Auto Loan Rates in Glenrock, Wyoming (WY) for March 2026
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Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Glenrock, Wyoming. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Glenrock, Wyoming include First Education Federal Credit UnionFirst Education Federal Credit Union120 W Carlson St, Cheyenne, WY, 82009A+5.0 ★Texas Ratio: 0.37% offering New Vehicles at 4.49%, Nuvision Federal Credit UnionNuvision Federal Credit Union414 E 18th St, Cheyenne, WY, 82001 4616A+5.0 ★Texas Ratio: 3.70% offering New Cars at 4.89%, Citco Federal Credit UnionCitco Federal Credit Union502 N Main St, Sheridan, WY, 82801A+5.0 ★Texas Ratio: 2.69% offering New Autos at 4.90%, Advantage Plus Federal Credit UnionAdvantage Plus Federal Credit Union485 S Washington St, Afton, WY, 83110A+5.0 ★Texas Ratio: 3.63% offering New Auto (7 Years Old or Newer) at 4.99%, Western Vista Federal Credit UnionWestern Vista Federal Credit Union3207 Sparks Rd, Cheyenne, WY, 82001A5.0 ★Texas Ratio: 7.81% offering Automobiles 2025 and Newer at 5.79%. Auto loan rates as of March 24, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Glenrock, Wyoming are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Glenrock, Wyoming. Auto Loan Rates Last Updated and Verified: March 24, 2026
Compare Auto Loan Rates Today in Glenrock, Wyoming & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
First Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
120 W Carlson St, Cheyenne, WY, 82009
New Vehicles
4.49%
48-84 Months
▼
APR4.49%
Term48-84 Months
Last UpdatedMar 23, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
414 E 18th St, Cheyenne, WY, 82001 4616
New Cars
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 24, 2026
Details
2025-2026 models with less than 7,500 miles.
Citco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
502 N Main St, Sheridan, WY, 82801
New Autos
4.90%
72 months
▼
APR4.90%
Term72 months
Last UpdatedMar 18, 2026
Details
First Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
120 W Carlson St, Cheyenne, WY, 82009
Used Vehicles
4.99%
48-84 Months
▼
APR4.99%
Term48-84 Months
Last UpdatedMar 23, 2026
Details
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
485 S Washington St, Afton, WY, 83110
New Auto (7 Years Old or Newer)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 24, 2026
Details
Up to 60 Months (700+ Credit Score)
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
414 E 18th St, Cheyenne, WY, 82001 4616
Used Cars
5.09%
84 Months
▼
APR5.09%
Term84 Months
Last UpdatedMar 24, 2026
Details
2017-2025 models.
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
485 S Washington St, Afton, WY, 83110
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 24, 2026
Details
72 Months
Citco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
502 N Main St, Sheridan, WY, 82801
Used Autos 2016-2021
5.25%
60 months
▼
APR5.25%
Term60 months
Last UpdatedMar 18, 2026
Details
72 months @ 5.75%
Western Vista Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.81%
3207 Sparks Rd, Cheyenne, WY, 82001
Automobiles 2025 and Newer
5.79%
24-75
▼
APR5.79%
Term24-75
Last UpdatedMar 22, 2026
Details
As Low As
Citco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
502 N Main St, Sheridan, WY, 82801
Used Autos 2011-2015
5.90%
60 months
▼
APR5.90%
Term60 months
Last UpdatedMar 18, 2026
Details
Western Vista Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.81%
3207 Sparks Rd, Cheyenne, WY, 82001
Automobiles 2019-2024
5.94%
24-75
▼
APR5.94%
Term24-75
Last UpdatedMar 22, 2026
Details
As Low As
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
485 S Washington St, Afton, WY, 83110
New Auto
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 24, 2026
Details
84 Months
Citco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
502 N Main St, Sheridan, WY, 82801
Used Autos 2005-2010
6.25%
60months
▼
APR6.25%
Term60months
Last UpdatedMar 18, 2026
Details
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
485 S Washington St, Afton, WY, 83110
Used Auto
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedMar 24, 2026
Details
36 Months
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
485 S Washington St, Afton, WY, 83110
Used Auto (Over 7 Years Old)
6.49%
24 Months
▼
APR6.49%
Term24 Months
Last UpdatedMar 24, 2026
Details
24 Months
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
2223 Warren Ave, Cheyenne, WY, 82001
Auto Loan
6.75%
?60 months
▼
APR6.75%
Term?60 months
Last UpdatedMar 20, 2026
Details
As Low As
Citco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
502 N Main St, Sheridan, WY, 82801
Used Autos 2004 & Older
6.90%
up to 48 months
▼
APR6.90%
Termup to 48 months
Last UpdatedMar 18, 2026
Details
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
485 S Washington St, Afton, WY, 83110
New Auto
7.09%
96 Months
▼
APR7.09%
Term96 Months
Last UpdatedMar 24, 2026
Details
96 Months
Western Vista Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.81%
3207 Sparks Rd, Cheyenne, WY, 82001
Automobiles 2016-2018
7.57%
24-60
▼
APR7.57%
Term24-60
Last UpdatedMar 22, 2026
Details
As Low As
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
414 E 18th St, Cheyenne, WY, 82001 4616
New Cars
10.14%
84 Months
▼
APR10.14%
Term84 Months
Last UpdatedMar 24, 2026
Details
2025-2026 models with less than 7,500 miles.
