Auto Loan Rates in West Liberty, Kentucky (KY) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in West Liberty, Kentucky. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in West Liberty, Kentucky include Delta Community Credit UnionDelta Community Credit UnionA+5.0 ★Texas Ratio: 1.57% offering New and Used Other Vehicle Loans at 3.69%, The Health And Education Federal Credit UnionThe Health And Education Federal Credit UnionA+5.0 ★Texas Ratio: 1.14% offering New Auto at 3.99%, University of Kentucky Federal Credit UnionUniversity of Kentucky Federal Credit UnionA5.0 ★Texas Ratio: 7.63% offering New/Used Vehicle at 3.99%, Morehead Community Federal Credit UnionMorehead Community Federal Credit UnionA+5.0 ★Texas Ratio: 0.69% offering New Auto Loan at 4.00%, CLASS ACTCLASS ACTA+5.0 ★Texas Ratio: 0.00% offering Auto Loans 2022 or newer at 4.49%. Auto loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
West Liberty borrowers have access to 26 lenders serving the Kentucky area, with auto loan rates as low as 3.69% APR from Delta Community Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in West Liberty, Kentucky. Auto Loan Rates Last Updated and Verified: April 14, 2026
Compare Auto Loan Rates Today in West Liberty, Kentucky & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
3.69%
Up to 12 months
▼
APR3.69%
TermUp to 12 months
Last UpdatedApr 8, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
3.69%
Up to 12 months
▼
APR3.69%
TermUp to 12 months
Last UpdatedApr 8, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
3.69%
Up to 12 months
▼
APR3.69%
TermUp to 12 months
Last UpdatedApr 8, 2026
Details
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As; 100% Financing
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
Used Auto
3.99%
Varies
▼
APR3.99%
TermVaries
Last UpdatedApr 4, 2026
Details
As Low As; NADA Retail
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.00%
24-month
▼
APR4.00%
Term24-month
Last UpdatedApr 5, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.19%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
▼
APR4.19%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedApr 8, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
4.19%
61-72 months (greater than or equal to $20,000)
▼
APR4.19%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedApr 8, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
4.19%
61-72 months (greater than or equal to $20,000)
▼
APR4.19%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedApr 8, 2026
Details
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.25%
36-month
▼
APR4.25%
Term36-month
Last UpdatedApr 5, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As; 100% Financing
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 14, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details
Score: A+ = 750+
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.50%
48-month
▼
APR4.50%
Term48-month
Last UpdatedApr 5, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
4.50%
24-month
▼
APR4.50%
Term24-month
Last UpdatedApr 5, 2026
Details
Used Auto up to 10 years old
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.69%
84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only
▼
APR4.69%
Term84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedApr 8, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
4.69%
73-84 months (greater than or equal to $30,000)
▼
APR4.69%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedApr 8, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
4.69%
73-84 months (greater than or equal to $30,000)
▼
APR4.69%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedApr 8, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
▼
APR4.74%
Term0 - 59
Last UpdatedApr 5, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2017 - 2021
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 14, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.74%
63 Months
▼
APR4.74%
Term63 Months
Last UpdatedApr 14, 2026
Details
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2021-2024
4.75%
Up to 36 Mos
▼
APR4.75%
TermUp to 36 Mos
Last UpdatedApr 4, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 4, 2026
Details
Score: A+ = 750+
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
4.75%
12 - 36
▼
APR4.75%
Term12 - 36
Last UpdatedApr 5, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New Vehicle Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As; Up to 48 months
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.75%
60-month
▼
APR4.75%
Term60-month
Last UpdatedApr 5, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
4.75%
36-month
▼
APR4.75%
Term36-month
Last UpdatedApr 5, 2026
Details
Used Auto up to 10 years old
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.89%
120 months for $50,000 or more on boats, RVs and aircraft loans only
▼
APR4.89%
Term120 months for $50,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.91%
61-72
▼
APR4.91%
Term61-72
Last UpdatedApr 12, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.95%
49-60
▼
APR4.95%
Term49-60
Last UpdatedApr 12, 2026
Details
As Low As
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
4.99%
75 Months
▼
APR4.99%
Term75 Months
Last UpdatedApr 4, 2026
Details
As Low As; 100% Financing
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
▼
APR4.99%
Term60 - 74
Last UpdatedApr 5, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 48 months
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Autos, Trucks, Vans New 2024-2026 models
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 9, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A+
4.99%
up to 48
▼
APR4.99%
Termup to 48
