|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Sheridan Community Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 12, 2026
Sheridan Community Federal Credit Union's top rates as of October 12, 2026 are 4.00% APY on its 6 Month CD, 0.25% APY on savings, 2.50% APY on checking, 9.75% on its 1st Mortgage Loans - 15 Year, and auto loans from 4.45% APR, according to rates verified by MonitorBankRates. Other Sheridan Community Federal Credit Union CD rates include 12 Month CD at 3.75%, 24 Month CD at 3.75%, and 3 Month CD at 3.75%. Other Sheridan Community Federal Credit Union mortgage rates include 1st Mortgage Loans - 30 Year at 10.25%. MonitorBankRates evaluates the financial stability of Sheridan Community Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.47%. Rates last updated and verified on 10/12/2026. Sheridan Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sheridan Community Federal Credit Union? Share your experience about Sheridan Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Sheridan Community Federal Credit Union. Sheridan Community Federal Credit Union
Main Building 141 S Gould St
https://www.sheridancreditunion.com Sheridan, WY 82801  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Sheridan Community Federal Credit Union CD Rates
Sheridan Community Federal Credit Union Savings Rates
Sheridan Community Federal Credit Union Checking Rates
Sheridan Community Federal Credit Union Mortgage Rates
Sheridan Community Federal Credit Union Auto Loan Rates
Sheridan Community Federal Credit Union RV, Boat and Powersport Loan Rates
Sheridan Community Federal Credit Union Other Rates
Financial Health HistorySheridan Community Federal Credit Union’s Texas Ratio rose from 8.91% in Q3 2023 to 9.47% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Sheridan Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sheridan Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Sheridan Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Sheridan Community Federal Credit Union
Address
141 S Gould St,
Sheridan, WY 82801
Phone
307-672-3445
Fax
307-672-9459
President
Tim Lenz
CEO
Todd Hilling
Full-Time Employees
11
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.47%
Return on Assets (ROA)
0.7811%
Return on Equity (ROE)
7.2493%
Non-Performing Loans Ratio (NPL)
1.42%
Total Assets
105,034,027
Total Amount of Shares and Deposits
93,455,846
Total Shares and Deposits < 1 Year
83,369,523
Total Shares and Deposits 1 3 Years
7,160,617
Total Shares and Deposits > 3 Years
2,925,706
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,234,627
Total Uninsured Shares and Deposits > $250K (F+J)
7,234,627
Total Insured Shares and Deposits > $250K (item 17 less item K)
86,221,219
Total Interest Expense (Sum of items 6 8)
1,060,202
Share Certificates
1,077
Number of Accounts for Share Drafts
3,008
Number of Accounts for Regular Shares
6,629
Non Member Deposits
24
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
13,899,258
Total Liabilities
93,716,940
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Sheridan Community Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Sheridan Community Federal Credit Union
Frequently Asked Questions About Sheridan Community Federal Credit UnionHow many branches does Sheridan Community Federal Credit Union operate?Sheridan Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Sheridan Community Federal Credit Union?Yes, to access services at Sheridan Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Sheridan Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Sheridan Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Sheridan Community Federal Credit Union offer online and mobile banking?Most modern institutions like Sheridan Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sheridancreditunion.com. Current Sheridan Community Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Library Of Congress Federal Credit Union
Pampa Municipal Credit Union
Community Partners Federal Credit Union
City Credit Union
Bellco Credit Union
Mid-Hudson Valley Federal Credit Union
Texarkana Terminal Employees Federal Credit Union
Muskegon Federal Credit Union
Langley Federal Credit Union
FedFinancial Federal Credit Union
Dow Bucks County Federal Credit Union
Credit Union of Texas
Cloverbelt Credit Union
Urbana Municipal Employees Credit Union
Putnam School Employees Federal Credit Union
Citizens Community Credit Union
Four Seasons Federal Credit Union
ih Credit Union
Hoosier Hills Credit Union
SAN FRANCISCO LEE
First Missouri Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking