CD Rates O Fallon, Missouri (MO) for March 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current O Fallon, Missouri CD rates include Alliance Credit Union Fenton, MOAlliance Credit Union Fenton, MO1051 Highway K, O Fallon, MO 63366 2912A+5.0 ★Texas Ratio: 4.34% offering Certificates of Deposit & IRA CDs Youth Saver 12-Month CD (ages 0-19) at 4.05% APY, Together Credit UnionTogether Credit Union2531 Highway K, O Fallon, MO 63368A+5.0 ★Texas Ratio: 5.65% offering 6 Month Certificate of Deposit (IRA) at 3.95% APY, First Community Credit UnionFirst Community Credit Union3440 Highway K, O Fallon, MO 63368 8138A+5.0 ★Texas Ratio: 3.72% offering 12 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs) at 3.75% APY, Bank of Franklin CountyBank of Franklin County100 Christina Marie Dr, O Fallon, MO 63368A+5.0 ★Texas Ratio: 5.20% offering 90 Day CD Special at 3.65% APY, and Simmons BankSimmons Bank2455 Highway K, O Fallon, MO 63368A+5.0 ★Texas Ratio: 2.50% offering 6-month CD at 3.50% APY. CD rates as of March 30, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in O Fallon, Missouri, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 30, 2026
Compare Best CD Rates in O Fallon, Missouri & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bank of Franklin County
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
100 Christina Marie Dr, O Fallon, MO 63368
90 Day CD Special
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Preferred Rate with any checking account
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
2419 Highway K, O Fallon, MO 63368
3-Month CD
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
101 Laura K Dr, O Fallon, MO 63366
3 Month CD
$0
0.21%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Omb Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
3570 S National Ave, Springfield, MO 65807
3 Month CD
$1,000
4.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
The renewal rate for the 3-month CD will be based on the 3-month board rate in effect at time of maturity.
FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
100 W Walnut St, Nevada, MO 64772
Basic CDs 3 Month
$0
4.01%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
2550 S State Route 291, Independence, MO 64057 1226
3-Month CD
$0
3.90%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Minimum balance $500.
MRV Banks
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
871 Sainte Genevieve Drive, Sainte Genevieve, MO 63670
3 Month CD
$1,000
3.85%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
3 Month CD or IRA CD
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Interest paid at term or maturity of CD
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
201 Valley St, Rushville, MO 64484
3 Month IRA Certificates
$10,000
3.70%
▼
Rate3.65%
Min Deposit$10,000
Min Balance—
UpdatedMar 30, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance? CDs 3 month
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
3 Month CD
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
3 month ADVANTAGE CD/IRA
$0
3.51%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Multipli Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
818 N Benton Ave, Springfield, MO 65802 3704
3 Month Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO 64116 4128
3 Month Certificate of Deposit
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Adrian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
130 E Main St, Adrian, MO 64720
Certificates of Deposit 3 Month
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
3921 Oakland Ave, Saint Joseph, MO 64506
3 Month Share Certificates
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
14567 North Outer 40 Rd, Chesterfield, MO 63017
90 Day Certificates of Deposit
$1,000
2.88%
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
119 N Main St, Seymour, MO 65746
3 Month Certificate of Deposit
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
916 N Kings Hwy, Perryville, MO 63775
3 Month CD
$500
2.69%
▼
Rate2.66%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO 63901 2304
3 Month Certificate
$500
2.45%
▼
Rate2.43%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
$500 Minimum balance required to earn dividend
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
15300 Veterans Memorial Pkwy, Wentzville, MO 63385
3-Month CD
$0
2.01%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
2335 N Belt Hwy Ste D, Saint Joseph, MO 64506
3 Month Standard Certificates of Deposit
$5,000
1.84%
▼
Rate1.83%
Min Deposit$5,000
Min Balance—
UpdatedMar 30, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
Certificates of Deposit 3-month
$1,000
1.65%
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO 63010
3-month Quarterly CD
$500
1.50%
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Show Me Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO 65265 2014
3 Month Share Certificate
$0
1.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
121 E Main St, Cole Camp, MO 65325
3 Month CD
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
3 Month Certificate of Deposit
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
210 Sw Main St, Lees Summit, MO 64063
90 Day Certificate of Deposit
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Community Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
904 Walton Way, Richmond, MO 64085
90 Day CD
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3721 E Battlefield St, Springfield, MO 65809
3 Month CD
$1,000
0.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
2531 Highway K, O Fallon, MO 63368
6 Month Certificate of Deposit (IRA)
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
3440 Highway K, O Fallon, MO 63368 8138
6 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Bank of Franklin County
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
100 Christina Marie Dr, O Fallon, MO 63368
6 Month CD Special
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Preferred Rate with any checking account
Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
2455 Highway K, O Fallon, MO 63368
6-month CD
$5,000
3.50%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 30, 2026
Details
$5,000 - $49,999.99 New Money
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
2419 Highway K, O Fallon, MO 63368
6-Month CD
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
101 Laura K Dr, O Fallon, MO 63366
6 Month CD
$0
0.26%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