Last UpdatedApr 12, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedApr 12, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2016 or older
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 14, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2017 - 2021
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedApr 14, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.99%
75 Months
▼
APR4.99%
Term75 Months
Last UpdatedApr 14, 2026
Details
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2021-2024
5.00%
Up to 60 Mos
▼
APR5.00%
TermUp to 60 Mos
Last UpdatedApr 4, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 4, 2026
Details
Score: A+ = 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
A+ | 750+
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.00%
48-month
▼
APR5.00%
Term48-month
Last UpdatedApr 5, 2026
Details
Used Auto up to 10 years old
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
5.00%
1 Year
▼
APR5.00%
Term1 Year
Last UpdatedApr 9, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.07%
0-36
▼
APR5.07%
Term0-36
Last UpdatedApr 12, 2026
Details
As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
5.09%
180 months for $75,000 or more on boats, RVs and aircraft loans only
▼
APR5.09%
Term180 months for $75,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
5.24%
Up to 48 Months
▼
APR5.24%
TermUp to 48 Months
Last UpdatedApr 6, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A+
5.24%
61 to 72
▼
APR5.24%
Term61 to 72
Last UpdatedApr 12, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2017 - 2021
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedApr 14, 2026
Details
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2021-2024
5.25%
Up to72 Mos
▼
APR5.25%
TermUp to72 Mos
Last UpdatedApr 4, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details
Score: A = 680-749
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details
A+ | 750+
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
5.25%
72-month
▼
APR5.25%
Term72-month
Last UpdatedApr 5, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.25%
60-month
▼
APR5.25%
Term60-month
Last UpdatedApr 5, 2026
Details
Used Auto up to 10 years old
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
5.29%
240 months for $100,000 or more on boats, RVs and aircraft loans only
▼
APR5.29%
Term240 months for $100,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2022 - 2025 Auto Loan
5.31%
48 Months
▼
APR5.31%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
5.31%
48 MONTHS
▼
APR5.31%
Term48 MONTHS
Last UpdatedApr 11, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 63 months
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As; 100% Financing
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Autos, Trucks, Vans New 2024-2026 models
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 9, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Autos, Trucks, Vans Used 2019-2023 models
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedApr 9, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A
5.49%
up to 48
▼
APR5.49%
Termup to 48
Last UpdatedApr 12, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
5.49%
1-48
▼
APR5.49%
Term1-48
Last UpdatedApr 12, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
New Autos
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedApr 12, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (1-3 Years)
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedApr 12, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (4-7 Years)
5.49%
Up to 72 Months
▼
APR5.49%
TermUp to 72 Months
Last UpdatedApr 12, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2016 or older
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedApr 14, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 14, 2026
Details
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2021-2024
5.50%
Up to 84 Mos
▼
APR5.50%
TermUp to 84 Mos
Last UpdatedApr 4, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 4, 2026
Details
Score: A+ = 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
A | 680-749
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
5.50%
12 - 36
▼
APR5.50%
Term12 - 36
Last UpdatedApr 5, 2026
Details
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New Vehicle Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As; 49 to 60 months
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
5.69%
84 Months
▼
APR5.69%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A
5.74%
61 to 72
▼
APR5.74%
Term61 to 72
Last UpdatedApr 12, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
5.74%
49-63
▼
APR5.74%
Term49-63
Last UpdatedApr 12, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
5.74%
1-48
▼
APR5.74%
Term1-48
Last UpdatedApr 12, 2026
Details
As Low As
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2017-2020
5.75%
Up to 48 Mos
▼
APR5.75%
TermUp to 48 Mos
Last UpdatedApr 4, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details
A | 680-749
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
5.75%
84-month
▼
APR5.75%
Term84-month
Last UpdatedApr 5, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.75%
72-month
▼
APR5.75%
Term72-month
Last UpdatedApr 5, 2026
Details
Used Auto up to 10 years old
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
5.75%
1 Year
▼
APR5.75%
Term1 Year
Last UpdatedApr 9, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedApr 9, 2026
Details
As Low As; 64 to 75 months
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.79%
4 years
▼
APR5.79%
Term4 years
Last UpdatedApr 5, 2026
Details
As Low As
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2022 - 2025 Auto Loan
5.81%
60 Months
▼
