1. Home
  2. Auto Loans
  3. Montana
  4. Proctor
  5. iAdvertiser Disclosure
    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Proctor, Montana (MT) for March 2026

Current auto loan rates in Proctor, Montana include Montana Federal Credit UnionMontana Federal Credit Union15 14th St S, Great Falls, MT, 59401 3800A+5.0 ★Texas Ratio: 1.84% offering Auto Loans (2023 and newer) at 3.99%, Glendive BN Federal Credit UnionGlendive BN Federal Credit Union509 N MERRILL AVE, GLENDIVE, MT, 59330A+5.0 ★Texas Ratio: 0.00% offering New Vehicle - 2024 to 2026 at 4.00%, Southwest Montana Community Federal Credit UnionSouthwest Montana Community Federal Credit Union1035 W Park Ave, Anaconda, MT, 59711A+5.0 ★Texas Ratio: 5.75% offering New Vehicles (2024-2026) at 4.24%, Mountain West Federal Credit UnionMountain West Federal Credit Union400 E Park St, Butte, MT, 59701 1916A-4.9 ★Texas Ratio: 16.59% offering New Vehicle at 4.25%, Park Side Financial Credit UnionPark Side Financial Credit Union1300 Baker Ave, Whitefish, MT, 59937 2988A+5.0 ★Texas Ratio: 1.87% offering New Vehicles - 2024-'26 models at 4.39%.

Auto loan rates in Proctor, Montana are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Proctor, Montana. Auto Loan Rates Last Updated and Verified: March 20, 2026

Compare Auto Loan Rates Today in Proctor, Montana & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Auto Loans (2023 and newer)
3.99%
Up to 60 months (OAC)
APR3.99%
TermUp to 60 months (OAC)
Last UpdatedMar 20, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
New Vehicle - 2024 to 2026
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMar 18, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
New Vehicles (2024-2026)
4.24%
24 Months
APR4.24%
Term24 Months
Last UpdatedMar 15, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2021-2023)
4.24%
24 Months
APR4.24%
Term24 Months
Last UpdatedMar 15, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
New Vehicle - 2024 to 2026
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMar 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
New Vehicle
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedMar 17, 2026
Details

This Vehicle Loan Rate applies to current and previous year.

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1300 Baker Ave, Whitefish, MT, 59937 2988
New Vehicles - 2024-'26 models
4.39%
36 Months
APR4.39%
Term36 Months
Last UpdatedMar 15, 2026
Details

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1300 Baker Ave, Whitefish, MT, 59937 2988
Used Vehicles - 2023 and older
4.39%
36 Months
APR4.39%
Term36 Months
Last UpdatedMar 15, 2026
Details

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Auto Loans (2022 or older)
4.49%
Up to 36 months (OAC)
APR4.49%
TermUp to 36 months (OAC)
Last UpdatedMar 20, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
New Vehicles (2024-2026)
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2021-2023)
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
New Vehicle - 2024 to 2026
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Used Vehicle - 2014 to 2023
4.50%
24 Months
APR4.50%
Term24 Months
Last UpdatedMar 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Vehicle
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMar 17, 2026
Details

This includes all vehicles two to seven years old.

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1300 Baker Ave, Whitefish, MT, 59937 2988
New Vehicles - 2024-'26 models
4.64%
60 Months
APR4.64%
Term60 Months
Last UpdatedMar 15, 2026
Details

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1300 Baker Ave, Whitefish, MT, 59937 2988
Used Vehicles - 2023 and older
4.64%
60 Months
APR4.64%
Term60 Months
Last UpdatedMar 15, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
New Vehicle - 2024 to 2026
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Used Vehicle - 2014 to 2023
4.75%
36 Months
APR4.75%
Term36 Months
Last UpdatedMar 18, 2026
Details

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
New Vehicles
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedMar 16, 2026
Details

All Rates are subject to change without notice. Some restrictions may apply.

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
300 Baker Ave, Whitefish, MT, 59937
New Car (Model Years 2021-2026)
4.95%
36 Months
APR4.95%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Auto Loans (2022 or older)
4.99%
Up to 60 months (OAC)
APR4.99%
TermUp to 60 months (OAC)
Last UpdatedMar 20, 2026
Details

As Low As

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Auto Loans (2023 and newer)
4.99%
61 to 75 months (OAC)
APR4.99%
Term61 to 75 months (OAC)
Last UpdatedMar 20, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
New Vehicles (2024-2026)
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2021-2023)
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
New Vehicle - 2024 to 2026
5.00%
84 Months
APR5.00%
Term84 Months
Last UpdatedMar 18, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Used Vehicle - 2014 to 2023
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedMar 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
New Vehicle
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedMar 17, 2026
Details

This Vehicle Loan Rate applies to current and previous year.

