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  9. Auto Loan Rate Trends

Eden, Mississippi Best Auto Loan Rates - October 2026

Eden, Mississippi auto loan rates from lenders serving Mississippi range from 3.29% to 7.00% APR, verified by MonitorBankRates as of October 12, 2026. Current auto loan rates in Eden, Mississippi include HealthPlus Federal Credit UnionHealthPlus Federal Credit UnionF2.0 ★Texas Ratio: 51.07% offering New Auto at 3.29%, Statewide Federal Credit UnionStatewide Federal Credit UnionA+5.0 ★Texas Ratio: 3.52% offering New Auto at 3.49%, Riverland Federal Credit UnionRiverland Federal Credit UnionA+5.0 ★Texas Ratio: 2.72% offering Auto Loans - Cars, Trucks, & SUVs at 3.50%, Singing River Federal Credit UnionSinging River Federal Credit UnionA+5.0 ★Texas Ratio: 3.43% offering Auto Loans - New & Used Auto at 3.74%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 6.31% offering Auto Loans - 2025 & Newer at 3.84%. Auto loan rates as of October 12, 2026 according to verified data from MonitorBankRates.

Eden borrowers have access to 32 lenders serving the Mississippi area, with auto loan rates as low as 3.29% APR from HealthPlus Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated, so we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Eden, Mississippi. Auto Loan Rates Last Updated and Verified: October 12, 2026

Compare Auto Loan Rates Today in Eden, Mississippi & Surrounding Area

Eden Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
3.29%
Up to 48 months
▼
APR3.29%
Interest Rate3.29%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 3.29% APR · checked 7 times
2.79%3.29%3.79%Sep 14, 2026: 3.29% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
3.29%
Up to 48 months
▼
APR3.29%
Interest Rate3.29%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 3.29% APR · checked 7 times
2.79%3.29%3.79%Sep 14, 2026: 3.29% APRSep 14, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Auto
3.49%
1-24 Months
▼
APR3.49%
Term1-24 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.49% - 18.00%.

Rate History
No change since Oct 8, 2026 · 3.49% APR · checked 2 times
2.99%3.49%3.99%Oct 8, 2026: 3.49% APROct 8, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Used Autos
3.49%
1-24 Months
▼
APR3.49%
Term1-24 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.49% - 18.00%.

Rate History
No change since Sep 17, 2026 · 3.49% APR · checked 5 times
2.99%3.49%3.99%Sep 17, 2026: 3.49% APRSep 17, 2026Oct 13, 2026
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Auto Loans - Cars, Trucks, & SUVs
3.50%
Up to 36 months
▼
APR3.50%
TermUp to 36 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
No change since Sep 21, 2026 · 3.50% APR · checked 4 times
3.00%3.50%4.00%Sep 21, 2026: 3.50% APRSep 21, 2026Oct 13, 2026
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Auto Loans - New & Used Auto
3.74%
up to 36 months
▼
APR3.74%
Interest Rate3.74%
Termup to 36 months
Last UpdatedOct 12, 2026
Details

Published rate range: 3.74 - 15.49%. Rate based on credit score, term, model year, amount financed, and relationship pricing

Rate History
No change since Oct 12, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 12, 2026: 3.74% APROct 12, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
3.79%
60 months
▼
APR3.79%
Interest Rate3.79%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 3.79% APR · checked 7 times
3.29%3.79%4.29%Sep 14, 2026: 3.79% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
3.79%
60 months
▼
APR3.79%
Interest Rate3.79%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 3.79% APR · checked 7 times
3.29%3.79%4.29%Sep 14, 2026: 3.79% APRSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2025 & Newer
3.84%
0 - 36 Months
▼
APR3.84%
Term0 - 36 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
2 changes since Sep 14, 2026 · 3.49% → 3.84% ▲ 0.35 pts · high 3.84% / low 3.49%
2.99%3.67%4.34%Sep 14, 2026: 3.49% APRSep 18, 2026: 3.64% APROct 10, 2026: 3.84% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.84%▲ from 3.64%
  • Sep 18, 20263.64%▲ from 3.49%
  • Sep 14, 20263.49%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
3.89%
12-36 Months
▼
APR3.89%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
3.89%
up to 36 months
▼
APR3.89%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
Used Vehicle Loans
3.99%
Up to 24 Months
▼
APR3.99%
TermUp to 24 Months
Last UpdatedOct 9, 2026
Details

Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed. APR = Annual Percentage Rate

Rate History
No change since Sep 18, 2026 · 3.99% APR · checked 7 times
3.49%3.99%4.49%Sep 18, 2026: 3.99% APRSep 18, 2026Oct 13, 2026
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
Used Vehicle Loans
3.99%
Up to 36 Months
▼
APR3.99%
TermUp to 36 Months
Last UpdatedOct 9, 2026
Details

Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed. APR = Annual Percentage Rate

Rate History
No change since Sep 18, 2026 · 3.99% APR · checked 7 times
3.49%3.99%4.49%Sep 18, 2026: 3.99% APRSep 18, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto
3.99%
Up to 48 months
▼
APR3.99%
Interest Rate3.99%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% NADA with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 7 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto Loan
3.99%
Up to 48 months
▼
APR3.99%
Interest Rate3.99%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% NADA with GAP

Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 7 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 13, 2026
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Auto Loans - New & Used Auto
3.99%
37 - 48 months
▼
APR3.99%
Interest Rate3.99%
Term37 - 48 months
Last UpdatedOct 12, 2026
Details

Published rate range: 3.99 - 15.74%. Rate based on credit score, term, model year, amount financed, and relationship pricing

Rate History
No change since Oct 12, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 12, 2026: 3.99% APROct 12, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Business Vehicle Loan
4.09%
Up to 36 months
▼
APR4.09%
TermUp to 36 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 4.09% APR · checked 4 times
3.59%4.09%4.59%Sep 30, 2026: 4.09% APRSep 30, 2026Oct 13, 2026
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
Used Vehicle Loans
4.19%
Up to 48 Months
▼
APR4.19%
TermUp to 48 Months
Last UpdatedOct 9, 2026
Details

Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed. APR = Annual Percentage Rate

Rate History
No change since Sep 18, 2026 · 4.19% APR · checked 7 times
3.69%4.19%4.69%Sep 18, 2026: 4.19% APRSep 18, 2026Oct 13, 2026
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Auto Loans
4.19%
36 Months
▼
APR4.19%
Interest Rate4.19%
Term36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Vehicle Year: 2025 & Newer; A+ rate for automobiles

Rate History
No change since Sep 18, 2026 · 4.19% APR · checked 5 times
3.69%4.19%4.69%Sep 18, 2026: 4.19% APRSep 18, 2026Oct 13, 2026
NAVIGATOR
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
New Auto (Current and prior year)
4.24%
36 months
▼
APR4.24%
Term36 months
Last UpdatedOct 10, 2026
Details

As low as APR

Rate History
No change since Sep 30, 2026 · 4.24% APR · checked 3 times
3.74%4.24%4.74%Sep 30, 2026: 4.24% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
4.29%
37-60 Months
▼
APR4.29%
Term37-60 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.29% APR · checked 4 times
3.79%4.29%4.79%Sep 30, 2026: 4.29% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
4.29%
37-60 months
▼
APR4.29%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.29% APR · checked 4 times
3.79%4.29%4.79%Sep 30, 2026: 4.29% APRSep 30, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
4.29%
72 months
▼
APR4.29%
Interest Rate4.29%
Term72 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 4.29% APR · checked 7 times
3.79%4.29%4.79%Sep 14, 2026: 4.29% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
4.29%
72 months
▼
APR4.29%
Interest Rate4.29%
Term72 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 4.29% APR · checked 7 times
3.79%4.29%4.79%Sep 14, 2026: 4.29% APRSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2025 & Newer
4.34%
37 - 75 Months
▼
APR4.34%
Term37 - 75 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
2 changes since Sep 14, 2026 · 3.89% → 4.34% ▲ 0.45 pts · high 4.34% / low 3.89%
3.39%4.12%4.84%Sep 14, 2026: 3.89% APRSep 18, 2026: 4.14% APROct 10, 2026: 4.34% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.34%▲ from 4.14%
  • Sep 18, 20264.14%▲ from 3.89%
  • Sep 14, 20263.89%first recorded
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto Loans - New Auto
4.39%
36 months
▼
APR4.39%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Current and previous year's models; Actual rates and terms vary based on credit history, loan amount, and collateral

Rate History
No change since Oct 12, 2026 · 4.39% APR
3.89%4.39%4.89%Oct 12, 2026: 4.39% APROct 12, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Auto
4.39%
25-36 Months
▼
APR4.39%
Term25-36 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.39% - 18.00%.

Rate History
No change since Oct 8, 2026 · 4.39% APR · checked 2 times
3.89%4.39%4.89%Oct 8, 2026: 4.39% APROct 8, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Used Autos
4.39%
25-36 Months
▼
APR4.39%
Term25-36 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.39% - 18.00%.

Rate History
1 change since Sep 17, 2026 · 3.99% → 4.39% ▲ 0.40 pts · high 4.39% / low 3.99%
3.49%4.19%4.89%Sep 17, 2026: 3.99% APROct 4, 2026: 4.39% APRSep 17, 2026Oct 13, 2026
  • Oct 4, 20264.39%▲ from 3.99%
  • Sep 17, 20263.99%first recorded
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Auto Loans
4.44%
48 Months
▼
APR4.44%
Interest Rate4.44%
Term48 Months
Last UpdatedOct 12, 2026
Details

As Low As; Vehicle Year: 2025 & Newer; A+ rate for automobiles

Rate History
No change since Sep 18, 2026 · 4.44% APR · checked 5 times
3.94%4.44%4.94%Sep 18, 2026: 4.44% APRSep 18, 2026Oct 13, 2026
Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New and Used Auto
4.49%
12-84 Months
▼
APR4.49%
Term12-84 Months
Last UpdatedOct 9, 2026
Details

Beginning as low as 4.49%

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 8 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
4.49%
Up to 48 months
▼
APR4.49%
Interest Rate4.49%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 7 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
4.49%
Up to 48 months
▼
APR4.49%
Interest Rate4.49%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 7 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto
4.49%
60 months
▼
APR4.49%
Interest Rate4.49%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% NADA with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 7 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto Loan
4.49%
60 months
▼
APR4.49%
Interest Rate4.49%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% NADA with GAP

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 7 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.36%
New Auto
4.49%
Up to 7 years
▼
APR4.49%
TermUp to 7 years
Last UpdatedOct 12, 2026
Details

As Low As; Low Interest Loans; Rate based on credit worthiness and term of loan

Rate History
No change since Sep 12, 2026 · 4.49% APR · checked 8 times
3.99%4.49%4.99%Sep 12, 2026: 4.49% APRSep 12, 2026Oct 13, 2026
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Auto Loans - Cars, Trucks, & SUVs
4.50%
Up to 60 months
▼
APR4.50%
TermUp to 60 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
No change since Sep 21, 2026 · 4.50% APR · checked 4 times
4.00%4.50%5.00%Sep 21, 2026: 4.50% APRSep 21, 2026Oct 13, 2026
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New and Used Auto Loans
4.50%
24 - 84 months
▼
APR4.50%
Term24 - 84 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.50%-18.00%.

Rate History
No change since Sep 25, 2026 · 4.50% APR · checked 4 times
4.00%4.50%5.00%Sep 25, 2026: 4.50% APRSep 25, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
4.59%
61-72 Months
▼
APR4.59%
Term61-72 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.59% APR · checked 4 times
4.09%4.59%5.09%Sep 30, 2026: 4.59% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
4.59%
61-72 months
▼
APR4.59%
Term61-72 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.59% APR · checked 4 times
4.09%4.59%5.09%Sep 30, 2026: 4.59% APRSep 30, 2026Oct 13, 2026
Southern Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
NEW AUTO
4.60%
63 MONTHS
▼
APR4.60%
Term63 MONTHS
Last UpdatedOct 9, 2026
Details

As Low As; Your APR is based on credit worthiness, loan amount, current mileage, term of the loan and loan to value.

Rate History
No change since Sep 14, 2026 · 4.60% APR · checked 5 times
4.10%4.60%5.10%Sep 14, 2026: 4.60% APRSep 14, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Auto
4.69%
37-48 Months
▼
APR4.69%
Term37-48 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.69% - 18.00%.

Rate History
No change since Oct 8, 2026 · 4.69% APR · checked 2 times
4.19%4.69%5.19%Oct 8, 2026: 4.69% APROct 8, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Used Autos
4.69%
37-48 Months
▼
APR4.69%
Term37-48 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.69% - 18.00%.

Rate History
1 change since Sep 17, 2026 · 4.39% → 4.69% ▲ 0.30 pts · high 4.69% / low 4.39%
3.89%4.54%5.19%Sep 17, 2026: 4.39% APROct 4, 2026: 4.69% APRSep 17, 2026Oct 13, 2026
  • Oct 4, 20264.69%▲ from 4.39%
  • Sep 17, 20264.39%first recorded
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Auto Loans
4.69%
60 Months
▼
APR4.69%
Interest Rate4.69%
Term60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Vehicle Year: 2025 & Newer; A+ rate for automobiles

Rate History
No change since Sep 18, 2026 · 4.69% APR · checked 5 times
4.19%4.69%5.19%Sep 18, 2026: 4.69% APRSep 18, 2026Oct 13, 2026
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Auto Loans - New & Used Auto
4.74%
49 - 60 months
▼
APR4.74%
Interest Rate4.74%
Term49 - 60 months
Last UpdatedOct 12, 2026
Details

Published rate range: 4.74 - 15.99%. Rate based on credit score, term, model year, amount financed, and relationship pricing

Rate History
No change since Oct 12, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 12, 2026: 4.74% APROct 12, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
4.75%
1 - 36 Months
▼
APR4.75%
Term1 - 36 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A+ Category = or > 725

Rate History
No change since Sep 21, 2026 · 4.75% APR · checked 5 times
4.25%4.75%5.25%Sep 21, 2026: 4.75% APRSep 21, 2026Oct 13, 2026
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Vehicles Loan
4.75%
36 - 48 Months
▼
APR4.75%
Term36 - 48 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 17, 2026 · 4.75% APR · checked 7 times
4.25%4.75%5.25%Sep 17, 2026: 4.75% APRSep 17, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Auto Loan
4.79%
12-36 Months
▼
APR4.79%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.79% APR · checked 4 times
4.29%4.79%5.29%Sep 30, 2026: 4.79% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Vehicle Loan
4.79%
up to 36 months
▼
APR4.79%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.79% APR · checked 4 times
4.29%4.79%5.29%Sep 30, 2026: 4.79% APRSep 30, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
4.79%
84 months
▼
APR4.79%
Interest Rate4.79%
Term84 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 4.79% APR · checked 7 times
4.29%4.79%5.29%Sep 14, 2026: 4.79% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
4.79%
84 months
▼
APR4.79%
Interest Rate4.79%
Term84 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 4.79% APR · checked 7 times
4.29%4.79%5.29%Sep 14, 2026: 4.79% APRSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2023 - 2024
4.84%
0 - 36 Months
▼
APR4.84%
Term0 - 36 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
No change since Oct 10, 2026 · 4.84% APR
4.34%4.84%5.34%Oct 10, 2026: 4.84% APROct 10, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto Loans - Used Auto (2-6 years old)
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Models 2-6 years old; Actual rates and terms vary based on credit history, loan amount, and collateral

Rate History
No change since Oct 12, 2026 · 4.89% APR
4.39%4.89%5.39%Oct 12, 2026: 4.89% APROct 12, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Used Auto Loans
4.89%
Up to 36 months
▼
APR4.89%
TermUp to 36 months
Last UpdatedOct 12, 2026
Details

As Low As; Models between 2-6 years old

Rate History
No change since Oct 12, 2026 · 4.89% APR
4.39%4.89%5.39%Oct 12, 2026: 4.89% APROct 12, 2026Oct 13, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - 2025
4.90%
up to 48 months
▼
APR4.90%
Termup to 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2025

Rate History
1 change since Sep 14, 2026 · 4.60% → 4.90% ▲ 0.30 pts · high 4.90% / low 4.60%
4.10%4.75%5.40%Sep 14, 2026: 4.60% APROct 4, 2026: 4.90% APRSep 14, 2026Oct 13, 2026
  • Oct 4, 20264.90%▲ from 4.60%
  • Sep 14, 20264.60%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - NEW! 2026
4.90%
up to 48 months
▼
APR4.90%
Termup to 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: NEW! 2026

Rate History
No change since Oct 12, 2026 · 4.90% APR
4.40%4.90%5.40%Oct 12, 2026: 4.90% APROct 12, 2026Oct 13, 2026
Gulf Coast Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
Auto Loans
4.95%
up to 96 months
▼
APR4.95%
Termup to 96 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.95 - 16.99%. Up to 100% of NADA average retail or 100% of selling price, whichever is less. Example: Monthly payments are approximately95% APR. APR = Annual Percentage Rate. Special 4.95%-16.99% APR auto loan rate for up to 96 months applies to new loans only with GCCFCU or refinances from another lender. Applies to new and used autos. Rates and terms based on prior credit performance, age of collateral, and may vary based on mileage, additional credit union services chosen, and/or percentage of down payment. Membership Eligibility Required.