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
414 E 18th St, Cheyenne, WY, 82001 4616
Used Cars
10.34%
84 Months
▼
APR10.34%
Term84 Months
Last UpdatedMar 24, 2026
Details
2017-2025 models.
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
First Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
120 W Carlson St, Cheyenne, WY, 82009
New Vehicles
4.49%
48-84 Months
▼
APR4.49%
Term48-84 Months
Last UpdatedMar 23, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
414 E 18th St, Cheyenne, WY, 82001 4616
New Cars
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 24, 2026
Details
2025-2026 models with less than 7,500 miles.
Citco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
502 N Main St, Sheridan, WY, 82801
New Autos
4.90%
72 months
▼
APR4.90%
Term72 months
Last UpdatedMar 18, 2026
Details
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
485 S Washington St, Afton, WY, 83110
New Auto (7 Years Old or Newer)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 24, 2026
Details
Up to 60 Months (700+ Credit Score)
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
485 S Washington St, Afton, WY, 83110
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 24, 2026
Details
72 Months
Western Vista Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.81%
3207 Sparks Rd, Cheyenne, WY, 82001
Automobiles 2025 and Newer
5.79%
24-75
▼
APR5.79%
Term24-75
Last UpdatedMar 22, 2026
Details
As Low As
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
485 S Washington St, Afton, WY, 83110
New Auto
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 24, 2026
Details
84 Months
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
485 S Washington St, Afton, WY, 83110
New Auto
7.09%
96 Months
▼
APR7.09%
Term96 Months
Last UpdatedMar 24, 2026
Details
96 Months
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
414 E 18th St, Cheyenne, WY, 82001 4616
New Cars
10.14%
84 Months
▼
APR10.14%
Term84 Months
Last UpdatedMar 24, 2026
Details
2025-2026 models with less than 7,500 miles.
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
First Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
120 W Carlson St, Cheyenne, WY, 82009
Used Vehicles
4.99%
48-84 Months
▼
APR4.99%
Term48-84 Months
Last UpdatedMar 23, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
414 E 18th St, Cheyenne, WY, 82001 4616
Used Cars
5.09%
84 Months
▼
APR5.09%
Term84 Months
Last UpdatedMar 24, 2026
Details
2017-2025 models.
Citco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
502 N Main St, Sheridan, WY, 82801
Used Autos 2016-2021
5.25%
60 months
▼
APR5.25%
Term60 months
Last UpdatedMar 18, 2026
Details
72 months @ 5.75%
Citco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
502 N Main St, Sheridan, WY, 82801
Used Autos 2011-2015
5.90%
60 months
▼
APR5.90%
Term60 months
Last UpdatedMar 18, 2026
Details
Citco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
502 N Main St, Sheridan, WY, 82801
Used Autos 2005-2010
6.25%
60months
▼
APR6.25%
Term60months
Last UpdatedMar 18, 2026
Details
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
485 S Washington St, Afton, WY, 83110
Used Auto
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedMar 24, 2026
Details
36 Months
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
485 S Washington St, Afton, WY, 83110
Used Auto (Over 7 Years Old)
6.49%
24 Months
▼
APR6.49%
Term24 Months
Last UpdatedMar 24, 2026
Details
24 Months
Citco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
502 N Main St, Sheridan, WY, 82801
Used Autos 2004 & Older
6.90%
up to 48 months
▼
APR6.90%
Termup to 48 months
Last UpdatedMar 18, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
414 E 18th St, Cheyenne, WY, 82001 4616
Used Cars
10.34%
84 Months
▼
APR10.34%
Term84 Months
Last UpdatedMar 24, 2026
Details
2017-2025 models.
Powered by
MonitorBankRates
National Auto Loan Rate Trends
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
5.365%
▼ 0.045 from last week
New auto loan rates fell 0.045 points this week to 5.365% APR, down from 5.410% last week.
Used Auto Loan — National Avg APR
5.673%
▼ 0.016 from last week
Used auto loan rates fell 0.016 points this week to 5.673% APR, down from 5.689% last week.
National averages as of Mar 24, 2026 • Weekly data from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about Auto Loans in Glenrock, Wyoming
How does my credit score affect my car loan rate in Wyoming?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Glenrock, Wyoming with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Wyoming *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Glenrock, Wyoming typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Glenrock, Wyoming?
Based on our current data, some of the lowest auto loan rates available in Glenrock, Wyoming include:
- First Education Federal Credit Union: 4.49% (New Vehicles)
- Nuvision Federal Credit Union: 4.89% (New Cars)
- Citco Federal Credit Union: 4.90% (New Autos)
- Advantage Plus Federal Credit Union: 4.99% (New Auto (7 Years Old or Newer))
- Western Vista Federal Credit Union: 5.79% (Automobiles 2025 and Newer)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Glenrock, Wyoming. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 24, 2026
