Auto Loan Rates in Elmwood, Tennessee (TN) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Elmwood, Tennessee. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Elmwood, Tennessee include Enbright Credit UnionEnbright Credit UnionA+5.0 ★Texas Ratio: 3.73% offering New Auto at 1.99%, Orion Federal Credit UnionOrion Federal Credit UnionA+5.0 ★Texas Ratio: 2.42% offering Auto Loans at 3.45%, Leaders Credit UnionLeaders Credit UnionA+5.0 ★Texas Ratio: 4.94% offering Auto Loans at 3.49%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit UnionA+5.0 ★Texas Ratio: 2.63% offering New Auto at 3.74%, Bowater Employees Credit UnionBowater Employees Credit UnionA5.0 ★Texas Ratio: 6.33% offering New Cars, Trucks, and Vans at 3.99%. Auto loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Elmwood borrowers have access to 46 lenders serving the Tennessee area, with auto loan rates as low as 1.99% APR from Enbright Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Elmwood, Tennessee. Auto Loan Rates Last Updated and Verified: April 9, 2026
Compare Auto Loan Rates Today in Elmwood, Tennessee & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
New Auto
1.99%
36 Months
▼
APR1.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; for 36 months or less
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2014 - 2017
1.99%
36 Months
▼
APR1.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; for 36 months or less
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2018 - 2020
1.99%
36 Months
▼
APR1.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; for 36 months or less
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2014 - 2017
2.25%
48 Months
▼
APR2.25%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 48 months
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2018 - 2020
2.25%
48 Months
▼
APR2.25%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 48 months
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2018 - 2020
2.45%
60 Months
▼
APR2.45%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 60 months
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
New Auto
2.50%
72 Months
▼
APR2.50%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 72 months
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2018 - 2020
2.75%
72 Months
▼
APR2.75%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 72 months
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2011 - 2013
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; for 36 months or less
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2014 - 2017
2.99%
60 Months
▼
APR2.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 60 months
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2014 - 2017
3.25%
72 Months
▼
APR3.25%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 72 months
Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Auto Loans
3.45%
Max. 84 Months
▼
APR3.45%
TermMax. 84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Leaders Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.94%
Auto Loans
3.49%
96 months
▼
APR3.49%
Term96 months
Last UpdatedApr 6, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
New Auto
3.75%
84 Months
▼
APR3.75%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 84 months
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2011 - 2013
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 48 months
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Cars, Trucks, and Vans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2018 - 2020
3.99%
84 Months
▼
APR3.99%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; for 84 months
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Used Auto Up to 36 Months
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 5, 2026
Details
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedApr 8, 2026
Details
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
2025 & Newer Auto Loans
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedApr 4, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2011 - 2013
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 60 months
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2014 - 2017
4.25%
84 Months
▼
APR4.25%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 84 months
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
2025 & Newer Auto Loans
4.44%
48 Months
▼
APR4.44%
Term48 Months
Last UpdatedApr 4, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 6, 2026
Details
As Low As
Patriot Equity Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New Autos
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
New Auto
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As; 90% of Retail
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Semi-New Auto
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As; 90% of Retail, 501 - 15,000 Miles
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Used Auto
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As; 90% of NADA Retail
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New or Used Cars and Trucks (2023-2026)
4.49%
up to 48 months
▼
APR4.49%
Termup to 48 months
Last UpdatedApr 8, 2026
Details
As Low As
UPS Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
New Auto Loans
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 8, 2026
Details
Loan Promotion
UPS Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
New Vehicle Loans
4.49%
48- 84 Months
▼
APR4.49%
Term48- 84 Months
Last UpdatedApr 8, 2026
Details
Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness.; Any existing balance on a previous loan on the date of a new advance will be added to the new advance and the entire amount will be at the new APR.
