusta, GA 30904
Premium/High Yield Checking
0.50%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
1607 Walton Way
Augusta, GA 30904
Premium/High Yield Checking
0.40%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
1607 Walton Way
Augusta, GA 30904
Premium/High Yield Checking
0.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
1607 Walton Way
Augusta, GA 30904
Premium/High Yield Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifying balance up to $15000

Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
iChecking Account
5.01%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Number of Transactions: 50+

Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
iChecking Account
4.01%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Number of Transactions: 40-49

First Port City Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
Port City Rewards Interest Checking
4.00%
$100
View
▼
Rate3.93%
Min Deposit$100
Min Balance—
UpdatedMay 3, 2026
Details

Qualifying balance up to $25,000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifying balance up to $15000

CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Student Checking
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details

No additional details provided.

Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
iChecking Account
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Number of Transactions: 30-39

Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
iChecking Account
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Number of Transactions: 20-29

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Power Checking
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Power Checking
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Checking
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Checking
1.05%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Power Checking
1.05%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
Checking
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
Genesis Checking Account
1.00%
$1
View
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedApr 18, 2026
Details

Qualifying balance up to $10,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1424 Walton Way
Augusta, GA 30901
Perks+ Checking
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$2,500 or greater

Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1424 Walton Way
Augusta, GA 30901
Perks+ Checking
0.02%
$0
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$1,500 to $2,499.99

Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1424 Walton Way
Augusta, GA 30901
Perks+ Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$0.00 to $1,499.99

First Port City Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
Port City Rewards Interest Checking
4.00%
$100
View
▼
Rate3.93%
Min Deposit$100
Min Balance—
UpdatedMay 3, 2026
Details

Qualifying balance up to $25,000

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
TVFCU Perks Platinum Checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Platinum Rewards Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1424 Walton Way
Augusta, GA 30901
All Access Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

No additional details provided.

Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1424 Walton Way
Augusta, GA 30901
Student Access Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 ADP Dr
Augusta, GA 30909
FREE Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 ADP Dr
Augusta, GA 30909
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Vidalia Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Freedom Plus Checking^
0.25%
$50
View
▼
Rate0.25%
Min Deposit$50
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Hyperion Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
HyperFree Checking
0.20%
$50
View
▼
Rate0.20%
Min Deposit$50
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
Eazy, Freedom & Advantage Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Georgias Own Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1424 Walton Way
Augusta, GA 30901
Student Access Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

No additional details provided.

CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Student Checking
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details

No additional details provided.

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
Student Interest Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Business Checking
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Hyperion Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Business Interest Checking
0.35%
$1,000
View
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Premier Business Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
Business Interest Checking
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

For Sole Proprietorship and Not-For-Profit accounts only

Excel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
Business Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details

No additional details provided.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
Business Elite Checking
0.01%
$100
View
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
Business Performance Checking
0.01%
$100
View
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Augusta, GA Checking Rate Trends

Compare local Augusta, GA checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Georgia Checking Trends →
High-Yield Checking — GA Avg
1.346%
▼ 0.333 vs 7 days ago

Georgia high-yield checking rates fell 0.333 points over the past 7 days to 1.346% APY.

Free Checking — GA Avg
0.712%
▼ 0.017 vs 7 days ago

Georgia free checking rates fell 0.017 points over the past 7 days to 0.712% APY.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Augusta, Georgia directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Augusta, Georgia. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in GA.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Augusta, Georgia earn interest?

Most traditional local checking accounts in Augusta, Georgia earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Augusta, Georgia FDIC insured?

Yes. Legitimate banks with branches in Augusta, Georgia are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Augusta, Georgia

Based on our current data, some of the highest checking account APYs available to residents of Augusta, Georgia include:
  • UNIFY Financial Federal Credit Union
    HY Checking — 4.00% APY
  • Security Federal Bank
    Premium/High Yield Checking — 0.50% APY
  • Associated Credit Union
    Associated Checking — 0.05% APY
  • Georgias Own Credit Union
    Perks+ Checking — 0.03% APY
  • Baxter Credit Union
    PowerPlusTM Checking Level 2 — 8.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Augusta, Georgia. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: May 4, 2026

Augusta, Georgia Rates & Resources

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