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Auto Loan Rates in Tuscaloosa, Alabama (AL) for March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Tuscaloosa, Alabama. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 27, 2026

Current auto loan rates in Tuscaloosa, Alabama include Tuscaloosa VA Federal Credit UnionTuscaloosa VA Federal Credit Union3701 Loop Rd, Tuscaloosa, AL, 35404A+5.0 ★Texas Ratio: 0.00% offering New Cars, Trucks, Vans (2022 and Newer) at 4.49%, Alabama Credit UnionAlabama Credit Union909 Anna Ave, Tuscaloosa, AL, 35401A5.0 ★Texas Ratio: 6.17% offering New & Up To 5 Years Old Auto Loan at 4.49%, Riverfall Credit UnionRiverfall Credit Union2520 6th St, Tuscaloosa, AL, 35401 1702A+5.0 ★Texas Ratio: 4.99% offering New Auto at 4.74%, Alabama Central Credit UnionAlabama Central Credit Union1121 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404A+5.0 ★Texas Ratio: 0.75% offering Auto Loans at 4.99%, Red Oak Credit UnionRed Oak Credit Union1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404A5.0 ★Texas Ratio: 6.74% offering New Auto 2025 - 2026 at 6.75%. Auto loan rates as of March 27, 2026 according to verified data from MonitorBankRates.

Auto loan rates in Tuscaloosa, Alabama are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Tuscaloosa, Alabama. Auto Loan Rates Last Updated and Verified: March 27, 2026

Compare Auto Loan Rates Today in Tuscaloosa, Alabama & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3701 Loop Rd, Tuscaloosa, AL, 35404
New Cars, Trucks, Vans (2022 and Newer)
4.49%
24 to 84 months
View
▼
APR4.49%
Term24 to 84 months
Last UpdatedMar 22, 2026
Details

As Low As

Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
909 Anna Ave, Tuscaloosa, AL, 35401
New & Up To 5 Years Old Auto Loan
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
New Auto
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
New Auto 2026-2021
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1121 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Auto Loans
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 16, 2026
Details

As Low As

Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
909 Anna Ave, Tuscaloosa, AL, 35401
New & Up To 5 Years Old Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1121 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Auto Loans
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

As Low As

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3701 Loop Rd, Tuscaloosa, AL, 35404
New Cars, Trucks, Vans (2022 and Newer)
5.49%
24 to 84 months
View
▼
APR5.49%
Term24 to 84 months
Last UpdatedMar 22, 2026
Details

As Low As

Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
909 Anna Ave, Tuscaloosa, AL, 35401
New & Up To 5 Years Old Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1121 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Auto Loans
5.50%
75 Months
View
▼
APR5.50%
Term75 Months
Last UpdatedMar 16, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
New Auto 2026-2021
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3701 Loop Rd, Tuscaloosa, AL, 35404
Used Cars, Trucks, Vans (2015-2021)
5.99%
24 to 84 months
View
▼
APR5.99%
Term24 to 84 months
Last UpdatedMar 22, 2026
Details

As Low As

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1121 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Auto Loans
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedMar 16, 2026
Details

As Low As

Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
909 Anna Ave, Tuscaloosa, AL, 35401
6 - 10 Years Old & Classic Auto Loan
5.99%
36 Months
View
▼
APR5.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1121 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Auto Loans
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

As Low As

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1121 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Auto Loans
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

As Low As

Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
909 Anna Ave, Tuscaloosa, AL, 35401
6 - 10 Years Old & Classic Auto Loan
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
Used Auto
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
Used Auto 2020-2016
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1121 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Auto Loans
6.50%
75 Months
View
▼
APR6.50%
Term75 Months
Last UpdatedMar 16, 2026
Details

As Low As

Red Oak Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
New Auto 2025 - 2026
6.75%
84 Months
View
▼
APR6.75%
Term84 Months
Last UpdatedMar 21, 2026
Details

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1121 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Auto Loans
6.99%
48 Months
View
▼
APR6.99%
Term48 Months
Last UpdatedMar 16, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
Used Auto 2020-2016
6.99%
60 Months
View
▼
APR6.99%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1121 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Auto Loans
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

As Low As

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3701 Loop Rd, Tuscaloosa, AL, 35404
Used Cars, Trucks, Vans (2015-2021)
7.24%
24 to 84 months
View
▼
APR7.24%
Term24 to 84 months
Last UpdatedMar 22, 2026
Details

As Low As

Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
909 Anna Ave, Tuscaloosa, AL, 35401
11 + Years Old Auto Loan
7.24%
36 Months
View
▼
APR7.24%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1121 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Auto Loans
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedMar 16, 2026
Details

As Low As

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1121 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Auto Loans
7.50%
75 Months
View
▼
APR7.50%
Term75 Months
Last UpdatedMar 16, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
Used Auto
7.99%
36 Months
View
▼
APR7.99%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
Used Auto 2015
7.99%
36 Months
View
▼
APR7.99%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1121 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Auto Loans
8.00%
84 Months
View
▼
APR8.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

As Low As

Red Oak Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Used Auto 2016 - 2024
10.25%
72 Months
View
▼
APR10.25%
Term72 Months
Last UpdatedMar 21, 2026
Details

Marvel City Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
316 17th St N, Bessemer, AL, 35020
NEW Auto Loan
2.00%
84 Months
View
▼
APR2.00%
Term84 Months
Last UpdatedMar 27, 2026
Details

As Low As; Shopping for a new car, or a car with under 30,000 miles? Finance up to $25,000.00

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
1000 Interstate Park Dr, Montgomery, AL, 36109
Auto Loans
2.99%
up to 48
View
▼
APR2.99%
Termup to 48
Last UpdatedMar 22, 2026
Details

As Low As

Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
345 PERRY HILL RD, MONTGOMERY, AL, 36109
New and Used Auto
3.25%
72 Months
View
▼
APR3.25%
Term72 Months
Last UpdatedMar 21, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
New Car and Truck Loans
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 23, 2026
Details

As Low As; 100% Financing

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
622 Azalea Rd, Mobile, AL, 36609 1530
New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles)
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
New Car and Truck Loans
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 23, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
Used Cars and Trucks Loans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 23, 2026
Details

As Low As; NADA Retail Value Maximum

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr, Montgomery, AL, 36109 2601
New & Used Autos, Truck, Vans
3.70%
102 Months
View
▼
APR3.70%
Term102 Months
Last UpdatedMar 27, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
New Car and Truck Loans
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMar 23, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
Used Cars and Trucks Loans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 23, 2026
Details