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Auto
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 8, 2026
Details
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Auto
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 8, 2026
Details
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
2025 & Newer Auto Loans
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedApr 4, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle
4.74%
Up To 60 Months
▼
APR4.74%
TermUp To 60 Months
Last UpdatedApr 4, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Cars, Trucks, and Vans
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 8, 2026
Details
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
New and Used Auto Loans
4.75%
36 - 59 Months
▼
APR4.75%
Term36 - 59 Months
Last UpdatedApr 4, 2026
Details
2017-2026
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
New Auto ('26 or Newer)
4.75%
36-84 months
▼
APR4.75%
Term36-84 months
Last UpdatedApr 4, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Auto
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 4, 2026
Details
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Used Auto 37 - 48 Months
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 5, 2026
Details
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Used Auto 49 - 60 Months
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 5, 2026
Details
Jack Daniel Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; See Note 1
Jack Daniel Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Pre-owned Auto
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As; See Note 1
BCBST Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
APR4.75%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Auto Loans
4.89%
0-63
▼
APR4.89%
Term0-63
Last UpdatedApr 4, 2026
Details
0-25K Miles
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
Used Auto (2017-2025)
4.90%
36-84 months
▼
APR4.90%
Term36-84 months
Last UpdatedApr 4, 2026
Details
As Low As
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
2025 & Newer Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Auto 2017-2018
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 4, 2026
Details
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Auto 2019-2020
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 4, 2026
Details
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Auto 2021 - 2025 (on purchased vehicles)
4.99%
66*
▼
APR4.99%
Term66*
Last UpdatedApr 4, 2026
Details
Sevier County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loan
4.99%
78 Months
▼
APR4.99%
Term78 Months
Last UpdatedApr 5, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details
As Low As
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
New Automobiles (up to 25,000 miles)
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Patriot Equity Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
Used Autos
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
New Auto
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As; 100% of Retail
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New or Used Cars and Trucks (2023-2026)
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedApr 8, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Cars and Trucks (2017-2022)
4.99%
up to 48 months
▼
APR4.99%
Termup to 48 months
Last UpdatedApr 8, 2026
Details
As Low As
PIAS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto's
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
Used Cars, Trucks, and Vans less than 100,000 Miles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2011 - 2013
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 72 months
APR4.99%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Jack Daniel Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; See Note 1
Jack Daniel Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Pre-owned Auto
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; See Note 1
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedApr 8, 2026
Details
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Auto
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 8, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
5.00%
1 Year
▼
APR5.00%
Term1 Year
Last UpdatedApr 9, 2026
Details
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Auto Loans
5.09%
64-75
▼
APR5.09%
Term64-75
Last UpdatedApr 4, 2026
Details
0-25K Miles
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
Used Vehicle
5.14%
Up To 60 Months
▼
APR5.14%
TermUp To 60 Months
Last UpdatedApr 4, 2026
Details
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
2021-2024 Auto Loans
5.19%
60 Months
▼
APR5.19%
Term60 Months
Last UpdatedApr 4, 2026
Details
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
New Automobiles (up to 25,000 miles)
5.19%
63 Months
▼
APR5.19%
Term63 Months
Last UpdatedApr 6, 2026
Details
As Low As
Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.71%
Auto Loan
5.24%
36 months
▼
APR5.24%
Term36 months
Last UpdatedApr 4, 2026
Details
As Low As
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle
5.24%
61 - 75 Months
▼
APR5.24%
Term61 - 75 Months
Last UpdatedApr 4, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
New and Used Auto Loans
5.25%
60 - 83 Months
▼
APR5.25%
Term60 - 83 Months
Last UpdatedApr 4, 2026
Details
2017-2026
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Used Auto Luxury Only 61 - 72 Months
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 5, 2026
Details
BCBST Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
New Auto 2023-2026
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 25, 2026
Details
60 months or less
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Cars and Trucks (2017-2022)
5.29%
up to 60 months
▼
APR5.29%
Termup to 60 months
Last UpdatedApr 8, 2026
Details
As Low As
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Used Auto 2021-2026
5.30%
60 Months
▼
APR5.30%
Term60 Months
Last UpdatedMar 25, 2026
Details
60 months or less
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
2020 Auto Loans
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedApr 4, 2026
Details
Bank of Tennessee
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Vehicle Loans
5.39%
84 Months
▼
APR5.39%
Term84 Months
Last UpdatedMar 25, 2026
Details
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Auto Loans
5.49%
0-48
▼
APR5.49%
Term0-48
Last UpdatedApr 4, 2026
Details
25-75K Miles
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year
▼
APR5.49%
Term3-7 year
Last UpdatedApr 4, 2026
Details
As Low As
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
Used Vehicle
5.49%
61 - 75 Months
▼
APR5.49%
Term61 - 75 Months
Last UpdatedApr 4, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
New Auto Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2024 to 2026
5.49%
Up to 60 Months
▼
APR5.49%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
New Automobiles (up to 25,000 miles)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 6, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New or Used Cars and Trucks (2023-2026)
5.49%
up to 72 months
▼
APR5.49%
Termup to 72 months
Last UpdatedApr 8, 2026
Details
As Low As
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Cars, Trucks, and Vans
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 8, 2026
Details
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
Used Cars, Trucks, and Vans less than 100,000 Miles
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details
APR5.49%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Parthenon Federal Credit Union
Institution Rating:
D3.1 ★ Texas Ratio: 38.44%
New Auto/Truck
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 4, 2026
Details
Regular APR: 5.50% - 14.75%; Rate is based on credit performance, loan term, and PFCU discounts.; .25% Deduction with new checking account with Direct Deposit
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Used Auto Luxury Only 73 - 84 Months
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 5, 2026
Details
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
New Autos
5.55%
6 - 84 months
▼
APR5.55%
Term6 - 84 months
Last UpdatedApr 6, 2026
Details
As Low As; (upcoming, current & previous vehicle model years - under 10,000 miles)
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
New Auto 2023-2026
5.55%
72 Months
▼
APR5.55%
Term72 Months
Last UpdatedMar 25, 2026
Details
72 months
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
2016-2019 Auto Loans
5.59%
36 Months
▼
APR5.59%
Term36 Months
Last UpdatedApr 4, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Used Auto 2021-2026
5.60%
72 Months
▼
APR5.60%
Term72 Months
Last UpdatedMar 25, 2026
Details
72 months
Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Used car/truck/van
5.70%
36-84
▼
APR5.70%
Term36-84
Last UpdatedApr 4, 2026
Details
As Low As; 2013-2022 models
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
Auto Loans
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As; *Up to 36 months. Credit qualifications may apply.
