Current Rogers, Arkansas CD rates include Armor BankArmor Bank1100 South 52nd Street, Rogers, AR 72758A+5.0 ★Texas Ratio: 0.00% offering 6-Month CD at 4.06% APY, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union1205 W Walnut St, Rogers, AR 72756 3545B4.4 ★Texas Ratio: 21.76% offering IRA Certificate Term 18-Month Variable at 3.72% APY, Simmons BankSimmons Bank3975 W New Hope Rd, Rogers, AR 72758A+5.0 ★Texas Ratio: 2.50% offering 6-month CD at 3.65% APY, Academy BankAcademy Bank4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758A+5.0 ★Texas Ratio: 5.58% offering 12-Month Certificate at 3.55% APY, and Great Southern BankGreat Southern Bank2522 S Pinnacle Hills Pkwy, Rogers, AR 72758A+5.0 ★Texas Ratio: 1.82% offering 3-Month CD at 3.40% APY. CD rates as of March 31, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Rogers, Arkansas, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 31, 2026
$100,000 Minimum to Earn APY
Limited time offer. APY effective as of 9/24/25. $500 minimum opening deposit up to a maximum of $250,000. Offer not applicable for public entities or financial institutions. Early withdrawal penalties apply. APY based on interest compounded quarterly. Fees may reduce earnings. Other restrictions may apply. Please speak with an Armor Bank employee for further information.
$50,000 - $250,000 New Money
$100,000 Minimum to Earn APY
Age 0-17
Fixed rate for the term of the Certificate, Certificate does not automatically renew.
Deposit amount and interest rate is "locked" for the term amount; Early withdrawal penalty may apply; Automatically renews for 6 months2
$1,000
$99999 Maximum Early withdrawal penalty :
$100,000 Minimum to Earn APY
Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.
Deposit amount and interest rate is "locked" for the term amount; Early withdrawal penalty may apply; Automatically renews for 1 Year2
As low as
$99999 Maximum Penalty for early withdrawal
$100,000 Minimum to Earn APY
$100,000 Minimum to Earn APY
Fixed rate, quarterly dividends. Dividends may compound, may receive quarterly dividend check or have dividends posted to savings or checking. Does not automatically renew.
Deposit amount and interest rate is "locked" for the term amount; Early withdrawal penalty may apply; Automatically renews for 2 years2
$100,000 Minimum to Earn APY
Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.
Deposit amount and interest rate is "locked" for the term amount; Early withdrawal penalty may apply; Automatically renews for 3 years2
$100,000 Minimum to Earn APY
$100,000 Minimum to Earn APY
Compare local Rogers, AR CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arkansas 12-month CD rates fell 0.610 points this week to 2.490% APY, down from 3.100% last week.
Arkansas 6-month CD rates rose 0.961 points this week to 2.961% APY, up from 2.000% last week.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Rogers, Arkansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rogers, Arkansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in AR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.