Rate History
No change since Sep 16, 2026 · 4.95% APR · checked 5 times
4.45%4.95%5.45%Sep 16, 2026: 4.95% APRSep 16, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 730 & above

Rate History
No change since Sep 17, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 17, 2026: 4.99% APRSep 17, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 730 & above

Rate History
No change since Sep 17, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 17, 2026: 4.99% APRSep 17, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 730 & above

Rate History
No change since Sep 17, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 17, 2026: 4.99% APRSep 17, 2026Oct 13, 2026
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
Used Vehicle Loans
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedOct 9, 2026
Details

Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed. APR = Annual Percentage Rate

Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
NAVIGATOR
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Used Auto (2-6 Model Year)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedOct 10, 2026
Details

As low as APR

Rate History
No change since Sep 30, 2026 · 4.99% APR · checked 3 times
4.49%4.99%5.49%Sep 30, 2026: 4.99% APRSep 30, 2026Oct 13, 2026
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
New and Used Vehicles Loan
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedOct 12, 2026
Details

Category A (690+); Rate is as stated below, no discounts will apply; Floor Rate 4.50% APR

Rate History
No change since Sep 16, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 16, 2026: 4.99% APRSep 16, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
4.99%
60 months
▼
APR4.99%
Interest Rate4.99%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
4.99%
60 months
▼
APR4.99%
Interest Rate4.99%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto
4.99%
72 months
▼
APR4.99%
Interest Rate4.99%
Term72 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% NADA with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto Loan
4.99%
72 months
▼
APR4.99%
Interest Rate4.99%
Term72 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% NADA with GAP

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Auto
4.99%
49-66 Months
▼
APR4.99%
Term49-66 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.99% - 18.00%.

Rate History
No change since Oct 8, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Oct 8, 2026: 4.99% APROct 8, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Used Autos
4.99%
49-66 Months
▼
APR4.99%
Term49-66 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.99% - 18.00%.

Rate History
1 change since Sep 17, 2026 · 4.49% → 4.99% ▲ 0.50 pts · high 4.99% / low 4.49%
3.99%4.74%5.49%Sep 17, 2026: 4.49% APROct 4, 2026: 4.99% APRSep 17, 2026Oct 13, 2026
  • Oct 4, 20264.99%▲ from 4.49%
  • Sep 17, 20264.49%first recorded
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.36%
Used Auto
4.99%
Up to 7 years
▼
APR4.99%
TermUp to 7 years
Last UpdatedOct 12, 2026
Details

As Low As; Low Interest Loans; Rate based on credit worthiness and term of loan

Rate History
No change since Sep 12, 2026 · 4.99% APR · checked 8 times
4.49%4.99%5.49%Sep 12, 2026: 4.99% APRSep 12, 2026Oct 13, 2026
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Auto Loans - New & Used Auto
4.99%
61 - 72 months
▼
APR4.99%
Interest Rate4.99%
Term61 - 72 months
Last UpdatedOct 12, 2026
Details

Published rate range: 4.99 - 16.24. Rate based on credit score, term, model year, amount financed, and relationship pricing

Rate History
No change since Oct 12, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 12, 2026: 4.99% APROct 12, 2026Oct 13, 2026
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Auto Loans
4.99%
72 Months
▼
APR4.99%
Interest Rate4.99%
Term72 Months
Last UpdatedOct 12, 2026
Details

As Low As; Vehicle Year: 2025 & Newer; A+ rate for automobiles

Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 5 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 13, 2026
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.91%
Other Vehicle - 1st Term Loan
5.00%
1st Term
▼
APR5.00%
Term1st Term
Last UpdatedOct 10, 2026
Details

Additional APR listed for this product: 5.75%.

Rate History
No change since Oct 10, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 10, 2026: 5.00% APROct 10, 2026Oct 13, 2026
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Automobiles
5.00%
Up to 84 Months
▼
APR5.00%
TermUp to 84 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 5.00% - 18.00%.

Rate History
1 change since Sep 16, 2026 · 4.49% → 5.00% ▲ 0.51 pts · high 5.00% / low 4.49%
3.98%4.75%5.51%Sep 16, 2026: 4.49% APROct 8, 2026: 5.00% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20265.00%▲ from 4.49%
  • Sep 16, 20264.49%first recorded
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
New Auto Loans
5.14%
Up to 48 months
▼
APR5.14%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Current and previous year's models

Rate History
No change since Oct 12, 2026 · 5.14% APR
4.64%5.14%5.64%Oct 12, 2026: 5.14% APROct 12, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Business Vehicle Loan
5.19%
Up to 36 months
▼
APR5.19%
TermUp to 36 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 5.19% APR · checked 4 times
4.69%5.19%5.69%Sep 30, 2026: 5.19% APRSep 30, 2026Oct 13, 2026
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Auto Loans
5.19%
60 Months
▼
APR5.19%
Interest Rate5.19%
Term60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Vehicle Year: 2021-2024; A+ rate for automobiles

Rate History
No change since Sep 18, 2026 · 5.19% APR · checked 5 times
4.69%5.19%5.69%Sep 18, 2026: 5.19% APRSep 18, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.54%
Auto Loan
5.24%
2022 - 2026
▼
APR5.24%
Term2022 - 2026
Last UpdatedSep 29, 2026
Details

As Low As

Rate History
No change since Sep 29, 2026 · 5.24% APR
4.74%5.24%5.74%Sep 29, 2026: 5.24% APRSep 29, 2026Oct 13, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
New Auto
5.24%
12-60 Month
▼
APR5.24%
Term12-60 Month
Last UpdatedOct 9, 2026
Details

As low as

Rate History
1 change since Sep 14, 2026 · 4.99% → 5.24% ▲ 0.25 pts · high 5.24% / low 4.99%
4.49%5.12%5.74%Sep 14, 2026: 4.99% APROct 9, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.24%▲ from 4.99%
  • Sep 14, 20264.99%first recorded
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Auto Loans - New & Used Auto
5.24%
73 - 84 months
▼
APR5.24%
Interest Rate5.24%
Term73 - 84 months
Last UpdatedOct 12, 2026
Details

Published rate range: 5.24 - 16.49%. Rate based on credit score, term, model year, amount financed, and relationship pricing

Rate History
No change since Oct 12, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 12, 2026: 5.24% APROct 12, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
5.25%
1 - 36 Months
▼
APR5.25%
Term1 - 36 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A Category 660 - 724

Rate History
No change since Sep 21, 2026 · 5.25% APR · checked 5 times
4.75%5.25%5.75%Sep 21, 2026: 5.25% APRSep 21, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
5.25%
37 - 48 Months
▼
APR5.25%
Term37 - 48 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A+ Category = or > 725

Rate History
1 change since Sep 14, 2026 · 7.25% → 5.25% ▼ 2.00 pts · high 7.25% / low 5.25%
3.25%6.25%9.25%Sep 14, 2026: 7.25% APRSep 21, 2026: 5.25% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20265.25%▼ from 7.25%
  • Sep 14, 20267.25%first recorded
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
5.25%
1-36 Months
▼
APR5.25%
Interest Rate5.25%
Term1-36 Months
Last UpdatedOct 12, 2026
Details

Credit Tier A (700+); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Oct 8, 2026 · 5.25% APR · checked 2 times
4.75%5.25%5.75%Oct 8, 2026: 5.25% APROct 8, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
5.25%
37-48 Months
▼
APR5.25%
Interest Rate5.25%
Term37-48 Months
Last UpdatedOct 12, 2026
Details

Credit Tier A (700+); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 3 times
4.75%5.25%5.75%Sep 18, 2026: 5.25% APRSep 18, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
5.25%
49-60 Months
▼
APR5.25%
Interest Rate5.25%
Term49-60 Months
Last UpdatedOct 12, 2026
Details

Credit Tier A (700+); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 3 times
4.75%5.25%5.75%Sep 18, 2026: 5.25% APRSep 18, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Auto Loan
5.29%
37-60 Months
▼
APR5.29%
Term37-60 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 5.29% APR · checked 4 times
4.79%5.29%5.79%Sep 30, 2026: 5.29% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Vehicle Loan
5.29%
37-60 months
▼
APR5.29%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 5.29% APR · checked 4 times
4.79%5.29%5.79%Sep 30, 2026: 5.29% APRSep 30, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
5.29%
96 months
▼
APR5.29%
Interest Rate5.29%
Term96 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 5.29% APR · checked 7 times
4.79%5.29%5.79%Sep 14, 2026: 5.29% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
5.29%
96 months
▼
APR5.29%
Interest Rate5.29%
Term96 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 5.29% APR · checked 7 times
4.79%5.29%5.79%Sep 14, 2026: 5.29% APRSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2023 - 2024
5.34%
37 - 75 Months
▼
APR5.34%
Term37 - 75 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
No change since Oct 10, 2026 · 5.34% APR
4.84%5.34%5.84%Oct 10, 2026: 5.34% APROct 10, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2025 & Newer
5.34%
76 - 84 Months
▼
APR5.34%
Term76 - 84 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term; **76-84 month term available for model years 2025 and newer only.

Rate History
2 changes since Sep 14, 2026 · 4.89% → 5.34% ▲ 0.45 pts · high 5.34% / low 4.89%
4.39%5.12%5.84%Sep 14, 2026: 4.89% APRSep 18, 2026: 5.14% APROct 10, 2026: 5.34% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20265.34%▲ from 5.14%
  • Sep 18, 20265.14%▲ from 4.89%
  • Sep 14, 20264.89%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Auto Loan
5.39%
61-72 Months
▼
APR5.39%
Term61-72 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 5.39% APR · checked 4 times
4.89%5.39%5.89%Sep 30, 2026: 5.39% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Vehicle Loan
5.39%
61-72 months
▼
APR5.39%
Term61-72 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 5.39% APR · checked 4 times
4.89%5.39%5.89%Sep 30, 2026: 5.39% APRSep 30, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto Loans - Older Auto (7-9 years old)
5.39%
36 months
▼
APR5.39%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Models 7-9 years old; Actual rates and terms vary based on credit history, loan amount, and collateral

Rate History
No change since Oct 12, 2026 · 5.39% APR
4.89%5.39%5.89%Oct 12, 2026: 5.39% APROct 12, 2026Oct 13, 2026
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Auto Loans
5.39%
48 Months
▼
APR5.39%
Interest Rate5.39%
Term48 Months
Last UpdatedOct 12, 2026
Details

As Low As; Vehicle Year: 2020; A+ rate for automobiles

Rate History
No change since Sep 18, 2026 · 5.39% APR · checked 5 times
4.89%5.39%5.89%Sep 18, 2026: 5.39% APRSep 18, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.54%
Business Auto Loan
5.49%
2021 - 2025
▼
APR5.49%
Term2021 - 2025
Last UpdatedSep 29, 2026
Details

As Low As

Rate History
No change since Sep 29, 2026 · 5.49% APR
4.99%5.49%5.99%Sep 29, 2026: 5.49% APRSep 29, 2026Oct 13, 2026
Ferguson Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.39%
New Auto
5.49%
96 months
▼
APR5.49%
Term96 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 8 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
New Auto(Current & 2 year Models) 48 month term or less
5.49%
48 month
▼
APR5.49%
Term48 month
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
No change since Sep 21, 2026 · 5.49% APR · checked 5 times
4.99%5.49%5.99%Sep 21, 2026: 5.49% APRSep 21, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
5.49%
72 months
▼
APR5.49%
Interest Rate5.49%
Term72 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
5.49%
72 months
▼
APR5.49%
Interest Rate5.49%
Term72 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto
5.49%
Up to 48 months
▼
APR5.49%
Interest Rate5.49%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% NADA with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto
5.49%
84 months
▼
APR5.49%
Interest Rate5.49%
Term84 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% NADA with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto Loan
5.49%
Up to 48 months
▼
APR5.49%
Interest Rate5.49%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% NADA with GAP

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto Loan
5.49%
84 months
▼
APR5.49%
Interest Rate5.49%
Term84 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% NADA with GAP

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Auto Loans - Cars, Trucks, & SUVs
5.50%
Up to 84 months
▼
APR5.50%
TermUp to 84 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
No change since Sep 21, 2026 · 5.50% APR · checked 4 times
5.00%5.50%6.00%Sep 21, 2026: 5.50% APRSep 21, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Auto
5.59%
67-72 Months
▼
APR5.59%
Term67-72 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 5.59% - 18.00%.

Rate History
No change since Oct 8, 2026 · 5.59% APR · checked 2 times
5.09%5.59%6.09%Oct 8, 2026: 5.59% APROct 8, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Used Autos
5.59%
67-72 Months
▼
APR5.59%
Term67-72 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 5.59% - 18.00%.