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
Autos 2026 & older
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 4, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle
5.74%
76 - 84 Months
▼
APR5.74%
Term76 - 84 Months
Last UpdatedApr 4, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
New Auto Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 4, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2020 to 2023
5.74%
Up to 60 Months
▼
APR5.74%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2024 to 2026
5.74%
Up to 72 Months
▼
APR5.74%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
Knoxville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Vehicles
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 4, 2026
Details
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
New Cars, Trucks, Vans
5.74%
Up to 60 mos.
▼
APR5.74%
TermUp to 60 mos.
Last UpdatedApr 5, 2026
Details
As Low As; The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Auto Loans New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.74%
36 months
▼
APR5.74%
Term36 months
Last UpdatedApr 8, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
New and Used Auto Loans
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 4, 2026
Details
2017-2026
Parthenon Federal Credit Union
Institution Rating:
D3.1 ★ Texas Ratio: 38.44%
Used Auto/Truck
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details
Regular APR: 5.75% - 14.75%; Rate is based on credit performance, loan term, and PFCU discounts.; .25% Deduction with new checking account with Direct Deposit
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
New Autos
5.75%
24 - 120 Months
▼
APR5.75%
Term24 - 120 Months
Last UpdatedApr 8, 2026
Details
As Low As
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.88%
New Auto (2025-2026)
5.75%
Up to 60 months
▼
APR5.75%
TermUp to 60 months
Last UpdatedApr 8, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
5.75%
1 Year
▼
APR5.75%
Term1 Year
Last UpdatedApr 9, 2026
Details
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Auto Loans
5.79%
49-63
▼
APR5.79%
Term49-63
Last UpdatedApr 4, 2026
Details
25-75K Miles
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Classic Auto Auto Loans
5.84%
Fixed Rate
▼
APR5.84%
TermFixed Rate
Last UpdatedApr 4, 2026
Details
Upper Cumberland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Auto Loan
5.89%
0 - 60
▼
APR5.89%
Term0 - 60
Last UpdatedApr 4, 2026
Details
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
Used Cars, Trucks, Vans
5.94%
Up to 60 mos.
▼
APR5.94%
TermUp to 60 mos.
Last UpdatedApr 5, 2026
Details
As Low As; The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
Autos 2026 & older
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
New Auto Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2020 to 2023
5.99%
Up to 72 Months
▼
APR5.99%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2024 to 2026
5.99%
Up to 84 Months
▼
APR5.99%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details
BASF Chattanooga Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.83%
New Car
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
New Cars, Trucks, Vans
5.99%
Up to 72 mos.
▼
APR5.99%
TermUp to 72 mos.
Last UpdatedApr 5, 2026
Details
As Low As; The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
Used Automobiles (25,001 - 100,000 miles
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Auto Loans New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.99%
66 months
▼
APR5.99%
Term66 months
Last UpdatedApr 8, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.99%
66 Months
▼
APR5.99%
Term66 Months
Last UpdatedApr 8, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New or Used Cars and Trucks (2023-2026)
5.99%
up to 84 months
▼
APR5.99%
Termup to 84 months
Last UpdatedApr 8, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Older Vehicles (2011-2016)
5.99%
up to 48 months
▼
APR5.99%
Termup to 48 months
Last UpdatedApr 8, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Cars and Trucks (2017-2022)
5.99%
up to 72 months
▼
APR5.99%
Termup to 72 months
Last UpdatedApr 8, 2026
Details
As Low As
UPS Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used Vehicle Loans
5.99%
48 - 72 Months
▼
APR5.99%
Term48 - 72 Months
Last UpdatedApr 8, 2026
Details
Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness.; Any existing balance on a previous loan on the date of a new advance will be added to the new advance and the entire amount will be at the new APR.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
Used Cars, Trucks, and Vans greater than 100,000 Miles
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
APR5.99%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
APR5.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
6.00%
96 Months
▼
APR6.00%
Term96 Months
Last UpdatedApr 4, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
Jack Daniel Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Classic Pre-owned Auto
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; See Note 1
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.88%
New Auto (2025-2026)
6.00%
Up to 72 months
▼
APR6.00%
TermUp to 72 months
Last UpdatedApr 8, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.00%
2 Years
▼
APR6.00%
Term2 Years
Last UpdatedApr 9, 2026
Details
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Auto Loans
6.09%
64-75
▼
APR6.09%
Term64-75
Last UpdatedApr 4, 2026
Details
25-75K Miles
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
Used Automobiles (25,001 - 100,000 miles
6.19%
63 Months
▼
APR6.19%
Term63 Months
Last UpdatedApr 6, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2020 to 2023
6.24%
Up to 84 Months
▼
APR6.24%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
Used Cars, Trucks, Vans
6.24%
Up to 72 mos.
▼
APR6.24%
TermUp to 72 mos.