180 Day CD
$1,000
4.00%
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
6 Month IRA
$0
3.96%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
100 Circle Dr, New Haven, MO 63068
6 Month CD
$0
3.89%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
6-month FDIC-Insured Certificates of Deposit
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
6 Month Certificate of Deposit
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
100 W Walnut St, Nevada, MO 64772
Basic CDs 6 Month
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Educational Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
1221 E Grand St, Springfield, MO 65804
6-Month CD
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Business CD 6 month
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
6 Month CD or IRA CD
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Interest paid quarterly
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
1401 S Brentwood Blvd Fl 2, Saint Louis, MO 63144
Agility 6-month CD
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
6-month CD
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
F&M Bank of St. Clair
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
959 N Commercial Ave, Saint Clair, MO 63077
6 Month Certificates of Deposit
$500
3.51%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3721 E Battlefield St, Springfield, MO 65809
6 Month CD
$1,000
3.49%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
6 Month Term
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Share & IRA Certificates 6 month term
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
119 N Main St, Seymour, MO 65746
6 Month Certificate of Deposit
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
6 month CD/IRA
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
916 N Kings Hwy, Perryville, MO 63775
6 Month CD
$500
3.24%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
210 Sw Main St, Lees Summit, MO 64063
6 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Adrian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
130 E Main St, Adrian, MO 64720
Certificates of Deposit 6 Month
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
3921 Oakland Ave, Saint Joseph, MO 64506
6 Month Share Certificates
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
14567 North Outer 40 Rd, Chesterfield, MO 63017
180 Day Certificates of Deposit
$1,000
2.98%
▼
Rate2.95%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
Certificates of Deposit (CDs) Specials 6 Month
$500
2.95%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO 63101
Share Certificate 6 Month
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
6 Month Jumbo CD
$50,000
2.52%
▼
Rate2.50%
Min Deposit$50,000
Min Balance—
UpdatedMar 30, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
6 Month CD
$1,000
2.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
Certificates of Deposit 6-month
$1,000
2.40%
▼
Rate2.37%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO 63010
6-month Quarterly CD
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
6 month Personal IRA CD
$1,000
2.00%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
6 Month Share Certificate of Deposit
$0
1.75%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
121 E Main St, Cole Camp, MO 65325
6 Month CD
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
6-month term Standard CDs
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
MA Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
202 N Main St, Monroe City, MO 63456
6 Month Certificates of Deposit & IRAs
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Show Me Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO 65265 2014
6 Month Share Certificate
$0
1.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Leadco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
820 E Main St, Park Hills, MO 63601 2716
6 Month Certificate of Deposit
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Preferred Bank Rothville, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
295 W 2nd St, Napoleon, MO 64074
6 Month Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
278 N Jefferson Ave, Lebanon, MO 65536
6 Month CD
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
$1,000 minimum
West Plains S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
417 W Broadway St, West Plains, MO 65775
6 Month CD
$1,000
0.45%
▼
Rate0.45%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Community Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
904 Walton Way, Richmond, MO 64085
180 Day CD
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
F&M Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
505 Broadway, Hannibal, MO 63401
6 month Certificates of Deposit (CDs)
$5,000
0.15%
▼
Rate0.15%
Min Deposit$5,000
Min Balance—
UpdatedMar 30, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
2350 E Bennett St, Springfield, MO 65804 1732
6 Month Certificate of Deposit
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
4717 Grand Ave, Kansas City, MO 64112
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1051 Highway K, O Fallon, MO 63366 2912
Certificates of Deposit & IRA CDs Youth Saver 12-Month CD (ages 0-19)
$250
4.05%
▼
Rate3.99%
Min Deposit$250
Min Balance—
UpdatedMar 30, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
3440 Highway K, O Fallon, MO 63368 8138
12 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
2531 Highway K, O Fallon, MO 63368
12 Month Certificate of Deposit (IRA)
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Bank of Franklin County
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
100 Christina Marie Dr, O Fallon, MO 63368
12 Month Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Preferred Rate with any checking account
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
101 Laura K Dr, O Fallon, MO 63366
12 Month CD
$0
0.41%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
12-Month IRA Share Certificate
$0
4.12%
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
HomePride Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.68%
437 W Sunset St, Fordland, MO 65652
IRA 12-month
$500
3.91%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
1-year FDIC-Insured Certificates of Deposit
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
12 Month Certificates
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
12 Month Build A Certificate of Deposit