APR5.81%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
5.81%
60 MONTHS
▼
APR5.81%
Term60 MONTHS
Last UpdatedApr 11, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.89%
3 years
▼
APR5.89%
Term3 years
Last UpdatedApr 5, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
5.89%
63 Months
▼
APR5.89%
Term63 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 63 months
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.89%
73-84
▼
APR5.89%
Term73-84
Last UpdatedApr 12, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.99%
5 years
▼
APR5.99%
Term5 years
Last UpdatedApr 5, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
5.99%
49 - 60 Months
▼
APR5.99%
Term49 - 60 Months
Last UpdatedApr 6, 2026
Details
APR5.99%
Term1-36
Last UpdatedApr 6, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 9, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Autos, Trucks, Vans Used 2019-2023 models
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 9, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A+
5.99%
73 to 84
▼
APR5.99%
Term73 to 84
Last UpdatedApr 12, 2026
Details
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2017-2020
6.00%
Up to 60 Mos
▼
APR6.00%
TermUp to 60 Mos
Last UpdatedApr 4, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 4, 2026
Details
Score: A = 680-749
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
A | 680-749
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2018-2021 Auto Loan
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedApr 5, 2026
Details
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedApr 5, 2026
Details
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.00%
2 Years
▼
APR6.00%
Term2 Years
Last UpdatedApr 9, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.05%
4 years
▼
APR6.05%
Term4 years
Last UpdatedApr 5, 2026
Details
As Low As
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2018 - 2021 Auto Loan
6.06%
48 Months
▼
APR6.06%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
6.06%
48 MONTHS
▼
APR6.06%
Term48 MONTHS
Last UpdatedApr 11, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.14%
3 years
▼
APR6.14%
Term3 years
Last UpdatedApr 5, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.24%
5 years
▼
APR6.24%
Term5 years
Last UpdatedApr 5, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
6.24%
64-75
▼
APR6.24%
Term64-75
Last UpdatedApr 12, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
6.24%
49-63
▼
APR6.24%
Term49-63
Last UpdatedApr 12, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedApr 4, 2026
Details
Score: B = 640-679
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 4, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 4, 2026
Details
A | 680-749
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
6.25%
84-month
▼
APR6.25%
Term84-month
Last UpdatedApr 5, 2026
Details
Used Auto up to 10 years old, over $20,000
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.29%
75 Months
▼
APR6.29%
Term75 Months
Last UpdatedApr 9, 2026
Details
As Low As; 64 to 75 months
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2022 - 2025 Auto Loan
6.31%
72 Months
▼
APR6.31%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
6.31%
72 MONTHS
▼
APR6.31%
Term72 MONTHS
Last UpdatedApr 11, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.39%
49 to 63
▼
APR6.39%
Term49 to 63
Last UpdatedApr 9, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
6.45%
6 years
▼
APR6.45%
Term6 years
Last UpdatedApr 5, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.45%
6 years
▼
APR6.45%
Term6 years
Last UpdatedApr 5, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
6.49%
89 Months
▼
APR6.49%
Term89 Months
Last UpdatedApr 5, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
6.49%
61 - 72 Months
▼
APR6.49%
Term61 - 72 Months
Last UpdatedApr 6, 2026
Details
APR6.49%
Term61-72
Last UpdatedApr 6, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 9, 2026
Details
As Low As; 76 to 84 months**
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans 2022
6.49%
63 Months
▼
APR6.49%
Term63 Months
Last UpdatedApr 11, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A
6.49%
73 to 84
▼
APR6.49%
Term73 to 84
Last UpdatedApr 12, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (8-10 Years)
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedApr 12, 2026
Details
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2017-2020
6.50%
Up to 72 Mos
▼
APR6.50%
TermUp to 72 Mos
Last UpdatedApr 4, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedApr 4, 2026
Details
Score: B = 640-679
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
B | 640-679
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2018-2021 Auto Loan
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedApr 5, 2026
Details
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedApr 5, 2026
Details
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedApr 5, 2026
Details
A 850-680
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
6.50%
24-month
▼
APR6.50%
Term24-month
Last UpdatedApr 5, 2026
Details
Used auto over 10 years old
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.50%
3 Years
▼
APR6.50%
Term3 Years
Last UpdatedApr 9, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
6.54%
63 Months
▼
APR6.54%
Term63 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 63 months
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2018 - 2021 Auto Loan
6.56%
60 Months
▼
APR6.56%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
6.56%
60 MONTHS
▼
APR6.56%
Term60 MONTHS
Last UpdatedApr 11, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
6.74%
76-84
▼
APR6.74%
Term76-84
Last UpdatedApr 12, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