Last UpdatedApr 5, 2026
Details
As Low As; The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Auto Loans New Auto and Previous 3 Years and Up - Less than 30,000 miles
6.24%
75 months
▼
APR6.24%
Term75 months
Last UpdatedApr 8, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Auto Loans Previous 3 Years and up - More Than 30,000 miles
6.24%
66 months
▼
APR6.24%
Term66 months
Last UpdatedApr 8, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto and Previous 3 Years and Up - Less than 30,000 miles
6.24%
75 Months
▼
APR6.24%
Term75 Months
Last UpdatedApr 8, 2026
Details
As Low As
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
Used Cars, Trucks, and Vans greater than 100,000 Miles
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 8, 2026
Details
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Auto 2011-2016
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedApr 4, 2026
Details
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Used Autos
6.25%
6 - 84 months
▼
APR6.25%
Term6 - 84 months
Last UpdatedApr 6, 2026
Details
As Low As; (7 years old or newer)
APR6.25%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
Used Vehicle
6.29%
76 - 84 Months
▼
APR6.29%
Term76 - 84 Months
Last UpdatedApr 4, 2026
Details
Knoxville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Vehicles
6.30%
72 Months
▼
APR6.30%
Term72 Months
Last UpdatedApr 4, 2026
Details
BASF Chattanooga Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.83%
New Car
6.35%
72 Months
▼
APR6.35%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Used Auto 2018-2020
6.35%
60 Months
▼
APR6.35%
Term60 Months
Last UpdatedMar 25, 2026
Details
60 months or less
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Auto Loans
6.39%
49-63
▼
APR6.39%
Term49-63
Last UpdatedApr 4, 2026
Details
75-100K Miles
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
New Auto 2023-2026
6.45%
84 Months
▼
APR6.45%
Term84 Months
Last UpdatedMar 25, 2026
Details
84 months
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Auto Loans
6.49%
75-84
▼
APR6.49%
Term75-84
Last UpdatedApr 4, 2026
Details
0-25K Miles
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2022 Auto Loan
6.49%
63 Months
▼
APR6.49%
Term63 Months
Last UpdatedApr 4, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Auto Loans Previous 3 Years and up - More Than 30,000 miles
6.49%
75 months
▼
APR6.49%
Term75 months
Last UpdatedApr 8, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Cars and Trucks (2017-2022)
6.49%
up to 84 months
▼
APR6.49%
Termup to 84 months
Last UpdatedApr 8, 2026
Details
As Low As
Parthenon Federal Credit Union
Institution Rating:
D3.1 ★ Texas Ratio: 38.44%
Used Auto/Truck
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
Regular APR: 6.50% - 15.75%; Rate is based on credit performance, loan term, and PFCU discounts.; .25% Deduction with new checking account with Direct Deposit
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Used Auto 2018-2020
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMar 25, 2026
Details
72 months
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Used Auto 2021-2026
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 25, 2026
Details
84 months
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.88%
New Auto (2025-2026)
6.50%
Up to 84 months *
▼
APR6.50%
TermUp to 84 months *
Last UpdatedApr 8, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.50%
3 Years
▼
APR6.50%
Term3 Years
Last UpdatedApr 9, 2026
Details
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Auto Loans
6.69%
64-75
▼
APR6.69%
Term64-75
Last UpdatedApr 4, 2026
Details
75-100K Miles
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
Used Automobiles (25,001 - 100,000 miles
6.69%
75 Months
▼
APR6.69%
Term75 Months
Last UpdatedApr 6, 2026
Details
As Low As
Enrichment Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
Autos Less than 100,000 miles
6.74%
96 Months
▼
APR6.74%
Term96 Months
Last UpdatedApr 4, 2026
Details
BASF Chattanooga Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.83%
Used Car
6.74%
48 Months
▼
APR6.74%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2020 Auto Loan
6.75%
63 Months
▼
APR6.75%
Term63 Months
Last UpdatedApr 4, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Used Autos
6.75%
6 - 72 months
▼
APR6.75%
Term6 - 72 months
Last UpdatedApr 6, 2026
Details
As Low As; (8-15 years old)
APR6.75%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
6.75%
2 Years
▼
APR6.75%
Term2 Years
Last UpdatedApr 9, 2026
Details
Heritage South Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Autos, Used Autos and All Others
6.85%
24 Months
▼
APR6.85%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As; Secured
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
New Automobiles (up to 25,000 miles)
6.89%
84 Months
▼
APR6.89%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
Used Autos
6.90%
24 - 120 Months
▼
APR6.90%
Term24 - 120 Months
Last UpdatedApr 8, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year
▼
APR6.99%
Term3-7 year
Last UpdatedApr 4, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2016 to 2019
6.99%
Up to 36 Months
▼
APR6.99%
TermUp to 36 Months
Last UpdatedApr 4, 2026
Details
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
New Cars, Trucks, Vans
6.99%
Up to 84 mos.
▼
APR6.99%
TermUp to 84 mos.