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
New Vehicles
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
300 Baker Ave, Whitefish, MT, 59937
Used Car (Model Years 2016 - 2020)
5.15%
36 Months
APR5.15%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT, 59715
ECO Auto Loans
5.24%
84 Months
APR5.24%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; (60 months)

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT, 59715
Vehicle Loans - NEW
5.24%
84 Months
APR5.24%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; (60 months)

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2021-2023)
5.24%
60 Months
APR5.24%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025 (Clean Retail)
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026 (MSRP)
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMar 17, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Used Vehicle - 2014 to 2023
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedMar 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
New Vehicle
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedMar 17, 2026
Details

This Vehicle Loan Rate applies to current and previous year and must exceed $20,000.

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
New Vehicles
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
New Vehicles (2024-2026)
5.30%
72 Months
APR5.30%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Auto Loans (2022 or older)
5.49%
Up to 75 months (OAC)
APR5.49%
TermUp to 75 months (OAC)
Last UpdatedMar 20, 2026
Details

As Low As

Vocal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.34%
2910 Prospect Ave, Helena, MT, 59601 9726
New & Used car Loan
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As; (This is our rate for recreational vehicles too!)

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025 (Clean Retail)
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026 (MSRP)
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023
5.50%
24 Months
APR5.50%
Term24 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023 - Older Clean Retail
5.50%
24 Months
APR5.50%
Term24 Months
Last UpdatedMar 17, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Used Vehicle - 2014 to 2023
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedMar 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Vehicle
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

This includes all vehicles two to seven years old.

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
New Vehicles
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMar 16, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
New Vehicles (2024-2026)
5.60%
84 Months
APR5.60%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT, 59715
Vehicle Loans - USED
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As; (60 months)

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2021-2023)
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025 (Clean Retail)
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026 (MSRP)
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMar 17, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
New Vehicle
5.75%
84 Months
APR5.75%
Term84 Months
Last UpdatedMar 17, 2026
Details

This Vehicle Loan Rate applies to current and previous year and must exceed $20,000.0

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
Used Vehicles
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedMar 16, 2026
Details

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Auto Loans (2023 and newer)
5.99%
76 to 84 months (OAC)
APR5.99%
Term76 to 84 months (OAC)
Last UpdatedMar 20, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2016-2020)
5.99%
24 Months
APR5.99%
Term24 Months
Last UpdatedMar 15, 2026
Details

As Low As

Daniels-Sheridan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
404 Main Street, Scobey, MT, 59263 1160
Vehicle Loans
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedMar 16, 2026
Details

As Low As; Up to 3 years

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025 (Clean Retail)
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026 (MSRP)
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023
6.00%
36 Months
APR6.00%
Term36 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023 - Older Clean Retail
6.00%
36 Months
APR6.00%
Term36 Months
Last UpdatedMar 17, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Vehicle
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedMar 17, 2026
Details

This includes all vehicles two to seven years old.

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
Used Vehicles
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Auto Loans (2022 or older)
6.24%
Up to 84 months (OAC)
APR6.24%
TermUp to 84 months (OAC)
Last UpdatedMar 20, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2021-2023)
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025 (Clean Retail)
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026 (MSRP)
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedMar 17, 2026
Details

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
Used Vehicles
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023 - Older Clean Retail
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Vehicle
6.50%
72 Months
APR6.50%
Term72 Months
Last UpdatedMar 17, 2026
Details

This includes all vehicles older than seven years and must exceed $20,000.

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Auto Loans (2023 and newer)
6.99%
85 to 96 months (OAC)
APR6.99%
Term85 to 96 months (OAC)
Last UpdatedMar 20, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2016-2020)
6.99%
36 Months
APR6.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023 - Older Clean Retail
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedMar 17, 2026
Details

Daniels-Sheridan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
404 Main Street, Scobey, MT, 59263 1160
Vehicle Loans
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

As Low As; 3+ Years

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Vehicle
7.00%
36 Months
APR7.00%
Term36 Months
Last UpdatedMar 17, 2026
Details

This includes all vehicles older than seven years.