Rate History
1 change since Sep 17, 2026 · 5.25% → 5.59% ▲ 0.34 pts · high 5.59% / low 5.25%
4.75%5.42%6.09%Sep 17, 2026: 5.25% APROct 4, 2026: 5.59% APRSep 17, 2026Oct 13, 2026
  • Oct 4, 20265.59%▲ from 5.25%
  • Sep 17, 20265.25%first recorded
FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Auto Loans
5.59%
36 Months
▼
APR5.59%
Interest Rate5.59%
Term36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Vehicle Year: 2016-2019; A+ rate for automobiles

Rate History
No change since Sep 18, 2026 · 5.59% APR · checked 5 times
5.09%5.59%6.09%Sep 18, 2026: 5.59% APRSep 18, 2026Oct 13, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - 2025
5.60%
up to 60 months
▼
APR5.60%
Termup to 60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2025

Rate History
1 change since Sep 14, 2026 · 5.10% → 5.60% ▲ 0.50 pts · high 5.60% / low 5.10%
4.60%5.35%6.10%Sep 14, 2026: 5.10% APROct 4, 2026: 5.60% APRSep 14, 2026Oct 13, 2026
  • Oct 4, 20265.60%▲ from 5.10%
  • Sep 14, 20265.10%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - NEW! 2026
5.60%
up to 60 months
▼
APR5.60%
Termup to 60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: NEW! 2026

Rate History
No change since Oct 12, 2026 · 5.60% APR
5.10%5.60%6.10%Oct 12, 2026: 5.60% APROct 12, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
New Auto Loans
5.64%
Up to 60 months
▼
APR5.64%
TermUp to 60 months
Last UpdatedOct 12, 2026
Details

As Low As; Current and previous year's models

Rate History
No change since Oct 12, 2026 · 5.64% APR
5.14%5.64%6.14%Oct 12, 2026: 5.64% APROct 12, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Used Auto Loans
5.64%
Up to 48 months
▼
APR5.64%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Models between 2-6 years old

Rate History
No change since Oct 12, 2026 · 5.64% APR
5.14%5.64%6.14%Oct 12, 2026: 5.64% APROct 12, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.54%
Auto Loan
5.74%
2018 - 2021
▼
APR5.74%
Term2018 - 2021
Last UpdatedSep 29, 2026
Details

As Low As

Rate History
No change since Sep 29, 2026 · 5.74% APR
5.24%5.74%6.24%Sep 29, 2026: 5.74% APRSep 29, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
5.75%
37 - 48 Months
▼
APR5.75%
Term37 - 48 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A Category 660 - 724

Rate History
1 change since Sep 14, 2026 · 7.25% → 5.75% ▼ 1.50 pts · high 7.25% / low 5.75%
4.25%6.50%8.75%Sep 14, 2026: 7.25% APRSep 21, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20265.75%▼ from 7.25%
  • Sep 14, 20267.25%first recorded
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
5.75%
49 - 60 Months
▼
APR5.75%
Term49 - 60 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A+ Category = or > 725

Rate History
1 change since Sep 14, 2026 · 10.25% → 5.75% ▼ 4.50 pts · high 10.25% / low 5.75%
1.25%8.00%14.75%Sep 14, 2026: 10.25% APRSep 21, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20265.75%▼ from 10.25%
  • Sep 14, 202610.25%first recorded
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Vehicles Loan
5.75%
49 - 60 Months
▼
APR5.75%
Term49 - 60 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 17, 2026 · 5.75% APR · checked 7 times
5.25%5.75%6.25%Sep 17, 2026: 5.75% APRSep 17, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
5.75%
61-72 Months
▼
APR5.75%
Interest Rate5.75%
Term61-72 Months
Last UpdatedOct 12, 2026
Details

Credit Tier A (700+); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 5.75% APR · checked 3 times
5.25%5.75%6.25%Sep 18, 2026: 5.75% APRSep 18, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Business Vehicle Loan
5.79%
37-60 months
▼
APR5.79%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 5.79% APR · checked 4 times
5.29%5.79%6.29%Sep 30, 2026: 5.79% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Business Vehicle Loan
5.79%
61-72 months
▼
APR5.79%
Term61-72 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 5.79% APR · checked 4 times
5.29%5.79%6.29%Sep 30, 2026: 5.79% APRSep 30, 2026Oct 13, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - 2025
5.80%
up to 72 months
▼
APR5.80%
Termup to 72 months
Last UpdatedOct 12, 2026
Details

Term: up to 72 months ($20k+); As Low As; Model Year: 2025

Rate History
1 change since Sep 14, 2026 · 5.30% → 5.80% ▲ 0.50 pts · high 5.80% / low 5.30%
4.80%5.55%6.30%Sep 14, 2026: 5.30% APROct 4, 2026: 5.80% APRSep 14, 2026Oct 13, 2026
  • Oct 4, 20265.80%▲ from 5.30%
  • Sep 14, 20265.30%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - NEW! 2026
5.80%
up to 72 months
▼
APR5.80%
Termup to 72 months
Last UpdatedOct 12, 2026
Details

Term: up to 72 months ($20k+); As Low As; Model Year: NEW! 2026

Rate History
No change since Oct 12, 2026 · 5.80% APR
5.30%5.80%6.30%Oct 12, 2026: 5.80% APROct 12, 2026Oct 13, 2026
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
Used Vehicle Loans
5.89%
Up to 72 Months
▼
APR5.89%
TermUp to 72 Months
Last UpdatedOct 9, 2026
Details

Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed. APR = Annual Percentage Rate

Rate History
No change since Sep 18, 2026 · 5.89% APR · checked 7 times
5.39%5.89%6.39%Sep 18, 2026: 5.89% APRSep 18, 2026Oct 13, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - 2025
5.95%
up to 84 months
▼
APR5.95%
Termup to 84 months
Last UpdatedOct 12, 2026
Details

Term: up to 84 months ($40k+); As Low As; Model Year: 2025

Rate History
1 change since Sep 14, 2026 · 5.45% → 5.95% ▲ 0.50 pts · high 5.95% / low 5.45%
4.95%5.70%6.45%Sep 14, 2026: 5.45% APROct 4, 2026: 5.95% APRSep 14, 2026Oct 13, 2026
  • Oct 4, 20265.95%▲ from 5.45%
  • Sep 14, 20265.45%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - NEW! 2026
5.95%
up to 84 months
▼
APR5.95%
Termup to 84 months
Last UpdatedOct 12, 2026
Details

Term: up to 84 months ($40k+); As Low As; Model Year: NEW! 2026

Rate History
No change since Oct 12, 2026 · 5.95% APR
5.45%5.95%6.45%Oct 12, 2026: 5.95% APROct 12, 2026Oct 13, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.54%
Business Auto Loan
5.99%
2017 - 2020
▼
APR5.99%
Term2017 - 2020
Last UpdatedSep 29, 2026
Details

As Low As

Rate History
No change since Sep 29, 2026 · 5.99% APR
5.49%5.99%6.49%Sep 29, 2026: 5.99% APRSep 29, 2026Oct 13, 2026
Ferguson Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.39%
Used Auto (2-9 years old)
5.99%
96 months
▼
APR5.99%
Term96 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 8 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
New Auto
5.99%
72 month
▼
APR5.99%
Term72 month
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 6 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
5.99%
73-84 Months
▼
APR5.99%
Term73-84 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Sep 30, 2026: 5.99% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
5.99%
73-84 months
▼
APR5.99%
Term73-84 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Sep 30, 2026: 5.99% APRSep 30, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
5.99%
84 months
▼
APR5.99%
Interest Rate5.99%
Term84 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
5.99%
84 months
▼
APR5.99%
Interest Rate5.99%
Term84 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto
5.99%
60 months
▼
APR5.99%
Interest Rate5.99%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% NADA with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto Loan
5.99%
60 months
▼
APR5.99%
Interest Rate5.99%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% NADA with GAP

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.91%
Other Vehicle - 2nd Term Loan
6.00%
2nd Term
▼
APR6.00%
Term2nd Term
Last UpdatedOct 10, 2026
Details

Additional APR listed for this product: 6.75%.

Rate History
No change since Oct 10, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 10, 2026: 6.00% APROct 10, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
New Auto Loans
6.14%
Up to 72 months
▼
APR6.14%
TermUp to 72 months
Last UpdatedOct 12, 2026
Details

As Low As; Current and previous year's models

Rate History
No change since Oct 12, 2026 · 6.14% APR
5.64%6.14%6.64%Oct 12, 2026: 6.14% APROct 12, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Used Auto Loans
6.14%
Up to 60 months
▼
APR6.14%
TermUp to 60 months
Last UpdatedOct 12, 2026
Details

As Low As; Models between 2-6 years old

Rate History
No change since Oct 12, 2026 · 6.14% APR
5.64%6.14%6.64%Oct 12, 2026: 6.14% APROct 12, 2026Oct 13, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - 2022
6.15%
up to 60 months
▼
APR6.15%
Termup to 60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2022

Rate History
1 change since Sep 14, 2026 · 5.65% → 6.15% ▲ 0.50 pts · high 6.15% / low 5.65%
5.15%5.90%6.65%Sep 14, 2026: 5.65% APROct 4, 2026: 6.15% APRSep 14, 2026Oct 13, 2026
  • Oct 4, 20266.15%▲ from 5.65%
  • Sep 14, 20265.65%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - 2023
6.15%
up to 60 months
▼
APR6.15%
Termup to 60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2023

Rate History
1 change since Sep 14, 2026 · 5.65% → 6.15% ▲ 0.50 pts · high 6.15% / low 5.65%
5.15%5.90%6.65%Sep 14, 2026: 5.65% APROct 4, 2026: 6.15% APRSep 14, 2026Oct 13, 2026
  • Oct 4, 20266.15%▲ from 5.65%
  • Sep 14, 20265.65%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - 2024
6.15%
up to 60 months
▼
APR6.15%
Termup to 60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2024

Rate History
1 change since Sep 14, 2026 · 5.65% → 6.15% ▲ 0.50 pts · high 6.15% / low 5.65%
5.15%5.90%6.65%Sep 14, 2026: 5.65% APROct 4, 2026: 6.15% APRSep 14, 2026Oct 13, 2026
  • Oct 4, 20266.15%▲ from 5.65%
  • Sep 14, 20265.65%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New car purchase Loan
6.24%
60 months
▼
APR6.24%
Term60 months
Last UpdatedOct 7, 2026
Details

Rate History
3 changes since Sep 14, 2026 · 5.94% → 6.24% ▲ 0.30 pts · high 6.24% / low 5.94%
5.44%6.09%6.74%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.24%▲ from 6.14%
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New car rate Loan
6.24%
60 months
▼
APR6.24%
Term60 months
Last UpdatedOct 7, 2026
Details

For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Purchase of a new car would have a 6.24% APR for 60 months, monthly payment of $875.01 for $45,000 financing, down payment of $0

Rate History
3 changes since Sep 14, 2026 · 5.94% → 6.24% ▲ 0.30 pts · high 6.24% / low 5.94%
5.44%6.09%6.74%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.24%▲ from 6.14%
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.24%
72 months
▼
APR6.24%
Term72 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 7 times
5.74%6.24%6.74%Sep 14, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
6.24%
36 months
▼
APR6.24%
Term36 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. 2017 and older MAX TERM 48 Months.

Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 7 times
5.74%6.24%6.74%Sep 14, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
NAVIGATOR
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Older Used Auto (7-14 Model Year)
6.24%
36 months
▼
APR6.24%
Term36 months
Last UpdatedOct 10, 2026
Details

As low as APR

Rate History
No change since Sep 30, 2026 · 6.24% APR · checked 3 times
5.74%6.24%6.74%Sep 30, 2026: 6.24% APRSep 30, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
6.25%
49 - 60 Months
▼
APR6.25%
Term49 - 60 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A Category 660 - 724

Rate History
1 change since Sep 14, 2026 · 10.25% → 6.25% ▼ 4.00 pts · high 10.25% / low 6.25%
2.25%8.25%14.25%Sep 14, 2026: 10.25% APRSep 21, 2026: 6.25% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20266.25%▼ from 10.25%
  • Sep 14, 202610.25%first recorded
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
6.25%
61 - 72 Months
▼
APR6.25%
Term61 - 72 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A+ Category = or > 725

Rate History
1 change since Sep 14, 2026 · 8.50% → 6.25% ▼ 2.25 pts · high 8.50% / low 6.25%
4.00%7.38%10.75%Sep 14, 2026: 8.50% APRSep 21, 2026: 6.25% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20266.25%▼ from 8.50%
  • Sep 14, 20268.50%first recorded
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Vehicles Loan
6.25%
61 - 72 Months
▼
APR6.25%
Term61 - 72 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 17, 2026 · 6.25% APR · checked 7 times
5.75%6.25%6.75%Sep 17, 2026: 6.25% APRSep 17, 2026Oct 13, 2026
CenturyFirst Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
New Automobiles & Motor Homes (Less than 4,000 miles) - up to 36 months
6.25%
up to 36 months
▼
APR6.25%
Termup to 36 months
Last UpdatedOct 9, 2026
Details

As low as*

Rate History
No change since Oct 5, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Oct 5, 2026: 6.25% APROct 5, 2026Oct 13, 2026
CenturyFirst Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
Used Automobiles & Motor Homes - up to 36 months
6.25%
up to 36 months
▼
APR6.25%
Termup to 36 months
Last UpdatedOct 9, 2026
Details

As low as*

Rate History
No change since Oct 5, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Oct 5, 2026: 6.25% APROct 5, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
6.25%
73 months
▼
APR6.25%
Interest Rate6.25%
Term73 months
Last UpdatedOct 12, 2026
Details

Term: 73-84 Months (Over $30,000); Credit Tier A (700+); Loan amount over $30,000; Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 18, 2026: 6.25% APRSep 18, 2026Oct 13, 2026
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Used car purchase Loan
6.29%
60 months
▼
APR6.29%
Term60 months
Last UpdatedOct 7, 2026
Details

Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.29% ▲ 0.30 pts · high 6.29% / low 5.99%
5.49%6.14%6.79%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APROct 2, 2026: 6.29% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.29%▲ from 6.19%
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Used car rate Loan
6.29%
60 months
▼
APR6.29%
Term60 months
Last UpdatedOct 7, 2026
Details

For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Purchase of a used 2022 year car would have a 6.29% APR for 60 months, monthly payment of $584.04 for $30,000 financing, down payment of $0

Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.29% ▲ 0.30 pts · high 6.29% / low 5.99%
5.49%6.14%6.79%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APROct 2, 2026: 6.29% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.29%▲ from 6.19%
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Business Vehicle Loan
6.29%
37-60 months
▼
APR6.29%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 6.29% APR · checked 4 times
5.79%6.29%6.79%Sep 30, 2026: 6.29% APRSep 30, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2023 - 2024
6.34%
76 - 84 Months
▼
APR6.34%
Term76 - 84 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term; *Please call for rates on model years 2022 or older.

