Rumney, New Hampshire Best CD Rates August 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Rumney, New Hampshire CD rates include Triangle Credit UnionTriangle Credit UnionA+5.0 ★Texas Ratio: 3.94%Real return: +1.35%APY minus CPI (February 2026) offering Traditional 18 Months Special Certificate at 4.15% APY, Millyard BankMillyard BankA+5.0 ★Texas Ratio: 0.00%Real return: +1.30%APY minus CPI (February 2026) offering 36 Months at 4.10% APY, Align Credit UnionAlign Credit UnionA5.0 ★Texas Ratio: 10.60%Real return: +1.30%APY minus CPI (February 2026) offering 1.5 Year CD at 4.10% APY, Piscataqua Savings BankPiscataqua Savings BankA+5.0 ★Texas Ratio: 2.73%Real return: +1.28%APY minus CPI (February 2026) offering 3 Year at 4.08% APY, and River Works Credit UnionRiver Works Credit UnionA5.0 ★Texas Ratio: 7.46%Real return: +1.27%APY minus CPI (February 2026) offering 6 Month CD at 4.07% APY. CD rates as of August 28, 2026 according to verified data from MonitorBankRates.
Rumney is a smaller community with no bank or credit union branches currently in our database. 377 institutions serving the New Hampshire area are available to Rumney residents, with CD rates as high as 4.15% APY from Triangle Credit Union. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: August 28, 2026
Compare Best CD Rates in Rumney, New Hampshire & the Surrounding Area
Rumney 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
3 Month CD
$500
3.90%
▲ 2.18% above New Hampshire avg
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▲ 2.18% above avgNationally 1.96%
Details
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
3 Month Certificate of Deposit
$1,000
3.80%
▲ 2.08% above New Hampshire avg
▼
Rate3.73%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▲ 2.08% above avgNationally 1.96%
Details
Open 3 Month CD Online
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
3 Month IRA Certificate of Deposit
$250
3.80%
▲ 2.08% above New Hampshire avg
▼
Rate3.73%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▲ 2.08% above avgNationally 1.96%
Details
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
3 month
$500
3.75%
▲ 2.03% above New Hampshire avg
▼
Rate3.69%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▲ 2.03% above avgNationally 1.96%
Details
Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Merrimack Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3 Month Premium Certificate
$50,000
3.65%
▲ 1.93% above New Hampshire avg
▼
Rate3.59%
Min Deposit$50,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▲ 1.93% above avgNationally 1.96%
Details
Kennebunk Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
3 Months
$0
3.56%
▲ 1.84% above New Hampshire avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▲ 1.84% above avgNationally 1.96%
Details
Merrimack Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
3 Month Certificate
$500
3.55%
▲ 1.83% above New Hampshire avg
▼
Rate3.49%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▲ 1.83% above avgNationally 1.96%
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
3 Months
$500
3.25%
▲ 1.53% above New Hampshire avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▲ 1.53% above avgNationally 1.96%
Details
Rates shown are Annual Percentage Yields (APY), accurate as of 08/01/2026, and subject to change without notice as determined by the Board of Directors. Minimum deposit of $500 is required, except for our 6-month term which requires a $250 minimum. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity.
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
3 Month
$500
3.25%
▲ 1.53% above New Hampshire avg
▼
Rate3.21%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▲ 1.53% above avgNationally 1.96%
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
3 Month CD
$500
3.25%
▲ 1.53% above New Hampshire avg
▼
Rate3.21%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▲ 1.53% above avgNationally 1.96%
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
3-Month Special
$1,000
3.25%
▲ 1.53% above New Hampshire avg
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▲ 1.53% above avgNationally 1.96%
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Business 3 Month - Special Offer
$1,000
3.25%
▲ 1.53% above New Hampshire avg
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▲ 1.53% above avgNationally 1.96%
Details
Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
90 Day
$0
3.00%
▲ 1.28% above New Hampshire avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▲ 1.28% above avgNationally 1.96%
Details
($500.00 minimum to open)
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD - 3 Months
$500
2.50%
▲ 0.78% above New Hampshire avg
▼
Rate2.47%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▲ 0.78% above avgNationally 1.96%
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Month
$0
1.00%
▼ 0.72% below New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▼ 0.72% below avgNationally 1.96%
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Month TD Choice CD
$250
1.00%
▼ 0.72% below New Hampshire avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▼ 0.72% below avgNationally 1.96%
Details
Relationship APY
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
3 month Certificate
$0
0.25%
▼ 1.47% below New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▼ 1.47% below avgNationally 1.96%
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
3 month IRA Certificate
$0
0.25%
▼ 1.47% below New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▼ 1.47% below avgNationally 1.96%
Details
Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
3-Month CD
$0
0.15%
▼ 1.57% below New Hampshire avg
▼
Rate0.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▼ 1.57% below avgNationally 1.96%
Details
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
3 Month Certificate of Deposit
$500
0.10%
▼ 1.62% below New Hampshire avg
▼
Rate0.10%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▼ 1.62% below avgNationally 1.96%
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
90 Day CD or IRA CD
$0
0.10%
▼ 1.62% below New Hampshire avg
▼
Rate0.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▼ 1.62% below avgNationally 1.96%
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
90-Day CD
$500
0.05%
▼ 1.67% below New Hampshire avg
▼
Rate0.05%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.72%▼ 1.67% below avgNationally 1.96%
Details
Rumney 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
6 Month CD
$500
4.07%
▲ 1.50% above New Hampshire avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 1.50% above avgNationally 2.67%
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
6 Months
$250
4.00%
▲ 1.43% above New Hampshire avg
▼
Rate3.93%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 1.43% above avgNationally 2.67%
Details
Rates shown are Annual Percentage Yields (APY), accurate as of 08/01/2026, and subject to change without notice as determined by the Board of Directors. Minimum deposit of $500 is required, except for our 6-month term which requires a $250 minimum. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity.
