Stapleton, Georgia CD Rates Today - Compare Best APYs for May 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Stapleton, Georgia CD rates include P&S Credit UnionP&S Credit UnionA+5.0 ★Texas Ratio: 0.13%Real return: +2.20%APY minus CPI (February 2026) offering 12 Month Certificate-STUDENT Accounts Share / IRA Certificate of Deposit at 5.00% APY, Autotruck Financial Credit UnionAutotruck Financial Credit UnionA+5.0 ★Texas Ratio: 3.26%Real return: +1.26%APY minus CPI (February 2026) offering Share Certificate Accounts 6 Month at 4.06% APY, Tennessee Valley Federal Credit UnionTennessee Valley Federal Credit UnionA+5.0 ★Texas Ratio: 4.06%Real return: +1.20%APY minus CPI (February 2026) offering Business Share Certificates 18 Months at 4.00% APY, Family First Credit UnionFamily First Credit UnionA5.0 ★Texas Ratio: 10.38%Real return: +1.20%APY minus CPI (February 2026) offering IRA Certificate of Deposit 6 Month at 4.00% APY, and Justice Federal Credit UnionJustice Federal Credit UnionA5.0 ★Texas Ratio: 9.17%Real return: +1.20%APY minus CPI (February 2026) offering Traditional IRA and Roth IRA Certificate 36 month at 4.00% APY. CD rates as of May 10, 2026 according to verified data from MonitorBankRates.
Stapleton is a smaller community with no bank or credit union branches currently in our database. 396 institutions serving the Georgia area are available to Stapleton residents, with CD rates as high as 5.00% APY from P&S Credit Union. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 10, 2026
Compare Best CD Rates in Stapleton, Georgia & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 3 Month Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
($500.00 Minimum to open and obtain APY) (Fixed Rate)
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Certificates of Deposit 3 months
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
IRA Certificates 3-Month
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
3 Month Share Certificates
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 3 Month
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Regular Accounts
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
3 month Share Certificate
$100,000
1.12%
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 3 month
$100,000
1.12%
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 3 month
$500
1.02%
▼
Rate1.01%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Certificate of Deposits 90 days
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Regular CDs
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 6 Month
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Regular Accounts
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
IRA Certificate of Deposit 6 Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
6 Month Share / IRA Certificate of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal
Wings Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
6-month certificate
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 19, 2026
Details
New money only.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Business Share Certificates 6 Months
$0
3.90%
▼
Rate3.86%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
A penalty applies for early withdrawal.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Share Certificates 6 Months
$1,000
3.90%
▼
Rate3.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
6 Month Share One-Time Bump Certificates of Deposit
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal to Regular Certificate
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
6 MO. Certificates & IRA Certificates
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
6 Month Share Certificates
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 6 Month Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
($500.00 Minimum to open and obtain APY) (Fixed Rate)
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
6 Months Share Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$500 Minimum
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
IRA Certificates 6 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$500 Minimum
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
180 Days* Share Certificates / IRA Certificates
$500
3.70%
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
6-Month Share Certificates
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Share Certificate, IRA Certificate 6 Months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
OneSouth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
6-Month Share Certificates
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
6-month CD
$500
3.62%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Share Certificates/CDs 6 months
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
$500.00 and above
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
6 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Share or IRA Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Minimum Deposit of $100,000.00
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
6 Month Safari Club CD
$0
3.35%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 6 Month
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
IRA Certificates 6-Month
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
6 Months
$500
3.22%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
6 month Share Certificate
$100,000
3.16%
▼
Rate3.12%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 6 month
$100,000
3.16%
▼
Rate3.12%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 6 month
$500
3.05%
▼
Rate3.02%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
6-MONTH cD
$500
2.95%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Deposit amount and interest rate is "locked" for the term amount; Early withdrawal penalty may apply; Automatically renews for 6 months2
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
6 Month Certificate of Deposit
$1,000
2.85%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Certificates of Deposit 6 months
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
IRA - 6 Months
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Share - 6 Months
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate (Traditional, Roth or Educational) 6 Months
$1,000
2.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate Plus (Traditional, Roth or Educational) 6 Months
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
6 Month Share Certificates
$500
1.51%