Last UpdatedApr 5, 2026
Details
As Low As; The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
Chattanooga First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Auto Loan
6.99%
24 Months
▼
APR6.99%
Term24 Months
Last UpdatedApr 5, 2026
Details
Up tp 100% MSRP
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Auto Loans New Auto and Previous 3 Years and Up - Less than 30,000 miles
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedApr 8, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Auto Loans Used Auto (4-6 years old)
6.99%
75 months
▼
APR6.99%
Term75 months
Last UpdatedApr 8, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto and Previous 3 Years and Up - Less than 30,000 miles
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Auto (4-6 years old)
6.99%
75 Months
▼
APR6.99%
Term75 Months
Last UpdatedApr 8, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Older Vehicles (2011-2016)
6.99%
up to 60 months
▼
APR6.99%
Termup to 60 months
Last UpdatedApr 8, 2026
Details
As Low As
Parthenon Federal Credit Union
Institution Rating:
D3.1 ★ Texas Ratio: 38.44%
Used Auto/Truck
7.00%
36 Months
▼
APR7.00%
Term36 Months
Last UpdatedApr 4, 2026
Details
Regular APR: 7.00% - 16.25%; Rate is based on credit performance, loan term, and PFCU discounts.; .25% Deduction with new checking account with Direct Deposit
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Auto 2010 and Older
7.00%
36 Months
▼
APR7.00%
Term36 Months
Last UpdatedApr 4, 2026
Details
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.88%
New Auto (2025-2026)
7.00%
Up to 96 months **
▼
APR7.00%
TermUp to 96 months **
Last UpdatedApr 8, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
New Auto
1.99%
36 Months
▼
APR1.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; for 36 months or less
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
New Auto
2.50%
72 Months
▼
APR2.50%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 72 months
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
New Auto
3.75%
84 Months
▼
APR3.75%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 84 months
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Cars, Trucks, and Vans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedApr 8, 2026
Details
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
2025 & Newer Auto Loans
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedApr 4, 2026
Details
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
2025 & Newer Auto Loans
4.44%
48 Months
▼
APR4.44%
Term48 Months
Last UpdatedApr 4, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 6, 2026
Details
As Low As
Patriot Equity Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
New Autos
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
New Auto
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As; 90% of Retail
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Semi-New Auto
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As; 90% of Retail, 501 - 15,000 Miles
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New or Used Cars and Trucks (2023-2026)
4.49%
up to 48 months
▼
APR4.49%
Termup to 48 months
Last UpdatedApr 8, 2026
Details
As Low As
UPS Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
New Auto Loans
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 8, 2026
Details
Loan Promotion
UPS Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
New Vehicle Loans
4.49%
48- 84 Months
▼
APR4.49%
Term48- 84 Months
Last UpdatedApr 8, 2026
Details
Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness.; Any existing balance on a previous loan on the date of a new advance will be added to the new advance and the entire amount will be at the new APR.
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Auto
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 8, 2026
Details
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
2025 & Newer Auto Loans
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedApr 4, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle
4.74%
Up To 60 Months
▼
APR4.74%
TermUp To 60 Months
Last UpdatedApr 4, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Cars, Trucks, and Vans
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 8, 2026
Details
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
New and Used Auto Loans
4.75%
36 - 59 Months
▼
APR4.75%
Term36 - 59 Months
Last UpdatedApr 4, 2026
Details
2017-2026
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
New Auto ('26 or Newer)
4.75%
36-84 months
▼
APR4.75%
Term36-84 months
Last UpdatedApr 4, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Auto
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 4, 2026
Details
Jack Daniel Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; See Note 1
BCBST Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
APR4.75%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
2025 & Newer Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
New Automobiles (up to 25,000 miles)
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
New Auto
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As; 100% of Retail
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New or Used Cars and Trucks (2023-2026)
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedApr 8, 2026
Details
As Low As
PIAS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto's
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Jack Daniel Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; See Note 1
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
New Auto
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedApr 8, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
5.00%
1 Year
▼
APR5.00%
Term1 Year
Last UpdatedApr 9, 2026
Details
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
New Automobiles (up to 25,000 miles)
5.19%
63 Months
▼
APR5.19%
Term63 Months
Last UpdatedApr 6, 2026
Details
As Low As
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle
5.24%
61 - 75 Months
▼
APR5.24%
Term61 - 75 Months
Last UpdatedApr 4, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
New and Used Auto Loans
5.25%
60 - 83 Months
▼
APR5.25%
Term60 - 83 Months
Last UpdatedApr 4, 2026
Details
2017-2026
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
BCBST Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
New Auto 2023-2026
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 25, 2026
Details
60 months or less
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year
▼
APR5.49%
Term3-7 year
Last UpdatedApr 4, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
New Auto Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
New Automobiles (up to 25,000 miles)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 6, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New or Used Cars and Trucks (2023-2026)
5.49%
up to 72 months
▼
APR5.49%
Termup to 72 months
Last UpdatedApr 8, 2026
Details
As Low As
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
New Cars, Trucks, and Vans
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 8, 2026
Details
APR5.49%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Parthenon Federal Credit Union
Institution Rating:
D3.1 ★ Texas Ratio: 38.44%
New Auto/Truck
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 4, 2026
Details
Regular APR: 5.50% - 14.75%; Rate is based on credit performance, loan term, and PFCU discounts.; .25% Deduction with new checking account with Direct Deposit
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
New Autos
5.55%
6 - 84 months
▼
APR5.55%
Term6 - 84 months
Last UpdatedApr 6, 2026
Details
As Low As; (upcoming, current & previous vehicle model years - under 10,000 miles)
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
New Auto 2023-2026
5.55%
72 Months
▼
APR5.55%
Term72 Months
Last UpdatedMar 25, 2026
Details
72 months
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
New Vehicle
5.74%
76 - 84 Months
▼
APR5.74%
Term76 - 84 Months
Last UpdatedApr 4, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
New Auto Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 4, 2026
Details
Knoxville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Vehicles
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 4, 2026
Details
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
New Cars, Trucks, Vans
5.74%
Up to 60 mos.
