Pinehill, New Mexico Best CD Rates October 2026

Balance: $1,000+ Regular

IRA certificate; rates effective as of 9/23/2026

Standard Term Certificate; available to personal and business members; $500 minimum opening deposit; Dividend Rate 3.06%, APY 3.10% if dividends are not withdrawn during the term

Minimum daily balance of $1,000 required to obtain disclosed APY; early withdrawal penalty applies

Early Withdrawal Penalty: 90 Days

Fixed Rate

$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals

$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals

Minimum deposit to open and minimum balance to obtain APY: $1,000.00

Minimum balance to earn APY: $100

Balance: $90,000 +; Renewal Term: 3 Months; $1,000 minimum to open ($500 minimum for minors); A penalty may be assessed for early withdrawal

Balance: $90,000 and over; Renewal Term: 3 Months

Share Certificate / IRA Share Certificate ($1,000 & Greater); Visit a Branch to Open; Share certificate rates are fixed until maturity; Penalty for early withdrawal may apply; Twelve months and under: three-month interest penalty

Relationship Interest Rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only

Balance: $100,000 or more; $1,000 opening deposit required

Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only

Balance: $1,000 - $89,999; Renewal Term: 3 Months; $1,000 minimum to open ($500 minimum for minors); A penalty may be assessed for early withdrawal

Balance: $1,000 - $89,999; Renewal Term: 3 Months

Not eligible for MemPerx benefits; Penalty applies for early withdrawal; $500 minimum opening deposit

Balance: $1,000 and over to obtain APY; rates shown by ZIP code

Balance: up to $100,000; Rates for ZIP code 60603

Balance: $25,000.00 and above; Standard Rates

Balance: $1,000.00 - $24,999.99; Standard Rates

Balance: $1.00 - $999.99; Standard Rates

Minimum of $1,000 to open your account

Share Certificate / IRA Share Certificate ($1,000 & Greater); Visit a Branch to Open; Share certificate rates are fixed until maturity; Penalty for early withdrawal may apply; Twelve months and under: three-month interest penalty

Standard Term Certificate; available to personal and business members; $500 minimum opening deposit; Dividend Rate 3.59%, APY 3.65% if dividends are not withdrawn during the term

Bonus Rate APY with membership rate bonus conditions (+0.10% each, up to 5: Active Checking Account, Full Direct Deposit, Active SECU Credit Card, Active Consumer Loan, Current Mortgage); Early Withdrawal Penalty: 90 Days Interest

Relationship bonus rate (Bonus Rate APY; includes membership rate bonus conditions at 0.10% each, up to 5 total); Early withdrawal penalty: 90 Days Interest

Balances Over $1,000

Minimum daily balance of $1,000 required to obtain disclosed APY; early withdrawal penalty applies

Effective August 21, 2026; Dividend rate 3.35%, APY 3.40%

Effective August 21, 2026; Minimum balance for certificates is $1,000; Early withdrawal penalties apply

Effective Date: Sunday, October 18th, 2026

Loyalty APR and APY requires a Platinum or Silver Debit Account

Balance: $1,000+ Regular

IRA certificate; rates effective as of 9/23/2026

Qualifications Required: Platinum or Silver Debit Account; Loyalty APR/APY; requires a Platinum or Silver Debit Account; Minimum required deposit $1,000

Early withdrawal penalty: 1 month interest on amount withdrawn

Early Withdrawal Penalty: 90 Days Interest; Quarterly Dividends

Early withdrawal penalty: 1 month interest on amount withdrawn; Minimum daily balance required to obtain disclosed APY; Rates current as of 10/14/2026

Dividend Rate (APR); APY based on compounded rate; Minimum required deposit $1,000

Dividend rate 3.00%; Early withdrawal penalty - 90 days; Dividend rates effective April 1, 2025 and subject to change without notice; Certificates automatically renewed receive the rate in effect on the renewal date

Minimum $500

Rates paid monthly or compounded monthly and paid at maturity

Maximum amount accepted $250,000.00

Minimum deposit to open and minimum balance to obtain APY: $1,000.00

Rates Effective 12/01/2025; Minimum deposit $1,000.00 or $2,500.00; Early withdrawal penalties apply

Dividends paid: Quarterly; APR column shown as 2.50%

Early Withdrawal Penalty: 90 Days

Over $100,000; Balance: Over $100,000; 90 Day penalty for early withdrawal

Balance: $1000 - $99,999.99