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Standard CDs
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Regular CDs
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
6 Months Certificates of Deposit
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
6 Month Share Certificate
$500
1.00%
▼
Rate0.99%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
6 months
$500
0.95%
▼
Rate0.95%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Certificate of Deposits 180 days
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Certificates of Deposit (CDs) 6 months
$500
0.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Certificates of Deposit (CDs) 6 months
$10,000
0.50%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 2, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
12 Month Certificate-STUDENT Accounts Share / IRA Certificate of Deposit
$0
5.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Business Share Certificates 12 Months
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
A penalty applies for early withdrawal.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Share Certificates 12 Months
$1,000
4.00%
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
12 Months
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
12 Month Share / IRA Certificate of Deposit
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
12 Month Share One-Time Bump Certificates of Deposit
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal to Regular Certificate
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 12 Month
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Regular Accounts
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Rewards Certificates 12 Months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Active Checking
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
12 MO. Certificates & IRA Certificates
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
12 MONTH SPECIAL
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Limited time offer. Only available in our branches.
Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
12-Month Share Certificates
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
OneSouth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
12-Month Share Certificates
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Share Certificate, IRA Certificate 12 Months
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
IRA Certificates 12-Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
JUMBO Regular & IRA Certificates 1 Year
$100,000
3.75%
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedMay 7, 2026
Details
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Share Certificates/CDs 1 year
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
$500.00 and above
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
12 Months Share Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$500 Minimum
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
IRA Certificates 12 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$500 Minimum
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Share or IRA Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Minimum Deposit of $100,000.00
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
1-year Certificate
$0
3.72%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
12 Months IRA Certificates
$0
3.72%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
IRA Certificate of Deposit 12 Month
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Over $50,000
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
1 Year Loyalty Term Share Certificate
$10,000
3.65%
▼
Rate3.59%
Min Deposit$10,000
Min Balance—
UpdatedMay 7, 2026
Details
Plus 5 Years of Membership
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
1 Year
$1,000
3.65%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 12 Month Certificate
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
($500.00 Minimum to open and obtain APY) (Fixed Rate)
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
IRA Certificate of Deposit 12 Month
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Tax Factor 1 Year CD
$0
3.60%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
1 Year Trust CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
12 Month Share Certificates
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
12 Month Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Coweta Cities & County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
1 year Regular Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Coweta Cities & County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
Regular Certificates 1 year
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
12 mo. IRA CD
$500
3.51%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
12 mo. Jumbo CD
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
1 Year Share Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1-Year Term Share Certificate
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
1-Year IRA Certificate
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 12 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
12 mo. standard CD
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
12 Months* Share Certificates / IRA Certificates
$500
3.40%
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
12 Month Certificate of Deposit
$1,000
3.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Certificates of Deposit 12 months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
12 month Share Certificate
$100,000
3.31%
▼
Rate3.27%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 12 month
$100,000
3.31%
▼
Rate3.27%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
18 Months IRA Certificates
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Business Share Certificates 18 Months
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
A penalty applies for early withdrawal.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Share Certificates 18 Months
$1,000
4.00%
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
18 Month Share One-Time Bump Certificates of Deposit
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal to Regular Certificate
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
18 Month Share / IRA Certificate of Deposit
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
18 Months IRA Certificates
$0
3.77%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Save more when you move at least $500 from another financial institution.
