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CD Rate Trends

Wilson, Ohio Best CD Rates October 2026

Wilson, Ohio CD rates from banks and credit unions serving Ohio range from 2.50% to 6.03% APY, verified by MonitorBankRates as of October 12, 2026. Current Wilson, Ohio CD rates include Vacationland Federal Credit UnionVacationland Federal Credit UnionA+5.0 ★Texas Ratio: 4.80%Real return: +3.23%APY minus CPI (February 2026) offering 12 Month Youth Certificates at 6.03% APY, Scott Associates Credit UnionScott Associates Credit UnionA5.0 ★Texas Ratio: 6.90%Real return: +2.26%APY minus CPI (February 2026) offering 60 Month Share Certificates at 5.06% APY, National Police Federal Credit UnionNational Police Federal Credit UnionA+5.0 ★Texas Ratio: 4.12%Real return: +2.22%APY minus CPI (February 2026) offering 36-Month IRA at 5.02% APY, OUCU Financial Credit UnionOUCU Financial Credit UnionA5.0 ★Texas Ratio: 7.56%Real return: +2.20%APY minus CPI (February 2026) offering 12 Month Easy Save Certificate at 5.00% APY, and Seven Seventeen Credit UnionSeven Seventeen Credit UnionA5.0 ★Texas Ratio: 7.64%Real return: +2.20%APY minus CPI (February 2026) offering 60 Month Jumbo Certificate at 5.00% APY. CD rates as of October 12, 2026 according to verified data from MonitorBankRates.

Wilson is a smaller community with no bank or credit union branches currently in our database. 742 institutions serving the Ohio area are available to Wilson residents, with CD rates as high as 6.03% APY from Vacationland Federal Credit Union. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 12, 2026

Compare Best CD Rates in Wilson, Ohio & the Surrounding Area

Wilson 3 Month CD Rates

Ohio 3 Month CD Average1.66% APYNational 2.09%▼ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
3 Month CD
$1,000
4.58% ▲ 2.92% above Ohio avg
▼
Rate4.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average1.66%▲ 2.92% above avgNationally 2.09%
Details

APY = Annual Percentage Yield. *Assumes no compounding, interest paid annually or at maturity.

Rate History
1 change since Sep 14, 2026 · 4.32% → 4.58% ▲ 0.26 pts · high 4.58% / low 4.32%
3.82%4.45%5.08%Sep 14, 2026: 4.32% APYOct 7, 2026: 4.58% APYSep 14, 2026Oct 13, 2026
  • Oct 7, 20264.58%▲ from 4.32%
  • Sep 14, 20264.32%first recorded
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Share Certificates - 3 Months
$500
4.08% ▲ 2.42% above Ohio avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average1.66%▲ 2.42% above avgNationally 2.09%
Details

Non-Compounding Certificates available

Rate History
1 change since Sep 16, 2026 · 3.72% → 4.08% ▲ 0.36 pts · high 4.08% / low 3.72%
3.22%3.90%4.58%Sep 16, 2026: 3.72% APYOct 8, 2026: 4.08% APYSep 16, 2026Oct 13, 2026
  • Oct 8, 20264.08%▲ from 3.72%
  • Sep 16, 20263.72%first recorded
Cinfed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
3 Month Certificate
$0
3.90% ▲ 2.24% above Ohio avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average1.66%▲ 2.24% above avgNationally 2.09%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.90% ▲ 0.40 pts · high 3.90% / low 3.50%
3.00%3.70%4.40%Sep 14, 2026: 3.50% APYOct 5, 2026: 3.90% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.90%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Riverside Bank of Dublin
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
3 Month Certificate
$500
3.85% ▲ 2.19% above Ohio avg
▼
Rate3.78%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average1.66%▲ 2.19% above avgNationally 2.09%
Details

Early withdrawals subject to penalty*

Rate History
No change since Sep 7, 2026 · 3.85% APY · checked 8 times
3.35%3.85%4.35%Sep 7, 2026: 3.85% APYSep 7, 2026Oct 13, 2026
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
90 Day Certificate
$500
3.80% ▲ 2.14% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average1.66%▲ 2.14% above avgNationally 2.09%
Details

Rate History
1 change since Sep 14, 2026 · 3.45% → 3.80% ▲ 0.35 pts · high 3.80% / low 3.45%
2.95%3.63%4.30%Sep 14, 2026: 3.45% APYOct 10, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.80%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
3 Month Certificate
$0
3.75% ▲ 2.09% above Ohio avg
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average1.66%▲ 2.09% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 5 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Unified Bank Martins Ferry, OH
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
3 Month CD
$1,000
3.71% ▲ 2.05% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average1.66%▲ 2.05% above avgNationally 2.09%
Details

APY = Annual Percentage Yield. The APY's are accurate as of 10/01/26. CD Rates require a minimum of $1,000 to open and attain the stated APY. Penalty may be imposed for early withdrawal. All rates are subject to change without notice. $1,000 minimum needed to earn the listed APY. Please contact us at 888.275.5566 for current rate information.

Rate History
1 change since Sep 14, 2026 · 3.61% → 3.71% ▲ 0.10 pts · high 3.71% / low 3.61%
3.11%3.66%4.21%Sep 14, 2026: 3.61% APYOct 3, 2026: 3.71% APYSep 14, 2026Oct 13, 2026
  • Oct 3, 20263.71%▲ from 3.61%
  • Sep 14, 20263.61%first recorded
Kemba Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
3 Month Certificate
$0
3.65% ▲ 1.99% above Ohio avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average1.66%▲ 1.99% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
Savings Bank Circleville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
3-MONTH CD
$0
3.56% ▲ 1.90% above Ohio avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average1.66%▲ 1.90% above avgNationally 2.09%
Details

Rate History
1 change since Sep 19, 2026 · 3.46% → 3.56% ▲ 0.10 pts · high 3.56% / low 3.46%
2.96%3.51%4.06%Sep 19, 2026: 3.46% APYSep 24, 2026: 3.56% APYSep 19, 2026Oct 13, 2026
  • Sep 24, 20263.56%▲ from 3.46%
  • Sep 19, 20263.46%first recorded
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
3-Month Certificate
$0
3.55% ▲ 1.89% above Ohio avg
▼
Rate3.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average1.66%▲ 1.89% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 6 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 13, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
Business 3-Month Certificate
$0
3.55% ▲ 1.89% above Ohio avg
▼
Rate3.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average1.66%▲ 1.89% above avgNationally 2.09%
Details

Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 5 times
3.05%3.55%4.05%Sep 18, 2026: 3.55% APYSep 18, 2026Oct 13, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
IRA Certificate - 3-Month
$0
3.55% ▲ 1.89% above Ohio avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average1.66%▲ 1.89% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 6 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 13, 2026
Heritage Bank, Inc.
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
3 Month CD Specials
$2,000
3.50% ▲ 1.84% above Ohio avg
▼
Rate3.44%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average1.66%▲ 1.84% above avgNationally 2.09%
Details

Early Withdrawal Penalty: 45 Days

Rate History
1 change since Sep 18, 2026 · 3.00% → 3.50% ▲ 0.50 pts · high 3.50% / low 3.00%
2.50%3.25%4.00%Sep 18, 2026: 3.00% APYSep 24, 2026: 3.50% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20263.50%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
3 Month Certificate
$500
3.50% ▲ 1.84% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average1.66%▲ 1.84% above avgNationally 2.09%
Details

Rate History
No change since Sep 21, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 21, 2026: 3.50% APYSep 21, 2026Oct 13, 2026
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
3 Month Certificate
$500
3.50% ▲ 1.84% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average1.66%▲ 1.84% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
3 Month Term IRA
$250
3.50% ▲ 1.84% above Ohio avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average1.66%▲ 1.84% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
Citizens Federal S&LA
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
90 Day CD
$500
3.35% ▲ 1.69% above Ohio avg
▼
Rate3.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average1.66%▲ 1.69% above avgNationally 2.09%
Details

Rate History
No change since Sep 7, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 7, 2026: 3.35% APYSep 7, 2026Oct 13, 2026
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
3 Month Certificate of Deposit
$5,000
3.35% ▲ 1.69% above Ohio avg
▼
Rate3.31%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average1.66%▲ 1.69% above avgNationally 2.09%
Details

Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Oct 8, 2026: 3.35% APYOct 8, 2026Oct 13, 2026
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3 Month CD
$1,000
3.25% ▲ 1.59% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average1.66%▲ 1.59% above avgNationally 2.09%
Details

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 13, 2026
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
3 Month Certificate
$500
3.25% ▲ 1.59% above Ohio avg
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average1.66%▲ 1.59% above avgNationally 2.09%
Details

Rate History
1 change since Sep 14, 2026 · 2.89% → 3.25% ▲ 0.36 pts · high 3.25% / low 2.89%
2.39%3.07%3.75%Sep 14, 2026: 2.89% APYOct 9, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.25%▲ from 2.89%
  • Sep 14, 20262.89%first recorded
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
3 Month TruAdvantage IRA/ESA/Certificate
$0
3.25% ▲ 1.59% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average1.66%▲ 1.59% above avgNationally 2.09%
Details

Rate History
No change since Oct 10, 2026 · 3.25% APY
2.75%3.25%3.75%Oct 10, 2026: 3.25% APYOct 10, 2026Oct 13, 2026
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
IRA/ESA Share Certificates - 3 Month
$0
3.25% ▲ 1.59% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average1.66%▲ 1.59% above avgNationally 2.09%
Details

TruAdvantage APY

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
3 mo. Certificate
$0
3.25% ▲ 1.59% above Ohio avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average1.66%▲ 1.59% above avgNationally 2.09%
Details

Rate History
No change since Oct 6, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 6, 2026: 3.25% APYOct 6, 2026Oct 13, 2026
CME Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
3 Month Share Certificate & IRA Certificate
$0
3.12% ▲ 1.46% above Ohio avg
▼
Rate3.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average1.66%▲ 1.46% above avgNationally 2.09%
Details

Balance: Over $75,000

Rate History
No change since Oct 4, 2026 · 3.12% APY · checked 3 times
2.62%3.12%3.62%Oct 4, 2026: 3.12% APYOct 4, 2026Oct 13, 2026
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
3 Month TruBenefits IRA/ESA/Certificate
$0
3.10% ▲ 1.44% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average1.66%▲ 1.44% above avgNationally 2.09%
Details

Rate History
No change since Oct 10, 2026 · 3.10% APY
2.60%3.10%3.60%Oct 10, 2026: 3.10% APYOct 10, 2026Oct 13, 2026
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
IRA/ESA Share Certificates - 3 Month
$0
3.10% ▲ 1.44% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average1.66%▲ 1.44% above avgNationally 2.09%
Details

TruBenefits APY

Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Sep 14, 2026: 3.10% APYSep 14, 2026Oct 13, 2026
Credit Union of Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
3 Month Regular Certificates & IRAs
$500
3.05% ▲ 1.39% above Ohio avg
▼
Rate3.01%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average1.66%▲ 1.39% above avgNationally 2.09%
Details

Rate History
1 change since Sep 18, 2026 · 3.25% → 3.05% ▼ 0.20 pts · high 3.25% / low 3.05%
2.55%3.15%3.75%Sep 18, 2026: 3.25% APYOct 10, 2026: 3.05% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20263.05%▼ from 3.25%
  • Sep 18, 20263.25%first recorded
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
3 Month Certificate Account
$500
3.04% ▲ 1.38% above Ohio avg
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average1.66%▲ 1.38% above avgNationally 2.09%
Details

Rate History
No change since Sep 24, 2026 · 3.04% APY · checked 5 times
2.54%3.04%3.54%Sep 24, 2026: 3.04% APYSep 24, 2026Oct 13, 2026
CME Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
3 Month Share Certificate & IRA Certificate
$0
3.02% ▲ 1.36% above Ohio avg
▼
Rate2.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average1.66%▲ 1.36% above avgNationally 2.09%
Details

Balance: $500 - $14,999.99

Rate History
No change since Oct 4, 2026 · 3.02% APY · checked 3 times
2.52%3.02%3.52%Oct 4, 2026: 3.02% APYOct 4, 2026Oct 13, 2026
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
3 Month Certificate
$500
3.00% ▲ 1.34% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average1.66%▲ 1.34% above avgNationally 2.09%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.00% ▼ 0.50 pts · high 3.50% / low 3.00%
2.50%3.25%4.00%Sep 14, 2026: 3.50% APYOct 9, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.00%▼ from 3.50%
  • Sep 14, 20263.50%first recorded
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
3 Month Term IRA
$250
3.00% ▲ 1.34% above Ohio avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average1.66%▲ 1.34% above avgNationally 2.09%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.00% ▼ 0.50 pts · high 3.50% / low 3.00%
2.50%3.25%4.00%Sep 14, 2026: 3.50% APYSep 18, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.00%▼ from 3.50%
  • Sep 14, 20263.50%first recorded
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
3 Month Regular IRA/ESA/Certificate
$0
3.00% ▲ 1.34% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average1.66%▲ 1.34% above avgNationally 2.09%
Details

Rate History
No change since Oct 10, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 10, 2026: 3.00% APYOct 10, 2026Oct 13, 2026
First Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
3 Month Term Share Certificate
$0
2.93% ▲ 1.27% above Ohio avg
▼
Rate2.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average1.66%▲ 1.27% above avgNationally 2.09%
Details

Early Withdrawal Penalty: 3 Month Dividend; Dividend Period: Monthly

Rate History
No change since Sep 14, 2026 · 2.93% APY · checked 6 times
2.43%2.93%3.43%Sep 14, 2026: 2.93% APYSep 14, 2026Oct 13, 2026
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.44%
3 Month Share Certificates and IRAs
$0
2.84% ▲ 1.18% above Ohio avg
▼
Rate2.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average1.66%▲ 1.18% above avgNationally 2.09%
Details

Balance: $90,000 +

Rate History
No change since Oct 12, 2026 · 2.84% APY
2.34%2.84%3.34%Oct 12, 2026: 2.84% APYOct 12, 2026Oct 13, 2026
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.44%
3 Month Share Certificates and IRAs
$0
2.79% ▲ 1.13% above Ohio avg
▼
Rate2.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average1.66%▲ 1.13% above avgNationally 2.09%
Details

Balance: $50,000 - $89,999

Rate History
No change since Oct 12, 2026 · 2.79% APY
2.29%2.79%3.29%Oct 12, 2026: 2.79% APYOct 12, 2026Oct 13, 2026
Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3 Month Certificate
$0
2.78% ▲ 1.12% above Ohio avg
▼
Rate2.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average1.66%▲ 1.12% above avgNationally 2.09%
Details

Balance: $250 - $10,000.00; Ages 18 and younger minimum $250.00, ages 19 and older minimum $500.00; Effective as of September 23, 2026

Rate History
No change since Sep 17, 2026 · 2.78% APY · checked 7 times
2.28%2.78%3.28%Sep 17, 2026: 2.78% APYSep 17, 2026Oct 13, 2026
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3 Month Term Share Certificate
$0
2.75% ▲ 1.09% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average1.66%▲ 1.09% above avgNationally 2.09%
Details

Rate History
1 change since Sep 14, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50%
2.00%2.63%3.25%Sep 14, 2026: 2.50% APYOct 10, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20262.75%▲ from 2.50%
  • Sep 14, 20262.50%first recorded
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.44%
3 Month Share Certificates and IRAs
$0
2.74% ▲ 1.08% above Ohio avg
▼
Rate2.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average1.66%▲ 1.08% above avgNationally 2.09%
Details

Balance: $10,000 - $49,999

Rate History
No change since Oct 12, 2026 · 2.74% APY
2.24%2.74%3.24%Oct 12, 2026: 2.74% APYOct 12, 2026Oct 13, 2026
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.44%
3 Month Share Certificates and IRAs
$0
2.69% ▲ 1.03% above Ohio avg
▼
Rate2.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average1.66%▲ 1.03% above avgNationally 2.09%
Details

Balance: $250 - $9,999

Rate History
No change since Oct 12, 2026 · 2.69% APY
2.19%2.69%3.19%Oct 12, 2026: 2.69% APYOct 12, 2026Oct 13, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
3 Month Term Share Certificate
$0
2.60% ▲ 0.94% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average1.66%▲ 0.94% above avgNationally 2.09%
Details

Balance of $500

Rate History
No change since Sep 25, 2026 · 2.60% APY · checked 4 times
2.10%2.60%3.10%Sep 25, 2026: 2.60% APYSep 25, 2026Oct 13, 2026
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
3 Month Certificate
$500
2.50% ▲ 0.84% above Ohio avg
▼
Rate2.47%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average1.66%▲ 0.84% above avgNationally 2.09%
Details

VARIABLE RATE ACCOUT: rate is subject to change any time after account opening. Fees could reduce earnings. Please see our Rate & Fee Disclosure Statement for further information about fees potentially related to these accounts. Penalty varies based upon the term of the certificate (and may include principal) as follows: Under one year = the equivalent of 30 days' dividends; 12-36 months = the equivalent of 180 days' dividends; over 36 months = the equivalent of 365 days' dividends; Any Purpose Savings = the equivalent of 90 days' dividends. If funds are withdrawn before the maturity date, an early withdrawal penalty is applicable and may include principal. Any Purpose Savings Certificate: Allows accountholder to select a term ranging from 6 to 24 months. Upon renewal, will renew at a 3-month term. This certificate allows for the accountholder to add funds throughout the term of the certificate. IRA certificates exclude the Any Purpose Savings Certificate, 3 month Certificate and 11 month safety certificates.

Rate History
1 change since Sep 20, 2026 · 2.00% → 2.50% ▲ 0.50 pts · high 2.50% / low 2.00%
1.50%2.25%3.00%Sep 20, 2026: 2.00% APYOct 12, 2026: 2.50% APYSep 20, 2026Oct 13, 2026
  • Oct 12, 20262.50%▲ from 2.00%
  • Sep 20, 20262.00%first recorded
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
3 Month Certificate
$0
2.50% ▲ 0.84% above Ohio avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average1.66%▲ 0.84% above avgNationally 2.09%
Details

Rate History
No change since Oct 9, 2026 · 2.50% APY
2.00%2.50%3.00%Oct 9, 2026: 2.50% APYOct 9, 2026Oct 13, 2026

Wilson 6 Month CD Rates

Ohio 6 Month CD Average2.79% APYNational 2.78%Unchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
6 Month Bonus CD
$500
4.75% ▲ 1.96% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.79%▲ 1.96% above avgNationally 2.78%
Details

Rate History
No change since Oct 7, 2026 · 4.75% APY · checked 2 times
4.25%4.75%5.25%Oct 7, 2026: 4.75% APYOct 7, 2026Oct 13, 2026
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
Share Certificates - 6 Month
$0
4.40% ▲ 1.61% above Ohio avg
▼
Rate4.31%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.79%▲ 1.61% above avgNationally 2.78%
Details

Type: Regular/IRA; Dividends compound & paid: Daily

Rate History
1 change since Sep 14, 2026 · 3.96% → 4.40% ▲ 0.44 pts · high 4.40% / low 3.96%
3.46%4.18%4.90%Sep 14, 2026: 3.96% APYOct 12, 2026: 4.40% APYSep 14, 2026Oct 13, 2026
  • Oct 12, 20264.40%▲ from 3.96%
  • Sep 14, 20263.96%first recorded
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
6 Month CD
$1,000
4.30% ▲ 1.51% above Ohio avg
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.79%▲ 1.51% above avgNationally 2.78%
Details

APY = Annual Percentage Yield. *Assumes no compounding, interest paid annually or at maturity.

