Current auto loan rates in Mifflintown, Pennsylvania include First Choice Federal Credit UnionFirst Choice Federal Credit UnionA+5.0 ★Texas Ratio: 4.93% offering New Autos | Never Titled at 3.24%, Corner Post Federal Credit UnionCorner Post Federal Credit UnionA+5.0 ★Texas Ratio: 0.75% offering New Vehicles 12 mos. Loan at 3.25%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit UnionA+5.0 ★Texas Ratio: 2.51% offering New Auto at 3.34%, VANTAGE TRUSTVANTAGE TRUSTA+5.0 ★Texas Ratio: 8.57% offering New Vehicle Loan at 3.49%, UFCW COMMUNITYUFCW COMMUNITYA+5.0 ★Texas Ratio: 2.85% offering New Vehicle Loans at 3.70%. Auto loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
Mifflintown borrowers have access to 62 lenders serving the Pennsylvania area, with auto loan rates as low as 3.24% APR from First Choice Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Mifflintown, Pennsylvania. Auto Loan Rates Last Updated and Verified: July 6, 2026
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2016-2019
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As low as 3.99%* (based on credit score); Loan Amount: Up to 125% of the MSRP including tax, tags, warranties, and GAP Insurance.
As low as; (based on credit score)
As Low As;*
Zero Down Payment
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As low as
As Low As; 2025 to 2026
1 Rates shown are for new and used vehicles model years 2021-2026. 2 See dealer for details.
Model Years 2024-2026
Model Year 2027-2024
As Low As; 2025 & newer
As Low As; Minimum Loan Amount - $15,000
As Low As; 2025 to 2026
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80-90% NADA retail
As Low As; This rate includes the .25% discount for Auto Pay.
As Low As; 2022 - 2024
Model Years 2024-2026
APR* As Low As
As Low As; New 2026 & 2025 (Includes motorcycles)
Model Year 2027-2024
GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7!
As low as 4.49%
As Low As
As Low As; w/ Auto Pay Discount: 4.39%
As Low As; Up to 110% Financing
As Low As; New & Used Auto (2026-2023)
As Low As; This rate includes the .25% discount with Auto Pay.
As Low As; This rate includes the .25% discount with Auto Pay.
As Low As; Minimum Loan Amount - $15,000
As Low As; APR*
As Low As; APR*
Zero Down Payment
2022 - NEWER
Loan Amount: $5,000 min. APR* as low as**
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100% MSRP
80-90% NADA retail
As low as
As Low As; 2022 - 2024
1 Rates shown are for new and used vehicles model years 2021-2026. 2 See dealer for details.
As Low As
As Low As
Model Years 2024-2026
Model Years 2021-2023
As Low As
minimum $20,000
Model Year 2027-2024
As Low As
As Low As; 2025 & newer
As Low As; Used Auto (2022 to 2020)
As Low As; 2025 to 2026
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2022 - NEWER**
Loan Amount: $15,000 min. APR* as low as**
Credit Level: Gold
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As Low As
As Low As; 2017 - 2021
Rates as low as 4.89% APR* for loans up to 72 months, or 5.45% APR* for loans up to 84 months.
Model Years 2021-2023
As Low As; 2022 - 2024
Credit Rating: A+
Model Year 2025 - 2026*. All rates are based on "A+" credit and requires autopay.
As Low As
1 Rates shown are for new and used vehicles model years 2021-2026. 2 See dealer for details.
As Low As; Model Year: New 2026 - 2024
As Low As; Model Year: Used 2025 - 2022
As Low As; Model Year: 2021 - 2020
Rate is lowest rate based on credit score. Rates available for longer loan terms. Call us 412-481-1865 for details. Loan refinancing is only for other lender loans. Current loans at Ukrainian Selfreliance of WPA FCU are excluded. APR is Annual Percentage Rate.
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 11.99%
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 11.99%
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 12.99%
As Low As
As Low As; Maximum $125,000
As Low As; New, Used, Refinance
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Model Year 2027-2024 (Min. value of car $15,000)
As low as 4.99%; (2025-2026)
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As Low As
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APR* is the Annual Percentage Rate. Rates shown are for qualified borrowers.
autos 5 yrs old or newer
As Low As; w/ Auto Pay Discount: 4.89%
As Low As; Year: 2024-2026
As Low As; Rates subject to change. See credit union for details.
