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Auto Loan Rates in Beauty, Kentucky (KY) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Beauty, Kentucky. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 9, 2026

Current auto loan rates in Beauty, Kentucky include Delta Community Credit UnionDelta Community Credit UnionA+5.0 ★Texas Ratio: 1.57% offering New and Used Other Vehicle Loans at 3.69%, The Health And Education Federal Credit UnionThe Health And Education Federal Credit UnionA+5.0 ★Texas Ratio: 1.14% offering New Auto at 3.99%, University of Kentucky Federal Credit UnionUniversity of Kentucky Federal Credit UnionA5.0 ★Texas Ratio: 7.63% offering New/Used Vehicle at 3.99%, Morehead Community Federal Credit UnionMorehead Community Federal Credit UnionA+5.0 ★Texas Ratio: 0.69% offering New Auto Loan at 4.00%, Beacon Community Credit UnionBeacon Community Credit UnionA+5.0 ★Texas Ratio: 1.73% offering Auto Loans at 4.49%. Auto loan rates as of April 9, 2026 according to verified data from MonitorBankRates.

Beauty borrowers have access to 25 lenders serving the Kentucky area, with auto loan rates as low as 3.69% APR from Delta Community Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Beauty, Kentucky. Auto Loan Rates Last Updated and Verified: April 9, 2026

Compare Auto Loan Rates Today in Beauty, Kentucky & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
3.69%
Up to 12 months
View
▼
APR3.69%
TermUp to 12 months
Last UpdatedApr 8, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
3.69%
Up to 12 months
View
▼
APR3.69%
TermUp to 12 months
Last UpdatedApr 8, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
3.69%
Up to 12 months
View
▼
APR3.69%
TermUp to 12 months
Last UpdatedApr 8, 2026
Details

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Financing

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
Used Auto
3.99%
Varies
View
▼
APR3.99%
TermVaries
Last UpdatedApr 4, 2026
Details

As Low As; NADA Retail

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.00%
24-month
View
▼
APR4.00%
Term24-month
Last UpdatedApr 5, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.19%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
View
▼
APR4.19%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedApr 8, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
4.19%
61-72 months (greater than or equal to $20,000)
View
▼
APR4.19%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedApr 8, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
4.19%
61-72 months (greater than or equal to $20,000)
View
▼
APR4.19%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedApr 8, 2026
Details

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.25%
36-month
View
▼
APR4.25%
Term36-month
Last UpdatedApr 5, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Financing

Beacon Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Auto Loans
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As; with a BCCU savings, checking, direct deposit and auto pay

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

Score: A+ = 750+

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.50%
48-month
View
▼
APR4.50%
Term48-month
Last UpdatedApr 5, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
4.50%
24-month
View
▼
APR4.50%
Term24-month
Last UpdatedApr 5, 2026
Details

Used Auto up to 10 years old

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.69%
84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only
View
▼
APR4.69%
Term84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedApr 8, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
4.69%
73-84 months (greater than or equal to $30,000)
View
▼
APR4.69%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedApr 8, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
4.69%
73-84 months (greater than or equal to $30,000)
View
▼
APR4.69%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedApr 8, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
View
▼
APR4.74%
Term0 - 59
Last UpdatedApr 5, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.74%
Up to 48
View
▼
APR4.74%
TermUp to 48
Last UpdatedMar 25, 2026
Details

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2021-2024
4.75%
Up to 36 Mos
View
▼
APR4.75%
TermUp to 36 Mos
Last UpdatedApr 4, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 4, 2026
Details

Score: A+ = 750+

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
4.75%
12 - 36
View
▼
APR4.75%
Term12 - 36
Last UpdatedApr 5, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New Vehicle Loan
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As; Up to 48 months

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.75%
60-month
View
▼
APR4.75%
Term60-month
Last UpdatedApr 5, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
4.75%
36-month
View
▼
APR4.75%
Term36-month
Last UpdatedApr 5, 2026
Details

Used Auto up to 10 years old

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
4.79%
60 Months
View
▼
APR4.79%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.89%
120 months for $50,000 or more on boats, RVs and aircraft loans only
View
▼
APR4.89%
Term120 months for $50,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details

Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.91%
61-72
View
▼
APR4.91%
Term61-72
Last UpdatedApr 6, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.95%
49-60
View
▼
APR4.95%
Term49-60
Last UpdatedApr 6, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
4.99%
75 Months
View
▼
APR4.99%
Term75 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Financing

