MonitorBankRates
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Tarrytown, Georgia Best CD Rates August 2026

Current Tarrytown, Georgia CD rates include Marshland Credit UnionMarshland Credit UnionA+5.0 ★Texas Ratio: 1.02%Real return: +1.40%APY minus CPI (February 2026) offering 12-Month Certificate at 4.20% APY, New Millennium BankNew Millennium BankA+5.0 ★Texas Ratio: 3.04%Real return: +1.35%APY minus CPI (February 2026) offering Certificates of Deposit - 12 Month Certificate at 4.15% APY, Georgia Heritage Federal Credit UnionGeorgia Heritage Federal Credit UnionA+5.0 ★Texas Ratio: 3.21%Real return: +1.35%APY minus CPI (February 2026) offering IRA Certificate 36 Months at 4.15% APY, Workmens Circle Incorporated Credit UnionWorkmens Circle Incorporated Credit UnionA+5.0 ★Texas Ratio: 0.00%Real return: +1.35%APY minus CPI (February 2026) offering Jumbo - Minimum Deposit of 24 Month Share or IRA Certificate at 4.15% APY, and Southeastern Credit UnionSoutheastern Credit UnionA+5.0 ★Texas Ratio: 0.63%Real return: +1.35%APY minus CPI (February 2026) offering Share Certificates 18 Month at 4.15% APY. CD rates as of August 28, 2026 according to verified data from MonitorBankRates.

Tarrytown is a smaller community with no bank or credit union branches currently in our database. 421 institutions serving the Georgia area are available to Tarrytown residents, with CD rates as high as 4.20% APY from Marshland Credit Union. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: August 28, 2026

Compare Best CD Rates in Tarrytown, Georgia & the Surrounding Area

Tarrytown 3 Month CD Rates

Georgia 3 Month CD Average0.62% APYNational 1.96%▼ 0.70% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit - 3 Month Certificate
$500
3.75% ▲ 3.13% above Georgia avg
Rate3.68%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▲ 3.13% above avgNationally 1.96%
Details

(Fixed Rate)

Empeople Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
3 Month Certificate
$5,000
3.75% ▲ 3.13% above Georgia avg
Rate3.69%
Min Deposit$5,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▲ 3.13% above avgNationally 1.96%
Details

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate. **3 Month Certificate requires a minimum deposit of $5,000.

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.82%
3 months
$0
3.05% ▲ 2.43% above Georgia avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▲ 2.43% above avgNationally 1.96%
Details

City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
3 months
$0
2.78% ▲ 2.16% above Georgia avg
Rate2.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▲ 2.16% above avgNationally 1.96%
Details

(90 to 179 days)

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
IRA Certificate 3-Month
$0
2.27% ▲ 1.65% above Georgia avg
Rate2.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▲ 1.65% above avgNationally 1.96%
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Share Certificates 3 Month
$0
1.51% ▲ 0.89% above Georgia avg
Rate1.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▲ 0.89% above avgNationally 1.96%
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Share Certificate Accounts - 3 Month
$0
1.26% ▲ 0.64% above Georgia avg
Rate1.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▲ 0.64% above avgNationally 1.96%
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
3 month
$500
1.02% ▲ 0.40% above Georgia avg
Rate1.01%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▲ 0.40% above avgNationally 1.96%
Details

Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
90 Days
$0
1.00% ▲ 0.38% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▲ 0.38% above avgNationally 1.96%
Details

Vidalia Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3 Months
$5,000
0.75% ▲ 0.13% above Georgia avg
Rate0.75%
Min Deposit$5,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▲ 0.13% above avgNationally 1.96%
Details

United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
90 days
$0
0.60% ▼ 0.02% below Georgia avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▼ 0.02% below avgNationally 1.96%
Details

Visit Office

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3-month term
$0
0.60% ▼ 0.02% below Georgia avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▼ 0.02% below avgNationally 1.96%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3-month term Standard CDs
$0
0.60% ▼ 0.02% below Georgia avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▼ 0.02% below avgNationally 1.96%
Details

Rewards APY 0.60% Regular APY 0.50% Dividend Rate 0.50%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3-month term Standard CDs Rewards
$0
0.60% ▼ 0.02% below Georgia avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▼ 0.02% below avgNationally 1.96%
Details

Regular APY 0.50% Dividend Rate 0.50%

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
3 Month CD
$500
0.50% ▼ 0.12% below Georgia avg
Rate0.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▼ 0.12% below avgNationally 1.96%
Details

Century Bank and Trust GA
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
90 Day
$0
0.30% ▼ 0.32% below Georgia avg
Rate0.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▼ 0.32% below avgNationally 1.96%
Details

Compound Method: Simple

Century Bank and Trust GA
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Business 90 Day
$0
0.20% ▼ 0.42% below Georgia avg
Rate0.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▼ 0.42% below avgNationally 1.96%
Details

Compound Method: Simple

Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
3 Month Certificate
$0
0.15% ▼ 0.47% below Georgia avg
Rate0.15%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▼ 0.47% below avgNationally 1.96%
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.06% ▼ 0.56% below Georgia avg
Rate0.06%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▼ 0.56% below avgNationally 1.96%
Details

Early withdrawal penalties may apply. Additional terms are available at a branch. Relationship Interest Rate 0.06%.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Interest Rate
$2,500
0.06% ▼ 0.56% below Georgia avg
Rate0.06%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▼ 0.56% below avgNationally 1.96%
Details

Relationship APY 0.06%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.05% ▼ 0.57% below Georgia avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▼ 0.57% below avgNationally 1.96%
Details

Relationship APY 0.06%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Interest Rate
$2,500
0.05% ▼ 0.57% below Georgia avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▼ 0.57% below avgNationally 1.96%
Details

Relationship Interest Rate 0.06%

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
90 Day CD
$500
0.03% ▼ 0.59% below Georgia avg
Rate0.03%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▼ 0.59% below avgNationally 1.96%
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
90 Day Jumbo CD
$100,000
0.03% ▼ 0.59% below Georgia avg
Rate0.03%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average0.62%▼ 0.59% below avgNationally 1.96%
Details

Tarrytown 6 Month CD Rates

Georgia 6 Month CD Average1.02% APYNational 2.67%▼ 1.77% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Marshland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
6-Month Certificate
$500
4.15% ▲ 3.13% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 3.13% above avgNationally 2.67%
Details

Promotional APY is accurate as of July 1, 2026, and is available for a limited time. Offer may be modified or discontinued without notice. Dividends are compounded and credited quarterly. Early withdrawal penalties may reduce earnings. Membership eligibility required.

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Share Certificate Accounts - 6 Month
$0
4.06% ▲ 3.04% above Georgia avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 3.04% above avgNationally 2.67%
Details

City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Special 6-Month Fixed Rate
$0
4.00% ▲ 2.98% above Georgia avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.98% above avgNationally 2.67%
Details

1

City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
Special 6-Month Fixed Rate CD
$10,000
4.00% ▲ 2.98% above Georgia avg
Rate3.93%
Min Deposit$10,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.98% above avgNationally 2.67%
Details

New money deposits required. Special 6-Month Fixed Rate will be fixed for a term of 6-months only. The CD will automatically renew at the then-prevailing published 6-month standard rate and APY at the time of renewal and every renewal period thereafter. Offer Eligibility Requirements: Client must request the Special 6-Month Fixed Rate at account opening. Available only on a new City National Bank Personal CD or City National Bank Business CD. New money is defined as incoming deposits from RBC Rochdale, RBC Securities, or from another financial institution (e.g. via ATM, check, wire transfer, ACH or Zelle), deposited to City National Bank deposit accounts owned by the same client opening the CD, within the previous 30 calendar days prior to CD account opening. Incoming deposits can only be used once for the rate offer and cannot subsequently be counted towards the new money of another Special 6-Month Fixed Rate CD. Offer is available to new and existing personal and business clients only. Large Corporate clients and public fund accounts are not eligible for this Special 6-Month Fixed Rate.

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
6 Month
$0
4.00% ▲ 2.98% above Georgia avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.98% above avgNationally 2.67%
Details

Empeople Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
6 Month Certificate
$500
4.00% ▲ 2.98% above Georgia avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.98% above avgNationally 2.67%
Details

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
IRA Certificate 6 Months
$0
3.95% ▲ 2.93% above Georgia avg
Rate3.88%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.93% above avgNationally 2.67%
Details

Penalty: 90 Days1

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
6 Month Certificate
$500
3.95% ▲ 2.93% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.93% above avgNationally 2.67%
Details

Automatic Renewal

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
6 Months
$1,000
3.90% ▲ 2.88% above Georgia avg
Rate3.86%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.88% above avgNationally 2.67%
Details

A penalty applies for early withdrawal. Unless otherwise noted: Accounts with a term of one year or less may incur a penalty of the greater of seven days' dividends on the withdrawn amount, all dividends earned up to 90 days, or $25.00. Accounts with a term longer than one year may incur a penalty of the greater of seven days' dividends on the withdrawn amount, all dividends earned up to 180 days, or $25.00. The penalty may be calculated based on the rate at the time of withdrawal and, if necessary, deducted from the principal.

