Auto Loan Rates in South Milford, Indiana (IN) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in South Milford, Indiana. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in South Milford, Indiana include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans 2026 & Newer at 3.24%, Central Soya Federal Credit UnionCentral Soya Federal Credit UnionA+5.0 ★Texas Ratio: 0.08% offering New Vehicle Loan at 3.49%, Bloomington Municipal Credit UnionBloomington Municipal Credit UnionA+5.0 ★Texas Ratio: 0.12% offering Autos & Trucks 2025 & Newer at 3.59%, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% offering Fixed Rate New & Used Auto Loans at 3.70%, Regional Federal Credit UnionRegional Federal Credit UnionA+5.0 ★Texas Ratio: 4.39% offering New and Used Auto Loans at 3.99%. Auto loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
South Milford borrowers have access to 37 lenders serving the Indiana area, with auto loan rates as low as 3.24% APR from Baxter Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in South Milford, Indiana. Auto Loan Rates Last Updated and Verified: April 14, 2026
Compare Auto Loan Rates Today in South Milford, Indiana & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details
As Low As
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 11, 2026
Details
Special!
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
APR3.59%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2023-2027
Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
New Vehicles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; special*
Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; special*
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As; APR - 2026 & Newer
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
▼
APR4.09%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2023-2027
Weatherhead Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Vehicle Loan 2026-2021
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
2026 - 2025 Vehicle Loans
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
▼
APR4.25%
Term12 - 24
Last UpdatedApr 11, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 14, 2026
Details
As Low As; New
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 14, 2026
Details
As Low As
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
4.29%
54 Months
▼
APR4.29%
Term54 Months
Last UpdatedApr 5, 2026
Details
As Low As; up to a 54 Month Term (2019 Model Year or Newer); Minimum $15,000 New Money
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.39%
36 months & 48 months
▼
APR4.39%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
4.39%
66 Months
▼
APR4.39%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As; up to a 66 Month Term(2020 Model Year or Newer); Minimum $15,000 New Money
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.39%
60 Months
▼
APR4.39%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.39%
0-35
▼
APR4.39%
Term0-35
Last UpdatedApr 8, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 3.89%
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2023-2027
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
4.49%
78 Months
▼
APR4.49%
Term78 Months
Last UpdatedApr 5, 2026
Details
As Low As; up to a 78 Month Term(2023 Model Year or Newer); Minimum $15,000 New Money
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Auto Rate
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Up to 72 months
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Auto Loan
4.49%
48 mo
▼
APR4.49%
Term48 mo
Last UpdatedApr 14, 2026
Details
As Low As
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Vehicles
4.50%
Up to 84 Mos
▼
APR4.50%
TermUp to 84 Mos
Last UpdatedApr 5, 2026
Details
As Low As
Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
2026 - 2025 Vehicle Loans
4.50%
48 Month
▼
APR4.50%
Term48 Month
Last UpdatedApr 8, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 14, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 14, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
4.55%
84 Months
▼
APR4.55%
Term84 Months
Last UpdatedApr 5, 2026
Details
Max 84 months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
4.55%
72 Months
▼
APR4.55%
Term72 Months
Last UpdatedApr 5, 2026
Details
2021 & Newer; Max 72 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.59%
36 months & 48 months
▼
APR4.59%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.59%
66 months
▼
APR4.59%
Term66 months
Last UpdatedMar 29, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2020-2021
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.64%
36-59
▼
APR4.64%
Term36-59
Last UpdatedApr 8, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 4.14%
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loan
4.65%
60 months
▼
APR4.65%
Term60 months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
▼
APR4.74%
Term0 - 59
Last UpdatedApr 5, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Weatherhead Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Vehicle Loan 2026-2021
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
2024-2022 Vehicle Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
2026 - 2025 Vehicle Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedApr 11, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedApr 11, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedApr 11, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 14, 2026
Details
As Low As; New
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 14, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.79%
60 months
▼
APR4.79%
Term60 months
Last UpdatedMar 29, 2026
Details
As Low As
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loan
4.80%
66 months
▼
APR4.80%
Term66 months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.88%
66 months
▼
APR4.88%
Term66 months
Last UpdatedApr 11, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.89%
72 months
▼
