Chincoteague, Virginia Savings Rates - October 2026

Balance: Up to $1,000; Youth savings account for kids under 18

Rate: **

Balance: $1.00 - $2,500.00

Balance: $0.00 - $1,000.00

Balance: $0-500

APY dividend of 5.00% is earned on balances $100.00 to $5,000.99. Balances $5,001.00 and above will receive APY of 0.20%. One Accelerate It Savings per Social Security or Taxpayer Identification Number. For Accelerate It Savings accounts, you must have an open checking account located under the same membership number as the Accelerate It Savings account. If your checking account is closed for any reason, your Accelerate It Savings account will convert to a Regular Savings account. You must be 22 years or older to open an Accelerate It Savings account. Balance: $100.00 - $5,000.99

Balance: $0.00 - $2,499.99; During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99. The standard tiered APYs displayed apply to the remaining portion(s) of the account balances above the first tier. Dividend rates are tiered; different portions of the total account balance earn different rates. The APY reflects a blended rate based on the portion of the total balance in each tier, and if held to maturity. Dividends accrue daily and are paid monthly. Fees could reduce earnings on the account. No penalty for withdrawal. Limited to personal accounts; one account per member. Certain conditions and restrictions may apply. Rates and tiers are subject to change without notice. Membership must be completed before account opening. Please refer to the Membership Agreement and Disclosures for terms and conditions applicable to specific accounts

Rates are accurate as of 7/1/2025 and may change after the account is opened. Fees for ATM transactions at foreign (non-Primis) ATMs will be refunded to your account on the 15 of the month. Fees may reduce earnings. This account is only available online.

This is a variable rate account. Rates are subject to change at any time without notice and are not guaranteed until the account is opened. Fees may reduce earnings. You may add a joint owner after your application is approved.

Qualifications Required; Qualifying balance up to $25,000; requires direct deposit(s) of at least $500.00 per month to a Freedom Direct, Justice National, Beyond the Badge or Student checking account; No minimum balance requirement

Balance: $1,000.01 - $10,000

For balances of $15,000 and above, the dividend rate is based on the U.S. Prime Rate as published in The Wall Street Journal, minus 4.00%. Rate adjustments occur on the first day of the month following a change in the Prime Rate. For balances below $15,000, the dividend rate and APY are variable and may change after account opening as determined by the Credit Union's Board of Directors. Fees may reduce earnings. Refer to the Truth in Savings Disclosure for complete account terms, fees, and restrictions.

Competitive APY. These accounts are only available online.

Earn 3.75% APY* on Daily Balances when you Maintain an Advantage Checking Account. Earn 3.25% APY* without an Advantage Checking Account.

Qualifications Required: eStatements enrollment; one withdrawal per month limit; Balance: $0.01 - $25,000.00; Earn 3.75% APY on average daily balances up to $25,000. Earn 0.05% APY on the average daily balances exceeding $25,000. This account requires enrollment in eStatements and is limited to one withdrawal per month. If more than one withdrawal is completed in a month or you are not enrolled in eStatements, you will earn 0.05% APY on the entire balance. If requirements are not met as of the last day of the month, the reduced rate will apply beginning the following month. Limit one (1) High-Yield Savings account per member. Dividends compound monthly.

Balance: next $250,000.00 - $99,999,999.99; Member must maintain at least $50,000 in the account to earn dividends on this account.

Balance: $250,000+

Balance: next $150,000; Member must maintain at least $50,000 in the account to earn dividends on this account.

Balance: Up to $25,000

Qualifications Required: Active Truliant checking account with $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month, including debit card purchases, bill payments, automatic transfers-even loan payments count; Premium Rate 3.400% APY : To receive the premium interest rate an active checking account that meets monthly minimums of $500 in deposits and 10 withdrawals is required. The premium rate will be applied at the end of each month on balances up to $25,000. Non-Premium Rate 1.00% APY : Interest rate will decrease for balances above $25,000. Base Rate 0.10% APY : Interest rate applied if checking activity doesn't qualify. External deposits include : ACH (Direct Deposit), mobile & ATM deposits, checks deposited from a non-Truliant account, in-coming wire transfers. Withdrawals include : Debit card purchases (Point of Sale), checks, ATM, ACH, out-going wire transfers, withdrawal from a Truliant account to make a payment on a Truliant loan. Excluded transactions : internal transfers between Truliant deposit accounts and loan proceeds being deposited into your account from a Truliant loan. Earn the max rate your first two cycles - plenty of time to meet the easy checking qualifications. Balance: $0.01 - $25,000.00

Balance: 2nd $50,000; Member must maintain at least $50,000 in the account to earn dividends on this account.

Balance: $5,000 - $50,000

Balance: $5.00 to $19,999

Balance: 1st $50,000; Member must maintain at least $50,000 in the account to earn dividends on this account.

Balance: $150,000+

Balance: $10,000+; Qualifications Required: based on qualifying criteria**; Average daily balance

APY (Annual Percentage Yield) is variable and effective 10/6/2026.

Balance: $1+; RELATIONSHIP: 3.10% APY

Balance: $250,000+

On balances of $25,000+

Qualifications Required: Have an open Movement Rewards Checking Account; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; High interest rate on balances up to $50,000* if the following requirements are met each monthly statement cycle (ending the last business day of the month): Have an open Movement Rewards Checking Account or Minimum daily balance of $15,000 in the Movement Rewards Savings account. Digital statements must be activated. If you do not meet the qualifications listed above during the monthly statement cycle, the entire balance of the account will earn 0.25% APY.*

Balance: $15,000+***; APY* is 3.04%

Balance: $15,000+***; APY* includes a 0.04% bonus for meeting qualifications.

Balance: $0.01 - $100,000.99

Qualifying balance up to $75,000.00; 3.00% to 1.34% APY* on balances above $75,000

Qualifications Required: 12 qualifying debit card purchases; be enrolled in and agree to receive eStatements; and be enrolled in and log into Online Banking

Balance: up to $10,000

Balance: up to $1,499

Balance: Up to $1,000; Earn higher dividends on the first $1,000 in the account

Balance: $100,000 and over

Balance: $500.01-1,999.99

Balances over $1,000.00 and above will receive APY of 0.20%. Available to members up through age 21.

2.80% APY for balances of $0.01 - $4,999.99; 2.80% APY for balances of $5,000 or more.

Balance: $0.01 and Greater

Balance: $10,000 - $99,999

Balance Tiers: $0 - $49,999.99 | 2.20% APY; $50,000 + | 2.70% APY

Balance: $100,000 - $249,999

Balance: $0 - $9,999

Balance: $1 - $99,999

Co-owned with parent or guardian Complimentary Kids Savings stackable money bank and passbook at new account opening

Visit or Call

Visit or Call

Balance: $50,000.00