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
6 Month Certificate
$500
3.85% ▲ 2.83% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.83% above avgNationally 2.67%
Details

Automatic Renewal to Regular Certificate

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit - 6 Month Certificate
$500
3.75% ▲ 2.73% above Georgia avg
Rate3.68%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.73% above avgNationally 2.67%
Details

(Fixed Rate)

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Jumbo - Minimum Deposit of 6 Month Share or IRA Certificate
$100,000
3.75% ▲ 2.73% above Georgia avg
Rate3.69%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.73% above avgNationally 2.67%
Details

$100,000.00

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.82%
6 months
$0
3.75% ▲ 2.73% above Georgia avg
Rate3.68%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.73% above avgNationally 2.67%
Details

United Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
6-month CD
$2,500
3.65% ▲ 2.63% above Georgia avg
Rate
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.63% above avgNationally 2.67%
Details

Interest earned on your CD will be compounded daily and credited to your certificate of deposit monthly. Subject to early withdrawal penalty. Automatically renews on the maturity date.

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
6 Months
$1,000
3.65% ▲ 2.63% above Georgia avg
Rate3.60%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.63% above avgNationally 2.67%
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Business 6 months
$1,000
3.65% ▲ 2.63% above Georgia avg
Rate3.60%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.63% above avgNationally 2.67%
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Regular Certificate of Deposit (CD) 6 months
$1,000
3.65% ▲ 2.63% above Georgia avg
Rate3.60%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.63% above avgNationally 2.67%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
6 Month Certificate
$0
3.55% ▲ 2.53% above Georgia avg
Rate3.49%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.53% above avgNationally 2.67%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
6 Month Certificate
$0
3.50% ▲ 2.48% above Georgia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.48% above avgNationally 2.67%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 6 Month Certificate
$0
3.50% ▲ 2.48% above Georgia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.48% above avgNationally 2.67%
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Share Certificates 6 Month
$0
3.50% ▲ 2.48% above Georgia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.48% above avgNationally 2.67%
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
6 Month CD
$0
3.35% ▲ 2.33% above Georgia avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.33% above avgNationally 2.67%
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
6 Month Safari Club CD
$0
3.35% ▲ 2.33% above Georgia avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.33% above avgNationally 2.67%
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
JUMBO Regular & IRA Certificates 6 Months
$100,000
3.33% ▲ 2.31% above Georgia avg
Rate3.30%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.31% above avgNationally 2.67%
Details

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Share Certificates 6 Month CD
$500
3.30% ▲ 2.28% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.28% above avgNationally 2.67%
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
6 Month
$0
3.30% ▲ 2.28% above Georgia avg
Rate3.26%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.28% above avgNationally 2.67%
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
IRA Certificate 6-Month
$0
3.30% ▲ 2.28% above Georgia avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.28% above avgNationally 2.67%
Details

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Share or IRA Certificate
$1,000
3.30% ▲ 2.28% above Georgia avg
Rate3.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.28% above avgNationally 2.67%
Details

Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
6 Month
$500
3.25% ▲ 2.23% above Georgia avg
Rate3.21%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.23% above avgNationally 2.67%
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
6 Months
$500
3.22% ▲ 2.20% above Georgia avg
Rate3.20%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.20% above avgNationally 2.67%
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
6 month
$500
3.05% ▲ 2.03% above Georgia avg
Rate3.02%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 2.03% above avgNationally 2.67%
Details

City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
6 months
$0
2.84% ▲ 1.82% above Georgia avg
Rate2.80%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 1.82% above avgNationally 2.67%
Details

(180 to 269 days)

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
6 Month Certificate
$0
2.70% ▲ 1.68% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 1.68% above avgNationally 2.67%
Details

Credit Union Of Atlanta
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
6 months
$500
2.53% ▲ 1.51% above Georgia avg
Rate2.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 1.51% above avgNationally 2.67%
Details

North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
IRA - 6 Months
$0
2.53% ▲ 1.51% above Georgia avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 1.51% above avgNationally 2.67%
Details

North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
Share - 6 Months
$0
2.53% ▲ 1.51% above Georgia avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 1.51% above avgNationally 2.67%
Details

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
6 months
$0
1.50% ▲ 0.48% above Georgia avg
Rate1.49%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 0.48% above avgNationally 2.67%
Details

FL

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Business 6 months
$0
1.50% ▲ 0.48% above Georgia avg
Rate1.49%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 0.48% above avgNationally 2.67%
Details

FL; Dividend Posting: Monthly

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Business 6 months CD
$0
1.50% ▲ 0.48% above Georgia avg
Rate1.49%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 0.48% above avgNationally 2.67%
Details

GA; Dividend Posting: Monthly

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
6-month term
$0
1.35% ▲ 0.33% above Georgia avg
Rate1.34%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 0.33% above avgNationally 2.67%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
6-month term Standard CDs
$0
1.35% ▲ 0.33% above Georgia avg
Rate1.34%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 0.33% above avgNationally 2.67%
Details

Rewards APY 1.35% Regular APY 1.25% Dividend Rate 1.24%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
6-month term Standard CDs Rewards
$0
1.35% ▲ 0.33% above Georgia avg
Rate1.34%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 0.33% above avgNationally 2.67%
Details

Regular APY 1.25% Dividend Rate 1.24%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
6-month term
$0
1.25% ▲ 0.23% above Georgia avg
Rate1.24%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▲ 0.23% above avgNationally 2.67%
Details

Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
6 Months
$0
1.00% ▼ 0.02% below Georgia avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▼ 0.02% below avgNationally 2.67%
Details

Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
6 months
$500
0.95% ▼ 0.07% below Georgia avg
Rate0.95%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▼ 0.07% below avgNationally 2.67%
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
6 Month CD
$500
0.90% ▼ 0.12% below Georgia avg
Rate0.90%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▼ 0.12% below avgNationally 2.67%
Details

Vidalia Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6 Months
$5,000
0.75% ▼ 0.27% below Georgia avg
Rate0.75%
Min Deposit$5,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▼ 0.27% below avgNationally 2.67%
Details

United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
180 days
$0
0.70% ▼ 0.32% below Georgia avg
Rate0.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▼ 0.32% below avgNationally 2.67%
Details

Visit Office

Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
6 months
$0
0.70% ▼ 0.32% below Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▼ 0.32% below avgNationally 2.67%
Details

Century Bank and Trust GA
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Business 180 Day
$0
0.50% ▼ 0.52% below Georgia avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.02%▼ 0.52% below avgNationally 2.67%
Details

Compound Method: Simple

Tarrytown 12 Month CD Rates

Georgia 12 Month CD Average1.97% APYNational 2.83%▼ 1.00% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Marshland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
12-Month Certificate
$500
4.20% ▲ 2.23% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 2.23% above avgNationally 2.83%
Details

Promotional APY is accurate as of July 1, 2026, and is available for a limited time. Offer may be modified or discontinued without notice. Dividends are compounded and credited quarterly. Early withdrawal penalties may reduce earnings. Membership eligibility required.

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit - 12 Month Certificate
$500
4.15% ▲ 2.18% above Georgia avg
Rate4.07%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 2.18% above avgNationally 2.83%
Details

(Fixed Rate)

Empeople Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
12 Month Certificate
$500
4.10% ▲ 2.13% above Georgia avg
Rate4.03%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 2.13% above avgNationally 2.83%
Details

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Millennium Club Account - 1 Year Term
$0
4.00% ▲ 2.03% above Georgia avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 2.03% above avgNationally 2.83%
Details

Minimum to open and obtain APY is $1,000 contract amount (Fixed Rate)

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
12 Months
$1,000
4.00% ▲ 2.03% above Georgia avg
Rate3.94%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 2.03% above avgNationally 2.83%
Details

A penalty applies for early withdrawal. Unless otherwise noted: Accounts with a term of one year or less may incur a penalty of the greater of seven days' dividends on the withdrawn amount, all dividends earned up to 90 days, or $25.00. Accounts with a term longer than one year may incur a penalty of the greater of seven days' dividends on the withdrawn amount, all dividends earned up to 180 days, or $25.00. The penalty may be calculated based on the rate at the time of withdrawal and, if necessary, deducted from the principal.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Term - 12 Months
$0
4.00% ▲ 2.03% above Georgia avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 2.03% above avgNationally 2.83%
Details

Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
IRA Certificate 12 Months
$0
4.00% ▲ 2.03% above Georgia avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 2.03% above avgNationally 2.83%
Details