APR4.89%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.89%
60-83
▼
APR4.89%
Term60-83
Last UpdatedApr 8, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 4.39%
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedApr 11, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedApr 5, 2026
Details
2019 - 2020; Max 72 months
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
2024 and Newer Auto Loan
4.94%
54 Months
▼
APR4.94%
Term54 Months
Last UpdatedApr 5, 2026
Details
Natco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Vehicle loans - new or used
4.95%
Varies
▼
APR4.95%
TermVaries
Last UpdatedApr 8, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedMar 29, 2026
Details
As Low As
Weatherhead Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Vehicle Loan 2026-2023
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
▼
APR4.99%
Term60 - 74
Last UpdatedApr 5, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As; APR - 2023 - 2025*
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
4.99%
2022 Mo
▼
APR4.99%
Term2022 Mo
Last UpdatedApr 11, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2023 through 2026 Models
4.99%
2026 Mo
▼
APR4.99%
Term2026 Mo
Last UpdatedApr 11, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 13, 2026
Details
As Low As
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Vehicles
5.00%
Terms Vary
▼
APR5.00%
TermTerms Vary
Last UpdatedApr 5, 2026
Details
As Low As
Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
2024-2022 Vehicle Loans
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
2026 - 2025 Vehicle Loans
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedApr 11, 2026
Details
As Low As
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loan
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedApr 11, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
▼
APR5.00%
Term12-24
Last UpdatedApr 11, 2026
Details
As Low As; 1-2 yrs. old
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedApr 13, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedApr 13, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 14, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 14, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 14, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedApr 13, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedApr 13, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.09%
36 months & 48 months
▼
APR5.09%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
5.09%
72 months
▼
APR5.09%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
▼
APR5.14%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2025-2027 (new only)
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.15%
66 Months
▼
APR5.15%
Term66 Months
Last UpdatedApr 5, 2026
Details
2016 - 2018; Max 66 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.19%
60 months
▼
APR5.19%
Term60 months
Last UpdatedMar 29, 2026
Details
As Low As
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loan
5.20%
72 months
▼
APR5.20%
Term72 months
Last UpdatedApr 11, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
2021-2023 Auto Loan
5.24%
54 Months
▼
APR5.24%
Term54 Months
Last UpdatedApr 5, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
5.24%
Up to 48 Months
▼
APR5.24%
TermUp to 48 Months
Last UpdatedApr 6, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 11, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedApr 13, 2026
Details
As Low As
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
2021 & Older Vehicle Loans
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
2024-2022 Vehicle Loans
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
5.25%
2022 Mo
▼
APR5.25%
Term2022 Mo
Last UpdatedApr 11, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedApr 11, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 11, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 14, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedApr 14, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 14, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.34%
48 Months
▼
APR5.34%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
5.34%
84 Months
▼
APR5.34%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loan
5.35%
66 months
▼
APR5.35%
Term66 months
Last UpdatedApr 11, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedApr 13, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedApr 13, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.39%
72 months
▼
APR5.39%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
5.39%
84 months (New Only)
▼
APR5.39%
Term84 months (New Only)
Last UpdatedMar 29, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2021-2022
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedApr 13, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedApr 13, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedApr 5, 2026
Details
New Never Titled; Max 72 months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedApr 5, 2026
Details
2015 - 2017; 72 Months
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loan
5.45%
72 months
▼
APR5.45%
Term72 months
Last UpdatedApr 11, 2026
Details
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.46%
60 months
▼
APR5.46%
Term60 months
Last UpdatedApr 5, 2026
Details
APR5.48%
Term72 Months
Last UpdatedApr 14, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedApr 13, 2026
Details
As Low As
Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
2021 & Older Vehicle Loans
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedApr 11, 2026
Details
2020 or Newer
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedApr 11, 2026
Details
2020 or Newer
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.50%
60 months
▼
APR5.50%
Term60 months
Last UpdatedApr 11, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As; 1-2 yrs. old
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 14, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 14, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.60%
