MonitorBankRates
☰
  1. Home
  2. ›
  3. Auto Loans
  4. ›
  5. Indiana
  6. ›
  7. Richmond
  8. iAdvertiser Disclosure
    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Richmond, Indiana (IN) for May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Richmond, Indiana. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 12, 2026

Current auto loan rates in Richmond, Indiana include Health Care Professionals Federal Credit UnionHealth Care Professionals Federal Credit Union1810 Williamsburg Pike, Richmond, IN, 47374A+5.0 ★Texas Ratio: 0.20% offering New Vehicles at 4.50%, Natco Credit UnionNatco Credit Union582 S ROUND BARN RD, RICHMOND, IN, 47374 4435A+5.0 ★Texas Ratio: 5.02% offering Auto loans - new or used at 4.95%, Perfect Circle Credit UnionPerfect Circle Credit Union77 S 37th St, Richmond, IN, 47374A+5.0 ★Texas Ratio: 5.55% offering New Auto at 5.00%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Central Soya Federal Credit UnionCentral Soya Federal Credit UnionA+5.0 ★Texas Ratio: 0.08% offering New Vehicle Loan at 3.49%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Richmond has 3 local institutions in our database, with auto loan rates as low as 4.50% APR from Health Care Professionals Federal Credit Union at 1810 Williamsburg Pike, Richmond, IN, 47374. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Richmond, Indiana. Auto Loan Rates Last Updated and Verified: May 12, 2026

Compare Auto Loan Rates Today in Richmond, Indiana & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
1810 Williamsburg Pike, Richmond, IN, 47374
New Vehicles
4.50%
Up to 84 Mos
View
▼
APR4.50%
TermUp to 84 Mos
Last UpdatedMay 7, 2026
Details

As Low As

Natco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
582 S ROUND BARN RD, RICHMOND, IN, 47374 4435
Auto loans - new or used
4.95%
Varies
View
▼
APR4.95%
TermVaries
Last UpdatedMay 10, 2026
Details

As Low As

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
1810 Williamsburg Pike, Richmond, IN, 47374
Used Vehicles
5.00%
Terms Vary
View
▼
APR5.00%
TermTerms Vary
Last UpdatedMay 7, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
New Auto
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2021 & Newer
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
New Auto
5.05%
36 Months
View
▼
APR5.05%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2021 & Newer
5.05%
36 Months
View
▼
APR5.05%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
New Auto
5.35%
48 Months
View
▼
APR5.35%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2021 & Newer
5.35%
48 Months
View
▼
APR5.35%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
New Auto
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2021 & Newer
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2017-2020
6.04%
24 Months
View
▼
APR6.04%
Term24 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2017-2020
6.09%
36 Months
View
▼
APR6.09%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2017-2020
6.34%
48 Months
View
▼
APR6.34%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2017-2020
6.39%
60 Months
View
▼
APR6.39%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
New Auto
6.79%
84 Months
View
▼
APR6.79%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2017-2020
6.84%
72 Months
View
▼
APR6.84%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2016 & Older
8.59%
24 Months
View
▼
APR8.59%
Term24 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2016 & Older
8.84%
36 Months
View
▼
APR8.84%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2016 & Older
8.89%
48 Months
View
▼
APR8.89%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2016 & Older
9.34%
60 Months
View
▼
APR9.34%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2026 & Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

Special!

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
View
▼
APR3.59%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2023-2027

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
Auto Loan
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2023-2027

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
New Vehicles
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As; special*

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As; special*

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2026 & Newer

Financial Center First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
Auto Loan
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Longer Days & Lower Rates

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
View
▼
APR4.09%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.19%
60 Months
View
▼
APR4.19%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
View
▼
APR4.24%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2023-2027

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
View
▼
APR4.25%
Term12 - 24
Last UpdatedMay 6, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2020-2021
4.39%
60 Months
View
▼
APR4.39%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2023 - 2025*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2020 or Newer**

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
4.65%
60 months
View
▼
APR4.65%
Term60 months
Last UpdatedMay 7, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.69%
72 Months
View
▼
APR4.69%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
View
▼
APR4.74%
Term0 - 59
Last UpdatedMay 7, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.75%
36 months
View
▼
APR4.75%
Term36 months
Last UpdatedMay 7, 2026
Details

As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
4.80%
66 months
View
▼
APR4.80%
Term66 months
Last UpdatedMay 7, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.88%
66 months
View
▼
APR4.88%
Term66 months
Last UpdatedMay 7, 2026
Details

As Low As

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.89%
36 Months
View
▼
APR4.89%
Term36 Months
Last UpdatedMay 6, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.95%
48 Months
View
▼
APR4.95%
Term48 Months
Last UpdatedMay 6, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
View
▼
APR4.99%
Term60 - 74
Last UpdatedMay 7, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2023 - 2025*

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
View
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto/Truck/Van
5.00%
72 months
View
▼
APR5.00%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2022 or Newer

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
View
▼
APR5.00%
Term12-24
Last UpdatedMay 6, 2026
Details

As Low As; 1-2 yrs. old

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedMay 7, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 12, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
View
▼
APR5.14%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2025-2027 (new only)

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
5.20%
72 months
View
▼
APR5.20%
Term72 months
Last UpdatedMay 7, 2026
Details

Over $20,000

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
5.24%
Up to 48 Months
View
▼
APR5.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
View
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 6, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
5.25%
72 months
View
▼
APR5.25%
Term72 months
Last UpdatedMay 7, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 12, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.34%
48 Months
View
▼
APR5.34%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As; 2019 - 2026

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
5.34%
84 Months
View
▼
APR5.34%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
5.35%
66 months
View
▼
APR5.35%
Term66 months
Last UpdatedMay 7, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2021-2022

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
5.45%
72 months
View
▼
APR5.45%
Term72 months
Last UpdatedMay 7, 2026
Details

Over $20,000

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMay 7, 2026
Details

Max 72 months

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMay 7, 2026
Details

2015 - 2017; 72 Months

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.46%
60 months
View
▼
APR5.46%
Term60 months
Last UpdatedMay 7, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.48%
72 Months
View
▼
APR5.48%
Term72 Months
Last UpdatedMay 12, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMay 7, 2026
Details

As Low As

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2018-2019
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
View
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

2020 or Newer

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; 1-2 yrs. old

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.50%
60 months
View
▼
APR5.50%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.60%
48 Months
View
▼
APR5.60%
Term48 Months
Last UpdatedMay 6, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.60%
60 Months
View
▼
APR5.60%
Term60 Months
Last UpdatedMay 6, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.63%
48 months
View
▼
APR5.63%
Term48 months
Last UpdatedMay 7, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
View
▼
APR5.64%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2021-2022

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.65%
72 Months
View
▼
APR5.65%
Term72 Months
Last UpdatedMay 6, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.69%
60 Months
View
▼
APR5.69%
Term60 Months
Last UpdatedMay 6, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.70%
72 Months
View
▼
APR5.70%
Term72 Months
Last UpdatedMay 7, 2026
Details

2018 - 2019; Max 72 months

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.71%
72 months
View
▼
APR5.71%
Term72 months
Last UpdatedMay 7, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.74%
66 Months
View
▼
APR5.74%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As; 2020 - 2026

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $20,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

2020 or Newer

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Vehicle Loan
5.85%
72 months
View
▼
APR5.85%
Term72 months
Last UpdatedMay 12, 2026
Details

As Low As; Starting at 5.85%*

PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Vehicle Loan
5.85%
66 months
View
▼
APR5.85%
Term66 months
Last UpdatedMay 12, 2026
Details

As Low As; Starting at 5.85%*

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
View
▼
APR5.89%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2017-2020

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2020-2025
5.95%
60 months
View
▼
APR5.95%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.95%
66 Months
View
▼
APR5.95%
Term66 Months
Last UpdatedMay 7, 2026
Details

2015 - 2017; Max 66 months

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.96%
84 months
View
▼
APR5.96%
Term84 months
Last UpdatedMay 7, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.97%
78 Months
View
▼
APR5.97%
Term78 Months
Last UpdatedMay 12, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.99%
66 Months
View
▼
APR5.99%
Term66 Months
Last UpdatedMay 6, 2026
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.99%
75 Months
View
▼
APR5.99%
Term75 Months
Last UpdatedMay 7, 2026
Details

As Low As; 2023 - 2026

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Used Auto
5.99%
73 to 78
View
▼
APR5.99%
Term73 to 78
Last UpdatedMay 7, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
5.99%
49 - 60 Months
View
▼
APR5.99%
Term49 - 60 Months
Last UpdatedMay 10, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 12, 2026
Details