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
IRA Certificates 18-Month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
18 Months Share Certificates
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$500 Minimum
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
IRA Certificates 18 Months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$500 Minimum
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 18 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Regular Accounts
New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 18 Month Certificate
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
($500.00 Minimum to open and obtain APY) (Fixed Rate)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
18 month Share Certificate
$100,000
3.41%
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 18 month
$100,000
3.41%
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
18 Months* Share Certificates / IRA Certificates
$500
3.35%
▼
Rate3.31%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 18 month
$500
3.31%
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
18-month term CD Specials
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA CD Specials 18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Certificates of Deposit 18 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
18-Month Term Share Certificate
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
18 Month
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 18 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
18 Month Share Certificates
$0
2.80%
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
18 Month Share Certificate
$500
2.35%
▼
Rate2.33%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
18 Month Share Certificates
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
18 Months Certificate of Deposit (CDs)
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Open Account: $500.00
United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Certificate of Deposits 18 months
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
18 month Certificates of Deposit
$500
0.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
24 Month Share / IRA Certificate of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
24 Month Share One-Time Bump Certificates of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal to Regular Certificate
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Share or IRA Certificate
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Minimum Deposit of $100,000.00
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
24 Months IRA Certificates
$0
3.77%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
24 Months* Share Certificates / IRA Certificates
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Business Share Certificates 24 Months
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
A penalty applies for early withdrawal.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Share Certificates 24 Months
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Term - 24 Months*
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Share Certificate, IRA Certificate 24 Months
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
JUMBO Regular & IRA Certificates 2 Year
$100,000
3.60%
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedMay 7, 2026
Details
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
24 Months Share Certificates
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$500 Minimum
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
IRA Certificates 24 Months
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$500 Minimum
Rate3.51%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
3-Step Share Certificates 24 Months
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
2 Year
$1,000
3.49%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
24 month Share Certificate
$100,000
3.41%
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 24 month
$100,000
3.41%
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
IRA Certificate of Deposit 2 Year
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Over $50,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 24 month
$500
3.31%
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
IRA Certificates 24-Month
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
24 MO. Certificates & IRA Certificates
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 24 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Regular Accounts
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
2 Years Loyalty Term Share Certificate
$10,000
3.25%
▼
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedMay 7, 2026
Details
Plus 5 Years of Membership
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
24 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
24 mo. Jumbo CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
24 mo. IRA CD
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
New Millennium Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
Certificates of Deposit 2 Year Certificate
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
($500.00 Minimum to open and obtain APY) (Fixed Rate)
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
2 Year Trust CD
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
IRA Certificate of Deposit 2 Year
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
24 mo. standard CD
$500
3.20%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Share - 24 Months
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Share Certificates/CDs 2 years
$500
3.15%
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
$500.00 and above
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
2-Year IRA Certificate
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
2-Year Term Share Certificate
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
IRA - 24 Months
$0
3.10%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Certificates of Deposit 24 months
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 24 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
24 Month Share/IRA Certificates
$100,000
3.00%
▼
Rate2.97%
Min Deposit$100,000
Min Balance—
UpdatedMay 2, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate Plus (Traditional, Roth or Educational) 24 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate (Traditional, Roth or Educational) 24 Months
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
24 Month Share Certificates
$500
2.84%
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
24 Month Share/IRA Certificates
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2 Year Share Certificates
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
36 month Share Certificate
$100,000
4.00%
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 36 month
$100,000
4.00%
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
36 Month Share / IRA Certificate of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