48 Months
▼
APR5.60%
Term48 Months
Last UpdatedApr 11, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.63%
48 months
▼
APR5.63%
Term48 months
Last UpdatedApr 11, 2026
Details
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
▼
APR5.64%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2021-2022
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedApr 11, 2026
Details
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2016-2019
5.69%
36 months
▼
APR5.69%
Term36 months
Last UpdatedMar 29, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.69%
60 Months
▼
APR5.69%
Term60 Months
Last UpdatedApr 11, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedApr 5, 2026
Details
2018 - 2019; Max 72 months
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.71%
72 months
▼
APR5.71%
Term72 months
Last UpdatedApr 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2020 through 2022 Models
5.74%
2022 Mo
▼
APR5.74%
Term2022 Mo
Last UpdatedApr 11, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vehicle Loans - 2023 through 2026 Models
5.74%
2026 Mo
▼
APR5.74%
Term2026 Mo
Last UpdatedApr 11, 2026
Details
As Low As; Loan Amounts over $20k only
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
2021 & Older Vehicle Loans
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
2024-2022 Vehicle Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Energy Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
2026 - 2025 Vehicle Loans
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Minimum Loan Amount is $20,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedApr 11, 2026
Details
2020 or Newer
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedApr 11, 2026
Details
2020 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
APR5.85%
Term72 Months
Last UpdatedApr 14, 2026
Details
As Low As
APR5.85%
Term66 Months
Last UpdatedApr 14, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2016-2019
5.89%
48 months
▼
APR5.89%
Term48 months
Last UpdatedMar 29, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
▼
APR5.89%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2017-2020
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.95%
66 Months
▼
APR5.95%
Term66 Months
Last UpdatedApr 5, 2026
Details
2015 - 2017; Max 66 months
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2019-2024
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedApr 11, 2026
Details
As Low As
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.96%
84 months
▼
APR5.96%
Term84 months
Last UpdatedApr 5, 2026
Details
APR5.97%
Term78 Months
Last UpdatedApr 14, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.99%
75 Months
▼
APR5.99%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
5.99%
49 - 60 Months
▼
APR5.99%
Term49 - 60 Months
Last UpdatedApr 6, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details
As Low As
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 11, 2026
Details
Special!
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
APR3.59%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2023-2027
Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
New Vehicles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; special*
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
▼
APR4.09%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2023-2027
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
▼
APR4.25%
Term12 - 24
Last UpdatedApr 11, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 14, 2026
Details
As Low As; New
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 14, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.39%
36 months & 48 months
▼
APR4.39%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.39%
0-35
▼
APR4.39%
Term0-35
Last UpdatedApr 8, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 3.89%
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2023-2027
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Auto Rate
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Vehicles
4.50%
Up to 84 Mos
▼
APR4.50%
TermUp to 84 Mos
Last UpdatedApr 5, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 14, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 14, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
4.55%
84 Months
▼
APR4.55%
Term84 Months
Last UpdatedApr 5, 2026
Details
Max 84 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.59%
36 months & 48 months
▼
APR4.59%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.59%
66 months
▼
APR4.59%
Term66 months
Last UpdatedMar 29, 2026
Details
As Low As
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.64%
36-59
▼
APR4.64%
Term36-59
Last UpdatedApr 8, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 4.14%
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
▼
APR4.74%
Term0 - 59
Last UpdatedApr 5, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedApr 11, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 14, 2026
Details
As Low As; New
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 14, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.79%
60 months
▼
APR4.79%
Term60 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.88%
66 months
▼
APR4.88%
Term66 months
Last UpdatedApr 11, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.89%
72 months
▼
APR4.89%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.89%
60-83
▼
APR4.89%
Term60-83
Last UpdatedApr 8, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 4.39%
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedApr 11, 2026
Details
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
2024 and Newer Auto Loan
4.94%
54 Months
▼
APR4.94%
Term54 Months
Last UpdatedApr 5, 2026
Details
Natco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Vehicle loans - new or used
4.95%
Varies
▼
APR4.95%
TermVaries