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Traditional 6 Months Special Certificate
$0
4.00%
▲ 1.43% above New Hampshire avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 1.43% above avgNationally 2.67%
Details
Traditional Certificates & IRAs
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6 Month Certificate of Deposit
$1,000
3.90%
▲ 1.33% above New Hampshire avg
▼
Rate3.83%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 1.33% above avgNationally 2.67%
Details
Open 6 Month CD Online
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
6 Month IRA Certificate of Deposit
$250
3.90%
▲ 1.33% above New Hampshire avg
▼
Rate3.83%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 1.33% above avgNationally 2.67%
Details
Millyard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Months
$0
3.80%
▲ 1.23% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 1.23% above avgNationally 2.67%
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
6 Month Certificate
$500
3.80%
▲ 1.23% above New Hampshire avg
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 1.23% above avgNationally 2.67%
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
6 Month IRA Certificate
$500
3.80%
▲ 1.23% above New Hampshire avg
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 1.23% above avgNationally 2.67%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
6 Month CD
$500
3.75%
▲ 1.18% above New Hampshire avg
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 1.18% above avgNationally 2.67%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
6 Month IRA CD
$500
3.75%
▲ 1.18% above New Hampshire avg
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 1.18% above avgNationally 2.67%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Business 6 Month CD
$500
3.75%
▲ 1.18% above New Hampshire avg
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 1.18% above avgNationally 2.67%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Business 6 Month IRA CD
$500
3.75%
▲ 1.18% above New Hampshire avg
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 1.18% above avgNationally 2.67%
Details
Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
6-Month CD
$0
3.70%
▲ 1.13% above New Hampshire avg
▼
Rate3.63%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 1.13% above avgNationally 2.67%
Details
Merrimack Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
6 Month Premium Certificate
$50,000
3.65%
▲ 1.08% above New Hampshire avg
▼
Rate3.59%
Min Deposit$50,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 1.08% above avgNationally 2.67%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
6 Month Certificate
$0
3.55%
▲ 0.98% above New Hampshire avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.98% above avgNationally 2.67%
Details
Merrimack Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
6 Month Certificate
$500
3.55%
▲ 0.98% above New Hampshire avg
▼
Rate3.49%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.98% above avgNationally 2.67%
Details
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
6 month
$500
3.50%
▲ 0.93% above New Hampshire avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.93% above avgNationally 2.67%
Details
Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
6 Month Certificate of Deposit
$500
3.50%
▲ 0.93% above New Hampshire avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.93% above avgNationally 2.67%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
6 Month Certificate
$0
3.50%
▲ 0.93% above New Hampshire avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.93% above avgNationally 2.67%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 6 Month Certificate
$0
3.50%
▲ 0.93% above New Hampshire avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.93% above avgNationally 2.67%
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
6 Month CD
$500
3.43%
▲ 0.86% above New Hampshire avg
▼
Rate3.38%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.86% above avgNationally 2.67%
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
6-Month CD
$1,000
3.35%
▲ 0.78% above New Hampshire avg
▼
Rate3.29%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.78% above avgNationally 2.67%
Details
1
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
6 Month CD
$1,000
3.35%
▲ 0.78% above New Hampshire avg
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.78% above avgNationally 2.67%
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
6 Month IRA CD
$500
3.35%
▲ 0.78% above New Hampshire avg
▼
Rate3.30%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.78% above avgNationally 2.67%
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 6 Month
$100,000
3.35%
▲ 0.78% above New Hampshire avg
▼
Rate3.30%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.78% above avgNationally 2.67%
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
6 Month CD or IRA CD
$0
3.35%
▲ 0.78% above New Hampshire avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.78% above avgNationally 2.67%
Details
Kennebunk Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
6 Months
$0
3.30%
▲ 0.73% above New Hampshire avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.73% above avgNationally 2.67%
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
6 Month
$500
3.25%
▲ 0.68% above New Hampshire avg
▼
Rate3.22%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.68% above avgNationally 2.67%
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
6 Month CD
$500
3.25%
▲ 0.68% above New Hampshire avg
▼
Rate3.22%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.68% above avgNationally 2.67%
Details
Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
6 Month Add-On
$0
3.25%
▲ 0.68% above New Hampshire avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.68% above avgNationally 2.67%
Details
($500.00 minimum to open)
New Hampshire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
6 months
$500
3.25%
▲ 0.68% above New Hampshire avg
▼
Rate3.21%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.68% above avgNationally 2.67%
Details
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
6 Month
$2,500
3.00%
▲ 0.43% above New Hampshire avg
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.43% above avgNationally 2.67%
Details
Walden Mutual Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Local Impact Business CDs - 6 Month
$0
3.00%
▲ 0.43% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.43% above avgNationally 2.67%
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
6 Month SAFE IRA-CD
$0
3.00%
▲ 0.43% above New Hampshire avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.43% above avgNationally 2.67%
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
6-Month CD
$1,000
2.75%
▲ 0.18% above New Hampshire avg
▼
Rate2.71%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▲ 0.18% above avgNationally 2.67%
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD - 6 Months
$500
2.40%
▼ 0.17% below New Hampshire avg
▼
Rate2.37%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▼ 0.17% below avgNationally 2.67%
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
6 Month CD
$500
2.25%
▼ 0.32% below New Hampshire avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▼ 0.32% below avgNationally 2.67%
Details
Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Youth 6-Month CD
$0
2.00%
▼ 0.57% below New Hampshire avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▼ 0.57% below avgNationally 2.67%
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
6 Month
$0
1.50%
▼ 1.07% below New Hampshire avg
▼
Rate1.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▼ 1.07% below avgNationally 2.67%
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
6-Month
$500
1.10%
▼ 1.47% below New Hampshire avg
▼
Rate1.09%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▼ 1.47% below avgNationally 2.67%
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Business 6 Month
$500
1.10%
▼ 1.47% below New Hampshire avg
▼
Rate1.09%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▼ 1.47% below avgNationally 2.67%
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6 Month TD Choice CD
$250
1.00%
▼ 1.57% below New Hampshire avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▼ 1.57% below avgNationally 2.67%
Details
Relationship APY
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
6 month Certificate
$0
0.50%
▼ 2.07% below New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▼ 2.07% below avgNationally 2.67%
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
6 month IRA Certificate
$0
0.50%
▼ 2.07% below New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▼ 2.07% below avgNationally 2.67%
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
6 month Junior Certificate
$0
0.50%
▼ 2.07% below New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▼ 2.07% below avgNationally 2.67%
Details
Junior Certificate; see footnote for details
Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
6-Month CD
$500
0.20%
▼ 2.37% below New Hampshire avg
▼
Rate0.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▼ 2.37% below avgNationally 2.67%
Details
Relationship Rates
Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
6 Months CD
$500
0.15%
▼ 2.42% below New Hampshire avg
▼
Rate0.15%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▼ 2.42% below avgNationally 2.67%
Details
To qualify for this promotional rate, at least 50% of the opening deposit must consist of new funds not currently on deposit with Claremont Savings Bank. To renew an existing certificate into this promotional account, you must add new funds not currently on deposit with Claremont Savings Bank equal to at least 50% of the principal balance of the maturing certificate. A minimum daily balance of $0.01 is required to earn the disclosed APY. At maturity, the certificate will automatically renew as a 12-month certificate at the rate and APY then in effect. A penalty may be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Fees may reduce earnings.
Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Business 6 Months CD
$500
0.15%
▼ 2.42% below New Hampshire avg
▼
Rate0.15%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▼ 2.42% below avgNationally 2.67%
Details
To qualify for this promotional rate, at least 50% of the opening deposit must consist of new funds not currently on deposit with Claremont Savings Bank. To renew an existing certificate into this promotional account, you must add new funds not currently on deposit with Claremont Savings Bank equal to at least 50% of the principal balance of the maturing certificate.
Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
6-Month CD
$500
0.10%
▼ 2.47% below New Hampshire avg
▼
Rate0.10%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▼ 2.47% below avgNationally 2.67%
Details
Bank of New Hampshire
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
6 Month
$0
0.10%
▼ 2.47% below New Hampshire avg
▼
Rate0.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.57%▼ 2.47% below avgNationally 2.67%
Details
Prestige APY: 0.15%; Prestige Rate: 0.15%
Rumney 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
1 Year CD
$500
4.05%
▲ 1.59% above New Hampshire avg
▼
Rate3.97%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.59% above avgNationally 2.83%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
1 Year IRA CD
$500
4.05%
▲ 1.59% above New Hampshire avg
▼
Rate3.97%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.59% above avgNationally 2.83%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Business 1 Year CD
$500
4.05%
▲ 1.59% above New Hampshire avg
▼
Rate3.97%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.59% above avgNationally 2.83%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Business 1 Year IRA CD
$500
4.05%
▲ 1.59% above New Hampshire avg
▼
Rate3.97%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.59% above avgNationally 2.83%
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
12 Months
$500
4.00%
▲ 1.54% above New Hampshire avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.54% above avgNationally 2.83%
Details
Rates shown are Annual Percentage Yields (APY), accurate as of 08/01/2026, and subject to change without notice as determined by the Board of Directors. Minimum deposit of $500 is required, except for our 6-month term which requires a $250 minimum. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity.
