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Alaska CD Rate Trends

CD Rates Wrangell, Alaska (AK) for March 2026

Current Wrangell, Alaska CD rates include Wells FargoWells Fargo115 Front Street, Wrangell, AK 99929A5.0 ★Texas Ratio: 7.44% offering 1 year Standard Fixed Rate CD at 1.51% APY, NORTHERN SKIESNORTHERN SKIES1001 E Benson Blvd, Anchorage, AK 99508A+5.0 ★Texas Ratio: 2.27% offering 12-Month IRA at 4.30% APY, Credit Union 1 Credit UnionCredit Union 1 Credit Union1941 Abbott Rd, Anchorage, AK 99507A+5.0 ★Texas Ratio: 5.94% offering IRA Certificate 1 year at 4.06% APY, Nuvision Federal Credit UnionNuvision Federal Credit Union440 E 36th Ave, Anchorage, AK 99503 4172A+5.0 ★Texas Ratio: 3.70% offering 1-Year Certificate at 3.55% APY, and Spirit of Alaska Federal Credit UnionSpirit of Alaska Federal Credit Union4001 Geist Rd, Fairbanks, AK 99709 3569A+5.0 ★Texas Ratio: 1.77% offering 12 Month Traditional & Certificate IRA at 3.50% APY. CD rates as of March 27, 2026 according to verified data from MonitorBankRates.

To help you find the best CD rates in Wrangell, Alaska, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 27, 2026

Compare Best CD Rates in Wrangell, Alaska & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
115 Front Street, Wrangell, AK 99929
3 month Standard Fixed Rate CD
$2,500
0.06%
Rate0.06%
Min Deposit$2,500
Min Balance
UpdatedMar 27, 2026
Details

$2,500 minimum opening deposit; Early withdrawal penalties may apply

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK 99503 4172
3-Month Certificate
$100,000
3.15%
Rate3.10%
Min Deposit$100,000
Min Balance
UpdatedMar 27, 2026
Details

Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
3 Month Traditional & Certificate IRA
$0
1.75%
Rate1.73%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
3 Month Certificate
$0
1.26%
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

$500-$99,999.99

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
115 Front Street, Wrangell, AK 99929
6 month Standard Fixed Rate CD
$2,500
0.06%
Rate0.06%
Min Deposit$2,500
Min Balance
UpdatedMar 27, 2026
Details

$2,500 minimum opening deposit; Early withdrawal penalties may apply

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK 99503 4172
6-Month Certificate
$100,000
3.15%
Rate3.10%
Min Deposit$100,000
Min Balance
UpdatedMar 27, 2026
Details

Denali State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
119 N Cushman St, Fairbanks, AK 99701
6 Month CD
$500
3.00%
Rate
Min Deposit$500
Min Balance
UpdatedMar 27, 2026
Details

Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
6 Month Traditional & Certificate IRA
$0
2.75%
Rate2.71%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
6 Month Certificate
$0
2.27%
Rate2.25%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

$500.00 - $99,999.99

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
115 Front Street, Wrangell, AK 99929
1 year Standard Fixed Rate CD
$2,500
1.51%
Rate1.50%
Min Deposit$2,500
Min Balance
UpdatedMar 27, 2026
Details

$2,500 minimum opening deposit; Early withdrawal penalties may apply

NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
12-Month IRA
$0
4.30%
Rate4.23%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
IRA Certificate 1 year
$0
4.06%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK 99503 4172
1-Year Certificate
$100,000
3.55%
Rate3.49%
Min Deposit$100,000
Min Balance
UpdatedMar 27, 2026
Details

Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
12 Month Traditional & Certificate IRA
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Maximum of $50,000

Denali State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
119 N Cushman St, Fairbanks, AK 99701
12 Month CD
$500
3.25%
Rate
Min Deposit$500
Min Balance
UpdatedMar 27, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
390 W 36th Ave, Anchorage, AK 99503 5815
Regular, IRA & Business Jumbo Certificates 1 year
$0
2.78%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
18-Month Share Certificate
$0
4.00%
Rate3.94%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

$100,000 and over

Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
1.5 Year Certificate
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

$500.00 - $99,999.99

Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
18 Month Traditional & Certificate IRA
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Denali State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.57%
119 N Cushman St, Fairbanks, AK 99701
18 Month CD
$500
2.50%
Rate
Min Deposit$500
Min Balance
UpdatedMar 27, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
24-Month Share Certificate
$0
3.10%
Rate3.06%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

$100,000 and over

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK 99503 4172
2-Year Certificate
$100,000
3.05%
Rate3.01%
Min Deposit$100,000
Min Balance
UpdatedMar 27, 2026
Details

Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
2 Year Certificate
$0
2.52%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

$500.00 - $99,999.99

Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
24 Month Traditional & Certificate IRA
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK 99508
36-Month Share Certificate
$0
3.20%
Rate3.16%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

$100,000 and over

Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
3 Year Certificate
$0
3.03%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

$500.00 - $99,999.99

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK 99503 4172
3-Year Certificate
$100,000
2.70%
Rate2.67%
Min Deposit$100,000
Min Balance
UpdatedMar 27, 2026
Details

Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
36 Month Traditional & Certificate IRA
$0
2.15%
Rate2.13%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK 99503 4172
4-Year Certificate
$100,000
2.85%
Rate2.81%
Min Deposit$100,000
Min Balance
UpdatedMar 27, 2026
Details

Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
4 Year Certificate
$0
2.52%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

$500.00 - $99,999.99

Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
48 Month Traditional & Certificate IRA
$0
2.00%
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK 99507
1.5 Year Certificate
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

$500.00 - $99,999.99

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK 99503 4172
5-Year Certificate
$100,000
3.25%
Rate3.20%
Min Deposit$100,000
Min Balance
UpdatedMar 27, 2026
Details

Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
4001 Geist Rd, Fairbanks, AK 99709 3569
60 Month Traditional & Certificate IRA
$0
1.75%
Rate1.73%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Wrangell, AK CD Rate Trends

Compare local Wrangell, AK CD rate quotes against the statewide average

Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Alaska CD Trends →
12-Month CD — AK Avg
2.921%
▲ 0.140 from last week

Alaska 12-month CD rates rose 0.140 points this week to 2.921% APY, up from 2.781% last week.

6-Month CD — AK Avg
1.871%
▼ 0.596 from last week

Alaska 6-month CD rates fell 0.596 points this week to 1.871% APY, down from 2.467% last week.

As of Mar 27, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Wrangell, Alaska

Are CD rates in Wrangell, Alaska FDIC insured?

Yes, most established banks in Wrangell, Alaska are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Wrangell, Alaska?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Wrangell, Alaska.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Wrangell, Alaska may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Wrangell, Alaska?

Here are recent top rates found for this area:
  • Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
  • NORTHERN SKIES: 4.30% APY (12-Month IRA)
  • Credit Union 1 Credit Union: 4.06% APY (IRA Certificate 1 year)
  • Nuvision Federal Credit Union: 3.55% APY (1-Year Certificate)
  • Spirit of Alaska Federal Credit Union: 3.50% APY (12 Month Traditional & Certificate IRA)
  • Denali State Bank: 3.25% APY (12 Month CD)
  • ADVANCIAL: 2.78% APY (Regular, IRA & Business Jumbo Certificates 1 year)
Rates reflect recent verified offers available in Wrangell, Alaska. Last Updated: March 27, 2026

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Wrangell, Alaska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wrangell, Alaska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in AK.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 27, 2026