Last UpdatedApr 8, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedApr 11, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedMar 29, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
▼
APR4.99%
Term60 - 74
Last UpdatedApr 5, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 13, 2026
Details
As Low As
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedApr 11, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedApr 13, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedApr 13, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 14, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 14, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 14, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedApr 13, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedApr 13, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.09%
36 months & 48 months
▼
APR5.09%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
5.09%
72 months
▼
APR5.09%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
▼
APR5.14%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2025-2027 (new only)
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.19%
60 months
▼
APR5.19%
Term60 months
Last UpdatedMar 29, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 11, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedApr 13, 2026
Details
As Low As
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedApr 11, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 11, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 14, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedApr 14, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 14, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
5.34%
84 Months
▼
APR5.34%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedApr 13, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedApr 13, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.39%
72 months
▼
APR5.39%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
5.39%
84 months (New Only)
▼
APR5.39%
Term84 months (New Only)
Last UpdatedMar 29, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2021-2022
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedApr 13, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedApr 13, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedApr 5, 2026
Details
New Never Titled; Max 72 months
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.46%
60 months
▼
APR5.46%
Term60 months
Last UpdatedApr 5, 2026
Details
APR5.48%
Term72 Months
Last UpdatedApr 14, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedApr 13, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 14, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 14, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
▼
APR5.64%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2021-2022
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedApr 11, 2026
Details
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2016-2019
5.69%
36 months
▼
APR5.69%
Term36 months
Last UpdatedMar 29, 2026
Details
As Low As
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.71%
72 months
▼
APR5.71%
Term72 months
Last UpdatedApr 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Minimum Loan Amount is $20,000.00
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
APR5.85%
Term72 Months
Last UpdatedApr 14, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2016-2019
5.89%
48 months
▼
APR5.89%
Term48 months
Last UpdatedMar 29, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
▼
APR5.89%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2017-2020
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.96%
84 months
▼
APR5.96%
Term84 months
Last UpdatedApr 5, 2026
Details
APR5.97%
Term78 Months
Last UpdatedApr 14, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2023-2027
Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; special*
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2023-2027
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 14, 2026
Details
As Low As; New
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 14, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.39%
36 months & 48 months
▼
APR4.39%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.39%
0-35
▼
APR4.39%
Term0-35
Last UpdatedApr 8, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 3.89%
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2023-2027
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 14, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 14, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
4.55%
72 Months
▼
APR4.55%
Term72 Months
Last UpdatedApr 5, 2026
Details
2021 & Newer; Max 72 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 11, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.59%
36 months & 48 months
▼
APR4.59%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.59%
66 months
▼
APR4.59%
Term66 months
Last UpdatedMar 29, 2026
Details
As Low As
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.64%
36-59
▼
APR4.64%
Term36-59
Last UpdatedApr 8, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 4.14%
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedApr 11, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedApr 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 14, 2026
Details
As Low As; New
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 14, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.79%
60 months
▼
APR4.79%
Term60 months
Last UpdatedMar 29, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
4.89%
72 months
▼
APR4.89%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.90%
New & Used Vehicles
4.89%
60-83
▼
APR4.89%
Term60-83
Last UpdatedApr 8, 2026
Details
As Low As; Using 10,000 Loyalty Points APR as low as 4.39%
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedApr 5, 2026
Details
2019 - 2020; Max 72 months
Natco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Vehicle loans - new or used
4.95%
Varies
▼
APR4.95%
TermVaries