As Low As; APR - 2023 - 2025*

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMay 12, 2026
Details

Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
Older Car and Truck - Purchase, Refinance or Title Loan
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
6.00%
96 Months
View
▼
APR6.00%
Term96 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $25,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

2020 or Newer

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.00%
48 Months
View
▼
APR6.00%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; 1-2 yrs. old

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
6.00%
84 months
View
▼
APR6.00%
Term84 months
Last UpdatedMay 7, 2026
Details

Over $25,000

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.04%
75 Months
View
▼
APR6.04%
Term75 Months
Last UpdatedMay 7, 2026
Details

As Low As

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
6.05%
84 Months
View
▼
APR6.05%
Term84 Months
Last UpdatedMay 6, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
6.09%
72 Months
View
▼
APR6.09%
Term72 Months
Last UpdatedMay 6, 2026
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As; 2017 - 2018

La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Auto Loan
6.25%
36 Months
View
▼
APR6.25%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

2020 or Newer

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

2020 or Newer

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
6.25%
84 months
View
▼
APR6.25%
Term84 months
Last UpdatedMay 7, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2019 & Older
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.34%
60 months
View
▼
APR6.34%
Term60 months
Last UpdatedMay 7, 2026
Details

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans 2022
6.49%
63 Months
View
▼
APR6.49%
Term63 Months
Last UpdatedMay 6, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMay 6, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
6.49%
84 Months
View
▼
APR6.49%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As; 2024 - 2026

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
6.49%
96 Months
View
▼
APR6.49%
Term96 Months
Last UpdatedMay 7, 2026
Details

As Low As

Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
6.49%
61 - 72 Months
View
▼
APR6.49%
Term61 - 72 Months
Last UpdatedMay 10, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2017- 2022
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $20,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

2019 and older

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

2019 and older

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; 1-2 yrs. old

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2020-2024
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
6.55%
84 to 120 months
View
▼
APR6.55%
Term84 to 120 months
Last UpdatedMay 12, 2026
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.71%
72 months
View
▼
APR6.71%
Term72 months
Last UpdatedMay 7, 2026
Details

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
6.74%
79 to 84
View
▼
APR6.74%
Term79 to 84
Last UpdatedMay 7, 2026
Details

As Low As

Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans 2020
6.75%
63 Months
View
▼
APR6.75%
Term63 Months
Last UpdatedMay 6, 2026
Details

As Low As

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
6.75%
60 months
View
▼
APR6.75%
Term60 months
Last UpdatedMay 7, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2017 & Older
6.79%
48 Months
View
▼
APR6.79%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.84%
84 Months
View
▼
APR6.84%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
6.95%
60 Months
View
▼
APR6.95%
Term60 Months
Last UpdatedMay 7, 2026
Details

2010 - 2014; MAX 60 months

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.99%
60 Months
View
▼
APR6.99%
Term60 Months
Last UpdatedMay 6, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
1810 Williamsburg Pike, Richmond, IN, 47374
New Vehicles
4.50%
Up to 84 Mos
View
▼
APR4.50%
TermUp to 84 Mos
Last UpdatedMay 7, 2026
Details

As Low As

Natco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
582 S ROUND BARN RD, RICHMOND, IN, 47374 4435
Auto loans - new or used
4.95%
Varies
View
▼
APR4.95%
TermVaries
Last UpdatedMay 10, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
New Auto
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2021 & Newer
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
New Auto
5.05%
36 Months
View
▼
APR5.05%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2021 & Newer
5.05%
36 Months
View
▼
APR5.05%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
New Auto
5.35%
48 Months
View
▼
APR5.35%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2021 & Newer
5.35%
48 Months
View
▼
APR5.35%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
New Auto
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2021 & Newer
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
New Auto
6.79%
84 Months
View
▼
APR6.79%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

Special!