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
New Vehicles & Recreational Equipment
7.25%
Up to 5 years
APR7.25%
TermUp to 5 years
Last UpdatedMar 16, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
New Vehicles & Recreational Equipment (Never Titled)
7.25%
Up to 5 years
APR7.25%
TermUp to 5 years
Last UpdatedMar 16, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023
7.50%
72 Months
APR7.50%
Term72 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023 - Older Clean Retail
7.50%
72 Months
APR7.50%
Term72 Months
Last UpdatedMar 17, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2016-2020)
7.74%
48 Months
APR7.74%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Auto Loans (2022 or older)
7.99%
Up to 60 months (2015 or older vehicles, OAC)
APR7.99%
TermUp to 60 months (2015 or older vehicles, OAC)
Last UpdatedMar 20, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2016-2020)
7.99%
60 Months
APR7.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
New Vehicles & Recreational Equipment
8.00%
6 years
APR8.00%
Term6 years
Last UpdatedMar 16, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
New Vehicles & Recreational Equipment (Never Titled)
8.00%
6 years
APR8.00%
Term6 years
Last UpdatedMar 16, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Vehicle
8.00%
48 Months
APR8.00%
Term48 Months
Last UpdatedMar 17, 2026
Details

This includes all vehicles older than seven years.

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
New Vehicles & Recreational Equipment
8.75%
7 years
APR8.75%
Term7 years
Last UpdatedMar 16, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
New Vehicles & Recreational Equipment (Never Titled)
8.75%
7 years
APR8.75%
Term7 years
Last UpdatedMar 16, 2026
Details

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
300 Baker Ave, Whitefish, MT, 59937
Used Car (Model Years 2014 & Older)
8.75%
36 Months
APR8.75%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
300 Baker Ave, Whitefish, MT, 59937
Used Car (Model Years 2014 & Older)
9.00%
48 Months
APR9.00%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
New Vehicles & Recreational Equipment
9.25%
8 years
APR9.25%
Term8 years
Last UpdatedMar 16, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
New Vehicles & Recreational Equipment (Never Titled)
9.25%
8 years
APR9.25%
Term8 years
Last UpdatedMar 16, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
Used Vehicles & Recreational Equipment
9.25%
Up to 3 years
APR9.25%
TermUp to 3 years
Last UpdatedMar 16, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
Used Vehicles & Recreational Equipment (2019 and older)
9.25%
Up to 3 years
APR9.25%
TermUp to 3 years
Last UpdatedMar 16, 2026
Details

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
300 Baker Ave, Whitefish, MT, 59937
Used Car (Model Years 2014 & Older)
9.25%
60 Months
APR9.25%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
Used Vehicles & Recreational Equipment
9.75%
4 to 6 years
APR9.75%
Term4 to 6 years
Last UpdatedMar 16, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
Used Vehicles & Recreational Equipment (2019 and older)
9.75%
4 to 6 years
APR9.75%
Term4 to 6 years
Last UpdatedMar 16, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Auto Loans (2023 and newer)
3.99%
Up to 60 months (OAC)
APR3.99%
TermUp to 60 months (OAC)
Last UpdatedMar 20, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
New Vehicle - 2024 to 2026
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMar 18, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
New Vehicles (2024-2026)
4.24%
24 Months
APR4.24%
Term24 Months
Last UpdatedMar 15, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
New Vehicle - 2024 to 2026
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMar 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
New Vehicle
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedMar 17, 2026
Details

This Vehicle Loan Rate applies to current and previous year.

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1300 Baker Ave, Whitefish, MT, 59937 2988
New Vehicles - 2024-'26 models
4.39%
36 Months
APR4.39%
Term36 Months
Last UpdatedMar 15, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
New Vehicles (2024-2026)
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
New Vehicle - 2024 to 2026
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1300 Baker Ave, Whitefish, MT, 59937 2988
New Vehicles - 2024-'26 models
4.64%
60 Months
APR4.64%
Term60 Months
Last UpdatedMar 15, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
New Vehicle - 2024 to 2026
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
New Vehicles
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedMar 16, 2026
Details

All Rates are subject to change without notice. Some restrictions may apply.

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
300 Baker Ave, Whitefish, MT, 59937
New Car (Model Years 2021-2026)
4.95%
36 Months
APR4.95%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Auto Loans (2023 and newer)
4.99%
61 to 75 months (OAC)
APR4.99%
Term61 to 75 months (OAC)
Last UpdatedMar 20, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
New Vehicles (2024-2026)
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
New Vehicle - 2024 to 2026
5.00%
84 Months
APR5.00%
Term84 Months
Last UpdatedMar 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
New Vehicle
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedMar 17, 2026
Details

This Vehicle Loan Rate applies to current and previous year.