As Low As

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
622 Azalea Rd, Mobile, AL, 36609 1530
New Autos (2026, 2025 w/less than 15,000 miles)
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
622 Azalea Rd, Mobile, AL, 36609 1530
Used Autos (2024-2020)
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 22, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
New Car and Truck Loans
4.00%
72 Months
View
▼
APR4.00%
Term72 Months
Last UpdatedMar 23, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
Used Cars and Trucks Loans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 23, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
New Auto - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
Used Auto / Refi - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans 48 Month Term
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
200 S Quintard Ave, Anniston, AL, 36201
Used Auto (2002 - 2020)
4.34%
12 Months
View
▼
APR4.34%
Term12 Months
Last UpdatedMar 27, 2026
Details

As Low As; up to 12 months

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
200 S Quintard Ave, Anniston, AL, 36201
New Auto (2021 - 2025)
4.39%
12 Months
View
▼
APR4.39%
Term12 Months
Last UpdatedMar 27, 2026
Details

As Low As; up to 12 months

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1800 Honda Dr, Lincoln, AL, 35096 5105
New Automobiles (2025 and Newer)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
New Auto - FIXED
4.49%
4 Years
View
▼
APR4.49%
Term4 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 26, 2026
Details

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMar 22, 2026
Details

Financing $20,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto Model Year 2023 - 2022
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 22, 2026
Details

Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
1001 Spring Hill Ave, Mobile, AL, 36604 2713
New Auto
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As; Current year + 2 previous years

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819
New or Used Vehicle 2022 or newer
4.50%
Up to 36 Months
View
▼
APR4.50%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15660 Highway 280, Chelsea, AL, 35043
New and Used Autos, Trucks, and Vans
4.50%
up to 36 Months
View
▼
APR4.50%
Termup to 36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
4.60%
51 Months
View
▼
APR4.60%
Term51 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
200 S Quintard Ave, Anniston, AL, 36201
New Auto (2021 - 2025)
4.69%
24 Months
View
▼
APR4.69%
Term24 Months
Last UpdatedMar 27, 2026
Details

As Low As; up to 24 months

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
4.70%
63 Months
View
▼
APR4.70%
Term63 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
4.70%
51 Months
View
▼
APR4.70%
Term51 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2023-2018

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
New Auto
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
New Auto Loan
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As; Current or up to 2 yrs. old

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
New Auto - FIXED
4.74%
5 Years
View
▼
APR4.74%
Term5 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 S Main St, Atmore, AL, 36502 2447
Auto Loan
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedMar 26, 2026
Details

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 S Main St, Atmore, AL, 36502 2447
New, Used & Refinanced Auto Loan
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 9.99%

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
21511 State Highway 59 S, Robertsdale, AL, 36567 6701
New Auto/Truck
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedMar 21, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL, 35893
New Car
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819
New Vehicle
4.75%
Up to 66 Months
View
▼
APR4.75%
TermUp to 66 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819
New/Used Auto Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819
Used Vehicle 2014 or newer
4.75%
Up to 66 Months
View
▼
APR4.75%
TermUp to 66 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819
Used Vehicles with over 150,000 Miles - 2014 or Newer
4.75%
up to 60 Months
View
▼
APR4.75%
Termup to 60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 20, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans 60 Month Term
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 20, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Used Vehicle Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Used Vehicle Loans 48 Month Term
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
1810 Merchants Dr, Hoover, AL, 35244 1005
New Vehicle Loans (2025-2027)
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 25, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
1200 Reverend Abraham Woods Jr Blvd, Birmingham, AL, 35285
New/Used Automobile (2 Years or Newer)
4.75%
3 Years
View
▼
APR4.75%
Term3 Years
Last UpdatedMar 24, 2026
Details

Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
103 Mangum St, Florence, AL, 35630 1559
Auto Loan
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As

Birmingham City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
2725 35th Ave N, Birmingham, AL, 35207 2839
Auto Loans
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 25, 2026
Details

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
1000 Interstate Park Dr, Montgomery, AL, 36109
Auto Loans
4.75%
49 to 66
View
▼
APR4.75%
Term49 to 66
Last UpdatedMar 22, 2026
Details

As Low As

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532
New Auto
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 24, 2026
Details

Up to 60 Months

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
4.80%
63 Months
View
▼
APR4.80%
Term63 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2023-2018

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
200 S Quintard Ave, Anniston, AL, 36201
Used Auto (2002 - 2020)
4.80%
24 Months
View
▼
APR4.80%
Term24 Months
Last UpdatedMar 27, 2026
Details

As Low As; up to 24 months

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
New Auto
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
New Auto Loan
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As; Current or up to 2 yrs. old

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
Used Auto
4.80%
36 Months
View
▼
APR4.80%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
New Auto Loan
4.85%
48 Months
View
▼
APR4.85%
Term48 Months
Last UpdatedMar 22, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
New Auto Loans
4.85%
48 months
View
▼
APR4.85%
Term48 months
Last UpdatedMar 22, 2026
Details

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
New Auto
4.90%
60 Months
View
▼
APR4.90%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
New Auto Loan
4.90%
60 Months
View
▼
APR4.90%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As; Current or up to 2 yrs. old

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
Used Auto
4.90%
48 Months
View
▼
APR4.90%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans
4.95%
72 Months
View
▼
APR4.95%
Term72 Months
Last UpdatedMar 20, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans 72 Month Term
4.95%
72 Months
View
▼
APR4.95%
Term72 Months
Last UpdatedMar 20, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
1810 Merchants Dr, Hoover, AL, 35244 1005
New Vehicle Loans (2025-2027)
4.95%
61 Months
View
▼
APR4.95%
Term61 Months
Last UpdatedMar 25, 2026
Details

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
200 S Quintard Ave, Anniston, AL, 36201
New Auto (2021 - 2025)
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As; up to 36 months

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1800 Honda Dr, Lincoln, AL, 35096 5105
New Automobiles (2025 and Newer)
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMar 27, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
New Cars & Trucks
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
New Auto - FIXED
4.99%
6 Years
View
▼
APR4.99%
Term6 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 26, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto (3 to 5 Years Old)
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 26, 2026
Details

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
200 E 6TH ST, TUSCUMBIA, AL, 35674
New/Used Autos 2023 & Newer
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 22, 2026
Details

