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Auto Loan Rates in White Sulphur Springs, Montana (MT) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in White Sulphur Springs, Montana. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 19, 2026

Current auto loan rates in White Sulphur Springs, Montana include Montana Federal Credit UnionMontana Federal Credit UnionA+5.0 ★Texas Ratio: 1.84% offering Auto Loans (2023 and newer) at 3.99%, Glendive BN Federal Credit UnionGlendive BN Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering New Vehicle - 2024 to 2026 at 4.00%, Southwest Montana Community Federal Credit UnionSouthwest Montana Community Federal Credit UnionA+5.0 ★Texas Ratio: 5.75% offering New Vehicles (2024-2026) at 4.24%, Mountain West Federal Credit UnionMountain West Federal Credit UnionA-4.9 ★Texas Ratio: 16.59% offering New Vehicle at 4.25%, Park Side Financial Credit UnionPark Side Financial Credit UnionA+5.0 ★Texas Ratio: 1.87% offering New Vehicles - 2024-'26 models at 4.39%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.

White Sulphur Springs borrowers have access to 11 lenders serving the Montana area, with auto loan rates as low as 3.99% APR from Montana Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in White Sulphur Springs, Montana. Auto Loan Rates Last Updated and Verified: April 19, 2026

Compare Auto Loan Rates Today in White Sulphur Springs, Montana & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loans (2023 and newer)
3.99%
Up to 60 months (OAC)
View
▼
APR3.99%
TermUp to 60 months (OAC)
Last UpdatedApr 17, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - 2024 to 2026
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
New Vehicles (2024-2026)
4.24%
24 Months
View
▼
APR4.24%
Term24 Months
Last UpdatedApr 17, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2021-2023)
4.24%
24 Months
View
▼
APR4.24%
Term24 Months
Last UpdatedApr 17, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - 2024 to 2026
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
New Vehicle
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

This Vehicle Loan Rate applies to current and previous year.

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Vehicles - 2024-'26 models
4.39%
36 Months
View
▼
APR4.39%
Term36 Months
Last UpdatedApr 19, 2026
Details

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Vehicles - 2023 and older
4.39%
36 Months
View
▼
APR4.39%
Term36 Months
Last UpdatedApr 19, 2026
Details

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loans (2022 or older)
4.49%
Up to 36 months (OAC)
View
▼
APR4.49%
TermUp to 36 months (OAC)
Last UpdatedApr 17, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
New Vehicles (2024-2026)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2021-2023)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - 2024 to 2026
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - 2014 to 2023
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
Used Vehicle
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

This includes all vehicles two to seven years old.

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Vehicles - 2024-'26 models
4.64%
60 Months
View
▼
APR4.64%
Term60 Months
Last UpdatedApr 19, 2026
Details

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Vehicles - 2023 and older
4.64%
60 Months
View
▼
APR4.64%
Term60 Months
Last UpdatedApr 19, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - 2024 to 2026
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - 2014 to 2023
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

All Rates are subject to change without notice. Some restrictions may apply.

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Vehicles - 2024-'26 models
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedApr 19, 2026
Details

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Vehicles - 2023 and older
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedApr 19, 2026
Details

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
New Car (Model Years 2021-2026)
4.95%
36 Months
View
▼
APR4.95%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loans (2022 or older)
4.99%
Up to 60 months (OAC)
View
▼
APR4.99%
TermUp to 60 months (OAC)
Last UpdatedApr 17, 2026
Details

As Low As

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loans (2023 and newer)
4.99%
61 to 75 months (OAC)
View
▼
APR4.99%
Term61 to 75 months (OAC)
Last UpdatedApr 17, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
New Vehicles (2024-2026)
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2021-2023)
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - 2024 to 2026
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - 2014 to 2023
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
New Vehicle
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

This Vehicle Loan Rate applies to current and previous year.

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicles
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Vehicles - 2024-'26 models
5.14%
84 Months
View
▼
APR5.14%
Term84 Months
Last UpdatedApr 19, 2026
Details

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Vehicles - 2023 and older
5.14%
84 Months
View
▼
APR5.14%
Term84 Months
Last UpdatedApr 19, 2026
Details

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Used Car (Model Years 2016 - 2020)
5.15%
36 Months
View
▼
APR5.15%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
ECO Auto Loans
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; (60 months)

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
Vehicle Loans - NEW
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; (60 months)

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2021-2023)
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2024-2025 (Clean Retail)
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2026 (MSRP)
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 17, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - 2014 to 2023
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
New Vehicle
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

This Vehicle Loan Rate applies to current and previous year and must exceed $20,000.