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
New Vehicles
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT, 59715
Vehicle Loans - NEW
5.24%
84 Months
APR5.24%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; (60 months)

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025 (Clean Retail)
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026 (MSRP)
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedMar 17, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
New Vehicle
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedMar 17, 2026
Details

This Vehicle Loan Rate applies to current and previous year and must exceed $20,000.

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
New Vehicles
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
New Vehicles (2024-2026)
5.30%
72 Months
APR5.30%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Vocal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.34%
2910 Prospect Ave, Helena, MT, 59601 9726
New & Used car Loan
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As; (This is our rate for recreational vehicles too!)

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025 (Clean Retail)
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026 (MSRP)
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
New Vehicles
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedMar 16, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
New Vehicles (2024-2026)
5.60%
84 Months
APR5.60%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025 (Clean Retail)
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026 (MSRP)
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMar 17, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
New Vehicle
5.75%
84 Months
APR5.75%
Term84 Months
Last UpdatedMar 17, 2026
Details

This Vehicle Loan Rate applies to current and previous year and must exceed $20,000.0

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Auto Loans (2023 and newer)
5.99%
76 to 84 months (OAC)
APR5.99%
Term76 to 84 months (OAC)
Last UpdatedMar 20, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025 (Clean Retail)
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026 (MSRP)
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2024-2025 (Clean Retail)
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
New Vehicles 2026 (MSRP)
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedMar 17, 2026
Details

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
15 14th St S, Great Falls, MT, 59401 3800
Auto Loans (2023 and newer)
6.99%
85 to 96 months (OAC)
APR6.99%
Term85 to 96 months (OAC)
Last UpdatedMar 20, 2026
Details

As Low As

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
New Vehicles & Recreational Equipment
7.25%
Up to 5 years
APR7.25%
TermUp to 5 years
Last UpdatedMar 16, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
New Vehicles & Recreational Equipment (Never Titled)
7.25%
Up to 5 years
APR7.25%
TermUp to 5 years
Last UpdatedMar 16, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
New Vehicles & Recreational Equipment
8.00%
6 years
APR8.00%
Term6 years
Last UpdatedMar 16, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
New Vehicles & Recreational Equipment (Never Titled)
8.00%
6 years
APR8.00%
Term6 years
Last UpdatedMar 16, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
New Vehicles & Recreational Equipment
8.75%
7 years
APR8.75%
Term7 years
Last UpdatedMar 16, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
New Vehicles & Recreational Equipment (Never Titled)
8.75%
7 years
APR8.75%
Term7 years
Last UpdatedMar 16, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
New Vehicles & Recreational Equipment
9.25%
8 years
APR9.25%
Term8 years
Last UpdatedMar 16, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
New Vehicles & Recreational Equipment (Never Titled)
9.25%
8 years
APR9.25%
Term8 years
Last UpdatedMar 16, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2021-2023)
4.24%
24 Months
APR4.24%
Term24 Months
Last UpdatedMar 15, 2026
Details

As Low As

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1300 Baker Ave, Whitefish, MT, 59937 2988
Used Vehicles - 2023 and older
4.39%
36 Months
APR4.39%
Term36 Months
Last UpdatedMar 15, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2021-2023)
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Used Vehicle - 2014 to 2023
4.50%
24 Months
APR4.50%
Term24 Months
Last UpdatedMar 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Vehicle
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMar 17, 2026
Details

This includes all vehicles two to seven years old.

Park Side Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1300 Baker Ave, Whitefish, MT, 59937 2988
Used Vehicles - 2023 and older
4.64%
60 Months
APR4.64%
Term60 Months
Last UpdatedMar 15, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Used Vehicle - 2014 to 2023
4.75%
36 Months
APR4.75%
Term36 Months
Last UpdatedMar 18, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2021-2023)
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Used Vehicle - 2014 to 2023
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedMar 18, 2026
Details

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
300 Baker Ave, Whitefish, MT, 59937
Used Car (Model Years 2016 - 2020)
5.15%
36 Months
APR5.15%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2021-2023)
5.24%
60 Months
APR5.24%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Used Vehicle - 2014 to 2023
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedMar 18, 2026
Details

Vocal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.34%
2910 Prospect Ave, Helena, MT, 59601 9726
New & Used car Loan
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As; (This is our rate for recreational vehicles too!)