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
View
▼
APR3.59%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2023-2027

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2023-2027

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
New Vehicles
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As; special*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
View
▼
APR4.09%
Term72 Months
Last UpdatedMay 10, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
View
▼
APR4.24%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2023-2027

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
View
▼
APR4.25%
Term12 - 24
Last UpdatedMay 6, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2020 or Newer**

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
View
▼
APR4.74%
Term0 - 59
Last UpdatedMay 7, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.75%
36 months
View
▼
APR4.75%
Term36 months
Last UpdatedMay 7, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.88%
66 months
View
▼
APR4.88%
Term66 months
Last UpdatedMay 7, 2026
Details

As Low As

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.89%
36 Months
View
▼
APR4.89%
Term36 Months
Last UpdatedMay 6, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.95%
48 Months
View
▼
APR4.95%
Term48 Months
Last UpdatedMay 6, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
View
▼
APR4.99%
Term60 - 74
Last UpdatedMay 7, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
View
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto/Truck/Van
5.00%
72 months
View
▼
APR5.00%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2022 or Newer

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 12, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
View
▼
APR5.14%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2025-2027 (new only)

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
View
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 6, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
5.25%
72 months
View
▼
APR5.25%
Term72 months
Last UpdatedMay 7, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New Vehicles
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 12, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
5.34%
84 Months
View
▼
APR5.34%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2021-2022

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMay 7, 2026
Details

Max 72 months

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.46%
60 months
View
▼
APR5.46%
Term60 months
Last UpdatedMay 7, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.48%
72 Months
View
▼
APR5.48%
Term72 Months
Last UpdatedMay 12, 2026
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMay 7, 2026
Details

As Low As

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
View
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
View
▼
APR5.64%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2021-2022

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.65%
72 Months
View
▼
APR5.65%
Term72 Months
Last UpdatedMay 6, 2026
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.71%
72 months
View
▼
APR5.71%
Term72 months
Last UpdatedMay 7, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $20,000.00

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
New Vehicle Loan
5.85%
72 months
View
▼
APR5.85%
Term72 months
Last UpdatedMay 12, 2026
Details

As Low As; Starting at 5.85%*

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
View
▼
APR5.89%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2017-2020

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.96%
84 months
View
▼
APR5.96%
Term84 months
Last UpdatedMay 7, 2026
Details

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.97%
78 Months
View
▼
APR5.97%
Term78 Months
Last UpdatedMay 12, 2026
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Used Auto
5.99%
73 to 78
View
▼
APR5.99%
Term73 to 78
Last UpdatedMay 7, 2026
Details

As Low As

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMay 12, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
6.00%
96 Months
View
▼
APR6.00%
Term96 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $25,000.00

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
6.05%
84 Months
View
▼
APR6.05%
Term84 Months
Last UpdatedMay 6, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
6.25%
84 months
View
▼
APR6.25%
Term84 months
Last UpdatedMay 7, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
6.49%
96 Months
View
▼
APR6.49%
Term96 Months
Last UpdatedMay 7, 2026
Details

As Low As

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
6.55%
84 to 120 months
View
▼
APR6.55%
Term84 to 120 months
Last UpdatedMay 12, 2026
Details

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
6.74%
79 to 84
View
▼
APR6.74%
Term79 to 84
Last UpdatedMay 7, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Natco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
582 S ROUND BARN RD, RICHMOND, IN, 47374 4435
Auto loans - new or used
4.95%
Varies
View
▼
APR4.95%
TermVaries
Last UpdatedMay 10, 2026
Details

As Low As

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
1810 Williamsburg Pike, Richmond, IN, 47374
Used Vehicles
5.00%
Terms Vary
View
▼
APR5.00%
TermTerms Vary
Last UpdatedMay 7, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2021 & Newer
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2021 & Newer
5.05%
36 Months
View
▼
APR5.05%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2021 & Newer
5.35%
48 Months
View
▼
APR5.35%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2021 & Newer
5.39%
72 Months
View
▼
APR5.39%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2017-2020
6.04%
24 Months
View
▼
APR6.04%
Term24 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2017-2020
6.09%
36 Months
View
▼
APR6.09%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2017-2020
6.34%
48 Months
View
▼
APR6.34%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2017-2020
6.39%
60 Months
View
▼
APR6.39%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2017-2020
6.84%
72 Months
View
▼
APR6.84%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2016 & Older
8.59%
24 Months
View
▼
APR8.59%
Term24 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2016 & Older
8.84%
36 Months
View
▼
APR8.84%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2016 & Older
8.89%
48 Months
View
▼
APR8.89%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
77 S 37th St, Richmond, IN, 47374
Used Vehicle: 2016 & Older
9.34%
60 Months
View
▼
APR9.34%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2023-2027

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2023-2027

Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As; special*

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
View
▼
APR4.24%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2023-2027

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2020 or Newer**

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; New

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2022 or Newer

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
View
▼
APR5.00%
Term12-24
Last UpdatedMay 6, 2026
Details

