Waterloo, Wisconsin (WI) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Waterloo, Wisconsin and the surrounding area include Avestar Credit UnionAvestar Credit Union125 W Madison St, Waterloo, WI 53594A5.0 ★Texas Ratio: 8.55% Round Up Savings Account at 10.00% APY, PCM Credit UnionPCM Credit UnionA+5.0 ★Texas Ratio: 3.63% Reward Savings at 7.50% APY, Simplicity Credit UnionSimplicity Credit UnionA5.0 ★Texas Ratio: 10.89% Youth and Young Adult Savings at 7.00% APY, River BankRiver BankA+5.0 ★Texas Ratio: 2.80% Youth Savings at 6.00% APY, and Fidelity Bank & Trust (IA)Fidelity Bank & Trust (IA)A+5.0 ★Texas Ratio: 1.72% Snap $tack Savings at 5.12% APY.
Waterloo has 5 local institutions in our database, with savings rates as high as 10.00% APY from Avestar Credit Union at 125 W Madison St, Waterloo, WI 53594. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Waterloo, Wisconsin and the surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Savings Rates in Waterloo, Wisconsin & Surrounding Communities
Qualifying balance up to $500.00
Qualifying balance up to $2,500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $20,000.00
Qualifying balance up to $500.00
$1,000.00 minimum balance to open
Contact your local banker for more details!
Qualifying balance up to $15,000.00
Minimum of $5,000 not currently deposited at Huntington.
$250,000.00 - $499,999.99
Must open a Premier Checking and maintain a minimum average balance of $5,000.00 to receive this rate
Must open a Premier Checking and maintain a minimum average balance of $5,000.00 to receive this rate
Max Balance $1,000
$1,000.00 minimum balance to open
Must open a Premier Checking and maintain a minimum average balance of $5,000.00 to receive this rate
Must open a Premier Checking and maintain a minimum average balance of $5,000.00 to receive this rate
$1000 to open/HSA Money Market Savings (no minimum)
Must open a Premier Checking and maintain a minimum average balance of $5,000.00 to receive this rate
$150,000.00 - $249,999.99
Qualifying balance up to $5,000.00
Qualifying balance up to $2,000.00
Minimum of $5,000 not currently deposited at Huntington.
$10,000 and above
Qualifying balance up to $10,000.00
Account earns current Minor Savings account APY* on balances up to $10,000.00, a portion of balance over $10,000.00 will earn current APY* of a regular savings account
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Waterloo, WI Savings Rate Trends
Compare local Waterloo, WI savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin high-yield savings rates rose 0.793 points over the past 7 days to 1.999% APY, up from 1.206%.
Wisconsin standard savings rates rose 0.242 points over the past 7 days to 0.730% APY, up from 0.488%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Waterloo, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Waterloo, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Waterloo, Wisconsin
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Waterloo, Wisconsin safe?
How often do savings rates change in Waterloo, Wisconsin?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Waterloo, Wisconsin?
How do I open a savings account in Waterloo, Wisconsin?
Best Savings Rates in Waterloo, Wisconsin
- Avestar Credit Union
Round Up Savings Account — 10.00% APY - PCM Credit Union
Reward Savings — 7.50% APY - Simplicity Credit Union
Youth and Young Adult Savings — 7.00% APY - River Bank
Youth Savings — 6.00% APY - Fidelity Bank & Trust (IA)
Snap $tack Savings — 5.12% APY
