Auto Loan Rates in Hingham, Montana (MT) for June 2026
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Brian McKay
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Current auto loan rates in Hingham, Montana include Montana Federal Credit UnionMontana Federal Credit UnionA+5.0 ★Texas Ratio: 1.81% offering Auto Loans (2023 and newer) at 3.99%, Glendive BN Federal Credit UnionGlendive BN Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering New Vehicle Loan at 4.00%, Southwest Montana Community Federal Credit UnionSouthwest Montana Community Federal Credit UnionA+5.0 ★Texas Ratio: 5.39% offering New Vehicles (2024-2026) Loan at 4.24%, Mountain West Federal Credit UnionMountain West Federal Credit UnionA-4.9 ★Texas Ratio: 15.12% offering New Vehicle Loan at 4.25%, Mile High Federal Credit UnionMile High Federal Credit UnionA+5.0 ★Texas Ratio: 0.03% offering New Vehicle Loan at 4.49%. Auto loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Hingham borrowers have access to 12 lenders serving the Montana area, with auto loan rates as low as 3.99% APR from Montana Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Hingham, Montana. Auto Loan Rates Last Updated and Verified: June 16, 2026
Compare Auto Loan Rates Today in Hingham, Montana & Surrounding Area
Hingham Auto Loan Rates
As Low As; OAC
Interest rates are subject to change due to credit ratings. Call for details.
As Low As
Rates As Low As
Interest rates are subject to change due to credit ratings. Call for details.
This Vehicle Loan Rate applies to current and previous year.
As Low As; 60 month term
As Low As; OAC. Rates effective February 2, 2026. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment example based on a $20,000 loan: $590.34 at 3.99% APR with a 36 month term; $310.95 at 4.99% APR with a 75 month term; $292.07 at 5.99% APR with an 84 month term; and $272.57 at 6.99% APR with a 96 month term. Our APR may differ based on your loan amount, repayment method, and other factors. 2014 and older vehicles
As Low As
Rates As Low As
Interest rates are subject to change due to credit ratings. Call for details.
This includes all vehicles two to seven years old.
Interest rates are subject to change due to credit ratings. Call for details.
All Rates are subject to change without notice. Some restrictions may apply.
Rates effective as of 1/2/2026 and subject to credit approval, collateral, and term. Certain restrictions apply. Member eligibility required.
As Low As; OAC. Rates effective February 2, 2026. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment example based on a $20,000 loan: $590.34 at 3.99% APR with a 36 month term; $310.95 at 4.99% APR with a 75 month term; $292.07 at 5.99% APR with an 84 month term; and $272.57 at 6.99% APR with a 96 month term. Our APR may differ based on your loan amount, repayment method, and other factors. 2014 and older vehicles
As Low As; OAC
As Low As
Rates As Low As
As Low As
Interest rates are subject to change due to credit ratings. Call for details.
This Vehicle Loan Rate applies to current and previous year.
APR* is disclosed. All loans on approved credit, rates are listed above for members with an A+ (750 or higher) credit score based on information obtained from a current credit report. Rates will be risk-rated dependent on credit score and may be higher than disclosed above. Base rate is .15% over A+ above referenced rate.
As Low As; (60 months)
As Low As; *APR = Annual Percentage Rate. All rates are subject to change, please contact Sky FCU for the most current rates.
As Low As; *APR
As Low As; 60 month term
Rates As Low As
As Low As
As Low As; 60 mos.
This Vehicle Loan Rate applies to current and previous year and must exceed $20,000.
APR* is disclosed. All loans on approved credit, rates are listed above for members with an A+ (750 or higher) credit score based on information obtained from a current credit report. Rates will be risk-rated dependent on credit score and may be higher than disclosed above. Base rate is .15% over A+ above referenced rate.
As Low As
As Low As; 48 month term
As Low As; OAC. Rates effective February 2, 2026. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment example based on a $20,000 loan: $590.34 at 3.99% APR with a 36 month term; $310.95 at 4.99% APR with a 75 month term; $292.07 at 5.99% APR with an 84 month term; and $272.57 at 6.99% APR with a 96 month term. Our APR may differ based on your loan amount, repayment method, and other factors. 2014 and older vehicles
As Low As; 60 mos.
This includes all vehicles two to seven years old.