Rate History
1 change since Sep 14, 2026 · 4.04% → 4.30% ▲ 0.26 pts · high 4.30% / low 4.04%
3.54%4.17%4.80%Sep 14, 2026: 4.04% APYOct 7, 2026: 4.30% APYSep 14, 2026Oct 13, 2026
  • Oct 7, 20264.30%▲ from 4.04%
  • Sep 14, 20264.04%first recorded
Peoples First Savings Bank
Institution Rating:
B4.6 ★Texas Ratio: 20.46%
6 Month Certificate
$500
4.25% ▲ 1.46% above Ohio avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.79%▲ 1.46% above avgNationally 2.78%
Details

Rate History
1 change since Sep 11, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 11, 2026: 4.00% APYOct 3, 2026: 4.25% APYSep 11, 2026Oct 13, 2026
  • Oct 3, 20264.25%▲ from 4.00%
  • Sep 11, 20264.00%first recorded
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
6 Month Share Certificates
$0
4.25% ▲ 1.46% above Ohio avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.79%▲ 1.46% above avgNationally 2.78%
Details

Balance: $500-$49,000

Rate History
1 change since Sep 18, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
3.35%4.05%4.75%Sep 18, 2026: 3.85% APYOct 10, 2026: 4.25% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.25%▲ from 3.85%
  • Sep 18, 20263.85%first recorded
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Share Certificates - 6 Months
$500
4.24% ▲ 1.45% above Ohio avg
▼
Rate4.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.79%▲ 1.45% above avgNationally 2.78%
Details

Non-Compounding Certificates available

Rate History
1 change since Sep 16, 2026 · 3.82% → 4.24% ▲ 0.42 pts · high 4.24% / low 3.82%
3.32%4.03%4.74%Sep 16, 2026: 3.82% APYOct 8, 2026: 4.24% APYSep 16, 2026Oct 13, 2026
  • Oct 8, 20264.24%▲ from 3.82%
  • Sep 16, 20263.82%first recorded
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
6 Month Certificate Special
$1,000
4.15% ▲ 1.36% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.36% above avgNationally 2.78%
Details

Open LorMet Checking Account required. A penalty may be charged for early withdrawal. Rates and terms subject to change without notice. Rates effective as of October 2, 2026.

Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 7 times
3.65%4.15%4.65%Sep 14, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
6-Month Certificate
$1,000
4.13% ▲ 1.34% above Ohio avg
▼
Rate4.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.79%▲ 1.34% above avgNationally 2.78%
Details

Minimum opening deposit $1,000.00 ($500.00 for custodial account); rates in effect 8-21-2026

Rate History
No change since Sep 25, 2026 · 4.13% APY · checked 3 times
3.63%4.13%4.63%Sep 25, 2026: 4.13% APYSep 25, 2026Oct 13, 2026
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
6-MONTH CD
$2,500
4.10% ▲ 1.31% above Ohio avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.79%▲ 1.31% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 4.10% ▲ 0.40 pts · high 4.10% / low 3.70%
3.20%3.90%4.60%Sep 14, 2026: 3.70% APYOct 10, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.10%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
DoverPhila Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
6 Month Certificate
$0
4.08% ▲ 1.29% above Ohio avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.79%▲ 1.29% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 4.08% APY · checked 7 times
3.58%4.08%4.58%Sep 14, 2026: 4.08% APYSep 14, 2026Oct 13, 2026
DoverPhila Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Certificate IRA - 6 Month
$0
4.08% ▲ 1.29% above Ohio avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.79%▲ 1.29% above avgNationally 2.78%
Details

Rate History
No change since Oct 6, 2026 · 4.08% APY · checked 2 times
3.58%4.08%4.58%Oct 6, 2026: 4.08% APYOct 6, 2026Oct 13, 2026
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6 Month Certificate
$500
4.08% ▲ 1.29% above Ohio avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.79%▲ 1.29% above avgNationally 2.78%
Details

Rate History
No change since Oct 6, 2026 · 4.08% APY · checked 2 times
3.58%4.08%4.58%Oct 6, 2026: 4.08% APYOct 6, 2026Oct 13, 2026
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
6 Month Print Share and IRA Jumbo Certificates
$0
4.04% ▲ 1.25% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.25% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.64% → 4.04% ▲ 0.40 pts · high 4.04% / low 3.64%
3.14%3.84%4.54%Sep 14, 2026: 3.64% APYSep 22, 2026: 4.04% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.04%▲ from 3.64%
  • Sep 14, 20263.64%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Print Share and IRA Jumbo Certificates - 6 Mo.
$0
4.04% ▲ 1.25% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.25% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.64% → 4.04% ▲ 0.40 pts · high 4.04% / low 3.64%
3.14%3.84%4.54%Sep 14, 2026: 3.64% APYSep 22, 2026: 4.04% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.04%▲ from 3.64%
  • Sep 14, 20263.64%first recorded
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
6 months Certificate of Deposit
$500
4.02% ▲ 1.23% above Ohio avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.23% above avgNationally 2.78%
Details

Rate History
No change since Sep 18, 2026 · 4.02% APY · checked 3 times
3.52%4.02%4.52%Sep 18, 2026: 4.02% APYSep 18, 2026Oct 13, 2026
Dynamic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
6 Month Share Certificate
$500
4.01% ▲ 1.22% above Ohio avg
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.79%▲ 1.22% above avgNationally 2.78%
Details

Early withdrawal: if certificate is less than 12 months, a 90 day dividend penalty applies; Rates as of 10/1/2026

Rate History
1 change since Sep 12, 2026 · 3.70% → 4.01% ▲ 0.31 pts · high 4.01% / low 3.70%
3.20%3.86%4.51%Sep 12, 2026: 3.70% APYSep 25, 2026: 4.01% APYSep 12, 2026Oct 13, 2026
  • Sep 25, 20264.01%▲ from 3.70%
  • Sep 12, 20263.70%first recorded
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
6 Month CD
$0
4.00% ▲ 1.21% above Ohio avg
▼
Rate3.92%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.79%▲ 1.21% above avgNationally 2.78%
Details

Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
6 Month Certificate of Deposit
$1,000
4.00% ▲ 1.21% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.79%▲ 1.21% above avgNationally 2.78%
Details

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
6-Month IRA
$1,000
4.00% ▲ 1.21% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.79%▲ 1.21% above avgNationally 2.78%
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
IRA - Individual Retirement Accounts 6-Month
$1,000
4.00% ▲ 1.21% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.79%▲ 1.21% above avgNationally 2.78%
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
3.30%3.90%4.50%Sep 14, 2026: 3.80% APYOct 7, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 7, 20264.00%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
6 Month Certificate of Deposit
$10,000
4.00% ▲ 1.21% above Ohio avg
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.79%▲ 1.21% above avgNationally 2.78%
Details

New accounts only with $10,000 new money deposit

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Oct 13, 2026
Chivaho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
6 Month Certificate of Deposit
$500
4.00% ▲ 1.21% above Ohio avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.79%▲ 1.21% above avgNationally 2.78%
Details

Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Oct 13, 2026
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
6 Month Certificate
$500
4.00% ▲ 1.21% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.21% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
3.40%3.95%4.50%Sep 14, 2026: 3.90% APYOct 9, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
6 Month Term IRA
$250
4.00% ▲ 1.21% above Ohio avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.21% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
3.40%3.95%4.50%Sep 14, 2026: 3.90% APYOct 9, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
6 Month Certificate
$0
4.00% ▲ 1.21% above Ohio avg
▼
Rate3.92%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.21% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
3.40%3.95%4.50%Sep 14, 2026: 3.90% APYOct 9, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
Share Certificates - 6 months
$500
4.00% ▲ 1.21% above Ohio avg
▼
Rate3.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.79%▲ 1.21% above avgNationally 2.78%
Details

Rate History
No change since Oct 10, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 10, 2026: 4.00% APYOct 10, 2026Oct 13, 2026
FNB of Waverly
Institution Rating:
B+4.7 ★Texas Ratio: 18.82%
6 Month Certificate Special
$1,000
3.98% ▲ 1.19% above Ohio avg
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.79%▲ 1.19% above avgNationally 2.78%
Details

Compound Method: Simple; Early Withdraw Penalty: 3 Months Interest

Rate History
No change since Sep 14, 2026 · 3.98% APY · checked 7 times
3.48%3.98%4.48%Sep 14, 2026: 3.98% APYSep 14, 2026Oct 13, 2026
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
6 Month Share Certificate
$0
3.97% ▲ 1.18% above Ohio avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.79%▲ 1.18% above avgNationally 2.78%
Details

Rate History
2 changes since Sep 25, 2026 · 3.97% → 3.97% ▼ 0.00 pts · high 4.05% / low 3.97%
3.47%4.01%4.55%Sep 25, 2026: 3.97% APYOct 8, 2026: 4.05% APYOct 12, 2026: 3.97% APYSep 25, 2026Oct 13, 2026
  • Oct 12, 20263.97%▼ from 4.05%
  • Oct 8, 20264.05%▲ from 3.97%
  • Sep 25, 20263.97%first recorded
Cinfed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
6 Month Certificate
$0
3.95% ▲ 1.16% above Ohio avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.16% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.60% → 3.95% ▲ 0.35 pts · high 3.95% / low 3.60%
3.10%3.78%4.45%Sep 14, 2026: 3.60% APYOct 5, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.95%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
6 Month Certificate
$500
3.95% ▲ 1.16% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.16% above avgNationally 2.78%
Details

Balance: $500.00 - $Max

Rate History
1 change since Sep 14, 2026 · 3.75% → 3.95% ▲ 0.20 pts · high 3.95% / low 3.75%
3.25%3.85%4.45%Sep 14, 2026: 3.75% APYSep 29, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
  • Sep 29, 20263.95%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
6 Month IRA Certificate
$500
3.95% ▲ 1.16% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.16% above avgNationally 2.78%
Details

Balance: $500.00 - $Max

Rate History
1 change since Sep 18, 2026 · 3.75% → 3.95% ▲ 0.20 pts · high 3.95% / low 3.75%
3.25%3.85%4.45%Sep 18, 2026: 3.75% APYOct 9, 2026: 3.95% APYSep 18, 2026Oct 13, 2026
  • Oct 9, 20263.95%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
6 Month Certificate
$500
3.95% ▲ 1.16% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.79%▲ 1.16% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.65% → 3.95% ▲ 0.30 pts · high 3.95% / low 3.65%
3.15%3.80%4.45%Sep 14, 2026: 3.65% APYOct 10, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.95%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
6 Month Print Share and IRA Certificate
$0
3.94% ▲ 1.15% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.15% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.54% → 3.94% ▲ 0.40 pts · high 3.94% / low 3.54%
3.04%3.74%4.44%Sep 14, 2026: 3.54% APYSep 22, 2026: 3.94% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20263.94%▲ from 3.54%
  • Sep 14, 20263.54%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
6 Month Share and IRA Certificates
$0
3.94% ▲ 1.15% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.15% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.54% → 3.94% ▲ 0.40 pts · high 3.94% / low 3.54%
3.04%3.74%4.44%Sep 14, 2026: 3.54% APYSep 22, 2026: 3.94% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20263.94%▲ from 3.54%
  • Sep 14, 20263.54%first recorded
The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$0
3.92% ▲ 1.13% above Ohio avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.79%▲ 1.13% above avgNationally 2.78%
Details

Rate History
No change since Sep 19, 2026 · 3.92% APY · checked 5 times
3.42%3.92%4.42%Sep 19, 2026: 3.92% APYSep 19, 2026Oct 13, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
6 Month Certificate
$500
3.91% ▲ 1.12% above Ohio avg
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.79%▲ 1.12% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 3.91% ▲ 0.21 pts · high 3.91% / low 3.70%
3.20%3.81%4.41%Sep 14, 2026: 3.70% APYSep 27, 2026: 3.91% APYSep 14, 2026Oct 13, 2026
  • Sep 27, 20263.91%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
6 Month IRA Certificate
$500
3.91% ▲ 1.12% above Ohio avg
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.79%▲ 1.12% above avgNationally 2.78%
Details

Rate History
1 change since Sep 18, 2026 · 3.70% → 3.91% ▲ 0.21 pts · high 3.91% / low 3.70%
3.20%3.81%4.41%Sep 18, 2026: 3.70% APYSep 27, 2026: 3.91% APYSep 18, 2026Oct 13, 2026
  • Sep 27, 20263.91%▲ from 3.70%
  • Sep 18, 20263.70%first recorded
First Bank of Central Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
6 Month Certificate
$500
3.90% ▲ 1.11% above Ohio avg
▼
Rate3.83%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.79%▲ 1.11% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 13, 2026
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
6 Month Certificate
$0
3.90% ▲ 1.11% above Ohio avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.79%▲ 1.11% above avgNationally 2.78%
Details

Balance: $50,000+

Rate History
No change since Sep 30, 2026 · 3.90% APY · checked 4 times
3.40%3.90%4.40%Sep 30, 2026: 3.90% APYSep 30, 2026Oct 13, 2026
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
6 Month Term Share Certificate
$0
3.90% ▲ 1.11% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.79%▲ 1.11% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 3.90% ▲ 0.20 pts · high 3.90% / low 3.70%
3.20%3.80%4.40%Sep 14, 2026: 3.70% APYOct 10, 2026: 3.90% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.90%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
6 Month CD
$500
3.90% ▲ 1.11% above Ohio avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.79%▲ 1.11% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 7 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 13, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
6 Month Certificate
$500
3.85% ▲ 1.06% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.06% above avgNationally 2.78%
Details

Rate History
No change since Sep 21, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 21, 2026: 3.85% APYSep 21, 2026Oct 13, 2026
Croghan Colonial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
6 Month CD
$500
3.82% ▲ 1.03% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.79%▲ 1.03% above avgNationally 2.78%
Details

APY = Annual Percentage Yield. Minimum Balance = the amount of principal in the account each day. Fees could reduce earnings on the account. Rates are subject to change without notice. APY accurate as of 09/30/2026. Early withdrawal penalties apply. CDs automatically renew at maturity at current renewal rates. Account subject to deposit account approval.

Rate History
No change since Sep 9, 2026 · 3.82% APY · checked 4 times
3.32%3.82%4.32%Sep 9, 2026: 3.82% APYSep 9, 2026Oct 13, 2026
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
6 Month Certificate
$500
3.82% ▲ 1.03% above Ohio avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.03% above avgNationally 2.78%
Details

Rate History
1 change since Sep 14, 2026 · 3.09% → 3.82% ▲ 0.73 pts · high 3.82% / low 3.09%
2.36%3.46%4.55%Sep 14, 2026: 3.09% APYOct 9, 2026: 3.82% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.82%▲ from 3.09%
  • Sep 14, 20263.09%first recorded
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
6 Month IRA Certificate
$0
3.82% ▲ 1.03% above Ohio avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.03% above avgNationally 2.78%
Details

IRA Certificate ($500 Minimum)

Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 4 times
3.32%3.82%4.32%Sep 14, 2026: 3.82% APYSep 14, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
6 Month Share Certificate
$0
3.82% ▲ 1.03% above Ohio avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.03% above avgNationally 2.78%
Details

Share Certificate ($500 Minimum)

Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 4 times
3.32%3.82%4.32%Sep 14, 2026: 3.82% APYSep 14, 2026Oct 13, 2026
Champion Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
6 Month CD
$500
3.81% ▲ 1.02% above Ohio avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.79%▲ 1.02% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 6 times
3.32%3.81%4.31%Sep 14, 2026: 3.82% APYSep 14, 2026Oct 13, 2026
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
6 Month Share Certificates
$0
3.80% ▲ 1.01% above Ohio avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.79%▲ 1.01% above avgNationally 2.78%
Details

Rate History
1 change since Sep 25, 2026 · 3.55% → 3.80% ▲ 0.26 pts · high 3.80% / low 3.55%
3.05%3.67%4.30%Sep 25, 2026: 3.55% APYOct 4, 2026: 3.80% APYSep 25, 2026Oct 13, 2026
  • Oct 4, 20263.80%▲ from 3.55%
  • Sep 25, 20263.55%first recorded
The Wilmington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
6 Month CD
$500
3.80% ▲ 1.01% above Ohio avg
▼
Rate3.73%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.79%▲ 1.01% above avgNationally 2.78%
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 7 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6 Month Certificate
$0
3.80% ▲ 1.01% above Ohio avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.79%▲ 1.01% above avgNationally 2.78%
Details

Balance: $250 - $10,000.00; Ages 18 and younger minimum $250.00, ages 19 and older minimum $500.00; Effective as of September 23, 2026

Rate History
1 change since Sep 17, 2026 · 2.78% → 3.80% ▲ 1.02 pts · high 3.80% / low 2.78%
1.76%3.29%4.82%Sep 17, 2026: 2.78% APYSep 25, 2026: 3.80% APYSep 17, 2026Oct 13, 2026
  • Sep 25, 20263.80%▲ from 2.78%
  • Sep 17, 20262.78%first recorded

Wilson 12 Month CD Rates

Ohio 12 Month CD Average3.16% APYNational 2.99%▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$500
6.03% ▲ 2.87% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 2.87% above avgNationally 2.99%
Details

Age: 19

Rate History
No change since Sep 14, 2026 · 6.03% APY · checked 7 times
5.53%6.03%6.53%Sep 14, 2026: 6.03% APYSep 14, 2026Oct 13, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$500
5.93% ▲ 2.77% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 2.77% above avgNationally 2.99%
Details

Age: 18

Rate History
No change since Sep 14, 2026 · 5.93% APY · checked 7 times
5.43%5.93%6.43%Sep 14, 2026: 5.93% APYSep 14, 2026Oct 13, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$500
5.82% ▲ 2.66% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 2.66% above avgNationally 2.99%
Details

Age: 17

Rate History
No change since Sep 14, 2026 · 5.82% APY · checked 7 times
5.32%5.82%6.32%Sep 14, 2026: 5.82% APYSep 14, 2026Oct 13, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$500
5.72% ▲ 2.56% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 2.56% above avgNationally 2.99%
Details

Age: 16

Rate History
No change since Sep 14, 2026 · 5.72% APY · checked 7 times
5.22%5.72%6.22%Sep 14, 2026: 5.72% APYSep 14, 2026Oct 13, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$500
5.62% ▲ 2.46% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 2.46% above avgNationally 2.99%
Details

Age: 15

Rate History
No change since Sep 14, 2026 · 5.62% APY · checked 7 times
5.12%5.62%6.12%Sep 14, 2026: 5.62% APYSep 14, 2026Oct 13, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$500
5.51% ▲ 2.35% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 2.35% above avgNationally 2.99%
Details

Age: 14

Rate History
No change since Sep 14, 2026 · 5.51% APY · checked 7 times
5.01%5.51%6.01%Sep 14, 2026: 5.51% APYSep 14, 2026Oct 13, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$500
5.41% ▲ 2.25% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 2.25% above avgNationally 2.99%
Details

Age: 13

Rate History
No change since Sep 14, 2026 · 5.41% APY · checked 7 times
4.91%5.41%5.91%Sep 14, 2026: 5.41% APYSep 14, 2026Oct 13, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
5.30% ▲ 2.14% above Ohio avg
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 2.14% above avgNationally 2.99%
Details

Age: 12

Rate History
No change since Sep 14, 2026 · 5.30% APY · checked 7 times
4.80%5.30%5.80%Sep 14, 2026: 5.30% APYSep 14, 2026Oct 13, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
5.20% ▲ 2.04% above Ohio avg
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 2.04% above avgNationally 2.99%
Details

Age: 11

Rate History
No change since Sep 14, 2026 · 5.20% APY · checked 7 times
4.70%5.20%5.70%Sep 14, 2026: 5.20% APYSep 14, 2026Oct 13, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
5.10% ▲ 1.94% above Ohio avg
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.94% above avgNationally 2.99%
Details

Age: 10

Rate History
No change since Sep 14, 2026 · 5.10% APY · checked 7 times
4.60%5.10%5.60%Sep 14, 2026: 5.10% APYSep 14, 2026Oct 13, 2026
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
12 Month Easy Save Certificate
$0
5.00% ▲ 1.84% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.84% above avgNationally 2.99%
Details

One Easy Save Certificate per member, per tax year. Maximum deposit balance is $6,500 (if you qualify).

