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Best Banks & Checking Accounts in Greenwich, Connecticut - July 2026

The best checking rates for Greenwich, Connecticut include First County BankFirst County Bank59 Mason St, Greenwich, CT 06830A+5.0 ★Texas Ratio: 2.27% High Yield Checking at 5.00% APY, Patriot Bank N.A.Patriot Bank N.A.100 Mason St, Greenwich, CT 06830F2.4 ★Texas Ratio: 45.79% CA IOLTA/IOLA Checking at 2.80% APY, Connecticut Community BankConnecticut Community Bank115 E Putnam Ave, Greenwich, CT 06830A+5.0 ★Texas Ratio: 0.77% Premium NOW Checking at 0.15% APY, Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit Union439 W Putnam Ave, Greenwich, CT 06830 1053A+5.0 ★Texas Ratio: 2.03% Checking Accounts at 0.00% APY, and Waterbury Connecticut Teachers Federal Credit UnionWaterbury Connecticut Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 0.90% A+ Checking at 1.05% APY. Checking account rates as of June 27, 2026 according to verified data from MonitorBankRates.

Greenwich has 4 local institutions in our database, with checking rates as high as 5.00% APY from First County Bank at 59 Mason St, Greenwich, CT, 06830. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Greenwich, Connecticut. Checking Account Rates Last Updated and Verified: June 27, 2026

Compare Checking Account Rates Today in Greenwich, Connecticut & the Surrounding Area

Institutions:

Greenwich Checking Account Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
59 Mason St
Greenwich, CT 06830
High Yield Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Qualifications Required: all account qualifiers (listed below) are met; Qualifying balance up to $15,000.00

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
CA IOLTA/IOLA Checking
2.80%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
CT IOLTA/IOLA Checking
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and Over

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
Municipal Interest Checking
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and Over

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
NY IOLTA/IOLA Checking
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and Over

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
The One Account (Checking)
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$50,000.01 and Over

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
CT IOLTA/IOLA Checking
0.50%
$0
Rate0.49%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Less than $250,000

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
Nonprofit Interest Checking
0.50%
$0
Rate0.49%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and Over

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
NY IOLTA/IOLA Checking
0.50%
$0
Rate0.49%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Less than $250,000

Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
115 E Putnam Ave
Greenwich, CT 06830
Premium NOW Checking
0.15%
$25,000
Rate0.14%
Min Deposit$25,000
Min Balance
UpdatedJun 16, 2026
Details

Variable

Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
115 E Putnam Ave
Greenwich, CT 06830
Premium NOW Checking
0.10%
$25,000
Rate0.09%
Min Deposit$25,000
Min Balance
UpdatedJun 16, 2026
Details

Variable

Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
115 E Putnam Ave
Greenwich, CT 06830
NOW Checking
0.05%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

Variable

Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
115 E Putnam Ave
Greenwich, CT 06830
Premium NOW Checking
0.05%
$25,000
Rate0.04%
Min Deposit$25,000
Min Balance
UpdatedJun 16, 2026
Details

Variable

Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
115 E Putnam Ave
Greenwich, CT 06830
Business NOW Checking Business
0.05%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

Variable

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
Municipal Interest Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Less than $250,000

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
Nonprofit Interest Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Less than $250,000

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
The One Account (Checking)
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$50,000 and Under

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
439 W Putnam Ave
Greenwich, CT 06830 1053
Checking Accounts
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
A+ Checking
1.05%
$0
Rate1.05%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Qualifying balance up to $10,000.00

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
IOLTA Checking
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Greenwich High Yield Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
59 Mason St
Greenwich, CT 06830
High Yield Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Qualifications Required: all account qualifiers (listed below) are met; Qualifying balance up to $15,000.00

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
CA IOLTA/IOLA Checking
2.80%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
CT IOLTA/IOLA Checking
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and Over

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
Municipal Interest Checking
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and Over

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
NY IOLTA/IOLA Checking
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and Over

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
The One Account (Checking)
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$50,000.01 and Over

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
Nonprofit Interest Checking
0.50%
$0
Rate0.49%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and Over

Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
115 E Putnam Ave
Greenwich, CT 06830
Premium NOW Checking
0.15%
$25,000
Rate0.14%
Min Deposit$25,000
Min Balance
UpdatedJun 16, 2026
Details

Variable

Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
115 E Putnam Ave
Greenwich, CT 06830
Premium NOW Checking
0.10%
$25,000
Rate0.09%
Min Deposit$25,000
Min Balance
UpdatedJun 16, 2026
Details

Variable

Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
115 E Putnam Ave
Greenwich, CT 06830
Premium NOW Checking
0.05%
$25,000
Rate0.04%
Min Deposit$25,000
Min Balance
UpdatedJun 16, 2026
Details

Variable

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
Municipal Interest Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Less than $250,000

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
100 Mason St
Greenwich, CT 06830
Nonprofit Interest Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Less than $250,000

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
A+ Checking
1.05%
$0
Rate1.05%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Qualifying balance up to $10,000.00

Ion Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.95%
Preferred Checking with Interest Tier III
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Ion Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.95%
Preferred Checking with Interest Tier II
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
TOTAL PLUS CHECKING
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Checking Plus
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 27, 2026
Details

No additional details provided.

Ion Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.95%
Preferred Checking with Interest Tier I
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.

Greenwich Rewards Checking Rates

No Rewards accounts found at this time.

Greenwich Free Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Paramount Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.91%
Free Checking
0.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedJun 23, 2026
Details

No Fees

Greenwich Student Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Windsor Federal S&L
Institution Rating:
A5.0 ★ Texas Ratio: 9.09%
Student Checking Account
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Windsor Federal S&L
Institution Rating:
A5.0 ★ Texas Ratio: 9.09%
Student Checking Account
0.02%
$10
Rate0.02%
Min Deposit$10
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Greenwich Business Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Connecticut Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
115 E Putnam Ave
Greenwich, CT 06830
Business NOW Checking Business
0.05%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

Variable

Newtown Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.92%
Business NOW Checking Business
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

DR Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Business Now Checking & Iolta Business
0.05%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedJun 23, 2026
Details

No additional details provided.

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
BUSINESS CHECKING NOW and OVER Business
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

$30,000.00

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
BUSINESS CHECKING NOW to $19,999.99 Business
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

$10,000.00

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
BUSINESS CHECKING NOW to $29,999.99 Business
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

$20,000.00

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
BUSINESS CHECKING NOW to $9,999.99 Business
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedJun 16, 2026
Details

$0.01

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Small Business Checking Business
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

No additional details provided.

Paramount Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.91%
Small Business Checking Business
0.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedJun 23, 2026
Details

No Fees

Greenwich, CT Checking Rate Trends

Compare local Greenwich, CT checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Connecticut Checking Trends →
High-Yield Checking — CT Avg
1.384%
Unchanged vs 7 days ago

Connecticut high-yield checking rates currently average 1.384% APY.

Free Checking — CT Avg
0.722%
▲ 0.036 vs 7 days ago

Connecticut free checking rates rose 0.036 points over the past 7 days to 0.722% APY.

As of Jul 4, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Greenwich, Connecticut checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Greenwich, Connecticut directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Greenwich, Connecticut. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in CT.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Greenwich, Connecticut earn interest?

Most traditional local checking accounts in Greenwich, Connecticut earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Greenwich, Connecticut FDIC insured?

Yes. Legitimate banks with branches in Greenwich, Connecticut are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Greenwich, Connecticut

Based on our current data, some of the highest checking account APYs available to residents of Greenwich, Connecticut include:
  • First County Bank
    High Yield Checking — 5.00% APY
  • Patriot Bank N.A.
    CA IOLTA/IOLA Checking — 2.80% APY
  • Connecticut Community Bank
    Premium NOW Checking — 0.15% APY
  • Greenwich Municipal Employees Federal Credit Union
    Checking Accounts — 0.00% APY
  • Waterbury Connecticut Teachers Federal Credit Union
    A+ Checking — 1.05% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Greenwich, Connecticut. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: June 27, 2026