Whitewater, Wisconsin (WI) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Whitewater, Wisconsin and the surrounding area include Fort Community Credit UnionFort Community Credit Union203 E Milwaukee St, Whitewater, WI 53190A5.0 ★Texas Ratio: 6.90% TBD Savings at 5.12% APY, First Citizens State BankFirst Citizens State Bank207 W Main St, Whitewater, WI 53190A+5.0 ★Texas Ratio: 0.00% IMMA at 0.50% APY, University of Wisconsin Credit UnionUniversity of Wisconsin Credit Union72 University Center, Whitewater, WI 53190A+5.0 ★Texas Ratio: 4.81% Savings at 0.20% APY, PremierBankPremierBank200 S Fremont St, Whitewater, WI 53190A+5.0 ★Texas Ratio: 2.83% Statement Savings at 0.03% APY, and Avestar Credit UnionAvestar Credit Union125 W Madison St, Waterloo, WI 53594A5.0 ★Texas Ratio: 8.55% Round Up Savings Account at 10.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Whitewater, Wisconsin, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Whitewater, Wisconsin (WI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Whitewater, Wisconsin and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Whitewater, Wisconsin & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
203 E Milwaukee St, Whitewater, WI 53190
TBD Savings
5.12%
$5
▼
Rate5.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
203 E Milwaukee St, Whitewater, WI 53190
Goal Getter Savings
3.56%
$5
▼
Rate3.50%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $15,000.00
First Citizens State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
207 W Main St, Whitewater, WI 53190
IMMA
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Citizens State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
207 W Main St, Whitewater, WI 53190
IMMA
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
203 E Milwaukee St, Whitewater, WI 53190
Health Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Citizens State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
207 W Main St, Whitewater, WI 53190
IMMA
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
203 E Milwaukee St, Whitewater, WI 53190
Health Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
72 University Center, Whitewater, WI 53190
Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Personal, Youth, Business, Organization
First Citizens State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
207 W Main St, Whitewater, WI 53190
IMMA
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
203 E Milwaukee St, Whitewater, WI 53190
Health Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Citizens State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
207 W Main St, Whitewater, WI 53190
IMMA
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
203 E Milwaukee St, Whitewater, WI 53190
Special Savings
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
First Citizens State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
207 W Main St, Whitewater, WI 53190
Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
203 E Milwaukee St, Whitewater, WI 53190
Regular Savings
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
203 E Milwaukee St, Whitewater, WI 53190
Health Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
PremierBank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
200 S Fremont St, Whitewater, WI 53190
Statement Savings
0.03%
$10
▼
Rate0.03%
Min Deposit$10
Min Balance—
UpdatedMar 25, 2026
Details
under age 18
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
203 E Milwaukee St, Whitewater, WI 53190
Health Savings
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
125 W Madison St, Waterloo, WI 53594
Round Up Savings Account
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Reward Savings
7.50%
$0
▼
Rate7.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $500.00
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI 54449 1543
Youth and Young Adult Savings
7.00%
$0
▼
Rate6.82%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $2,500.00
River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
124 W Oak St, Sparta, WI 54656
Youth Savings
6.00%
$25
▼
Rate5.87%
Min Deposit$25
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $5,000.00
Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
6 Insight Dr, Platteville, WI 53818
Snap $tack Savings
5.12%
$1,000
▼
Rate5.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $5,000.00
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI 54449 1461
Kasasa Saver® Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $20,000.00
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
SavingsPlus
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500.00
Security Bank New Auburn, WI
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
112 E Main St, New Auburn, WI 54757
Youth Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $500.00
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
715 Highway 79, Boyceville, WI 54725
Peoples Preferred Savings
5.00%
$25
▼
Rate4.89%
Min Deposit$25
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $25,000.00
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
535 Dettloff Dr, Arcadia, WI 54612 1737
Christmas Club Share
4.25%
$0
▼
Rate4.16%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Savings Account
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI 53718 7982
Savings Account
3.79%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Top Ten Shares
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
305 Doty St, Mineral Point, WI 53565
Premier Savings
3.75%
$1,000
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
$1,000.00 minimum balance to open
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
Business High Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
High Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
Business High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Contact your local banker for more details!
