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CD Rates Franklinton, Louisiana (LA) for April 2026

Content reviewed by
Brian McKay Brian McKay
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 4, 2026

Current Franklinton, Louisiana CD rates include Citizens Savings Bank Bogalusa, LACitizens Savings Bank Bogalusa, LA828 Main St, Franklinton, LA 70438A+5.0 ★Texas Ratio: 5.84% offering 12 Month IRA at 3.96% APY, Ouachita Valley Federal Credit UnionOuachita Valley Federal Credit Union1420 Natchitoches St, West Monroe, LA 71292A+5.0 ★Texas Ratio: 4.59% offering 24-Month IRA at 4.33% APY, Heritage Bank of St TammanyHeritage Bank of St Tammany205 N Columbia St, Covington, LA 70433A+5.0 ★Texas Ratio: 3.86% offering 6 Month Certificate at 4.08% APY, Riverland Federal Credit UnionRiverland Federal Credit Union639 Loyola Ave Ste 220, New Orleans, LA 70113 3130A+5.0 ★Texas Ratio: 4.24% offering Regular Certificates 18-month at 4.00% APY, and EFCU Financial Federal Credit UnionEFCU Financial Federal Credit Union10719 Airline Hwy, Baton Rouge, LA 70816 4213A+5.0 ★Texas Ratio: 2.96% offering 12 Month Certificate at 4.00% APY. CD rates as of April 4, 2026 according to verified data from MonitorBankRates.

To help you find the best CD rates in Franklinton, Louisiana, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 4, 2026

Compare Best CD Rates in Franklinton, Louisiana & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Investar Bank National Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1542 Charter St, Jackson, LA 70748
3-Month Certificate of Deposit
$500
3.90%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Consumer Online Banking Only

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
3-month Certificates, IRA
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Minimum opening deposit of $500, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
90 Day Fixed Rate CDS
$500
3.00%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
307 E Landry St, Opelousas, LA 70570
90 Day CD
$1,000
0.65%
View
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
3 Month Term Share Certificates
$0
0.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
828 Main St, Franklinton, LA 70438
6 Month IRA
$250
3.80%
View
▼
Rate3.75%
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details

Heritage Bank of St Tammany
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
205 N Columbia St, Covington, LA 70433
6 Month Certificate
$500
4.08%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
6 Month TEAL Certificate
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Age 0-17

Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
1420 Natchitoches St, West Monroe, LA 71292
6-Month CD
$1,000
3.81%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
6-Month Certificate
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
6 Month Bonus Certificates
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
2000 LAKESHORE DR, NEW ORLEANS, LA 70148 3520
6 Month Certificate
$300
3.58%
View
▼
Rate3.50%
Min Deposit$300
Min Balance—
UpdatedApr 4, 2026
Details

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA 70734
6 MONTH CERTIFICATE
$500
3.56%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA 70802 5501
6 Month Share Certificate
$2,500
3.50%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
23910 Railroad Ave, Plaquemine, LA 70764
6 Month CD
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 6-Month
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
950 N 22nd St Ste C, Baton Rouge, LA 70802
6 month Share Certificate
$500
3.27%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
6 Month Fixed Rate CDS
$500
2.85%
View
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
904 Carter St, Vidalia, LA 71373
Roth IRA - Fixed Rate (6 mo)
$1,000
2.77%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
4400 Maplewood Dr, Sulphur, LA 70663
Silver Share Certificates 6 Month
$0
2.47%
View
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
307 E Landry St, Opelousas, LA 70570
6 Month CD
$1,000
1.56%
View
▼
Rate1.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
9101 Hwy 3125, Convent, LA 70723
Certificates minimum) 6 Month
$0
1.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

$1,000

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1338 Gause Blvd, Slidell, LA 70458
6 Month Jumbo Share & IRA Certificates
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
7701 Airline Dr, Metairie, LA 70003 6228
Share & IRA Certificate 6 Month
$0
0.35%
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
6 Month Term Share Certificates
$0
0.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
828 Main St, Franklinton, LA 70438
12 Month IRA
$250
3.96%
View
▼
Rate3.90%
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details