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
View
▼
APR4.99%
Term60 - 74
Last UpdatedApr 5, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A+
4.99%
up to 48
View
▼
APR4.99%
Termup to 48
Last UpdatedApr 6, 2026
Details

Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.99%
37-48
View
▼
APR4.99%
Term37-48
Last UpdatedApr 6, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 9, 2026
Details

As Low As; Up to 48 months

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Autos, Trucks, Vans New 2024-2026 models
4.99%
24 Months
View
▼
APR4.99%
Term24 Months
Last UpdatedApr 9, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.99%
49-63
View
▼
APR4.99%
Term49-63
Last UpdatedMar 25, 2026
Details

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2021-2024
5.00%
Up to 60 Mos
View
▼
APR5.00%
TermUp to 60 Mos
Last UpdatedApr 4, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedApr 4, 2026
Details

Score: A+ = 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.00%
48-month
View
▼
APR5.00%
Term48-month
Last UpdatedApr 5, 2026
Details

Used Auto up to 10 years old

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
5.00%
1 Year
View
▼
APR5.00%
Term1 Year
Last UpdatedApr 9, 2026
Details

Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.07%
0-36
View
▼
APR5.07%
Term0-36
Last UpdatedApr 6, 2026
Details

As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
5.09%
60 Months
View
▼
APR5.09%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
5.09%
180 months for $75,000 or more on boats, RVs and aircraft loans only
View
▼
APR5.09%
Term180 months for $75,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.24%
75 Months
View
▼
APR5.24%
Term75 Months
Last UpdatedApr 5, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
5.24%
Up to 48 Months
View
▼
APR5.24%
TermUp to 48 Months
Last UpdatedApr 6, 2026
Details

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A+
5.24%
61 to 72
View
▼
APR5.24%
Term61 to 72
Last UpdatedApr 6, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
5.24%
64-75
View
▼
APR5.24%
Term64-75
Last UpdatedMar 25, 2026
Details

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2021-2024
5.25%
Up to72 Mos
View
▼
APR5.25%
TermUp to72 Mos
Last UpdatedApr 4, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

Score: A = 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
5.25%
72-month
View
▼
APR5.25%
Term72-month
Last UpdatedApr 5, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.25%
60-month
View
▼
APR5.25%
Term60-month
Last UpdatedApr 5, 2026
Details

Used Auto up to 10 years old

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
5.29%
240 months for $100,000 or more on boats, RVs and aircraft loans only
View
▼
APR5.29%
Term240 months for $100,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2022 - 2025 Auto Loan
5.31%
48 Months
View
▼
APR5.31%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
5.31%
48 Months
View
▼
APR5.31%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedApr 9, 2026
Details

As Low As; Up to 63 months

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2025-2027 - NEW
5.49%
63 Months
View
▼
APR5.49%
Term63 Months
Last UpdatedApr 4, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
New Auto Loan
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2024 to 2026
5.49%
Up to 60 Months
View
▼
APR5.49%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Financing

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A
5.49%
up to 48
View
▼
APR5.49%
Termup to 48
Last UpdatedApr 6, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Autos, Trucks, Vans New 2024-2026 models
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 9, 2026
Details

As Low As

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Autos, Trucks, Vans Used 2019-2023 models
5.49%
24 Months
View
▼
APR5.49%
Term24 Months
Last UpdatedApr 9, 2026
Details

As Low As

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2021-2024
5.50%
Up to 84 Mos
View
▼
APR5.50%
TermUp to 84 Mos
Last UpdatedApr 4, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedApr 4, 2026
Details

Score: A+ = 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
5.50%
12 - 36
View
▼
APR5.50%
Term12 - 36
Last UpdatedApr 5, 2026
Details

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New Vehicle Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As; 49 to 60 months