Millyard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Months
$0
3.95%
▲ 1.49% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.49% above avgNationally 2.83%
Details
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1 Year Certificate of Deposit
$1,000
3.85%
▲ 1.39% above New Hampshire avg
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.39% above avgNationally 2.83%
Details
Open 1 Year CD Online
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1 Year IRA Certificate of Deposit
$250
3.85%
▲ 1.39% above New Hampshire avg
▼
Rate3.78%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.39% above avgNationally 2.83%
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
12-Month CD/IRA Special
$500
3.75%
▲ 1.29% above New Hampshire avg
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.29% above avgNationally 2.83%
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Month
$500
3.75%
▲ 1.29% above New Hampshire avg
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.29% above avgNationally 2.83%
Details
Online Only
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
1 Year Certificate of Deposit
$500
3.75%
▲ 1.29% above New Hampshire avg
▼
Rate3.69%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.29% above avgNationally 2.83%
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
12 Month CD
$500
3.75%
▲ 1.29% above New Hampshire avg
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.29% above avgNationally 2.83%
Details
Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
1 Year
$0
3.75%
▲ 1.29% above New Hampshire avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.29% above avgNationally 2.83%
Details
($500.00 minimum to open)
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
IRA 12 month fixed
$0
3.60%
▲ 1.14% above New Hampshire avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.14% above avgNationally 2.83%
Details
Minimum balance required to open account is $25.00. Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
IRA 12 month variable
$0
3.60%
▲ 1.14% above New Hampshire avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.14% above avgNationally 2.83%
Details
Minimum balance required to open account is $25.00. Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
12 Month Certificate
$500
3.60%
▲ 1.14% above New Hampshire avg
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.14% above avgNationally 2.83%
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
12 Month IRA Certificate
$500
3.60%
▲ 1.14% above New Hampshire avg
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.14% above avgNationally 2.83%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
12 Month Certificate
$0
3.60%
▲ 1.14% above New Hampshire avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.14% above avgNationally 2.83%
Details
Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
12-Month CD
$0
3.55%
▲ 1.09% above New Hampshire avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.09% above avgNationally 2.83%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
12 Month Certificate
$0
3.55%
▲ 1.09% above New Hampshire avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.09% above avgNationally 2.83%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 12 Month Certificate
$0
3.55%
▲ 1.09% above New Hampshire avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.09% above avgNationally 2.83%
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1 year CD
$500
3.51%
▲ 1.05% above New Hampshire avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.05% above avgNationally 2.83%
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1 year IRA CD
$500
3.51%
▲ 1.05% above New Hampshire avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.05% above avgNationally 2.83%
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 1 year
$100,000
3.51%
▲ 1.05% above New Hampshire avg
▼
Rate3.45%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.05% above avgNationally 2.83%
Details
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
12 month
$500
3.50%
▲ 1.04% above New Hampshire avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 1.04% above avgNationally 2.83%
Details
Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Merrimack Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
12 Month Premium Certificate
$50,000
3.45%
▲ 0.99% above New Hampshire avg
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 0.99% above avgNationally 2.83%
Details
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1 Year
$500
3.41%
▲ 0.95% above New Hampshire avg
▼
Rate3.35%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 0.95% above avgNationally 2.83%
Details
Merrimack Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
12 Month Certificate
$500
3.35%
▲ 0.89% above New Hampshire avg
▼
Rate3.30%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 0.89% above avgNationally 2.83%
Details
New Hampshire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
12 months
$500
3.25%
▲ 0.79% above New Hampshire avg
▼
Rate3.21%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 0.79% above avgNationally 2.83%
Details
New Hampshire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
IRA Certificate 12 months
$500
3.25%
▲ 0.79% above New Hampshire avg
▼
Rate3.21%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 0.79% above avgNationally 2.83%
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1 Year CD or IRA CD
$0
3.10%
▲ 0.64% above New Hampshire avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 0.64% above avgNationally 2.83%
Details
Kennebunk Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
12 Months
$0
3.04%
▲ 0.58% above New Hampshire avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 0.58% above avgNationally 2.83%
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
12-Month CD
$1,000
3.00%
▲ 0.54% above New Hampshire avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 0.54% above avgNationally 2.83%
Details
2
Walden Mutual Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Local Impact Business CDs - 1 Year
$0
3.00%
▲ 0.54% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 0.54% above avgNationally 2.83%
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
12 Month
$0
3.00%
▲ 0.54% above New Hampshire avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 0.54% above avgNationally 2.83%
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Select 12-Month CD
$1,000
2.50%
▲ 0.04% above New Hampshire avg
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 0.04% above avgNationally 2.83%
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
12 Month CD
$500
2.50%
▲ 0.04% above New Hampshire avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▲ 0.04% above avgNationally 2.83%
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
1 Year CD
$500
2.27%
▼ 0.19% below New Hampshire avg
▼
Rate2.25%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▼ 0.19% below avgNationally 2.83%
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 1 Year
$500
2.15%
▼ 0.31% below New Hampshire avg
▼
Rate2.13%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▼ 0.31% below avgNationally 2.83%
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
12 Month CD
$500
1.51%
▼ 0.95% below New Hampshire avg
▼
Rate1.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▼ 0.95% below avgNationally 2.83%
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
i$ave: 12-Month
$100
1.35%
▼ 1.11% below New Hampshire avg
▼
Rate1.34%
Min Deposit$100
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▼ 1.11% below avgNationally 2.83%
Details
ages 18 & under only
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
12-Month
$500
1.25%
▼ 1.21% below New Hampshire avg
▼
Rate1.24%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▼ 1.21% below avgNationally 2.83%
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Business 12 Month
$500
1.25%
▼ 1.21% below New Hampshire avg
▼
Rate1.24%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▼ 1.21% below avgNationally 2.83%
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
12 Month - Relationship
$0
1.00%
▼ 1.46% below New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▼ 1.46% below avgNationally 2.83%
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
12 Month TD Choice CD
$250
1.00%
▼ 1.46% below New Hampshire avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▼ 1.46% below avgNationally 2.83%
Details
Relationship APY
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
1 Year IRA CD
$500
1.00%
▼ 1.46% below New Hampshire avg
▼
Rate1.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▼ 1.46% below avgNationally 2.83%
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
12 month Certificate
$0
1.00%
▼ 1.46% below New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▼ 1.46% below avgNationally 2.83%
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
12 month IRA Certificate
$0
1.00%
▼ 1.46% below New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▼ 1.46% below avgNationally 2.83%
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
12 Month CD - Benefit Plus
$0
0.85%
▼ 1.61% below New Hampshire avg
▼
Rate0.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▼ 1.61% below avgNationally 2.83%
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
12 Month CD
$0
0.60%
▼ 1.86% below New Hampshire avg
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.46%▼ 1.86% below avgNationally 2.83%
Details
Rumney 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Traditional 18 Months Special Certificate
$0
4.15%
▲ 1.62% above New Hampshire avg
▼
Rate4.07%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 1.62% above avgNationally 2.67%
Details
Traditional Certificates & IRAs
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
1.5 Year CD
$500
4.10%
▲ 1.57% above New Hampshire avg
▼
Rate4.02%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 1.57% above avgNationally 2.67%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
1.5 Year IRA CD
$500
4.10%
▲ 1.57% above New Hampshire avg
▼
Rate4.02%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 1.57% above avgNationally 2.67%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Business 1.5 Year CD
$500
4.10%
▲ 1.57% above New Hampshire avg
▼
Rate4.02%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 1.57% above avgNationally 2.67%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Business 1.5 Year IRA CD
$500
4.10%
▲ 1.57% above New Hampshire avg
▼
Rate4.02%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 1.57% above avgNationally 2.67%
Details
M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
18-Month M&T Select CD
$0
3.85%
▲ 1.32% above New Hampshire avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 1.32% above avgNationally 2.67%
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
18-Month CD/IRA Special
$500
3.85%
▲ 1.32% above New Hampshire avg
▼
Rate3.78%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 1.32% above avgNationally 2.67%
Details
Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
1 1/2 Year (18 Month)
$0
3.85%
▲ 1.32% above New Hampshire avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 1.32% above avgNationally 2.67%
Details
($500.00 minimum to open)
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
18 Month CD
$500
3.75%
▲ 1.22% above New Hampshire avg
▼
Rate3.69%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 1.22% above avgNationally 2.67%
Details
APY* applies to deposits of $500 or more. **
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
18 Month Certificate of Deposit
$500
3.75%
▲ 1.22% above New Hampshire avg
▼
Rate3.69%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 1.22% above avgNationally 2.67%
Details
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
18 Month Certificate of Deposit
$1,000
3.70%
▲ 1.17% above New Hampshire avg
▼
Rate3.63%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 1.17% above avgNationally 2.67%
Details
Open 18 Month CD Online (Opens in new tab)
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
18 Month IRA Certificate of Deposit
$250
3.70%
▲ 1.17% above New Hampshire avg
▼
Rate3.63%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 1.17% above avgNationally 2.67%
Details
Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
18-Month CD
$0
3.60%
▲ 1.07% above New Hampshire avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 1.07% above avgNationally 2.67%
Details
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
IRA 18 month fixed
$0
3.60%
▲ 1.07% above New Hampshire avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 1.07% above avgNationally 2.67%
Details
Minimum balance required to open account is $25.00. Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
IRA 18 month variable
$0
3.60%
▲ 1.07% above New Hampshire avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 1.07% above avgNationally 2.67%
Details
Minimum balance required to open account is $25.00. Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
18 month
$500
3.50%
▲ 0.97% above New Hampshire avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 0.97% above avgNationally 2.67%
Details
Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Merrimack Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
18 Month Premium Certificate
$50,000
3.35%
▲ 0.82% above New Hampshire avg
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 0.82% above avgNationally 2.67%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
18 Month Certificate
$0
3.30%
▲ 0.77% above New Hampshire avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 0.77% above avgNationally 2.67%
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
18 Month
$500
3.25%
▲ 0.72% above New Hampshire avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 0.72% above avgNationally 2.67%
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
18 Month CD
$500
3.25%
▲ 0.72% above New Hampshire avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 0.72% above avgNationally 2.67%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
18 Month Certificate
$0
3.25%
▲ 0.72% above New Hampshire avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 0.72% above avgNationally 2.67%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 18 Month Certificate
$0
3.25%
▲ 0.72% above New Hampshire avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 0.72% above avgNationally 2.67%
Details
Merrimack Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
18 Month Certificate
$500
3.25%
▲ 0.72% above New Hampshire avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 0.72% above avgNationally 2.67%
Details
New Hampshire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
18 months
$500
3.25%
▲ 0.72% above New Hampshire avg
▼
Rate3.21%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 0.72% above avgNationally 2.67%
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
18 Months
$500
3.00%
▲ 0.47% above New Hampshire avg
▼
Rate2.96%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 0.47% above avgNationally 2.67%
Details
Rates shown are Annual Percentage Yields (APY), accurate as of 08/01/2026, and subject to change without notice as determined by the Board of Directors. Minimum deposit of $500 is required, except for our 6-month term which requires a $250 minimum. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity.