▼
APR5.74%
TermUp to 60 mos.
Last UpdatedApr 5, 2026
Details
As Low As; The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Auto Loans New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.74%
36 months
▼
APR5.74%
Term36 months
Last UpdatedApr 8, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
New and Used Auto Loans
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 4, 2026
Details
2017-2026
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
New Autos
5.75%
24 - 120 Months
▼
APR5.75%
Term24 - 120 Months
Last UpdatedApr 8, 2026
Details
As Low As
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.88%
New Auto (2025-2026)
5.75%
Up to 60 months
▼
APR5.75%
TermUp to 60 months
Last UpdatedApr 8, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
New Auto Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details
BASF Chattanooga Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.83%
New Car
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
New Cars, Trucks, Vans
5.99%
Up to 72 mos.
▼
APR5.99%
TermUp to 72 mos.
Last UpdatedApr 5, 2026
Details
As Low As; The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Auto Loans New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.99%
66 months
▼
APR5.99%
Term66 months
Last UpdatedApr 8, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.99%
66 Months
▼
APR5.99%
Term66 Months
Last UpdatedApr 8, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New or Used Cars and Trucks (2023-2026)
5.99%
up to 84 months
▼
APR5.99%
Termup to 84 months
Last UpdatedApr 8, 2026
Details
As Low As
APR5.99%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
New Car
6.00%
96 Months
▼
APR6.00%
Term96 Months
Last UpdatedApr 4, 2026
Details
As Low As
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.88%
New Auto (2025-2026)
6.00%
Up to 72 months
▼
APR6.00%
TermUp to 72 months
Last UpdatedApr 8, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.00%
2 Years
▼
APR6.00%
Term2 Years
Last UpdatedApr 9, 2026
Details
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Auto Loans New Auto and Previous 3 Years and Up - Less than 30,000 miles
6.24%
75 months
▼
APR6.24%
Term75 months
Last UpdatedApr 8, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto and Previous 3 Years and Up - Less than 30,000 miles
6.24%
75 Months
▼
APR6.24%
Term75 Months
Last UpdatedApr 8, 2026
Details
As Low As
APR6.25%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
BASF Chattanooga Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.83%
New Car
6.35%
72 Months
▼
APR6.35%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
New Auto 2023-2026
6.45%
84 Months
▼
APR6.45%
Term84 Months
Last UpdatedMar 25, 2026
Details
84 months
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.88%
New Auto (2025-2026)
6.50%
Up to 84 months *
▼
APR6.50%
TermUp to 84 months *
Last UpdatedApr 8, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.50%
3 Years
▼
APR6.50%
Term3 Years
Last UpdatedApr 9, 2026
Details
Heritage South Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Autos, Used Autos and All Others
6.85%
24 Months
▼
APR6.85%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As; Secured
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
New Automobiles (up to 25,000 miles)
6.89%
84 Months
▼
APR6.89%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
New Cars, Trucks, Vans
6.99%
Up to 84 mos.
▼
APR6.99%
TermUp to 84 mos.
Last UpdatedApr 5, 2026
Details
As Low As; The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Auto Loans New Auto and Previous 3 Years and Up - Less than 30,000 miles
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedApr 8, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Auto and Previous 3 Years and Up - Less than 30,000 miles
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Gateway Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.88%
New Auto (2025-2026)
7.00%
Up to 96 months **
▼
APR7.00%
TermUp to 96 months **
Last UpdatedApr 8, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2014 - 2017
1.99%
36 Months
▼
APR1.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; for 36 months or less
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2018 - 2020
1.99%
36 Months
▼
APR1.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; for 36 months or less
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2014 - 2017
2.25%
48 Months
▼
APR2.25%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 48 months
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2018 - 2020
2.25%
48 Months
▼
APR2.25%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 48 months
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2018 - 2020
2.45%
60 Months
▼
APR2.45%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 60 months
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2018 - 2020
2.75%
72 Months
▼
APR2.75%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 72 months
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2011 - 2013
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; for 36 months or less
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2014 - 2017
2.99%
60 Months
▼
APR2.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 60 months
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2014 - 2017
3.25%
72 Months
▼
APR3.25%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 72 months
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2011 - 2013
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 48 months
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2018 - 2020
3.99%
84 Months
▼
APR3.99%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; for 84 months
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Used Auto Up to 36 Months
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 5, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2011 - 2013
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 60 months
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2014 - 2017
4.25%
84 Months
▼
APR4.25%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 84 months
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 6, 2026
Details
As Low As
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
Used Auto
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As; 90% of NADA Retail
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New or Used Cars and Trucks (2023-2026)
4.49%
up to 48 months
▼
APR4.49%
Termup to 48 months
Last UpdatedApr 8, 2026
Details
As Low As
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Auto
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 8, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
New and Used Auto Loans
4.75%
36 - 59 Months
▼
APR4.75%
Term36 - 59 Months
Last UpdatedApr 4, 2026
Details
2017-2026
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Used Auto 37 - 48 Months
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 5, 2026
Details