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Certificates of Deposit 12-month term
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO 64116 4128
12 Month Certificate of Deposit
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
1 year Personal CD
$1,000
3.66%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
100 W Walnut St, Nevada, MO 64772
Basic CDs 1 year
$0
3.65%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Share & IRA Certificates 12 month term
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
121 E Main St, Cole Camp, MO 65325
12 Month CD
$0
3.63%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
F&M Bank of St. Clair
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
959 N Commercial Ave, Saint Clair, MO 63077
1 Year Certificates of Deposit
$500
3.61%
▼
Rate3.56%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
1 Year CD
$1,000
3.51%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
12 Month Term
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
2335 N Belt Hwy Ste D, Saint Joseph, MO 64506
Large Depositor Special 12 Month
$100,000
3.49%
▼
Rate3.45%
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
12 Month CD or IRA CD
$500
3.45%
▼
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Interest paid quarterly
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance? CDs 12 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
12 Month Certificate of Deposit
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Central Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2301 Independence Boulevard, Kansas City, MO 64124
1 Year Certificates of Deposit
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Adrian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
130 E Main St, Adrian, MO 64720
IRA Certificates 1 Year
$0
3.28%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
12 month ADVANTAGE CD/IRA
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.86%
9300 Troost Ave, Kansas City, MO 64131
1 Year Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
484 Nebraska Avenue, Fort Leonard Wood, MO 65473
12-Month Certificate of Deposit IRA
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3721 E Battlefield St, Springfield, MO 65809
12 Month CD
$1,000
3.13%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
14567 North Outer 40 Rd, Chesterfield, MO 63017
12 Month Certificates of Deposit
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Educational Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
1221 E Grand St, Springfield, MO 65804
12-Month CD
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
1 Year CD
$1,000
2.80%
▼
Rate2.77%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
2330 West Port Plaza Dr, Saint Louis, MO 63146
Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's) 1 Year
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
12 Month Share Certificate of Deposit
$0
2.50%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO 63010
12-month Quarterly CD
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
2350 E Bennett St, Springfield, MO 65804 1732
1 Year Certificate of Deposit
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
MA Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
202 N Main St, Monroe City, MO 63456
1 Year Certificates of Deposit & IRAs
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
12 Month Individual Retirement Accounts (IRAs)
$0
1.43%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Show Me Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO 65265 2014
12 Month Share Certificate
$0
1.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
12-month term Regular CDs
$0
1.30%
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Preferred Bank Rothville, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
295 W 2nd St, Napoleon, MO 64074
12 Month Certificate
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Leadco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
820 E Main St, Park Hills, MO 63601 2716
12 Month Certificate of Deposit
$0
1.10%
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
12 Month Youth Velocity Share Certificate
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
North American Savings Bank (NASB)
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
12498 S Us Highway 71, Grandview, MO 64030
12 Month Fixed IRA
$100
0.85%
▼
Rate0.85%
Min Deposit$100
Min Balance—
UpdatedMar 30, 2026
Details
Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
278 N Jefferson Ave, Lebanon, MO 65536
12 Month CD
$1,000
0.70%
▼
Rate0.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
$1,000 minimum
Sullivan Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
318 W Main St, Sullivan, MO 63080
1 Year CD
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Chester National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1010 N Main St, Perryville, MO 63775
1 Year CD
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
12 Month Investment Builder CD
$100
0.30%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 30, 2026
Details
F&M Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
505 Broadway, Hannibal, MO 63401
12 month Certificates of Deposit (CDs)
$5,000
0.25%
▼
Rate0.25%
Min Deposit$5,000
Min Balance—
UpdatedMar 30, 2026
Details
Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
100 Circle Dr, New Haven, MO 63068
12 Month CD
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
3440 Highway K, O Fallon, MO 63368 8138
18 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Bank of Franklin County
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
100 Christina Marie Dr, O Fallon, MO 63368
18 Month Certificate
$0
3.49%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Preferred Rate with any checking account
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
2531 Highway K, O Fallon, MO 63368
18 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
101 Laura K Dr, O Fallon, MO 63366
18 Month CD
$0
0.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
18-month FDIC-Insured Certificates of Deposit
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
18 Month CD
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
18 Month Daily Compound CD
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
City Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
2550 S State Route 291, Independence, MO 64057 1226
18-Month CD
$0
3.70%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Minimum balance $500.