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Contact your local banker for more details!
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
220 Grant St, Fort Atkinson, WI 53538
Super Savings
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
3935 Douglas Ave, Racine, WI 53402
High-Yield Savings
3.55%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
715 Highway 79, Boyceville, WI 54725
Peoples Preferred Savings
3.51%
$1,000
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Super Shares
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Top Ten Shares
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Premium Money Market Savings
3.40%
$1,000,000
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMar 27, 2026
Details
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
High Yield Savings
3.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Investment Savings
3.35%
$50,000
▼
Rate3.31%
Min Deposit$50,000
Min Balance—
UpdatedMar 16, 2026
Details
$250,000.00 - $499,999.99
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
Business High Yield Savings
3.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1224 4th Ave S, Park Falls, WI 54552 1923
Premier IRA Club Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
305 Doty St, Mineral Point, WI 53565
Premier Savings
3.25%
$1,000
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
$1,000.00 minimum balance to open
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1224 4th Ave S, Park Falls, WI 54552 1923
Premier IRA Club Savings
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3470 S 27th St, Milwaukee, WI 53215
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Super Shares
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Platteville, WI 53818 3777
Launchpad Savings Account
3.25%
$0
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Max Balance $1,000
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1224 4th Ave S, Park Falls, WI 54552 1923
Premier IRA Club Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
PSB of Plainview
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
715 Highway 79, Boyceville, WI 54725
Peoples Preferred Savings
3.20%
$1,000
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1224 4th Ave S, Park Falls, WI 54552 1923
Premier IRA Club Savings
3.14%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI 54449 1461
Investor Savings 5th Tier
3.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
High Yield Savings
3.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 N Main St, Cuba City, WI 53807
Business High Yield Savings
3.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Premium Money Market Savings
3.05%
$750,000
▼
Rate3.02%
Min Deposit$750,000
Min Balance—
UpdatedMar 27, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Investment Savings
3.00%
$50,000
▼
Rate2.97%
Min Deposit$50,000
Min Balance—
UpdatedMar 16, 2026
Details
$150,000.00 - $249,999.99
The Bank of Brodhead
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
806 E Exchange St, Brodhead, WI 53520
Health Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Great Midwest Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
15900 W Bluemound Rd, Brookfield, WI 53005
Elite Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Whitewater, WI Savings Rate Trends
Compare local Whitewater, WI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — WI Avg
1.228%
▼ 1.836 from last week
Wisconsin high-yield savings rates fell 1.836 points this week to 1.228% APY, down from 3.064% last week.
Standard Savings — WI Avg
0.493%
▲ 0.014 from last week
Wisconsin standard savings rates rose 0.014 points this week to 0.493% APY, up from 0.479% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Whitewater, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Whitewater, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Whitewater, Wisconsin
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Wisconsin, help your money grow faster through a higher APY.
Are savings accounts in Whitewater, Wisconsin safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.
How often do savings rates change in Whitewater, Wisconsin?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Whitewater, Wisconsin may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Whitewater, Wisconsin?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Whitewater, Wisconsin offer in-person customer service, which some customers prefer.
How do I open a savings account in Whitewater, Wisconsin?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Whitewater, Wisconsin
Here are recent savings rates observed in Whitewater, Wisconsin and the surrounding area:
- Fort Community Credit Union
TBD Savings — 5.12% APY - First Citizens State Bank
IMMA — 0.50% APY - University of Wisconsin Credit Union
Savings — 0.20% APY - PremierBank
Statement Savings — 0.03% APY - Avestar Credit Union
Round Up Savings Account — 10.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Whitewater, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026