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Used Auto 49 - 60 Months
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 5, 2026
Details
Jack Daniel Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Pre-owned Auto
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As; See Note 1
United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
Used Auto (2017-2025)
4.90%
36-84 months
▼
APR4.90%
Term36-84 months
Last UpdatedApr 4, 2026
Details
As Low As
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Auto 2017-2018
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 4, 2026
Details
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Auto 2019-2020
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 4, 2026
Details
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Auto 2021 - 2025 (on purchased vehicles)
4.99%
66*
▼
APR4.99%
Term66*
Last UpdatedApr 4, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details
As Low As
Patriot Equity Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
Used Autos
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New or Used Cars and Trucks (2023-2026)
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedApr 8, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Cars and Trucks (2017-2022)
4.99%
up to 48 months
▼
APR4.99%
Termup to 48 months
Last UpdatedApr 8, 2026
Details
As Low As
PIAS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto's
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
Used Cars, Trucks, and Vans less than 100,000 Miles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
Enbright Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.73%
Used Auto Model Years 2011 - 2013
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; up to 72 months
APR4.99%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Jack Daniel Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Pre-owned Auto
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; See Note 1
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
Used Auto
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 8, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
Used Vehicle
5.14%
Up To 60 Months
▼
APR5.14%
TermUp To 60 Months
Last UpdatedApr 4, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
New and Used Auto Loans
5.25%
60 - 83 Months
▼
APR5.25%
Term60 - 83 Months
Last UpdatedApr 4, 2026
Details
2017-2026
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Used Auto Luxury Only 61 - 72 Months
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 5, 2026
Details
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Cars and Trucks (2017-2022)
5.29%
up to 60 months
▼
APR5.29%
Termup to 60 months
Last UpdatedApr 8, 2026
Details
As Low As
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Used Auto 2021-2026
5.30%
60 Months
▼
APR5.30%
Term60 Months
Last UpdatedMar 25, 2026
Details
60 months or less
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
Used Vehicle
5.49%
61 - 75 Months
▼
APR5.49%
Term61 - 75 Months
Last UpdatedApr 4, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2024 to 2026
5.49%
Up to 60 Months
▼
APR5.49%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New or Used Cars and Trucks (2023-2026)
5.49%
up to 72 months
▼
APR5.49%
Termup to 72 months
Last UpdatedApr 8, 2026
Details
As Low As
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
Used Cars, Trucks, and Vans less than 100,000 Miles
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
FedTrust Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Used Auto Luxury Only 73 - 84 Months
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 5, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Used Auto 2021-2026
5.60%
72 Months
▼
APR5.60%
Term72 Months
Last UpdatedMar 25, 2026
Details
72 months
Select Seven Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Used car/truck/van
5.70%
36-84
▼
APR5.70%
Term36-84
Last UpdatedApr 4, 2026
Details
As Low As; 2013-2022 models
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2020 to 2023
5.74%
Up to 60 Months
▼
APR5.74%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2024 to 2026
5.74%
Up to 72 Months
▼
APR5.74%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New & Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
LG&W Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.44%
New and Used Auto Loans
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 4, 2026
Details
2017-2026
Parthenon Federal Credit Union
Institution Rating:
D3.1 ★ Texas Ratio: 38.44%
Used Auto/Truck
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details
Regular APR: 5.75% - 14.75%; Rate is based on credit performance, loan term, and PFCU discounts.; .25% Deduction with new checking account with Direct Deposit
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
5.75%
1 Year
▼
APR5.75%
Term1 Year
Last UpdatedApr 9, 2026
Details
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
Used Cars, Trucks, Vans
5.94%
Up to 60 mos.
▼
APR5.94%
TermUp to 60 mos.
Last UpdatedApr 5, 2026
Details
As Low As; The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2020 to 2023
5.99%
Up to 72 Months
▼
APR5.99%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2024 to 2026
5.99%
Up to 84 Months
▼
APR5.99%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
Used Automobiles (25,001 - 100,000 miles
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
New or Used Cars and Trucks (2023-2026)
5.99%
up to 84 months
▼
APR5.99%
Termup to 84 months
Last UpdatedApr 8, 2026
Details
As Low As
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Cars and Trucks (2017-2022)
5.99%
up to 72 months
▼
APR5.99%
Termup to 72 months
Last UpdatedApr 8, 2026
Details
As Low As
UPS Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used Vehicle Loans
5.99%
48 - 72 Months
▼
APR5.99%
Term48 - 72 Months
Last UpdatedApr 8, 2026
Details
Managed Credit Program: The Annual Percentage Rate(APR) will be determined by your credit worthiness.; Any existing balance on a previous loan on the date of a new advance will be added to the new advance and the entire amount will be at the new APR.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
Used Cars, Trucks, and Vans greater than 100,000 Miles
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
APR5.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Used Car
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As
Jack Daniel Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Classic Pre-owned Auto
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; See Note 1
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
Used Automobiles (25,001 - 100,000 miles
6.19%
63 Months
▼
APR6.19%
Term63 Months
Last UpdatedApr 6, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2020 to 2023
6.24%
Up to 84 Months
▼
APR6.24%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details
Cleveland Bradley Cty Teacher Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
Used Cars, Trucks, Vans
6.24%
Up to 72 mos.