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
15300 Veterans Memorial Pkwy, Wentzville, MO 63385
18-Month Variable Rate IRA
$0
3.62%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
1401 S Brentwood Blvd Fl 2, Saint Louis, MO 63144
Agility 18-month CD
$1,000
3.61%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
201 Valley St, Rushville, MO 64484
18 Month Jumbo CD
$25,000
3.60%
▼
Rate3.55%
Min Deposit$25,000
Min Balance—
UpdatedMar 30, 2026
Details
Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
4200 Little Blue Pkwy, Independence, MO 64057
18 Month CD/IRA
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
18 Month Term
$10,000
3.40%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 30, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
18 Month CD or IRA CD
$500
3.35%
▼
Rate3.31%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Interest paid quarterly
Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
121 E Main St, Cole Camp, MO 65325
18 Month CD
$0
3.28%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Bank 21
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
1 W Washington St, Carrollton, MO 64633
18 MONTH CERTIFICATE OF DEPOSIT
$500
3.25%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
950 W 92 Hwy, Kearney, MO 64060
18-Month Certificate
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
18 Month Certificate of Deposit
$1,000
3.09%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
100 Circle Dr, New Haven, MO 63068
18 Month CD
$0
3.05%
▼
Rate3.03%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
210 Sw Main St, Lees Summit, MO 64063
18 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
3921 Oakland Ave, Saint Joseph, MO 64506
18 Month Share Certificates
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3721 E Battlefield St, Springfield, MO 65809
18 Month CD
$1,000
2.98%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
916 N Kings Hwy, Perryville, MO 63775
18 Month CD (non-IRA)
$500
2.92%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
18 month CD/IRA
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
Certificates of Deposit 18-month
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
18 Month Variable CD/IRA
$100
2.55%
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedMar 30, 2026
Details
Fees may reduce earnings.
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
2335 N Belt Hwy Ste D, Saint Joseph, MO 64506
18 Month Standard Certificates of Deposit
$5,000
2.41%
▼
Rate2.39%
Min Deposit$5,000
Min Balance—
UpdatedMar 30, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
484 Nebraska Avenue, Fort Leonard Wood, MO 65473
18-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
18-Month CD
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Maries County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
205 Highway 63 N, Vienna, MO 65582
18 Month CD
$1,000
2.12%
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Business CD 1.5 year
$0
2.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Preferred Bank Rothville, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
295 W 2nd St, Napoleon, MO 64074
18 Month Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO 63010
18-month Quarterly CD
$500
2.00%
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
18 Month Variable Individual Retirement Accounts (IRAs)
$0
1.52%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Show Me Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO 65265 2014
18 Month Share Certificate
$0
1.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
West Plains S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
417 W Broadway St, West Plains, MO 65775
18 Month CD
$1,000
1.10%
▼
Rate1.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Peoples Bank of Moniteau County
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
105 W Row St, Jamestown, MO 65046
18 Month CD or IRA
$0
1.05%
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Ozarks Federal OFSL
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
2 E Columbia St, Farmington, MO 63640
18 Month Certificate - Individual Retirement Account
$100
0.90%
▼
Rate0.90%
Min Deposit$100
Min Balance—
UpdatedMar 30, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
2350 E Bennett St, Springfield, MO 65804 1732
18 Month Certificate of Deposit
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
278 N Jefferson Ave, Lebanon, MO 65536
18 Month CD
$1,000
0.75%
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
$1,000 minimum
Unico Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
1000 E Main St, Park Hills, MO 63601
18 MO Certificate of Deposit
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Chester National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1010 N Main St, Perryville, MO 63775
18 Month CD
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Community Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
904 Walton Way, Richmond, MO 64085
18 Month CD
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
F&M Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
505 Broadway, Hannibal, MO 63401
18 month Certificates of Deposit (CDs)
$5,000
0.30%
▼
Rate0.30%
Min Deposit$5,000
Min Balance—
UpdatedMar 30, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bank of Franklin County
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
100 Christina Marie Dr, O Fallon, MO 63368
24 Month Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Preferred Rate with any checking account
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
3440 Highway K, O Fallon, MO 63368 8138
24 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
2531 Highway K, O Fallon, MO 63368
24 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
4190 Highway K, O Fallon, MO 63368
24 Month CD Special
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
101 Laura K Dr, O Fallon, MO 63366
2 Year CD
$0
0.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
24-Month IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
2330 West Port Plaza Dr, Saint Louis, MO 63146
Traditional & Roth IRA's 2 Year
$1,000
3.96%
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
2-year FDIC-Insured Certificates of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
24 Month CD
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
24 Month Certificates
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
24 Month Jumbo CD
$50,000
3.70%
▼
Rate3.65%
Min Deposit$50,000
Min Balance—
UpdatedMar 30, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
24 Month Daily Compound CD