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
18 Month
$0
2.75%
▲ 0.22% above New Hampshire avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 0.22% above avgNationally 2.67%
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
18 Month CD
$500
2.60%
▲ 0.07% above New Hampshire avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 0.07% above avgNationally 2.67%
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1 1/2 Year (18 Month) CD or IRA CD
$0
2.60%
▲ 0.07% above New Hampshire avg
▼
Rate2.57%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▲ 0.07% above avgNationally 2.67%
Details
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
18 Month Business CD Special
$0
2.50%
▼ 0.03% below New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▼ 0.03% below avgNationally 2.67%
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Select 18-Month CD
$1,000
2.50%
▼ 0.03% below New Hampshire avg
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▼ 0.03% below avgNationally 2.67%
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
18 Month CD
$500
2.02%
▼ 0.51% below New Hampshire avg
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▼ 0.51% below avgNationally 2.67%
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
18 Month CD
$500
1.76%
▼ 0.77% below New Hampshire avg
▼
Rate1.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▼ 0.77% below avgNationally 2.67%
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
18 month Certificate
$0
1.75%
▼ 0.78% below New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▼ 0.78% below avgNationally 2.67%
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
18 month IRA Certificate
$0
1.75%
▼ 0.78% below New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▼ 0.78% below avgNationally 2.67%
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
18-Month
$500
1.50%
▼ 1.03% below New Hampshire avg
▼
Rate1.49%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▼ 1.03% below avgNationally 2.67%
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Business 18 Month
$500
1.50%
▼ 1.03% below New Hampshire avg
▼
Rate1.49%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▼ 1.03% below avgNationally 2.67%
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
18 Month
$0
1.00%
▼ 1.53% below New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▼ 1.53% below avgNationally 2.67%
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
18 Month TD Choice CD
$250
1.00%
▼ 1.53% below New Hampshire avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▼ 1.53% below avgNationally 2.67%
Details
Relationship APY
Kennebunk Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
18 Months
$0
1.00%
▼ 1.53% below New Hampshire avg
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▼ 1.53% below avgNationally 2.67%
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 1.5 Years
$500
0.25%
▼ 2.28% below New Hampshire avg
▼
Rate0.25%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▼ 2.28% below avgNationally 2.67%
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
IRA 1.5 Years Variable Rate
$25
0.25%
▼ 2.28% below New Hampshire avg
▼
Rate0.25%
Min Deposit$25
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▼ 2.28% below avgNationally 2.67%
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
18-Month CD/IRA
$500
0.20%
▼ 2.33% below New Hampshire avg
▼
Rate0.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.53%▼ 2.33% below avgNationally 2.67%
Details
Rumney 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Millyard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Months
$0
4.05%
▲ 2.05% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 2.05% above avgNationally 2.71%
Details
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
2 Year
$500
3.82%
▲ 1.82% above New Hampshire avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.82% above avgNationally 2.71%
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
24 Month
$500
3.75%
▲ 1.75% above New Hampshire avg
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.75% above avgNationally 2.71%
Details
Online Only
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
24 Month CD
$500
3.75%
▲ 1.75% above New Hampshire avg
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.75% above avgNationally 2.71%
Details
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
IRA 24 month fixed
$0
3.60%
▲ 1.60% above New Hampshire avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.60% above avgNationally 2.71%
Details
Minimum balance required to open account is $25.00. Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
IRA 24 month variable
$0
3.60%
▲ 1.60% above New Hampshire avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.60% above avgNationally 2.71%
Details
Minimum balance required to open account is $25.00. Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2 year CD
$500
3.56%
▲ 1.56% above New Hampshire avg
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.56% above avgNationally 2.71%
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2 year IRA CD
$500
3.56%
▲ 1.56% above New Hampshire avg
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.56% above avgNationally 2.71%
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 2 year
$100,000
3.56%
▲ 1.56% above New Hampshire avg
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.56% above avgNationally 2.71%
Details
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1 1/2 Year
$500
3.56%
▲ 1.56% above New Hampshire avg
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.56% above avgNationally 2.71%
Details
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
24 month
$500
3.50%
▲ 1.50% above New Hampshire avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.50% above avgNationally 2.71%
Details
Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD 104 week (~2 year)
$250,000
3.41%
▲ 1.41% above New Hampshire avg
▼
Rate3.35%
Min Deposit$250,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.41% above avgNationally 2.71%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
24 Month Certificate
$0
3.30%
▲ 1.30% above New Hampshire avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.30% above avgNationally 2.71%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
24 Month Certificate
$0
3.25%
▲ 1.25% above New Hampshire avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.25% above avgNationally 2.71%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 24 Month Certificate
$0
3.25%
▲ 1.25% above New Hampshire avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.25% above avgNationally 2.71%
Details
New Hampshire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
24 months
$500
3.25%
▲ 1.25% above New Hampshire avg
▼
Rate3.21%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.25% above avgNationally 2.71%
Details
New Hampshire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
IRA Certificate 24 months
$500
3.25%
▲ 1.25% above New Hampshire avg
▼
Rate3.21%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.25% above avgNationally 2.71%
Details
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2 Year Certificate of Deposit
$1,000
3.15%
▲ 1.15% above New Hampshire avg
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.15% above avgNationally 2.71%
Details
Open 2 Year CD Online
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2 Year IRA Certificate of Deposit
$250
3.15%
▲ 1.15% above New Hampshire avg
▼
Rate3.10%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.15% above avgNationally 2.71%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
2 Year CD
$500
3.10%
▲ 1.10% above New Hampshire avg
▼
Rate3.05%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.10% above avgNationally 2.71%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
2 Year IRA CD
$500
3.10%
▲ 1.10% above New Hampshire avg
▼
Rate3.05%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.10% above avgNationally 2.71%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Business 2 Year CD
$500
3.10%
▲ 1.10% above New Hampshire avg
▼
Rate3.05%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.10% above avgNationally 2.71%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Business 2 Year IRA CD
$500
3.10%
▲ 1.10% above New Hampshire avg
▼
Rate3.05%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.10% above avgNationally 2.71%
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
24 Months
$500
3.00%
▲ 1.00% above New Hampshire avg
▼
Rate2.96%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.00% above avgNationally 2.71%
Details
Rates shown are Annual Percentage Yields (APY), accurate as of 08/01/2026, and subject to change without notice as determined by the Board of Directors. Minimum deposit of $500 is required, except for our 6-month term which requires a $250 minimum. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity.