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023
5.50%
24 Months
APR5.50%
Term24 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023 - Older Clean Retail
5.50%
24 Months
APR5.50%
Term24 Months
Last UpdatedMar 17, 2026
Details

Glendive BN Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
509 N MERRILL AVE, GLENDIVE, MT, 59330
Used Vehicle - 2014 to 2023
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedMar 18, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Vehicle
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

This includes all vehicles two to seven years old.

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT, 59715
Vehicle Loans - USED
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As; (60 months)

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2021-2023)
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
Used Vehicles
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedMar 16, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2016-2020)
5.99%
24 Months
APR5.99%
Term24 Months
Last UpdatedMar 15, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023
6.00%
36 Months
APR6.00%
Term36 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023 - Older Clean Retail
6.00%
36 Months
APR6.00%
Term36 Months
Last UpdatedMar 17, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Vehicle
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedMar 17, 2026
Details

This includes all vehicles two to seven years old.

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
Used Vehicles
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2021-2023)
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Butte Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2901 Grand Ave, Butte, MT, 59701 5172
Used Vehicles
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedMar 16, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023 - Older Clean Retail
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Vehicle
6.50%
72 Months
APR6.50%
Term72 Months
Last UpdatedMar 17, 2026
Details

This includes all vehicles older than seven years and must exceed $20,000.

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2016-2020)
6.99%
36 Months
APR6.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023 - Older Clean Retail
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedMar 17, 2026
Details

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Vehicle
7.00%
36 Months
APR7.00%
Term36 Months
Last UpdatedMar 17, 2026
Details

This includes all vehicles older than seven years.

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023
7.50%
72 Months
APR7.50%
Term72 Months
Last UpdatedMar 17, 2026
Details

Badlands Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
302 W Towne St, Glendive, MT, 59330 1744
Used Vehicles 2023 - Older Clean Retail
7.50%
72 Months
APR7.50%
Term72 Months
Last UpdatedMar 17, 2026
Details

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2016-2020)
7.74%
48 Months
APR7.74%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
1035 W Park Ave, Anaconda, MT, 59711
Used Vehicles (2016-2020)
7.99%
60 Months
APR7.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Mountain West Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.59%
400 E Park St, Butte, MT, 59701 1916
Used Vehicle
8.00%
48 Months
APR8.00%
Term48 Months
Last UpdatedMar 17, 2026
Details

This includes all vehicles older than seven years.

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
300 Baker Ave, Whitefish, MT, 59937
Used Car (Model Years 2014 & Older)
8.75%
36 Months
APR8.75%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
300 Baker Ave, Whitefish, MT, 59937
Used Car (Model Years 2014 & Older)
9.00%
48 Months
APR9.00%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
Used Vehicles & Recreational Equipment
9.25%
Up to 3 years
APR9.25%
TermUp to 3 years
Last UpdatedMar 16, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
Used Vehicles & Recreational Equipment (2019 and older)
9.25%
Up to 3 years
APR9.25%
TermUp to 3 years
Last UpdatedMar 16, 2026
Details

Whitefish Credit Union Association
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
300 Baker Ave, Whitefish, MT, 59937
Used Car (Model Years 2014 & Older)
9.25%
60 Months
APR9.25%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
Used Vehicles & Recreational Equipment
9.75%
4 to 6 years
APR9.75%
Term4 to 6 years
Last UpdatedMar 16, 2026
Details

Fort Peck Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.51%
54176 US Highway 2, Glasgow, MT, 59230
Used Vehicles & Recreational Equipment (2019 and older)
9.75%
4 to 6 years
APR9.75%
Term4 to 6 years
Last UpdatedMar 16, 2026
Details

Frequently Asked Questions about Auto Loans in Proctor, Montana

How does my credit score affect my car loan rate in Montana?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Proctor, Montana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Montana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Proctor, Montana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Proctor, Montana?

Based on our current data, some of the lowest auto loan rates available in Proctor, Montana include:
  • Montana Federal Credit Union: 3.99% (Auto Loans (2023 and newer))
  • Glendive BN Federal Credit Union: 4.00% (New Vehicle - 2024 to 2026)
  • Southwest Montana Community Federal Credit Union: 4.24% (New Vehicles (2024-2026))
  • Mountain West Federal Credit Union: 4.25% (New Vehicle)
  • Park Side Financial Credit Union: 4.39% (New Vehicles - 2024-'26 models)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Proctor, Montana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026