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
100 W Walnut St, Nevada, MO 64772
Basic CDs 2 year
$0
3.65%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
1401 S Brentwood Blvd Fl 2, Saint Louis, MO 63144
Agility 24-month CD
$1,000
3.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
24 Month Term
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Central Communications Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
17811 E US Highway 40, Independence, MO 64055
24 Month Certificate of Deposits (CDs & IRA CDs)
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1347 S Ash St, Buffalo, MO 65622
24 Month Certificates of Deposit
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance? CDs 24 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
24 Month Bump Up Certificate of Deposit
$1,000
3.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Certificates of Deposit require a minimum deposit of $1,000.
F&M Bank of St. Clair
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
959 N Commercial Ave, Saint Clair, MO 63077
2 Year Certificates of Deposit
$500
3.31%
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO 64116 4128
24 Month Certificate of Deposit
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
24 Month CD or IRA CD
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Interest paid quarterly
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
916 N Kings Hwy, Perryville, MO 63775
24 Month CD
$500
3.21%
▼
Rate3.18%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Educational Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
1221 E Grand St, Springfield, MO 65804
24-Month CD
$0
3.15%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Share & IRA Certificates 24 month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
210 Sw Main St, Lees Summit, MO 64063
24 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
121 E Main St, Cole Camp, MO 65325
24 Month CD
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
3921 Oakland Ave, Saint Joseph, MO 64506
2 Year Share Certificates
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3721 E Battlefield St, Springfield, MO 65809
24 Month CD
$1,000
2.98%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
Certificates of Deposit 24-month
$1,000
2.90%
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
HomePride Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.68%
437 W Sunset St, Fordland, MO 65652
24 Month Certificate of Deposit
$500
2.88%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
14567 North Outer 40 Rd, Chesterfield, MO 63017
24 Month Certificates of Deposit
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Adrian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
130 E Main St, Adrian, MO 64720
IRA Certificates 2 Year
$0
2.77%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
2 Year CD
$1,000
2.70%
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
24-month term Standard CDs
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
24 Month Certificate of Deposit
$1,000
2.53%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
2-year CD
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
2335 N Belt Hwy Ste D, Saint Joseph, MO 64506
24 Month Standard Certificates of Deposit
$1,000
2.44%
▼
Rate2.43%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
484 Nebraska Avenue, Fort Leonard Wood, MO 65473
24-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Preferred Bank Rothville, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
295 W 2nd St, Napoleon, MO 64074
24 Month IRA Certificate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
MA Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
202 N Main St, Monroe City, MO 63456
2 Year Certificates of Deposit & IRAs
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
24-Month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Show Me Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO 65265 2014
24 Month Share Certificate
$0
1.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
24 Month Individual Retirement Accounts (IRAs)
$0
1.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
F&M Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
505 Broadway, Hannibal, MO 63401
Growing Tree 24 month Certificates of Deposit (CDs)
$100
1.51%
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedMar 30, 2026
Details
Security Bank of Southwest Missouri
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
1321 Old Highway 37, Cassville, MO 65625
2 Year Certificate of Deposit
$1,000
1.36%
▼
Rate1.35%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Peoples Bank of Moniteau County
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
105 W Row St, Jamestown, MO 65046
24 Month CD or IRA
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
278 N Jefferson Ave, Lebanon, MO 65536
24 Month CD
$1,000
0.85%
▼
Rate0.85%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
$1,000 minimum
1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
24 Month Share Certificate
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
2350 E Bennett St, Springfield, MO 65804 1732
2 Year Certificate of Deposit
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bank of Franklin County
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
100 Christina Marie Dr, O Fallon, MO 63368
36 Month Certificate
$0
3.44%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Preferred Rate with any checking account
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
3440 Highway K, O Fallon, MO 63368 8138
36 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
2531 Highway K, O Fallon, MO 63368
36 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
4190 Highway K, O Fallon, MO 63368
36 Month CD Special
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
101 Laura K Dr, O Fallon, MO 63366
3 Year CD
$0
0.91%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
36-Month IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
36 Month Certificates
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
36 Month Jumbo CD
$50,000
3.70%
▼
Rate3.65%
Min Deposit$50,000
Min Balance—
UpdatedMar 30, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO 64055
IRA Certificate Term 36-Month Variable
$100,000
3.67%
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
$100,000 Minimum to Earn APY
Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
36 Month Certicicate of Deposit
$50,000
3.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 30, 2026
Details
$50,000 +; Certificates of Deposit require a minimum deposit of $50,000. Interest compounded semi-annually.