Rate History
No change since Oct 9, 2026 · 5.00% APY
4.50%5.00%5.50%Oct 9, 2026: 5.00% APYOct 9, 2026Oct 13, 2026
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
12 Month Youth CD
$100
5.00% ▲ 1.84% above Ohio avg
▼
Rate4.91%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average3.16%▲ 1.84% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 7 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Oct 13, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.99% ▲ 1.83% above Ohio avg
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.83% above avgNationally 2.99%
Details

Age: 9

Rate History
No change since Sep 14, 2026 · 4.99% APY · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APYSep 14, 2026Oct 13, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.88% ▲ 1.72% above Ohio avg
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.72% above avgNationally 2.99%
Details

Age: 8

Rate History
No change since Sep 14, 2026 · 4.88% APY · checked 7 times
4.38%4.88%5.38%Sep 14, 2026: 4.88% APYSep 14, 2026Oct 13, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.78% ▲ 1.62% above Ohio avg
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.62% above avgNationally 2.99%
Details

Age: 7

Rate History
No change since Sep 14, 2026 · 4.78% APY · checked 7 times
4.28%4.78%5.28%Sep 14, 2026: 4.78% APYSep 14, 2026Oct 13, 2026
United Midwest Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
6-12 Month CD
$0
4.75% ▲ 1.59% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 3, 2026
Ohio Average3.16%▲ 1.59% above avgNationally 2.99%
Details

Rate History
No change since Oct 3, 2026 · 4.75% APY · checked 2 times
4.25%4.75%5.25%Oct 3, 2026: 4.75% APYOct 3, 2026Oct 13, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.68% ▲ 1.52% above Ohio avg
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.52% above avgNationally 2.99%
Details

Age: 6

Rate History
No change since Sep 14, 2026 · 4.68% APY · checked 7 times
4.18%4.68%5.18%Sep 14, 2026: 4.68% APYSep 14, 2026Oct 13, 2026
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
12-Month IRA
$0
4.60% ▲ 1.44% above Ohio avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average3.16%▲ 1.44% above avgNationally 2.99%
Details

Minimum initial deposit $1,000 for Traditional and Roth IRA Certificates; $500 for Educational IRA Certificates

Rate History
1 change since Sep 16, 2026 · 4.08% → 4.60% ▲ 0.52 pts · high 4.60% / low 4.08%
3.56%4.34%5.12%Sep 16, 2026: 4.08% APYOct 8, 2026: 4.60% APYSep 16, 2026Oct 13, 2026
  • Oct 8, 20264.60%▲ from 4.08%
  • Sep 16, 20264.08%first recorded
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.58% ▲ 1.42% above Ohio avg
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.42% above avgNationally 2.99%
Details

Age: 5

Rate History
No change since Sep 14, 2026 · 4.58% APY · checked 7 times
4.08%4.58%5.08%Sep 14, 2026: 4.58% APYSep 14, 2026Oct 13, 2026
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
Share Certificates - 12 Month
$0
4.50% ▲ 1.34% above Ohio avg
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average3.16%▲ 1.34% above avgNationally 2.99%
Details

Type: Regular/IRA; Dividends compound & paid: Daily

Rate History
1 change since Sep 14, 2026 · 4.05% → 4.50% ▲ 0.45 pts · high 4.50% / low 4.05%
3.55%4.28%5.00%Sep 14, 2026: 4.05% APYOct 12, 2026: 4.50% APYSep 14, 2026Oct 13, 2026
  • Oct 12, 20264.50%▲ from 4.05%
  • Sep 14, 20264.05%first recorded
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
IRA Certificates - 12 Month
$0
4.50% ▲ 1.34% above Ohio avg
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average3.16%▲ 1.34% above avgNationally 2.99%
Details

Rate History
1 change since Sep 18, 2026 · 4.00% → 4.50% ▲ 0.50 pts · high 4.50% / low 4.00%
3.50%4.25%5.00%Sep 18, 2026: 4.00% APYOct 10, 2026: 4.50% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.50%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
Standard Certificates - 12 Month
$0
4.50% ▲ 1.34% above Ohio avg
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average3.16%▲ 1.34% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.50% ▲ 0.50 pts · high 4.50% / low 4.00%
3.50%4.25%5.00%Sep 14, 2026: 4.00% APYOct 10, 2026: 4.50% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.50%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.47% ▲ 1.31% above Ohio avg
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.31% above avgNationally 2.99%
Details

Age: 4

Rate History
No change since Sep 14, 2026 · 4.47% APY · checked 7 times
3.97%4.47%4.97%Sep 14, 2026: 4.47% APYSep 14, 2026Oct 13, 2026
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Share Certificates - 12 Months
$500
4.39% ▲ 1.23% above Ohio avg
▼
Rate4.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average3.16%▲ 1.23% above avgNationally 2.99%
Details

Non-Compounding Certificates available

Rate History
1 change since Sep 16, 2026 · 3.92% → 4.39% ▲ 0.47 pts · high 4.39% / low 3.92%
3.42%4.15%4.89%Sep 16, 2026: 3.92% APYOct 8, 2026: 4.39% APYSep 16, 2026Oct 13, 2026
  • Oct 8, 20264.39%▲ from 3.92%
  • Sep 16, 20263.92%first recorded
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.37% ▲ 1.21% above Ohio avg
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.21% above avgNationally 2.99%
Details

Age: 3

Rate History
No change since Sep 14, 2026 · 4.37% APY · checked 7 times
3.87%4.37%4.87%Sep 14, 2026: 4.37% APYSep 14, 2026Oct 13, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
12 Month Online CD
$500
4.35% ▲ 1.19% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average3.16%▲ 1.19% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 4.35% APY · checked 6 times
3.85%4.35%4.85%Sep 18, 2026: 4.35% APYSep 18, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month Special EasyStart Certificate
$50
4.35% ▲ 1.19% above Ohio avg
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average3.16%▲ 1.19% above avgNationally 2.99%
Details

Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 4 times
3.85%4.35%4.85%Sep 30, 2026: 4.35% APYSep 30, 2026Oct 13, 2026
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
1 year Certificate of Deposit
$500
4.31% ▲ 1.15% above Ohio avg
▼
Rate4.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.15% above avgNationally 2.99%
Details

Rate History
No change since Sep 18, 2026 · 4.31% APY · checked 3 times
3.81%4.31%4.81%Sep 18, 2026: 4.31% APYSep 18, 2026Oct 13, 2026
First Bank of Central Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
12 Month Certificate
$500
4.30% ▲ 1.14% above Ohio avg
▼
Rate4.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average3.16%▲ 1.14% above avgNationally 2.99%
Details

Rate History
No change since Sep 14, 2026 · 4.30% APY · checked 3 times
3.80%4.30%4.80%Sep 14, 2026: 4.30% APYSep 14, 2026Oct 13, 2026
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
12-MONTH CD
$500
4.30% ▲ 1.14% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average3.16%▲ 1.14% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
3.30%4.05%4.80%Sep 14, 2026: 3.80% APYOct 10, 2026: 4.30% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.30%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.27% ▲ 1.11% above Ohio avg
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.11% above avgNationally 2.99%
Details

Age: 2

Rate History
No change since Sep 14, 2026 · 4.27% APY · checked 7 times
3.77%4.27%4.77%Sep 14, 2026: 4.27% APYSep 14, 2026Oct 13, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1 Year Rising Rate CD
$0
4.25% ▲ 1.09% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average3.16%▲ 1.09% above avgNationally 2.99%
Details

Minimum to Obtain: $500

Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 6 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APYSep 18, 2026Oct 13, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 12-Month
$500
4.25% ▲ 1.09% above Ohio avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average3.16%▲ 1.09% above avgNationally 2.99%
Details

Rate History
2 changes since Sep 12, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
3.35%4.05%4.75%Sep 12, 2026: 3.85% APYSep 20, 2026: 4.00% APYOct 4, 2026: 4.25% APYSep 12, 2026Oct 13, 2026
  • Oct 4, 20264.25%▲ from 4.00%
  • Sep 20, 20264.00%▲ from 3.85%
  • Sep 12, 20263.85%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 12-Month
$500
4.25% ▲ 1.09% above Ohio avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average3.16%▲ 1.09% above avgNationally 2.99%
Details

Rate History
1 change since Sep 12, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
3.35%4.05%4.75%Sep 12, 2026: 3.85% APYOct 8, 2026: 4.25% APYSep 12, 2026Oct 13, 2026
  • Oct 8, 20264.25%▲ from 3.85%
  • Sep 12, 20263.85%first recorded
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Certificate
$500
4.25% ▲ 1.09% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.09% above avgNationally 2.99%
Details

Rate History
1 change since Sep 21, 2026 · 3.65% → 4.25% ▲ 0.60 pts · high 4.25% / low 3.65%
3.05%3.95%4.85%Sep 21, 2026: 3.65% APYSep 25, 2026: 4.25% APYSep 21, 2026Oct 13, 2026
  • Sep 25, 20264.25%▲ from 3.65%
  • Sep 21, 20263.65%first recorded
Fasson Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
12 Month Maturity
$1,000
4.25% ▲ 1.09% above Ohio avg
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.09% above avgNationally 2.99%
Details

Dividends are paid at maturity. Additional deposits are not allowed. Available terms may vary. No early withdrawals without a penalty.

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
12 Month Certificate
$0
4.25% ▲ 1.09% above Ohio avg
▼
Rate4.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.09% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 14, 2026: 4.00% APYOct 9, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.25%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
12 Month Share Certificates
$0
4.25% ▲ 1.09% above Ohio avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average3.16%▲ 1.09% above avgNationally 2.99%
Details

Balance: $500-$49,000

Rate History
1 change since Sep 18, 2026 · 3.25% → 4.25% ▲ 1.00 pts · high 4.25% / low 3.25%
2.25%3.75%5.25%Sep 18, 2026: 3.25% APYOct 10, 2026: 4.25% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.25%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
12 Month Share Certificates
$500
4.23% ▲ 1.07% above Ohio avg
▼
Rate4.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.07% above avgNationally 2.99%
Details

Rate History
1 change since Sep 22, 2026 · 3.56% → 4.23% ▲ 0.67 pts · high 4.23% / low 3.56%
2.88%3.89%4.90%Sep 22, 2026: 3.56% APYOct 9, 2026: 4.23% APYSep 22, 2026Oct 13, 2026
  • Oct 9, 20264.23%▲ from 3.56%
  • Sep 22, 20263.56%first recorded
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
IRA Certificate - 12 Month
$500
4.23% ▲ 1.07% above Ohio avg
▼
Rate4.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.07% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.56% → 4.23% ▲ 0.67 pts · high 4.23% / low 3.56%
2.88%3.89%4.90%Sep 14, 2026: 3.56% APYOct 9, 2026: 4.23% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.23%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
12 Month Print Share and IRA Jumbo Certificates
$0
4.22% ▲ 1.06% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.06% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.83% → 4.22% ▲ 0.39 pts · high 4.22% / low 3.83%
3.33%4.03%4.72%Sep 14, 2026: 3.83% APYSep 22, 2026: 4.22% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.22%▲ from 3.83%
  • Sep 14, 20263.83%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Print Share and IRA Jumbo Certificates - 12 Mo.
$0
4.22% ▲ 1.06% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.06% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.83% → 4.22% ▲ 0.39 pts · high 4.22% / low 3.83%
3.33%4.03%4.72%Sep 14, 2026: 3.83% APYSep 22, 2026: 4.22% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.22%▲ from 3.83%
  • Sep 14, 20263.83%first recorded
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.16% ▲ 1.00% above Ohio avg
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 1.00% above avgNationally 2.99%
Details

Age: 1

Rate History
No change since Sep 14, 2026 · 4.16% APY · checked 7 times
3.66%4.16%4.66%Sep 14, 2026: 4.16% APYSep 14, 2026Oct 13, 2026
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
12 Month Term Share Certificate
$0
4.15% ▲ 0.99% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average3.16%▲ 0.99% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.60% → 4.15% ▲ 0.55 pts · high 4.15% / low 3.60%
3.05%3.88%4.70%Sep 14, 2026: 3.60% APYOct 10, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.15%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
IRA Certificate - 12 Month
$0
4.15% ▲ 0.99% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average3.16%▲ 0.99% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.60% → 4.15% ▲ 0.55 pts · high 4.15% / low 3.60%
3.05%3.88%4.70%Sep 14, 2026: 3.60% APYOct 10, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.15%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
12 Month Print Share and IRA Certificate
$0
4.12% ▲ 0.96% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 0.96% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.73% → 4.12% ▲ 0.39 pts · high 4.12% / low 3.73%
3.23%3.93%4.62%Sep 14, 2026: 3.73% APYSep 22, 2026: 4.12% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.12%▲ from 3.73%
  • Sep 14, 20263.73%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
12 Month Share and IRA Certificates
$0
4.12% ▲ 0.96% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average3.16%▲ 0.96% above avgNationally 2.99%
Details

Rate History
1 change since Sep 14, 2026 · 3.73% → 4.12% ▲ 0.39 pts · high 4.12% / low 3.73%
3.23%3.93%4.62%Sep 14, 2026: 3.73% APYSep 22, 2026: 4.12% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.12%▲ from 3.73%
  • Sep 14, 20263.73%first recorded
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
1 Year Certificate
$500
4.11% ▲ 0.95% above Ohio avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average3.16%▲ 0.95% above avgNationally 2.99%
Details

Rate History
2 changes since Sep 14, 2026 · 3.75% → 4.11% ▲ 0.36 pts · high 4.11% / low 3.75%
3.25%3.93%4.61%Sep 14, 2026: 3.75% APYSep 27, 2026: 3.96% APYOct 10, 2026: 4.11% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.11%▲ from 3.96%
  • Sep 27, 20263.96%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
1 Year IRA Certificate
$500
4.11% ▲ 0.95% above Ohio avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average3.16%▲ 0.95% above avgNationally 2.99%
Details

Rate History
2 changes since Sep 18, 2026 · 3.75% → 4.11% ▲ 0.36 pts · high 4.11% / low 3.75%
3.25%3.93%4.61%Sep 18, 2026: 3.75% APYSep 27, 2026: 3.96% APYOct 10, 2026: 4.11% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.11%▲ from 3.96%
  • Sep 27, 20263.96%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
Home Loan SB
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
12 Month Certificate SPECIAL
$500
4.10% ▲ 0.94% above Ohio avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average3.16%▲ 0.94% above avgNationally 2.99%
Details

Rate History
1 change since Sep 19, 2026 · 3.95% → 4.10% ▲ 0.15 pts · high 4.10% / low 3.95%
3.45%4.03%4.60%Sep 19, 2026: 3.95% APYOct 7, 2026: 4.10% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20264.10%▲ from 3.95%
  • Sep 19, 20263.95%first recorded

Wilson 18 Month CD Rates

Ohio 18 Month CD Average2.90% APYNational 2.87%▲ 0.05% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
Share Certificates - 18 Month
$0
4.55% ▲ 1.65% above Ohio avg
▼
Rate4.46%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.90%▲ 1.65% above avgNationally 2.87%
Details

Type: Regular/IRA; Dividends compound & paid: Daily

Rate History
1 change since Sep 14, 2026 · 4.11% → 4.55% ▲ 0.44 pts · high 4.55% / low 4.11%
3.61%4.33%5.05%Sep 14, 2026: 4.11% APYOct 12, 2026: 4.55% APYSep 14, 2026Oct 13, 2026
  • Oct 12, 20264.55%▲ from 4.11%
  • Sep 14, 20264.11%first recorded
First Federal S&L of Van Wert
Institution Rating:
A5.0 ★Texas Ratio: 7.43%
18 Month Certificate of Deposit (CD) Special
$0
4.50% ▲ 1.60% above Ohio avg
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.90%▲ 1.60% above avgNationally 2.87%
Details

Monthly Compound. Annual Percentage Yield (APY) is accurate as of September 29, 2026. Interest rates are subject to change daily. Fees may reduce earnings on account. Consult your tax advisor. A penalty may be imposed for an early withdrawal. Fees may reduce earnings on account. Offer is subject to change without notice and may be withdrawn at any time. CD = Certificate of Deposit.