Penalty: 90 Days1

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Jumbo - Minimum Deposit of 12 Month Share or IRA Certificate
$100,000
4.00% ▲ 2.03% above Georgia avg
Rate3.93%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 2.03% above avgNationally 2.83%
Details

$100,000.00

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Share Certificates 1 Year
$0
4.00% ▲ 2.03% above Georgia avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 2.03% above avgNationally 2.83%
Details

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
12 Month Certificate
$500
3.90% ▲ 1.93% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.93% above avgNationally 2.83%
Details

Automatic Renewal

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Share Certificate Accounts - 12 Month
$0
3.85% ▲ 1.88% above Georgia avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.88% above avgNationally 2.83%
Details

Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
12 MONTH SPECIAL
$500
3.82% ▲ 1.85% above Georgia avg
Rate3.75%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.85% above avgNationally 2.83%
Details

LIMITED TIME OFFER: EFFECTIVE 10/03/2025

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
IRA Certificate 12-Month
$0
3.76% ▲ 1.79% above Georgia avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.79% above avgNationally 2.83%
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
JUMBO Regular & IRA Certificates 1 Year
$100,000
3.75% ▲ 1.78% above Georgia avg
Rate3.70%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.78% above avgNationally 2.83%
Details

SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
12-Month Share Certificate
$0
3.75% ▲ 1.78% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.78% above avgNationally 2.83%
Details

Lock in 3.75% APY* for 12 months and watch your savings grow.

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
12 Months
$1,000
3.75% ▲ 1.78% above Georgia avg
Rate3.70%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.78% above avgNationally 2.83%
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Business 12 months
$1,000
3.75% ▲ 1.78% above Georgia avg
Rate3.70%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.78% above avgNationally 2.83%
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Regular Certificate of Deposit (CD) 12 months
$1,000
3.75% ▲ 1.78% above Georgia avg
Rate3.70%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.78% above avgNationally 2.83%
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
12 Months
$0
3.72% ▲ 1.75% above Georgia avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.75% above avgNationally 2.83%
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
12-Month
$0
3.71% ▲ 1.74% above Georgia avg
Rate3.65%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.74% above avgNationally 2.83%
Details

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
12 Month
$0
3.70% ▲ 1.73% above Georgia avg
Rate3.64%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.73% above avgNationally 2.83%
Details

Over $50,000

Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
12 mo. standard CD
$0
3.70% ▲ 1.73% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.73% above avgNationally 2.83%
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
1 Year
$1,000
3.65% ▲ 1.68% above Georgia avg
Rate3.60%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.68% above avgNationally 2.83%
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
1 Year CD
$0
3.60% ▲ 1.63% above Georgia avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.63% above avgNationally 2.83%
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
1 Year IRA CD
$0
3.60% ▲ 1.63% above Georgia avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.63% above avgNationally 2.83%
Details

*

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
1 Year Trust CD
$0
3.60% ▲ 1.63% above Georgia avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.63% above avgNationally 2.83%
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Tax Factor 1 Year CD
$0
3.60% ▲ 1.63% above Georgia avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.63% above avgNationally 2.83%
Details

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
12 Month
$0
3.60% ▲ 1.63% above Georgia avg
Rate3.54%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.63% above avgNationally 2.83%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
12 Month Certificate
$0
3.60% ▲ 1.63% above Georgia avg
Rate3.54%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.63% above avgNationally 2.83%
Details

Credit Union Of Atlanta
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
12 months
$500
3.56% ▲ 1.59% above Georgia avg
Rate3.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.59% above avgNationally 2.83%
Details

Coweta Cities & County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
1 year
$1,000
3.55% ▲ 1.58% above Georgia avg
Rate3.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.58% above avgNationally 2.83%
Details

Coweta Cities & County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Regular Certificate 1 year
$0
3.55% ▲ 1.58% above Georgia avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.58% above avgNationally 2.83%
Details

Dividends will be compounded quarterly and will be credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
12 Month Certificate
$0
3.55% ▲ 1.58% above Georgia avg
Rate3.49%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.58% above avgNationally 2.83%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 12 Month Certificate
$0
3.55% ▲ 1.58% above Georgia avg
Rate3.49%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.58% above avgNationally 2.83%
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
12 Month CD
$500
3.50% ▲ 1.53% above Georgia avg
Rate3.44%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.53% above avgNationally 2.83%
Details

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Share Certificates 12 Month CD (GROWTH CD)
$500
3.50% ▲ 1.53% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.53% above avgNationally 2.83%
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
12 Month
$0
3.50% ▲ 1.53% above Georgia avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.53% above avgNationally 2.83%
Details

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Share or IRA Certificate
$1,000
3.50% ▲ 1.53% above Georgia avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.53% above avgNationally 2.83%
Details

Craft Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year
$0
3.31% ▲ 1.34% above Georgia avg
Rate3.26%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.34% above avgNationally 2.83%
Details

Vidalia Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
1 Year
$1,000
3.30% ▲ 1.33% above Georgia avg
Rate3.25%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.33% above avgNationally 2.83%
Details

Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 Month
$500
3.25% ▲ 1.28% above Georgia avg
Rate3.21%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.28% above avgNationally 2.83%
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
12 Month
$100,000
3.25% ▲ 1.28% above Georgia avg
Rate3.21%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.28% above avgNationally 2.83%
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
12 month
$500
3.21% ▲ 1.24% above Georgia avg
Rate3.17%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.24% above avgNationally 2.83%
Details

Craft Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year
$0
3.06% ▲ 1.09% above Georgia avg
Rate3.01%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.09% above avgNationally 2.83%
Details

North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
IRA - 12 Months
$0
3.05% ▲ 1.08% above Georgia avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.08% above avgNationally 2.83%
Details

North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
Share - 12 Months
$0
3.05% ▲ 1.08% above Georgia avg
Rate3.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.08% above avgNationally 2.83%
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
12 Month
$1,000
3.00% ▲ 1.03% above Georgia avg
Rate2.97%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 1.03% above avgNationally 2.83%
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
1 Year Certificate
$0
2.90% ▲ 0.93% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 0.93% above avgNationally 2.83%
Details

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
12 months
$0
2.70% ▲ 0.73% above Georgia avg
Rate2.67%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 0.73% above avgNationally 2.83%
Details

FL

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Business 12 months
$0
2.70% ▲ 0.73% above Georgia avg
Rate2.67%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average1.97%▲ 0.73% above avgNationally 2.83%
Details

FL; Dividend Posting: Monthly

Tarrytown 18 Month CD Rates

Georgia 18 Month CD Average3.00% APYNational 2.67%▲ 0.05% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Share Certificates 18 Month
$0
4.15% ▲ 1.15% above Georgia avg
Rate4.09%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 1.15% above avgNationally 2.67%
Details

Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
IRA Certificate 18 Months
$0
4.05% ▲ 1.05% above Georgia avg
Rate3.98%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 1.05% above avgNationally 2.67%
Details

Penalty: 120 Days1

Empeople Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
18 Month Certificate
$500
4.05% ▲ 1.05% above Georgia avg
Rate3.98%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 1.05% above avgNationally 2.67%
Details

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
18 Months
$1,000
4.00% ▲ 1.00% above Georgia avg
Rate3.94%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 1.00% above avgNationally 2.67%
Details

A penalty applies for early withdrawal. Unless otherwise noted: Accounts with a term of one year or less may incur a penalty of the greater of seven days' dividends on the withdrawn amount, all dividends earned up to 90 days, or $25.00. Accounts with a term longer than one year may incur a penalty of the greater of seven days' dividends on the withdrawn amount, all dividends earned up to 180 days, or $25.00. The penalty may be calculated based on the rate at the time of withdrawal and, if necessary, deducted from the principal.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Term - 18 Months
$0
4.00% ▲ 1.00% above Georgia avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 1.00% above avgNationally 2.67%
Details

Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
18 Months
$0
3.95% ▲ 0.95% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.95% above avgNationally 2.67%
Details

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
18 Month Certificate
$500
3.90% ▲ 0.90% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.90% above avgNationally 2.67%
Details

Automatic Renewal to Regular Certificate

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
18 Month Certificate
$500
3.80% ▲ 0.80% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.80% above avgNationally 2.67%
Details

Automatic Renewal

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
18 Months
$0
3.77% ▲ 0.77% above Georgia avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.77% above avgNationally 2.67%
Details

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
18-Month CD
$0
3.75% ▲ 0.75% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.75% above avgNationally 2.67%
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
IRA Certificate 18-Month
$0
3.66% ▲ 0.66% above Georgia avg
Rate3.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.66% above avgNationally 2.67%
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
18-Month
$0
3.61% ▲ 0.61% above Georgia avg
Rate3.55%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.61% above avgNationally 2.67%
Details