Rate History
No change since Oct 10, 2026 · 6.34% APR
5.84%6.34%6.84%Oct 10, 2026: 6.34% APROct 10, 2026Oct 13, 2026
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
Used Vehicle Loans
6.39%
Up to 84 Months
▼
APR6.39%
TermUp to 84 Months
Last UpdatedOct 9, 2026
Details

Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed. APR = Annual Percentage Rate

Rate History
No change since Sep 18, 2026 · 6.39% APR · checked 7 times
5.89%6.39%6.89%Sep 18, 2026: 6.39% APRSep 18, 2026Oct 13, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - 2022
6.45%
up to 72 months
▼
APR6.45%
Termup to 72 months
Last UpdatedOct 12, 2026
Details

Term: up to 72 months ($20k+); As Low As; Model Year: 2022

Rate History
1 change since Sep 14, 2026 · 5.95% → 6.45% ▲ 0.50 pts · high 6.45% / low 5.95%
5.45%6.20%6.95%Sep 14, 2026: 5.95% APROct 4, 2026: 6.45% APRSep 14, 2026Oct 13, 2026
  • Oct 4, 20266.45%▲ from 5.95%
  • Sep 14, 20265.95%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - 2023
6.45%
up to 72 months
▼
APR6.45%
Termup to 72 months
Last UpdatedOct 12, 2026
Details

Term: up to 72 months ($20k+); As Low As; Model Year: 2023

Rate History
1 change since Sep 14, 2026 · 5.95% → 6.45% ▲ 0.50 pts · high 6.45% / low 5.95%
5.45%6.20%6.95%Sep 14, 2026: 5.95% APROct 4, 2026: 6.45% APRSep 14, 2026Oct 13, 2026
  • Oct 4, 20266.45%▲ from 5.95%
  • Sep 14, 20265.95%first recorded
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - 2024
6.45%
up to 72 months
▼
APR6.45%
Termup to 72 months
Last UpdatedOct 12, 2026
Details

Term: up to 72 months ($20k+); As Low As; Model Year: 2024

Rate History
1 change since Sep 14, 2026 · 5.95% → 6.45% ▲ 0.50 pts · high 6.45% / low 5.95%
5.45%6.20%6.95%Sep 14, 2026: 5.95% APROct 4, 2026: 6.45% APRSep 14, 2026Oct 13, 2026
  • Oct 4, 20266.45%▲ from 5.95%
  • Sep 14, 20265.95%first recorded
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
6.49%
Up to 48 months
▼
APR6.49%
Interest Rate6.49%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: B (650-699); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 7 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
6.49%
96 months
▼
APR6.49%
Interest Rate6.49%
Term96 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 7 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
6.49%
Up to 48 months
▼
APR6.49%
Interest Rate6.49%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: B (650-699); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 7 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
6.49%
96 months
▼
APR6.49%
Interest Rate6.49%
Term96 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 7 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto
6.49%
72 months
▼
APR6.49%
Interest Rate6.49%
Term72 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% NADA with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 7 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto Loan
6.49%
72 months
▼
APR6.49%
Interest Rate6.49%
Term72 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% NADA with GAP

Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 7 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.91%
Other Vehicle - 3rd Term Loan
6.50%
3rd Term
▼
APR6.50%
Term3rd Term
Last UpdatedOct 10, 2026
Details

Additional APR listed for this product: 7.00%.

Rate History
No change since Oct 10, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 10, 2026: 6.50% APROct 10, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Auto
6.59%
73-78 Months
▼
APR6.59%
Term73-78 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 6.59% - 18.00%.

Rate History
No change since Oct 8, 2026 · 6.59% APR · checked 2 times
6.09%6.59%7.09%Oct 8, 2026: 6.59% APROct 8, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
New Auto Loans
6.64%
Up to 84 months
▼
APR6.64%
TermUp to 84 months
Last UpdatedOct 12, 2026
Details

As Low As; Current and previous year's models

Rate History
No change since Oct 12, 2026 · 6.64% APR
6.14%6.64%7.14%Oct 12, 2026: 6.64% APROct 12, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Used Auto Loans
6.64%
Up to 72 months
▼
APR6.64%
TermUp to 72 months
Last UpdatedOct 12, 2026
Details

As Low As; Models between 2-6 years old

Rate History
No change since Oct 12, 2026 · 6.64% APR
6.14%6.64%7.14%Oct 12, 2026: 6.64% APROct 12, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
6.74%
48 months
▼
APR6.74%
Term48 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. 2017 and older MAX TERM 48 Months.

Rate History
No change since Sep 14, 2026 · 6.74% APR · checked 7 times
6.24%6.74%7.24%Sep 14, 2026: 6.74% APRSep 14, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
6.75%
1 - 36 Months
▼
APR6.75%
Term1 - 36 Months
Last UpdatedOct 9, 2026
Details

Credit Category: B Category 620 - 659

Rate History
No change since Sep 21, 2026 · 6.75% APR · checked 5 times
6.25%6.75%7.25%Sep 21, 2026: 6.75% APRSep 21, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
6.75%
61 - 72 Months
▼
APR6.75%
Term61 - 72 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A Category 660 - 724

Rate History
1 change since Sep 14, 2026 · 8.50% → 6.75% ▼ 1.75 pts · high 8.50% / low 6.75%
5.00%7.63%10.25%Sep 14, 2026: 8.50% APRSep 21, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20266.75%▼ from 8.50%
  • Sep 14, 20268.50%first recorded
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
6.75%
73 months
▼
APR6.75%
Term73 months
Last UpdatedOct 9, 2026
Details

Term: 73 - 84 Months (over $30,000); Credit Category: A+ Category = or > 725

Rate History
No change since Sep 21, 2026 · 6.75% APR · checked 5 times
6.25%6.75%7.25%Sep 21, 2026: 6.75% APRSep 21, 2026Oct 13, 2026
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Vehicles Loan
6.75%
73 - 84 Months
▼
APR6.75%
Term73 - 84 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 18, 2026 · 6.75% APR · checked 5 times
6.25%6.75%7.25%Sep 18, 2026: 6.75% APRSep 18, 2026Oct 13, 2026
CenturyFirst Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
New Automobiles & Motor Homes (Less than 4,000 miles) - up to 48 months
6.75%
up to 48 months
▼
APR6.75%
Termup to 48 months
Last UpdatedOct 9, 2026
Details

As low as*

Rate History
No change since Oct 5, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Oct 5, 2026: 6.75% APROct 5, 2026Oct 13, 2026
CenturyFirst Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
Used Automobiles & Motor Homes - up to 48 months
6.75%
up to 48 months
▼
APR6.75%
Termup to 48 months
Last UpdatedOct 9, 2026
Details

As low as*

Rate History
No change since Oct 5, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Oct 5, 2026: 6.75% APROct 5, 2026Oct 13, 2026
ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto
6.75%
73 - 84 months
▼
APR6.75%
Term73 - 84 months
Last UpdatedOct 9, 2026
Details

Over $40,000; As low as 6.49%

Rate History
1 change since Sep 14, 2026 · 6.49% → 6.75% ▲ 0.26 pts · high 6.75% / low 6.49%
5.99%6.62%7.25%Sep 14, 2026: 6.49% APROct 9, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.75%▲ from 6.49%
  • Sep 14, 20266.49%first recorded
ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Vehicle Loan
6.75%
73 - 84 months
▼
APR6.75%
Term73 - 84 months
Last UpdatedOct 9, 2026
Details

Over $40,000 & Under 75,000 miles; As low as 6.49%

Rate History
No change since Oct 9, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 9, 2026: 6.75% APROct 9, 2026Oct 13, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - 2021
6.80%
up to 48 months
▼
APR6.80%
Termup to 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021

Rate History
1 change since Sep 14, 2026 · 6.30% → 6.80% ▲ 0.50 pts · high 6.80% / low 6.30%
5.80%6.55%7.30%Sep 14, 2026: 6.30% APROct 4, 2026: 6.80% APRSep 14, 2026Oct 13, 2026
  • Oct 4, 20266.80%▲ from 6.30%
  • Sep 14, 20266.30%first recorded
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto Loans - Classic Auto (25 years and older)
6.89%
36 months
▼
APR6.89%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Models 25 years and older; Actual rates and terms vary based on credit history, loan amount, and collateral

Rate History
No change since Oct 12, 2026 · 6.89% APR
6.39%6.89%7.39%Oct 12, 2026: 6.89% APROct 12, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Classic Auto Loans
6.89%
Up to 36 months
▼
APR6.89%
TermUp to 36 months
Last UpdatedOct 12, 2026
Details

As Low As; Models 25 years or older

Rate History
No change since Oct 12, 2026 · 6.89% APR
6.39%6.89%7.39%Oct 12, 2026: 6.89% APROct 12, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Auto Loan
6.98%
73-84 Months
▼
APR6.98%
Term73-84 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 6.98% APR · checked 4 times
6.48%6.98%7.48%Sep 30, 2026: 6.98% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Vehicle Loan
6.98%
73-84 months
▼
APR6.98%
Term73-84 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 6.98% APR · checked 4 times
6.48%6.98%7.48%Sep 30, 2026: 6.98% APRSep 30, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
6.99%
36 Months
▼
APR6.99%
Term36 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 730 & above

Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 17, 2026: 6.99% APRSep 17, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 680-729

Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 17, 2026: 6.99% APRSep 17, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 680-729

Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 17, 2026: 6.99% APRSep 17, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 680-729

Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 17, 2026: 6.99% APRSep 17, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.99%
90 months
▼
APR6.99%
Term90 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
New and Used Vehicles Loan
6.99%
Up to 72 months
▼
APR6.99%
TermUp to 72 months
Last UpdatedOct 12, 2026
Details

Category B (660-689); Rate is as stated below, no discounts will apply; Floor Rate 4.50% APR

Rate History
No change since Sep 16, 2026 · 6.99% APR · checked 6 times
6.49%6.99%7.49%Sep 16, 2026: 6.99% APRSep 16, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
New Outdoor Vehicle Loans - Up to 36 mo.
6.99%
Up to 36 months
▼
APR6.99%
TermUp to 36 months
Last UpdatedOct 12, 2026
Details

APR as Low As; Est. Monthly Payment per $1,000: $30.97; Includes four-wheel all terrain vehicles (ATV), side-by-side utility vehicles (UTV) and golf carts that are gas, electric and diesel models that can also be considered street legal

Rate History
No change since Oct 12, 2026 · 6.99% APR
6.49%6.99%7.49%Oct 12, 2026: 6.99% APROct 12, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
6.99%
60 months
▼
APR6.99%
Interest Rate6.99%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: B (650-699); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
6.99%
60 months
▼
APR6.99%
Interest Rate6.99%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: B (650-699); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto
6.99%
84 months
▼
APR6.99%
Interest Rate6.99%
Term84 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% NADA with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto Loan
6.99%
84 months
▼
APR6.99%
Interest Rate6.99%
Term84 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% NADA with GAP

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Delta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Vehicle Loans - New
7.00%
72 months
▼
APR7.00%
Interest Rate7.00%
Term72 months
Last UpdatedOct 9, 2026
Details

Term: Maximum 72 months (6 years); Published rate range: 7.0% to 12.0%*. Rate 7.0% to 12.0%*; Your rate depends on your Credit Score; Must have copy of window sticker; 100% + 5% of MSRP not to exceed actual purchase price

Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 7 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.91%
Other Vehicle - 4th Term Loan
7.00%
4th Term
▼
APR7.00%
Term4th Term
Last UpdatedOct 10, 2026
Details

Additional APR listed for this product: 8.00%.

Rate History
No change since Oct 10, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 10, 2026: 7.00% APROct 10, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
7.00%
1-36 Months
▼
APR7.00%
Interest Rate7.00%
Term1-36 Months
Last UpdatedOct 12, 2026
Details

Credit Tier B (660-699); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Oct 8, 2026 · 7.00% APR · checked 2 times
6.50%7.00%7.50%Oct 8, 2026: 7.00% APROct 8, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
7.00%
37-48 Months
▼
APR7.00%
Interest Rate7.00%
Term37-48 Months
Last UpdatedOct 12, 2026
Details

Credit Tier B (660-699); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 7.00% APR · checked 3 times
6.50%7.00%7.50%Sep 18, 2026: 7.00% APRSep 18, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
7.00%
49-60 Months
▼
APR7.00%
Interest Rate7.00%
Term49-60 Months
Last UpdatedOct 12, 2026
Details

Credit Tier B (660-699); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 7.00% APR · checked 3 times
6.50%7.00%7.50%Sep 18, 2026: 7.00% APRSep 18, 2026Oct 13, 2026

Eden New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
3.29%
Up to 48 months
▼
APR3.29%
Interest Rate3.29%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 3.29% APR · checked 7 times
2.79%3.29%3.79%Sep 14, 2026: 3.29% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
3.29%
Up to 48 months
▼
APR3.29%
Interest Rate3.29%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 3.29% APR · checked 7 times
2.79%3.29%3.79%Sep 14, 2026: 3.29% APRSep 14, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Auto
3.49%
1-24 Months
▼
APR3.49%
Term1-24 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.49% - 18.00%.

Rate History
No change since Oct 8, 2026 · 3.49% APR · checked 2 times
2.99%3.49%3.99%Oct 8, 2026: 3.49% APROct 8, 2026Oct 13, 2026
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Auto Loans - New & Used Auto
3.74%
up to 36 months
▼
APR3.74%
Interest Rate3.74%
Termup to 36 months
Last UpdatedOct 12, 2026
Details

Published rate range: 3.74 - 15.49%. Rate based on credit score, term, model year, amount financed, and relationship pricing

Rate History
No change since Oct 12, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 12, 2026: 3.74% APROct 12, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
3.79%
60 months
▼
APR3.79%
Interest Rate3.79%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 3.79% APR · checked 7 times
3.29%3.79%4.29%Sep 14, 2026: 3.79% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
3.79%
60 months
▼
APR3.79%
Interest Rate3.79%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 3.79% APR · checked 7 times
3.29%3.79%4.29%Sep 14, 2026: 3.79% APRSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2025 & Newer
3.84%
0 - 36 Months
▼
APR3.84%
Term0 - 36 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
2 changes since Sep 14, 2026 · 3.49% → 3.84% ▲ 0.35 pts · high 3.84% / low 3.49%
2.99%3.67%4.34%Sep 14, 2026: 3.49% APRSep 18, 2026: 3.64% APROct 10, 2026: 3.84% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.84%▲ from 3.64%
  • Sep 18, 20263.64%▲ from 3.49%
  • Sep 14, 20263.49%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
3.89%
12-36 Months
▼
APR3.89%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
3.89%
up to 36 months
▼
APR3.89%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Auto Loans - New & Used Auto
3.99%
37 - 48 months
▼
APR3.99%
Interest Rate3.99%
Term37 - 48 months
Last UpdatedOct 12, 2026
Details

Published rate range: 3.99 - 15.74%. Rate based on credit score, term, model year, amount financed, and relationship pricing

Rate History
No change since Oct 12, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 12, 2026: 3.99% APROct 12, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Business Vehicle Loan
4.09%
Up to 36 months
▼
APR4.09%
TermUp to 36 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 4.09% APR · checked 4 times
3.59%4.09%4.59%Sep 30, 2026: 4.09% APRSep 30, 2026Oct 13, 2026
NAVIGATOR
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
New Auto (Current and prior year)
4.24%
36 months
▼
APR4.24%
Term36 months
Last UpdatedOct 10, 2026
Details

As low as APR

Rate History
No change since Sep 30, 2026 · 4.24% APR · checked 3 times
3.74%4.24%4.74%Sep 30, 2026: 4.24% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
4.29%
37-60 Months
▼
APR4.29%
Term37-60 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.29% APR · checked 4 times
3.79%4.29%4.79%Sep 30, 2026: 4.29% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
4.29%
37-60 months
▼
APR4.29%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.29% APR · checked 4 times
3.79%4.29%4.79%Sep 30, 2026: 4.29% APRSep 30, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
4.29%
72 months
▼
APR4.29%
Interest Rate4.29%
Term72 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 4.29% APR · checked 7 times
3.79%4.29%4.79%Sep 14, 2026: 4.29% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
4.29%
72 months
▼
APR4.29%
Interest Rate4.29%
Term72 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 4.29% APR · checked 7 times
3.79%4.29%4.79%Sep 14, 2026: 4.29% APRSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2025 & Newer
4.34%
37 - 75 Months
▼
APR4.34%
Term37 - 75 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term

Rate History
2 changes since Sep 14, 2026 · 3.89% → 4.34% ▲ 0.45 pts · high 4.34% / low 3.89%
3.39%4.12%4.84%Sep 14, 2026: 3.89% APRSep 18, 2026: 4.14% APROct 10, 2026: 4.34% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20264.34%▲ from 4.14%
  • Sep 18, 20264.14%▲ from 3.89%
  • Sep 14, 20263.89%first recorded
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto Loans - New Auto
4.39%
36 months
▼
APR4.39%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Current and previous year's models; Actual rates and terms vary based on credit history, loan amount, and collateral

Rate History
No change since Oct 12, 2026 · 4.39% APR
3.89%4.39%4.89%Oct 12, 2026: 4.39% APROct 12, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Auto
4.39%
25-36 Months
▼
APR4.39%
Term25-36 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.39% - 18.00%.