Rate History
No change since Oct 3, 2026 · 4.50% APY · checked 3 times
4.00%4.50%5.00%Oct 3, 2026: 4.50% APYOct 3, 2026Oct 13, 2026
First Federal S&L of Van Wert
Institution Rating:
A5.0 ★Texas Ratio: 7.43%
18 Months - NEW Special! CD
$0
4.50% ▲ 1.60% above Ohio avg
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.90%▲ 1.60% above avgNationally 2.87%
Details

Rate History
No change since Oct 7, 2026 · 4.50% APY
4.00%4.50%5.00%Oct 7, 2026: 4.50% APYOct 7, 2026Oct 13, 2026
First Federal S&L of Van Wert
Institution Rating:
A5.0 ★Texas Ratio: 7.43%
18 Months - NEW Special! CD
$0
4.48% ▲ 1.58% above Ohio avg
▼
Rate4.41%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.90%▲ 1.58% above avgNationally 2.87%
Details

Rate History
No change since Oct 7, 2026 · 4.48% APY
3.98%4.48%4.98%Oct 7, 2026: 4.48% APYOct 7, 2026Oct 13, 2026
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
18 Month Print Share and IRA Jumbo Certificates
$0
4.38% ▲ 1.48% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.48% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.95% → 4.38% ▲ 0.43 pts · high 4.38% / low 3.95%
3.45%4.17%4.88%Sep 14, 2026: 3.95% APYSep 22, 2026: 4.38% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.38%▲ from 3.95%
  • Sep 14, 20263.95%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Print Share and IRA Jumbo Certificates - 18 Mo.
$0
4.38% ▲ 1.48% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.48% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.95% → 4.38% ▲ 0.43 pts · high 4.38% / low 3.95%
3.45%4.17%4.88%Sep 14, 2026: 3.95% APYSep 22, 2026: 4.38% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.38%▲ from 3.95%
  • Sep 14, 20263.95%first recorded
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
18 Month Certificate
$0
4.35% ▲ 1.45% above Ohio avg
▼
Rate4.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.45% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 4.15% → 4.35% ▲ 0.20 pts · high 4.35% / low 4.15%
3.65%4.25%4.85%Sep 14, 2026: 4.15% APYOct 9, 2026: 4.35% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.35%▲ from 4.15%
  • Sep 14, 20264.15%first recorded
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
18-Month Certificate
$1,000
4.35% ▲ 1.45% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.45% above avgNationally 2.87%
Details

as high as

Rate History
1 change since Sep 14, 2026 · 4.15% → 4.35% ▲ 0.20 pts · high 4.35% / low 4.15%
3.65%4.25%4.85%Sep 14, 2026: 4.15% APYOct 9, 2026: 4.35% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.35%▲ from 4.15%
  • Sep 14, 20264.15%first recorded
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
18 Month Share Certificates
$500
4.33% ▲ 1.43% above Ohio avg
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.43% above avgNationally 2.87%
Details

Rate History
1 change since Sep 22, 2026 · 3.66% → 4.33% ▲ 0.67 pts · high 4.33% / low 3.66%
2.99%4.00%5.01%Sep 22, 2026: 3.66% APYOct 9, 2026: 4.33% APYSep 22, 2026Oct 13, 2026
  • Oct 9, 20264.33%▲ from 3.66%
  • Sep 22, 20263.66%first recorded
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
IRA Certificate - 18 Month
$500
4.33% ▲ 1.43% above Ohio avg
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.43% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.66% → 4.33% ▲ 0.67 pts · high 4.33% / low 3.66%
2.99%4.00%5.01%Sep 14, 2026: 3.66% APYOct 9, 2026: 4.33% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.33%▲ from 3.66%
  • Sep 14, 20263.66%first recorded
Dynamic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
18 Month Share Certificate
$500
4.32% ▲ 1.42% above Ohio avg
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.90%▲ 1.42% above avgNationally 2.87%
Details

Early withdrawal: if certificate is greater than 12 months, a 180 day dividend penalty applies; Rates as of 10/1/2026

Rate History
1 change since Sep 12, 2026 · 3.80% → 4.32% ▲ 0.52 pts · high 4.32% / low 3.80%
3.28%4.06%4.84%Sep 12, 2026: 3.80% APYSep 25, 2026: 4.32% APYSep 12, 2026Oct 13, 2026
  • Sep 25, 20264.32%▲ from 3.80%
  • Sep 12, 20263.80%first recorded
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
18 months Certificate of Deposit
$500
4.31% ▲ 1.41% above Ohio avg
▼
Rate4.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.41% above avgNationally 2.87%
Details

Rate History
No change since Sep 18, 2026 · 4.31% APY · checked 3 times
3.81%4.31%4.81%Sep 18, 2026: 4.31% APYSep 18, 2026Oct 13, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 18-Month
$500
4.30% ▲ 1.40% above Ohio avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.90%▲ 1.40% above avgNationally 2.87%
Details

Rate History
2 changes since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
3.40%4.10%4.80%Sep 12, 2026: 3.90% APYSep 20, 2026: 4.05% APYOct 4, 2026: 4.30% APYSep 12, 2026Oct 13, 2026
  • Oct 4, 20264.30%▲ from 4.05%
  • Sep 20, 20264.05%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 18-Month
$500
4.30% ▲ 1.40% above Ohio avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.90%▲ 1.40% above avgNationally 2.87%
Details

Rate History
1 change since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
3.40%4.10%4.80%Sep 12, 2026: 3.90% APYOct 8, 2026: 4.30% APYSep 12, 2026Oct 13, 2026
  • Oct 8, 20264.30%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
18 Month Certificate
$500
4.30% ▲ 1.40% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.40% above avgNationally 2.87%
Details

Rate History
1 change since Sep 21, 2026 · 3.65% → 4.30% ▲ 0.65 pts · high 4.30% / low 3.65%
3.00%3.97%4.95%Sep 21, 2026: 3.65% APYSep 25, 2026: 4.30% APYSep 21, 2026Oct 13, 2026
  • Sep 25, 20264.30%▲ from 3.65%
  • Sep 21, 20263.65%first recorded
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
18 Month Certificate
$500
4.30% ▲ 1.40% above Ohio avg
▼
Rate4.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.40% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 4.30% ▲ 0.80 pts · high 4.30% / low 3.50%
2.70%3.90%5.10%Sep 14, 2026: 3.50% APYOct 9, 2026: 4.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.30%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
18 Month Jumbo Certificate
$0
4.30% ▲ 1.40% above Ohio avg
▼
Rate4.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.40% above avgNationally 2.87%
Details

Special Jumbo Certificate Bonus! Boost Your Earnings - Get an additional 0.25% APY on a Jumbo Certificate with a balance of $250,000+

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.30% ▲ 0.55 pts · high 4.30% / low 3.75%
3.20%4.03%4.85%Sep 14, 2026: 3.75% APYOct 9, 2026: 4.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.30%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
18 Month Print Share and IRA Certificate
$0
4.28% ▲ 1.38% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.38% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.28% ▲ 0.43 pts · high 4.28% / low 3.85%
3.35%4.07%4.78%Sep 14, 2026: 3.85% APYSep 22, 2026: 4.28% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.28%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
18 Month Share and IRA Certificates
$0
4.28% ▲ 1.38% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.38% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.28% ▲ 0.43 pts · high 4.28% / low 3.85%
3.35%4.07%4.78%Sep 14, 2026: 3.85% APYSep 22, 2026: 4.28% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.28%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Ohio Valley Bank Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
12 thru 18 Month Certificate of Deposit
$5,000
4.25% ▲ 1.35% above Ohio avg
▼
Rate4.16%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.90%▲ 1.35% above avgNationally 2.87%
Details

All certificates are automatically renewable. $5,000.00 initial deposit required except those age 18 and under may open with $500. The annual percentage yields assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. A.P.Y. = Annual Percentage Yield. Public funds over $250,000.00 excluded from this offer. Effective Date: 10/5/2026

Rate History
No change since Sep 24, 2026 · 4.25% APY · checked 6 times
3.75%4.25%4.75%Sep 24, 2026: 4.25% APYSep 24, 2026Oct 13, 2026
Ohio Valley Bank Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
18 MONTH IRA / ROTH TDOA
$0
4.25% ▲ 1.35% above Ohio avg
▼
Rate4.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.90%▲ 1.35% above avgNationally 2.87%
Details

Rate History
1 change since Sep 18, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 18, 2026: 4.00% APYSep 24, 2026: 4.25% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20264.25%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Chivaho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
18 Month Certificate of Deposit
$500
4.25% ▲ 1.35% above Ohio avg
▼
Rate4.16%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.90%▲ 1.35% above avgNationally 2.87%
Details

Rate History
No change since Sep 25, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Sep 25, 2026: 4.25% APYSep 25, 2026Oct 13, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
18-Month Certificate
$0
4.25% ▲ 1.35% above Ohio avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.90%▲ 1.35% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 14, 2026: 4.00% APYOct 10, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.25%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
Business 18-Month Certificate
$0
4.25% ▲ 1.35% above Ohio avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.90%▲ 1.35% above avgNationally 2.87%
Details

Rate History
1 change since Sep 18, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 18, 2026: 4.00% APYOct 10, 2026: 4.25% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.25%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
IRA Certificate - 18-Month
$0
4.25% ▲ 1.35% above Ohio avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.90%▲ 1.35% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 14, 2026: 4.00% APYOct 10, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.25%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
18-MONTH CD
$500
4.25% ▲ 1.35% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.90%▲ 1.35% above avgNationally 2.87%
Details

Rate History
No change since Oct 10, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 10, 2026: 4.25% APYOct 10, 2026Oct 13, 2026
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
18 Month Share Certificate
$0
4.19% ▲ 1.29% above Ohio avg
▼
Rate4.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.90%▲ 1.29% above avgNationally 2.87%
Details

Rate History
1 change since Sep 18, 2026 · 3.64% → 4.19% ▲ 0.55 pts · high 4.19% / low 3.64%
3.09%3.92%4.74%Sep 18, 2026: 3.64% APYOct 10, 2026: 4.19% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.19%▲ from 3.64%
  • Sep 18, 20263.64%first recorded
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
18 Month Eighteen-Month CD Special
$0
4.15% ▲ 1.25% above Ohio avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.90%▲ 1.25% above avgNationally 2.87%
Details

Maximum investment limited to $100,000 per account

Rate History
1 change since Sep 24, 2026 · 3.65% → 4.15% ▲ 0.50 pts · high 4.15% / low 3.65%
3.15%3.90%4.65%Sep 24, 2026: 3.65% APYOct 3, 2026: 4.15% APYSep 24, 2026Oct 13, 2026
  • Oct 3, 20264.15%▲ from 3.65%
  • Sep 24, 20263.65%first recorded
Portage Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
18 Month IRA Certificate
$0
4.10% ▲ 1.20% above Ohio avg
▼
Rate4.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.90%▲ 1.20% above avgNationally 2.87%
Details

Rate History
1 change since Sep 19, 2026 · 3.75% → 4.10% ▲ 0.35 pts · high 4.10% / low 3.75%
3.25%3.93%4.60%Sep 19, 2026: 3.75% APYOct 7, 2026: 4.10% APYSep 19, 2026Oct 13, 2026
  • Oct 7, 20264.10%▲ from 3.75%
  • Sep 19, 20263.75%first recorded
Portage Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
18 Month Special CD
$0
4.10% ▲ 1.20% above Ohio avg
▼
Rate4.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.90%▲ 1.20% above avgNationally 2.87%
Details

Rate History
No change since Oct 7, 2026 · 4.10% APY
3.60%4.10%4.60%Oct 7, 2026: 4.10% APYOct 7, 2026Oct 13, 2026
Portage Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
18 Month Special IRA Certificate
$0
4.10% ▲ 1.20% above Ohio avg
▼
Rate4.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.90%▲ 1.20% above avgNationally 2.87%
Details

Rate History
1 change since Sep 24, 2026 · 3.75% → 4.10% ▲ 0.35 pts · high 4.10% / low 3.75%
3.25%3.93%4.60%Sep 24, 2026: 3.75% APYOct 7, 2026: 4.10% APYSep 24, 2026Oct 13, 2026
  • Oct 7, 20264.10%▲ from 3.75%
  • Sep 24, 20263.75%first recorded
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
18 Month Share Certificate
$0
4.10% ▲ 1.20% above Ohio avg
▼
Rate4.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.90%▲ 1.20% above avgNationally 2.87%
Details

Rate History
2 changes since Sep 25, 2026 · 4.10% → 4.10% ▼ 0.00 pts · high 4.14% / low 4.10%
3.60%4.12%4.64%Sep 25, 2026: 4.10% APYOct 8, 2026: 4.14% APYOct 12, 2026: 4.10% APYSep 25, 2026Oct 13, 2026
  • Oct 12, 20264.10%▼ from 4.14%
  • Oct 8, 20264.14%▲ from 4.10%
  • Sep 25, 20264.10%first recorded
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
18 Month Fixed IRA
$0
4.10% ▲ 1.20% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.90%▲ 1.20% above avgNationally 2.87%
Details

Balance of $100,000

Rate History
No change since Sep 25, 2026 · 4.10% APY · checked 4 times
3.60%4.10%4.60%Sep 25, 2026: 4.10% APYSep 25, 2026Oct 13, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
18 Month Term Share Certificate
$0
4.10% ▲ 1.20% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.90%▲ 1.20% above avgNationally 2.87%
Details

Balance of $100,000

Rate History
No change since Sep 25, 2026 · 4.10% APY · checked 4 times
3.60%4.10%4.60%Sep 25, 2026: 4.10% APYSep 25, 2026Oct 13, 2026
Peoples Savings Bank Urbana OH
Institution Rating:
A5.0 ★Texas Ratio: 8.75%
18 Month CD
$500
4.08% ▲ 1.18% above Ohio avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.90%▲ 1.18% above avgNationally 2.87%
Details

Rate History
1 change since Sep 24, 2026 · 3.72% → 4.08% ▲ 0.36 pts · high 4.08% / low 3.72%
3.22%3.90%4.58%Sep 24, 2026: 3.72% APYOct 3, 2026: 4.08% APYSep 24, 2026Oct 13, 2026
  • Oct 3, 20264.08%▲ from 3.72%
  • Sep 24, 20263.72%first recorded
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
18 Month Certificate
$500
4.08% ▲ 1.18% above Ohio avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.90%▲ 1.18% above avgNationally 2.87%
Details

Rate History
No change since Oct 6, 2026 · 4.08% APY · checked 2 times
3.58%4.08%4.58%Oct 6, 2026: 4.08% APYOct 6, 2026Oct 13, 2026
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
18 Month Certificate
$500
4.07% ▲ 1.17% above Ohio avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.17% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.87% → 4.07% ▲ 0.20 pts · high 4.07% / low 3.87%
3.37%3.97%4.57%Sep 14, 2026: 3.87% APYOct 9, 2026: 4.07% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.07%▲ from 3.87%
  • Sep 14, 20263.87%first recorded
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
18 Month Certificate/IRA
$500
4.05% ▲ 1.15% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.90%▲ 1.15% above avgNationally 2.87%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 4.05% ▲ 0.35 pts · high 4.05% / low 3.70%
3.20%3.88%4.55%Sep 14, 2026: 3.70% APYOct 10, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.05%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
First National Bank in New Bremen
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
18 Month CD
$500
4.02% ▲ 1.12% above Ohio avg
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.90%▲ 1.12% above avgNationally 2.87%
Details

Rate History
1 change since Sep 11, 2026 · 3.82% → 4.02% ▲ 0.20 pts · high 4.02% / low 3.82%
3.32%3.92%4.52%Sep 11, 2026: 3.82% APYSep 19, 2026: 4.02% APYSep 11, 2026Oct 13, 2026
  • Sep 19, 20264.02%▲ from 3.82%
  • Sep 11, 20263.82%first recorded
The Antwerp Exchange Bank Company
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
18 Month Certificate of Deposit
$5,000
4.01% ▲ 1.11% above Ohio avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.90%▲ 1.11% above avgNationally 2.87%
Details

Balance: $5,000 and Above*; Rate applies to balances $5,000 and above

Rate History
No change since Oct 8, 2026 · 4.01% APY · checked 2 times
3.51%4.01%4.51%Oct 8, 2026: 4.01% APYOct 8, 2026Oct 13, 2026
Bank of Magnolia
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
18 Month Certificate
$1,000
4.00% ▲ 1.10% above Ohio avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.90%▲ 1.10% above avgNationally 2.87%
Details

Rate History
1 change since Sep 19, 2026 · 0.25% → 4.00% ▲ 3.75 pts · high 4.00% / low 0.25%
0.00%3.88%7.75%Sep 19, 2026: 0.25% APYOct 3, 2026: 4.00% APYSep 19, 2026Oct 13, 2026
  • Oct 3, 20264.00%▲ from 0.25%
  • Sep 19, 20260.25%first recorded
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
18 Month Fixed IRA
$0
4.00% ▲ 1.10% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.90%▲ 1.10% above avgNationally 2.87%
Details

Balance of $10,000

Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Oct 13, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
18 Month Term Share Certificate
$0
4.00% ▲ 1.10% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.90%▲ 1.10% above avgNationally 2.87%
Details

Balance: $10,000

Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Oct 13, 2026
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
18 Month Certificate
$500
4.00% ▲ 1.10% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.10% above avgNationally 2.87%
Details

Balance: $500.00 - $Max

Rate History
1 change since Sep 14, 2026 · 3.00% → 4.00% ▲ 1.00 pts · high 4.00% / low 3.00%
2.00%3.50%5.00%Sep 14, 2026: 3.00% APYSep 29, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Sep 29, 20264.00%▲ from 3.00%
  • Sep 14, 20263.00%first recorded
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
18 Month IRA Certificate
$500
4.00% ▲ 1.10% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.10% above avgNationally 2.87%
Details

Balance: $500.00 - $Max

Rate History
1 change since Sep 18, 2026 · 3.00% → 4.00% ▲ 1.00 pts · high 4.00% / low 3.00%
2.00%3.50%5.00%Sep 18, 2026: 3.00% APYOct 9, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
18 Month Business Certificate Standard
$0
4.00% ▲ 1.10% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.10% above avgNationally 2.87%
Details

ConnectMORE APY: 4.10%

Rate History
1 change since Sep 14, 2026 · 3.45% → 4.00% ▲ 0.55 pts · high 4.00% / low 3.45%
2.90%3.73%4.55%Sep 14, 2026: 3.45% APYOct 9, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
IRA / Share Certificates - 18 Month Certificate
$0
4.00% ▲ 1.10% above Ohio avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.90%▲ 1.10% above avgNationally 2.87%
Details

Rate History
No change since Oct 10, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 10, 2026: 4.00% APYOct 10, 2026Oct 13, 2026
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
18 Month Certificate
$0
3.97% ▲ 1.07% above Ohio avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.07% above avgNationally 2.87%
Details

Rate History
No change since Sep 14, 2026 · 3.97% APY · checked 6 times
3.47%3.97%4.47%Sep 14, 2026: 3.97% APYSep 14, 2026Oct 13, 2026
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
18 Month Standard Certificate
$0
3.95% ▲ 1.05% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.90%▲ 1.05% above avgNationally 2.87%
Details

ConnectMORE APY: 4.05%

Rate History
1 change since Sep 14, 2026 · 3.40% → 3.95% ▲ 0.55 pts · high 3.95% / low 3.40%
2.85%3.68%4.50%Sep 14, 2026: 3.40% APYOct 9, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.95%▲ from 3.40%
  • Sep 14, 20263.40%first recorded
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificate 18 months
$1,000
3.95% ▲ 1.05% above Ohio avg
▼
Rate3.88%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.90%▲ 1.05% above avgNationally 2.87%
Details

Bump one time**

Rate History
No change since Oct 1, 2026 · 3.95% APY · checked 2 times
3.45%3.95%4.45%Oct 1, 2026: 3.95% APYOct 1, 2026Oct 13, 2026

Wilson 24 Month CD Rates

Ohio 24 Month CD Average2.94% APYNational 2.88%▲ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Peoples First Savings Bank
Institution Rating:
B4.6 ★Texas Ratio: 20.46%
24 Month IRA (Variable)
$100
4.91% ▲ 1.97% above Ohio avg
▼
Rate4.79%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.94%▲ 1.97% above avgNationally 2.88%
Details

Rate History
1 change since Sep 11, 2026 · 4.29% → 4.91% ▲ 0.62 pts · high 4.91% / low 4.29%
3.67%4.60%5.53%Sep 11, 2026: 4.29% APYOct 3, 2026: 4.91% APYSep 11, 2026Oct 13, 2026
  • Oct 3, 20264.91%▲ from 4.29%
  • Sep 11, 20264.29%first recorded
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
24-Month IRA
$0
4.81% ▲ 1.87% above Ohio avg
▼
Rate4.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.94%▲ 1.87% above avgNationally 2.88%
Details

Minimum initial deposit $1,000 for Traditional and Roth IRA Certificates; $500 for Educational IRA Certificates