6.74%
64-75
▼
APR6.74%
Term64-75
Last UpdatedApr 12, 2026
Details
As Low As
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2016 - Older
6.75%
Up to 60 Mos
▼
APR6.75%
TermUp to 60 Mos
Last UpdatedApr 4, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedApr 4, 2026
Details
A | 680-749
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedApr 4, 2026
Details
B | 640-679
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
6.75%
2 Years
▼
APR6.75%
Term2 Years
Last UpdatedApr 9, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans 2020
6.75%
63 Months
▼
APR6.75%
Term63 Months
Last UpdatedApr 11, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.79%
64 to 75
▼
APR6.79%
Term64 to 75
Last UpdatedApr 9, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.89%
63 Months
▼
APR6.89%
Term63 Months
Last UpdatedApr 9, 2026
Details
As Low As
APR6.99%
Term73-84
Last UpdatedApr 6, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedApr 9, 2026
Details
As Low As; 76 to 84 months**
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedApr 4, 2026
Details
Score: B = 640-679
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2017-2019
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
B | 640-679
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2018-2021 Auto Loan
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedApr 5, 2026
Details
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedApr 5, 2026
Details
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedApr 5, 2026
Details
A 850-680
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
7.00%
36-month
▼
APR7.00%
Term36-month
Last UpdatedApr 5, 2026
Details
Used auto over 10 years old
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
7.00%
4 Years
▼
APR7.00%
Term4 Years
Last UpdatedApr 9, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
7.00%
3 Years
▼
APR7.00%
Term3 Years
Last UpdatedApr 9, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
7.04%
75 Months
▼
APR7.04%
Term75 Months
Last UpdatedApr 9, 2026
Details
As Low As; 64 to 75 months***
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2018 - 2021 Auto Loan
7.06%
72 Months
▼
APR7.06%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
7.06%
72 MONTHS
▼
APR7.06%
Term72 MONTHS
Last UpdatedApr 11, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
7.24%
73 - 84 Months
▼
APR7.24%
Term73 - 84 Months
Last UpdatedApr 6, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos B
7.24%
up to 48
▼
APR7.24%
Termup to 48
Last UpdatedApr 12, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
7.24%
76-84
▼
APR7.24%
Term76-84
Last UpdatedApr 12, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2017-2019
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedApr 4, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
7.25%
84 Months
▼
APR7.25%
Term84 Months
Last UpdatedApr 4, 2026
Details
B | 640-679
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
7.29%
64 to 75
▼
APR7.29%
Term64 to 75
Last UpdatedApr 9, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
7.43%
7 years
▼
APR7.43%
Term7 years
Last UpdatedApr 5, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
7.49%
76 to 84
▼
APR7.49%
Term76 to 84
Last UpdatedApr 9, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos B
7.49%
61 to 72
▼
APR7.49%
Term61 to 72
Last UpdatedApr 12, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2016 & Older
7.50%
48 Months
▼
APR7.50%
Term48 Months
Last UpdatedApr 4, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2017-2019
7.50%
60 Months
▼
APR7.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
A | 680-749
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2018-2021 Auto Loan
7.50%
72 Months
▼
APR7.50%
Term72 Months
Last UpdatedApr 5, 2026
Details
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedApr 5, 2026
Details
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2022
7.50%
12-72
▼
APR7.50%
Term12-72
Last UpdatedApr 5, 2026
Details
A 850-680
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Auto Loans 2023-2026
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedApr 5, 2026
Details
A 850-680
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
7.50%
48-month
▼
APR7.50%
Term48-month
Last UpdatedApr 5, 2026
Details
Used auto over 10 years old
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
7.54%
63 Months
▼
APR7.54%
Term63 Months
Last UpdatedApr 9, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
7.74%
75- 84
▼
APR7.74%
Term75- 84
Last UpdatedApr 5, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
7.74%
84 Months
▼
APR7.74%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
3.69%
Up to 12 months
▼
APR3.69%
TermUp to 12 months
Last UpdatedApr 8, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
3.69%
Up to 12 months
▼
APR3.69%
TermUp to 12 months
Last UpdatedApr 8, 2026
Details
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As; 100% Financing
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.00%
24-month
▼
APR4.00%
Term24-month
Last UpdatedApr 5, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.19%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
▼
APR4.19%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedApr 8, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
4.19%
61-72 months (greater than or equal to $20,000)
▼
APR4.19%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedApr 8, 2026
Details
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.25%
36-month
▼
APR4.25%
Term36-month
Last UpdatedApr 5, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As; 100% Financing
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 14, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details