Credit Union Of Atlanta
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
18 months
$500
3.56% ▲ 0.56% above Georgia avg
Rate3.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.56% above avgNationally 2.67%
Details

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit - 18 Month Certificate
$500
3.50% ▲ 0.50% above Georgia avg
Rate3.44%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.50% above avgNationally 2.67%
Details

(Fixed Rate)

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
18 Month CD
$500
3.50% ▲ 0.50% above Georgia avg
Rate3.44%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.50% above avgNationally 2.67%
Details

Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
18 Months IRA
$0
3.50% ▲ 0.50% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.50% above avgNationally 2.67%
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Share Certificate Accounts - 18 Month
$0
3.50% ▲ 0.50% above Georgia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.50% above avgNationally 2.67%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term
$0
3.45% ▲ 0.45% above Georgia avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.45% above avgNationally 2.67%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term CD Specials
$0
3.45% ▲ 0.45% above Georgia avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.45% above avgNationally 2.67%
Details

Rewards APY 3.45% Regular APY 3.45% Dividend Rate 3.40%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term CD Specials Rewards
$0
3.45% ▲ 0.45% above Georgia avg
Rate3.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.45% above avgNationally 2.67%
Details

Regular APY 3.45% Dividend Rate 3.40%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term IRA CD Specials
$0
3.45% ▲ 0.45% above Georgia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.45% above avgNationally 2.67%
Details

Rewards APY 3.45% Regular APY 3.30% Dividend Rate 3.25%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term IRA CD Specials Rewards
$0
3.45% ▲ 0.45% above Georgia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.45% above avgNationally 2.67%
Details

Regular APY 3.30% Dividend Rate 3.25%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
IRA CD Specials - 18-month term
$0
3.45% ▲ 0.45% above Georgia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.45% above avgNationally 2.67%
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
18 month
$500
3.31% ▲ 0.31% above Georgia avg
Rate3.27%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.31% above avgNationally 2.67%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
18 Month Certificate
$0
3.30% ▲ 0.30% above Georgia avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.30% above avgNationally 2.67%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
18 Month Certificate
$0
3.25% ▲ 0.25% above Georgia avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.25% above avgNationally 2.67%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 18 Month Certificate
$0
3.25% ▲ 0.25% above Georgia avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.25% above avgNationally 2.67%
Details

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
18-Month Term Share Certificate
$500
3.25% ▲ 0.25% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.25% above avgNationally 2.67%
Details

Vidalia Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
IRA 18 Months
$250
3.05% ▲ 0.05% above Georgia avg
Rate3.00%
Min Deposit$250
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▲ 0.05% above avgNationally 2.67%
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
18 Month
$0
3.00% At Georgia avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%At the averageNationally 2.67%
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
18 Month Certificate
$0
2.90% ▼ 0.10% below Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▼ 0.10% below avgNationally 2.67%
Details

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
18 months
$0
2.75% ▼ 0.25% below Georgia avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▼ 0.25% below avgNationally 2.67%
Details

FL

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Business 18 months
$0
2.75% ▼ 0.25% below Georgia avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▼ 0.25% below avgNationally 2.67%
Details

FL; Dividend Posting: Monthly

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Business 18 months CD
$0
2.75% ▼ 0.25% below Georgia avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▼ 0.25% below avgNationally 2.67%
Details

GA; Dividend Posting: Monthly

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
18 Months
$500
2.00% ▼ 1.00% below Georgia avg
Rate2.00%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▼ 1.00% below avgNationally 2.67%
Details

United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
18 months
$0
1.51% ▼ 1.49% below Georgia avg
Rate1.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▼ 1.49% below avgNationally 2.67%
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
18 Month CD
$500
1.25% ▼ 1.75% below Georgia avg
Rate1.24%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▼ 1.75% below avgNationally 2.67%
Details

Century Bank and Trust GA
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Business 18 Month
$0
0.80% ▼ 2.20% below Georgia avg
Rate0.80%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▼ 2.20% below avgNationally 2.67%
Details

Compound Method: Quarterly

Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
18 Month Certificate
$0
0.50% ▼ 2.50% below Georgia avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▼ 2.50% below avgNationally 2.67%
Details

Century Bank and Trust GA
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
18 Month
$0
0.45% ▼ 2.55% below Georgia avg
Rate0.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average3.00%▼ 2.55% below avgNationally 2.67%
Details

Compound Method: Quarterly

Tarrytown 24 Month CD Rates

Georgia 24 Month CD Average2.90% APYNational 2.71%▲ 0.04% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Jumbo - Minimum Deposit of 24 Month Share or IRA Certificate
$100,000
4.15% ▲ 1.25% above Georgia avg
Rate4.07%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 1.25% above avgNationally 2.71%
Details

$100,000.00

Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
IRA Certificate 24 Months
$0
4.10% ▲ 1.20% above Georgia avg
Rate4.03%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 1.20% above avgNationally 2.71%
Details

Penalty: 180 Days1

Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
24 Months
$0
4.00% ▲ 1.10% above Georgia avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 1.10% above avgNationally 2.71%
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
24 Months
$1,000
4.00% ▲ 1.10% above Georgia avg
Rate3.94%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 1.10% above avgNationally 2.71%
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Business 24 months
$1,000
4.00% ▲ 1.10% above Georgia avg
Rate3.94%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 1.10% above avgNationally 2.71%
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Regular Certificate of Deposit (CD) 24 months
$1,000
4.00% ▲ 1.10% above Georgia avg
Rate3.94%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 1.10% above avgNationally 2.71%
Details

Empeople Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
24 Month Certificate
$500
4.00% ▲ 1.10% above Georgia avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 1.10% above avgNationally 2.71%
Details

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
24 Month Certificate
$500
3.95% ▲ 1.05% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 1.05% above avgNationally 2.71%
Details

Automatic Renewal to Regular Certificate

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
24 Months
$0
3.77% ▲ 0.87% above Georgia avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.87% above avgNationally 2.71%
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
24 Months
$1,000
3.75% ▲ 0.85% above Georgia avg
Rate3.70%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.85% above avgNationally 2.71%
Details

A penalty applies for early withdrawal. Unless otherwise noted: Accounts with a term of one year or less may incur a penalty of the greater of seven days' dividends on the withdrawn amount, all dividends earned up to 90 days, or $25.00. Accounts with a term longer than one year may incur a penalty of the greater of seven days' dividends on the withdrawn amount, all dividends earned up to 180 days, or $25.00. The penalty may be calculated based on the rate at the time of withdrawal and, if necessary, deducted from the principal.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Term - 24 Months
$0
3.75% ▲ 0.85% above Georgia avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.85% above avgNationally 2.71%
Details

Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
24 Months
$0
3.75% ▲ 0.85% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.85% above avgNationally 2.71%
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
JUMBO Regular & IRA Certificates 2 Year
$100,000
3.60% ▲ 0.70% above Georgia avg
Rate3.55%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.70% above avgNationally 2.71%
Details

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Share or IRA Certificate
$1,000
3.60% ▲ 0.70% above Georgia avg
Rate3.54%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.70% above avgNationally 2.71%
Details

Craft Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year
$0
3.57% ▲ 0.67% above Georgia avg
Rate3.51%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.67% above avgNationally 2.71%
Details

Credit Union Of Atlanta
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
24 months
$500
3.56% ▲ 0.66% above Georgia avg
Rate3.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.66% above avgNationally 2.71%
Details

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
24 Month CD
$500
3.50% ▲ 0.60% above Georgia avg
Rate3.44%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.60% above avgNationally 2.71%
Details

Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
24 Months
$0
3.50% ▲ 0.60% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.60% above avgNationally 2.71%
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Share Certificates 2 Year
$0
3.50% ▲ 0.60% above Georgia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.60% above avgNationally 2.71%
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
2 Year
$1,000
3.49% ▲ 0.59% above Georgia avg
Rate3.45%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.59% above avgNationally 2.71%
Details

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
2 Year
$0
3.35% ▲ 0.45% above Georgia avg
Rate3.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.45% above avgNationally 2.71%
Details

Over $50,000

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
24 month
$500
3.31% ▲ 0.41% above Georgia avg
Rate3.27%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.41% above avgNationally 2.71%
Details

Craft Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year
$0
3.30% ▲ 0.40% above Georgia avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.40% above avgNationally 2.71%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
24 Month Certificate
$0
3.30% ▲ 0.40% above Georgia avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.40% above avgNationally 2.71%
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
IRA Certificate 24-Month
$0
3.30% ▲ 0.40% above Georgia avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.40% above avgNationally 2.71%
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Share Certificate Accounts - 24 Month
$0
3.29% ▲ 0.39% above Georgia avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.39% above avgNationally 2.71%
Details