Rate History
1 change since Sep 16, 2026 · 4.34% → 4.81% ▲ 0.47 pts · high 4.81% / low 4.34%
3.84%4.57%5.31%Sep 16, 2026: 4.34% APYOct 8, 2026: 4.81% APYSep 16, 2026Oct 13, 2026
  • Oct 8, 20264.81%▲ from 4.34%
  • Sep 16, 20264.34%first recorded
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
Share Certificates - 24 Month
$0
4.60% ▲ 1.66% above Ohio avg
▼
Rate4.51%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.94%▲ 1.66% above avgNationally 2.88%
Details

Type: Regular/IRA; Dividends compound & paid: Daily

Rate History
1 change since Sep 14, 2026 · 4.16% → 4.60% ▲ 0.44 pts · high 4.60% / low 4.16%
3.66%4.38%5.10%Sep 14, 2026: 4.16% APYOct 12, 2026: 4.60% APYSep 14, 2026Oct 13, 2026
  • Oct 12, 20264.60%▲ from 4.16%
  • Sep 14, 20264.16%first recorded
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
24 Month Share Certificates
$500
4.59% ▲ 1.65% above Ohio avg
▼
Rate4.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.65% above avgNationally 2.88%
Details

Rate History
1 change since Sep 22, 2026 · 3.71% → 4.59% ▲ 0.88 pts · high 4.59% / low 3.71%
2.83%4.15%5.48%Sep 22, 2026: 3.71% APYOct 9, 2026: 4.59% APYSep 22, 2026Oct 13, 2026
  • Oct 9, 20264.59%▲ from 3.71%
  • Sep 22, 20263.71%first recorded
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
IRA Certificate - 24 Month
$500
4.59% ▲ 1.65% above Ohio avg
▼
Rate4.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.65% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.71% → 4.59% ▲ 0.88 pts · high 4.59% / low 3.71%
2.83%4.15%5.48%Sep 14, 2026: 3.71% APYOct 9, 2026: 4.59% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.59%▲ from 3.71%
  • Sep 14, 20263.71%first recorded
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Share Certificates - 24 Months
$500
4.55% ▲ 1.61% above Ohio avg
▼
Rate4.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.94%▲ 1.61% above avgNationally 2.88%
Details

Non-Compounding Certificates available

Rate History
1 change since Sep 16, 2026 · 4.08% → 4.55% ▲ 0.47 pts · high 4.55% / low 4.08%
3.58%4.31%5.05%Sep 16, 2026: 4.08% APYOct 8, 2026: 4.55% APYSep 16, 2026Oct 13, 2026
  • Oct 8, 20264.55%▲ from 4.08%
  • Sep 16, 20264.08%first recorded
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
24 Month Jumbo Certificate
$0
4.55% ▲ 1.61% above Ohio avg
▼
Rate4.46%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.61% above avgNationally 2.88%
Details

Special Jumbo Certificate Bonus! Boost Your Earnings - Get an additional 0.25% APY on a Jumbo Certificate with a balance of $250,000+

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.55% ▲ 0.75 pts · high 4.55% / low 3.80%
3.05%4.18%5.30%Sep 14, 2026: 3.80% APYOct 9, 2026: 4.55% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.55%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
24 Month Print Share and IRA Jumbo Certificates
$0
4.54% ▲ 1.60% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.60% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 4.04% → 4.54% ▲ 0.50 pts · high 4.54% / low 4.04%
3.54%4.29%5.04%Sep 14, 2026: 4.04% APYSep 22, 2026: 4.54% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.54%▲ from 4.04%
  • Sep 14, 20264.04%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Print Share and IRA Jumbo Certificates - 24 Mo.
$0
4.54% ▲ 1.60% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.60% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 4.04% → 4.54% ▲ 0.50 pts · high 4.54% / low 4.04%
3.54%4.29%5.04%Sep 14, 2026: 4.04% APYSep 22, 2026: 4.54% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.54%▲ from 4.04%
  • Sep 14, 20264.04%first recorded
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
24 Month Certificate
$500
4.45% ▲ 1.51% above Ohio avg
▼
Rate4.38%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.51% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.55% → 4.45% ▲ 0.90 pts · high 4.45% / low 3.55%
2.65%4.00%5.35%Sep 14, 2026: 3.55% APYOct 9, 2026: 4.45% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.45%▲ from 3.55%
  • Sep 14, 20263.55%first recorded
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
24 Month Certificate
$0
4.45% ▲ 1.51% above Ohio avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.51% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.65% → 4.45% ▲ 0.80 pts · high 4.45% / low 3.65%
2.85%4.05%5.25%Sep 14, 2026: 3.65% APYOct 9, 2026: 4.45% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.45%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
24 Month Print Share and IRA Certificate
$0
4.44% ▲ 1.50% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.50% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.94% → 4.44% ▲ 0.50 pts · high 4.44% / low 3.94%
3.44%4.19%4.94%Sep 14, 2026: 3.94% APYSep 22, 2026: 4.44% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.44%▲ from 3.94%
  • Sep 14, 20263.94%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
24 Month Share and IRA Certificates
$0
4.44% ▲ 1.50% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.50% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.94% → 4.44% ▲ 0.50 pts · high 4.44% / low 3.94%
3.44%4.19%4.94%Sep 14, 2026: 3.94% APYSep 22, 2026: 4.44% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.44%▲ from 3.94%
  • Sep 14, 20263.94%first recorded
Chivaho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
24 Month Certificate of Deposit
$500
4.40% ▲ 1.46% above Ohio avg
▼
Rate4.31%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.94%▲ 1.46% above avgNationally 2.88%
Details

Rate History
No change since Sep 25, 2026 · 4.40% APY · checked 3 times
3.90%4.40%4.90%Sep 25, 2026: 4.40% APYSep 25, 2026Oct 13, 2026
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
2 year Certificate of Deposit
$500
4.36% ▲ 1.42% above Ohio avg
▼
Rate4.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.42% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 4.36% APY · checked 3 times
3.86%4.36%4.86%Sep 18, 2026: 4.36% APYSep 18, 2026Oct 13, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
24 Month Jumbo Certificates
$50,000
4.35% ▲ 1.41% above Ohio avg
▼
RateN/A
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.41% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 4.05% → 4.35% ▲ 0.30 pts · high 4.35% / low 4.05%
3.55%4.20%4.85%Sep 18, 2026: 4.05% APYSep 25, 2026: 4.35% APYSep 18, 2026Oct 13, 2026
  • Sep 25, 20264.35%▲ from 4.05%
  • Sep 18, 20264.05%first recorded
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
24 Month IRA Certificate
$0
4.32% ▲ 1.38% above Ohio avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.94%▲ 1.38% above avgNationally 2.88%
Details

Rate History
1 change since Sep 22, 2026 · 3.80% → 4.32% ▲ 0.52 pts · high 4.32% / low 3.80%
3.28%4.06%4.84%Sep 22, 2026: 3.80% APYOct 10, 2026: 4.32% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.32%▲ from 3.80%
  • Sep 22, 20263.80%first recorded
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
24 Month Share Certificate
$0
4.32% ▲ 1.38% above Ohio avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.94%▲ 1.38% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.80% → 4.32% ▲ 0.52 pts · high 4.32% / low 3.80%
3.28%4.06%4.84%Sep 18, 2026: 3.80% APYOct 10, 2026: 4.32% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.32%▲ from 3.80%
  • Sep 18, 20263.80%first recorded
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
2 Year Certificate
$500
4.32% ▲ 1.38% above Ohio avg
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.94%▲ 1.38% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 4.32% APY · checked 6 times
3.82%4.32%4.82%Sep 14, 2026: 4.32% APYSep 14, 2026Oct 13, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
2 Year IRA Certificate
$500
4.32% ▲ 1.38% above Ohio avg
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.94%▲ 1.38% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 4.32% APY · checked 5 times
3.82%4.32%4.82%Sep 18, 2026: 4.32% APYSep 18, 2026Oct 13, 2026
CLEVELAND SELFRELIANCE
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
24 Month Certificate
$500
4.31% ▲ 1.37% above Ohio avg
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.94%▲ 1.37% above avgNationally 2.88%
Details

Rate History
No change since Oct 6, 2026 · 4.31% APY · checked 2 times
3.81%4.31%4.81%Oct 6, 2026: 4.31% APYOct 6, 2026Oct 13, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 24-Month
$500
4.30% ▲ 1.36% above Ohio avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.94%▲ 1.36% above avgNationally 2.88%
Details

Rate History
2 changes since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
3.40%4.10%4.80%Sep 12, 2026: 3.90% APYSep 20, 2026: 4.05% APYOct 4, 2026: 4.30% APYSep 12, 2026Oct 13, 2026
  • Oct 4, 20264.30%▲ from 4.05%
  • Sep 20, 20264.05%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 24-Month
$500
4.30% ▲ 1.36% above Ohio avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.94%▲ 1.36% above avgNationally 2.88%
Details

Rate History
1 change since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
3.40%4.10%4.80%Sep 12, 2026: 3.90% APYOct 8, 2026: 4.30% APYSep 12, 2026Oct 13, 2026
  • Oct 8, 20264.30%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
24 Month Certificate
$500
4.30% ▲ 1.36% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.36% above avgNationally 2.88%
Details

Rate History
1 change since Sep 21, 2026 · 4.00% → 4.30% ▲ 0.30 pts · high 4.30% / low 4.00%
3.50%4.15%4.80%Sep 21, 2026: 4.00% APYSep 25, 2026: 4.30% APYSep 21, 2026Oct 13, 2026
  • Sep 25, 20264.30%▲ from 4.00%
  • Sep 21, 20264.00%first recorded
First Merchants Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
24-month CD/IRA Promotional Rate
$0
4.25% ▲ 1.31% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.94%▲ 1.31% above avgNationally 2.88%
Details

Promotional Rate. Rates may vary by zip code. APY (Annual Percentage Yield) effective 9/25/2026 for a limited time. See Details.

Rate History
No change since Sep 27, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Sep 27, 2026: 4.25% APYSep 27, 2026Oct 13, 2026
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24-month CD
$1,000
4.25% ▲ 1.31% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.94%▲ 1.31% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
2-Year Certificate
$0
4.25% ▲ 1.31% above Ohio avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.94%▲ 1.31% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 14, 2026: 4.00% APYOct 10, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.25%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
2-Year Jumbo Certificate
$0
4.25% ▲ 1.31% above Ohio avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.94%▲ 1.31% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 14, 2026: 4.00% APYOct 10, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.25%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
Business 2-Year Certificate
$0
4.25% ▲ 1.31% above Ohio avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.94%▲ 1.31% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 18, 2026: 4.00% APYOct 10, 2026: 4.25% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.25%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
Business 2-Year Jumbo Certificate
$0
4.25% ▲ 1.31% above Ohio avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.94%▲ 1.31% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 18, 2026: 4.00% APYOct 10, 2026: 4.25% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.25%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
IRA Certificate - 2-Year
$0
4.25% ▲ 1.31% above Ohio avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.94%▲ 1.31% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 14, 2026: 4.00% APYOct 10, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.25%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
IRA Jumbo Certificate - 2-Year
$0
4.25% ▲ 1.31% above Ohio avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.94%▲ 1.31% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 14, 2026: 4.00% APYOct 10, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.25%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
24-MONTH CD
$500
4.25% ▲ 1.31% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.94%▲ 1.31% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 4.25% ▲ 0.55 pts · high 4.25% / low 3.70%
3.15%3.98%4.80%Sep 14, 2026: 3.70% APYOct 10, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.25%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 24-Month Add-On
$500
4.20% ▲ 1.26% above Ohio avg
▼
Rate4.12%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.94%▲ 1.26% above avgNationally 2.88%
Details

Add-On

Rate History
2 changes since Sep 12, 2026 · 3.80% → 4.20% ▲ 0.40 pts · high 4.20% / low 3.80%
3.30%4.00%4.70%Sep 12, 2026: 3.80% APYSep 20, 2026: 3.95% APYOct 4, 2026: 4.20% APYSep 12, 2026Oct 13, 2026
  • Oct 4, 20264.20%▲ from 3.95%
  • Sep 20, 20263.95%▲ from 3.80%
  • Sep 12, 20263.80%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 24-Month Add-On
$500
4.20% ▲ 1.26% above Ohio avg
▼
Rate4.12%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.94%▲ 1.26% above avgNationally 2.88%
Details

Rate History
1 change since Sep 12, 2026 · 3.80% → 4.20% ▲ 0.40 pts · high 4.20% / low 3.80%
3.30%4.00%4.70%Sep 12, 2026: 3.80% APYOct 8, 2026: 4.20% APYSep 12, 2026Oct 13, 2026
  • Oct 8, 20264.20%▲ from 3.80%
  • Sep 12, 20263.80%first recorded
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
24 Month Variable Rate Certificate
$0
4.17% ▲ 1.23% above Ohio avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.94%▲ 1.23% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.87% → 4.17% ▲ 0.30 pts · high 4.17% / low 3.87%
3.37%4.02%4.67%Sep 18, 2026: 3.87% APYOct 10, 2026: 4.17% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.17%▲ from 3.87%
  • Sep 18, 20263.87%first recorded
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
24 Month Variable Rate HSA Certificate
$0
4.17% ▲ 1.23% above Ohio avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.94%▲ 1.23% above avgNationally 2.88%
Details

Balance: 24 months

Rate History
1 change since Sep 22, 2026 · 3.87% → 4.17% ▲ 0.30 pts · high 4.17% / low 3.87%
3.37%4.02%4.67%Sep 22, 2026: 3.87% APYOct 10, 2026: 4.17% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.17%▲ from 3.87%
  • Sep 22, 20263.87%first recorded
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
24 Month Variable Rate IRA Certificate
$0
4.17% ▲ 1.23% above Ohio avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.94%▲ 1.23% above avgNationally 2.88%
Details

Balance: 24 months

Rate History
1 change since Sep 22, 2026 · 3.87% → 4.17% ▲ 0.30 pts · high 4.17% / low 3.87%
3.37%4.02%4.67%Sep 22, 2026: 3.87% APYOct 10, 2026: 4.17% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.17%▲ from 3.87%
  • Sep 22, 20263.87%first recorded
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
24 Month Share Certificate
$0
4.14% ▲ 1.20% above Ohio avg
▼
Rate4.06%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.94%▲ 1.20% above avgNationally 2.88%
Details

Rate History
2 changes since Sep 25, 2026 · 4.14% → 4.14% ▼ 0.00 pts · high 4.19% / low 4.14%
3.64%4.17%4.69%Sep 25, 2026: 4.14% APYOct 8, 2026: 4.19% APYOct 12, 2026: 4.14% APYSep 25, 2026Oct 13, 2026
  • Oct 12, 20264.14%▼ from 4.19%
  • Oct 8, 20264.19%▲ from 4.14%
  • Sep 25, 20264.14%first recorded
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
24 Month Certificate
$500
4.13% ▲ 1.19% above Ohio avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.19% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.87% → 4.13% ▲ 0.26 pts · high 4.13% / low 3.87%
3.37%4.00%4.63%Sep 14, 2026: 3.87% APYOct 9, 2026: 4.13% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.13%▲ from 3.87%
  • Sep 14, 20263.87%first recorded
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
24 Month Youth Certificate
$100
4.13% ▲ 1.19% above Ohio avg
▼
Rate4.05%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.19% above avgNationally 2.88%
Details

Must be under 18 years of age

Rate History
1 change since Sep 14, 2026 · 3.87% → 4.13% ▲ 0.26 pts · high 4.13% / low 3.87%
3.37%4.00%4.63%Sep 14, 2026: 3.87% APYOct 9, 2026: 4.13% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.13%▲ from 3.87%
  • Sep 14, 20263.87%first recorded
Dynamic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
24 Month Share Certificate
$500
4.11% ▲ 1.17% above Ohio avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.94%▲ 1.17% above avgNationally 2.88%
Details

Early withdrawal: if certificate is greater than 12 months, a 180 day dividend penalty applies; Rates as of 10/1/2026

Rate History
1 change since Sep 12, 2026 · 3.80% → 4.11% ▲ 0.31 pts · high 4.11% / low 3.80%
3.30%3.96%4.61%Sep 12, 2026: 3.80% APYSep 25, 2026: 4.11% APYSep 12, 2026Oct 13, 2026
  • Sep 25, 20264.11%▲ from 3.80%
  • Sep 12, 20263.80%first recorded
Citizens Federal S&LA
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
24 Month CD
$500
4.10% ▲ 1.16% above Ohio avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.94%▲ 1.16% above avgNationally 2.88%
Details

Rate History
1 change since Sep 7, 2026 · 3.30% → 4.10% ▲ 0.80 pts · high 4.10% / low 3.30%
2.50%3.70%4.90%Sep 7, 2026: 3.30% APYSep 24, 2026: 4.10% APYSep 7, 2026Oct 13, 2026
  • Sep 24, 20264.10%▲ from 3.30%
  • Sep 7, 20263.30%first recorded
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
24 Month Certificate/IRA
$500
4.10% ▲ 1.16% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.94%▲ 1.16% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.10% ▲ 0.35 pts · high 4.10% / low 3.75%
3.25%3.93%4.60%Sep 14, 2026: 3.75% APYOct 10, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.10%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
24 Month Share Certificates
$0
4.06% ▲ 1.12% above Ohio avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.94%▲ 1.12% above avgNationally 2.88%
Details

Rate History
1 change since Sep 25, 2026 · 3.80% → 4.06% ▲ 0.26 pts · high 4.06% / low 3.80%
3.30%3.93%4.56%Sep 25, 2026: 3.80% APYOct 4, 2026: 4.06% APYSep 25, 2026Oct 13, 2026
  • Oct 4, 20264.06%▲ from 3.80%
  • Sep 25, 20263.80%first recorded
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
24 Month Share Certificate
$0
4.06% ▲ 1.12% above Ohio avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.12% above avgNationally 2.88%
Details

Rate History
No change since Sep 18, 2026 · 4.06% APY · checked 4 times
3.56%4.06%4.56%Sep 18, 2026: 4.06% APYSep 18, 2026Oct 13, 2026
Cinfed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
24 Month Certificate
$0
4.05% ▲ 1.11% above Ohio avg
▼
Rate3.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.11% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 4.05% ▲ 0.35 pts · high 4.05% / low 3.70%
3.20%3.88%4.55%Sep 14, 2026: 3.70% APYOct 5, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.05%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
24 Month Business Certificate Standard
$0
4.05% ▲ 1.11% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.94%▲ 1.11% above avgNationally 2.88%
Details

ConnectMORE APY: 4.15%

Rate History
1 change since Sep 14, 2026 · 3.45% → 4.05% ▲ 0.60 pts · high 4.05% / low 3.45%
2.85%3.75%4.65%Sep 14, 2026: 3.45% APYOct 9, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.05%▲ from 3.45%
  • Sep 14, 20263.45%first recorded
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
24 Month CD Special
$500
4.00% ▲ 1.06% above Ohio avg
▼
Rate3.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.94%▲ 1.06% above avgNationally 2.88%
Details

Rate History
No change since Sep 9, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 9, 2026: 4.00% APYSep 9, 2026Oct 13, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
24 Month CD
$0
4.00% ▲ 1.06% above Ohio avg
▼
Rate3.92%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.94%▲ 1.06% above avgNationally 2.88%
Details

Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 13, 2026

Wilson 36 Month CD Rates

Ohio 36 Month CD Average2.72% APYNational 2.81%▲ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
36-Month IRA
$0
5.02% ▲ 2.30% above Ohio avg
▼
Rate4.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.72%▲ 2.30% above avgNationally 2.81%
Details

Minimum initial deposit $1,000 for Traditional and Roth IRA Certificates; $500 for Educational IRA Certificates

Rate History
No change since Oct 12, 2026 · 5.02% APY
4.52%5.02%5.52%Oct 12, 2026: 5.02% APYOct 12, 2026Oct 13, 2026
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
36 Month Share Certificates
$500
4.86% ▲ 2.14% above Ohio avg
▼
Rate4.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 2.14% above avgNationally 2.81%
Details

Rate History
1 change since Sep 22, 2026 · 3.82% → 4.86% ▲ 1.04 pts · high 4.86% / low 3.82%
2.77%4.34%5.90%Sep 22, 2026: 3.82% APYOct 9, 2026: 4.86% APYSep 22, 2026Oct 13, 2026
  • Oct 9, 20264.86%▲ from 3.82%
  • Sep 22, 20263.82%first recorded
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
IRA Certificate - 36 Month
$500
4.86% ▲ 2.14% above Ohio avg
▼
Rate4.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 2.14% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.82% → 4.86% ▲ 1.04 pts · high 4.86% / low 3.82%
2.77%4.34%5.90%Sep 14, 2026: 3.82% APYOct 9, 2026: 4.86% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.86%▲ from 3.82%
  • Sep 14, 20263.82%first recorded
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
36 Month Jumbo Certificate
$0
4.85% ▲ 2.13% above Ohio avg
▼
Rate4.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 2.13% above avgNationally 2.81%
Details

Special Jumbo Certificate Bonus! Boost Your Earnings - Get an additional 0.25% APY on a Jumbo Certificate with a balance of $250,000+

Rate History
1 change since Sep 14, 2026 · 4.25% → 4.85% ▲ 0.60 pts · high 4.85% / low 4.25%
3.65%4.55%5.45%Sep 14, 2026: 4.25% APYOct 9, 2026: 4.85% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.85%▲ from 4.25%
  • Sep 14, 20264.25%first recorded
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Share Certificates - 36 Months
$500
4.71% ▲ 1.99% above Ohio avg
▼
Rate4.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.72%▲ 1.99% above avgNationally 2.81%
Details

Non-Compounding Certificates available

Rate History
1 change since Sep 16, 2026 · 4.13% → 4.71% ▲ 0.58 pts · high 4.71% / low 4.13%
3.55%4.42%5.29%Sep 16, 2026: 4.13% APYOct 8, 2026: 4.71% APYSep 16, 2026Oct 13, 2026
  • Oct 8, 20264.71%▲ from 4.13%
  • Sep 16, 20264.13%first recorded
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
Share Certificates - 36 Month
$0
4.70% ▲ 1.98% above Ohio avg
▼
Rate4.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.72%▲ 1.98% above avgNationally 2.81%
Details

Type: Regular/IRA; Dividends compound & paid: Daily

Rate History
1 change since Sep 14, 2026 · 4.26% → 4.70% ▲ 0.44 pts · high 4.70% / low 4.26%
3.76%4.48%5.20%Sep 14, 2026: 4.26% APYOct 12, 2026: 4.70% APYSep 14, 2026Oct 13, 2026
  • Oct 12, 20264.70%▲ from 4.26%
  • Sep 14, 20264.26%first recorded
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
36 Month Certificate
$500
4.60% ▲ 1.88% above Ohio avg
▼
Rate4.52%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.88% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.60% ▲ 0.60 pts · high 4.60% / low 4.00%
3.40%4.30%5.20%Sep 14, 2026: 4.00% APYOct 9, 2026: 4.60% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.60%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
36 Month Bonus CD
$500
4.50% ▲ 1.78% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.72%▲ 1.78% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 4 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APYSep 18, 2026Oct 13, 2026
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
36 Month Certificate of Deposit
$5,000
4.50% ▲ 1.78% above Ohio avg
▼
Rate4.40%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.72%▲ 1.78% above avgNationally 2.81%
Details

Rate History
No change since Oct 8, 2026 · 4.50% APY · checked 2 times
4.00%4.50%5.00%Oct 8, 2026: 4.50% APYOct 8, 2026Oct 13, 2026
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
36 Month Certificate
$0
4.45% ▲ 1.73% above Ohio avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.73% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.65% → 4.45% ▲ 0.80 pts · high 4.45% / low 3.65%
2.85%4.05%5.25%Sep 14, 2026: 3.65% APYOct 9, 2026: 4.45% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.45%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
36-Month Certificate
$1,000
4.45% ▲ 1.73% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.73% above avgNationally 2.81%
Details

as high as

Rate History
1 change since Sep 14, 2026 · 3.65% → 4.45% ▲ 0.80 pts · high 4.45% / low 3.65%
2.85%4.05%5.25%Sep 14, 2026: 3.65% APYOct 9, 2026: 4.45% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.45%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
36 Month IRA Certificate
$0
4.45% ▲ 1.73% above Ohio avg
▼
Rate4.38%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.72%▲ 1.73% above avgNationally 2.81%
Details

Rate History
1 change since Sep 22, 2026 · 3.80% → 4.45% ▲ 0.65 pts · high 4.45% / low 3.80%
3.15%4.13%5.10%Sep 22, 2026: 3.80% APYOct 10, 2026: 4.45% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.45%▲ from 3.80%
  • Sep 22, 20263.80%first recorded
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
36 Month Share Certificate
$0
4.45% ▲ 1.73% above Ohio avg
▼
Rate4.38%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.72%▲ 1.73% above avgNationally 2.81%
Details

Rate History
1 change since Sep 18, 2026 · 3.80% → 4.45% ▲ 0.65 pts · high 4.45% / low 3.80%
3.15%4.13%5.10%Sep 18, 2026: 3.80% APYOct 10, 2026: 4.45% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.45%▲ from 3.80%
  • Sep 18, 20263.80%first recorded
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
36 Month Certificate/IRA
$500
4.20% ▲ 1.48% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.72%▲ 1.48% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.20% ▲ 0.40 pts · high 4.20% / low 3.80%
3.30%4.00%4.70%Sep 14, 2026: 3.80% APYOct 10, 2026: 4.20% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.20%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
36 Month Certificate
$500
4.18% ▲ 1.46% above Ohio avg
▼
Rate4.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.46% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.87% → 4.18% ▲ 0.31 pts · high 4.18% / low 3.87%
3.37%4.03%4.68%Sep 14, 2026: 3.87% APYOct 9, 2026: 4.18% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.18%▲ from 3.87%
  • Sep 14, 20263.87%first recorded
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
36 Month Share Certificate
$0
4.16% ▲ 1.44% above Ohio avg
▼
Rate4.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.72%▲ 1.44% above avgNationally 2.81%
Details

Rate History
2 changes since Sep 25, 2026 · 4.16% → 4.16% ▼ 0.00 pts · high 4.19% / low 4.16%
3.66%4.18%4.69%Sep 25, 2026: 4.16% APYOct 8, 2026: 4.19% APYOct 12, 2026: 4.16% APYSep 25, 2026Oct 13, 2026
  • Oct 12, 20264.16%▼ from 4.19%
  • Oct 8, 20264.19%▲ from 4.16%
  • Sep 25, 20264.16%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$100,000
4.15% ▲ 1.43% above Ohio avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.72%▲ 1.43% above avgNationally 2.81%
Details

Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Sep 30, 2026: 4.15% APYSep 30, 2026Oct 13, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
36 Month CD
$0
4.15% ▲ 1.43% above Ohio avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.72%▲ 1.43% above avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 13, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
36 Month Certificate of Deposit
$1,000
4.15% ▲ 1.43% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.72%▲ 1.43% above avgNationally 2.81%
Details

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 13, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
36-Month IRA
$1,000
4.15% ▲ 1.43% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.72%▲ 1.43% above avgNationally 2.81%
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 13, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
IRA - Individual Retirement Accounts 36-Month
$1,000
4.15% ▲ 1.43% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.72%▲ 1.43% above avgNationally 2.81%
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.15% ▲ 0.40 pts · high 4.15% / low 3.75%
3.25%3.95%4.65%Sep 14, 2026: 3.75% APYOct 7, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Oct 7, 20264.15%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
3 year Certificate of Deposit
$500
4.11% ▲ 1.39% above Ohio avg
▼
Rate4.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.39% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 4.11% APY · checked 3 times
3.61%4.11%4.61%Sep 18, 2026: 4.11% APYSep 18, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$1,000
4.10% ▲ 1.38% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.72%▲ 1.38% above avgNationally 2.81%
Details

Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Sep 30, 2026: 4.10% APYSep 30, 2026Oct 13, 2026
Monroe Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
36 Month Certificate Special
$1,000
4.10% ▲ 1.38% above Ohio avg
▼
Rate4.04%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.72%▲ 1.38% above avgNationally 2.81%
Details

^^

Rate History
No change since Sep 19, 2026 · 4.10% APY · checked 7 times
3.60%4.10%4.60%Sep 19, 2026: 4.10% APYSep 19, 2026Oct 13, 2026
Monroe Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
36 Month Special IRA Certificate of Deposit
$1,000
4.10% ▲ 1.38% above Ohio avg
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.72%▲ 1.38% above avgNationally 2.81%
Details

Rate History
No change since Oct 7, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 7, 2026: 4.10% APYOct 7, 2026Oct 13, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 36-Month
$1,000
4.10% ▲ 1.38% above Ohio avg
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.72%▲ 1.38% above avgNationally 2.81%
Details

Rate History
1 change since Sep 12, 2026 · 3.95% → 4.10% ▲ 0.15 pts · high 4.10% / low 3.95%
3.45%4.03%4.60%Sep 12, 2026: 3.95% APYSep 20, 2026: 4.10% APYSep 12, 2026Oct 13, 2026
  • Sep 20, 20264.10%▲ from 3.95%
  • Sep 12, 20263.95%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 36-Month
$1,000
4.10% ▲ 1.38% above Ohio avg
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.72%▲ 1.38% above avgNationally 2.81%
Details

Rate History
1 change since Sep 12, 2026 · 3.95% → 4.10% ▲ 0.15 pts · high 4.10% / low 3.95%
3.45%4.03%4.60%Sep 12, 2026: 3.95% APYOct 8, 2026: 4.10% APYSep 12, 2026Oct 13, 2026
  • Oct 8, 20264.10%▲ from 3.95%
  • Sep 12, 20263.95%first recorded
Cinfed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
36 Month Certificate
$0
4.10% ▲ 1.38% above Ohio avg
▼
Rate4.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.38% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.70% → 4.10% ▲ 0.40 pts · high 4.10% / low 3.70%
3.20%3.90%4.60%Sep 14, 2026: 3.70% APYOct 5, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.10%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month Certificate
$500
4.10% ▲ 1.38% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.38% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80%
3.30%3.95%4.60%Sep 14, 2026: 3.80% APYOct 9, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.10%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
36 Month Term IRA
$250
4.10% ▲ 1.38% above Ohio avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.38% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80%
3.30%3.95%4.60%Sep 14, 2026: 3.80% APYOct 9, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.10%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
36 Month Business Certificate Standard
$0
4.10% ▲ 1.38% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.38% above avgNationally 2.81%
Details

ConnectMORE APY: 4.20%

Rate History
1 change since Sep 14, 2026 · 3.40% → 4.10% ▲ 0.70 pts · high 4.10% / low 3.40%
2.70%3.75%4.80%Sep 14, 2026: 3.40% APYOct 9, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.10%▲ from 3.40%
  • Sep 14, 20263.40%first recorded
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
36 Month Jumbo Certificates
$50,000
4.05% ▲ 1.33% above Ohio avg
▼
RateN/A
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.33% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 4.05% APY · checked 5 times
3.55%4.05%4.55%Sep 18, 2026: 4.05% APYSep 18, 2026Oct 13, 2026
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
36 Month IRA Certificate
$0
4.05% ▲ 1.33% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.33% above avgNationally 2.81%
Details

ConnectMORE APY: 4.15%

Rate History
1 change since Sep 14, 2026 · 3.35% → 4.05% ▲ 0.70 pts · high 4.05% / low 3.35%
2.65%3.70%4.75%Sep 14, 2026: 3.35% APYOct 9, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.05%▲ from 3.35%
  • Sep 14, 20263.35%first recorded
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
36 Month Standard Certificate
$0
4.05% ▲ 1.33% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.33% above avgNationally 2.81%
Details

ConnectMORE APY: 4.15%

Rate History
1 change since Sep 14, 2026 · 3.35% → 4.05% ▲ 0.70 pts · high 4.05% / low 3.35%
2.65%3.70%4.75%Sep 14, 2026: 3.35% APYOct 9, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.05%▲ from 3.35%
  • Sep 14, 20263.35%first recorded
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
36 Month Share Certificate of Deposit
$1,000
4.05% ▲ 1.33% above Ohio avg
▼
Rate3.98%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.33% above avgNationally 2.81%
Details

Rate History
1 change since Oct 5, 2026 · 3.95% → 4.05% ▲ 0.10 pts · high 4.05% / low 3.95%
3.45%4.00%4.55%Oct 5, 2026: 3.95% APYOct 9, 2026: 4.05% APYOct 5, 2026Oct 13, 2026
  • Oct 9, 20264.05%▲ from 3.95%
  • Oct 5, 20263.95%first recorded
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Educational IRA - 36 Months
$500
4.05% ▲ 1.33% above Ohio avg
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.33% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.95% → 4.05% ▲ 0.10 pts · high 4.05% / low 3.95%
3.45%4.00%4.55%Sep 14, 2026: 3.95% APYOct 9, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.05%▲ from 3.95%
  • Sep 14, 20263.95%first recorded
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Roth IRA Certificate - 36 Months
$500
4.05% ▲ 1.33% above Ohio avg
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.33% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.95% → 4.05% ▲ 0.10 pts · high 4.05% / low 3.95%
3.45%4.00%4.55%Sep 14, 2026: 3.95% APYOct 9, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.05%▲ from 3.95%
  • Sep 14, 20263.95%first recorded
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Traditional IRA Certificate - 36 Months
$500
4.05% ▲ 1.33% above Ohio avg
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.33% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.95% → 4.05% ▲ 0.10 pts · high 4.05% / low 3.95%
3.45%4.00%4.55%Sep 14, 2026: 3.95% APYOct 9, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.05%▲ from 3.95%
  • Sep 14, 20263.95%first recorded
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificate 36 months
$1,000
4.05% ▲ 1.33% above Ohio avg
▼
Rate3.98%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.72%▲ 1.33% above avgNationally 2.81%
Details

Rate History
No change since Oct 1, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 1, 2026: 4.05% APYOct 1, 2026Oct 13, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Jumbo Certificate 36 months
$100,000
4.05% ▲ 1.33% above Ohio avg
▼
Rate3.98%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.72%▲ 1.33% above avgNationally 2.81%
Details

Rate History
No change since Oct 1, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 1, 2026: 4.05% APYOct 1, 2026Oct 13, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
3 Year Rising Rate CD
$0
4.00% ▲ 1.28% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.72%▲ 1.28% above avgNationally 2.81%
Details

Minimum to Obtain: $500

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
36 Month Bonus CD
$500
4.00% ▲ 1.28% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.72%▲ 1.28% above avgNationally 2.81%
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
36 Month CD Special
$500
4.00% ▲ 1.28% above Ohio avg
▼
Rate3.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.72%▲ 1.28% above avgNationally 2.81%
Details

Rate History
No change since Sep 9, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 9, 2026: 4.00% APYSep 9, 2026Oct 13, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
36 Month Certificate
$500
4.00% ▲ 1.28% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.28% above avgNationally 2.81%
Details

Rate History
No change since Sep 21, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 21, 2026: 4.00% APYSep 21, 2026Oct 13, 2026
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
36 Month Second Chance Certificate
$0
4.00% ▲ 1.28% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.28% above avgNationally 2.81%
Details

ConnectMORE APY: 4.10%

Rate History
1 change since Sep 14, 2026 · 3.30% → 4.00% ▲ 0.70 pts · high 4.00% / low 3.30%
2.60%3.65%4.70%Sep 14, 2026: 3.30% APYOct 9, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.30%
  • Sep 14, 20263.30%first recorded
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.08%
36 Month Certificate
$0
4.00% ▲ 1.28% above Ohio avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.28% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
3.30%3.90%4.50%Sep 14, 2026: 3.80% APYOct 9, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
36 Month Certificate
$100,000
4.00% ▲ 1.28% above Ohio avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.72%▲ 1.28% above avgNationally 2.81%
Details

Rate History
1 change since Sep 14, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
3.40%3.95%4.50%Sep 14, 2026: 3.90% APYOct 9, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
36 Month CD
$500
4.00% ▲ 1.28% above Ohio avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.72%▲ 1.28% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
36 Month IRA
$1,000
4.00% ▲ 1.28% above Ohio avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.72%▲ 1.28% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
CME Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
36 Month Share Certificate & IRA Certificate
$0
3.95% ▲ 1.23% above Ohio avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.72%▲ 1.23% above avgNationally 2.81%
Details

Balance: Over $75,000

Rate History
No change since Oct 4, 2026 · 3.95% APY · checked 3 times
3.45%3.95%4.45%Oct 4, 2026: 3.95% APYOct 4, 2026Oct 13, 2026

Wilson 48 Month CD Rates

Ohio 48 Month CD Average2.67% APYNational 2.80%Unchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
IRA Certificate - 48 Month
$500
4.97% ▲ 2.30% above Ohio avg
▼
Rate4.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 2.30% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.97% → 4.97% ▲ 1.00 pts · high 4.97% / low 3.97%
2.97%4.47%5.97%Sep 14, 2026: 3.97% APYOct 9, 2026: 4.97% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.97%▲ from 3.97%
  • Sep 14, 20263.97%first recorded
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
48 Month Share Certificates
$500
4.86% ▲ 2.19% above Ohio avg
▼
Rate4.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 2.19% above avgNationally 2.80%
Details

Rate History
1 change since Sep 22, 2026 · 3.97% → 4.86% ▲ 0.89 pts · high 4.86% / low 3.97%
3.09%4.41%5.74%Sep 22, 2026: 3.97% APYOct 9, 2026: 4.86% APYSep 22, 2026Oct 13, 2026
  • Oct 9, 20264.86%▲ from 3.97%
  • Sep 22, 20263.97%first recorded
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
Share Certificates - 48 Month
$0
4.80% ▲ 2.13% above Ohio avg
▼
Rate4.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.67%▲ 2.13% above avgNationally 2.80%
Details