Score: A+ = 750+
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.50%
48-month
▼
APR4.50%
Term48-month
Last UpdatedApr 5, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.69%
84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only
▼
APR4.69%
Term84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedApr 8, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
4.69%
73-84 months (greater than or equal to $30,000)
▼
APR4.69%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedApr 8, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
▼
APR4.74%
Term0 - 59
Last UpdatedApr 5, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.74%
63 Months
▼
APR4.74%
Term63 Months
Last UpdatedApr 14, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 4, 2026
Details
Score: A+ = 750+
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
4.75%
12 - 36
▼
APR4.75%
Term12 - 36
Last UpdatedApr 5, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New Vehicle Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As; Up to 48 months
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.75%
60-month
▼
APR4.75%
Term60-month
Last UpdatedApr 5, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.89%
120 months for $50,000 or more on boats, RVs and aircraft loans only
▼
APR4.89%
Term120 months for $50,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.91%
61-72
▼
APR4.91%
Term61-72
Last UpdatedApr 12, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.95%
49-60
▼
APR4.95%
Term49-60
Last UpdatedApr 12, 2026
Details
As Low As
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
4.99%
75 Months
▼
APR4.99%
Term75 Months
Last UpdatedApr 4, 2026
Details
As Low As; 100% Financing
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
▼
APR4.99%
Term60 - 74
Last UpdatedApr 5, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 48 months
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Autos, Trucks, Vans New 2024-2026 models
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 9, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedApr 12, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.99%
75 Months
▼
APR4.99%
Term75 Months
Last UpdatedApr 14, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 4, 2026
Details
Score: A+ = 750+
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
5.00%
1 Year
▼
APR5.00%
Term1 Year
Last UpdatedApr 9, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.07%
0-36
▼
APR5.07%
Term0-36
Last UpdatedApr 12, 2026
Details
As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
5.09%
180 months for $75,000 or more on boats, RVs and aircraft loans only
▼
APR5.09%
Term180 months for $75,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details
Score: A = 680-749
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
5.25%
72-month
▼
APR5.25%
Term72-month
Last UpdatedApr 5, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
5.29%
240 months for $100,000 or more on boats, RVs and aircraft loans only
▼
APR5.29%
Term240 months for $100,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 63 months
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As; 100% Financing
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Autos, Trucks, Vans New 2024-2026 models
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 9, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
5.49%
1-48
▼
APR5.49%
Term1-48
Last UpdatedApr 12, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
New Autos
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedApr 12, 2026
Details
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 14, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 4, 2026
Details
Score: A+ = 750+
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New Vehicle Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As; 49 to 60 months
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
5.69%
84 Months
▼
APR5.69%
Term84 Months
Last UpdatedApr 6, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
5.74%
49-63
▼
APR5.74%
Term49-63
Last UpdatedApr 12, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
5.75%
84-month
▼
APR5.75%
Term84-month
Last UpdatedApr 5, 2026
Details
AUTO (New or 1 year old with less than 20000 miles)
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedApr 9, 2026
Details
As Low As; 64 to 75 months
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.79%
4 years
▼
APR5.79%
Term4 years
Last UpdatedApr 5, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.89%
3 years
▼
APR5.89%
Term3 years
Last UpdatedApr 5, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.89%
73-84
▼
APR5.89%
Term73-84
Last UpdatedApr 12, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.99%
5 years
▼
APR5.99%
Term5 years
Last UpdatedApr 5, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 9, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 4, 2026
Details
Score: A = 680-749
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.00%
2 Years
▼
APR6.00%
Term2 Years
Last UpdatedApr 9, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
6.24%
64-75
▼
APR6.24%
Term64-75
Last UpdatedApr 12, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedApr 4, 2026
Details
Score: B = 640-679
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.39%
49 to 63
▼
APR6.39%
Term49 to 63
Last UpdatedApr 9, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
6.45%
6 years
▼
APR6.45%
Term6 years
Last UpdatedApr 5, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
6.49%
89 Months
▼
APR6.49%
Term89 Months
Last UpdatedApr 5, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 9, 2026
Details
As Low As; 76 to 84 months**
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedApr 4, 2026