EFCU Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
10719 Airline Hwy, Baton Rouge, LA 70816 4213
12 Month Certificate
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
4400 Maplewood Dr, Sulphur, LA 70663
Silver Share Certificates 1 Year
$0
3.91%
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
12 Month Bonus Certificates
$0
3.89%
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA 70734
1 YEAR CERTIFICATE
$500
3.82%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
12-Month Certificate
$0
3.80%
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
950 N 22nd St Ste C, Baton Rouge, LA 70802
1 year Education IRA
$0
3.77%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA 70139
IRA & Share Certificate Accounts 1 Year
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
12 month Share Certificates
$0
3.70%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
2201 Veterans Memorial Blvd, Metairie, LA 70002
12-month CD
$1,000
3.65%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Annual Percentage Yield (APY) effective 03/25/2026 is subject to change at any time and is based on interest compounding quarterly. This is a limited time offer and can be withdrawn at any time without notice. Interest rates are fixed for the term of the Certificate of Deposit. A penalty is imposed for early withdrawal which would reduce earnings on your account. For more information on insurance coverage visit www.fdic.gov.

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
23910 Railroad Ave, Plaquemine, LA 70764
12 Month CD
$100,000
3.60%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details

UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
2000 LAKESHORE DR, NEW ORLEANS, LA 70148 3520
12 Month (1 Year) Certificate
$300
3.58%
View
▼
Rate3.50%
Min Deposit$300
Min Balance—
UpdatedApr 4, 2026
Details

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
12 Month Expandable Share Certificates (CDs)
$100
3.56%
View
▼
Rate3.50%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
12-month Certificates
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
9101 Hwy 3125, Convent, LA 70723
Certificates minimum) 12 Month
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

$1,000

Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
1 Year Certificate Account
$0
3.35%
View
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
SHARE CERTIFICATES & IRA CERTIFICATES 1 Year (Jumbo)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA 70802 5501
Thrifty Saver Share Certificate 1 Year
$1,500
3.25%
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 4, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 1-Year
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
904 Carter St, Vidalia, LA 71373
Roth IRA - Fixed Rate (12 mo)
$1,000
3.03%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1338 Gause Blvd, Slidell, LA 70458
1 Year Jumbo Share & IRA Certificates
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Regular, IRA & Business Jumbo Certificates 1 year
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
1 Year Fixed Rate CDS
$500
2.75%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
1 Year IRA Certificates
$500
2.65%
View
▼
Rate2.62%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
307 E Landry St, Opelousas, LA 70570
12 Month CD (quarterly add on)
$1,000
1.91%
View
▼
Rate1.90%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
7701 Airline Dr, Metairie, LA 70003 6228
Share & IRA Certificate 1 Year FirstStep
$0
1.05%
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
1 Year Term Share Certificates
$0
1.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA 71360 5444
IRA Share Certificates 1 Year
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
828 Main St, Franklinton, LA 70438
18 Month IRA
$250
3.29%
View
▼
Rate3.25%
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details

Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
1420 Natchitoches St, West Monroe, LA 71292
18-Month IRA
$2,000
4.07%
View
▼
Rate4.00%
Min Deposit$2,000
Min Balance—
UpdatedApr 4, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA 70113 3130
Regular Certificates 18-month
$0
4.00%
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
18-month Certificate Special
$0
3.95%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Minimum opening deposit of $500, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.; Special rate applies to new money only.

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
18-Month Certificate
$0
3.80%
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
18 month Share Certificates
$0
3.70%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
18-Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
23910 Railroad Ave, Plaquemine, LA 70764
18 Month CD
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1338 Gause Blvd, Slidell, LA 70458
18 Month Jumbo Share & IRA Certificates
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 18-Month
$0
3.09%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Tangipahoa Parish Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
1100 Roma Ave, Hammond, LA 70403 5464
Traditional & ROTH IRA 18 MONTH CERTIFICATE
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
18 Month Fixed Rate CDS
$500
2.75%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
828 Main St, Franklinton, LA 70438
24 Month IRA
$250
3.44%
View
▼
Rate3.40%
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details

Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
1420 Natchitoches St, West Monroe, LA 71292
24-Month IRA
$2,000
4.33%
View
▼
Rate4.25%
Min Deposit$2,000
Min Balance—
UpdatedApr 4, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
24 Month Bonus Certificates
$0
3.75%
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
23910 Railroad Ave, Plaquemine, LA 70764
24 Month CD
$100,000
3.70%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details

Tangipahoa Parish Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
1100 Roma Ave, Hammond, LA 70403 5464
2 Year Share Certificate
$1,000
3.55%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
5445 POINT CLAIR RD, CARVILLE, LA 70721
24-Month CD
$0
3.50%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Pays at Maturity

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
24-month Certificates, IRA, Roth, Educational IRA
$0
3.40%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Minimum opening deposit of $500, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA 70734
2 YEAR CERTIFICATE
$500
3.30%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
24 Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
4400 Maplewood Dr, Sulphur, LA 70663
Silver Share Certificates 2 Year
$0
3.19%
View
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
515 Guilbeau Rd, Lafayette, LA 70506 6089
24 Month IRA Share Certificates
$50
3.00%
View
▼
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedApr 4, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 2-Year
$0
2.94%
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
904 Carter St, Vidalia, LA 71373
Roth IRA - Fixed Rate (24 mo)
$1,000
2.78%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
2 Year Fixed Rate CDS
$500
2.75%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
2 Year Step Certificate Account
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
24 Month Expandable Share Certificates (CDs)
$100
2.43%
View
▼
Rate2.40%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details

American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
307 E Landry St, Opelousas, LA 70570
24 Month CD (monthly check or transfer to account)
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
2 Year Term Share Certificates
$0
1.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1338 Gause Blvd, Slidell, LA 70458
2 Year Jumbo Share & IRA Certificates
$0
0.95%
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
7701 Airline Dr, Metairie, LA 70003 6228
Share & IRA Certificate 2 Year
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
828 Main St, Franklinton, LA 70438
36 Month IRA
$250
3.29%
View
▼
Rate3.25%
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA 70113 3130
Regular Certificates 36-month
$0
3.75%
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
36 Month Bonus Certificates
$0
3.71%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
23910 Railroad Ave, Plaquemine, LA 70764
36 Month CD
$100,000
3.65%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
36-Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
36 month Share Certificates
$0
3.44%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
5445 POINT CLAIR RD, CARVILLE, LA 70721
36-Month CD
$0
3.40%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Pays Monthly

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
36-Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
36-month Certificates, IRA, Roth, Educational IRA
$0
3.20%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Minimum opening deposit of $500, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.

Heritage Bank of St Tammany
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
205 N Columbia St, Covington, LA 70433
IRA'S (Traditional and Roth) 3 year
$100
3.05%
View
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
708 Jackson St, Alexandria, LA 71301
IRA Certificate Account 3 year
$100
3.04%
View
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details

UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
2000 LAKESHORE DR, NEW ORLEANS, LA 70148 3520
36 Month (3 Years) Certificate
$300
3.03%
View
▼
Rate3.00%
Min Deposit$300
Min Balance—
UpdatedApr 4, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
3 Year Fixed Rate CDS
$500
2.75%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Access Of Louisiana Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
4400 Maplewood Dr, Sulphur, LA 70663
Silver Share Certificates 3 Year
$0
2.37%
View
▼
Rate2.34%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 3-Year
$0
2.17%
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
36 Month Expandable Share Certificates (CDs)
$100
2.12%
View
▼
Rate2.10%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details

American Bank & Trust Company LA
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
307 E Landry St, Opelousas, LA 70570
36 Month CD (monthly check or transfer to account)
$1,000
2.07%
View
▼
Rate2.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
3 Year Term Share Certificates
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1338 Gause Blvd, Slidell, LA 70458
3 Year Jumbo Share & IRA Certificates
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
7701 Airline Dr, Metairie, LA 70003 6228
Share & IRA Certificate 3 Year
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
828 Main St, Franklinton, LA 70438
48 Month Bump IRA
$250
3.29%
View
▼
Rate3.25%
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
48 Month Bonus Certificates
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
23910 Railroad Ave, Plaquemine, LA 70764
48 Month CD
$100,000
3.75%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
48-Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
48 month Share Certificates
$0
3.44%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
48-Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
5445 POINT CLAIR RD, CARVILLE, LA 70721
48-Month CD
$0
3.05%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

New Money Only, Pays Monthly

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
4 Year Fixed Rate CDS
$500
2.85%
View
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
4 Year Term Share Certificates
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Heritage Bank of St Tammany
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
205 N Columbia St, Covington, LA 70433
4 Year Bump Option Certificate of Deposit
$500
1.31%
View
▼
Rate1.30%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Renewals only at this time.