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit - 2 Year Certificate
$500
3.25% ▲ 0.35% above Georgia avg
Rate3.20%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.35% above avgNationally 2.71%
Details

(Fixed Rate)

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2 Year CD
$0
3.25% ▲ 0.35% above Georgia avg
Rate3.21%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.35% above avgNationally 2.71%
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2 Year IRA CD
$0
3.25% ▲ 0.35% above Georgia avg
Rate3.21%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.35% above avgNationally 2.71%
Details

*

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2 Year Trust CD
$0
3.25% ▲ 0.35% above Georgia avg
Rate3.21%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.35% above avgNationally 2.71%
Details

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
2 Year
$0
3.25% ▲ 0.35% above Georgia avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.35% above avgNationally 2.71%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
24 Month Certificate
$0
3.25% ▲ 0.35% above Georgia avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.35% above avgNationally 2.71%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 24 Month Certificate
$0
3.25% ▲ 0.35% above Georgia avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.35% above avgNationally 2.71%
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
24-Month
$0
3.25% ▲ 0.35% above Georgia avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.35% above avgNationally 2.71%
Details

Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
24 mo. standard CD
$0
3.20% ▲ 0.30% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.30% above avgNationally 2.71%
Details

North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
Share - 24 Months
$0
3.15% ▲ 0.25% above Georgia avg
Rate3.10%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.25% above avgNationally 2.71%
Details

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
2-Year IRA Certificate
$500
3.15% ▲ 0.25% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.25% above avgNationally 2.71%
Details

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
2-Year Term Share Certificate
$500
3.15% ▲ 0.25% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.25% above avgNationally 2.71%
Details

North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
IRA - 24 Months
$0
3.10% ▲ 0.20% above Georgia avg
Rate3.10%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.20% above avgNationally 2.71%
Details

Vidalia Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2 Years
$2,500
3.05% ▲ 0.15% above Georgia avg
Rate3.00%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.15% above avgNationally 2.71%
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
24 Month
$0
3.00% ▲ 0.10% above Georgia avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.10% above avgNationally 2.71%
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
24 Month
$100,000
3.00% ▲ 0.10% above Georgia avg
Rate2.97%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▲ 0.10% above avgNationally 2.71%
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
2 Year Certificate
$0
2.90% At Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%At the averageNationally 2.71%
Details

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
2 years
$0
2.90% At Georgia avg
Rate2.86%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%At the averageNationally 2.71%
Details

FL

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Business 2 years
$0
2.90% At Georgia avg
Rate2.86%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%At the averageNationally 2.71%
Details

FL; Dividend Posting: Monthly

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Business 2 years CD
$0
2.90% At Georgia avg
Rate2.86%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%At the averageNationally 2.71%
Details

GA; Dividend Posting: Monthly

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
Share Certificates 24 Month CD
$500
2.75% ▼ 0.15% below Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▼ 0.15% below avgNationally 2.71%
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
24 Month
$1,000
2.75% ▼ 0.15% below Georgia avg
Rate2.72%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▼ 0.15% below avgNationally 2.71%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
24-month term
$0
2.60% ▼ 0.30% below Georgia avg
Rate2.57%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▼ 0.30% below avgNationally 2.71%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
24-month term Standard CDs
$0
2.60% ▼ 0.30% below Georgia avg
Rate2.57%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.90%▼ 0.30% below avgNationally 2.71%
Details

Rewards APY 2.60% Regular APY 2.34% Dividend Rate 2.32%

Tarrytown 36 Month CD Rates

Georgia 36 Month CD Average2.67% APYNational 2.66%▲ 0.07% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
IRA Certificate 36 Months
$0
4.15% ▲ 1.48% above Georgia avg
Rate4.07%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 1.48% above avgNationally 2.66%
Details

Penalty: 180 Days1

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
36 Months
$1,000
4.00% ▲ 1.33% above Georgia avg
Rate3.94%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 1.33% above avgNationally 2.66%
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Business 36 months
$1,000
4.00% ▲ 1.33% above Georgia avg
Rate3.94%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 1.33% above avgNationally 2.66%
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Regular Certificate of Deposit (CD) 36 months
$1,000
4.00% ▲ 1.33% above Georgia avg
Rate3.94%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 1.33% above avgNationally 2.66%
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
36 Months
$0
3.82% ▲ 1.15% above Georgia avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 1.15% above avgNationally 2.66%
Details

Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
36 Months
$0
3.75% ▲ 1.08% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 1.08% above avgNationally 2.66%
Details

Empeople Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
36 Month Certificate
$500
3.75% ▲ 1.08% above Georgia avg
Rate3.69%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 1.08% above avgNationally 2.66%
Details

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Craft Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year
$0
3.57% ▲ 0.90% above Georgia avg
Rate3.51%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.90% above avgNationally 2.66%
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
JUMBO Regular & IRA Certificates 3 Year
$100,000
3.55% ▲ 0.88% above Georgia avg
Rate3.50%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.88% above avgNationally 2.66%
Details

Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
36 Months
$0
3.50% ▲ 0.83% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.83% above avgNationally 2.66%
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Share Certificates 3 Year
$0
3.50% ▲ 0.83% above Georgia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.83% above avgNationally 2.66%
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
3 Year
$1,000
3.44% ▲ 0.77% above Georgia avg
Rate3.40%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.77% above avgNationally 2.66%
Details

Craft Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year
$0
3.30% ▲ 0.63% above Georgia avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.63% above avgNationally 2.66%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
36 Month Certificate
$0
3.30% ▲ 0.63% above Georgia avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.63% above avgNationally 2.66%
Details

Credit Union Of Atlanta
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
36 months
$500
3.30% ▲ 0.63% above Georgia avg
Rate3.25%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.63% above avgNationally 2.66%
Details

Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
36 MONTH SPECIAL
$500
3.30% ▲ 0.63% above Georgia avg
Rate3.25%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.63% above avgNationally 2.66%
Details

LIMITED TIME OFFER: EFFECTIVE 10/03/2025

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Share Certificate Accounts - 36 Month
$0
3.29% ▲ 0.62% above Georgia avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.62% above avgNationally 2.66%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
36 Month Certificate
$0
3.25% ▲ 0.58% above Georgia avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.58% above avgNationally 2.66%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 36 Month Certificate
$0
3.25% ▲ 0.58% above Georgia avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.58% above avgNationally 2.66%
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
36 month
$500
3.21% ▲ 0.54% above Georgia avg
Rate3.17%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.54% above avgNationally 2.66%
Details

Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
36 mo. standard CD
$0
3.20% ▲ 0.53% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.53% above avgNationally 2.66%
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
3 Year CD
$0
3.15% ▲ 0.48% above Georgia avg
Rate3.11%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.48% above avgNationally 2.66%
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
3 Year IRA CD
$0
3.15% ▲ 0.48% above Georgia avg
Rate3.11%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.48% above avgNationally 2.66%
Details

*

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
36 Month Variable Rate Certificate
$0
3.15% ▲ 0.48% above Georgia avg
Rate3.11%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.48% above avgNationally 2.66%
Details

APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months). Rate may increase or decrease, but will never be lower than rate earned on issue date.

North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
IRA - 36 Months
$0
3.15% ▲ 0.48% above Georgia avg
Rate3.10%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.48% above avgNationally 2.66%
Details

North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
Share - 36 Months
$0
3.15% ▲ 0.48% above Georgia avg
Rate3.10%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.48% above avgNationally 2.66%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
36 Month Variable Rate Certificate
$0
3.10% ▲ 0.43% above Georgia avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.43% above avgNationally 2.66%
Details

Rate may change twice during the term. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10%). Rate may increase or decrease, but will never be lower than rate earned on issue date.

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 36 Month Variable Rate Certificate
$0
3.10% ▲ 0.43% above Georgia avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.43% above avgNationally 2.66%
Details

Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months).