Walden Mutual Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Local Impact Business CDs - 2 Year
$0
3.00%
▲ 1.00% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.00% above avgNationally 2.71%
Details
St Marys Bank Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
24-Month Flex Promo CD
$0
3.00%
▲ 1.00% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 1.00% above avgNationally 2.71%
Details
Save longer with a great return.
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
24 Month Certificate
$500
2.95%
▲ 0.95% above New Hampshire avg
▼
Rate2.91%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 0.95% above avgNationally 2.71%
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
24 Month IRA Certificate
$500
2.95%
▲ 0.95% above New Hampshire avg
▼
Rate2.91%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 0.95% above avgNationally 2.71%
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
24 Month CD
$500
2.75%
▲ 0.75% above New Hampshire avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 0.75% above avgNationally 2.71%
Details
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
1 1/2 Year Variable IRA
$10
2.50%
▲ 0.50% above New Hampshire avg
▼
Rate2.47%
Min Deposit$10
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 0.50% above avgNationally 2.71%
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
2 Year
$0
2.50%
▲ 0.50% above New Hampshire avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 0.50% above avgNationally 2.71%
Details
Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
2 Year
$0
2.50%
▲ 0.50% above New Hampshire avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 0.50% above avgNationally 2.71%
Details
($500.00 minimum to open)
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2 Year CD or IRA CD
$0
2.35%
▲ 0.35% above New Hampshire avg
▼
Rate2.33%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 0.35% above avgNationally 2.71%
Details
Merrimack Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
24 Month Premium Certificate
$50,000
2.10%
▲ 0.10% above New Hampshire avg
▼
Rate2.08%
Min Deposit$50,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 0.10% above avgNationally 2.71%
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2 Year CD
$500
2.02%
▲ 0.02% above New Hampshire avg
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 0.02% above avgNationally 2.71%
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
24 Month CD
$500
2.02%
▲ 0.02% above New Hampshire avg
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▲ 0.02% above avgNationally 2.71%
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
2-Year CD
$1,000
2.00%
At New Hampshire avg
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%At the averageNationally 2.71%
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
24 month Certificate
$0
2.00%
At New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%At the averageNationally 2.71%
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
24 month IRA Certificate
$0
2.00%
At New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%At the averageNationally 2.71%
Details
Merrimack Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
24 Month Certificate
$500
2.00%
At New Hampshire avg
▼
Rate1.98%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%At the averageNationally 2.71%
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
24-Month
$500
1.75%
▼ 0.25% below New Hampshire avg
▼
Rate1.74%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▼ 0.25% below avgNationally 2.71%
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Business 24 Month
$500
1.75%
▼ 0.25% below New Hampshire avg
▼
Rate1.74%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▼ 0.25% below avgNationally 2.71%
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2 Year IRA CD
$500
1.26%
▼ 0.74% below New Hampshire avg
▼
Rate1.25%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▼ 0.74% below avgNationally 2.71%
Details
Kennebunk Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
24 Months
$0
1.26%
▼ 0.74% below New Hampshire avg
▼
Rate1.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▼ 0.74% below avgNationally 2.71%
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
24 Month
$0
1.00%
▼ 1.00% below New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▼ 1.00% below avgNationally 2.71%
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
24 Month TD Choice CD
$250
1.00%
▼ 1.00% below New Hampshire avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▼ 1.00% below avgNationally 2.71%
Details
Relationship APY
Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
2-Year CD
$500
0.40%
▼ 1.60% below New Hampshire avg
▼
Rate0.40%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▼ 1.60% below avgNationally 2.71%
Details
Relationship Rates
Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
2-Year CD
$500
0.35%
▼ 1.65% below New Hampshire avg
▼
Rate0.35%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▼ 1.65% below avgNationally 2.71%
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 2 Years
$500
0.35%
▼ 1.65% below New Hampshire avg
▼
Rate0.35%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▼ 1.65% below avgNationally 2.71%
Details
Kennebunk Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
24 Months
$0
0.35%
▼ 1.65% below New Hampshire avg
▼
Rate0.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.00%▼ 1.65% below avgNationally 2.71%
Details
Rumney 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Millyard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Months
$0
4.10%
▲ 2.34% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 2.34% above avgNationally 2.66%
Details
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
3 Year
$500
4.08%
▲ 2.32% above New Hampshire avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 2.32% above avgNationally 2.66%
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
3 year CD
$500
3.61%
▲ 1.85% above New Hampshire avg
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.85% above avgNationally 2.66%
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
3 year IRA CD
$500
3.61%
▲ 1.85% above New Hampshire avg
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.85% above avgNationally 2.66%
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 3 year
$100,000
3.61%
▲ 1.85% above New Hampshire avg
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.85% above avgNationally 2.66%
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD 156 week (~3 year)
$250,000
3.46%
▲ 1.70% above New Hampshire avg
▼
Rate3.40%
Min Deposit$250,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.70% above avgNationally 2.66%
Details
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
IRA 36 month fixed
$0
3.35%
▲ 1.59% above New Hampshire avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.59% above avgNationally 2.66%
Details
Minimum balance required to open account is $25.00. Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
IRA 36 month variable
$0
3.35%
▲ 1.59% above New Hampshire avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.59% above avgNationally 2.66%
Details
Minimum balance required to open account is $25.00. Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
36 Month Certificate
$0
3.30%
▲ 1.54% above New Hampshire avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.54% above avgNationally 2.66%
Details
New Hampshire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
36 months
$500
3.30%
▲ 1.54% above New Hampshire avg
▼
Rate3.26%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.54% above avgNationally 2.66%
Details
New Hampshire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
IRA Certificate 36 months
$500
3.30%
▲ 1.54% above New Hampshire avg
▼
Rate3.26%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.54% above avgNationally 2.66%
Details
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
36 month
$500
3.25%
▲ 1.49% above New Hampshire avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.49% above avgNationally 2.66%
Details
Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
36 Month
$500
3.25%
▲ 1.49% above New Hampshire avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.49% above avgNationally 2.66%
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
36 Month CD
$500
3.25%
▲ 1.49% above New Hampshire avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.49% above avgNationally 2.66%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
36 Month Certificate
$0
3.25%
▲ 1.49% above New Hampshire avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.49% above avgNationally 2.66%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 36 Month Certificate
$0
3.25%
▲ 1.49% above New Hampshire avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.49% above avgNationally 2.66%
Details
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
3 Year Certificate of Deposit
$1,000
3.15%
▲ 1.39% above New Hampshire avg
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.39% above avgNationally 2.66%
Details
Open 3 Year CD Online
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
3 Year IRA Certificate of Deposit
$250
3.15%
▲ 1.39% above New Hampshire avg
▼
Rate3.10%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.39% above avgNationally 2.66%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
36 Month Variable Rate Certificate
$0
3.15%
▲ 1.39% above New Hampshire avg
▼
Rate3.11%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.39% above avgNationally 2.66%
Details
APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months). Rate may increase or decrease, but will never be lower than rate earned on issue date.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
36 Month Variable Rate Certificate
$0
3.10%
▲ 1.34% above New Hampshire avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.34% above avgNationally 2.66%
Details
Rate may change twice during the term. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10%). Rate may increase or decrease, but will never be lower than rate earned on issue date.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 36 Month Variable Rate Certificate
$0
3.10%
▲ 1.34% above New Hampshire avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.34% above avgNationally 2.66%
Details
Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months).