Details
Score: B = 640-679
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.50%
3 Years
▼
APR6.50%
Term3 Years
Last UpdatedApr 9, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
New Auto Loans
6.74%
76-84
▼
APR6.74%
Term76-84
Last UpdatedApr 12, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.79%
64 to 75
▼
APR6.79%
Term64 to 75
Last UpdatedApr 9, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedApr 4, 2026
Details
Score: B = 640-679
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
7.00%
4 Years
▼
APR7.00%
Term4 Years
Last UpdatedApr 9, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
7.43%
7 years
▼
APR7.43%
Term7 years
Last UpdatedApr 5, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
7.49%
76 to 84
▼
APR7.49%
Term76 to 84
Last UpdatedApr 9, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
7.74%
75- 84
▼
APR7.74%
Term75- 84
Last UpdatedApr 5, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
3.69%
Up to 12 months
▼
APR3.69%
TermUp to 12 months
Last UpdatedApr 8, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
3.69%
Up to 12 months
▼
APR3.69%
TermUp to 12 months
Last UpdatedApr 8, 2026
Details
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
Used Auto
3.99%
Varies
▼
APR3.99%
TermVaries
Last UpdatedApr 4, 2026
Details
As Low As; NADA Retail
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.19%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
▼
APR4.19%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedApr 8, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
4.19%
61-72 months (greater than or equal to $20,000)
▼
APR4.19%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedApr 8, 2026
Details
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
4.50%
24-month
▼
APR4.50%
Term24-month
Last UpdatedApr 5, 2026
Details
Used Auto up to 10 years old
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.69%
84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only
▼
APR4.69%
Term84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedApr 8, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
4.69%
73-84 months (greater than or equal to $30,000)
▼
APR4.69%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedApr 8, 2026
Details
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
4.75%
12 - 36
▼
APR4.75%
Term12 - 36
Last UpdatedApr 5, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
4.75%
36-month
▼
APR4.75%
Term36-month
Last UpdatedApr 5, 2026
Details
Used Auto up to 10 years old
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.89%
120 months for $50,000 or more on boats, RVs and aircraft loans only
▼
APR4.89%
Term120 months for $50,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.91%
61-72
▼
APR4.91%
Term61-72
Last UpdatedApr 12, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.95%
49-60
▼
APR4.95%
Term49-60
Last UpdatedApr 12, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 48 months
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedApr 12, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
A+ | 750+
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.00%
48-month
▼
APR5.00%
Term48-month
Last UpdatedApr 5, 2026
Details
Used Auto up to 10 years old
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.07%
0-36
▼
APR5.07%
Term0-36
Last UpdatedApr 12, 2026
Details
As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
5.09%
180 months for $75,000 or more on boats, RVs and aircraft loans only
▼
APR5.09%
Term180 months for $75,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details
A+ | 750+
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.25%
60-month
▼
APR5.25%
Term60-month
Last UpdatedApr 5, 2026
Details
Used Auto up to 10 years old
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
5.29%
240 months for $100,000 or more on boats, RVs and aircraft loans only
▼
APR5.29%
Term240 months for $100,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 63 months
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Autos, Trucks, Vans Used 2019-2023 models
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedApr 9, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (1-3 Years)
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedApr 12, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (4-7 Years)
5.49%
Up to 72 Months
▼
APR5.49%
TermUp to 72 Months
Last UpdatedApr 12, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
A | 680-749
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
5.74%
1-48
▼
APR5.74%
Term1-48
Last UpdatedApr 12, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details
A | 680-749
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.75%
72-month
▼
APR5.75%
Term72-month
Last UpdatedApr 5, 2026
Details
Used Auto up to 10 years old
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
5.75%
1 Year
▼
APR5.75%
Term1 Year
Last UpdatedApr 9, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedApr 9, 2026
Details
As Low As; 64 to 75 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
5.89%
63 Months
▼
APR5.89%
Term63 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 63 months
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.89%
73-84
▼
APR5.89%
Term73-84
Last UpdatedApr 12, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 9, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Autos, Trucks, Vans Used 2019-2023 models
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedApr 9, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
A | 680-749
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.05%
4 years
▼
APR6.05%
Term4 years
Last UpdatedApr 5, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.14%
3 years
▼
APR6.14%