Rate History
No change since Oct 8, 2026 · 4.39% APR · checked 2 times
3.89%4.39%4.89%Oct 8, 2026: 4.39% APROct 8, 2026Oct 13, 2026
Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New and Used Auto
4.49%
12-84 Months
▼
APR4.49%
Term12-84 Months
Last UpdatedOct 9, 2026
Details

Beginning as low as 4.49%

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 8 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
4.49%
Up to 48 months
▼
APR4.49%
Interest Rate4.49%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 7 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
4.49%
Up to 48 months
▼
APR4.49%
Interest Rate4.49%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 7 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.36%
New Auto
4.49%
Up to 7 years
▼
APR4.49%
TermUp to 7 years
Last UpdatedOct 12, 2026
Details

As Low As; Low Interest Loans; Rate based on credit worthiness and term of loan

Rate History
No change since Sep 12, 2026 · 4.49% APR · checked 8 times
3.99%4.49%4.99%Sep 12, 2026: 4.49% APRSep 12, 2026Oct 13, 2026
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New and Used Auto Loans
4.50%
24 - 84 months
▼
APR4.50%
Term24 - 84 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.50%-18.00%.

Rate History
No change since Sep 25, 2026 · 4.50% APR · checked 4 times
4.00%4.50%5.00%Sep 25, 2026: 4.50% APRSep 25, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
4.59%
61-72 Months
▼
APR4.59%
Term61-72 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.59% APR · checked 4 times
4.09%4.59%5.09%Sep 30, 2026: 4.59% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
4.59%
61-72 months
▼
APR4.59%
Term61-72 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.59% APR · checked 4 times
4.09%4.59%5.09%Sep 30, 2026: 4.59% APRSep 30, 2026Oct 13, 2026
Southern Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
NEW AUTO
4.60%
63 MONTHS
▼
APR4.60%
Term63 MONTHS
Last UpdatedOct 9, 2026
Details

As Low As; Your APR is based on credit worthiness, loan amount, current mileage, term of the loan and loan to value.

Rate History
No change since Sep 14, 2026 · 4.60% APR · checked 5 times
4.10%4.60%5.10%Sep 14, 2026: 4.60% APRSep 14, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Auto
4.69%
37-48 Months
▼
APR4.69%
Term37-48 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.69% - 18.00%.

Rate History
No change since Oct 8, 2026 · 4.69% APR · checked 2 times
4.19%4.69%5.19%Oct 8, 2026: 4.69% APROct 8, 2026Oct 13, 2026
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Auto Loans - New & Used Auto
4.74%
49 - 60 months
▼
APR4.74%
Interest Rate4.74%
Term49 - 60 months
Last UpdatedOct 12, 2026
Details

Published rate range: 4.74 - 15.99%. Rate based on credit score, term, model year, amount financed, and relationship pricing

Rate History
No change since Oct 12, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 12, 2026: 4.74% APROct 12, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
4.75%
1 - 36 Months
▼
APR4.75%
Term1 - 36 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A+ Category = or > 725

Rate History
No change since Sep 21, 2026 · 4.75% APR · checked 5 times
4.25%4.75%5.25%Sep 21, 2026: 4.75% APRSep 21, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
4.79%
84 months
▼
APR4.79%
Interest Rate4.79%
Term84 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 4.79% APR · checked 7 times
4.29%4.79%5.29%Sep 14, 2026: 4.79% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
4.79%
84 months
▼
APR4.79%
Interest Rate4.79%
Term84 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 4.79% APR · checked 7 times
4.29%4.79%5.29%Sep 14, 2026: 4.79% APRSep 14, 2026Oct 13, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - NEW! 2026
4.90%
up to 48 months
▼
APR4.90%
Termup to 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: NEW! 2026

Rate History
No change since Oct 12, 2026 · 4.90% APR
4.40%4.90%5.40%Oct 12, 2026: 4.90% APROct 12, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 730 & above

Rate History
No change since Sep 17, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 17, 2026: 4.99% APRSep 17, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 730 & above

Rate History
No change since Sep 17, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 17, 2026: 4.99% APRSep 17, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 730 & above

Rate History
No change since Sep 17, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 17, 2026: 4.99% APRSep 17, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
New and Used Vehicles Loan
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedOct 12, 2026
Details

Category A (690+); Rate is as stated below, no discounts will apply; Floor Rate 4.50% APR

Rate History
No change since Sep 16, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 16, 2026: 4.99% APRSep 16, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
4.99%
60 months
▼
APR4.99%
Interest Rate4.99%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
4.99%
60 months
▼
APR4.99%
Interest Rate4.99%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Auto
4.99%
49-66 Months
▼
APR4.99%
Term49-66 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.99% - 18.00%.

Rate History
No change since Oct 8, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Oct 8, 2026: 4.99% APROct 8, 2026Oct 13, 2026
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Auto Loans - New & Used Auto
4.99%
61 - 72 months
▼
APR4.99%
Interest Rate4.99%
Term61 - 72 months
Last UpdatedOct 12, 2026
Details

Published rate range: 4.99 - 16.24. Rate based on credit score, term, model year, amount financed, and relationship pricing

Rate History
No change since Oct 12, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 12, 2026: 4.99% APROct 12, 2026Oct 13, 2026
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Automobiles
5.00%
Up to 84 Months
▼
APR5.00%
TermUp to 84 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 5.00% - 18.00%.

Rate History
1 change since Sep 16, 2026 · 4.49% → 5.00% ▲ 0.51 pts · high 5.00% / low 4.49%
3.98%4.75%5.51%Sep 16, 2026: 4.49% APROct 8, 2026: 5.00% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20265.00%▲ from 4.49%
  • Sep 16, 20264.49%first recorded
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
New Auto Loans
5.14%
Up to 48 months
▼
APR5.14%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Current and previous year's models

Rate History
No change since Oct 12, 2026 · 5.14% APR
4.64%5.14%5.64%Oct 12, 2026: 5.14% APROct 12, 2026Oct 13, 2026
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
New Auto
5.24%
12-60 Month
▼
APR5.24%
Term12-60 Month
Last UpdatedOct 9, 2026
Details

As low as

Rate History
1 change since Sep 14, 2026 · 4.99% → 5.24% ▲ 0.25 pts · high 5.24% / low 4.99%
4.49%5.12%5.74%Sep 14, 2026: 4.99% APROct 9, 2026: 5.24% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.24%▲ from 4.99%
  • Sep 14, 20264.99%first recorded
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Auto Loans - New & Used Auto
5.24%
73 - 84 months
▼
APR5.24%
Interest Rate5.24%
Term73 - 84 months
Last UpdatedOct 12, 2026
Details

Published rate range: 5.24 - 16.49%. Rate based on credit score, term, model year, amount financed, and relationship pricing

Rate History
No change since Oct 12, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 12, 2026: 5.24% APROct 12, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
5.25%
1 - 36 Months
▼
APR5.25%
Term1 - 36 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A Category 660 - 724

Rate History
No change since Sep 21, 2026 · 5.25% APR · checked 5 times
4.75%5.25%5.75%Sep 21, 2026: 5.25% APRSep 21, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
5.25%
37 - 48 Months
▼
APR5.25%
Term37 - 48 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A+ Category = or > 725

Rate History
1 change since Sep 14, 2026 · 7.25% → 5.25% ▼ 2.00 pts · high 7.25% / low 5.25%
3.25%6.25%9.25%Sep 14, 2026: 7.25% APRSep 21, 2026: 5.25% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20265.25%▼ from 7.25%
  • Sep 14, 20267.25%first recorded
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
5.25%
1-36 Months
▼
APR5.25%
Interest Rate5.25%
Term1-36 Months
Last UpdatedOct 12, 2026
Details

Credit Tier A (700+); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Oct 8, 2026 · 5.25% APR · checked 2 times
4.75%5.25%5.75%Oct 8, 2026: 5.25% APROct 8, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
5.25%
37-48 Months
▼
APR5.25%
Interest Rate5.25%
Term37-48 Months
Last UpdatedOct 12, 2026
Details

Credit Tier A (700+); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 3 times
4.75%5.25%5.75%Sep 18, 2026: 5.25% APRSep 18, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
5.25%
49-60 Months
▼
APR5.25%
Interest Rate5.25%
Term49-60 Months
Last UpdatedOct 12, 2026
Details

Credit Tier A (700+); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 3 times
4.75%5.25%5.75%Sep 18, 2026: 5.25% APRSep 18, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
5.29%
96 months
▼
APR5.29%
Interest Rate5.29%
Term96 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 5.29% APR · checked 7 times
4.79%5.29%5.79%Sep 14, 2026: 5.29% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
5.29%
96 months
▼
APR5.29%
Interest Rate5.29%
Term96 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 5.29% APR · checked 7 times
4.79%5.29%5.79%Sep 14, 2026: 5.29% APRSep 14, 2026Oct 13, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Auto Loans - 2025 & Newer
5.34%
76 - 84 Months
▼
APR5.34%
Term76 - 84 Months
Last UpdatedOct 10, 2026
Details

As Low As; Loan Term; **76-84 month term available for model years 2025 and newer only.

Rate History
2 changes since Sep 14, 2026 · 4.89% → 5.34% ▲ 0.45 pts · high 5.34% / low 4.89%
4.39%5.12%5.84%Sep 14, 2026: 4.89% APRSep 18, 2026: 5.14% APROct 10, 2026: 5.34% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20265.34%▲ from 5.14%
  • Sep 18, 20265.14%▲ from 4.89%
  • Sep 14, 20264.89%first recorded
Ferguson Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.39%
New Auto
5.49%
96 months
▼
APR5.49%
Term96 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 8 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
New Auto(Current & 2 year Models) 48 month term or less
5.49%
48 month
▼
APR5.49%
Term48 month
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
No change since Sep 21, 2026 · 5.49% APR · checked 5 times
4.99%5.49%5.99%Sep 21, 2026: 5.49% APRSep 21, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
5.49%
72 months
▼
APR5.49%
Interest Rate5.49%
Term72 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
5.49%
72 months
▼
APR5.49%
Interest Rate5.49%
Term72 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Auto
5.59%
67-72 Months
▼
APR5.59%
Term67-72 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 5.59% - 18.00%.

Rate History
No change since Oct 8, 2026 · 5.59% APR · checked 2 times
5.09%5.59%6.09%Oct 8, 2026: 5.59% APROct 8, 2026Oct 13, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - NEW! 2026
5.60%
up to 60 months
▼
APR5.60%
Termup to 60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: NEW! 2026

Rate History
No change since Oct 12, 2026 · 5.60% APR
5.10%5.60%6.10%Oct 12, 2026: 5.60% APROct 12, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
New Auto Loans
5.64%
Up to 60 months
▼
APR5.64%
TermUp to 60 months
Last UpdatedOct 12, 2026
Details

As Low As; Current and previous year's models

Rate History
No change since Oct 12, 2026 · 5.64% APR
5.14%5.64%6.14%Oct 12, 2026: 5.64% APROct 12, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
5.75%
37 - 48 Months
▼
APR5.75%
Term37 - 48 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A Category 660 - 724

Rate History
1 change since Sep 14, 2026 · 7.25% → 5.75% ▼ 1.50 pts · high 7.25% / low 5.75%
4.25%6.50%8.75%Sep 14, 2026: 7.25% APRSep 21, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20265.75%▼ from 7.25%
  • Sep 14, 20267.25%first recorded
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
5.75%
49 - 60 Months
▼
APR5.75%
Term49 - 60 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A+ Category = or > 725

Rate History
1 change since Sep 14, 2026 · 10.25% → 5.75% ▼ 4.50 pts · high 10.25% / low 5.75%
1.25%8.00%14.75%Sep 14, 2026: 10.25% APRSep 21, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20265.75%▼ from 10.25%
  • Sep 14, 202610.25%first recorded
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
5.75%
61-72 Months
▼
APR5.75%
Interest Rate5.75%
Term61-72 Months
Last UpdatedOct 12, 2026
Details

Credit Tier A (700+); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 5.75% APR · checked 3 times
5.25%5.75%6.25%Sep 18, 2026: 5.75% APRSep 18, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Business Vehicle Loan
5.79%
37-60 months
▼
APR5.79%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 5.79% APR · checked 4 times
5.29%5.79%6.29%Sep 30, 2026: 5.79% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Business Vehicle Loan
5.79%
61-72 months
▼
APR5.79%
Term61-72 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 5.79% APR · checked 4 times
5.29%5.79%6.29%Sep 30, 2026: 5.79% APRSep 30, 2026Oct 13, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - NEW! 2026
5.80%
up to 72 months
▼
APR5.80%
Termup to 72 months
Last UpdatedOct 12, 2026
Details

Term: up to 72 months ($20k+); As Low As; Model Year: NEW! 2026

Rate History
No change since Oct 12, 2026 · 5.80% APR
5.30%5.80%6.30%Oct 12, 2026: 5.80% APROct 12, 2026Oct 13, 2026
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
Auto Loan - NEW! 2026
5.95%
up to 84 months
▼
APR5.95%
Termup to 84 months
Last UpdatedOct 12, 2026
Details

Term: up to 84 months ($40k+); As Low As; Model Year: NEW! 2026

Rate History
No change since Oct 12, 2026 · 5.95% APR
5.45%5.95%6.45%Oct 12, 2026: 5.95% APROct 12, 2026Oct 13, 2026
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
New Auto
5.99%
72 month
▼
APR5.99%
Term72 month
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 6 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
5.99%
73-84 Months
▼
APR5.99%
Term73-84 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Sep 30, 2026: 5.99% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
5.99%
73-84 months
▼
APR5.99%
Term73-84 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Sep 30, 2026: 5.99% APRSep 30, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
5.99%
84 months
▼
APR5.99%
Interest Rate5.99%
Term84 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
5.99%
84 months
▼
APR5.99%
Interest Rate5.99%
Term84 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
New Auto Loans
6.14%
Up to 72 months
▼
APR6.14%
TermUp to 72 months
Last UpdatedOct 12, 2026
Details