36 Month Share One-Time Bump Certificates of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal to Regular Certificate
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 36 month
$500
3.90%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
3-year Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
36 Months IRA Certificates
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
36 Months* Share Certificates / IRA Certificates
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.51%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Share Certificate, IRA Certificate 36 Months
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
JUMBO Regular & IRA Certificates 3 Year
$100,000
3.55%
▼
Rate3.50%
Min Deposit$100,000
Min Balance—
UpdatedMay 7, 2026
Details
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
36 Months Share Certificates
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$500 Minimum
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
IRA Certificates 36 Months
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$500 Minimum
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3 Year
$1,000
3.44%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
36 MO. Certificates & IRA Certificates
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
36 MONTH SPECIAL
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 36 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Regular Accounts
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
36 mo. IRA CD
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
36 mo. Jumbo CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
3 Years Loyalty Term Share Certificate
$10,000
3.20%
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedMay 7, 2026
Details
Plus 5 Years of Membership
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
36 mo. standard CD
$500
3.20%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
IRA - 36 Months
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Share - 36 Months
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Share Certificates/CDs 3 years
$500
3.15%
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
$500.00 and above
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Variable Rate Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Rewards Certificates 36 Months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Active Checking
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
3-Year Term Share Certificate
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 36 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
3-Year IRA Certificate
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate Plus (Traditional, Roth or Educational) 36 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate (Traditional, Roth or Educational) 36 Months
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Certificates of Deposit 36 months
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
IRA Certificates 36-Month
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
36 Month Share Certificates
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term Standard CDs
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA Certificates (CDs) 36-month term
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
36 Month Share/IRA Certificates
$100,000
2.75%
▼
Rate2.72%
Min Deposit$100,000
Min Balance—
UpdatedMay 2, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
3 Year Share Certificates
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
36 Month Share/IRA Certificates
$1,000
2.60%
▼
Rate2.58%
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
3 Year Share Certificate
$500
2.55%
▼
Rate2.52%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Rewards Certificates 36 Months
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Active Checking
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term Regular CDs
$0
2.49%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA Certificates (CDs) 36-month term
$0
2.49%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
48 Month Share One-Time Bump Certificates of Deposit
$0
4.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal to Regular Certificate
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
48 Month Share / IRA Certificate of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
48 Months IRA Certificates
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
48 Months* Share Certificates / IRA Certificates
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.51%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Share Certificate, IRA Certificate 48 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 48 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Regular Accounts
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
48 Months Share Certificates
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$500 Minimum
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
IRA Certificates 48 Months
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$500 Minimum
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
48 mo. IRA CD
$500
3.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
48 mo. Jumbo CD
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
48 mo. standard CD
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
4 Years Loyalty Term Share Certificate
$10,000
3.30%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedMay 7, 2026
Details
Plus 5 Years of Membership
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
48 MO. Certificates & IRA Certificates
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Certificates of Deposit 48 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
48 month Share Certificate
$100,000
3.21%
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 48 month
$100,000
3.21%
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
JUMBO Regular & IRA Certificates 4 Year
$100,000
3.19%
▼
Rate3.15%
Min Deposit$100,000
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Share Certificates/CDs 4 years
$500
3.15%
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
$500.00 and above
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 48 month
$500
3.11%
▼
Rate3.07%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
4 Year
$1,000
3.09%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
48 Month Share Certificates
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 48 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
4-Year IRA Certificate
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
4-Year Term Share Certificate
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA Certificates (CDs) 48-month term
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate (Traditional, Roth or Educational) 48 Months
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate Plus (Traditional, Roth or Educational) 48 Months
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
48 Month Share/IRA Certificates
$100,000
2.75%
▼
Rate2.72%
Min Deposit$100,000
Min Balance—