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
36 Month CD
$500
3.00%
▲ 1.24% above New Hampshire avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.24% above avgNationally 2.66%
Details
Walden Mutual Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Local Impact Business CDs - 3 Year
$0
3.00%
▲ 1.24% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.24% above avgNationally 2.66%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
3 Year CD
$500
2.85%
▲ 1.09% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.09% above avgNationally 2.66%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
3 Year IRA CD
$500
2.85%
▲ 1.09% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.09% above avgNationally 2.66%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Business 3 Year CD
$500
2.85%
▲ 1.09% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.09% above avgNationally 2.66%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Business 3 Year IRA CD
$500
2.85%
▲ 1.09% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.09% above avgNationally 2.66%
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
36 Month CD
$500
2.78%
▲ 1.02% above New Hampshire avg
▼
Rate2.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 1.02% above avgNationally 2.66%
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
36 Month Certificate
$500
2.74%
▲ 0.98% above New Hampshire avg
▼
Rate2.71%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 0.98% above avgNationally 2.66%
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
36 Month IRA Certificate
$500
2.74%
▲ 0.98% above New Hampshire avg
▼
Rate2.71%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 0.98% above avgNationally 2.66%
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
3 Year
$0
2.50%
▲ 0.74% above New Hampshire avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 0.74% above avgNationally 2.66%
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
36 month Certificate
$0
2.50%
▲ 0.74% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 0.74% above avgNationally 2.66%
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
36 month IRA Certificate
$0
2.50%
▲ 0.74% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 0.74% above avgNationally 2.66%
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
36 Months
$500
2.35%
▲ 0.59% above New Hampshire avg
▼
Rate2.33%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 0.59% above avgNationally 2.66%
Details
Rates shown are Annual Percentage Yields (APY), accurate as of 08/01/2026, and subject to change without notice as determined by the Board of Directors. Minimum deposit of $500 is required, except for our 6-month term which requires a $250 minimum. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity.
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
3 Year CD
$500
2.02%
▲ 0.26% above New Hampshire avg
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 0.26% above avgNationally 2.66%
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
36-Month
$500
2.00%
▲ 0.24% above New Hampshire avg
▼
Rate1.98%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 0.24% above avgNationally 2.66%
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Business 36 Month
$500
2.00%
▲ 0.24% above New Hampshire avg
▼
Rate1.98%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▲ 0.24% above avgNationally 2.66%
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
3 Year IRA CD
$500
1.51%
▼ 0.25% below New Hampshire avg
▼
Rate1.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▼ 0.25% below avgNationally 2.66%
Details
Kennebunk Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
36 Months
$0
1.51%
▼ 0.25% below New Hampshire avg
▼
Rate1.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▼ 0.25% below avgNationally 2.66%
Details
Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
3 Year
$0
1.25%
▼ 0.51% below New Hampshire avg
▼
Rate1.24%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▼ 0.51% below avgNationally 2.66%
Details
($500.00 minimum to open)
Merrimack Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
36 Month Premium Certificate
$50,000
1.15%
▼ 0.61% below New Hampshire avg
▼
Rate1.14%
Min Deposit$50,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▼ 0.61% below avgNationally 2.66%
Details
Merrimack Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
36 Month Certificate
$500
1.05%
▼ 0.71% below New Hampshire avg
▼
Rate1.05%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▼ 0.71% below avgNationally 2.66%
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Year
$0
1.00%
▼ 0.76% below New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▼ 0.76% below avgNationally 2.66%
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Year TD Choice CD
$250
1.00%
▼ 0.76% below New Hampshire avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▼ 0.76% below avgNationally 2.66%
Details
Relationship APY
Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
3-Year CD
$500
0.40%
▼ 1.36% below New Hampshire avg
▼
Rate0.40%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▼ 1.36% below avgNationally 2.66%
Details
Relationship Rates
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 3 Years
$500
0.40%
▼ 1.36% below New Hampshire avg
▼
Rate0.40%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▼ 1.36% below avgNationally 2.66%
Details
Savings Bank of Walpole
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
3 Year Certificate of Deposit
$500
0.40%
▼ 1.36% below New Hampshire avg
▼
Rate0.40%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▼ 1.36% below avgNationally 2.66%
Details
Kennebunk Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
36 Months
$0
0.40%
▼ 1.36% below New Hampshire avg
▼
Rate0.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▼ 1.36% below avgNationally 2.66%
Details
Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
36 Months CD
$500
0.40%
▼ 1.36% below New Hampshire avg
▼
Rate0.40%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▼ 1.36% below avgNationally 2.66%
Details
A penalty may be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Fees may reduce earnings.
Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
3-Year CD
$500
0.35%
▼ 1.41% below New Hampshire avg
▼
Rate0.35%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.76%▼ 1.41% below avgNationally 2.66%
Details
Rumney 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
4 year CD
$500
3.66%
▲ 1.60% above New Hampshire avg
▼
Rate3.60%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 1.60% above avgNationally 2.65%
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
4 year IRA CD
$500
3.66%
▲ 1.60% above New Hampshire avg
▼
Rate3.60%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 1.60% above avgNationally 2.65%
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 4 year
$100,000
3.66%
▲ 1.60% above New Hampshire avg
▼
Rate3.60%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 1.60% above avgNationally 2.65%
Details
New Hampshire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
48 months
$500
3.35%
▲ 1.29% above New Hampshire avg
▼
Rate3.30%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 1.29% above avgNationally 2.65%
Details
New Hampshire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
IRA Certificate 48 months
$500
3.35%
▲ 1.29% above New Hampshire avg
▼
Rate3.30%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 1.29% above avgNationally 2.65%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
48 Month Certificate
$0
3.30%
▲ 1.24% above New Hampshire avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 1.24% above avgNationally 2.65%
Details
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
48 Month
$500
3.25%
▲ 1.19% above New Hampshire avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 1.19% above avgNationally 2.65%
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
48 Month CD
$500
3.25%
▲ 1.19% above New Hampshire avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 1.19% above avgNationally 2.65%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
48 Month Certificate
$0
3.25%
▲ 1.19% above New Hampshire avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 1.19% above avgNationally 2.65%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 48 Month Certificate
$0
3.25%
▲ 1.19% above New Hampshire avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 1.19% above avgNationally 2.65%
Details
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
4 Year Certificate of Deposit
$1,000
3.15%
▲ 1.09% above New Hampshire avg
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 1.09% above avgNationally 2.65%
Details
Open 4 Year CD Online
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
4 Year IRA Certificate of Deposit
$250
3.15%
▲ 1.09% above New Hampshire avg
▼
Rate3.10%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 1.09% above avgNationally 2.65%
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
48 Month CD
$500
3.05%
▲ 0.99% above New Hampshire avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 0.99% above avgNationally 2.65%
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Business 48 Month CD
$0
3.05%
▲ 0.99% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 0.99% above avgNationally 2.65%
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
48 Month Certificate
$500
2.85%
▲ 0.79% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 0.79% above avgNationally 2.65%
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
48 Month IRA Certificate
$500
2.85%
▲ 0.79% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 0.79% above avgNationally 2.65%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
4 Year CD
$500
2.85%
▲ 0.79% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 0.79% above avgNationally 2.65%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
4 Year IRA CD
$500
2.85%
▲ 0.79% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 0.79% above avgNationally 2.65%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Business 4 Year CD
$500
2.85%
▲ 0.79% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 0.79% above avgNationally 2.65%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Business 4 Year IRA CD
$500
2.85%
▲ 0.79% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 0.79% above avgNationally 2.65%
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
48 Month CD
$500
2.78%
▲ 0.72% above New Hampshire avg
▼
Rate2.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 0.72% above avgNationally 2.65%
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
48 month Certificate
$0
2.75%
▲ 0.69% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 0.69% above avgNationally 2.65%
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
48 month IRA Certificate
$0
2.75%
▲ 0.69% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 0.69% above avgNationally 2.65%
Details
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
4 Year
$0
2.50%
▲ 0.44% above New Hampshire avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 0.44% above avgNationally 2.65%
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
48-Month
$500
2.50%
▲ 0.44% above New Hampshire avg
▼
Rate2.47%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 0.44% above avgNationally 2.65%
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Business 48 Month
$500
2.50%
▲ 0.44% above New Hampshire avg
▼
Rate2.47%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 0.44% above avgNationally 2.65%
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
48 Months
$500
2.45%
▲ 0.39% above New Hampshire avg
▼
Rate2.42%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▲ 0.39% above avgNationally 2.65%
Details
Rates shown are Annual Percentage Yields (APY), accurate as of 08/01/2026, and subject to change without notice as determined by the Board of Directors. Minimum deposit of $500 is required, except for our 6-month term which requires a $250 minimum. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity.