As Low As; Current and previous year's models

Rate History
No change since Oct 12, 2026 · 6.14% APR
5.64%6.14%6.64%Oct 12, 2026: 6.14% APROct 12, 2026Oct 13, 2026
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New car purchase Loan
6.24%
60 months
▼
APR6.24%
Term60 months
Last UpdatedOct 7, 2026
Details

Rate History
3 changes since Sep 14, 2026 · 5.94% → 6.24% ▲ 0.30 pts · high 6.24% / low 5.94%
5.44%6.09%6.74%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.24%▲ from 6.14%
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
New car rate Loan
6.24%
60 months
▼
APR6.24%
Term60 months
Last UpdatedOct 7, 2026
Details

For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Purchase of a new car would have a 6.24% APR for 60 months, monthly payment of $875.01 for $45,000 financing, down payment of $0

Rate History
3 changes since Sep 14, 2026 · 5.94% → 6.24% ▲ 0.30 pts · high 6.24% / low 5.94%
5.44%6.09%6.74%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.24%▲ from 6.14%
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.24%
72 months
▼
APR6.24%
Term72 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 7 times
5.74%6.24%6.74%Sep 14, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
6.25%
49 - 60 Months
▼
APR6.25%
Term49 - 60 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A Category 660 - 724

Rate History
1 change since Sep 14, 2026 · 10.25% → 6.25% ▼ 4.00 pts · high 10.25% / low 6.25%
2.25%8.25%14.25%Sep 14, 2026: 10.25% APRSep 21, 2026: 6.25% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20266.25%▼ from 10.25%
  • Sep 14, 202610.25%first recorded
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
6.25%
61 - 72 Months
▼
APR6.25%
Term61 - 72 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A+ Category = or > 725

Rate History
1 change since Sep 14, 2026 · 8.50% → 6.25% ▼ 2.25 pts · high 8.50% / low 6.25%
4.00%7.38%10.75%Sep 14, 2026: 8.50% APRSep 21, 2026: 6.25% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20266.25%▼ from 8.50%
  • Sep 14, 20268.50%first recorded
CenturyFirst Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
New Automobiles & Motor Homes (Less than 4,000 miles) - up to 36 months
6.25%
up to 36 months
▼
APR6.25%
Termup to 36 months
Last UpdatedOct 9, 2026
Details

As low as*

Rate History
No change since Oct 5, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Oct 5, 2026: 6.25% APROct 5, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
6.25%
73 months
▼
APR6.25%
Interest Rate6.25%
Term73 months
Last UpdatedOct 12, 2026
Details

Term: 73-84 Months (Over $30,000); Credit Tier A (700+); Loan amount over $30,000; Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 18, 2026: 6.25% APRSep 18, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
6.49%
Up to 48 months
▼
APR6.49%
Interest Rate6.49%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: B (650-699); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 7 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
6.49%
96 months
▼
APR6.49%
Interest Rate6.49%
Term96 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 7 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
6.49%
Up to 48 months
▼
APR6.49%
Interest Rate6.49%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: B (650-699); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 7 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
6.49%
96 months
▼
APR6.49%
Interest Rate6.49%
Term96 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 7 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
New Auto
6.59%
73-78 Months
▼
APR6.59%
Term73-78 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 6.59% - 18.00%.

Rate History
No change since Oct 8, 2026 · 6.59% APR · checked 2 times
6.09%6.59%7.09%Oct 8, 2026: 6.59% APROct 8, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
New Auto Loans
6.64%
Up to 84 months
▼
APR6.64%
TermUp to 84 months
Last UpdatedOct 12, 2026
Details

As Low As; Current and previous year's models

Rate History
No change since Oct 12, 2026 · 6.64% APR
6.14%6.64%7.14%Oct 12, 2026: 6.64% APROct 12, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
6.75%
1 - 36 Months
▼
APR6.75%
Term1 - 36 Months
Last UpdatedOct 9, 2026
Details

Credit Category: B Category 620 - 659

Rate History
No change since Sep 21, 2026 · 6.75% APR · checked 5 times
6.25%6.75%7.25%Sep 21, 2026: 6.75% APRSep 21, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
6.75%
61 - 72 Months
▼
APR6.75%
Term61 - 72 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A Category 660 - 724

Rate History
1 change since Sep 14, 2026 · 8.50% → 6.75% ▼ 1.75 pts · high 8.50% / low 6.75%
5.00%7.63%10.25%Sep 14, 2026: 8.50% APRSep 21, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20266.75%▼ from 8.50%
  • Sep 14, 20268.50%first recorded
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
6.75%
73 months
▼
APR6.75%
Term73 months
Last UpdatedOct 9, 2026
Details

Term: 73 - 84 Months (over $30,000); Credit Category: A+ Category = or > 725

Rate History
No change since Sep 21, 2026 · 6.75% APR · checked 5 times
6.25%6.75%7.25%Sep 21, 2026: 6.75% APRSep 21, 2026Oct 13, 2026
CenturyFirst Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
New Automobiles & Motor Homes (Less than 4,000 miles) - up to 48 months
6.75%
up to 48 months
▼
APR6.75%
Termup to 48 months
Last UpdatedOct 9, 2026
Details

As low as*

Rate History
No change since Oct 5, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Oct 5, 2026: 6.75% APROct 5, 2026Oct 13, 2026
ECM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
New Auto
6.75%
73 - 84 months
▼
APR6.75%
Term73 - 84 months
Last UpdatedOct 9, 2026
Details

Over $40,000; As low as 6.49%

Rate History
1 change since Sep 14, 2026 · 6.49% → 6.75% ▲ 0.26 pts · high 6.75% / low 6.49%
5.99%6.62%7.25%Sep 14, 2026: 6.49% APROct 9, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.75%▲ from 6.49%
  • Sep 14, 20266.49%first recorded
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
6.99%
36 Months
▼
APR6.99%
Term36 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 730 & above

Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 17, 2026: 6.99% APRSep 17, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 680-729

Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 17, 2026: 6.99% APRSep 17, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 680-729

Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 17, 2026: 6.99% APRSep 17, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 680-729

Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 17, 2026: 6.99% APRSep 17, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.99%
90 months
▼
APR6.99%
Term90 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
New and Used Vehicles Loan
6.99%
Up to 72 months
▼
APR6.99%
TermUp to 72 months
Last UpdatedOct 12, 2026
Details

Category B (660-689); Rate is as stated below, no discounts will apply; Floor Rate 4.50% APR

Rate History
No change since Sep 16, 2026 · 6.99% APR · checked 6 times
6.49%6.99%7.49%Sep 16, 2026: 6.99% APRSep 16, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
New Outdoor Vehicle Loans - Up to 36 mo.
6.99%
Up to 36 months
▼
APR6.99%
TermUp to 36 months
Last UpdatedOct 12, 2026
Details

APR as Low As; Est. Monthly Payment per $1,000: $30.97; Includes four-wheel all terrain vehicles (ATV), side-by-side utility vehicles (UTV) and golf carts that are gas, electric and diesel models that can also be considered street legal

Rate History
No change since Oct 12, 2026 · 6.99% APR
6.49%6.99%7.49%Oct 12, 2026: 6.99% APROct 12, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto
6.99%
60 months
▼
APR6.99%
Interest Rate6.99%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: B (650-699); LTV: 125% LTV with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
New Auto Loan
6.99%
60 months
▼
APR6.99%
Interest Rate6.99%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: B (650-699); LTV: 125% LTV with GAP

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Delta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Vehicle Loans - New
7.00%
72 months
▼
APR7.00%
Interest Rate7.00%
Term72 months
Last UpdatedOct 9, 2026
Details

Term: Maximum 72 months (6 years); Published rate range: 7.0% to 12.0%*. Rate 7.0% to 12.0%*; Your rate depends on your Credit Score; Must have copy of window sticker; 100% + 5% of MSRP not to exceed actual purchase price

Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 7 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
7.00%
1-36 Months
▼
APR7.00%
Interest Rate7.00%
Term1-36 Months
Last UpdatedOct 12, 2026
Details

Credit Tier B (660-699); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Oct 8, 2026 · 7.00% APR · checked 2 times
6.50%7.00%7.50%Oct 8, 2026: 7.00% APROct 8, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
7.00%
37-48 Months
▼
APR7.00%
Interest Rate7.00%
Term37-48 Months
Last UpdatedOct 12, 2026
Details

Credit Tier B (660-699); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 7.00% APR · checked 3 times
6.50%7.00%7.50%Sep 18, 2026: 7.00% APRSep 18, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
7.00%
49-60 Months
▼
APR7.00%
Interest Rate7.00%
Term49-60 Months
Last UpdatedOct 12, 2026
Details

Credit Tier B (660-699); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 7.00% APR · checked 3 times
6.50%7.00%7.50%Sep 18, 2026: 7.00% APRSep 18, 2026Oct 13, 2026

Eden Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Used Autos
3.49%
1-24 Months
▼
APR3.49%
Term1-24 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.49% - 18.00%.

Rate History
No change since Sep 17, 2026 · 3.49% APR · checked 5 times
2.99%3.49%3.99%Sep 17, 2026: 3.49% APRSep 17, 2026Oct 13, 2026
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Auto Loans - New & Used Auto
3.74%
up to 36 months
▼
APR3.74%
Interest Rate3.74%
Termup to 36 months
Last UpdatedOct 12, 2026
Details

Published rate range: 3.74 - 15.49%. Rate based on credit score, term, model year, amount financed, and relationship pricing

Rate History
No change since Oct 12, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 12, 2026: 3.74% APROct 12, 2026Oct 13, 2026
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
Used Vehicle Loans
3.99%
Up to 24 Months
▼
APR3.99%
TermUp to 24 Months
Last UpdatedOct 9, 2026
Details

Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed. APR = Annual Percentage Rate

Rate History
No change since Sep 18, 2026 · 3.99% APR · checked 7 times
3.49%3.99%4.49%Sep 18, 2026: 3.99% APRSep 18, 2026Oct 13, 2026
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
Used Vehicle Loans
3.99%
Up to 36 Months
▼
APR3.99%
TermUp to 36 Months
Last UpdatedOct 9, 2026
Details

Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed. APR = Annual Percentage Rate

Rate History
No change since Sep 18, 2026 · 3.99% APR · checked 7 times
3.49%3.99%4.49%Sep 18, 2026: 3.99% APRSep 18, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto
3.99%
Up to 48 months
▼
APR3.99%
Interest Rate3.99%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% NADA with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 7 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto Loan
3.99%
Up to 48 months
▼
APR3.99%
Interest Rate3.99%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% NADA with GAP

Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 7 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 13, 2026
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Auto Loans - New & Used Auto
3.99%
37 - 48 months
▼
APR3.99%
Interest Rate3.99%
Term37 - 48 months
Last UpdatedOct 12, 2026
Details

Published rate range: 3.99 - 15.74%. Rate based on credit score, term, model year, amount financed, and relationship pricing

Rate History
No change since Oct 12, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 12, 2026: 3.99% APROct 12, 2026Oct 13, 2026
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
Used Vehicle Loans
4.19%
Up to 48 Months
▼
APR4.19%
TermUp to 48 Months
Last UpdatedOct 9, 2026
Details

Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed. APR = Annual Percentage Rate

Rate History
No change since Sep 18, 2026 · 4.19% APR · checked 7 times
3.69%4.19%4.69%Sep 18, 2026: 4.19% APRSep 18, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Used Autos
4.39%
25-36 Months
▼
APR4.39%
Term25-36 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.39% - 18.00%.

Rate History
1 change since Sep 17, 2026 · 3.99% → 4.39% ▲ 0.40 pts · high 4.39% / low 3.99%
3.49%4.19%4.89%Sep 17, 2026: 3.99% APROct 4, 2026: 4.39% APRSep 17, 2026Oct 13, 2026
  • Oct 4, 20264.39%▲ from 3.99%
  • Sep 17, 20263.99%first recorded
Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
New and Used Auto
4.49%
12-84 Months
▼
APR4.49%
Term12-84 Months
Last UpdatedOct 9, 2026
Details

Beginning as low as 4.49%

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 8 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto
4.49%
60 months
▼
APR4.49%
Interest Rate4.49%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% NADA with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 7 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto Loan
4.49%
60 months
▼
APR4.49%
Interest Rate4.49%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% NADA with GAP

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 7 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New and Used Auto Loans
4.50%
24 - 84 months
▼
APR4.50%
Term24 - 84 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.50%-18.00%.

Rate History
No change since Sep 25, 2026 · 4.50% APR · checked 4 times
4.00%4.50%5.00%Sep 25, 2026: 4.50% APRSep 25, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Used Autos
4.69%
37-48 Months
▼
APR4.69%
Term37-48 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.69% - 18.00%.

Rate History
1 change since Sep 17, 2026 · 4.39% → 4.69% ▲ 0.30 pts · high 4.69% / low 4.39%
3.89%4.54%5.19%Sep 17, 2026: 4.39% APROct 4, 2026: 4.69% APRSep 17, 2026Oct 13, 2026
  • Oct 4, 20264.69%▲ from 4.39%
  • Sep 17, 20264.39%first recorded
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Auto Loans - New & Used Auto
4.74%
49 - 60 months
▼
APR4.74%
Interest Rate4.74%
Term49 - 60 months
Last UpdatedOct 12, 2026
Details

Published rate range: 4.74 - 15.99%. Rate based on credit score, term, model year, amount financed, and relationship pricing

Rate History
No change since Oct 12, 2026 · 4.74% APR
4.24%4.74%5.24%Oct 12, 2026: 4.74% APROct 12, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
4.75%
1 - 36 Months
▼
APR4.75%
Term1 - 36 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A+ Category = or > 725

Rate History
No change since Sep 21, 2026 · 4.75% APR · checked 5 times
4.25%4.75%5.25%Sep 21, 2026: 4.75% APRSep 21, 2026Oct 13, 2026
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Vehicles Loan
4.75%
36 - 48 Months
▼
APR4.75%
Term36 - 48 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 17, 2026 · 4.75% APR · checked 7 times
4.25%4.75%5.25%Sep 17, 2026: 4.75% APRSep 17, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Auto Loan
4.79%
12-36 Months
▼
APR4.79%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.79% APR · checked 4 times
4.29%4.79%5.29%Sep 30, 2026: 4.79% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Vehicle Loan
4.79%
up to 36 months
▼
APR4.79%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.79% APR · checked 4 times
4.29%4.79%5.29%Sep 30, 2026: 4.79% APRSep 30, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto Loans - Used Auto (2-6 years old)
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Models 2-6 years old; Actual rates and terms vary based on credit history, loan amount, and collateral

Rate History
No change since Oct 12, 2026 · 4.89% APR
4.39%4.89%5.39%Oct 12, 2026: 4.89% APROct 12, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Used Auto Loans
4.89%
Up to 36 months
▼
APR4.89%
TermUp to 36 months
Last UpdatedOct 12, 2026
Details

As Low As; Models between 2-6 years old

Rate History
No change since Oct 12, 2026 · 4.89% APR
4.39%4.89%5.39%Oct 12, 2026: 4.89% APROct 12, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 730 & above

Rate History
No change since Sep 17, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 17, 2026: 4.99% APRSep 17, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 730 & above

Rate History
No change since Sep 17, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 17, 2026: 4.99% APRSep 17, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 730 & above

Rate History
No change since Sep 17, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 17, 2026: 4.99% APRSep 17, 2026Oct 13, 2026
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
Used Vehicle Loans
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedOct 9, 2026
Details

Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed. APR = Annual Percentage Rate

Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
NAVIGATOR
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Used Auto (2-6 Model Year)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedOct 10, 2026
Details

As low as APR

Rate History
No change since Sep 30, 2026 · 4.99% APR · checked 3 times
4.49%4.99%5.49%Sep 30, 2026: 4.99% APRSep 30, 2026Oct 13, 2026
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
New and Used Vehicles Loan
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedOct 12, 2026
Details

Category A (690+); Rate is as stated below, no discounts will apply; Floor Rate 4.50% APR

Rate History
No change since Sep 16, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 16, 2026: 4.99% APRSep 16, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto
4.99%
72 months
▼
APR4.99%
Interest Rate4.99%
Term72 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% NADA with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto Loan
4.99%
72 months
▼
APR4.99%
Interest Rate4.99%
Term72 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% NADA with GAP

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Used Autos
4.99%
49-66 Months
▼
APR4.99%
Term49-66 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.99% - 18.00%.