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
New Vehicles (2024-2026)
5.30%
72 Months
View
▼
APR5.30%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loans (2022 or older)
5.49%
Up to 75 months (OAC)
View
▼
APR5.49%
TermUp to 75 months (OAC)
Last UpdatedApr 17, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2024-2025 (Clean Retail)
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2026 (MSRP)
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Vehicles 2023 - Older
5.50%
24 Months
View
▼
APR5.50%
Term24 Months
Last UpdatedApr 17, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - 2014 to 2023
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
Used Vehicle
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 18, 2026
Details

This includes all vehicles two to seven years old.

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedApr 18, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
New Vehicles (2024-2026)
5.60%
84 Months
View
▼
APR5.60%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
Vehicle Loans - USED
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; (60 months)

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2021-2023)
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2024-2025 (Clean Retail)
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2026 (MSRP)
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
New Vehicle
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

This Vehicle Loan Rate applies to current and previous year and must exceed $20,000.0

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicles
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loans (2023 and newer)
5.99%
76 to 84 months (OAC)
View
▼
APR5.99%
Term76 to 84 months (OAC)
Last UpdatedApr 17, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2016-2020)
5.99%
24 Months
View
▼
APR5.99%
Term24 Months
Last UpdatedApr 17, 2026
Details

As Low As

Daniels-Sheridan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
Vehicle Loans
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Up to 3 years

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2024-2025 (Clean Retail)
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedApr 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2026 (MSRP)
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedApr 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Vehicles 2023 - Older
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
Used Vehicle
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

This includes all vehicles two to seven years old.

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicles
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loans (2022 or older)
6.24%
Up to 84 months (OAC)
View
▼
APR6.24%
TermUp to 84 months (OAC)
Last UpdatedApr 17, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2021-2023)
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2024-2025 (Clean Retail)
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedApr 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2026 (MSRP)
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedApr 17, 2026
Details

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicles
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Vehicles 2023 - Older
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
Used Vehicle
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

This includes all vehicles older than seven years and must exceed $20,000.

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loans (2023 and newer)
6.99%
85 to 96 months (OAC)
View
▼
APR6.99%
Term85 to 96 months (OAC)
Last UpdatedApr 17, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2016-2020)
6.99%
36 Months
View
▼
APR6.99%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Vehicles 2023 - Older
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

Daniels-Sheridan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
Vehicle Loans
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As; 3+ Years

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
Used Vehicle
7.00%
36 Months
View
▼
APR7.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

This includes all vehicles older than seven years.

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
New Vehicles & Recreational Equipment
7.25%
Up to 5 years
View
▼
APR7.25%
TermUp to 5 years
Last UpdatedApr 4, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
New Vehicles & Recreational Equipment (Never Titled)
7.25%
Up to 5 years
View
▼
APR7.25%
TermUp to 5 years
Last UpdatedApr 4, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Vehicles 2023 - Older
7.50%
72 Months
View
▼
APR7.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2016-2020)
7.74%
48 Months
View
▼
APR7.74%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loans (2022 or older)
7.99%
Up to 60 months (2015 or older vehicles, OAC)
View
▼
APR7.99%
TermUp to 60 months (2015 or older vehicles, OAC)
Last UpdatedApr 17, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2016-2020)
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
New Vehicles & Recreational Equipment
8.00%
6 years
View
▼
APR8.00%
Term6 years
Last UpdatedApr 4, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
New Vehicles & Recreational Equipment (Never Titled)
8.00%
6 years
View
▼
APR8.00%
Term6 years
Last UpdatedApr 4, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
Used Vehicle
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

This includes all vehicles older than seven years.

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
New Vehicles & Recreational Equipment
8.75%
7 years
View
▼
APR8.75%
Term7 years
Last UpdatedApr 4, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
New Vehicles & Recreational Equipment (Never Titled)
8.75%
7 years
View
▼
APR8.75%
Term7 years
Last UpdatedApr 4, 2026
Details

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Used Car (Model Years 2014 & Older)
8.75%
36 Months
View
▼
APR8.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Used Car (Model Years 2014 & Older)
9.00%
48 Months
View
▼
APR9.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
New Vehicles & Recreational Equipment
9.25%
8 years
View
▼
APR9.25%
Term8 years
Last UpdatedApr 4, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
New Vehicles & Recreational Equipment (Never Titled)
9.25%
8 years
View
▼
APR9.25%
Term8 years
Last UpdatedApr 4, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
Used Vehicles & Recreational Equipment
9.25%
Up to 3 years
View
▼
APR9.25%
TermUp to 3 years
Last UpdatedApr 4, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
Used Vehicles & Recreational Equipment (2019 and older)
9.25%
Up to 3 years
View
▼
APR9.25%
TermUp to 3 years
Last UpdatedApr 4, 2026
Details