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 22, 2026
Details

Financing $30,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto Model Year 2021 - Older
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 22, 2026
Details

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
16601 County Road 150, Courtland, AL, 35618
Autos (New to 5 years old)
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMar 25, 2026
Details

Blue Flame Credit Union Mobile, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
220 Furr St, Mobile, AL, 36607
USED VEHICLES
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
3003 2nd St, Rainbow City, AL, 35906 5979
New/ Newer Autos
4.99%
up to 84 months
View
▼
APR4.99%
Termup to 84 months
Last UpdatedMar 26, 2026
Details

Rates subject to credit score, loan term, collateral age/mileage

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
21511 State Highway 59 S, Robertsdale, AL, 36567 6701
New Auto/Truck
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedMar 21, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
21511 State Highway 59 S, Robertsdale, AL, 36567 6701
Used Auto/Truck
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMar 21, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
238 Virginia Ave, Daleville, AL, 36322
New or Used Autos (2020-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL, 35893
Used Car
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
5401 E Lake Blvd Bldg 630, Birmingham, AL, 35217 3545
Autos
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Used Vehicle Loans
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 20, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Used Vehicle Loans 60 Month Term
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 20, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
1200 Reverend Abraham Woods Jr Blvd, Birmingham, AL, 35285
New/Used Automobile (2 Years or Newer)
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedMar 24, 2026
Details

Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1731 Noble St, Anniston, AL, 36201
Used Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
103 Mangum St, Florence, AL, 35630 1559
Auto Loan
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 27, 2026
Details

As Low As

Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
103 Mangum St, Florence, AL, 35630 1559
New or Used Car
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 27, 2026
Details

As Low As; Must meet credit requirements. *APR = Annual Percentage Rate. Rate is dependent on credit worthiness.

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
1509 4th Ave S, Birmingham, AL, 35233 1612
New & Used Autos*
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 23, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
New Auto Loan
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 22, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
New Auto Loans
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedMar 22, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Used Auto Loan
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 22, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Used Auto Loans
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 22, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
Used Auto / Refi - FIXED
5.04%
4 Years
View
▼
APR5.04%
Term4 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15660 Highway 280, Chelsea, AL, 35043
New and Used Autos, Trucks, and Vans
5.05%
up to 63 Months
View
▼
APR5.05%
Termup to 63 Months
Last UpdatedMar 25, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
Used Auto / Refi - FIXED
5.09%
5 Years
View
▼
APR5.09%
Term5 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
Used Auto
5.10%
60 Months
View
▼
APR5.10%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Used Cars & Trucks 2020-2026
5.15%
36 Months
View
▼
APR5.15%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
425 Cox Blvd, Sheffield, AL, 35660
Auto Loans - New & Used (Current year model and 3 previous years)
5.15%
48 Months
View
▼
APR5.15%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Used Auto Loan
5.15%
60 Months
View
▼
APR5.15%
Term60 Months
Last UpdatedMar 22, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Used Auto Loans
5.15%
60 Months
View
▼
APR5.15%
Term60 Months
Last UpdatedMar 22, 2026
Details

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
5.20%
75 Months
View
▼
APR5.20%
Term75 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1800 Honda Dr, Lincoln, AL, 35096 5105
Used Automobiles
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMar 27, 2026
Details

As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 S Main St, Atmore, AL, 36502 2447
Auto Loan
5.24%
66 months
View
▼
APR5.24%
Term66 months
Last UpdatedMar 26, 2026
Details

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 S Main St, Atmore, AL, 36502 2447
New, Used & Refinanced Auto Loan
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 12.99%

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
21511 State Highway 59 S, Robertsdale, AL, 36567 6701
Used Auto/Truck
5.24%
66 months
View
▼
APR5.24%
Term66 months
Last UpdatedMar 21, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL, 35893
New Car
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 21, 2026
Details

As Low As

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As; NJ vehicles only.

ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
5401 E Lake Blvd Bldg 630, Birmingham, AL, 35217 3545
Autos
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
New Cars & Trucks
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
200 E 6TH ST, TUSCUMBIA, AL, 35674
New/Used Autos 2023 & Newer
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 22, 2026
Details

Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1731 Noble St, Anniston, AL, 36201
Used Auto Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As; $10,000 or more to Finance

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
1509 4th Ave S, Birmingham, AL, 35233 1612
New & Used Autos*
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMar 23, 2026
Details

As Low As

Birmingham City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
2725 35th Ave N, Birmingham, AL, 35207 2839
Auto Loans
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMar 25, 2026
Details

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
1000 Interstate Park Dr, Montgomery, AL, 36109
Auto Loans
5.25%
67 to 78
View
▼
APR5.25%
Term67 to 78
Last UpdatedMar 22, 2026
Details

As Low As

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532
New Auto
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 24, 2026
Details

Up to 72 Months

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
200 S Quintard Ave, Anniston, AL, 36201
New Auto (2021 - 2025)
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As; up to 48 months

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
New Cars & Trucks
5.30%
66 Months
View
▼
APR5.30%
Term66 Months
Last UpdatedMar 24, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
New Auto Loan
5.30%
72 Months
View
▼
APR5.30%
Term72 Months
Last UpdatedMar 22, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
New Auto Loans
5.30%
72 months
View
▼
APR5.30%
Term72 months
Last UpdatedMar 22, 2026
Details

United Bank (AL)
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
200 E Nashville Ave, Atmore, AL, 36502
Auto Loan
5.33%
0-36
View
▼
APR5.33%
Term0-36
Last UpdatedMar 22, 2026
Details

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
200 S Quintard Ave, Anniston, AL, 36201
Used Auto (2002 - 2020)
5.34%
36 Months
View
▼
APR5.34%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As; up to 36 months

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
Used Auto / Refi - FIXED
5.34%
6 Years
View
▼
APR5.34%
Term6 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Electrical Workers No 558 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
1705 E 17th St, Sheffield, AL, 35660 2517
New Vehicles
5.35%
5 Years
View
▼
APR5.35%
Term5 Years
Last UpdatedMar 26, 2026
Details

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
425 Cox Blvd, Sheffield, AL, 35660
Auto Loans - New & Used (Current year model and 3 previous years)
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMar 22, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
425 Cox Blvd, Sheffield, AL, 35660
Auto Loans - Used (4 year old and older)
5.35%
48 Months
View
▼
APR5.35%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
New Auto
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
New Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As; Current or up to 2 yrs. old

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Used Auto Loan
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMar 22, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Used Auto Loans
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMar 22, 2026
Details

United Bank (AL)
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
200 E Nashville Ave, Atmore, AL, 36502
Auto Loan
5.48%
0-36
View
▼
APR5.48%
Term0-36
Last UpdatedMar 22, 2026
Details

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As; NJ vehicles only.