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
5.69%
84 Months
View
▼
APR5.69%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
New Auto Loan
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2020 to 2023
5.74%
Up to 60 Months
View
▼
APR5.74%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2024 to 2026
5.74%
Up to 72 Months
View
▼
APR5.74%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A
5.74%
61 to 72
View
▼
APR5.74%
Term61 to 72
Last UpdatedApr 6, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2017 - 2021
5.74%
Up to 48
View
▼
APR5.74%
TermUp to 48
Last UpdatedMar 25, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
5.74%
76-84
View
▼
APR5.74%
Term76-84
Last UpdatedMar 25, 2026
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2020-2023 - USED
5.75%
51 Months
View
▼
APR5.75%
Term51 Months
Last UpdatedApr 4, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2024-2026 - USED
5.75%
63 Months
View
▼
APR5.75%
Term63 Months
Last UpdatedApr 4, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2017-2020
5.75%
Up to 48 Mos
View
▼
APR5.75%
TermUp to 48 Mos
Last UpdatedApr 4, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
5.75%
84-month
View
▼
APR5.75%
Term84-month
Last UpdatedApr 5, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.75%
72-month
View
▼
APR5.75%
Term72-month
Last UpdatedApr 5, 2026
Details

Used Auto up to 10 years old

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
5.75%
1 Year
View
▼
APR5.75%
Term1 Year
Last UpdatedApr 9, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedApr 9, 2026
Details

As Low As; 64 to 75 months

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2022 - 2025 Auto Loan
5.81%
60 Months
View
▼
APR5.81%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
5.81%
60 Months
View
▼
APR5.81%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.89%
73-84
View
▼
APR5.89%
Term73-84
Last UpdatedApr 6, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
5.89%
63 Months
View
▼
APR5.89%
Term63 Months
Last UpdatedApr 9, 2026
Details

As Low As; Up to 63 months

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
New Auto Loan
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2020 to 2023
5.99%
Up to 72 Months
View
▼
APR5.99%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2024 to 2026
5.99%
Up to 84 Months
View
▼
APR5.99%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 5, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
5.99%
49 - 60 Months
View
▼
APR5.99%
Term49 - 60 Months
Last UpdatedApr 6, 2026
Details

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A+
5.99%
73 to 84
View
▼
APR5.99%
Term73 to 84
Last UpdatedApr 6, 2026
Details

Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Auto Loans
5.99%
1-36
View
▼
APR5.99%
Term1-36
Last UpdatedApr 6, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 9, 2026
Details

As Low As

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Autos, Trucks, Vans Used 2019-2023 models
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 9, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2017 - 2021
5.99%
49-63
View
▼
APR5.99%
Term49-63
Last UpdatedMar 25, 2026
Details

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2017-2020
6.00%
Up to 60 Mos
View
▼
APR6.00%
TermUp to 60 Mos
Last UpdatedApr 4, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedApr 4, 2026
Details

Score: A = 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2018-2021 Auto Loan
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedApr 5, 2026
Details

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
6.00%
48 Months
View
▼
APR6.00%
Term48 Months
Last UpdatedApr 5, 2026
Details

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.00%
2 Years
View
▼
APR6.00%
Term2 Years
Last UpdatedApr 9, 2026
Details

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2018 - 2021 Auto Loan
6.06%
48 Months
View
▼
APR6.06%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
6.06%
48 Months
View
▼
APR6.06%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2020 to 2023
6.24%
Up to 84 Months
View
▼
APR6.24%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2016 or older
6.24%
49-63
View
▼
APR6.24%
Term49-63
Last UpdatedMar 25, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2017 - 2021
6.24%
64-75
View
▼
APR6.24%
Term64-75
Last UpdatedMar 25, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

Score: B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
6.25%
84-month
View
▼
APR6.25%
Term84-month
Last UpdatedApr 5, 2026
Details

Used Auto up to 10 years old, over $20,000

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.29%
75 Months
View
▼
APR6.29%
Term75 Months
Last UpdatedApr 9, 2026
Details

As Low As; 64 to 75 months

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2022 - 2025 Auto Loan
6.31%
72 Months
View
▼
APR6.31%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
6.31%
72 Months
View
▼
APR6.31%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.39%
49 to 63
View
▼
APR6.39%
Term49 to 63
Last UpdatedApr 9, 2026
Details

As Low As

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2022 Auto Loan
6.49%
63 Months
View
▼
APR6.49%
Term63 Months
Last UpdatedApr 4, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
6.49%
89 Months
View
▼
APR6.49%
Term89 Months
Last UpdatedApr 5, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
6.49%
61 - 72 Months
View
▼
APR6.49%
Term61 - 72 Months
Last UpdatedApr 6, 2026
Details

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos A
6.49%
73 to 84
View
▼
APR6.49%
Term73 to 84
Last UpdatedApr 6, 2026
Details

Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Auto Loans
6.49%
61-72
View
▼
APR6.49%
Term61-72
Last UpdatedApr 6, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedApr 9, 2026
Details

As Low As; 76 to 84 months**

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2016 or older
6.49%
Up to 48
View
▼
APR6.49%
TermUp to 48
Last UpdatedMar 25, 2026
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2020-2023 - USED
6.50%
63 Months
View
▼
APR6.50%
Term63 Months
Last UpdatedApr 4, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2024-2026 - USED
6.50%
75 Months
View
▼
APR6.50%
Term75 Months
Last UpdatedApr 4, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2025-2027 - NEW
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedApr 4, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2017-2020
6.50%
Up to 72 Mos
View
▼
APR6.50%
TermUp to 72 Mos
Last UpdatedApr 4, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

Score: B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

B | 640-679

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2018-2021 Auto Loan
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedApr 5, 2026
Details

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedApr 5, 2026
Details

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedApr 5, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
6.50%
24-month
View
▼
APR6.50%
Term24-month
Last UpdatedApr 5, 2026
Details

Used auto over 10 years old

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.50%
3 Years
View
▼
APR6.50%
Term3 Years
Last UpdatedApr 9, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
6.54%
63 Months
View
▼
APR6.54%
Term63 Months
Last UpdatedApr 9, 2026
Details

As Low As; Up to 63 months

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2018 - 2021 Auto Loan
6.56%
60 Months
View
▼
APR6.56%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
6.56%
60 Months
View
▼
APR6.56%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
2020 Auto Loan
6.75%
63 Months
View
▼
APR6.75%
Term63 Months
Last UpdatedApr 4, 2026
Details

As Low As

WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Auto Loan 2016 - Older
6.75%
Up to 60 Mos
View
▼
APR6.75%
TermUp to 60 Mos
Last UpdatedApr 4, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

B | 640-679

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
6.75%
2 Years
View
▼
APR6.75%
Term2 Years
Last UpdatedApr 9, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.79%
64 to 75
View
▼
APR6.79%
Term64 to 75
Last UpdatedApr 9, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.89%
63 Months
View
▼
APR6.89%
Term63 Months
Last UpdatedApr 9, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2016 to 2019
6.99%
Up to 36 Months
View
▼
APR6.99%
TermUp to 36 Months
Last UpdatedApr 4, 2026
Details

Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Auto Loans
6.99%
73-84
View
▼
APR6.99%
Term73-84
Last UpdatedApr 6, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedApr 9, 2026
Details

As Low As; 76 to 84 months**

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2016-2019 - USED
7.00%
51 Months
View
▼
APR7.00%
Term51 Months
Last UpdatedApr 4, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedApr 4, 2026
Details

Score: B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2017-2019
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

B | 640-679

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2018-2021 Auto Loan
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedApr 5, 2026
Details

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedApr 5, 2026
Details

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
7.00%
36-month
View
▼
APR7.00%
Term36-month
Last UpdatedApr 5, 2026
Details

Used auto over 10 years old

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
7.00%
4 Years
View
▼
APR7.00%
Term4 Years
Last UpdatedApr 9, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
7.00%
3 Years
View
▼
APR7.00%
Term3 Years
Last UpdatedApr 9, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
7.04%
75 Months
View
▼
APR7.04%
Term75 Months
Last UpdatedApr 9, 2026
Details

As Low As; 64 to 75 months***

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
2018 - 2021 Auto Loan
7.06%
72 Months
View
▼
APR7.06%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Modern Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Auto Loan
7.06%
72 Months
View
▼
APR7.06%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
7.24%
73 - 84 Months
View
▼
APR7.24%
Term73 - 84 Months
Last UpdatedApr 6, 2026
Details

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos B
7.24%
up to 48
View
▼
APR7.24%
Termup to 48
Last UpdatedApr 6, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2017-2019
7.25%
72 Months
View
▼
APR7.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
7.25%
84 Months
View
▼
APR7.25%
Term84 Months
Last UpdatedApr 4, 2026
Details

B | 640-679

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
7.29%
64 to 75
View
▼
APR7.29%
Term64 to 75
Last UpdatedApr 9, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2016 to 2019
7.49%
Up to 48 Months
View
▼
APR7.49%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details

Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Autos B
7.49%
61 to 72
View
▼
APR7.49%
Term61 to 72
Last UpdatedApr 6, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
7.49%
76 to 84
View
▼
APR7.49%
Term76 to 84
Last UpdatedApr 9, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2016 & Older
7.50%
48 Months
View
▼
APR7.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2017-2019
7.50%
60 Months
View
▼
APR7.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2018-2021 Auto Loan
7.50%
72 Months
View
▼
APR7.50%
Term72 Months
Last UpdatedApr 5, 2026
Details

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2022-2023 Auto Loan
7.50%
84 Months
View
▼
APR7.50%
Term84 Months
Last UpdatedApr 5, 2026
Details

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
7.50%
48-month
View
▼
APR7.50%
Term48-month
Last UpdatedApr 5, 2026
Details

Used auto over 10 years old

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
7.54%
63 Months
View
▼
APR7.54%
Term63 Months
Last UpdatedApr 9, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
7.74%
84 Months
View
▼
APR7.74%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
7.74%
75- 84
View
▼
APR7.74%
Term75- 84
Last UpdatedApr 5, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2016 & Older
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2017-2019
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

B | 640-679

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2016 to 2019
7.99%
Up to 60 Months
View
▼
APR7.99%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
7.99%
76 to 84
View
▼
APR7.99%
Term76 to 84
Last UpdatedApr 9, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedApr 4, 2026
Details

Score: C = 600-639

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
3.69%
Up to 12 months
View
▼
APR3.69%
TermUp to 12 months
Last UpdatedApr 8, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
3.69%
Up to 12 months
View
▼
APR3.69%
TermUp to 12 months
Last UpdatedApr 8, 2026
Details

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Financing

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.00%
24-month
View
▼
APR4.00%
Term24-month
Last UpdatedApr 5, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.19%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
View
▼
APR4.19%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedApr 8, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
4.19%
61-72 months (greater than or equal to $20,000)
View
▼
APR4.19%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedApr 8, 2026
Details

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.25%
36-month
View
▼
APR4.25%
Term36-month
Last UpdatedApr 5, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Financing

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

Score: A+ = 750+

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.50%
48-month
View
▼
APR4.50%
Term48-month
Last UpdatedApr 5, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.69%
84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only
View
▼
APR4.69%
Term84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedApr 8, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Cars
4.69%
73-84 months (greater than or equal to $30,000)
View
▼
APR4.69%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedApr 8, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
View
▼
APR4.74%
Term0 - 59
Last UpdatedApr 5, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.74%
Up to 48
View
▼
APR4.74%
TermUp to 48
Last UpdatedMar 25, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 4, 2026
Details

Score: A+ = 750+

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
4.75%
12 - 36
View
▼
APR4.75%
Term12 - 36
Last UpdatedApr 5, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New Vehicle Loan
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As; Up to 48 months

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
4.75%
60-month
View
▼
APR4.75%
Term60-month
Last UpdatedApr 5, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
4.79%
60 Months
View
▼
APR4.79%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.89%
120 months for $50,000 or more on boats, RVs and aircraft loans only
View
▼
APR4.89%
Term120 months for $50,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details

Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.91%
61-72
View
▼
APR4.91%
Term61-72
Last UpdatedApr 6, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.95%
49-60
View
▼
APR4.95%
Term49-60
Last UpdatedApr 6, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
4.99%
75 Months
View
▼
APR4.99%
Term75 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Financing

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
View
▼
APR4.99%
Term60 - 74
Last UpdatedApr 5, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.99%
37-48
View
▼
APR4.99%
Term37-48
Last UpdatedApr 6, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 9, 2026
Details

As Low As; Up to 48 months

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Autos, Trucks, Vans New 2024-2026 models
4.99%
24 Months
View
▼
APR4.99%
Term24 Months
Last UpdatedApr 9, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
4.99%
49-63
View
▼
APR4.99%
Term49-63
Last UpdatedMar 25, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedApr 4, 2026
Details

Score: A+ = 750+

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
5.00%
1 Year
View
▼
APR5.00%
Term1 Year
Last UpdatedApr 9, 2026
Details

Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.07%
0-36
View
▼
APR5.07%
Term0-36
Last UpdatedApr 6, 2026
Details

As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
5.09%
180 months for $75,000 or more on boats, RVs and aircraft loans only
View
▼
APR5.09%
Term180 months for $75,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.24%
75 Months
View
▼
APR5.24%
Term75 Months
Last UpdatedApr 5, 2026
Details