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
36 Month CD
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
36 Month CD or IRA CD
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Interest paid quarterly
OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1347 S Ash St, Buffalo, MO 65622
36 Month Certificates of Deposit
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
36 Month IRA
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3721 E Battlefield St, Springfield, MO 65809
36 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
CDARS? CDs 3 year
$0
3.22%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Funding Limit: $0.5M
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
36 Month Term
$10,000
3.15%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 30, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
3 Year CD
$1,000
3.09%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
210 Sw Main St, Lees Summit, MO 64063
36 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
916 N Kings Hwy, Perryville, MO 63775
36 Month CD
$500
3.01%
▼
Rate2.99%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
3921 Oakland Ave, Saint Joseph, MO 64506
3 Year Share Certificates
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Central Communications Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
17811 E US Highway 40, Independence, MO 64055
36 Month Certificate of Deposits (CDs & IRA CDs)
$500
2.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
2330 West Port Plaza Dr, Saint Louis, MO 63146
Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's) 3 Year
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Adrian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
130 E Main St, Adrian, MO 64720
IRA Certificates 3 Year
$0
2.77%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
3 Year CD
$1,000
2.70%
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
3-year CD
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
F&M Bank of St. Clair
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
959 N Commercial Ave, Saint Clair, MO 63077
3 Year Certificates of Deposit
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
36-month term Regular CDs
$0
2.49%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
36 Month Certificate of Deposit
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
3 year Personal IRA CD
$250
2.25%
▼
Rate2.23%
Min Deposit$250
Min Balance—
UpdatedMar 30, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
14567 North Outer 40 Rd, Chesterfield, MO 63017
36 Month Certificates of Deposit
$1,000
2.22%
▼
Rate2.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Show Me Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO 65265 2014
36 Month Share Certificate
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
Certificates of Deposit (CDs) Specials 36 Month Trade-Up
$500
1.52%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Security Bank of Southwest Missouri
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
1321 Old Highway 37, Cassville, MO 65625
3 Year Certificate of Deposit
$1,000
1.41%
▼
Rate1.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Peoples Bank of Moniteau County
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
105 W Row St, Jamestown, MO 65046
36 Month CD or IRA
$0
1.30%
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
F&M Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
505 Broadway, Hannibal, MO 63401
Individual Retirement Accounts (IRAs) 36 month
$2,500
1.26%
▼
Rate1.25%
Min Deposit$2,500
Min Balance—
UpdatedMar 30, 2026
Details
Ozarks Federal OFSL
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
2 E Columbia St, Farmington, MO 63640
36 Month Certificate - Individual Retirement Account
$100
1.10%
▼
Rate1.10%
Min Deposit$100
Min Balance—
UpdatedMar 30, 2026
Details
Preferred Bank Rothville, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
295 W 2nd St, Napoleon, MO 64074
36 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
278 N Jefferson Ave, Lebanon, MO 65536
36 Month CD
$1,000
0.90%
▼
Rate0.90%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
$1,000 minimum
1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
36 Month Share Certificate
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
West Plains S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
417 W Broadway St, West Plains, MO 65775
36 Month CD
$1,000
0.80%
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
2350 E Bennett St, Springfield, MO 65804 1732
3 Year Certificate of Deposit
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
100 Circle Dr, New Haven, MO 63068
36 Month CD
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Chester National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1010 N Main St, Perryville, MO 63775
36 Month CD
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Academic Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO 65203 4601
3 Year CD
$0
0.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Minimum balance is $1,000.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bank of Franklin County
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
100 Christina Marie Dr, O Fallon, MO 63368
48 Month Certificate
$0
3.44%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Preferred Rate with any checking account
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
3440 Highway K, O Fallon, MO 63368 8138
48 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
2531 Highway K, O Fallon, MO 63368