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Used Car (Model Years 2014 & Older)
9.25%
60 Months
View
▼
APR9.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
Used Vehicles & Recreational Equipment
9.75%
4 to 6 years
View
▼
APR9.75%
Term4 to 6 years
Last UpdatedApr 4, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
Used Vehicles & Recreational Equipment (2019 and older)
9.75%
4 to 6 years
View
▼
APR9.75%
Term4 to 6 years
Last UpdatedApr 4, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loans (2023 and newer)
3.99%
Up to 60 months (OAC)
View
▼
APR3.99%
TermUp to 60 months (OAC)
Last UpdatedApr 17, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - 2024 to 2026
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
New Vehicles (2024-2026)
4.24%
24 Months
View
▼
APR4.24%
Term24 Months
Last UpdatedApr 17, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - 2024 to 2026
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
New Vehicle
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

This Vehicle Loan Rate applies to current and previous year.

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Vehicles - 2024-'26 models
4.39%
36 Months
View
▼
APR4.39%
Term36 Months
Last UpdatedApr 19, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
New Vehicles (2024-2026)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - 2024 to 2026
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Vehicles - 2024-'26 models
4.64%
60 Months
View
▼
APR4.64%
Term60 Months
Last UpdatedApr 19, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - 2024 to 2026
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

All Rates are subject to change without notice. Some restrictions may apply.

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Vehicles - 2024-'26 models
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedApr 19, 2026
Details

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
New Car (Model Years 2021-2026)
4.95%
36 Months
View
▼
APR4.95%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loans (2023 and newer)
4.99%
61 to 75 months (OAC)
View
▼
APR4.99%
Term61 to 75 months (OAC)
Last UpdatedApr 17, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
New Vehicles (2024-2026)
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - 2024 to 2026
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
New Vehicle
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

This Vehicle Loan Rate applies to current and previous year.

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicles
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
New Vehicles - 2024-'26 models
5.14%
84 Months
View
▼
APR5.14%
Term84 Months
Last UpdatedApr 19, 2026
Details

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
Vehicle Loans - NEW
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; (60 months)

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2024-2025 (Clean Retail)
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2026 (MSRP)
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 17, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
New Vehicle
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

This Vehicle Loan Rate applies to current and previous year and must exceed $20,000.

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
New Vehicles (2024-2026)
5.30%
72 Months
View
▼
APR5.30%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2024-2025 (Clean Retail)
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2026 (MSRP)
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedApr 18, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
New Vehicles (2024-2026)
5.60%
84 Months
View
▼
APR5.60%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2024-2025 (Clean Retail)
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2026 (MSRP)
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
New Vehicle
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

This Vehicle Loan Rate applies to current and previous year and must exceed $20,000.0

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loans (2023 and newer)
5.99%
76 to 84 months (OAC)
View
▼
APR5.99%
Term76 to 84 months (OAC)
Last UpdatedApr 17, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2024-2025 (Clean Retail)
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedApr 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2026 (MSRP)
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedApr 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2024-2025 (Clean Retail)
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedApr 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Vehicles 2026 (MSRP)
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedApr 17, 2026
Details

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loans (2023 and newer)
6.99%
85 to 96 months (OAC)
View
▼
APR6.99%
Term85 to 96 months (OAC)
Last UpdatedApr 17, 2026
Details

As Low As

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
New Vehicles & Recreational Equipment
7.25%
Up to 5 years
View
▼
APR7.25%
TermUp to 5 years
Last UpdatedApr 4, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
New Vehicles & Recreational Equipment (Never Titled)
7.25%
Up to 5 years
View
▼
APR7.25%
TermUp to 5 years
Last UpdatedApr 4, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
New Vehicles & Recreational Equipment
8.00%
6 years
View
▼
APR8.00%
Term6 years
Last UpdatedApr 4, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
New Vehicles & Recreational Equipment (Never Titled)
8.00%
6 years
View
▼
APR8.00%
Term6 years
Last UpdatedApr 4, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
New Vehicles & Recreational Equipment
8.75%
7 years
View
▼
APR8.75%
Term7 years
Last UpdatedApr 4, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
New Vehicles & Recreational Equipment (Never Titled)
8.75%
7 years
View
▼
APR8.75%
Term7 years
Last UpdatedApr 4, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
New Vehicles & Recreational Equipment
9.25%
8 years
View
▼
APR9.25%
Term8 years
Last UpdatedApr 4, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
New Vehicles & Recreational Equipment (Never Titled)
9.25%
8 years
View
▼
APR9.25%
Term8 years
Last UpdatedApr 4, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2021-2023)
4.24%
24 Months
View
▼
APR4.24%
Term24 Months
Last UpdatedApr 17, 2026
Details

As Low As

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Vehicles - 2023 and older
4.39%
36 Months
View
▼
APR4.39%
Term36 Months
Last UpdatedApr 19, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2021-2023)
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - 2014 to 2023
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
Used Vehicle
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

This includes all vehicles two to seven years old.