Rate History
1 change since Sep 17, 2026 · 4.49% → 4.99% ▲ 0.50 pts · high 4.99% / low 4.49%
3.99%4.74%5.49%Sep 17, 2026: 4.49% APROct 4, 2026: 4.99% APRSep 17, 2026Oct 13, 2026
  • Oct 4, 20264.99%▲ from 4.49%
  • Sep 17, 20264.49%first recorded
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.36%
Used Auto
4.99%
Up to 7 years
▼
APR4.99%
TermUp to 7 years
Last UpdatedOct 12, 2026
Details

As Low As; Low Interest Loans; Rate based on credit worthiness and term of loan

Rate History
No change since Sep 12, 2026 · 4.99% APR · checked 8 times
4.49%4.99%5.49%Sep 12, 2026: 4.99% APRSep 12, 2026Oct 13, 2026
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Auto Loans - New & Used Auto
4.99%
61 - 72 months
▼
APR4.99%
Interest Rate4.99%
Term61 - 72 months
Last UpdatedOct 12, 2026
Details

Published rate range: 4.99 - 16.24. Rate based on credit score, term, model year, amount financed, and relationship pricing

Rate History
No change since Oct 12, 2026 · 4.99% APR
4.49%4.99%5.49%Oct 12, 2026: 4.99% APROct 12, 2026Oct 13, 2026
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Automobiles
5.00%
Up to 84 Months
▼
APR5.00%
TermUp to 84 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 5.00% - 18.00%.

Rate History
1 change since Sep 16, 2026 · 4.49% → 5.00% ▲ 0.51 pts · high 5.00% / low 4.49%
3.98%4.75%5.51%Sep 16, 2026: 4.49% APROct 8, 2026: 5.00% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20265.00%▲ from 4.49%
  • Sep 16, 20264.49%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Business Vehicle Loan
5.19%
Up to 36 months
▼
APR5.19%
TermUp to 36 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 5.19% APR · checked 4 times
4.69%5.19%5.69%Sep 30, 2026: 5.19% APRSep 30, 2026Oct 13, 2026
Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Auto Loans - New & Used Auto
5.24%
73 - 84 months
▼
APR5.24%
Interest Rate5.24%
Term73 - 84 months
Last UpdatedOct 12, 2026
Details

Published rate range: 5.24 - 16.49%. Rate based on credit score, term, model year, amount financed, and relationship pricing

Rate History
No change since Oct 12, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 12, 2026: 5.24% APROct 12, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
5.25%
1 - 36 Months
▼
APR5.25%
Term1 - 36 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A Category 660 - 724

Rate History
No change since Sep 21, 2026 · 5.25% APR · checked 5 times
4.75%5.25%5.75%Sep 21, 2026: 5.25% APRSep 21, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
5.25%
37 - 48 Months
▼
APR5.25%
Term37 - 48 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A+ Category = or > 725

Rate History
1 change since Sep 14, 2026 · 7.25% → 5.25% ▼ 2.00 pts · high 7.25% / low 5.25%
3.25%6.25%9.25%Sep 14, 2026: 7.25% APRSep 21, 2026: 5.25% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20265.25%▼ from 7.25%
  • Sep 14, 20267.25%first recorded
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
5.25%
1-36 Months
▼
APR5.25%
Interest Rate5.25%
Term1-36 Months
Last UpdatedOct 12, 2026
Details

Credit Tier A (700+); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Oct 8, 2026 · 5.25% APR · checked 2 times
4.75%5.25%5.75%Oct 8, 2026: 5.25% APROct 8, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
5.25%
37-48 Months
▼
APR5.25%
Interest Rate5.25%
Term37-48 Months
Last UpdatedOct 12, 2026
Details

Credit Tier A (700+); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 3 times
4.75%5.25%5.75%Sep 18, 2026: 5.25% APRSep 18, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
5.25%
49-60 Months
▼
APR5.25%
Interest Rate5.25%
Term49-60 Months
Last UpdatedOct 12, 2026
Details

Credit Tier A (700+); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 3 times
4.75%5.25%5.75%Sep 18, 2026: 5.25% APRSep 18, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Auto Loan
5.29%
37-60 Months
▼
APR5.29%
Term37-60 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 5.29% APR · checked 4 times
4.79%5.29%5.79%Sep 30, 2026: 5.29% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Vehicle Loan
5.29%
37-60 months
▼
APR5.29%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 5.29% APR · checked 4 times
4.79%5.29%5.79%Sep 30, 2026: 5.29% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Auto Loan
5.39%
61-72 Months
▼
APR5.39%
Term61-72 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 5.39% APR · checked 4 times
4.89%5.39%5.89%Sep 30, 2026: 5.39% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Vehicle Loan
5.39%
61-72 months
▼
APR5.39%
Term61-72 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 5.39% APR · checked 4 times
4.89%5.39%5.89%Sep 30, 2026: 5.39% APRSep 30, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto
5.49%
Up to 48 months
▼
APR5.49%
Interest Rate5.49%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% NADA with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto
5.49%
84 months
▼
APR5.49%
Interest Rate5.49%
Term84 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% NADA with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto Loan
5.49%
Up to 48 months
▼
APR5.49%
Interest Rate5.49%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% NADA with GAP

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto Loan
5.49%
84 months
▼
APR5.49%
Interest Rate5.49%
Term84 months
Last UpdatedOct 12, 2026
Details

Credit Rating: S (775+); LTV: 125% NADA with GAP

Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Used Autos
5.59%
67-72 Months
▼
APR5.59%
Term67-72 Months
Last UpdatedOct 12, 2026
Details

Published APR range: 5.59% - 18.00%.

Rate History
1 change since Sep 17, 2026 · 5.25% → 5.59% ▲ 0.34 pts · high 5.59% / low 5.25%
4.75%5.42%6.09%Sep 17, 2026: 5.25% APROct 4, 2026: 5.59% APRSep 17, 2026Oct 13, 2026
  • Oct 4, 20265.59%▲ from 5.25%
  • Sep 17, 20265.25%first recorded
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Used Auto Loans
5.64%
Up to 48 months
▼
APR5.64%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Models between 2-6 years old

Rate History
No change since Oct 12, 2026 · 5.64% APR
5.14%5.64%6.14%Oct 12, 2026: 5.64% APROct 12, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
5.75%
37 - 48 Months
▼
APR5.75%
Term37 - 48 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A Category 660 - 724

Rate History
1 change since Sep 14, 2026 · 7.25% → 5.75% ▼ 1.50 pts · high 7.25% / low 5.75%
4.25%6.50%8.75%Sep 14, 2026: 7.25% APRSep 21, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20265.75%▼ from 7.25%
  • Sep 14, 20267.25%first recorded
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
5.75%
49 - 60 Months
▼
APR5.75%
Term49 - 60 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A+ Category = or > 725

Rate History
1 change since Sep 14, 2026 · 10.25% → 5.75% ▼ 4.50 pts · high 10.25% / low 5.75%
1.25%8.00%14.75%Sep 14, 2026: 10.25% APRSep 21, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20265.75%▼ from 10.25%
  • Sep 14, 202610.25%first recorded
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Vehicles Loan
5.75%
49 - 60 Months
▼
APR5.75%
Term49 - 60 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 17, 2026 · 5.75% APR · checked 7 times
5.25%5.75%6.25%Sep 17, 2026: 5.75% APRSep 17, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
5.75%
61-72 Months
▼
APR5.75%
Interest Rate5.75%
Term61-72 Months
Last UpdatedOct 12, 2026
Details

Credit Tier A (700+); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 5.75% APR · checked 3 times
5.25%5.75%6.25%Sep 18, 2026: 5.75% APRSep 18, 2026Oct 13, 2026
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
Used Vehicle Loans
5.89%
Up to 72 Months
▼
APR5.89%
TermUp to 72 Months
Last UpdatedOct 9, 2026
Details

Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed. APR = Annual Percentage Rate

Rate History
No change since Sep 18, 2026 · 5.89% APR · checked 7 times
5.39%5.89%6.39%Sep 18, 2026: 5.89% APRSep 18, 2026Oct 13, 2026
Ferguson Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.39%
Used Auto (2-9 years old)
5.99%
96 months
▼
APR5.99%
Term96 months
Last UpdatedOct 9, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 8 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto
5.99%
60 months
▼
APR5.99%
Interest Rate5.99%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% NADA with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto Loan
5.99%
60 months
▼
APR5.99%
Interest Rate5.99%
Term60 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% NADA with GAP

Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 7 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Used Auto Loans
6.14%
Up to 60 months
▼
APR6.14%
TermUp to 60 months
Last UpdatedOct 12, 2026
Details

As Low As; Models between 2-6 years old

Rate History
No change since Oct 12, 2026 · 6.14% APR
5.64%6.14%6.64%Oct 12, 2026: 6.14% APROct 12, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.24%
72 months
▼
APR6.24%
Term72 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 7 times
5.74%6.24%6.74%Sep 14, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
6.24%
36 months
▼
APR6.24%
Term36 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. 2017 and older MAX TERM 48 Months.

Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 7 times
5.74%6.24%6.74%Sep 14, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
NAVIGATOR
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Older Used Auto (7-14 Model Year)
6.24%
36 months
▼
APR6.24%
Term36 months
Last UpdatedOct 10, 2026
Details

As low as APR

Rate History
No change since Sep 30, 2026 · 6.24% APR · checked 3 times
5.74%6.24%6.74%Sep 30, 2026: 6.24% APRSep 30, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
6.25%
49 - 60 Months
▼
APR6.25%
Term49 - 60 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A Category 660 - 724

Rate History
1 change since Sep 14, 2026 · 10.25% → 6.25% ▼ 4.00 pts · high 10.25% / low 6.25%
2.25%8.25%14.25%Sep 14, 2026: 10.25% APRSep 21, 2026: 6.25% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20266.25%▼ from 10.25%
  • Sep 14, 202610.25%first recorded
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
6.25%
61 - 72 Months
▼
APR6.25%
Term61 - 72 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A+ Category = or > 725

Rate History
1 change since Sep 14, 2026 · 8.50% → 6.25% ▼ 2.25 pts · high 8.50% / low 6.25%
4.00%7.38%10.75%Sep 14, 2026: 8.50% APRSep 21, 2026: 6.25% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20266.25%▼ from 8.50%
  • Sep 14, 20268.50%first recorded
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Vehicles Loan
6.25%
61 - 72 Months
▼
APR6.25%
Term61 - 72 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 17, 2026 · 6.25% APR · checked 7 times
5.75%6.25%6.75%Sep 17, 2026: 6.25% APRSep 17, 2026Oct 13, 2026
CenturyFirst Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
Used Automobiles & Motor Homes - up to 36 months
6.25%
up to 36 months
▼
APR6.25%
Termup to 36 months
Last UpdatedOct 9, 2026
Details

As low as*

Rate History
No change since Oct 5, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Oct 5, 2026: 6.25% APROct 5, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
6.25%
73 months
▼
APR6.25%
Interest Rate6.25%
Term73 months
Last UpdatedOct 12, 2026
Details

Term: 73-84 Months (Over $30,000); Credit Tier A (700+); Loan amount over $30,000; Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 18, 2026: 6.25% APRSep 18, 2026Oct 13, 2026
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Used car purchase Loan
6.29%
60 months
▼
APR6.29%
Term60 months
Last UpdatedOct 7, 2026
Details

Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.29% ▲ 0.30 pts · high 6.29% / low 5.99%
5.49%6.14%6.79%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APROct 2, 2026: 6.29% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.29%▲ from 6.19%
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
Used car rate Loan
6.29%
60 months
▼
APR6.29%
Term60 months
Last UpdatedOct 7, 2026
Details

For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Purchase of a used 2022 year car would have a 6.29% APR for 60 months, monthly payment of $584.04 for $30,000 financing, down payment of $0

Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.29% ▲ 0.30 pts · high 6.29% / low 5.99%
5.49%6.14%6.79%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APROct 2, 2026: 6.29% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.29%▲ from 6.19%
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Business Vehicle Loan
6.29%
37-60 months
▼
APR6.29%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 6.29% APR · checked 4 times
5.79%6.29%6.79%Sep 30, 2026: 6.29% APRSep 30, 2026Oct 13, 2026
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
Used Vehicle Loans
6.39%
Up to 84 Months
▼
APR6.39%
TermUp to 84 Months
Last UpdatedOct 9, 2026
Details

Rates are listed as low as and will vary based on credit qualifications and the vehicle collateral. Your rate may be different than the rate listed. APR = Annual Percentage Rate

Rate History
No change since Sep 18, 2026 · 6.39% APR · checked 7 times
5.89%6.39%6.89%Sep 18, 2026: 6.39% APRSep 18, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto
6.49%
72 months
▼
APR6.49%
Interest Rate6.49%
Term72 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% NADA with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 7 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto Loan
6.49%
72 months
▼
APR6.49%
Interest Rate6.49%
Term72 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% NADA with GAP

Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 7 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Used Auto Loans
6.64%
Up to 72 months
▼
APR6.64%
TermUp to 72 months
Last UpdatedOct 12, 2026
Details

As Low As; Models between 2-6 years old

Rate History
No change since Oct 12, 2026 · 6.64% APR
6.14%6.64%7.14%Oct 12, 2026: 6.64% APROct 12, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Used Autos (2020 & older)
6.74%
48 months
▼
APR6.74%
Term48 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU. 2017 and older MAX TERM 48 Months.