Type: Regular/IRA; Dividends compound & paid: Daily

Rate History
1 change since Sep 14, 2026 · 4.31% → 4.80% ▲ 0.49 pts · high 4.80% / low 4.31%
3.81%4.56%5.30%Sep 14, 2026: 4.31% APYOct 12, 2026: 4.80% APYSep 14, 2026Oct 13, 2026
  • Oct 12, 20264.80%▲ from 4.31%
  • Sep 14, 20264.31%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
48 Month Print Share and IRA Jumbo Certificates
$0
4.63% ▲ 1.96% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.96% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 4.12% → 4.63% ▲ 0.51 pts · high 4.63% / low 4.12%
3.61%4.38%5.14%Sep 14, 2026: 4.12% APYSep 22, 2026: 4.63% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.63%▲ from 4.12%
  • Sep 14, 20264.12%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Print Share and IRA Jumbo Certificates - 48 Mo.
$0
4.63% ▲ 1.96% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.96% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 4.12% → 4.63% ▲ 0.51 pts · high 4.63% / low 4.12%
3.61%4.38%5.14%Sep 14, 2026: 4.12% APYSep 22, 2026: 4.63% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.63%▲ from 4.12%
  • Sep 14, 20264.12%first recorded
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
48 Month IRA Certificate
$0
4.58% ▲ 1.91% above Ohio avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.91% above avgNationally 2.80%
Details

Rate History
1 change since Sep 22, 2026 · 3.80% → 4.58% ▲ 0.78 pts · high 4.58% / low 3.80%
3.02%4.19%5.36%Sep 22, 2026: 3.80% APYOct 10, 2026: 4.58% APYSep 22, 2026Oct 13, 2026
  • Oct 10, 20264.58%▲ from 3.80%
  • Sep 22, 20263.80%first recorded
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
48 Month Share Certificate
$0
4.58% ▲ 1.91% above Ohio avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.91% above avgNationally 2.80%
Details

Rate History
1 change since Sep 18, 2026 · 3.80% → 4.58% ▲ 0.78 pts · high 4.58% / low 3.80%
3.02%4.19%5.36%Sep 18, 2026: 3.80% APYOct 10, 2026: 4.58% APYSep 18, 2026Oct 13, 2026
  • Oct 10, 20264.58%▲ from 3.80%
  • Sep 18, 20263.80%first recorded
Chivaho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
48 Month Certificate of Deposit
$500
4.55% ▲ 1.88% above Ohio avg
▼
Rate4.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.67%▲ 1.88% above avgNationally 2.80%
Details

Rate History
No change since Sep 25, 2026 · 4.55% APY · checked 3 times
4.05%4.55%5.05%Sep 25, 2026: 4.55% APYSep 25, 2026Oct 13, 2026
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
48 Month Print Share and IRA Certificate
$0
4.53% ▲ 1.86% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.86% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 4.02% → 4.53% ▲ 0.51 pts · high 4.53% / low 4.02%
3.51%4.28%5.04%Sep 14, 2026: 4.02% APYSep 22, 2026: 4.53% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.53%▲ from 4.02%
  • Sep 14, 20264.02%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
48 Month Share and IRA Certificates
$0
4.53% ▲ 1.86% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.86% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 4.02% → 4.53% ▲ 0.51 pts · high 4.53% / low 4.02%
3.51%4.28%5.04%Sep 14, 2026: 4.02% APYSep 22, 2026: 4.53% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.53%▲ from 4.02%
  • Sep 14, 20264.02%first recorded
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
48 Month Certificate
$0
4.45% ▲ 1.78% above Ohio avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.78% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.65% → 4.45% ▲ 0.80 pts · high 4.45% / low 3.65%
2.85%4.05%5.25%Sep 14, 2026: 3.65% APYOct 9, 2026: 4.45% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.45%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
48 Month Certificate/IRA
$500
4.25% ▲ 1.58% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.58% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.25% ▲ 0.45 pts · high 4.25% / low 3.80%
3.30%4.03%4.75%Sep 14, 2026: 3.80% APYOct 10, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.25%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
48 Month Share Certificate
$0
4.18% ▲ 1.51% above Ohio avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.67%▲ 1.51% above avgNationally 2.80%
Details

Rate History
No change since Sep 25, 2026 · 4.18% APY · checked 4 times
3.68%4.18%4.68%Sep 25, 2026: 4.18% APYSep 25, 2026Oct 13, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
48 Month CD
$0
4.15% ▲ 1.48% above Ohio avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.67%▲ 1.48% above avgNationally 2.80%
Details

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 13, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
48 Month Certificate of Deposit
$1,000
4.15% ▲ 1.48% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.67%▲ 1.48% above avgNationally 2.80%
Details

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 13, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
48-Month IRA
$1,000
4.15% ▲ 1.48% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.67%▲ 1.48% above avgNationally 2.80%
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Rate History
No change since Oct 7, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 7, 2026: 4.15% APYOct 7, 2026Oct 13, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
IRA - Individual Retirement Accounts 48-Month
$1,000
4.15% ▲ 1.48% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.67%▲ 1.48% above avgNationally 2.80%
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.15% ▲ 0.40 pts · high 4.15% / low 3.75%
3.25%3.95%4.65%Sep 14, 2026: 3.75% APYOct 7, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Oct 7, 20264.15%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 48-Month
$1,000
4.15% ▲ 1.48% above Ohio avg
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.67%▲ 1.48% above avgNationally 2.80%
Details

Rate History
1 change since Sep 12, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
3.50%4.08%4.65%Sep 12, 2026: 4.00% APYSep 20, 2026: 4.15% APYSep 12, 2026Oct 13, 2026
  • Sep 20, 20264.15%▲ from 4.00%
  • Sep 12, 20264.00%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 48-Month
$1,000
4.15% ▲ 1.48% above Ohio avg
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.67%▲ 1.48% above avgNationally 2.80%
Details

Rate History
1 change since Sep 12, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
3.50%4.08%4.65%Sep 12, 2026: 4.00% APYOct 8, 2026: 4.15% APYSep 12, 2026Oct 13, 2026
  • Oct 8, 20264.15%▲ from 4.00%
  • Sep 12, 20264.00%first recorded
Cinfed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
48 Month Certificate
$0
4.15% ▲ 1.48% above Ohio avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.48% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.15% ▲ 0.35 pts · high 4.15% / low 3.80%
3.30%3.98%4.65%Sep 14, 2026: 3.80% APYOct 5, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.15%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
48 Month Business Certificate Standard
$0
4.15% ▲ 1.48% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.48% above avgNationally 2.80%
Details

ConnectMORE APY: 4.25%

Rate History
1 change since Sep 14, 2026 · 3.25% → 4.15% ▲ 0.90 pts · high 4.15% / low 3.25%
2.35%3.70%5.05%Sep 14, 2026: 3.25% APYOct 9, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.15%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month Certificate
$500
4.10% ▲ 1.43% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.43% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85%
3.35%3.97%4.60%Sep 14, 2026: 3.85% APYOct 9, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.10%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month Term IRA
$250
4.10% ▲ 1.43% above Ohio avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.43% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85%
3.35%3.97%4.60%Sep 14, 2026: 3.85% APYOct 9, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.10%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
48 Month Standard Certificate
$0
4.10% ▲ 1.43% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.43% above avgNationally 2.80%
Details

ConnectMORE APY: 4.20%

Rate History
1 change since Sep 14, 2026 · 3.20% → 4.10% ▲ 0.90 pts · high 4.10% / low 3.20%
2.30%3.65%5.00%Sep 14, 2026: 3.20% APYOct 9, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.10%▲ from 3.20%
  • Sep 14, 20263.20%first recorded
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
48 Month Share Certificate of Deposit
$1,000
4.10% ▲ 1.43% above Ohio avg
▼
Rate4.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.43% above avgNationally 2.80%
Details

Rate History
1 change since Oct 5, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Oct 5, 2026: 4.00% APYOct 9, 2026: 4.10% APYOct 5, 2026Oct 13, 2026
  • Oct 9, 20264.10%▲ from 4.00%
  • Oct 5, 20264.00%first recorded
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Educational IRA - 48 Months
$500
4.10% ▲ 1.43% above Ohio avg
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.43% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 14, 2026: 4.00% APYOct 9, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.10%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Roth IRA Certificate - 48 Months
$500
4.10% ▲ 1.43% above Ohio avg
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.43% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 14, 2026: 4.00% APYOct 9, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.10%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Traditional IRA Certificate - 48 Months
$500
4.10% ▲ 1.43% above Ohio avg
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.43% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 14, 2026: 4.00% APYOct 9, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.10%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificate 48 months
$1,000
4.10% ▲ 1.43% above Ohio avg
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.43% above avgNationally 2.80%
Details

Rate History
No change since Oct 1, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 1, 2026: 4.10% APYOct 1, 2026Oct 13, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Jumbo Certificate 48 months
$100,000
4.10% ▲ 1.43% above Ohio avg
▼
Rate4.02%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.43% above avgNationally 2.80%
Details

Rate History
No change since Oct 1, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 1, 2026: 4.10% APYOct 1, 2026Oct 13, 2026
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
48 Month Second Chance Certificate
$0
4.05% ▲ 1.38% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.38% above avgNationally 2.80%
Details

ConnectMORE APY: 4.15%

Rate History
1 change since Sep 14, 2026 · 3.15% → 4.05% ▲ 0.90 pts · high 4.05% / low 3.15%
2.25%3.60%4.95%Sep 14, 2026: 3.15% APYOct 9, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.05%▲ from 3.15%
  • Sep 14, 20263.15%first recorded
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
48 Month Certificate
$100,000
4.05% ▲ 1.38% above Ohio avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.38% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.95% → 4.05% ▲ 0.10 pts · high 4.05% / low 3.95%
3.45%4.00%4.55%Sep 14, 2026: 3.95% APYOct 9, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.05%▲ from 3.95%
  • Sep 14, 20263.95%first recorded
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
48 Month Certificate
$0
4.00% ▲ 1.33% above Ohio avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.33% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.65% → 4.00% ▲ 0.35 pts · high 4.00% / low 3.65%
3.15%3.83%4.50%Sep 14, 2026: 3.65% APYOct 10, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.00%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
48 Month IRA Certificate
$0
4.00% ▲ 1.33% above Ohio avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.33% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.65% → 4.00% ▲ 0.35 pts · high 4.00% / low 3.65%
3.15%3.83%4.50%Sep 14, 2026: 3.65% APYOct 10, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.00%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
48 Month Certificate
$0
4.00% ▲ 1.33% above Ohio avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.33% above avgNationally 2.80%
Details

Balance: $50,000+

Rate History
No change since Sep 30, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 30, 2026: 4.00% APYSep 30, 2026Oct 13, 2026
KH Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
IRA Certificate 48 Months Jumbo
$0
4.00% ▲ 1.33% above Ohio avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.33% above avgNationally 2.80%
Details

Balance: $50,000+

Rate History
No change since Oct 6, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 6, 2026: 4.00% APYOct 6, 2026Oct 13, 2026
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
48 Month Certificates
$0
4.00% ▲ 1.33% above Ohio avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.33% above avgNationally 2.80%
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
48 Month HSA Certificates
$0
4.00% ▲ 1.33% above Ohio avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.33% above avgNationally 2.80%
Details

Balance: 48 months

Rate History
No change since Sep 22, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 22, 2026: 4.00% APYSep 22, 2026Oct 13, 2026
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
48 Month IRA Certificates Roth, Traditional, Education
$0
4.00% ▲ 1.33% above Ohio avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.33% above avgNationally 2.80%
Details

Balance: 48 months

Rate History
No change since Oct 10, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 10, 2026: 4.00% APYOct 10, 2026Oct 13, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Business 48 months
$1,000
4.00% ▲ 1.33% above Ohio avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.33% above avgNationally 2.80%
Details

Rate History
No change since Sep 27, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 27, 2026: 4.00% APYSep 27, 2026Oct 13, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Certificate 48 months
$1,000
4.00% ▲ 1.33% above Ohio avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.33% above avgNationally 2.80%
Details

Rate History
No change since Oct 1, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 1, 2026: 4.00% APYOct 1, 2026Oct 13, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
48 Month Charm CD
$500
4.00% ▲ 1.33% above Ohio avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.33% above avgNationally 2.80%
Details

Charm CD's use the 24 Month Term Rate.

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
48 Months Certificate
$0
4.00% ▲ 1.33% above Ohio avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.33% above avgNationally 2.80%
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
48 Month CD
$500
4.00% ▲ 1.33% above Ohio avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.33% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
48 Month IRA
$1,000
4.00% ▲ 1.33% above Ohio avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.33% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
First Federal S&L Newark, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.79%
4 Year CD
$500
3.98% ▲ 1.31% above Ohio avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.67%▲ 1.31% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 2.01% → 3.98% ▲ 1.97 pts · high 3.98% / low 2.01%
0.04%3.00%5.95%Sep 14, 2026: 2.01% APYSep 24, 2026: 3.98% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20263.98%▲ from 2.01%
  • Sep 14, 20262.01%first recorded
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
48 MONTH CERTIFICATE
$75,000
3.97% ▲ 1.30% above Ohio avg
▼
RateN/A
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.30% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.56% → 3.97% ▲ 0.41 pts · high 3.97% / low 3.56%
3.06%3.77%4.47%Sep 14, 2026: 3.56% APYOct 5, 2026: 3.97% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.97%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
Kemba Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
48 Month Certificate
$0
3.95% ▲ 1.28% above Ohio avg
▼
Rate3.87%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.28% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 6 times
3.45%3.95%4.45%Sep 14, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
48 Month Certificate
$500
3.95% ▲ 1.28% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.67%▲ 1.28% above avgNationally 2.80%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 3.95% ▲ 0.10 pts · high 3.95% / low 3.85%
3.35%3.90%4.45%Sep 14, 2026: 3.85% APYOct 9, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.95%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
IRA / Share Certificates - 48 Month Certificate
$0
3.95% ▲ 1.28% above Ohio avg
▼
Rate3.89%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.67%▲ 1.28% above avgNationally 2.80%
Details

Rate History
No change since Oct 10, 2026 · 3.95% APY
3.45%3.95%4.45%Oct 10, 2026: 3.95% APYOct 10, 2026Oct 13, 2026

Wilson 60 Month CD Rates

Ohio 60 Month CD Average2.84% APYNational 2.90%▲ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
60 Month Share Certificates
$500
5.06% ▲ 2.22% above Ohio avg
▼
Rate4.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 2.22% above avgNationally 2.90%
Details

Rate History
1 change since Sep 22, 2026 · 4.18% → 5.06% ▲ 0.89 pts · high 5.06% / low 4.18%
3.29%4.62%5.95%Sep 22, 2026: 4.18% APYOct 9, 2026: 5.06% APYSep 22, 2026Oct 13, 2026
  • Oct 9, 20265.06%▲ from 4.18%
  • Sep 22, 20264.18%first recorded
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
IRA Certificate - 60 Month
$500
5.06% ▲ 2.22% above Ohio avg
▼
Rate4.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 2.22% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 4.18% → 5.06% ▲ 0.89 pts · high 5.06% / low 4.18%
3.29%4.62%5.95%Sep 14, 2026: 4.18% APYOct 9, 2026: 5.06% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.06%▲ from 4.18%
  • Sep 14, 20264.18%first recorded
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
60 Month Jumbo Certificate
$0
5.00% ▲ 2.16% above Ohio avg
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 2.16% above avgNationally 2.90%
Details

Special Jumbo Certificate Bonus! Boost Your Earnings - Get an additional 0.25% APY on a Jumbo Certificate with a balance of $250,000+

Rate History
1 change since Sep 14, 2026 · 4.05% → 5.00% ▲ 0.95 pts · high 5.00% / low 4.05%
3.10%4.53%5.95%Sep 14, 2026: 4.05% APYOct 9, 2026: 5.00% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.00%▲ from 4.05%
  • Sep 14, 20264.05%first recorded
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
Share Certificates - 60 Month
$0
4.90% ▲ 2.06% above Ohio avg
▼
Rate4.79%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.84%▲ 2.06% above avgNationally 2.90%
Details

Type: Regular/IRA; Dividends compound & paid: Daily

Rate History
1 change since Sep 14, 2026 · 4.31% → 4.90% ▲ 0.59 pts · high 4.90% / low 4.31%
3.72%4.61%5.49%Sep 14, 2026: 4.31% APYOct 12, 2026: 4.90% APYSep 14, 2026Oct 13, 2026
  • Oct 12, 20264.90%▲ from 4.31%
  • Sep 14, 20264.31%first recorded
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
60 Month Certificate
$500
4.75% ▲ 1.91% above Ohio avg
▼
Rate4.67%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.91% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.75% ▲ 0.95 pts · high 4.75% / low 3.80%
2.85%4.28%5.70%Sep 14, 2026: 3.80% APYOct 9, 2026: 4.75% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.75%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
60 Month Print Share and IRA Jumbo Certificates
$0
4.65% ▲ 1.81% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.81% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 4.14% → 4.65% ▲ 0.51 pts · high 4.65% / low 4.14%
3.63%4.40%5.16%Sep 14, 2026: 4.14% APYSep 22, 2026: 4.65% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.65%▲ from 4.14%
  • Sep 14, 20264.14%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Print Share and IRA Jumbo Certificates - 60 Mo.
$0
4.65% ▲ 1.81% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.81% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 4.14% → 4.65% ▲ 0.51 pts · high 4.65% / low 4.14%
3.63%4.40%5.16%Sep 14, 2026: 4.14% APYSep 22, 2026: 4.65% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.65%▲ from 4.14%
  • Sep 14, 20264.14%first recorded
Chivaho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
60 Month Certificate of Deposit
$500
4.55% ▲ 1.71% above Ohio avg
▼
Rate4.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.84%▲ 1.71% above avgNationally 2.90%
Details

Rate History
No change since Sep 25, 2026 · 4.55% APY · checked 3 times
4.05%4.55%5.05%Sep 25, 2026: 4.55% APYSep 25, 2026Oct 13, 2026
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
60 Month Print Share and IRA Certificate
$0
4.55% ▲ 1.71% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.71% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 4.04% → 4.55% ▲ 0.51 pts · high 4.55% / low 4.04%
3.53%4.30%5.06%Sep 14, 2026: 4.04% APYSep 22, 2026: 4.55% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.55%▲ from 4.04%
  • Sep 14, 20264.04%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
60 Month Share and IRA Certificates
$0
4.55% ▲ 1.71% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.71% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 4.04% → 4.55% ▲ 0.51 pts · high 4.55% / low 4.04%
3.53%4.30%5.06%Sep 14, 2026: 4.04% APYSep 22, 2026: 4.55% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.55%▲ from 4.04%
  • Sep 14, 20264.04%first recorded
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
60 Month Bonus CD
$500
4.50% ▲ 1.66% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.84%▲ 1.66% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 4 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APYSep 18, 2026Oct 13, 2026
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
60 Month Certificate
$0
4.45% ▲ 1.61% above Ohio avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.61% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.65% → 4.45% ▲ 0.80 pts · high 4.45% / low 3.65%
2.85%4.05%5.25%Sep 14, 2026: 3.65% APYOct 9, 2026: 4.45% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.45%▲ from 3.65%
  • Sep 14, 20263.65%first recorded
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
60 Month Certificate/IRA
$500
4.30% ▲ 1.46% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.84%▲ 1.46% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.30% ▲ 0.45 pts · high 4.30% / low 3.85%
3.35%4.08%4.80%Sep 14, 2026: 3.85% APYOct 10, 2026: 4.30% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.30%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
60 Month CD
$0
4.25% ▲ 1.41% above Ohio avg
▼
Rate4.16%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.84%▲ 1.41% above avgNationally 2.90%
Details