As Low As

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
5.24%
64-75
View
▼
APR5.24%
Term64-75
Last UpdatedMar 25, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

Score: A = 680-749

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
5.25%
72-month
View
▼
APR5.25%
Term72-month
Last UpdatedApr 5, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
5.29%
240 months for $100,000 or more on boats, RVs and aircraft loans only
View
▼
APR5.29%
Term240 months for $100,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedApr 9, 2026
Details

As Low As; Up to 63 months

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2025-2027 - NEW
5.49%
63 Months
View
▼
APR5.49%
Term63 Months
Last UpdatedApr 4, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
New Auto Loan
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
New Auto
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As; 100% Financing

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Autos, Trucks, Vans New 2024-2026 models
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 9, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedApr 4, 2026
Details

Score: A+ = 750+

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
New Vehicle Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As; 49 to 60 months

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New Auto
5.69%
84 Months
View
▼
APR5.69%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
New Auto Loan
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Auto Loans 2022 or newer
5.74%
76-84
View
▼
APR5.74%
Term76-84
Last UpdatedMar 25, 2026
Details

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
New Auto Loan
5.75%
84-month
View
▼
APR5.75%
Term84-month
Last UpdatedApr 5, 2026
Details

AUTO (New or 1 year old with less than 20000 miles)

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedApr 9, 2026
Details

As Low As; 64 to 75 months

Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.89%
73-84
View
▼
APR5.89%
Term73-84
Last UpdatedApr 6, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
New Auto Loan
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 5, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 9, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedApr 4, 2026
Details

Score: A = 680-749

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.00%
2 Years
View
▼
APR6.00%
Term2 Years
Last UpdatedApr 9, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 4, 2026
Details

Score: B = 640-679

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.39%
49 to 63
View
▼
APR6.39%
Term49 to 63
Last UpdatedApr 9, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
6.49%
89 Months
View
▼
APR6.49%
Term89 Months
Last UpdatedApr 5, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedApr 9, 2026
Details

As Low As; 76 to 84 months**

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2025-2027 - NEW
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedApr 4, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

Score: B = 640-679

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedApr 5, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
6.50%
3 Years
View
▼
APR6.50%
Term3 Years
Last UpdatedApr 9, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.79%
64 to 75
View
▼
APR6.79%
Term64 to 75
Last UpdatedApr 9, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedApr 4, 2026
Details

Score: B = 640-679

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans New
7.00%
4 Years
View
▼
APR7.00%
Term4 Years
Last UpdatedApr 9, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
7.49%
76 to 84
View
▼
APR7.49%
Term76 to 84
Last UpdatedApr 9, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
7.74%
75- 84
View
▼
APR7.74%
Term75- 84
Last UpdatedApr 5, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
New Vehicles
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedApr 4, 2026
Details

Score: C = 600-639

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
3.69%
Up to 12 months
View
▼
APR3.69%
TermUp to 12 months
Last UpdatedApr 8, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
3.69%
Up to 12 months
View
▼
APR3.69%
TermUp to 12 months
Last UpdatedApr 8, 2026
Details

The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
Used Auto
3.99%
Varies
View
▼
APR3.99%
TermVaries
Last UpdatedApr 4, 2026
Details

As Low As; NADA Retail

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.19%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
View
▼
APR4.19%
Term72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedApr 8, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
4.19%
61-72 months (greater than or equal to $20,000)
View
▼
APR4.19%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedApr 8, 2026
Details

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
4.50%
24-month
View
▼
APR4.50%
Term24-month
Last UpdatedApr 5, 2026
Details

Used Auto up to 10 years old

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.69%
84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only
View
▼
APR4.69%
Term84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only
Last UpdatedApr 8, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Used Cars
4.69%
73-84 months (greater than or equal to $30,000)
View
▼
APR4.69%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedApr 8, 2026
Details

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
4.75%
12 - 36
View
▼
APR4.75%
Term12 - 36
Last UpdatedApr 5, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
4.75%
36-month
View
▼
APR4.75%
Term36-month
Last UpdatedApr 5, 2026
Details

Used Auto up to 10 years old

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
4.89%
120 months for $50,000 or more on boats, RVs and aircraft loans only
View
▼
APR4.89%
Term120 months for $50,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details

Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.91%
61-72
View
▼
APR4.91%
Term61-72
Last UpdatedApr 6, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.95%
49-60
View
▼
APR4.95%
Term49-60
Last UpdatedApr 6, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details