Term3 years
Last UpdatedApr 5, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.24%
5 years
▼
APR6.24%
Term5 years
Last UpdatedApr 5, 2026
Details
As Low As
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
6.24%
49-63
▼
APR6.24%
Term49-63
Last UpdatedApr 12, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 4, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedApr 4, 2026
Details
A | 680-749
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
6.25%
84-month
▼
APR6.25%
Term84-month
Last UpdatedApr 5, 2026
Details
Used Auto up to 10 years old, over $20,000
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.29%
75 Months
▼
APR6.29%
Term75 Months
Last UpdatedApr 9, 2026
Details
As Low As; 64 to 75 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.39%
49 to 63
▼
APR6.39%
Term49 to 63
Last UpdatedApr 9, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
6.45%
6 years
▼
APR6.45%
Term6 years
Last UpdatedApr 5, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
6.49%
89 Months
▼
APR6.49%
Term89 Months
Last UpdatedApr 5, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedApr 9, 2026
Details
As Low As; 76 to 84 months**
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
Used Autos (8-10 Years)
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedApr 12, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
B | 640-679
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
6.50%
24-month
▼
APR6.50%
Term24-month
Last UpdatedApr 5, 2026
Details
Used auto over 10 years old
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
6.54%
63 Months
▼
APR6.54%
Term63 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 63 months
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
6.74%
64-75
▼
APR6.74%
Term64-75
Last UpdatedApr 12, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedApr 4, 2026
Details
A | 680-749
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedApr 4, 2026
Details
B | 640-679
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
6.75%
2 Years
▼
APR6.75%
Term2 Years
Last UpdatedApr 9, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.79%
64 to 75
▼
APR6.79%
Term64 to 75
Last UpdatedApr 9, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.89%
63 Months
▼
APR6.89%
Term63 Months
Last UpdatedApr 9, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedApr 9, 2026
Details
As Low As; 76 to 84 months**
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2017-2019
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
B | 640-679
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
7.00%
36-month
▼
APR7.00%
Term36-month
Last UpdatedApr 5, 2026
Details
Used auto over 10 years old
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
7.00%
3 Years
▼
APR7.00%
Term3 Years
Last UpdatedApr 9, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
7.04%
75 Months
▼
APR7.04%
Term75 Months
Last UpdatedApr 9, 2026
Details
As Low As; 64 to 75 months***
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Used Auto Loans
7.24%
76-84
▼
APR7.24%
Term76-84
Last UpdatedApr 12, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2017-2019
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedApr 4, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
7.25%
84 Months
▼
APR7.25%
Term84 Months
Last UpdatedApr 4, 2026
Details
B | 640-679
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
7.29%
64 to 75
▼
APR7.29%
Term64 to 75
Last UpdatedApr 9, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
7.49%
76 to 84
▼
APR7.49%
Term76 to 84
Last UpdatedApr 9, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2016 & Older
7.50%
48 Months
▼
APR7.50%
Term48 Months
Last UpdatedApr 4, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2017-2019
7.50%
60 Months
▼
APR7.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
A | 680-749
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
7.50%
48-month
▼
APR7.50%
Term48-month
Last UpdatedApr 5, 2026
Details
Used auto over 10 years old
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
7.54%
63 Months
▼
APR7.54%
Term63 Months
Last UpdatedApr 9, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
7.74%
84 Months
▼
APR7.74%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
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West Liberty, KY Auto Loan Rate Trends
Compare local West Liberty, KY auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — KY Avg
6.141%
Unchanged vs 7 days ago
Kentucky new auto loan rates currently average 6.141% APR.
Used Auto Loan — KY Avg
6.928%
Unchanged vs 7 days ago
Kentucky used auto loan rates currently average 6.928% APR.
As of Apr 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in West Liberty, Kentucky
How does my credit score affect my car loan rate in Kentucky?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in West Liberty, Kentucky with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Kentucky *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in West Liberty, Kentucky typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in West Liberty, Kentucky?
Based on our current data, some of the lowest auto loan rates available in West Liberty, Kentucky include:
- Delta Community Credit Union: 3.69% (New and Used Other Vehicle Loans)
- The Health And Education Federal Credit Union: 3.99% (New Auto)
- University of Kentucky Federal Credit Union: 3.99% (New/Used Vehicle)
- Morehead Community Federal Credit Union: 4.00% (New Auto Loan)
- CLASS ACT: 4.49% (Auto Loans 2022 or newer)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in West Liberty, Kentucky. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 14, 2026
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