UpdatedMay 2, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
4 Year Share Certificates
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Regular CDs
$0
2.64%
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA Certificates (CDs) 48-month term
$0
2.64%
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
48 Month Share/IRA Certificates
$1,000
2.60%
▼
Rate2.58%
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
4 Year Share Certificate
$500
2.55%
▼
Rate2.52%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
IRA Certificates 48-Month
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate1.93%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
United Bank Zebulon, GA
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Certificate of Deposits 48 months
$0
1.77%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
4 Year
$500
1.71%
▼
Rate1.70%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Certificates of Deposit (CDs) 48 months
$500
1.11%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
48 month Certificates of Deposit
$500
0.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
60 Month Share One-Time Bump Certificates of Deposit
$0
4.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal to Regular Certificate
P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
60 Month Share / IRA Certificate of Deposit
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Automatic Renewal
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
60 Months IRA Certificates
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
60 Months* Share Certificates / IRA Certificates
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.51%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Share Certificate Accounts 60 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Regular Accounts
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
60 Months Share Certificates
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$500 Minimum
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
IRA Certificates 60 Months
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
$500 Minimum
Five Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Share Certificate, IRA Certificate 60 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
JUMBO Regular & IRA Certificates 5 Year
$100,000
3.44%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedMay 7, 2026
Details
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
5 Years Loyalty Term Share Certificate
$10,000
3.40%
▼
Rate3.35%
Min Deposit$10,000
Min Balance—
UpdatedMay 7, 2026
Details
Plus 5 Years of Membership
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
60 mo. IRA CD
$500
3.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
60 mo. Jumbo CD
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
5 Year
$1,000
3.34%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
60 mo. standard CD
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Rewards Certificates 60 Months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Active Checking
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
60 MO. Certificates & IRA Certificates
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Geovista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.12%
60 Month Share Certificates
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Certificates of Deposit 60 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
5 Year Trust CD
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
60 month Share Certificate
$100,000
3.21%
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional IRA and Roth IRA Certificate 60 month
$100,000
3.21%
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
5-Year IRA Certificate
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
5-Year Term Share Certificate
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Traditional and Roth IRA 60 month
$500
3.11%
▼
Rate3.07%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Variable Rate Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA Certificates (CDs) 60-month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
Share Certificate 60 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Business Share Certificates 60 Months
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
A penalty applies for early withdrawal.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Share Certificates 60 Months
$1,000
3.00%
▼
Rate2.97%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Term - 60 Months*
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Regular CDs
$0
2.84%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA Certificates (CDs) 60-month term
$0
2.84%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Rewards Certificates 60 Months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Active Checking
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate (Traditional, Roth or Educational) 60 Months
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate Plus (Traditional, Roth or Educational) 60 Months
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
60 Month Share/IRA Certificates
$100,000
2.75%
▼
Rate2.72%
Min Deposit$100,000
Min Balance—
UpdatedMay 2, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
5 Year Share Certificates
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
60 Month Share/IRA Certificates
$1,000
2.60%
▼
Rate2.58%
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Robins Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5 Year Share Certificate
$500
2.55%
▼
Rate2.52%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
60 Months Certificate of Deposit (CDs)
$500
2.50%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Open Account: $500.00
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
IRA Certificates 60-Month
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Stapleton, Georgia at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- The highest CD APY available to Stapleton residents from institutions serving the Georgia area is 5.00% APY from P&S Credit Union. The rate table above ranks every offer we track, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Stapleton, GA CD Rate Trends
Compare local Stapleton, GA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — GA Avg
2.046%
▼ 0.376 vs 7 days ago
Georgia 12-month CD rates fell 0.376 points over the past 7 days to 2.046% APY.
6-Month CD — GA Avg
0.884%
▼ 0.551 vs 7 days ago
Georgia 6-month CD rates fell 0.551 points over the past 7 days to 0.884% APY.
As of May 10, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
GA CD Rate Forecast — Next 12 Months
Where are Georgia CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
GA 12-Month Avg APY
2.046%
6-Month Forecast
2.046%
Range: 1.85% – 2.20%
12-Month Forecast
1.796%
Range: 1.60% – 1.95%
Powered by
MonitorBankRates
What Your Savings Earn at GA CD Rates Today
Annual interest earnings at today’s Georgia average APYs. State average used where available; national average as fallback.