48 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
4190 Highway K, O Fallon, MO 63368
48 Month CD Special
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
101 Laura K Dr, O Fallon, MO 63366
4 Year CD
$0
1.16%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
4-year FDIC-Insured Certificates of Deposit
$0
4.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
48-Month IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
48 Month Jumbo Bump Up CD
$50,000
3.91%
▼
Rate3.85%
Min Deposit$50,000
Min Balance—
UpdatedMar 30, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
48 Month Certificates
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
48 Month CD
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
48 Month CD or IRA CD
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Interest paid quarterly
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO 64116 4128
48 Month Certificate of Deposit
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3721 E Battlefield St, Springfield, MO 65809
48 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1347 S Ash St, Buffalo, MO 65622
48 Month Certificates of Deposit
$0
3.19%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
48 Month Term
$10,000
3.15%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 30, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
4 Year CD
$1,000
3.09%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
916 N Kings Hwy, Perryville, MO 63775
48 Month CD
$500
3.08%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
210 Sw Main St, Lees Summit, MO 64063
48 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
3921 Oakland Ave, Saint Joseph, MO 64506
4 Year Share Certificates
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
4 Year CD
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO 63101
Share Certificate 4 Year
$0
2.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
MA Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
202 N Main St, Monroe City, MO 63456
4 Year Certificates of Deposit & IRAs
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Business CD 4 year
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
HomePride Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.68%
437 W Sunset St, Fordland, MO 65652
48 Month Certificate of Deposit
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
4 year Personal IRA CD
$250
2.25%
▼
Rate2.23%
Min Deposit$250
Min Balance—
UpdatedMar 30, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
14567 North Outer 40 Rd, Chesterfield, MO 63017
48 Month Certificates of Deposit
$1,000
2.12%
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
48 Month Certificate of Deposit
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
48-Month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
201 Valley St, Rushville, MO 64484
48 Month Jump IRA Certificate
$5,000
1.90%
▼
Rate1.89%
Min Deposit$5,000
Min Balance—
UpdatedMar 30, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
48 Month Individual Retirement Accounts (IRAs)
$0
1.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Security Bank of Southwest Missouri
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
1321 Old Highway 37, Cassville, MO 65625
4 Year Certificate of Deposit
$1,000
1.66%
▼
Rate1.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Peoples Bank of Moniteau County
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
105 W Row St, Jamestown, MO 65046
48 Month CD or IRA
$0
1.40%
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
278 N Jefferson Ave, Lebanon, MO 65536
48 Month CD
$1,000
0.95%
▼
Rate0.95%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
$1,000 minimum
1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
48 Month Share Certificate
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
100 Circle Dr, New Haven, MO 63068
48 Month CD
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
2350 E Bennett St, Springfield, MO 65804 1732
4 Year Certificate of Deposit
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Unico Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
1000 E Main St, Park Hills, MO 63601
48 MO Certificate of Deposit
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bank of Franklin County
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
100 Christina Marie Dr, O Fallon, MO 63368
60 Month Certificate
$0
3.44%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Preferred Rate with any checking account
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
3440 Highway K, O Fallon, MO 63368 8138
60 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
2531 Highway K, O Fallon, MO 63368
60 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
101 Laura K Dr, O Fallon, MO 63366
5 Year CD
$0
1.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
5-year FDIC-Insured Certificates of Deposit
$0
4.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
60-Month IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
60 Month Jumbo CD
$50,000
3.91%
▼
Rate3.85%
Min Deposit$50,000
Min Balance—
UpdatedMar 30, 2026
Details
The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
119 N Main St, Seymour, MO 65746
60 Month Certificate of Deposit
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
60 Month Certificates
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
60 Month Certificate of Deposit
$50,000
3.66%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 30, 2026
Details
$50,000 +; Certificates of Deposit require a minimum deposit of $50,000. Interest compounded semi-annually.