As Low As; Rates subject to change. See credit union for details.
As Low As
Rates are 'as low as' and include a 0.25% discount for repayment made via payroll deduction or an automatic payment
New or Used. Upgrade Your Ride!
As Low As; New & Used Auto (2026-2023)
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100% MSRP
80-90% NADA retail
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Zero Down Payment
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As Low As
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As low as 3.99%* (based on credit score); Loan Amount: Up to 125% of the MSRP including tax, tags, warranties, and GAP Insurance.
As Low As;*
Zero Down Payment
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As low as
As Low As; 2025 to 2026
1 Rates shown are for new and used vehicles model years 2021-2026. 2 See dealer for details.
Model Years 2024-2026
Model Year 2027-2024
As Low As; 2025 to 2026
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80-90% NADA retail
As Low As; This rate includes the .25% discount for Auto Pay.
Model Years 2024-2026
As Low As; New 2026 & 2025 (Includes motorcycles)
Model Year 2027-2024
GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7!
As low as 4.49%
As Low As
As Low As; w/ Auto Pay Discount: 4.39%
As Low As; New & Used Auto (2026-2023)
As Low As; This rate includes the .25% discount with Auto Pay.
As Low As; APR*
As Low As; APR*
Zero Down Payment
Loan Amount: $5,000 min. APR* as low as**
100% MSRP
80-90% NADA retail
1 Rates shown are for new and used vehicles model years 2021-2026. 2 See dealer for details.
As Low As
Model Years 2024-2026
As Low As
Model Year 2027-2024
As Low As
As Low As; 2025 to 2026
Loan Amount: $15,000 min. APR* as low as**
Credit Level: Gold
As Low As
As Low As
As Low As; Model Year: New 2026 - 2024
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 11.99%
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 11.99%
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 12.99%
As Low As
As Low As
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Model Year 2027-2024 (Min. value of car $15,000)
As Low As
As Low As
APR* is the Annual Percentage Rate. Rates shown are for qualified borrowers.
As Low As; w/ Auto Pay Discount: 4.89%
As Low As; Rates subject to change. See credit union for details.
As Low As
Rates are 'as low as' and include a 0.25% discount for repayment made via payroll deduction or an automatic payment
As Low As; New & Used Auto (2026-2023)
As Low As
As Low As;*
100% MSRP
80-90% NADA retail
2016-2019
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As low as; (based on credit score)
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As Low As; 2025 to 2026
1 Rates shown are for new and used vehicles model years 2021-2026. 2 See dealer for details.
Model Year 2027-2024
As Low As; 2025 to 2026
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80-90% NADA retail
Model Year 2027-2024
As Low As; w/ Auto Pay Discount: 4.39%
As Low As; New & Used Auto (2026-2023)
As Low As; This rate includes the .25% discount with Auto Pay.
2022 - NEWER
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80-90% NADA retail
As low as
1 Rates shown are for new and used vehicles model years 2021-2026. 2 See dealer for details.
As Low As
Model Years 2021-2023
Model Year 2027-2024
As Low As; Used Auto (2022 to 2020)
As Low As; 2025 to 2026
As Low As
2022 - NEWER**
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Model Years 2021-2023
Credit Rating: A+
1 Rates shown are for new and used vehicles model years 2021-2026. 2 See dealer for details.
As Low As; Model Year: Used 2025 - 2022
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 11.99%
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 11.99%
Tier-1 750-Above: 4.99%; Tier-2 749-700: 6.99%; Tier-3 699-650: 7.99%; Tier-4 649-600: 9.99%; Tier-5 599-Lower: 12.99%
As Low As
Model Year 2027-2024 (Min. value of car $15,000)
As low as 4.99%; (2025-2026)
As Low As
As Low As
APR* is the Annual Percentage Rate. Rates shown are for qualified borrowers.
autos 5 yrs old or newer
As Low As; w/ Auto Pay Discount: 4.89%
As Low As; Rates subject to change. See credit union for details.
As Low As; New & Used Auto (2026-2023)
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As;*
80-90% NADA retail
Compare local Mifflintown, PA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania new auto loan rates currently average 5.887% APR.
Pennsylvania used auto loan rates currently average 7.695% APR.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Mifflintown, Pennsylvania auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Mifflintown, Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Mifflintown, Pennsylvania. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in PA.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.