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1800 Honda Dr, Lincoln, AL, 35096 5105
New Automobiles (2025 and Newer)
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMar 27, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Used Cars & Trucks 2020-2026
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
New Auto - FIXED
5.49%
7 Years
View
▼
APR5.49%
Term7 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 26, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto (3 to 5 Years Old)
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 26, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto Equity
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
16601 County Road 150, Courtland, AL, 35618
Autos (New to 5 years old)
5.49%
5 Years
View
▼
APR5.49%
Term5 Years
Last UpdatedMar 25, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
21511 State Highway 59 S, Robertsdale, AL, 36567 6701
New Auto/Truck
5.49%
75 months
View
▼
APR5.49%
Term75 months
Last UpdatedMar 21, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
238 Virginia Ave, Daleville, AL, 36322
New or Used Autos (2020-2026)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMar 16, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL, 35893
Used Car
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMar 21, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
New Auto Loans
5.50%
1-3 Year
View
▼
APR5.50%
Term1-3 Year
Last UpdatedMar 24, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

ANG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
5401 E Lake Blvd Bldg 630, Birmingham, AL, 35217 3545
Autos
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
200 E 6TH ST, TUSCUMBIA, AL, 35674
New/Used Autos 2023 & Newer
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMar 22, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
1810 Merchants Dr, Hoover, AL, 35244 1005
New Vehicle Loans (2025-2027)
5.50%
73 Months
View
▼
APR5.50%
Term73 Months
Last UpdatedMar 25, 2026
Details

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
425 Cox Blvd, Sheffield, AL, 35660
Auto Loans - New & Used (Current year model and 3 previous years)
5.55%
72 Months
View
▼
APR5.55%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
200 S Quintard Ave, Anniston, AL, 36201
New Auto (2021 - 2025)
5.59%
60 Months
View
▼
APR5.59%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As; up to 60 months

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Used Cars & Trucks 2020-2026
5.59%
72 Months
View
▼
APR5.59%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
5.60%
75 Months
View
▼
APR5.60%
Term75 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2023-2018

United Bank (AL)
Institution Rating:
A5.0 ★ Texas Ratio: 6.18%
200 E Nashville Ave, Atmore, AL, 36502
Auto Loan
5.63%
37-60
View
▼
APR5.63%
Term37-60
Last UpdatedMar 22, 2026
Details

Electrical Workers No 558 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
1705 E 17th St, Sheffield, AL, 35660 2517
2020 - 2022 Used Vehicles
5.65%
5 Years
View
▼
APR5.65%
Term5 Years
Last UpdatedMar 26, 2026
Details

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
425 Cox Blvd, Sheffield, AL, 35660
Auto Loans - Used (4 year old and older)
5.65%
60 Months
View
▼
APR5.65%
Term60 Months
Last UpdatedMar 22, 2026
Details

As Low As

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15660 Highway 280, Chelsea, AL, 35043
New and Used Autos, Trucks, and Vans
5.65%
up to 75 Months
View
▼
APR5.65%
Termup to 75 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
Used Auto
5.70%
72 Months
View
▼
APR5.70%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 Cottonvalley Dr NW, Huntsville, AL, 35810 6045
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
4790 2nd St, Muscle Shoals, AL, 35661 1285
Auto Loans New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
4790 2nd St, Muscle Shoals, AL, 35661 1285
New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.74%
36 months
View
▼
APR5.74%
Term36 months
Last UpdatedMar 24, 2026
Details

As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 S Main St, Atmore, AL, 36502 2447
Auto Loan
5.74%
75 months
View
▼
APR5.74%
Term75 months
Last UpdatedMar 26, 2026
Details

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 S Main St, Atmore, AL, 36502 2447
New, Used & Refinanced Auto Loan
5.74%
75 Months
View
▼
APR5.74%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 13.99%

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
21511 State Highway 59 S, Robertsdale, AL, 36567 6701
New Auto/Truck
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedMar 21, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
21511 State Highway 59 S, Robertsdale, AL, 36567 6701
Used Auto/Truck
5.74%
75 months
View
▼
APR5.74%
Term75 months
Last UpdatedMar 21, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL, 35893
New Car
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
New Auto Loans
5.75%
4-Year
View
▼
APR5.75%
Term4-Year
Last UpdatedMar 24, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Councill Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
1061 Buchanan Way, Normal, AL, 35762
New Automobile
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedMar 16, 2026
Details

Councill Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
1061 Buchanan Way, Normal, AL, 35762
Used Automobile
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedMar 16, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3701 Loop Rd, Tuscaloosa, AL, 35404
New Cars, Trucks, Vans (2022 and Newer)
4.49%
24 to 84 months
View
▼
APR4.49%
Term24 to 84 months
Last UpdatedMar 22, 2026
Details

As Low As

Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
909 Anna Ave, Tuscaloosa, AL, 35401
New & Up To 5 Years Old Auto Loan
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
New Auto
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
New Auto 2026-2021
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As

Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
909 Anna Ave, Tuscaloosa, AL, 35401
New & Up To 5 Years Old Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3701 Loop Rd, Tuscaloosa, AL, 35404
New Cars, Trucks, Vans (2022 and Newer)
5.49%
24 to 84 months
View
▼
APR5.49%
Term24 to 84 months
Last UpdatedMar 22, 2026
Details

As Low As

Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
909 Anna Ave, Tuscaloosa, AL, 35401
New & Up To 5 Years Old Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
New Auto 2026-2021
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As

Red Oak Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
New Auto 2025 - 2026
6.75%
84 Months
View
▼
APR6.75%
Term84 Months
Last UpdatedMar 21, 2026
Details

Marvel City Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
316 17th St N, Bessemer, AL, 35020
NEW Auto Loan
2.00%
84 Months
View
▼
APR2.00%
Term84 Months
Last UpdatedMar 27, 2026
Details

As Low As; Shopping for a new car, or a car with under 30,000 miles? Finance up to $25,000.00

Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
345 PERRY HILL RD, MONTGOMERY, AL, 36109
New and Used Auto
3.25%
72 Months
View
▼
APR3.25%
Term72 Months
Last UpdatedMar 21, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
New Car and Truck Loans
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 23, 2026
Details

As Low As; 100% Financing

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
622 Azalea Rd, Mobile, AL, 36609 1530
New Eco-Friendly Autos (2026, 2025 w/less than 15,000 miles)
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
New Car and Truck Loans
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 23, 2026
Details

As Low As

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr, Montgomery, AL, 36109 2601
New & Used Autos, Truck, Vans
3.70%
102 Months
View
▼
APR3.70%
Term102 Months
Last UpdatedMar 27, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
New Car and Truck Loans
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMar 23, 2026
Details

As Low As

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
622 Azalea Rd, Mobile, AL, 36609 1530
New Autos (2026, 2025 w/less than 15,000 miles)
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 22, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
New Car and Truck Loans
4.00%
72 Months
View
▼
APR4.00%
Term72 Months
Last UpdatedMar 23, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
New Auto - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans 48 Month Term
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
200 S Quintard Ave, Anniston, AL, 36201
New Auto (2021 - 2025)
4.39%
12 Months
View
▼
APR4.39%
Term12 Months
Last UpdatedMar 27, 2026
Details

As Low As; up to 12 months

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1800 Honda Dr, Lincoln, AL, 35096 5105
New Automobiles (2025 and Newer)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
New Auto - FIXED
4.49%
4 Years
View
▼
APR4.49%
Term4 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 26, 2026
Details

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMar 22, 2026
Details

Financing $20,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto Model Year 2023 - 2022
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 22, 2026
Details

Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
1001 Spring Hill Ave, Mobile, AL, 36604 2713
New Auto
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As; Current year + 2 previous years

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819
New or Used Vehicle 2022 or newer
4.50%
Up to 36 Months
View
▼
APR4.50%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15660 Highway 280, Chelsea, AL, 35043
New and Used Autos, Trucks, and Vans
4.50%
up to 36 Months
View
▼
APR4.50%
Termup to 36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
4.60%
51 Months
View
▼
APR4.60%
Term51 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
200 S Quintard Ave, Anniston, AL, 36201
New Auto (2021 - 2025)
4.69%
24 Months
View
▼
APR4.69%
Term24 Months
Last UpdatedMar 27, 2026
Details

As Low As; up to 24 months

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
4.70%
63 Months
View
▼
APR4.70%
Term63 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
4.70%
51 Months
View
▼
APR4.70%
Term51 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2023-2018

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
New Auto
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
New Auto Loan
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As; Current or up to 2 yrs. old

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
New Auto - FIXED
4.74%
5 Years
View
▼
APR4.74%
Term5 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 S Main St, Atmore, AL, 36502 2447
New, Used & Refinanced Auto Loan
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 9.99%

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
21511 State Highway 59 S, Robertsdale, AL, 36567 6701
New Auto/Truck
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedMar 21, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL, 35893
New Car
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819
New Vehicle
4.75%
Up to 66 Months
View
▼
APR4.75%
TermUp to 66 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819
New/Used Auto Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819
Used Vehicle 2014 or newer
4.75%
Up to 66 Months
View
▼
APR4.75%
TermUp to 66 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819
Used Vehicles with over 150,000 Miles - 2014 or Newer
4.75%
up to 60 Months
View
▼
APR4.75%
Termup to 60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 20, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans 60 Month Term
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 20, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
1810 Merchants Dr, Hoover, AL, 35244 1005
New Vehicle Loans (2025-2027)
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 25, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
1200 Reverend Abraham Woods Jr Blvd, Birmingham, AL, 35285
New/Used Automobile (2 Years or Newer)
4.75%
3 Years
View
▼
APR4.75%
Term3 Years
Last UpdatedMar 24, 2026
Details

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532
New Auto
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 24, 2026
Details

Up to 60 Months

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
4.80%
63 Months
View
▼
APR4.80%
Term63 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2023-2018

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
New Auto
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
New Auto Loan
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As; Current or up to 2 yrs. old

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
New Auto Loan
4.85%
48 Months
View
▼
APR4.85%
Term48 Months
Last UpdatedMar 22, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
New Auto Loans
4.85%
48 months
View
▼
APR4.85%
Term48 months
Last UpdatedMar 22, 2026
Details

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
New Auto
4.90%
60 Months
View
▼
APR4.90%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
New Auto Loan
4.90%
60 Months
View
▼
APR4.90%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As; Current or up to 2 yrs. old

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans
4.95%
72 Months
View
▼
APR4.95%
Term72 Months
Last UpdatedMar 20, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
New Vehicle Loans 72 Month Term
4.95%
72 Months
View
▼
APR4.95%
Term72 Months
Last UpdatedMar 20, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
1810 Merchants Dr, Hoover, AL, 35244 1005
New Vehicle Loans (2025-2027)
4.95%
61 Months
View
▼
APR4.95%
Term61 Months
Last UpdatedMar 25, 2026
Details

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
200 S Quintard Ave, Anniston, AL, 36201
New Auto (2021 - 2025)
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As; up to 36 months

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1800 Honda Dr, Lincoln, AL, 35096 5105
New Automobiles (2025 and Newer)
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMar 27, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
New Cars & Trucks
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
New Auto - FIXED
4.99%
6 Years
View
▼
APR4.99%
Term6 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 26, 2026
Details

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
200 E 6TH ST, TUSCUMBIA, AL, 35674
New/Used Autos 2023 & Newer
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 22, 2026
Details

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 22, 2026
Details

Financing $30,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto Model Year 2021 - Older
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 22, 2026
Details

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
16601 County Road 150, Courtland, AL, 35618
Autos (New to 5 years old)
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMar 25, 2026
Details

Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
3003 2nd St, Rainbow City, AL, 35906 5979
New/ Newer Autos
4.99%
up to 84 months
View
▼
APR4.99%
Termup to 84 months
Last UpdatedMar 26, 2026
Details

Rates subject to credit score, loan term, collateral age/mileage

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
21511 State Highway 59 S, Robertsdale, AL, 36567 6701
New Auto/Truck
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedMar 21, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
238 Virginia Ave, Daleville, AL, 36322
New or Used Autos (2020-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details

As Low As

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
1200 Reverend Abraham Woods Jr Blvd, Birmingham, AL, 35285
New/Used Automobile (2 Years or Newer)
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedMar 24, 2026
Details

Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
103 Mangum St, Florence, AL, 35630 1559
New or Used Car
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 27, 2026
Details

As Low As; Must meet credit requirements. *APR = Annual Percentage Rate. Rate is dependent on credit worthiness.