Last UpdatedApr 8, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 11, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedMar 29, 2026
Details
As Low As
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Vehicles
5.00%
Terms Vary
▼
APR5.00%
TermTerms Vary
Last UpdatedApr 5, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
▼
APR5.00%
Term12-24
Last UpdatedApr 11, 2026
Details
As Low As; 1-2 yrs. old
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedApr 13, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 14, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 14, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 14, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedApr 13, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.09%
36 months & 48 months
▼
APR5.09%
Term36 months & 48 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2022-2024
5.09%
72 months
▼
APR5.09%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
▼
APR5.14%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2025-2027 (new only)
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.15%
66 Months
▼
APR5.15%
Term66 Months
Last UpdatedApr 5, 2026
Details
2016 - 2018; Max 66 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.19%
60 months
▼
APR5.19%
Term60 months
Last UpdatedMar 29, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 11, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 11, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 14, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedApr 14, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 14, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedApr 13, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2020-2021
5.39%
72 months
▼
APR5.39%
Term72 months
Last UpdatedMar 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2025-2026
5.39%
84 months (New Only)
▼
APR5.39%
Term84 months (New Only)
Last UpdatedMar 29, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2021-2022
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedApr 13, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedApr 5, 2026
Details
2015 - 2017; 72 Months
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 11, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedApr 11, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedApr 11, 2026
Details
2020 or Newer
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.50%
60 months
▼
APR5.50%
Term60 months
Last UpdatedApr 11, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedApr 11, 2026
Details
As Low As; 1-2 yrs. old
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 14, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 14, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 11, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.60%
48 Months
▼
APR5.60%
Term48 Months
Last UpdatedApr 11, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.63%
48 months
▼
APR5.63%
Term48 months
Last UpdatedApr 11, 2026
Details
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
▼
APR5.64%
Term72 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2021-2022
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedApr 11, 2026
Details
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2016-2019
5.69%
36 months
▼
APR5.69%
Term36 months
Last UpdatedMar 29, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.69%
60 Months
▼
APR5.69%
Term60 Months
Last UpdatedApr 11, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedApr 5, 2026
Details
2018 - 2019; Max 72 months
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 5, 2026
Details
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedApr 11, 2026
Details
2020 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedApr 11, 2026
Details
As Low As
APR5.85%
Term66 Months
Last UpdatedApr 14, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New And Used Vehicles 2016-2019
5.89%
48 months
▼
APR5.89%
Term48 months
Last UpdatedMar 29, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
▼
APR5.89%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As; Model Year: 2017-2020
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.95%
66 Months
▼
APR5.95%
Term66 Months
Last UpdatedApr 5, 2026
Details
2015 - 2017; Max 66 months
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2019-2024
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedApr 11, 2026
Details
As Low As
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MonitorBankRates
South Milford, IN Auto Loan Rate Trends
Compare local South Milford, IN auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IN Avg
5.659%
▲ 0.001 vs 7 days ago
Indiana new auto rates rose 0.001 points over the past 7 days to 5.659% APR.
Used Auto Loan — IN Avg
6.186%
▲ 0.043 vs 7 days ago
Indiana used auto rates rose 0.043 points over the past 7 days to 6.186% APR.
As of Apr 17, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in South Milford, Indiana
How does my credit score affect my car loan rate in Indiana?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in South Milford, Indiana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Indiana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in South Milford, Indiana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in South Milford, Indiana?
Based on our current data, some of the lowest auto loan rates available in South Milford, Indiana include:
- Baxter Credit Union: 3.24% (Auto Loans 2026 & Newer)
- Central Soya Federal Credit Union: 3.49% (New Vehicle Loan)
- Bloomington Municipal Credit Union: 3.59% (Autos & Trucks 2025 & Newer)
- United Federal Credit Union: 3.70% (Fixed Rate New & Used Auto Loans)
- Regional Federal Credit Union: 3.99% (New and Used Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in South Milford, Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 14, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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