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
36 Month
$0
3.00% ▲ 0.33% above Georgia avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.33% above avgNationally 2.66%
Details

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
3 years
$0
3.00% ▲ 0.33% above Georgia avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.33% above avgNationally 2.66%
Details

FL

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Business 3 years
$0
3.00% ▲ 0.33% above Georgia avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.33% above avgNationally 2.66%
Details

FL; Dividend Posting: Monthly

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Business 3 years CD
$0
3.00% ▲ 0.33% above Georgia avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.33% above avgNationally 2.66%
Details

GA; Dividend Posting: Monthly

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
3-Year IRA Certificate
$500
3.00% ▲ 0.33% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.33% above avgNationally 2.66%
Details

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
3-Year Term Share Certificate
$500
3.00% ▲ 0.33% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.33% above avgNationally 2.66%
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
IRA Certificate 36-Month
$0
2.99% ▲ 0.32% above Georgia avg
Rate2.95%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.32% above avgNationally 2.66%
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
36-Month
$0
2.94% ▲ 0.27% above Georgia avg
Rate2.90%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.27% above avgNationally 2.66%
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
3 Year Certificate
$0
2.90% ▲ 0.23% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.23% above avgNationally 2.66%
Details

Vidalia Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
3 Years
$2,500
2.79% ▲ 0.12% above Georgia avg
Rate2.75%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.12% above avgNationally 2.66%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
36-month term
$0
2.75% ▲ 0.08% above Georgia avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.08% above avgNationally 2.66%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
36-month term Standard CDs
$0
2.75% ▲ 0.08% above Georgia avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.08% above avgNationally 2.66%
Details

Rewards APY 2.75% Regular APY 2.49% Dividend Rate 2.47%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
36-month term Standard CDs Rewards
$0
2.75% ▲ 0.08% above Georgia avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.08% above avgNationally 2.66%
Details

Regular APY 2.49% Dividend Rate 2.47%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
36-month term Standard IRA CDs
$0
2.75% ▲ 0.08% above Georgia avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.08% above avgNationally 2.66%
Details

Rewards APY 2.75% Regular APY 2.49% Dividend Rate 2.47%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
36-month term Standard IRA CDs Rewards
$0
2.75% ▲ 0.08% above Georgia avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.08% above avgNationally 2.66%
Details

Regular APY 2.49% Dividend Rate 2.47%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Standard IRA CDs 36-month term
$0
2.75% ▲ 0.08% above Georgia avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.08% above avgNationally 2.66%
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
36 Month
$100,000
2.75% ▲ 0.08% above Georgia avg
Rate2.72%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▲ 0.08% above avgNationally 2.66%
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
36 Month
$1,000
2.60% ▼ 0.07% below Georgia avg
Rate2.58%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▼ 0.07% below avgNationally 2.66%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
36-month term
$0
2.49% ▼ 0.18% below Georgia avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▼ 0.18% below avgNationally 2.66%
Details

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit - 3 Year Certificate
$500
2.00% ▼ 0.67% below Georgia avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▼ 0.67% below avgNationally 2.66%
Details

(Fixed Rate)

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Millennium Club Account - 3 Years Term
$0
2.00% ▼ 0.67% below Georgia avg
Rate1.98%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▼ 0.67% below avgNationally 2.66%
Details

Minimum to open and obtain APY is $1,000 contract amount (Fixed Rate)

Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
36 Months
$0
1.76% ▼ 0.91% below Georgia avg
Rate1.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.67%▼ 0.91% below avgNationally 2.66%
Details

Tarrytown 48 Month CD Rates

Georgia 48 Month CD Average2.70% APYNational 2.65%▲ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
IRA Certificate 48 Months
$0
4.15% ▲ 1.45% above Georgia avg
Rate4.07%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 1.45% above avgNationally 2.65%
Details

Penalty: 180 Days1

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
48 Month Certificate
$500
4.05% ▲ 1.35% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 1.35% above avgNationally 2.65%
Details

Automatic Renewal to Regular Certificate

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
48 Month Certificate
$500
3.95% ▲ 1.25% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 1.25% above avgNationally 2.65%
Details

Automatic Renewal

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
48 Months
$0
3.82% ▲ 1.12% above Georgia avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 1.12% above avgNationally 2.65%
Details

Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
48 Months
$0
3.75% ▲ 1.05% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 1.05% above avgNationally 2.65%
Details

Craft Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year
$0
3.57% ▲ 0.87% above Georgia avg
Rate3.51%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.87% above avgNationally 2.65%
Details

Empeople Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
48 Month Certificate
$500
3.50% ▲ 0.80% above Georgia avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.80% above avgNationally 2.65%
Details

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Share Certificate Accounts - 48 Month
$0
3.50% ▲ 0.80% above Georgia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.80% above avgNationally 2.65%
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Share Certificates 4 Year
$0
3.50% ▲ 0.80% above Georgia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.80% above avgNationally 2.65%
Details

Craft Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Year
$0
3.30% ▲ 0.60% above Georgia avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.60% above avgNationally 2.65%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
48 Month Certificate
$0
3.30% ▲ 0.60% above Georgia avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.60% above avgNationally 2.65%
Details

Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
48 mo. standard CD
$0
3.30% ▲ 0.60% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.60% above avgNationally 2.65%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
48 Month Certificate
$0
3.25% ▲ 0.55% above Georgia avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.55% above avgNationally 2.65%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 48 Month Certificate
$0
3.25% ▲ 0.55% above Georgia avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.55% above avgNationally 2.65%
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
JUMBO Regular & IRA Certificates 4 Year
$100,000
3.19% ▲ 0.49% above Georgia avg
Rate3.15%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.49% above avgNationally 2.65%
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
4 Year CD
$0
3.15% ▲ 0.45% above Georgia avg
Rate3.11%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.45% above avgNationally 2.65%
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
4 Year IRA CD
$0
3.15% ▲ 0.45% above Georgia avg
Rate3.11%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.45% above avgNationally 2.65%
Details

*

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
48 month
$500
3.11% ▲ 0.41% above Georgia avg
Rate3.07%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.41% above avgNationally 2.65%
Details

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
4 years
$0
3.10% ▲ 0.40% above Georgia avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.40% above avgNationally 2.65%
Details

FL

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Business 4 years
$0
3.10% ▲ 0.40% above Georgia avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.40% above avgNationally 2.65%
Details

FL; Dividend Posting: Monthly

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
Business 4 years CD
$0
3.10% ▲ 0.40% above Georgia avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.40% above avgNationally 2.65%
Details

GA; Dividend Posting: Monthly

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
4 Year
$1,000
3.09% ▲ 0.39% above Georgia avg
Rate3.05%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.39% above avgNationally 2.65%
Details

Credit Union Of Atlanta
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
48 months
$500
3.04% ▲ 0.34% above Georgia avg
Rate3.00%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.34% above avgNationally 2.65%
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
48 Month
$0
3.00% ▲ 0.30% above Georgia avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.30% above avgNationally 2.65%
Details

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
4-Year IRA Certificate
$500
3.00% ▲ 0.30% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.30% above avgNationally 2.65%
Details

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
4-Year Term Share Certificate
$500
3.00% ▲ 0.30% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.30% above avgNationally 2.65%
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
4 Year Certificate
$0
2.90% ▲ 0.20% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.20% above avgNationally 2.65%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
48-month term
$0
2.90% ▲ 0.20% above Georgia avg
Rate2.86%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.20% above avgNationally 2.65%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
48-month term Standard CDs
$0
2.90% ▲ 0.20% above Georgia avg
Rate2.86%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.20% above avgNationally 2.65%
Details

Rewards APY 2.90% Regular APY 2.64% Dividend Rate 2.61%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
48-month term Standard CDs Rewards
$0
2.90% ▲ 0.20% above Georgia avg
Rate2.86%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.20% above avgNationally 2.65%
Details

Regular APY 2.64% Dividend Rate 2.61%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
48-month term Standard IRA CDs
$0
2.90% ▲ 0.20% above Georgia avg
Rate2.86%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.20% above avgNationally 2.65%
Details

Rewards APY 2.90% Regular APY 2.64% Dividend Rate 2.61%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
48-month term Standard IRA CDs Rewards
$0
2.90% ▲ 0.20% above Georgia avg
Rate2.86%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.20% above avgNationally 2.65%
Details

Regular APY 2.64% Dividend Rate 2.61%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Standard IRA CDs 48-month term
$0
2.90% ▲ 0.20% above Georgia avg
Rate2.86%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.20% above avgNationally 2.65%
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
48 Month
$100,000
2.75% ▲ 0.05% above Georgia avg
Rate2.72%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▲ 0.05% above avgNationally 2.65%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
48-month term
$0
2.64% ▼ 0.06% below Georgia avg
Rate2.61%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▼ 0.06% below avgNationally 2.65%
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
48 Month
$1,000
2.60% ▼ 0.10% below Georgia avg
Rate2.58%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▼ 0.10% below avgNationally 2.65%
Details

Vidalia Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
4 Years
$2,500
2.53% ▼ 0.17% below Georgia avg
Rate2.50%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▼ 0.17% below avgNationally 2.65%
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
IRA Certificate 48-Month
$0
2.53% ▼ 0.17% below Georgia avg
Rate2.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▼ 0.17% below avgNationally 2.65%
Details

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit - 4 Year Certificate
$500
2.00% ▼ 0.70% below Georgia avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▼ 0.70% below avgNationally 2.65%
Details

(Fixed Rate)

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
48 Month CD
$500
1.95% ▼ 0.75% below Georgia avg
Rate1.93%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▼ 0.75% below avgNationally 2.65%
Details