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
4 Year CD
$500
2.02%
▼ 0.04% below New Hampshire avg
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▼ 0.04% below avgNationally 2.65%
Details
Merrimack Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
48 Month Premium Certificate
$50,000
0.95%
▼ 1.11% below New Hampshire avg
▼
Rate0.95%
Min Deposit$50,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▼ 1.11% below avgNationally 2.65%
Details
Merrimack Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
48 Month Certificate
$500
0.85%
▼ 1.21% below New Hampshire avg
▼
Rate0.85%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▼ 1.21% below avgNationally 2.65%
Details
Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
4 Year
$0
0.50%
▼ 1.56% below New Hampshire avg
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▼ 1.56% below avgNationally 2.65%
Details
($500.00 minimum to open)
Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
4-Year CD
$500
0.45%
▼ 1.61% below New Hampshire avg
▼
Rate0.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▼ 1.61% below avgNationally 2.65%
Details
Relationship Rates
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 4 Years
$500
0.45%
▼ 1.61% below New Hampshire avg
▼
Rate0.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▼ 1.61% below avgNationally 2.65%
Details
Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
48 Months CD
$500
0.45%
▼ 1.61% below New Hampshire avg
▼
Rate0.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▼ 1.61% below avgNationally 2.65%
Details
A penalty may be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Fees may reduce earnings.
Partners Bank of New England
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
4-Year CD
$500
0.40%
▼ 1.66% below New Hampshire avg
▼
Rate0.40%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▼ 1.66% below avgNationally 2.65%
Details
Bank of New Hampshire
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
4 Years
$0
0.30%
▼ 1.76% below New Hampshire avg
▼
Rate0.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▼ 1.76% below avgNationally 2.65%
Details
Prestige APY: 0.35%; Prestige Rate: 0.35%
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
4 Year CD or IRA CD
$0
0.30%
▼ 1.76% below New Hampshire avg
▼
Rate0.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▼ 1.76% below avgNationally 2.65%
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
4-Year CD/IRA
$500
0.25%
▼ 1.81% below New Hampshire avg
▼
Rate0.25%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average2.06%▼ 1.81% below avgNationally 2.65%
Details
Rumney 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
5 Year
$500
4.08%
▲ 2.38% above New Hampshire avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 2.38% above avgNationally 2.76%
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
5 year CD
$500
3.71%
▲ 2.01% above New Hampshire avg
▼
Rate3.65%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 2.01% above avgNationally 2.76%
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
5 year IRA CD
$500
3.71%
▲ 2.01% above New Hampshire avg
▼
Rate3.65%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 2.01% above avgNationally 2.76%
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 5 year
$100,000
3.71%
▲ 2.01% above New Hampshire avg
▼
Rate3.65%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 2.01% above avgNationally 2.76%
Details
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Kids' Bank Variable Rate 5 Year CD
$250
3.41%
▲ 1.71% above New Hampshire avg
▼
Rate3.35%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.71% above avgNationally 2.76%
Details
New Hampshire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
60 months
$500
3.40%
▲ 1.70% above New Hampshire avg
▼
Rate3.35%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.70% above avgNationally 2.76%
Details
New Hampshire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
IRA Certificate 60 months
$500
3.40%
▲ 1.70% above New Hampshire avg
▼
Rate3.35%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.70% above avgNationally 2.76%
Details
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
IRA 60 month fixed
$0
3.35%
▲ 1.65% above New Hampshire avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.65% above avgNationally 2.76%
Details
Minimum balance required to open account is $25.00. Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
IRA 60 month variable
$0
3.35%
▲ 1.65% above New Hampshire avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.65% above avgNationally 2.76%
Details
Minimum balance required to open account is $25.00. Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
60 Month Certificate
$0
3.30%
▲ 1.60% above New Hampshire avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.60% above avgNationally 2.76%
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
60 Month CD
$500
3.25%
▲ 1.55% above New Hampshire avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.55% above avgNationally 2.76%
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
Business 60 Month CD
$0
3.25%
▲ 1.55% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.55% above avgNationally 2.76%
Details
Haverhill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
60 month
$500
3.25%
▲ 1.55% above New Hampshire avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.55% above avgNationally 2.76%
Details
Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.
Pentucket Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
60 Month
$500
3.25%
▲ 1.55% above New Hampshire avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.55% above avgNationally 2.76%
Details
Newburyport Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
60 Month CD
$500
3.25%
▲ 1.55% above New Hampshire avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.55% above avgNationally 2.76%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
60 Month Certificate
$0
3.25%
▲ 1.55% above New Hampshire avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.55% above avgNationally 2.76%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 60 Month Certificate
$0
3.25%
▲ 1.55% above New Hampshire avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.55% above avgNationally 2.76%
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
60 Month Variable Rate Certificate
$0
3.15%
▲ 1.45% above New Hampshire avg
▼
Rate3.11%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.45% above avgNationally 2.76%
Details
APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
60 Month Variable Rate Certificate
$0
3.10%
▲ 1.40% above New Hampshire avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.40% above avgNationally 2.76%
Details
Rate may change twice during the term. Rate will adjust to current rate for like fixed rate certificate term less a margin (.25%). Rate may increase or decrease, but will never be lower than rate earned on issue date.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 60 Month Variable Rate Certificate
$0
3.10%
▲ 1.40% above New Hampshire avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.40% above avgNationally 2.76%
Details
Rate will adjust to current rate for like fixed rate certificate term less a margin (.25% for 60 months).
Walden Mutual Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Local Impact Business CDs - 5 Year
$0
3.00%
▲ 1.30% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.30% above avgNationally 2.76%
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
60 month Certificate
$0
3.00%
▲ 1.30% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.30% above avgNationally 2.76%
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
60 month IRA Certificate
$0
3.00%
▲ 1.30% above New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.30% above avgNationally 2.76%
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
60 Month Certificate
$500
2.90%
▲ 1.20% above New Hampshire avg
▼
Rate2.86%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.20% above avgNationally 2.76%
Details
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
60 Month IRA Certificate
$500
2.90%
▲ 1.20% above New Hampshire avg
▼
Rate2.86%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.20% above avgNationally 2.76%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
2.5 Year CD
$500
2.85%
▲ 1.15% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.15% above avgNationally 2.76%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
2.5 Year IRA CD
$500
2.85%
▲ 1.15% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.15% above avgNationally 2.76%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
5 Year CD
$500
2.85%
▲ 1.15% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.15% above avgNationally 2.76%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
5 Year IRA CD
$500
2.85%
▲ 1.15% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.15% above avgNationally 2.76%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Business 2.5 Year CD
$500
2.85%
▲ 1.15% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.15% above avgNationally 2.76%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Business 2.5 Year IRA CD
$500
2.85%
▲ 1.15% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.15% above avgNationally 2.76%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Business 5 Year CD
$500
2.85%
▲ 1.15% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.15% above avgNationally 2.76%
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Business 5 Year IRA CD
$500
2.85%
▲ 1.15% above New Hampshire avg
▼
Rate2.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.15% above avgNationally 2.76%
Details
River Works Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
60 Month CD
$500
2.78%
▲ 1.08% above New Hampshire avg
▼
Rate2.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.08% above avgNationally 2.76%
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
60-Month
$500
2.75%
▲ 1.05% above New Hampshire avg
▼
Rate2.72%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.05% above avgNationally 2.76%
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
Business 60 Month
$500
2.75%
▲ 1.05% above New Hampshire avg
▼
Rate2.72%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 1.05% above avgNationally 2.76%
Details
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
5 Year Certificate of Deposit
$1,000
2.50%
▲ 0.80% above New Hampshire avg
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 0.80% above avgNationally 2.76%
Details
Open 5 Year CD Online
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
5 Year IRA Certificate of Deposit
$250
2.50%
▲ 0.80% above New Hampshire avg
▼
Rate2.47%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 0.80% above avgNationally 2.76%
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
60 Months
$500
2.50%
▲ 0.80% above New Hampshire avg
▼
Rate2.47%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 0.80% above avgNationally 2.76%
Details
Rates shown are Annual Percentage Yields (APY), accurate as of 08/01/2026, and subject to change without notice as determined by the Board of Directors. Minimum deposit of $500 is required, except for our 6-month term which requires a $250 minimum. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity.