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
60 Month CD or IRA CD
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Interest paid quarterly
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 N Jefferson St, Saint James, MO 65559
60 Month CD
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO 64055
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
$100,000 Minimum to Earn APY
Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
2330 West Port Plaza Dr, Saint Louis, MO 63146
Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's) 5 Year
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3721 E Battlefield St, Springfield, MO 65809
60 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
14506 E 39th St S, Independence, MO 64055
60-Mo Trad/Roth IRA CD (Fixed)
$2,500
3.20%
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedMar 30, 2026
Details
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
916 N Kings Hwy, Perryville, MO 63775
60 Month CD
$500
3.18%
▼
Rate3.16%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO 63901 2304
5 Year Certificate
$500
3.15%
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
$500 Minimum balance required to earn dividend
Maries County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
205 Highway 63 N, Vienna, MO 65582
60 Month CD
$1,000
3.14%
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
60 Month Daily Compound CD
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
MA Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
202 N Main St, Monroe City, MO 63456
5 Year Certificates of Deposit & IRAs
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.88%
3921 Oakland Ave, Saint Joseph, MO 64506
5 Year Share Certificates
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Central Communications Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
17811 E US Highway 40, Independence, MO 64055
60 Month Certificate of Deposits (CDs & IRA CDs)
$500
2.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
60 Month CD
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
5 Year CD
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
5-year CD
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Business CD 5 year
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
HomePride Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.68%
437 W Sunset St, Fordland, MO 65652
60 Month Certificate of Deposit
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
5 year Personal IRA CD
$250
2.25%
▼
Rate2.23%
Min Deposit$250
Min Balance—
UpdatedMar 30, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
14567 North Outer 40 Rd, Chesterfield, MO 63017
60 Month Certificates of Deposit
$1,000
2.07%
▼
Rate2.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
60 Month Certificate of Deposit
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
60-Month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
60 Month Individual Retirement Accounts (IRAs)
$0
1.96%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Security Bank of Southwest Missouri
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
1321 Old Highway 37, Cassville, MO 65625
5 Year Certificate of Deposit
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
60 Month Share Certificate
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Peoples Bank of Moniteau County
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
105 W Row St, Jamestown, MO 65046
60 Month CD or IRA
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
West Plains S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
417 W Broadway St, West Plains, MO 65775
60 Month CD
$1,000
1.05%
▼
Rate1.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Americas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
2350 E Bennett St, Springfield, MO 65804 1732
5 Year Certificate of Deposit
$0
1.00%
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Community Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
904 Walton Way, Richmond, MO 64085
60 Month CD
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
100 Circle Dr, New Haven, MO 63068
60 Month CD
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Unico Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
1000 E Main St, Park Hills, MO 63601
60 MO Certificate of Deposit
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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O Fallon, MO CD Rate Trends
Compare local O Fallon, MO CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — MO Avg
2.601%
▼ 0.865 from last week
Missouri 12-month CD rates fell 0.865 points this week to 2.601% APY, down from 3.467% last week.
6-Month CD — MO Avg
2.634%
▲ 0.324 from last week
Missouri 6-month CD rates rose 0.324 points this week to 2.634% APY, up from 2.310% last week.
As of Mar 30, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in O Fallon, Missouri
Are CD rates in O Fallon, Missouri FDIC insured?
Yes, most established banks in O Fallon, Missouri are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in O Fallon, Missouri?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in O Fallon, Missouri.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in O Fallon, Missouri may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in O Fallon, Missouri?
Here are recent top rates found for this area:
- Alliance Credit Union Fenton, MO: 4.05% APY (Certificates of Deposit & IRA CDs Youth Saver 12-Month CD (ages 0-19))
- Together Credit Union: 3.95% APY (6 Month Certificate of Deposit (IRA))
- First Community Credit Union: 3.75% APY (12 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs))
- Bank of Franklin County: 3.65% APY (90 Day CD Special)
- Simmons Bank: 3.50% APY (6-month CD)
- Great Southern Bank: 3.40% APY (6-Month CD)
- First Mid Bank & Trust: 2.75% APY (24 Month CD Special)
- Bank of Springfield: 1.40% APY (5 Year CD)
- Infuze Credit Union: 4.12% APY (12-Month IRA Share Certificate)
- Edward Jones Trust Company: 4.10% APY (5-year FDIC-Insured Certificates of Deposit)
Rates reflect recent verified offers available in O Fallon, Missouri. Last Updated: March 30, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for O Fallon, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in O Fallon, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 30, 2026