United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
48 months
$0
1.77% ▼ 0.93% below Georgia avg
Rate1.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▼ 0.93% below avgNationally 2.65%
Details

Visit Office

Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
4 Year
$500
1.71% ▼ 0.99% below Georgia avg
Rate1.70%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▼ 0.99% below avgNationally 2.65%
Details

Century Bank and Trust GA
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Business 48 Month
$0
1.26% ▼ 1.44% below Georgia avg
Rate1.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▼ 1.44% below avgNationally 2.65%
Details

Compound Method: Quarterly

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
48 Month CD
$500
1.25% ▼ 1.45% below Georgia avg
Rate1.24%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▼ 1.45% below avgNationally 2.65%
Details

Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
48 months
$0
1.11% ▼ 1.59% below Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▼ 1.59% below avgNationally 2.65%
Details

Citizens Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
48 Month Jumbo CD
$100,000
1.00% ▼ 1.70% below Georgia avg
Rate0.99%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▼ 1.70% below avgNationally 2.65%
Details

Century Bank and Trust GA
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
48 Month
$0
0.65% ▼ 2.05% below Georgia avg
Rate0.65%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▼ 2.05% below avgNationally 2.65%
Details

Compound Method: Quarterly

Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
48 Month Certificate
$0
0.65% ▼ 2.05% below Georgia avg
Rate0.65%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.70%▼ 2.05% below avgNationally 2.65%
Details

Tarrytown 60 Month CD Rates

Georgia 60 Month CD Average2.83% APYNational 2.76%▲ 0.11% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
IRA Certificate 60 Months
$0
4.15% ▲ 1.32% above Georgia avg
Rate4.07%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 1.32% above avgNationally 2.76%
Details

Penalty: 180 Days1

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
60 Month Certificate
$500
4.10% ▲ 1.27% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 1.27% above avgNationally 2.76%
Details

Automatic Renewal to Regular Certificate

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
60 Month Certificate
$500
3.85% ▲ 1.02% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 1.02% above avgNationally 2.76%
Details

Automatic Renewal

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
60 Months
$0
3.82% ▲ 0.99% above Georgia avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.99% above avgNationally 2.76%
Details

Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
60 Months
$0
3.75% ▲ 0.92% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.92% above avgNationally 2.76%
Details

Craft Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year
$0
3.57% ▲ 0.74% above Georgia avg
Rate3.51%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.74% above avgNationally 2.76%
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
60 Months
$1,000
3.50% ▲ 0.67% above Georgia avg
Rate3.46%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.67% above avgNationally 2.76%
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Business 60 months
$1,000
3.50% ▲ 0.67% above Georgia avg
Rate3.46%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.67% above avgNationally 2.76%
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
Regular Certificate of Deposit (CD) 60 months
$1,000
3.50% ▲ 0.67% above Georgia avg
Rate3.46%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.67% above avgNationally 2.76%
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
Share Certificate Accounts - 60 Month
$0
3.50% ▲ 0.67% above Georgia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.67% above avgNationally 2.76%
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Share Certificates 5 Year
$0
3.50% ▲ 0.67% above Georgia avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.67% above avgNationally 2.76%
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
JUMBO Regular & IRA Certificates 5 Year
$100,000
3.44% ▲ 0.61% above Georgia avg
Rate3.40%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.61% above avgNationally 2.76%
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
5 Year
$1,000
3.34% ▲ 0.51% above Georgia avg
Rate3.30%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.51% above avgNationally 2.76%
Details

Craft Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year
$0
3.30% ▲ 0.47% above Georgia avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.47% above avgNationally 2.76%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
60 Month Certificate
$0
3.30% ▲ 0.47% above Georgia avg
Rate3.25%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.47% above avgNationally 2.76%
Details

Credit Union of Georgia
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
60 mo. standard CD
$0
3.30% ▲ 0.47% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.47% above avgNationally 2.76%
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
5 Year CD
$0
3.25% ▲ 0.42% above Georgia avg
Rate3.21%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.42% above avgNationally 2.76%
Details

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
5 Year IRA CD
$0
3.25% ▲ 0.42% above Georgia avg
Rate3.21%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.42% above avgNationally 2.76%
Details

*

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
5 Year Trust CD
$0
3.25% ▲ 0.42% above Georgia avg
Rate3.21%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.42% above avgNationally 2.76%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
60 Month Certificate
$0
3.25% ▲ 0.42% above Georgia avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.42% above avgNationally 2.76%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 60 Month Certificate
$0
3.25% ▲ 0.42% above Georgia avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.42% above avgNationally 2.76%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
60 Month Variable Rate Certificate
$0
3.15% ▲ 0.32% above Georgia avg
Rate3.11%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.32% above avgNationally 2.76%
Details

APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date.

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
5-Year IRA Certificate
$500
3.15% ▲ 0.32% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.32% above avgNationally 2.76%
Details

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
5-Year Term Share Certificate
$500
3.15% ▲ 0.32% above Georgia avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.32% above avgNationally 2.76%
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
60 month
$500
3.11% ▲ 0.28% above Georgia avg
Rate3.07%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.28% above avgNationally 2.76%
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
60 Month Variable Rate Certificate
$0
3.10% ▲ 0.27% above Georgia avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.27% above avgNationally 2.76%
Details

Rate may change twice during the term. Rate will adjust to current rate for like fixed rate certificate term less a margin (.25%). Rate may increase or decrease, but will never be lower than rate earned on issue date.

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Business 60 Month Variable Rate Certificate
$0
3.10% ▲ 0.27% above Georgia avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.27% above avgNationally 2.76%
Details

Rate will adjust to current rate for like fixed rate certificate term less a margin (.25% for 60 months).

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
60-month term
$0
3.10% ▲ 0.27% above Georgia avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.27% above avgNationally 2.76%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
60-month term Standard CDs
$0
3.10% ▲ 0.27% above Georgia avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.27% above avgNationally 2.76%
Details

Rewards APY 3.10% Regular APY 2.84% Dividend Rate 2.81%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
60-month term Standard CDs Rewards
$0
3.10% ▲ 0.27% above Georgia avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.27% above avgNationally 2.76%
Details

Regular APY 2.84% Dividend Rate 2.81%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
60-month term Standard IRA CDs
$0
3.10% ▲ 0.27% above Georgia avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.27% above avgNationally 2.76%
Details

Rewards APY 3.10% Regular APY 2.84% Dividend Rate 2.81%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
60-month term Standard IRA CDs Rewards
$0
3.10% ▲ 0.27% above Georgia avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.27% above avgNationally 2.76%
Details

Regular APY 2.84% Dividend Rate 2.81%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Standard IRA CDs 60-month term
$0
3.10% ▲ 0.27% above Georgia avg
Rate3.06%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.27% above avgNationally 2.76%
Details

Credit Union Of Atlanta
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
60 months
$500
3.04% ▲ 0.21% above Georgia avg
Rate3.00%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.21% above avgNationally 2.76%
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
60 Months
$1,000
3.00% ▲ 0.17% above Georgia avg
Rate2.97%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.17% above avgNationally 2.76%
Details

A penalty applies for early withdrawal. Unless otherwise noted: Accounts with a term of one year or less may incur a penalty of the greater of seven days' dividends on the withdrawn amount, all dividends earned up to 90 days, or $25.00. Accounts with a term longer than one year may incur a penalty of the greater of seven days' dividends on the withdrawn amount, all dividends earned up to 180 days, or $25.00. The penalty may be calculated based on the rate at the time of withdrawal and, if necessary, deducted from the principal.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Term - 60 Months
$0
3.00% ▲ 0.17% above Georgia avg
Rate2.97%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.17% above avgNationally 2.76%
Details

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
60 Month
$0
3.00% ▲ 0.17% above Georgia avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.17% above avgNationally 2.76%
Details

Empeople Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
60 Month Certificate
$500
3.00% ▲ 0.17% above Georgia avg
Rate2.96%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.17% above avgNationally 2.76%
Details

For all certificates unless otherwise noted: penalty for early withdrawal. Minimum deposit of $500 required to open certificate & earn dividends. Rate is accurate as today's dividend declaration. Fees may reduce earnings on the account. Rate = dividend rate.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
5 Year Certificate
$0
2.90% ▲ 0.07% above Georgia avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.07% above avgNationally 2.76%
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
60-month term
$0
2.84% ▲ 0.01% above Georgia avg
Rate2.81%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▲ 0.01% above avgNationally 2.76%
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
60 Month
$100,000
2.75% ▼ 0.08% below Georgia avg
Rate2.72%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▼ 0.08% below avgNationally 2.76%
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
60 Month
$1,000
2.60% ▼ 0.23% below Georgia avg
Rate2.58%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▼ 0.23% below avgNationally 2.76%
Details