As Low As; 1-2 yrs. old

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
View
▼
APR5.14%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2025-2027 (new only)

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 6, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2021-2022

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMay 7, 2026
Details

2015 - 2017; 72 Months

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $15,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

2020 or Newer

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; 1-2 yrs. old

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.50%
60 months
View
▼
APR5.50%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As; Used

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
Used Vehicles
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.60%
48 Months
View
▼
APR5.60%
Term48 Months
Last UpdatedMay 6, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.63%
48 months
View
▼
APR5.63%
Term48 months
Last UpdatedMay 7, 2026
Details

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
View
▼
APR5.64%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2021-2022

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.65%
72 Months
View
▼
APR5.65%
Term72 Months
Last UpdatedMay 6, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.69%
60 Months
View
▼
APR5.69%
Term60 Months
Last UpdatedMay 6, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.70%
72 Months
View
▼
APR5.70%
Term72 Months
Last UpdatedMay 7, 2026
Details

2018 - 2019; Max 72 months

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

2020 or Newer

PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
Used Vehicle Loan
5.85%
66 months
View
▼
APR5.85%
Term66 months
Last UpdatedMay 12, 2026
Details

As Low As; Starting at 5.85%*

Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
View
▼
APR5.89%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As; Model Year: 2017-2020

Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2020-2025
5.95%
60 months
View
▼
APR5.95%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.95%
66 Months
View
▼
APR5.95%
Term66 Months
Last UpdatedMay 7, 2026
Details

2015 - 2017; Max 66 months

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Used Auto
5.99%
73 to 78
View
▼
APR5.99%
Term73 to 78
Last UpdatedMay 7, 2026
Details

As Low As

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

2020 or Newer

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.00%
48 Months
View
▼
APR6.00%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; 1-2 yrs. old

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.04%
75 Months
View
▼
APR6.04%
Term75 Months
Last UpdatedMay 7, 2026
Details

As Low As

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
6.09%
72 Months
View
▼
APR6.09%
Term72 Months
Last UpdatedMay 6, 2026
Details

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 6, 2026
Details

2020 or Newer

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2019 & Older
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.34%
60 months
View
▼
APR6.34%
Term60 months
Last UpdatedMay 7, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2017- 2022
6.50%
48 Months
View
▼
APR6.50%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $1,000.00

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
6.50%
84 Months
View
▼
APR6.50%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Loan Amount is $20,000.00

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

2019 and older

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; 1-2 yrs. old

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2020-2024
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.71%
72 months
View
▼
APR6.71%
Term72 months
Last UpdatedMay 7, 2026
Details

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
6.74%
79 to 84
View
▼
APR6.74%
Term79 to 84
Last UpdatedMay 7, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.84%
84 Months
View
▼
APR6.84%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
6.95%
60 Months
View
▼
APR6.95%
Term60 Months
Last UpdatedMay 7, 2026
Details

2010 - 2014; MAX 60 months

Richmond, IN Auto Loan Rate Trends

Compare local Richmond, IN auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana Auto Trends →
New Auto Loan — IN Avg
5.661%
▼ 0.164 vs 7 days ago

Indiana new auto rates fell 0.164 points over the past 7 days to 5.661% APR.

Used Auto Loan — IN Avg
6.139%
▼ 0.151 vs 7 days ago

Indiana used auto rates fell 0.151 points over the past 7 days to 6.139% APR.

As of May 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Richmond, Indiana

How does my credit score affect my car loan rate in Indiana?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Richmond, Indiana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Indiana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Richmond, Indiana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Richmond, Indiana?

Based on our current data, some of the lowest auto loan rates available in Richmond, Indiana include:
  • Health Care Professionals Federal Credit Union: 4.50% (New Vehicles)
  • Natco Credit Union: 4.95% (Auto loans - new or used)
  • Perfect Circle Credit Union: 5.00% (New Auto)
  • Baxter Credit Union: 3.24% (Auto Loans)
  • Central Soya Federal Credit Union: 3.49% (New Vehicle Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Richmond, Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026

Richmond, Indiana Rates & Resources

$
Richmond, Indiana CD Rates
$
Richmond, Indiana Savings Rates
$
Richmond, Indiana Money Market Rates
$
Richmond, Indiana Mortgage Rates
$
Richmond, Indiana Checking Account Rates
$
Richmond, Indiana Personal Loan Rates