Primary Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
5 Year
$0
2.50%
▲ 0.80% above New Hampshire avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 0.80% above avgNationally 2.76%
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
5 Year CD
$500
2.02%
▲ 0.32% above New Hampshire avg
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 0.32% above avgNationally 2.76%
Details
Kennebunk Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
60 Months
$0
2.02%
▲ 0.32% above New Hampshire avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 0.32% above avgNationally 2.76%
Details
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
5-Year CD
$1,000
2.00%
▲ 0.30% above New Hampshire avg
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 0.30% above avgNationally 2.76%
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
5 Year Smart CD
$100
1.75%
▲ 0.05% above New Hampshire avg
▼
Rate1.74%
Min Deposit$100
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▲ 0.05% above avgNationally 2.76%
Details
3
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
5 Year
$0
1.00%
▼ 0.70% below New Hampshire avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▼ 0.70% below avgNationally 2.76%
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
5 Year TD Choice CD
$250
1.00%
▼ 0.70% below New Hampshire avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▼ 0.70% below avgNationally 2.76%
Details
Relationship APY
Merrimack Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
60 Month Premium Certificate
$50,000
1.00%
▼ 0.70% below New Hampshire avg
▼
Rate1.00%
Min Deposit$50,000
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▼ 0.70% below avgNationally 2.76%
Details
Merrimack Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
60 Month Certificate
$500
0.90%
▼ 0.80% below New Hampshire avg
▼
Rate0.90%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▼ 0.80% below avgNationally 2.76%
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 5 Years
$500
0.55%
▼ 1.15% below New Hampshire avg
▼
Rate0.55%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▼ 1.15% below avgNationally 2.76%
Details
Kennebunk Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
60 Months
$0
0.50%
▼ 1.20% below New Hampshire avg
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
New Hampshire Average1.70%▼ 1.20% below avgNationally 2.76%
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Rumney, NH CD Rate Trends
Compare local Rumney, NH CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — NH Avg
2.464%
▼ 0.169 vs 7 days ago
New Hampshire 12-month CD rates fell 0.169 points over the past 7 days to 2.464% APY.
6-Month CD — NH Avg
2.574%
▼ 0.153 vs 7 days ago
New Hampshire 6-month CD rates fell 0.153 points over the past 7 days to 2.574% APY.
As of Aug 30, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
NH CD Rate Forecast — Next 12 Months
Where are New Hampshire CD rates headed through August 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
NH 12-Month Avg APY
2.464%
6-Month Forecast
2.464%
Range: 2.26% – 2.61%
12-Month Forecast
2.214%
Range: 2.01% – 2.36%
Powered by
MonitorBankRates
What Your Savings Earn at NH CD Rates Today
Annual interest earnings at today’s New Hampshire average APYs. State average used where available; national average as fallback.
| CD Term | NH Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.718% | $85.90 | $171.79 | $429.48 | $858.95 |
| 6-Month CD | 2.574% | $128.71 | $257.41 | $643.53 | $1,287.05 |
| 12-Month CD | 2.464% | $123.21 | $246.41 | $616.03 | $1,232.05 |
| 18-Month CD | 2.526% | $126.32 | $252.63 | $631.58 | $1,263.15 |
| 24-Month CD | 2.003% | $100.15 | $200.30 | $500.75 | $1,001.50 |
| 36-Month CD | 1.757% | $87.84 | $175.67 | $439.17 | $878.35 |
| 48-Month CD | 2.056% | $102.78 | $205.56 | $513.90 | $1,027.80 |
| 60-Month CD | 1.704% | $85.20 | $170.40 | $426.00 | $852.00 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of August 28, 2026. | |||||
Sample CD Ladder for Rumney, New Hampshire Savers
$25,000 split equally across 5 terms using today’s New Hampshire average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | NH Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.718% | $85.90 |
| 2 | 6-Month CD | $5,000 | 2.574% | $128.71 |
| 3 | 12-Month CD | $5,000 | 2.464% | $123.21 |
| 4 | 24-Month CD | $5,000 | 2.003% | $100.15 |
| 5 | 36-Month CD | $5,000 | 1.757% | $87.84 |
| Total ($25,000 invested) | $25,000 | 2.103% blended | $525.81/yr | |
Ladder example uses equal $5,000 rungs and New Hampshire average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
337
CD Rates
Tracked in Rumney, New Hampshire
Tracked in Rumney, New Hampshire
26 Banks
11 Credit Unions
About Our Rumney, New Hampshire CD Rate Database
MonitorBankRates tracks 337 CD rates from 26 banks and 11 credit unions with locations in Rumney, New Hampshire, plus national online institutions available to New Hampshire residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Triangle Credit Union offers a CD at 4.15% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Rumney, New Hampshire.
How to Find the Best CD Rates in Rumney, New Hampshire
What to compare when shopping for a CD in Rumney, New Hampshire
To find the best APYs in Rumney, New Hampshire, start with credit unions and online-only banks — Rumney, New Hampshire has 11 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Rumney, New Hampshire
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Rumney, New Hampshire — 37 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days — compare Rumney, New Hampshire savings rates instead
- Rates are rising and you want to benefit — a variable-rate savings or money market account keeps pace
- You want check-writing access — compare Rumney, New Hampshire money market rates
New Hampshire Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)
Population 65+
20.1%
National avg: 17.3%
Median Individual Earnings
$52,410
National avg: $47,340
Poverty Rate
7.2%
National avg: 11.1%
Unemployment Rate
3.3%
National avg: 4.8%
CD Earnings on 10% of Salary
$129/yr
At NH 12-mo avg 2.464% APY
20.1% of residents are 65 or older — above the national average of 17.3% — making fixed-rate CDs a particularly relevant savings vehicle in this market; a low unemployment rate of 3.3% reflects a strong local economy. At today’s NH 12-month CD average of 2.464%, saving 10% of the local median salary ($5,241/year) and putting it in a CD would earn an additional $129 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Rumney, New Hampshire
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Rumney, New Hampshire
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Rumney, New Hampshire typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Rumney, New Hampshire as everywhere in the U.S.
Choosing a CD Term in Rumney, New Hampshire
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Rumney, New Hampshire savers easier access to their funds. For example, River Works Credit Union is offering its 6 Month CD at 4.07% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Piscataqua Savings Bank is offering its 5 Year at 4.08% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Rumney, New Hampshire Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Rumney, New Hampshire saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Rumney, New Hampshire
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Rumney, New Hampshire CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Rumney, New Hampshire
Most CDs carry a fixed rate that is locked for the entire term, protecting a Rumney, New Hampshire depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Rumney, New Hampshire
Are CD rates in Rumney, New Hampshire FDIC insured?
Yes, most established banks in Rumney, New Hampshire are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Rumney, New Hampshire?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Rumney, New Hampshire.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Rumney, New Hampshire may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Rumney, New Hampshire?
Here are recent top rates found for this area:
- Triangle Credit Union: 4.15% APY (Traditional 18 Months Special Certificate)
- Millyard Bank: 4.10% APY (36 Months)
- Align Credit Union: 4.10% APY (1.5 Year CD)
- Piscataqua Savings Bank: 4.08% APY (3 Year)
- River Works Credit Union: 4.07% APY (6 Month CD)
- Service Federal Credit Union: 4.00% APY (12 Months)
- Needham Bank: 3.90% APY (6 Month Certificate of Deposit)
- M&T Bank: 3.85% APY (18-Month M&T Select CD)
- Mascoma Bank: 3.85% APY (18-Month CD/IRA Special)
- Merrimack County SB: 3.85% APY (1 1/2 Year (18 Month))
Rates reflect recent verified offers available in Rumney, New Hampshire. Last Updated: August 28, 2026
Rumney, New Hampshire CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY — or click any current Rumney, New Hampshire rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
—
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.
CD Calculators for Rumney, New Hampshire
Rumney, New Hampshire CD Calculator
At today’s NH top rate of 4.15% APY, a $10,000 deposit earns $415 in the first year. Enter your amount to see your exact return.
Rumney, New Hampshire CD LadderNH CD rates currently range from 1.718% (3-month) to 1.757% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Rumney, New Hampshire CD at 4.15% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsNew Hampshire’s average 12-month CD is 2.464% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Rumney, New Hampshire CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Rumney, New Hampshire directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rumney, New Hampshire. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in NH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: August 28, 2026
Rumney, New Hampshire Rates & Resources
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