Vidalia Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
5 Years
$2,500
2.53% ▼ 0.30% below Georgia avg
Rate2.50%
Min Deposit$2,500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▼ 0.30% below avgNationally 2.76%
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
60 Months
$500
2.50% ▼ 0.33% below Georgia avg
Rate2.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▼ 0.33% below avgNationally 2.76%
Details

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
IRA Certificate 60-Month
$0
2.32% ▼ 0.51% below Georgia avg
Rate2.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▼ 0.51% below avgNationally 2.76%
Details

United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
60 months
$0
2.02% ▼ 0.81% below Georgia avg
Rate2.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▼ 0.81% below avgNationally 2.76%
Details

New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit - 5 Year Certificate
$500
2.00% ▼ 0.83% below Georgia avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▼ 0.83% below avgNationally 2.76%
Details

(Fixed Rate)

Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
60 Month CD
$500
2.00% ▼ 0.83% below Georgia avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▼ 0.83% below avgNationally 2.76%
Details

Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
5 Year
$500
1.97% ▼ 0.86% below Georgia avg
Rate1.95%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▼ 0.86% below avgNationally 2.76%
Details

City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
60 months or more
$0
1.31% ▼ 1.52% below Georgia avg
Rate1.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Georgia Average2.83%▼ 1.52% below avgNationally 2.76%
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Tarrytown, Georgia Institutions

Highest verified APYs available today — updated August 28, 2026

B Top 5 Bank Rates
New Millennium Bank
Certificates of Deposit - 12 Month Certificate
A+ 5.0 ★ TX: 3.04%
Min: $500
4.15%
City National Bank
Special 6-Month Fixed Rate
A+ 5.0 ★ TX: 2.65%
Min: $0
4.00%
United Community Bank
6-month CD
A+ 5.0 ★ TX: 3.01%
Min: $2,500
3.65%
Craft Bank
2 Year
A+ 5.0 ★ TX: 0.00%
Min: $0
3.57%
Hyperion Bank
12 Month CD
A+ 5.0 ★ TX: 4.37%
Min: $500
3.50%
CU Top 5 Credit Union Rates
Marshland Credit Union
12-Month Certificate
A+ 5.0 ★ TX: 1.02%
Min: $500
4.20%
Georgia Heritage Federal Credit Union
IRA Certificate 36 Months
A+ 5.0 ★ TX: 3.21%
Min: $0
4.15%
Workmens Circle Incorporated Credit Union
Jumbo - Minimum Deposit of 24 Month Share or IRA Certificate
A+ 5.0 ★ TX: 0.00%
Min: $100,000
4.15%
Southeastern Credit Union
Share Certificates 18 Month
A+ 5.0 ★ TX: 0.63%
Min: $0
4.15%
P&S Credit Union
60 Month Certificate
A+ 5.0 ★ TX: 0.13%
Min: $500
4.10%
Rates verified August 28, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Tarrytown, GA CD Rate Trends

Compare local Tarrytown, GA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Georgia CD Trends
12-Month CD — GA Avg
1.971%
▼ 0.995 vs 7 days ago

Georgia 12-month CD rates fell 0.995 points over the past 7 days to 1.971% APY.

6-Month CD — GA Avg
1.017%
▼ 1.765 vs 7 days ago

Georgia 6-month CD rates fell 1.765 points over the past 7 days to 1.017% APY.

As of Aug 30, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

GA CD Rate Forecast — Next 12 Months

Where are Georgia CD rates headed through August 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

GA 12-Month Avg APY
1.971%
6-Month Forecast
1.971%
Range: 1.77% – 2.12%
12-Month Forecast
1.721%
Range: 1.52% – 1.87%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Georgia average 12-month CD APY in our database.

Spread model: The Georgia 12-month CD average currently trades 2.40% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at GA CD Rates Today

Annual interest earnings at today’s Georgia average APYs. State average used where available; national average as fallback.

CD Term GA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 0.618% $30.90 $61.81 $154.53 $309.05
6-Month CD 1.017% $50.85 $101.69 $254.23 $508.45
12-Month CD 1.971% $98.57 $197.14 $492.85 $985.70
18-Month CD 2.997% $149.87 $299.73 $749.33 $1,498.65
24-Month CD 2.902% $145.08 $290.15 $725.38 $1,450.75
36-Month CD 2.665% $133.26 $266.51 $666.28 $1,332.55
48-Month CD 2.698% $134.90 $269.80 $674.50 $1,349.00
60-Month CD 2.828% $141.39 $282.78 $706.95 $1,413.90
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of August 28, 2026.

Sample CD Ladder for Tarrytown, Georgia Savers

$25,000 split equally across 5 terms using today’s Georgia average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit GA Avg APY Annual Earnings
1 3-Month CD $5,000 0.618% $30.90
2 6-Month CD $5,000 1.017% $50.85
3 12-Month CD $5,000 1.971% $98.57
4 24-Month CD $5,000 2.902% $145.08
5 36-Month CD $5,000 2.665% $133.26
Total ($25,000 invested) $25,000 1.835% blended $458.66/yr

Ladder example uses equal $5,000 rungs and Georgia average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

358
CD Rates
Tracked in Tarrytown, Georgia
11 Banks 35 Credit Unions

About Our Tarrytown, Georgia CD Rate Database

MonitorBankRates tracks 358 CD rates from 11 banks and 35 credit unions with locations in Tarrytown, Georgia, plus national online institutions available to Georgia residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Marshland Credit Union offers a CD at 4.20% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Tarrytown, Georgia.

How to Find the Best CD Rates in Tarrytown, Georgia

What to compare when shopping for a CD in Tarrytown, Georgia

To find the best APYs in Tarrytown, Georgia, start with credit unions and online-only banks — Tarrytown, Georgia has 35 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Tarrytown, Georgia

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Tarrytown, Georgia — 46 institutions here report CD rates

Consider an Alternative If…

Georgia Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)

Population 65+
15.0%
National avg: 17.3%
Median Individual Earnings
$43,815
National avg: $47,340
Poverty Rate
13.4%
National avg: 11.1%
Unemployment Rate
5.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$86/yr
At GA 12-mo avg 1.971% APY

15.0% of residents are 65 or older — below the national average of 17.3%. At today’s GA 12-month CD average of 1.971%, saving 10% of the local median salary ($4,381/year) and putting it in a CD would earn an additional $86 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Tarrytown, Georgia

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Tarrytown, Georgia

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Tarrytown, Georgia typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Tarrytown, Georgia as everywhere in the U.S.

Choosing a CD Term in Tarrytown, Georgia

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Tarrytown, Georgia savers easier access to their funds. For example, Marshland Credit Union is offering its 6-Month Certificate at 4.15% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Georgia Heritage Federal Credit Union is offering its IRA Certificate 60 Months at 4.15% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Tarrytown, Georgia Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Tarrytown, Georgia saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Tarrytown, Georgia

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Tarrytown, Georgia CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Tarrytown, Georgia

Most CDs carry a fixed rate that is locked for the entire term, protecting a Tarrytown, Georgia depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Tarrytown, Georgia

Are CD rates in Tarrytown, Georgia FDIC insured?

Yes, most established banks in Tarrytown, Georgia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Tarrytown, Georgia?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Tarrytown, Georgia.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Tarrytown, Georgia may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Tarrytown, Georgia?

Here are recent top rates found for this area:
  • Marshland Credit Union: 4.20% APY (12-Month Certificate)
  • New Millennium Bank: 4.15% APY (Certificates of Deposit - 12 Month Certificate)
  • Georgia Heritage Federal Credit Union: 4.15% APY (IRA Certificate 36 Months)
  • Workmens Circle Incorporated Credit Union: 4.15% APY (Jumbo - Minimum Deposit of 24 Month Share or IRA Certificate)
  • Southeastern Credit Union: 4.15% APY (Share Certificates 18 Month)
  • P&S Credit Union: 4.10% APY (60 Month Certificate)
  • Empeople Credit Union: 4.10% APY (12 Month Certificate)
  • Autotruck Financial Credit Union: 4.06% APY (Share Certificate Accounts - 6 Month)
  • City National Bank: 4.00% APY (Special 6-Month Fixed Rate)
  • Tennessee Valley Federal Credit Union: 4.00% APY (12 Months)
Rates reflect recent verified offers available in Tarrytown, Georgia. Last Updated: August 28, 2026

Tarrytown, Georgia CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY — or click any current Tarrytown, Georgia rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Tarrytown, Georgia CD Rates by Term

Verified August 28, 2026 — click a rate to use its term and APY
Highest verified APY per term available in Tarrytown, Georgia. Averages shown use the Georgia state average where available, national otherwise. See the full rate tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Tarrytown, Georgia CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Tarrytown, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Tarrytown, Georgia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in GA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: August 28, 2026

Tarrytown, Georgia Rates & Resources