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1338 Gause Blvd, Slidell, LA 70458
4 Year Jumbo Share & IRA Certificates
$0
1.20%
View
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
7701 Airline Dr, Metairie, LA 70003 6228
Share & IRA Certificate 4 Year
$0
1.10%
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
828 Main St, Franklinton, LA 70438
60 Month Bump IRA
$250
3.29%
View
▼
Rate3.25%
Min Deposit$250
Min Balance—
UpdatedApr 4, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
60 Month Bonus Certificates
$0
3.76%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Anthem Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
23910 Railroad Ave, Plaquemine, LA 70764
60 Month CD
$100,000
3.75%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 4, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
60-Month Certificate
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Willis Knighton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8400 Mansfield Rd, Shreveport, LA 71108
60 month Share Certificates
$0
3.44%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
60-month Certificates, IRA, Roth, Educational IRA
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Minimum opening deposit of $500, and must be maintained throughout the term of the certificate. Early withdrawal penalties may apply.

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
60-Month Certificate
$0
3.25%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Heritage Bank of St Tammany
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
205 N Columbia St, Covington, LA 70433
5 Year Certificate of Deposit
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

UNO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
2000 LAKESHORE DR, NEW ORLEANS, LA 70148 3520
60 Month (5 Years) Certificate
$300
3.03%
View
▼
Rate3.00%
Min Deposit$300
Min Balance—
UpdatedApr 4, 2026
Details

BAYOU COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
5445 POINT CLAIR RD, CARVILLE, LA 70721
60-Month CD
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

New Money Only, Pays Monthly

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
5 Year Fixed Rate CDS
$500
2.95%
View
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details

Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.55%
904 Carter St, Vidalia, LA 71373
Roth IRA - Fixed Rate (60 mo)
$1,000
2.52%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 4, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
IRA Certificate 5-Year
$0
2.32%
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
5 Year Term Share Certificates
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1338 Gause Blvd, Slidell, LA 70458
5 Year Jumbo Share & IRA Certificates
$0
1.45%
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
7701 Airline Dr, Metairie, LA 70003 6228
Share & IRA Certificate 5 Year
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Frequently Asked Questions about CD Rates in Franklinton, Louisiana

Are CD rates in Franklinton, Louisiana FDIC insured?

Yes, most established banks in Franklinton, Louisiana are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Franklinton, Louisiana?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Franklinton, Louisiana.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Franklinton, Louisiana may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Franklinton, Louisiana?

Here are recent top rates found for this area:
  • Citizens Savings Bank Bogalusa, LA: 3.96% APY (12 Month IRA)
  • Ouachita Valley Federal Credit Union: 4.33% APY (24-Month IRA)
  • Heritage Bank of St Tammany: 4.08% APY (6 Month Certificate)
  • Riverland Federal Credit Union: 4.00% APY (Regular Certificates 18-month)
  • EFCU Financial Federal Credit Union: 4.00% APY (12 Month Certificate)
  • Red River Employees Federal Credit Union: 3.95% APY (6 Month TEAL Certificate)
  • Essential Credit Union: 3.95% APY (18-month Certificate Special)
  • Access Of Louisiana Federal Credit Union: 3.91% APY (Silver Share Certificates 1 Year)
  • Investar Bank National Association: 3.90% APY (3-Month Certificate of Deposit)
  • Northrop Grumman Federal Credit Union: 3.89% APY (12 Month Bonus Certificates)
Rates reflect recent verified offers available in Franklinton, Louisiana. Last Updated: April 4, 2026

CD Calculators

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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Franklinton, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Franklinton, Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in LA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 4, 2026

Franklinton, Louisiana Rates & Resources

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