Auto Loan Rates in Oshkosh, Nebraska (NE) for June 2026
Brian McKay
Brian McKay
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Current auto loan rates in Oshkosh, Nebraska include MembersOwn Credit UnionMembersOwn Credit UnionA5.0 ★Texas Ratio: 6.20% offering New & 1-5 Year Old Used Autos at 3.35%, Metro Federal Credit UnionMetro Federal Credit UnionA+5.0 ★Texas Ratio: 1.31% offering 36 Month or Less Auto Loan* at 3.99%, Omaha Federal Credit UnionOmaha Federal Credit UnionA+5.0 ★Texas Ratio: 2.17% offering New Auto - 2024 - 2026 Model Yrs at 3.99%, Sun Pacific Federal Credit UnionSun Pacific Federal Credit UnionA+5.0 ★Texas Ratio: 3.58% offering Car Loans 2011 to 2015 at 4.05%, Centris Federal Credit UnionCentris Federal Credit UnionA-4.9 ★Texas Ratio: 14.20% offering Auto Loan at 4.49%. Auto loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Oshkosh borrowers have access to 12 lenders serving the Nebraska area, with auto loan rates as low as 3.35% APR from MembersOwn Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Oshkosh, Nebraska. Auto Loan Rates Last Updated and Verified: June 16, 2026
Compare Auto Loan Rates Today in Oshkosh, Nebraska & Surrounding Area
Oshkosh Auto Loan Rates
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Model Year: 2011 to 2015
Model Year: 2016 to 2019
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Model Year: 2020 to 2024
Model Year: 2025 to 2027
Model Year: 2025 to 2027
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Model Year: 2025 to 2027
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125% of Sticker Price; Title/Ins
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Vehicle Year: 2022-2027
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Vehicle Year: 2022-2027
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Vehicle Year: 2022-2027
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Vehicle Year: 2016 - 2021
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Vehicle Year: 2013 - 2015
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Model Year: 2011 to 2015
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Model Year: 2016 to 2019
Model Year: 2020 to 2024
Model Year: 2025 to 2027
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Vehicle Year: 2009 - 2012
Model Year: 2025 to 2027
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Model Year: 2025 to 2027
Vehicle Year: Fully restored classic cars (25 years or older)
Vehicle Year: 2002 - 2008
Vehicle Year: Not fully restored (25 years or older)
Oshkosh New Auto Auto Loan Rates
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125% of Sticker Price; Title/Ins
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Vehicle Year: 2022-2027
Vehicle Year: 2022-2027
Vehicle Year: Current Year and Newer
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Oshkosh Used Auto Auto Loan Rates
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Vehicle Year: 2016 - 2021
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Vehicle Year: 2013 - 2015
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Vehicle Year: 2009 - 2012
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Vehicle Year: 2002 - 2008
Oshkosh, NE Auto Loan Rate Trends
Compare local Oshkosh, NE auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Nebraska new auto rates rose 0.123 points over the past 7 days to 5.060% APR.
Nebraska used auto rates rose 0.040 points over the past 7 days to 6.147% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Oshkosh, Nebraska auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Oshkosh, Nebraska directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Oshkosh, Nebraska. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in NE.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Oshkosh, Nebraska
How does my credit score affect my car loan rate in Nebraska?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Oshkosh, Nebraska?
- MembersOwn Credit Union: 3.35% (New & 1-5 Year Old Used Autos)
- Metro Federal Credit Union: 3.99% (36 Month or Less Auto Loan*)
- Omaha Federal Credit Union: 3.99% (New Auto - 2024 - 2026 Model Yrs)
- Sun Pacific Federal Credit Union: 4.05% (Car Loans 2011 to 2015)
- Centris Federal Credit Union: 4.49% (Auto Loan)