| CD Term | GA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 0.205% | $10.27 | $20.54 | $51.35 | $102.70 |
| 6-Month CD | 0.884% | $44.19 | $88.38 | $220.95 | $441.90 |
| 12-Month CD | 2.046% | $102.30 | $204.60 | $511.50 | $1,023.00 |
| 18-Month CD | 2.589% | $129.45 | $258.89 | $647.23 | $1,294.45 |
| 24-Month CD | 2.703% | $135.14 | $270.27 | $675.68 | $1,351.35 |
| 36-Month CD | 2.515% | $125.77 | $251.53 | $628.83 | $1,257.65 |
| 48-Month CD | 2.571% | $128.56 | $257.12 | $642.80 | $1,285.60 |
| 60-Month CD | 2.662% | $133.10 | $266.20 | $665.50 | $1,331.00 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 10, 2026. | |||||
Sample CD Ladder for Stapleton, Georgia Savers
$25,000 split equally across 5 terms using today’s Georgia average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | GA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 0.205% | $10.27 |
| 2 | 6-Month CD | $5,000 | 0.884% | $44.19 |
| 3 | 12-Month CD | $5,000 | 2.046% | $102.30 |
| 4 | 24-Month CD | $5,000 | 2.703% | $135.14 |
| 5 | 36-Month CD | $5,000 | 2.515% | $125.77 |
| Total ($25,000 invested) | $25,000 | 1.671% blended | $417.67/yr | |
Ladder example uses equal $5,000 rungs and Georgia average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
334
CD Rates
Tracked in Stapleton, Georgia
Tracked in Stapleton, Georgia
13 Banks
37 Credit Unions
About Our Stapleton, Georgia CD Rate Database
MonitorBankRates tracks 334 CD rates from 13 banks and 37 credit unions with locations in Stapleton, Georgia, plus national online institutions available to Georgia residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: P&S Credit Union offers a CD at 5.00% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Stapleton, Georgia.
How to Find the Best CD Rates in Stapleton, Georgia
What to compare when shopping for a CD in Stapleton, Georgia
To find the best APYs in Stapleton, Georgia, start with credit unions and online-only banks — Stapleton, Georgia has 37 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Stapleton, Georgia
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Stapleton, Georgia — 50 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Stapleton, Georgia savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Stapleton, Georgia money market rates
Georgia Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)
Population 65+
15.0%
National avg: 17.3%
Median Individual Earnings
$43,815
National avg: $47,340
Poverty Rate
13.4%
National avg: 11.1%
Unemployment Rate
5.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$90/yr
At GA 12-mo avg 2.046% APY
15.0% of residents are 65 or older — below the national average of 17.3%. At today’s GA 12-month CD average of 2.046%, saving 10% of the local median salary ($4,381/year) and putting it in a CD would earn an additional $90 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Stapleton, Georgia
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Stapleton, Georgia
Are CD rates in Stapleton, Georgia FDIC insured?
Yes, most established banks in Stapleton, Georgia are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Stapleton, Georgia?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Stapleton, Georgia.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Stapleton, Georgia may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Stapleton, Georgia?
Here are recent top rates found for this area:
- P&S Credit Union: 5.00% APY (12 Month Certificate-STUDENT Accounts Share / IRA Certificate of Deposit)
- Autotruck Financial Credit Union: 4.06% APY (Share Certificate Accounts 6 Month)
- Tennessee Valley Federal Credit Union: 4.00% APY (18 Months IRA Certificates)
- Justice Federal Credit Union: 4.00% APY (36 month Share Certificate)
- Family First Credit Union: 4.00% APY (IRA Certificate of Deposit 6 Month)
- Wings Financial Credit Union: 3.90% APY (6-month certificate)
- Coca Cola Federal Credit Union: 3.82% APY (6 MO. Certificates & IRA Certificates)
- Self-Help Credit Union: 3.82% APY (36 Months IRA Certificates)
- CDC Federal Credit Union: 3.82% APY (Rewards Certificates 12 Months)
- Eagle Express Federal Credit Union: 3.82% APY (12 MONTH SPECIAL)
Rates reflect recent verified offers available in Stapleton, Georgia. Last Updated: May 10, 2026
CD Calculators for Stapleton, Georgia
Stapleton, Georgia CD Calculator
At today’s GA top rate of 5.00% APY, a $10,000 deposit earns $500 in the first year. Enter your amount to see your exact return.
Stapleton, Georgia CD LadderGA CD rates currently range from 0.205% (3-month) to 2.515% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Stapleton, Georgia CD at 5.00% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsGeorgia’s average 12-month CD is 2.046% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Stapleton, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Stapleton, Georgia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in GA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 10, 2026
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