As Low As

Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
4.99%
37-48
View
▼
APR4.99%
Term37-48
Last UpdatedApr 6, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 9, 2026
Details

As Low As; Up to 48 months

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.00%
48-month
View
▼
APR5.00%
Term48-month
Last UpdatedApr 5, 2026
Details

Used Auto up to 10 years old

Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.07%
0-36
View
▼
APR5.07%
Term0-36
Last UpdatedApr 6, 2026
Details

As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
5.09%
60 Months
View
▼
APR5.09%
Term60 Months
Last UpdatedApr 6, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
5.09%
180 months for $75,000 or more on boats, RVs and aircraft loans only
View
▼
APR5.09%
Term180 months for $75,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.24%
75 Months
View
▼
APR5.24%
Term75 Months
Last UpdatedApr 5, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.25%
60-month
View
▼
APR5.25%
Term60-month
Last UpdatedApr 5, 2026
Details

Used Auto up to 10 years old

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New and Used Other Vehicle Loans
5.29%
240 months for $100,000 or more on boats, RVs and aircraft loans only
View
▼
APR5.29%
Term240 months for $100,000 or more on boats, RVs and aircraft loans only
Last UpdatedApr 8, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedApr 9, 2026
Details

As Low As; Up to 63 months

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2024 to 2026
5.49%
Up to 60 Months
View
▼
APR5.49%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Autos, Trucks, Vans Used 2019-2023 models
5.49%
24 Months
View
▼
APR5.49%
Term24 Months
Last UpdatedApr 9, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2020 to 2023
5.74%
Up to 60 Months
View
▼
APR5.74%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2024 to 2026
5.74%
Up to 72 Months
View
▼
APR5.74%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2020-2023 - USED
5.75%
51 Months
View
▼
APR5.75%
Term51 Months
Last UpdatedApr 4, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2024-2026 - USED
5.75%
63 Months
View
▼
APR5.75%
Term63 Months
Last UpdatedApr 4, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
5.75%
72-month
View
▼
APR5.75%
Term72-month
Last UpdatedApr 5, 2026
Details

Used Auto up to 10 years old

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
5.75%
1 Year
View
▼
APR5.75%
Term1 Year
Last UpdatedApr 9, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedApr 9, 2026
Details

As Low As; 64 to 75 months

Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New & Used Automobiles
5.89%
73-84
View
▼
APR5.89%
Term73-84
Last UpdatedApr 6, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
5.89%
63 Months
View
▼
APR5.89%
Term63 Months
Last UpdatedApr 9, 2026
Details

As Low As; Up to 63 months

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2020 to 2023
5.99%
Up to 72 Months
View
▼
APR5.99%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2024 to 2026
5.99%
Up to 84 Months
View
▼
APR5.99%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 5, 2026
Details

As Low As

Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
Used Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 9, 2026
Details

As Low As

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Autos, Trucks, Vans Used 2019-2023 models
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 9, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2020 to 2023
6.24%
Up to 84 Months
View
▼
APR6.24%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
6.25%
84-month
View
▼
APR6.25%
Term84-month
Last UpdatedApr 5, 2026
Details

Used Auto up to 10 years old, over $20,000

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.29%
75 Months
View
▼
APR6.29%
Term75 Months
Last UpdatedApr 9, 2026
Details

As Low As; 64 to 75 months

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.39%
49 to 63
View
▼
APR6.39%
Term49 to 63
Last UpdatedApr 9, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
New/Used Vehicle
6.49%
89 Months
View
▼
APR6.49%
Term89 Months
Last UpdatedApr 5, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedApr 9, 2026
Details

As Low As; 76 to 84 months**

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2020-2023 - USED
6.50%
63 Months
View
▼
APR6.50%
Term63 Months
Last UpdatedApr 4, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2024-2026 - USED
6.50%
75 Months
View
▼
APR6.50%
Term75 Months
Last UpdatedApr 4, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

B | 640-679

Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2024-2026 New & Used Auto Loan
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedApr 5, 2026
Details

As Low As

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
6.50%
24-month
View
▼
APR6.50%
Term24-month
Last UpdatedApr 5, 2026
Details

Used auto over 10 years old

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
6.54%
63 Months
View
▼
APR6.54%
Term63 Months
Last UpdatedApr 9, 2026
Details