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
1509 4th Ave S, Birmingham, AL, 35233 1612
New & Used Autos*
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 23, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
New Auto Loan
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 22, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
New Auto Loans
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedMar 22, 2026
Details

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15660 Highway 280, Chelsea, AL, 35043
New and Used Autos, Trucks, and Vans
5.05%
up to 63 Months
View
▼
APR5.05%
Termup to 63 Months
Last UpdatedMar 25, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
425 Cox Blvd, Sheffield, AL, 35660
Auto Loans - New & Used (Current year model and 3 previous years)
5.15%
48 Months
View
▼
APR5.15%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
5.20%
75 Months
View
▼
APR5.20%
Term75 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 S Main St, Atmore, AL, 36502 2447
New, Used & Refinanced Auto Loan
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 12.99%

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL, 35893
New Car
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 21, 2026
Details

As Low As

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As; NJ vehicles only.

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
New Cars & Trucks
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
200 E 6TH ST, TUSCUMBIA, AL, 35674
New/Used Autos 2023 & Newer
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 22, 2026
Details

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
1509 4th Ave S, Birmingham, AL, 35233 1612
New & Used Autos*
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMar 23, 2026
Details

As Low As

Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
23210 US Highway 98 Ste B1, Fairhope, AL, 36532
New Auto
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMar 24, 2026
Details

Up to 72 Months

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
200 S Quintard Ave, Anniston, AL, 36201
New Auto (2021 - 2025)
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As; up to 48 months

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
New Cars & Trucks
5.30%
66 Months
View
▼
APR5.30%
Term66 Months
Last UpdatedMar 24, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
New Auto Loan
5.30%
72 Months
View
▼
APR5.30%
Term72 Months
Last UpdatedMar 22, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
New Auto Loans
5.30%
72 months
View
▼
APR5.30%
Term72 months
Last UpdatedMar 22, 2026
Details

Electrical Workers No 558 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
1705 E 17th St, Sheffield, AL, 35660 2517
New Vehicles
5.35%
5 Years
View
▼
APR5.35%
Term5 Years
Last UpdatedMar 26, 2026
Details

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
425 Cox Blvd, Sheffield, AL, 35660
Auto Loans - New & Used (Current year model and 3 previous years)
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMar 22, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
New Auto
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
New Auto Loan
5.40%
72 Months
View
▼
APR5.40%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As; Current or up to 2 yrs. old

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1800 Honda Dr, Lincoln, AL, 35096 5105
New Automobiles (2025 and Newer)
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedMar 27, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
New Auto - FIXED
5.49%
7 Years
View
▼
APR5.49%
Term7 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 26, 2026
Details

Champion Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
16601 County Road 150, Courtland, AL, 35618
Autos (New to 5 years old)
5.49%
5 Years
View
▼
APR5.49%
Term5 Years
Last UpdatedMar 25, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
21511 State Highway 59 S, Robertsdale, AL, 36567 6701
New Auto/Truck
5.49%
75 months
View
▼
APR5.49%
Term75 months
Last UpdatedMar 21, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
238 Virginia Ave, Daleville, AL, 36322
New or Used Autos (2020-2026)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMar 16, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
New Auto Loans
5.50%
1-3 Year
View
▼
APR5.50%
Term1-3 Year
Last UpdatedMar 24, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
200 E 6TH ST, TUSCUMBIA, AL, 35674
New/Used Autos 2023 & Newer
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMar 22, 2026
Details

AlaTrust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
1810 Merchants Dr, Hoover, AL, 35244 1005
New Vehicle Loans (2025-2027)
5.50%
73 Months
View
▼
APR5.50%
Term73 Months
Last UpdatedMar 25, 2026
Details

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
425 Cox Blvd, Sheffield, AL, 35660
Auto Loans - New & Used (Current year model and 3 previous years)
5.55%
72 Months
View
▼
APR5.55%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
200 S Quintard Ave, Anniston, AL, 36201
New Auto (2021 - 2025)
5.59%
60 Months
View
▼
APR5.59%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As; up to 60 months

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
5.60%
75 Months
View
▼
APR5.60%
Term75 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2023-2018

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15660 Highway 280, Chelsea, AL, 35043
New and Used Autos, Trucks, and Vans
5.65%
up to 75 Months
View
▼
APR5.65%
Termup to 75 Months
Last UpdatedMar 25, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 Cottonvalley Dr NW, Huntsville, AL, 35810 6045
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
4790 2nd St, Muscle Shoals, AL, 35661 1285
Auto Loans New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
4790 2nd St, Muscle Shoals, AL, 35661 1285
New Auto and Previous 3 Years and Up - Less than 30,000 miles
5.74%
36 months
View
▼
APR5.74%
Term36 months
Last UpdatedMar 24, 2026
Details

As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 S Main St, Atmore, AL, 36502 2447
New, Used & Refinanced Auto Loan
5.74%
75 Months
View
▼
APR5.74%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 13.99%

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
21511 State Highway 59 S, Robertsdale, AL, 36567 6701
New Auto/Truck
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedMar 21, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL, 35893
New Car
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMar 21, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.46%
2700 Corporate Dr Ste 120, Hoover, AL, 35242 2733
New Auto Loans
5.75%
4-Year
View
▼
APR5.75%
Term4-Year
Last UpdatedMar 24, 2026
Details

As Low As; Ask about our Auto Loan rate match program!