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Vehicles - 2023 and older
4.64%
60 Months
View
▼
APR4.64%
Term60 Months
Last UpdatedApr 19, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - 2014 to 2023
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Vehicles - 2023 and older
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedApr 19, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2021-2023)
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - 2014 to 2023
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Used Vehicles - 2023 and older
5.14%
84 Months
View
▼
APR5.14%
Term84 Months
Last UpdatedApr 19, 2026
Details

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Used Car (Model Years 2016 - 2020)
5.15%
36 Months
View
▼
APR5.15%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2021-2023)
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - 2014 to 2023
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Vehicles 2023 - Older
5.50%
24 Months
View
▼
APR5.50%
Term24 Months
Last UpdatedApr 17, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - 2014 to 2023
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
Used Vehicle
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 18, 2026
Details

This includes all vehicles two to seven years old.

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
Vehicle Loans - USED
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; (60 months)

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2021-2023)
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicles
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2016-2020)
5.99%
24 Months
View
▼
APR5.99%
Term24 Months
Last UpdatedApr 17, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Vehicles 2023 - Older
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
Used Vehicle
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

This includes all vehicles two to seven years old.

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicles
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2021-2023)
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Used Vehicles
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedApr 18, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Vehicles 2023 - Older
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
Used Vehicle
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

This includes all vehicles older than seven years and must exceed $20,000.

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2016-2020)
6.99%
36 Months
View
▼
APR6.99%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Vehicles 2023 - Older
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
Used Vehicle
7.00%
36 Months
View
▼
APR7.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

This includes all vehicles older than seven years.

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Vehicles 2023 - Older
7.50%
72 Months
View
▼
APR7.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2016-2020)
7.74%
48 Months
View
▼
APR7.74%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Used Vehicles (2016-2020)
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
Used Vehicle
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

This includes all vehicles older than seven years.

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Used Car (Model Years 2014 & Older)
8.75%
36 Months
View
▼
APR8.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Used Car (Model Years 2014 & Older)
9.00%
48 Months
View
▼
APR9.00%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
Used Vehicles & Recreational Equipment
9.25%
Up to 3 years
View
▼
APR9.25%
TermUp to 3 years
Last UpdatedApr 4, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
Used Vehicles & Recreational Equipment (2019 and older)
9.25%
Up to 3 years
View
▼
APR9.25%
TermUp to 3 years
Last UpdatedApr 4, 2026
Details

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Used Car (Model Years 2014 & Older)
9.25%
60 Months
View
▼
APR9.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
Used Vehicles & Recreational Equipment
9.75%
4 to 6 years
View
▼
APR9.75%
Term4 to 6 years
Last UpdatedApr 4, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
Used Vehicles & Recreational Equipment (2019 and older)
9.75%
4 to 6 years
View
▼
APR9.75%
Term4 to 6 years
Last UpdatedApr 4, 2026
Details

White Sulphur Springs, MT Auto Loan Rate Trends

Compare local White Sulphur Springs, MT auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Montana Auto Trends →
New Auto Loan — MT Avg
5.033%
▼ 0.015 vs 7 days ago

Montana new auto rates fell 0.015 points over the past 7 days to 5.033% APR.

Used Auto Loan — MT Avg
6.177%
▼ 0.163 vs 7 days ago

Montana used auto rates fell 0.163 points over the past 7 days to 6.177% APR.

As of Apr 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in White Sulphur Springs, Montana

How does my credit score affect my car loan rate in Montana?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in White Sulphur Springs, Montana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Montana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in White Sulphur Springs, Montana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in White Sulphur Springs, Montana?

Based on our current data, some of the lowest auto loan rates available in White Sulphur Springs, Montana include:
  • Montana Federal Credit Union: 3.99% (Auto Loans (2023 and newer))
  • Glendive BN Federal Credit Union: 4.00% (New Vehicle - 2024 to 2026)
  • Southwest Montana Community Federal Credit Union: 4.24% (New Vehicles (2024-2026))
  • Mountain West Federal Credit Union: 4.25% (New Vehicle)
  • Park Side Financial Credit Union: 4.39% (New Vehicles - 2024-'26 models)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in White Sulphur Springs, Montana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026

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