Rate History
No change since Sep 14, 2026 · 6.74% APR · checked 7 times
6.24%6.74%7.24%Sep 14, 2026: 6.74% APRSep 14, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
6.75%
1 - 36 Months
▼
APR6.75%
Term1 - 36 Months
Last UpdatedOct 9, 2026
Details

Credit Category: B Category 620 - 659

Rate History
No change since Sep 21, 2026 · 6.75% APR · checked 5 times
6.25%6.75%7.25%Sep 21, 2026: 6.75% APRSep 21, 2026Oct 13, 2026
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
6.75%
61 - 72 Months
▼
APR6.75%
Term61 - 72 Months
Last UpdatedOct 9, 2026
Details

Credit Category: A Category 660 - 724

Rate History
1 change since Sep 14, 2026 · 8.50% → 6.75% ▼ 1.75 pts · high 8.50% / low 6.75%
5.00%7.63%10.25%Sep 14, 2026: 8.50% APRSep 21, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
  • Sep 21, 20266.75%▼ from 8.50%
  • Sep 14, 20268.50%first recorded
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.43%
New & Used Auto
6.75%
73 months
▼
APR6.75%
Term73 months
Last UpdatedOct 9, 2026
Details

Term: 73 - 84 Months (over $30,000); Credit Category: A+ Category = or > 725

Rate History
No change since Sep 21, 2026 · 6.75% APR · checked 5 times
6.25%6.75%7.25%Sep 21, 2026: 6.75% APRSep 21, 2026Oct 13, 2026
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Vehicles Loan
6.75%
73 - 84 Months
▼
APR6.75%
Term73 - 84 Months
Last UpdatedOct 9, 2026
Details

Rate History
No change since Sep 18, 2026 · 6.75% APR · checked 5 times
6.25%6.75%7.25%Sep 18, 2026: 6.75% APRSep 18, 2026Oct 13, 2026
CenturyFirst Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
Used Automobiles & Motor Homes - up to 48 months
6.75%
up to 48 months
▼
APR6.75%
Termup to 48 months
Last UpdatedOct 9, 2026
Details

As low as*

Rate History
No change since Oct 5, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Oct 5, 2026: 6.75% APROct 5, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Auto Loan
6.98%
73-84 Months
▼
APR6.98%
Term73-84 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 6.98% APR · checked 4 times
6.48%6.98%7.48%Sep 30, 2026: 6.98% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Used Vehicle Loan
6.98%
73-84 months
▼
APR6.98%
Term73-84 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 6.98% APR · checked 4 times
6.48%6.98%7.48%Sep 30, 2026: 6.98% APRSep 30, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
6.99%
36 Months
▼
APR6.99%
Term36 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 730 & above

Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 17, 2026: 6.99% APRSep 17, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 680-729

Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 17, 2026: 6.99% APRSep 17, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 680-729

Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 17, 2026: 6.99% APRSep 17, 2026Oct 13, 2026
Mississippi National Guard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedOct 9, 2026
Details

Credit Rating: 680-729

Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 17, 2026: 6.99% APRSep 17, 2026Oct 13, 2026
All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
New or Used Autos (2021-2027)
6.99%
90 months
▼
APR6.99%
Term90 months
Last UpdatedOct 10, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
New and Used Vehicles Loan
6.99%
Up to 72 months
▼
APR6.99%
TermUp to 72 months
Last UpdatedOct 12, 2026
Details

Category B (660-689); Rate is as stated below, no discounts will apply; Floor Rate 4.50% APR

Rate History
No change since Sep 16, 2026 · 6.99% APR · checked 6 times
6.49%6.99%7.49%Sep 16, 2026: 6.99% APRSep 16, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto
6.99%
84 months
▼
APR6.99%
Interest Rate6.99%
Term84 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% NADA with GAP; GPS: May Use

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
HealthPlus Federal Credit Union
Institution Rating:
F2.0 ★ Texas Ratio: 51.07%
Used Auto Loan
6.99%
84 months
▼
APR6.99%
Interest Rate6.99%
Term84 months
Last UpdatedOct 12, 2026
Details

Credit Rating: A (700-774); LTV: 125% NADA with GAP

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
7.00%
1-36 Months
▼
APR7.00%
Interest Rate7.00%
Term1-36 Months
Last UpdatedOct 12, 2026
Details

Credit Tier B (660-699); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Oct 8, 2026 · 7.00% APR · checked 2 times
6.50%7.00%7.50%Oct 8, 2026: 7.00% APROct 8, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
7.00%
37-48 Months
▼
APR7.00%
Interest Rate7.00%
Term37-48 Months
Last UpdatedOct 12, 2026
Details

Credit Tier B (660-699); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 7.00% APR · checked 3 times
6.50%7.00%7.50%Sep 18, 2026: 7.00% APRSep 18, 2026Oct 13, 2026
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New/Used Autos
7.00%
49-60 Months
▼
APR7.00%
Interest Rate7.00%
Term49-60 Months
Last UpdatedOct 12, 2026
Details

Credit Tier B (660-699); Used auto over 5 calendar years old: add 2% to rate; auto floor rate 5.25%

Rate History
No change since Sep 18, 2026 · 7.00% APR · checked 3 times
6.50%7.00%7.50%Sep 18, 2026: 7.00% APRSep 18, 2026Oct 13, 2026

Eden, MS Auto Loan Rate Trends

Compare local Eden, MS auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Mississippi Auto Trends
New Auto Loan MS Avg
5.069%
▲ 0.004 vs 7 days ago

Mississippi new auto rates rose 0.004 points over the past 7 days to 5.069% APR.

Used Auto Loan MS Avg
5.740%
Unchanged vs 7 days ago

Mississippi used auto loan rates currently average 5.740% APR.

As of Oct 13, 2026 • Rate data sourced from 8,500+ monitored institutions

Eden, MS Auto Loan Rate Forecast, Next 12 Months

Auto loan APRs track lender funding costs, which follow Federal Reserve policy. Our model projects the likely path of new and used auto averages from the current Mississippi figures.

Current New Auto Avg
5.07%
APR, as of Oct 13, 2026
6-Month Forecast
5.15%
Fed hold assumed
12-Month Forecast
5.22%
Range: 4.87% to 5.42%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; auto lenders reprice within one to two policy cycles as funding costs move, and credit union pricing tends to lag banks slightly.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

Powered byMonitorBankRates

What Would Your Monthly Car Payment Be?

Estimated monthly payments on a standard 60-month auto loan at today’s average Mississippi APRs. Even a small APR difference adds up over the life of a car loan. Use the calculator below to model your exact loan.

Loan Amount New Auto @ 5.07% APR
MS average
Used Auto @ 5.74% APR
MS average
Monthly Difference
$15,000 $283.54/mo $288.18/mo $4.64/mo
$25,000 $472.57/mo $480.30/mo $7.73/mo
$35,000 $661.60/mo $672.42/mo $10.82/mo
$45,000 $850.63/mo $864.55/mo $13.92/mo

Principal and interest only, 60-month term, calculated from current average APRs. Taxes, title, registration, and optional add-ons are not included. Your APR depends on credit score, loan term, vehicle age, and lender underwriting.

Powered byMonitorBankRates

How to Get the Best Auto Loan Rate in Eden, Mississippi

1

Get Preapproved Before You Shop

A preapproval from a bank or credit union serving Eden, Mississippi locks in a real rate before you set foot on a dealer lot. It turns you into a cash buyer, gives you a benchmark to beat, and protects you from dealer financing markups. Dealers can legally add points to the rate a lender actually approved you for.

2

Check Credit Unions First

Credit unions consistently offer some of the lowest auto loan APRs in Mississippi. Membership is usually easier to get than people expect. Many local credit unions accept anyone who lives, works, or worships in the area, and some let you join with a small donation to a partner charity.

3

Choose the Shortest Term You Can Afford

Shorter terms almost always carry lower APRs, and you pay interest for fewer months. A 72- or 84-month loan lowers the monthly payment but dramatically raises total interest cost and increases the time you spend “underwater”, owing more than the car is worth. Aim for 60 months or less if the payment fits your budget.

4

Mind the New vs. Used Rate Spread

Used car loans typically run 0.5 to 1.5 percentage points above new car rates. If you’re shopping late-model used vehicles, ask about certified pre-owned programs. CPO vehicles sometimes qualify for new-car financing rates, which can offset part of the price difference between the two.

Building a down payment, or is an auto loan not the right fit?

Mississippi Financial Snapshot

Local demographics and economic context for car buyers. Source: U.S. Census Bureau (state-level data shown; city data not available)

$37,351
Median Individual Earnings
National avg: $47,340
5.7%
Unemployment Rate
National avg: 4.8%
18.9%
Poverty Rate
National avg: 11.1%
$567/mo
Payment on a $30K / 60-mo Loan
At MS new-auto avg 5.07% APR

A $567 monthly car payment works out to roughly 18.2% of the median individual income in Mississippi. Most budgeting guidelines suggest keeping total vehicle costs (payment, insurance, fuel, and maintenance) under 15 to 20% of take-home pay.

Auto Financing Options Compared

An auto loan isn’t the only way to finance a vehicle in Eden, Mississippi, but for most borrowers it’s the cheapest. Here’s how the main options stack up.

Feature Credit Union Auto Loan Bank Auto Loan Dealer Financing Personal Loan
Typical APR Level ✓ Often lowest ✓ Competitive ● Varies, can be marked up ✗ Highest (unsecured)
Rate Locked Before You Shop ✓ Yes, via preapproval ✓ Yes, via preapproval ✗ Arranged at the dealership ✓ Yes
Membership / Relationship Required ● Membership (usually easy) ✗ No ✗ No ✗ No
Works for Private-Party Sales ✓ Usually ● Sometimes ✗ No ✓ Yes
Convenience at Purchase ● Preapproval step first ● Preapproval step first ✓ One-stop at the dealer ● Funds in 1 to 3 days
Best For Lowest total cost of borrowing Existing bank customers & rate discounts Manufacturer 0% promos on new cars Older vehicles lenders won’t finance

General comparison for educational purposes. Manufacturer promotional financing (0 to 2.9% APR offers) through dealers can beat any bank or credit union rate when you qualify. Always compare the promo against a cash rebate plus outside financing.

Auto Loan Payment Calculator

Estimate your monthly payment on a new or used vehicle in Eden, Mississippi. We’ve prefilled the APR with today’s MS new-auto average, or click any current rate on the right to apply it instantly.

$
$
%
Current Rates: Click to Apply
$0
Estimated Monthly Payment
Loan Amount$0
Total Interest Paid$0
Total of All Payments$0
Total Cost incl. Down Payment$0

Estimates include principal and interest only. Sales tax, title, registration, documentation fees, and optional products (GAP, warranties) are not included and are often financed into the loan. Advertised APRs typically require excellent credit; your rate may differ.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Eden, Mississippi auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Eden, Mississippi directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Eden, Mississippi. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in MS.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Bad Credit Auto Loans in Eden, Mississippi

You can get a car loan with bad credit, but your credit score moves the APR more than almost anything else. Lenders sort borrowers into tiers, and the average used car loan for a subprime borrower costs more than twice what a prime borrower pays. On a $25,000 used car loan over 60 months, that gap adds up to about $8,000 in extra interest.

Avg. new car loan we track: 5.97% APR Avg. used car loan we track: 6.70% APR
Credit TierScore RangeNew Car APRUsed Car APR$25,000 Used, 60 Mo.
Super prime781 to 8504.41%6.29%$487/mo
Prime661 to 7806.15%8.81%$517/mo
Near prime601 to 6609.71%13.93%$581/mo
Subprime501 to 60013.52%19.10%$650/mo
Deep subprime300 to 50016.11%21.62%$685/mo

Average APRs from Experian, State of the Automotive Finance Market, Q2 2026 (VantageScore 4.0). Payment is principal and interest only.

Get Preapproved Before the Dealer

A preapproval from a bank or credit union gives you a real rate to compare. Dealers can add a markup to the rate a lender approves, and bad credit car buyers are the easiest to overcharge.

Start With a Credit Union

Federal credit unions cannot charge more than 18% APR on most loans through September 10, 2027, and many will look past your score at your income and history with them.

Put More Money Down

A larger down payment lowers the lender's risk and keeps you from owing more than the car is worth. Even 10% to 20% down can move a borderline application to an approval.

Keep the Term Short

A 72 or 84 month loan lowers the payment but stacks interest on top of an already high APR. Choose a less expensive car before you choose a longer term.

Add a Cosigner

A cosigner with strong credit can get you a prime rate. They are fully responsible for the loan if you miss payments, so only ask someone who understands that.

Be Careful With Buy Here Pay Here

These lots approve almost anyone, but often at the highest legal rates and on older cars. Many do not report on time payments to the credit bureaus, so the loan may not help rebuild your score.

See Bad Credit Car Loans

Frequently Asked Questions about Auto Loans in Eden, Mississippi

How does my credit score affect my car loan rate in Mississippi?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Eden, Mississippi with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Mississippi *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Eden, Mississippi typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

Should I get preapproved for an auto loan before visiting a dealer in Eden, Mississippi?

Yes. A preapproval from a bank or credit union serving Eden, Mississippi gives you a real rate to compare against dealer financing and turns you into a cash buyer at the negotiating table. Dealers often mark up the rates they arrange, so walking in with a preapproved offer routinely saves buyers money on the financing side of the deal.

Why are used car loan rates higher than new car rates?

Lenders charge more for used vehicles because they are harder to value, depreciate unpredictably, and carry more repossession risk. The spread between new and used rates is typically 0.5 to 1.5 percentage points. A late-model certified pre-owned vehicle sometimes qualifies for new-car rates, so ask the lender how they classify the vehicle before assuming the used rate applies.

Can I refinance my auto loan if rates drop or my credit improves?

Yes. Auto loan refinancing is usually fast and often fee-free. If your credit score has improved since you bought the vehicle, or you financed at a marked-up dealer rate, refinancing with a bank or credit union serving Eden, Mississippi can lower your monthly payment or shorten your term. It makes the most sense early in the loan, while most of your payments are still going to interest.

Can I get an auto loan with bad credit in Eden, Mississippi?

Yes. Banks, credit unions, and dealer lenders all finance borrowers with subprime credit, but at higher rates. Getting preapproved by a credit union before you visit a dealer, putting more money down, and choosing a shorter term all improve your chances of approval and lower the total cost.

What is the average car loan rate for bad credit?

According to Experian, in the second quarter of 2026 subprime borrowers (scores 501 to 600) paid an average of 13.52% APR on new cars and 19.10% on used cars. Deep subprime borrowers (300 to 500) averaged 16.11% on new and 21.62% on used. Prime borrowers averaged 6.15% and 8.81%.

What are the best Auto Loan rates in Eden, Mississippi?

Based on our current data, some of the lowest auto loan rates available in Eden, Mississippi include:
  • HealthPlus Federal Credit Union: 3.29% (New Auto)
  • Statewide Federal Credit Union: 3.49% (New Auto)
  • Riverland Federal Credit Union: 3.50% (Auto Loans - Cars, Trucks, & SUVs)
  • Singing River Federal Credit Union: 3.74% (Auto Loans - New & Used Auto)
  • Baxter Credit Union: 3.84% (Auto Loans - 2025 & Newer)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Eden, Mississippi. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: October 12, 2026

Eden, Mississippi Rates & Resources