Councill Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
1061 Buchanan Way, Normal, AL, 35762
New Automobile
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedMar 16, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3701 Loop Rd, Tuscaloosa, AL, 35404
Used Cars, Trucks, Vans (2015-2021)
5.99%
24 to 84 months
View
▼
APR5.99%
Term24 to 84 months
Last UpdatedMar 22, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
Used Auto
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
Used Auto 2020-2016
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
Used Auto 2020-2016
6.99%
60 Months
View
▼
APR6.99%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Tuscaloosa VA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3701 Loop Rd, Tuscaloosa, AL, 35404
Used Cars, Trucks, Vans (2015-2021)
7.24%
24 to 84 months
View
▼
APR7.24%
Term24 to 84 months
Last UpdatedMar 22, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
Used Auto
7.99%
36 Months
View
▼
APR7.99%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

Riverfall Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
2520 6th St, Tuscaloosa, AL, 35401 1702
Used Auto 2015
7.99%
36 Months
View
▼
APR7.99%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

Red Oak Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.74%
1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Used Auto 2016 - 2024
10.25%
72 Months
View
▼
APR10.25%
Term72 Months
Last UpdatedMar 21, 2026
Details

Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.22%
345 PERRY HILL RD, MONTGOMERY, AL, 36109
New and Used Auto
3.25%
72 Months
View
▼
APR3.25%
Term72 Months
Last UpdatedMar 21, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
Used Cars and Trucks Loans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 23, 2026
Details

As Low As; NADA Retail Value Maximum

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr, Montgomery, AL, 36109 2601
New & Used Autos, Truck, Vans
3.70%
102 Months
View
▼
APR3.70%
Term102 Months
Last UpdatedMar 27, 2026
Details

As Low As

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
Used Cars and Trucks Loans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 23, 2026
Details

As Low As

New Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
622 Azalea Rd, Mobile, AL, 36609 1530
Used Autos (2024-2020)
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto Model Year 2026- 2024
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 22, 2026
Details

FEDMONT
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
330 Eastdale Cir, Montgomery, AL, 36117
Used Cars and Trucks Loans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 23, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
Used Auto / Refi - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
200 S Quintard Ave, Anniston, AL, 36201
Used Auto (2002 - 2020)
4.34%
12 Months
View
▼
APR4.34%
Term12 Months
Last UpdatedMar 27, 2026
Details

As Low As; up to 12 months

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 26, 2026
Details

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMar 22, 2026
Details

Financing $20,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto Model Year 2023 - 2022
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 22, 2026
Details

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819
New or Used Vehicle 2022 or newer
4.50%
Up to 36 Months
View
▼
APR4.50%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details

As Low As

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15660 Highway 280, Chelsea, AL, 35043
New and Used Autos, Trucks, and Vans
4.50%
up to 36 Months
View
▼
APR4.50%
Termup to 36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
4.60%
51 Months
View
▼
APR4.60%
Term51 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
4.70%
63 Months
View
▼
APR4.70%
Term63 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
4.70%
51 Months
View
▼
APR4.70%
Term51 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2023-2018

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 S Main St, Atmore, AL, 36502 2447
New, Used & Refinanced Auto Loan
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 9.99%

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819
New/Used Auto Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819
Used Vehicle 2014 or newer
4.75%
Up to 66 Months
View
▼
APR4.75%
TermUp to 66 Months
Last UpdatedMar 24, 2026
Details

As Low As

North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.73%
2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819
Used Vehicles with over 150,000 Miles - 2014 or Newer
4.75%
up to 60 Months
View
▼
APR4.75%
Termup to 60 Months
Last UpdatedMar 24, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Used Vehicle Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Used Vehicle Loans 48 Month Term
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
1200 Reverend Abraham Woods Jr Blvd, Birmingham, AL, 35285
New/Used Automobile (2 Years or Newer)
4.75%
3 Years
View
▼
APR4.75%
Term3 Years
Last UpdatedMar 24, 2026
Details

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
4.80%
63 Months
View
▼
APR4.80%
Term63 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2023-2018

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
200 S Quintard Ave, Anniston, AL, 36201
Used Auto (2002 - 2020)
4.80%
24 Months
View
▼
APR4.80%
Term24 Months
Last UpdatedMar 27, 2026
Details

As Low As; up to 24 months

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
Used Auto
4.80%
36 Months
View
▼
APR4.80%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
Used Auto
4.90%
48 Months
View
▼
APR4.90%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 26, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto (3 to 5 Years Old)
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 26, 2026
Details

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
200 E 6TH ST, TUSCUMBIA, AL, 35674
New/Used Autos 2023 & Newer
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 22, 2026
Details

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 22, 2026
Details

Financing $30,000 or more

Mobile Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
3150 AIRPORT BLVD, MOBILE, AL, 36606
New and Used Auto Model Year 2021 - Older
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 22, 2026
Details

Blue Flame Credit Union Mobile, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
220 Furr St, Mobile, AL, 36607
USED VEHICLES
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
21511 State Highway 59 S, Robertsdale, AL, 36567 6701
Used Auto/Truck
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMar 21, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
238 Virginia Ave, Daleville, AL, 36322
New or Used Autos (2020-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL, 35893
Used Car
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Used Vehicle Loans
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 20, 2026
Details

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd, Hoover, AL, 35244 2006
Used Vehicle Loans 60 Month Term
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 20, 2026
Details

Social Security Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
1200 Reverend Abraham Woods Jr Blvd, Birmingham, AL, 35285
New/Used Automobile (2 Years or Newer)
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedMar 24, 2026
Details

Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1731 Noble St, Anniston, AL, 36201
Used Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 26, 2026
Details

As Low As

Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
103 Mangum St, Florence, AL, 35630 1559
New or Used Car
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 27, 2026
Details

As Low As; Must meet credit requirements. *APR = Annual Percentage Rate. Rate is dependent on credit worthiness.

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
1509 4th Ave S, Birmingham, AL, 35233 1612
New & Used Autos*
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 23, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Used Auto Loan
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 22, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Used Auto Loans
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMar 22, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
Used Auto / Refi - FIXED
5.04%
4 Years
View
▼
APR5.04%
Term4 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15660 Highway 280, Chelsea, AL, 35043
New and Used Autos, Trucks, and Vans
5.05%
up to 63 Months
View
▼
APR5.05%
Termup to 63 Months
Last UpdatedMar 25, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
Used Auto / Refi - FIXED
5.09%
5 Years
View
▼
APR5.09%
Term5 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
Used Auto
5.10%
60 Months
View
▼
APR5.10%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Used Cars & Trucks 2020-2026
5.15%
36 Months
View
▼
APR5.15%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
425 Cox Blvd, Sheffield, AL, 35660
Auto Loans - New & Used (Current year model and 3 previous years)
5.15%
48 Months
View
▼
APR5.15%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Used Auto Loan
5.15%
60 Months
View
▼
APR5.15%
Term60 Months
Last UpdatedMar 22, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Used Auto Loans
5.15%
60 Months
View
▼
APR5.15%
Term60 Months
Last UpdatedMar 22, 2026
Details