▼
APR6.24%
TermUp to 72 mos.
Last UpdatedApr 5, 2026
Details
As Low As; The rate shown is the lowest available rate. Your rate may be higher depending on your credit score.
Bowater Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
Used Cars, Trucks, and Vans greater than 100,000 Miles
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 8, 2026
Details
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Auto 2011-2016
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedApr 4, 2026
Details
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Used Autos
6.25%
6 - 84 months
▼
APR6.25%
Term6 - 84 months
Last UpdatedApr 6, 2026
Details
As Low As; (7 years old or newer)
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
Used Vehicle
6.29%
76 - 84 Months
▼
APR6.29%
Term76 - 84 Months
Last UpdatedApr 4, 2026
Details
Knoxville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Vehicles
6.30%
72 Months
▼
APR6.30%
Term72 Months
Last UpdatedApr 4, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Used Auto 2018-2020
6.35%
60 Months
▼
APR6.35%
Term60 Months
Last UpdatedMar 25, 2026
Details
60 months or less
Northeast Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Used Cars and Trucks (2017-2022)
6.49%
up to 84 months
▼
APR6.49%
Termup to 84 months
Last UpdatedApr 8, 2026
Details
As Low As
Parthenon Federal Credit Union
Institution Rating:
D3.1 ★ Texas Ratio: 38.44%
Used Auto/Truck
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
Regular APR: 6.50% - 15.75%; Rate is based on credit performance, loan term, and PFCU discounts.; .25% Deduction with new checking account with Direct Deposit
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Used Auto 2018-2020
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMar 25, 2026
Details
72 months
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
Used Auto 2021-2026
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 25, 2026
Details
84 months
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
Used Automobiles (25,001 - 100,000 miles
6.69%
75 Months
▼
APR6.69%
Term75 Months
Last UpdatedApr 6, 2026
Details
As Low As
BASF Chattanooga Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.83%
Used Car
6.74%
48 Months
▼
APR6.74%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Appalachian Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Used Autos
6.75%
6 - 72 months
▼
APR6.75%
Term6 - 72 months
Last UpdatedApr 6, 2026
Details
As Low As; (8-15 years old)
APR6.75%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
6.75%
2 Years
▼
APR6.75%
Term2 Years
Last UpdatedApr 9, 2026
Details
Heritage South Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
New Autos, Used Autos and All Others
6.85%
24 Months
▼
APR6.85%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As; Secured
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
Used Autos
6.90%
24 - 120 Months
▼
APR6.90%
Term24 - 120 Months
Last UpdatedApr 8, 2026
Details
As Low As
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year
▼
APR6.99%
Term3-7 year
Last UpdatedApr 4, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2016 to 2019
6.99%
Up to 36 Months
▼
APR6.99%
TermUp to 36 Months
Last UpdatedApr 4, 2026
Details
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Auto Loans Used Auto (4-6 years old)
6.99%
75 months
▼
APR6.99%
Term75 months
Last UpdatedApr 8, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Auto (4-6 years old)
6.99%
75 Months
▼
APR6.99%
Term75 Months
Last UpdatedApr 8, 2026
Details
As Low As
Parthenon Federal Credit Union
Institution Rating:
D3.1 ★ Texas Ratio: 38.44%
Used Auto/Truck
7.00%
36 Months
▼
APR7.00%
Term36 Months
Last UpdatedApr 4, 2026
Details
Regular APR: 7.00% - 16.25%; Rate is based on credit performance, loan term, and PFCU discounts.; .25% Deduction with new checking account with Direct Deposit
Knox County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Auto 2010 and Older
7.00%
36 Months
▼
APR7.00%
Term36 Months
Last UpdatedApr 4, 2026
Details
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MonitorBankRates
Elmwood, TN Auto Loan Rate Trends
Compare local Elmwood, TN auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — TN Avg
5.876%
▲ 0.532 vs 7 days ago
Tennessee new auto rates rose 0.532 points over the past 7 days to 5.876% APR.
Used Auto Loan — TN Avg
6.631%
▲ 0.597 vs 7 days ago
Tennessee used auto rates rose 0.597 points over the past 7 days to 6.631% APR.
As of Apr 11, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Elmwood, Tennessee
How does my credit score affect my car loan rate in Tennessee?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Elmwood, Tennessee with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Tennessee *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Elmwood, Tennessee typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Elmwood, Tennessee?
Based on our current data, some of the lowest auto loan rates available in Elmwood, Tennessee include:
- Enbright Credit Union: 1.99% (New Auto)
- Orion Federal Credit Union: 3.45% (Auto Loans)
- Leaders Credit Union: 3.49% (Auto Loans)
- American Airlines Federal Credit Union: 3.74% (New Auto)
- Bowater Employees Credit Union: 3.99% (New Cars, Trucks, and Vans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Elmwood, Tennessee. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 9, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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