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 13, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
60 Month Certificate of Deposit
$1,000
4.25% ▲ 1.41% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.84%▲ 1.41% above avgNationally 2.90%
Details

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 13, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
60-Month IRA
$1,000
4.25% ▲ 1.41% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.84%▲ 1.41% above avgNationally 2.90%
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 7, 2026: 4.25% APYOct 7, 2026Oct 13, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
IRA - Individual Retirement Accounts 60-Month
$1,000
4.25% ▲ 1.41% above Ohio avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.84%▲ 1.41% above avgNationally 2.90%
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.25% ▲ 0.50 pts · high 4.25% / low 3.75%
3.25%4.00%4.75%Sep 14, 2026: 3.75% APYOct 7, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Oct 7, 20264.25%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
60 Month Sixty-Month CD Special
$0
4.25% ▲ 1.41% above Ohio avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Ohio Average2.84%▲ 1.41% above avgNationally 2.90%
Details

Maximum investment limited to $100,000 per account

Rate History
1 change since Sep 24, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
3.35%4.05%4.75%Sep 24, 2026: 3.85% APYOct 3, 2026: 4.25% APYSep 24, 2026Oct 13, 2026
  • Oct 3, 20264.25%▲ from 3.85%
  • Sep 24, 20263.85%first recorded
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
60 Month Share Certificate
$0
4.20% ▲ 1.36% above Ohio avg
▼
Rate4.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.84%▲ 1.36% above avgNationally 2.90%
Details

Rate History
2 changes since Sep 25, 2026 · 4.20% → 4.20% ▼ 0.00 pts · high 4.24% / low 4.20%
3.70%4.22%4.74%Sep 25, 2026: 4.20% APYOct 8, 2026: 4.24% APYOct 12, 2026: 4.20% APYSep 25, 2026Oct 13, 2026
  • Oct 12, 20264.20%▼ from 4.24%
  • Oct 8, 20264.24%▲ from 4.20%
  • Sep 25, 20264.20%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 60-Month
$1,000
4.20% ▲ 1.36% above Ohio avg
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.84%▲ 1.36% above avgNationally 2.90%
Details

Rate History
1 change since Sep 12, 2026 · 4.05% → 4.20% ▲ 0.15 pts · high 4.20% / low 4.05%
3.55%4.13%4.70%Sep 12, 2026: 4.05% APYSep 20, 2026: 4.20% APYSep 12, 2026Oct 13, 2026
  • Sep 20, 20264.20%▲ from 4.05%
  • Sep 12, 20264.05%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 60-Month
$1,000
4.20% ▲ 1.36% above Ohio avg
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.84%▲ 1.36% above avgNationally 2.90%
Details

Rate History
1 change since Sep 12, 2026 · 4.05% → 4.20% ▲ 0.15 pts · high 4.20% / low 4.05%
3.55%4.13%4.70%Sep 12, 2026: 4.05% APYOct 8, 2026: 4.20% APYSep 12, 2026Oct 13, 2026
  • Oct 8, 20264.20%▲ from 4.05%
  • Sep 12, 20264.05%first recorded
Cinfed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
60 Month Certificate
$0
4.20% ▲ 1.36% above Ohio avg
▼
Rate4.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.36% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.20% ▲ 0.40 pts · high 4.20% / low 3.80%
3.30%4.00%4.70%Sep 14, 2026: 3.80% APYOct 5, 2026: 4.20% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.20%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month Certificate
$500
4.20% ▲ 1.36% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.36% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.20% ▲ 0.40 pts · high 4.20% / low 3.80%
3.30%4.00%4.70%Sep 14, 2026: 3.80% APYOct 9, 2026: 4.20% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.20%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
60 Month Term IRA
$250
4.20% ▲ 1.36% above Ohio avg
▼
RateN/A
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.36% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 4.20% ▲ 0.40 pts · high 4.20% / low 3.80%
3.30%4.00%4.70%Sep 14, 2026: 3.80% APYOct 9, 2026: 4.20% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.20%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
60 Month Business Certificate Standard
$0
4.20% ▲ 1.36% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.36% above avgNationally 2.90%
Details

ConnectMORE APY: 4.30%

Rate History
1 change since Sep 14, 2026 · 3.30% → 4.20% ▲ 0.90 pts · high 4.20% / low 3.30%
2.40%3.75%5.10%Sep 14, 2026: 3.30% APYOct 9, 2026: 4.20% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.20%▲ from 3.30%
  • Sep 14, 20263.30%first recorded
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificate 60 months
$1,000
4.20% ▲ 1.36% above Ohio avg
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.84%▲ 1.36% above avgNationally 2.90%
Details

Rate History
No change since Oct 1, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 1, 2026: 4.20% APYOct 1, 2026Oct 13, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Jumbo Certificate 60 months
$100,000
4.20% ▲ 1.36% above Ohio avg
▼
Rate4.12%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.84%▲ 1.36% above avgNationally 2.90%
Details

Rate History
No change since Oct 1, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 1, 2026: 4.20% APYOct 1, 2026Oct 13, 2026
Croghan Colonial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
60 Month CD
$500
4.18% ▲ 1.34% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.84%▲ 1.34% above avgNationally 2.90%
Details

APY = Annual Percentage Yield. Minimum Balance = the amount of principal in the account each day. Fees could reduce earnings on the account. Rates are subject to change without notice. APY accurate as of 09/30/2026. Early withdrawal penalties apply. CDs automatically renew at maturity at current renewal rates. Account subject to deposit account approval.

Rate History
No change since Sep 9, 2026 · 4.18% APY · checked 4 times
3.68%4.18%4.68%Sep 9, 2026: 4.18% APYSep 9, 2026Oct 13, 2026
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
60 Month Standard Certificate
$0
4.15% ▲ 1.31% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.31% above avgNationally 2.90%
Details

ConnectMORE APY: 4.25%

Rate History
1 change since Sep 14, 2026 · 3.25% → 4.15% ▲ 0.90 pts · high 4.15% / low 3.25%
2.35%3.70%5.05%Sep 14, 2026: 3.25% APYOct 9, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.15%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
60 Month Certificate
$0
4.15% ▲ 1.31% above Ohio avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.84%▲ 1.31% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.60% → 4.15% ▲ 0.55 pts · high 4.15% / low 3.60%
3.05%3.88%4.70%Sep 14, 2026: 3.60% APYOct 10, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.15%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
60 Month IRA Certificate
$0
4.15% ▲ 1.31% above Ohio avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.84%▲ 1.31% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.60% → 4.15% ▲ 0.55 pts · high 4.15% / low 3.60%
3.05%3.88%4.70%Sep 14, 2026: 3.60% APYOct 10, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.15%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
IRA Share Certificate (5 Year)
$0
4.11% ▲ 1.27% above Ohio avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.84%▲ 1.27% above avgNationally 2.90%
Details

IRA

Rate History
No change since Sep 14, 2026 · 4.11% APY · checked 6 times
3.61%4.11%4.61%Sep 14, 2026: 4.11% APYSep 14, 2026Oct 13, 2026
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
60 Month Second Chance Certificate
$0
4.10% ▲ 1.26% above Ohio avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.26% above avgNationally 2.90%
Details

ConnectMORE APY: 4.20%

Rate History
1 change since Sep 14, 2026 · 3.20% → 4.10% ▲ 0.90 pts · high 4.10% / low 3.20%
2.30%3.65%5.00%Sep 14, 2026: 3.20% APYOct 9, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.10%▲ from 3.20%
  • Sep 14, 20263.20%first recorded
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
60 Month Certificate
$100,000
4.10% ▲ 1.26% above Ohio avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.26% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 14, 2026: 4.00% APYOct 9, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.10%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
60 Month Certificates
$0
4.10% ▲ 1.26% above Ohio avg
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.84%▲ 1.26% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 4.10% APY · checked 5 times
3.60%4.10%4.60%Sep 18, 2026: 4.10% APYSep 18, 2026Oct 13, 2026
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
60 Month HSA Certificates
$0
4.10% ▲ 1.26% above Ohio avg
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.84%▲ 1.26% above avgNationally 2.90%
Details

Balance: 60 months

Rate History
No change since Sep 22, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Sep 22, 2026: 4.10% APYSep 22, 2026Oct 13, 2026
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
60 Month IRA Certificates Roth, Traditional, Education
$0
4.10% ▲ 1.26% above Ohio avg
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.84%▲ 1.26% above avgNationally 2.90%
Details

Balance: 60 months

Rate History
No change since Oct 10, 2026 · 4.10% APY
3.60%4.10%4.60%Oct 10, 2026: 4.10% APYOct 10, 2026Oct 13, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Business 60 months
$1,000
4.10% ▲ 1.26% above Ohio avg
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.84%▲ 1.26% above avgNationally 2.90%
Details

Rate History
No change since Sep 27, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Sep 27, 2026: 4.10% APYSep 27, 2026Oct 13, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Certificate 60 months
$1,000
4.10% ▲ 1.26% above Ohio avg
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.84%▲ 1.26% above avgNationally 2.90%
Details

Rate History
No change since Oct 1, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 1, 2026: 4.10% APYOct 1, 2026Oct 13, 2026
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
60 MONTH CERTIFICATE
$75,000
4.07% ▲ 1.23% above Ohio avg
▼
RateN/A
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.23% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 3.56% → 4.07% ▲ 0.51 pts · high 4.07% / low 3.56%
3.05%3.82%4.58%Sep 14, 2026: 3.56% APYOct 5, 2026: 4.07% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.07%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
LAKEVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
60 Month Share Certificate
$0
4.05% ▲ 1.21% above Ohio avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.84%▲ 1.21% above avgNationally 2.90%
Details

Dividends: Quarterly

Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 7 times
3.55%4.05%4.55%Sep 14, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
LAKEVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
IRA Share Certificate 60 months
$0
4.05% ▲ 1.21% above Ohio avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Ohio Average2.84%▲ 1.21% above avgNationally 2.90%
Details

Penalty: 365 days; Dividends: Quarterly

Rate History
No change since Sep 18, 2026 · 4.05% APY · checked 3 times
3.55%4.05%4.55%Sep 18, 2026: 4.05% APYSep 18, 2026Oct 13, 2026
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
5 year Certificate of Deposit
$500
4.02% ▲ 1.18% above Ohio avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.18% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 4.02% APY · checked 3 times
3.52%4.02%4.52%Sep 18, 2026: 4.02% APYSep 18, 2026Oct 13, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
60 Month Bonus CD
$500
4.00% ▲ 1.16% above Ohio avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Ohio Average2.84%▲ 1.16% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
First Federal S&L Newark, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.79%
5 Year CD
$500
4.00% ▲ 1.16% above Ohio avg
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.84%▲ 1.16% above avgNationally 2.90%
Details

Rate History
1 change since Sep 14, 2026 · 1.35% → 4.00% ▲ 2.65 pts · high 4.00% / low 1.35%
0.00%3.33%6.65%Sep 14, 2026: 1.35% APYSep 24, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Sep 24, 20264.00%▲ from 1.35%
  • Sep 14, 20261.35%first recorded
Hancock Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
60 Month Share Certificate
$0
4.00% ▲ 1.16% above Ohio avg
▼
Rate3.92%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Ohio Average2.84%▲ 1.16% above avgNationally 2.90%
Details

Rate History
No change since Oct 4, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 4, 2026: 4.00% APYOct 4, 2026Oct 13, 2026
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate
$500
4.00% ▲ 1.16% above Ohio avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.16% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Kemba Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
60 Month Certificate
$0
4.00% ▲ 1.16% above Ohio avg
▼
Rate3.92%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.16% above avgNationally 2.90%
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Telhio Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.81%
60 Month Certificate of Deposit (CD)
$500
4.00% ▲ 1.16% above Ohio avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.16% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Telhio Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.81%
Business CD - 60 Months
$500
4.00% ▲ 1.16% above Ohio avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Ohio Average2.84%▲ 1.16% above avgNationally 2.90%
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Wilson, Ohio Institutions

Highest verified APYs available today, updated October 12, 2026

B Top 5 Bank Rates
Peoples First Savings Bank
24 Month IRA (Variable)
B 4.6 ★ TX: 20.46%
Min: $100
4.91%
Third Federal Savings and Loan
6 Month Bonus CD
A+ 5.0 ★ TX: 2.32%
Min: $500
4.75%
United Midwest Savings Bank
6-12 Month CD
A+ 5.0 ★ TX: 2.90%
Min: $0
4.75%
Austin Capital Bank
3 Month CD
A+ 5.0 ★ TX: 2.96%
Min: $1,000
4.58%
First Federal S&L of Van Wert
18 Month Certificate of Deposit (CD) Special
A 5.0 ★ TX: 7.43%
Min: $0
4.50%
CU Top 5 Credit Union Rates
Vacationland Federal Credit Union
12 Month Youth Certificates
A+ 5.0 ★ TX: 4.80%
Min: $500
6.03%
Scott Associates Credit Union
60 Month Share Certificates
A 5.0 ★ TX: 6.90%
Min: $500
5.06%
National Police Federal Credit Union
36-Month IRA
A+ 5.0 ★ TX: 4.12%
Min: $0
5.02%
OUCU Financial Credit Union
12 Month Easy Save Certificate
A 5.0 ★ TX: 7.56%
Min: $0
5.00%
Seven Seventeen Credit Union
60 Month Jumbo Certificate
A 5.0 ★ TX: 7.64%
Min: $0
5.00%
Rates verified October 12, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.
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Wilson, OH CD Rate Trends

Compare local Wilson, OH CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Ohio CD Trends
12-Month CD OH Avg
3.158%
▲ 0.014 vs 7 days ago

Ohio 12-month CD rates rose 0.014 points over the past 7 days to 3.158% APY.

6-Month CD OH Avg
2.794%
Unchanged vs 7 days ago

Ohio 6-month CD rates currently average 2.794% APY based on data from institutions in our monitoring network.

As of Oct 13, 2026 • Rate data sourced from 8,500+ monitored institutions

OH CD Rate Forecast, Next 12 Months

Where are Ohio CD rates headed through October 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

OH 12-Month Avg APY
3.158%
6-Month Forecast
3.158%
Range: 2.96%, 3.31%
12-Month Forecast
3.408%
Range: 3.21%, 3.56%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Ohio average 12-month CD APY in our database.

Spread model: The Ohio 12-month CD average currently trades 1.22% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at OH CD Rates Today

Annual interest earnings at today’s Ohio average APYs. State average used where available; national average as fallback.

CD Term OH Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.663% $83.13 $166.27 $415.68 $831.35
6-Month CD 2.794% $139.70 $279.40 $698.50 $1,397.00
12-Month CD 3.158% $157.89 $315.77 $789.43 $1,578.85
18-Month CD 2.900% $144.98 $289.96 $724.90 $1,449.80
24-Month CD 2.938% $146.88 $293.75 $734.38 $1,468.75
36-Month CD 2.722% $136.11 $272.21 $680.53 $1,361.05
48-Month CD 2.675% $133.73 $267.45 $668.63 $1,337.25
60-Month CD 2.838% $141.88 $283.76 $709.40 $1,418.80
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 12, 2026.
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Sample CD Ladder for Wilson, Ohio Savers

$25,000 split equally across 5 terms using today’s Ohio average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit OH Avg APY Annual Earnings
1 3-Month CD $5,000 1.663% $83.13
2 6-Month CD $5,000 2.794% $139.70
3 12-Month CD $5,000 3.158% $157.89
4 24-Month CD $5,000 2.938% $146.88
5 36-Month CD $5,000 2.722% $136.11
Total ($25,000 invested) $25,000 2.655% blended $663.71/yr

Ladder example uses equal $5,000 rungs and Ohio average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

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1,970
CD Rates
Tracked in Wilson, Ohio
50 Banks 97 Credit Unions

About Our Wilson, Ohio CD Rate Database

MonitorBankRates tracks 1,970 CD rates from 50 banks and 97 credit unions with locations in Wilson, Ohio, plus national online institutions available to Ohio residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Vacationland Federal Credit Union offers a CD at 6.03% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Wilson, Ohio.

How to Find the Best CD Rates in Wilson, Ohio

What to compare when shopping for a CD in Wilson, Ohio

To find the best APYs in Wilson, Ohio, start with credit unions and online-only banks: Wilson, Ohio has 97 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Wilson, Ohio

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Wilson, Ohio: 147 institutions here report CD rates

Consider an Alternative If…

Ohio Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024 (state-level data shown; city data not available)

Population 65+
18.3%
National avg: 17.3%
Median Individual Earnings
$44,003
National avg: $47,340
Poverty Rate
13.3%
National avg: 11.1%
Unemployment Rate
4.7%
National avg: 4.8%
CD Earnings on 10% of Salary
$139/yr
At OH 12-mo avg 3.158% APY

18.3% of residents are 65 or older, in line with the national average of 17.3%. At today’s OH 12-month CD average of 3.158%, saving 10% of the local median salary ($4,400/year) and putting it in a CD would earn an additional $139 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Wilson, Ohio

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90 to 180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Wilson, Ohio

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Wilson, Ohio typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Wilson, Ohio as everywhere in the U.S.

Choosing a CD Term in Wilson, Ohio

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Wilson, Ohio savers easier access to their funds. For example, Third Federal Savings and Loan is offering its 6 Month Bonus CD at 4.75% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Scott Associates Credit Union is offering its 60 Month Share Certificates at 5.06% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Wilson, Ohio Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Wilson, Ohio saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Wilson, Ohio

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Wilson, Ohio CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Wilson, Ohio

Most CDs carry a fixed rate that is locked for the entire term, protecting a Wilson, Ohio depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Wilson, Ohio

Are CD rates in Wilson, Ohio FDIC insured?

Yes, most established banks in Wilson, Ohio are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Wilson, Ohio?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Wilson, Ohio.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Wilson, Ohio may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Wilson, Ohio?

Here are recent top rates found for this area:
  • Vacationland Federal Credit Union: 6.03% APY (12 Month Youth Certificates)
  • Scott Associates Credit Union: 5.06% APY (60 Month Share Certificates)
  • National Police Federal Credit Union: 5.02% APY (36-Month IRA)
  • OUCU Financial Credit Union: 5.00% APY (12 Month Easy Save Certificate)
  • Seven Seventeen Credit Union: 5.00% APY (60 Month Jumbo Certificate)
  • GLASS CITY: 5.00% APY (12 Month Youth CD)
  • Peoples First Savings Bank: 4.91% APY (24 Month IRA (Variable))
  • Fremont Federal Credit Union: 4.90% APY (Share Certificates - 60 Month)
  • Third Federal Savings and Loan: 4.75% APY (6 Month Bonus CD)
  • United Midwest Savings Bank: 4.75% APY (6-12 Month CD)
Rates reflect recent verified offers available in Wilson, Ohio. Last Updated: October 12, 2026

Wilson, Ohio CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Wilson, Ohio rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.

Top Wilson, Ohio CD Rates by Term

Verified October 12, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Wilson, Ohio. Averages shown use the Ohio state average where available, national otherwise. See the full rate tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Wilson, Ohio CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Wilson, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wilson, Ohio. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OH.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 12, 2026

Wilson, Ohio Rates & Resources