APR* is disclosed. All loans on approved credit, rates are listed above for members with an A+ (750 or higher) credit score based on information obtained from a current credit report. Rates will be risk-rated dependent on credit score and may be higher than disclosed above. Base rate is .15% over A+ above referenced rate.
As Low As
Rates As Low As
This Vehicle Loan Rate applies to current and previous year and must exceed $20,000.0
As Low As; OAC
Rates As Low As
80% of clean retail at 48 months max. 6%. Interest rates are subject to change due to credit ratings. Call for details.
This includes all vehicles two to seven years old.
As Low As; OAC. Rates effective February 2, 2026. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment example based on a $20,000 loan: $590.34 at 3.99% APR with a 36 month term; $310.95 at 4.99% APR with a 75 month term; $292.07 at 5.99% APR with an 84 month term; and $272.57 at 6.99% APR with a 96 month term. Our APR may differ based on your loan amount, repayment method, and other factors. 2014 and older vehicles
Rates As Low As
This includes all vehicles older than seven years and must exceed $20,000.
As Low As; *APR
As Low As; 60 mos.
As Low As; OAC
Rates As Low As
This includes all vehicles older than seven years.
Rates As Low As
As Low As; OAC. Rates effective February 2, 2026. Rates are based on an evaluation of your credit history, so your rate may differ. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Payment example based on a $20,000 loan: $590.34 at 3.99% APR with a 36 month term; $310.95 at 4.99% APR with a 75 month term; $292.07 at 5.99% APR with an 84 month term; and $272.57 at 6.99% APR with a 96 month term. Our APR may differ based on your loan amount, repayment method, and other factors. 2014 and older vehicles
Rates As Low As
This includes all vehicles older than seven years.
Hingham New Auto Auto Loan Rates
As Low As; OAC
Interest rates are subject to change due to credit ratings. Call for details.
As Low As
Interest rates are subject to change due to credit ratings. Call for details.
This Vehicle Loan Rate applies to current and previous year.
As Low As; 60 month term
As Low As
Interest rates are subject to change due to credit ratings. Call for details.
Interest rates are subject to change due to credit ratings. Call for details.
All Rates are subject to change without notice. Some restrictions may apply.
As Low As; OAC
As Low As
As Low As
Interest rates are subject to change due to credit ratings. Call for details.
This Vehicle Loan Rate applies to current and previous year.
As Low As; *APR
As Low As
As Low As; 60 mos.
This Vehicle Loan Rate applies to current and previous year and must exceed $20,000.
As Low As
As Low As
This Vehicle Loan Rate applies to current and previous year and must exceed $20,000.0
As Low As; OAC
As Low As; OAC
Hingham Used Auto Auto Loan Rates
Rates As Low As
Rates As Low As
This includes all vehicles two to seven years old.
Rates As Low As
As Low As
As Low As; 60 month term
Rates As Low As
As Low As; 48 month term
As Low As; 60 mos.
This includes all vehicles two to seven years old.
Rates As Low As
Rates As Low As
80% of clean retail at 48 months max. 6%. Interest rates are subject to change due to credit ratings. Call for details.
This includes all vehicles two to seven years old.
Rates As Low As
This includes all vehicles older than seven years and must exceed $20,000.
As Low As; *APR
Rates As Low As
This includes all vehicles older than seven years.
Rates As Low As
Rates As Low As
This includes all vehicles older than seven years.
Hingham, MT Auto Loan Rate Trends
Compare local Hingham, MT auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Montana new auto rates fell 0.053 points over the past 7 days to 5.045% APR.
Montana used auto rates rose 0.315 points over the past 7 days to 5.876% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hingham, Montana auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Hingham, Montana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Hingham, Montana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in MT.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Hingham, Montana
How does my credit score affect my car loan rate in Montana?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Hingham, Montana?
- Montana Federal Credit Union: 3.99% (Auto Loans (2023 and newer))
- Glendive BN Federal Credit Union: 4.00% (New Vehicle Loan)
- Southwest Montana Community Federal Credit Union: 4.24% (New Vehicles (2024-2026) Loan)
- Mountain West Federal Credit Union: 4.25% (New Vehicle Loan)
- Mile High Federal Credit Union: 4.49% (New Vehicle Loan)