As Low As; Up to 63 months

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

B | 640-679

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
6.75%
2 Years
View
▼
APR6.75%
Term2 Years
Last UpdatedApr 9, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
6.79%
64 to 75
View
▼
APR6.79%
Term64 to 75
Last UpdatedApr 9, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.89%
63 Months
View
▼
APR6.89%
Term63 Months
Last UpdatedApr 9, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2016 to 2019
6.99%
Up to 36 Months
View
▼
APR6.99%
TermUp to 36 Months
Last UpdatedApr 4, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedApr 9, 2026
Details

As Low As; 76 to 84 months**

L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Auto Loans 2016-2019 - USED
7.00%
51 Months
View
▼
APR7.00%
Term51 Months
Last UpdatedApr 4, 2026
Details

Rates are based on the representative credit score and LTV. APR disclosed is for "A" credit and may not be applicable to all. Please note: Vehicle is considered used, for any model year, if it has 20,000 or more miles. *APR - Annual Percentage Rate. Annual Percentage Rate based on credit qualifications. Rate subject to change.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2017-2019
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
7.00%
60 Months
View
▼
APR7.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

B | 640-679

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
7.00%
36-month
View
▼
APR7.00%
Term36-month
Last UpdatedApr 5, 2026
Details

Used auto over 10 years old

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.03%
Other Vehicle Loans Used
7.00%
3 Years
View
▼
APR7.00%
Term3 Years
Last UpdatedApr 9, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
7.04%
75 Months
View
▼
APR7.04%
Term75 Months
Last UpdatedApr 9, 2026
Details

As Low As; 64 to 75 months***

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2017-2019
7.25%
72 Months
View
▼
APR7.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2023-2026
7.25%
84 Months
View
▼
APR7.25%
Term84 Months
Last UpdatedApr 4, 2026
Details

B | 640-679

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
7.29%
64 to 75
View
▼
APR7.29%
Term64 to 75
Last UpdatedApr 9, 2026
Details

As Low As

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2016 to 2019
7.49%
Up to 48 Months
View
▼
APR7.49%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
7.49%
76 to 84
View
▼
APR7.49%
Term76 to 84
Last UpdatedApr 9, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2016 & Older
7.50%
48 Months
View
▼
APR7.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2017-2019
7.50%
60 Months
View
▼
APR7.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Used Auto Loan
7.50%
48-month
View
▼
APR7.50%
Term48-month
Last UpdatedApr 5, 2026
Details

Used auto over 10 years old

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2018 and older models
7.54%
63 Months
View
▼
APR7.54%
Term63 Months
Last UpdatedApr 9, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
7.74%
84 Months
View
▼
APR7.74%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2016 & Older
7.75%
60 Months
View
▼
APR7.75%
Term60 Months
Last UpdatedApr 4, 2026
Details

A+ | 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2017-2019
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

A | 680-749

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Used Vehicles 2020-2022
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

B | 640-679

Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Used Autos 2016 to 2019
7.99%
Up to 60 Months
View
▼
APR7.99%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
7.99%
76 to 84
View
▼
APR7.99%
Term76 to 84
Last UpdatedApr 9, 2026
Details

As Low As

Beauty, KY Auto Loan Rate Trends

Compare local Beauty, KY auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kentucky Auto Trends →
New Auto Loan — KY Avg
6.095%
▲ 0.343 vs 7 days ago

Kentucky new auto rates rose 0.343 points over the past 7 days to 6.095% APR.

Used Auto Loan — KY Avg
7.144%
▼ 0.391 vs 7 days ago

Kentucky used auto rates fell 0.391 points over the past 7 days to 7.144% APR.

As of Apr 11, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Beauty, Kentucky

How does my credit score affect my car loan rate in Kentucky?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Beauty, Kentucky with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Kentucky *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Beauty, Kentucky typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Beauty, Kentucky?

Based on our current data, some of the lowest auto loan rates available in Beauty, Kentucky include:
  • Delta Community Credit Union: 3.69% (New and Used Other Vehicle Loans)
  • The Health And Education Federal Credit Union: 3.99% (New Auto)
  • University of Kentucky Federal Credit Union: 3.99% (New/Used Vehicle)
  • Morehead Community Federal Credit Union: 4.00% (New Auto Loan)
  • Beacon Community Credit Union: 4.49% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Beauty, Kentucky. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 9, 2026

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