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
5.20%
75 Months
View
▼
APR5.20%
Term75 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2026, 2025, 2024 (Mileage less than 30k)

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
1800 Honda Dr, Lincoln, AL, 35096 5105
Used Automobiles
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMar 27, 2026
Details

As Low As

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 S Main St, Atmore, AL, 36502 2447
New, Used & Refinanced Auto Loan
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 12.99%

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
21511 State Highway 59 S, Robertsdale, AL, 36567 6701
Used Auto/Truck
5.24%
66 months
View
▼
APR5.24%
Term66 months
Last UpdatedMar 21, 2026
Details

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
200 E 6TH ST, TUSCUMBIA, AL, 35674
New/Used Autos 2023 & Newer
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 22, 2026
Details

Fort Mcclellan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1731 Noble St, Anniston, AL, 36201
Used Auto Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As; $10,000 or more to Finance

Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
1509 4th Ave S, Birmingham, AL, 35233 1612
New & Used Autos*
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMar 23, 2026
Details

As Low As

Northeast Alabama Postal FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
200 S Quintard Ave, Anniston, AL, 36201
Used Auto (2002 - 2020)
5.34%
36 Months
View
▼
APR5.34%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As; up to 36 months

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW, Huntsville, AL, 35808 1346
Used Auto / Refi - FIXED
5.34%
6 Years
View
▼
APR5.34%
Term6 Years
Last UpdatedMar 27, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
425 Cox Blvd, Sheffield, AL, 35660
Auto Loans - New & Used (Current year model and 3 previous years)
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMar 22, 2026
Details

As Low As

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
425 Cox Blvd, Sheffield, AL, 35660
Auto Loans - Used (4 year old and older)
5.35%
48 Months
View
▼
APR5.35%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Used Auto Loan
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMar 22, 2026
Details

Winsouth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
110 S 26TH ST, GADSDEN, AL, 35904 1935
Used Auto Loans
5.45%
72 Months
View
▼
APR5.45%
Term72 Months
Last UpdatedMar 22, 2026
Details

Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.92%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As; NJ vehicles only.

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Used Cars & Trucks 2020-2026
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 24, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
New Auto and Used Auto (2 Years Old)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 26, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto (3 to 5 Years Old)
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 26, 2026
Details

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242 4879
Used Auto Equity
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 26, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
238 Virginia Ave, Daleville, AL, 36322
New or Used Autos (2020-2026)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMar 16, 2026
Details

As Low As

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
220 Wynn Dr, Huntsville, AL, 35893
Used Car
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMar 21, 2026
Details

As Low As

Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
200 E 6TH ST, TUSCUMBIA, AL, 35674
New/Used Autos 2023 & Newer
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMar 22, 2026
Details

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
425 Cox Blvd, Sheffield, AL, 35660
Auto Loans - New & Used (Current year model and 3 previous years)
5.55%
72 Months
View
▼
APR5.55%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As

JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
6150 Omni Park Dr, Mobile, AL, 36609 5195
Used Cars & Trucks 2020-2026
5.59%
72 Months
View
▼
APR5.59%
Term72 Months
Last UpdatedMar 24, 2026
Details

As Low As

Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
33710 US Highway 280, Childersburg, AL, 35044 3016
New & Used Auto Loans
5.60%
75 Months
View
▼
APR5.60%
Term75 Months
Last UpdatedMar 25, 2026
Details

As Low As; 2023-2018

Electrical Workers No 558 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
1705 E 17th St, Sheffield, AL, 35660 2517
2020 - 2022 Used Vehicles
5.65%
5 Years
View
▼
APR5.65%
Term5 Years
Last UpdatedMar 26, 2026
Details

TVA Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
425 Cox Blvd, Sheffield, AL, 35660
Auto Loans - Used (4 year old and older)
5.65%
60 Months
View
▼
APR5.65%
Term60 Months
Last UpdatedMar 22, 2026
Details

As Low As

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15660 Highway 280, Chelsea, AL, 35043
New and Used Autos, Trucks, and Vans
5.65%
up to 75 Months
View
▼
APR5.65%
Termup to 75 Months
Last UpdatedMar 25, 2026
Details

As Low As

eCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
105 Frankfurt Cir, Birmingham, AL, 35211 6978
Used Auto
5.70%
72 Months
View
▼
APR5.70%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 Cottonvalley Dr NW, Huntsville, AL, 35810 6045
New & Used Vehicles2
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 S Main St, Atmore, AL, 36502 2447
New, Used & Refinanced Auto Loan
5.74%
75 Months
View
▼
APR5.74%
Term75 Months
Last UpdatedMar 26, 2026
Details

As Low As; Regular APR: 13.99%

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
21511 State Highway 59 S, Robertsdale, AL, 36567 6701
Used Auto/Truck
5.74%
75 months
View
▼
APR5.74%
Term75 months
Last UpdatedMar 21, 2026
Details

Councill Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
1061 Buchanan Way, Normal, AL, 35762
Used Automobile
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedMar 16, 2026
Details

National Auto Loan Rate Trends

Weekly national average APRs for new and used auto loans

Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.

New Auto Loan — National Avg APR
6.042%
▲ 0.246 from last week

New auto loan rates rose 0.246 points this week to 6.042% APR, up from 5.795% last week.

Used Auto Loan — National Avg APR
6.605%
▲ 0.185 from last week

Used auto loan rates rose 0.185 points this week to 6.605% APR, up from 6.420% last week.

National averages as of Mar 27, 2026 • Weekly data from 8,500+ U.S. banks & credit unions

Frequently Asked Questions about Auto Loans in Tuscaloosa, Alabama

How does my credit score affect my car loan rate in Alabama?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Tuscaloosa, Alabama with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Alabama *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Tuscaloosa, Alabama typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Tuscaloosa, Alabama?

Based on our current data, some of the lowest auto loan rates available in Tuscaloosa, Alabama include:
  • Tuscaloosa VA Federal Credit Union: 4.49% (New Cars, Trucks, Vans (2022 and Newer))
  • Alabama Credit Union: 4.49% (New & Up To 5 Years Old Auto Loan)
  • Riverfall Credit Union: 4.74% (New Auto)
  • Alabama Central Credit Union: 4.99% (Auto Loans)
  • Red Oak Credit Union: 6.75% (New Auto 2025 - 2026)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Tuscaloosa, Alabama. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 27, 2026

Tuscaloosa, Alabama Rates & Resources

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