Willard, Utah (UT) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Willard, Utah and the surrounding area include Nebo Credit UnionNebo Credit UnionA+5.0 ★Texas Ratio: 4.02% Dream Round Up Savings at 10.00% APY, Cyprus Federal Credit UnionCyprus Federal Credit UnionA+5.0 ★Texas Ratio: 2.42% Dream Round Up Savings at 10.00% APY, Varo BankVaro BankA+5.0 ★Texas Ratio: 0.00% Savings Account at 5.00% APY, Granite Federal Credit UnionGranite Federal Credit UnionA+5.0 ★Texas Ratio: 2.83% YoungInvestor Savings at 5.00% APY, and Chartway Credit UnionChartway Credit UnionA+5.0 ★Texas Ratio: 1.26% Smart Steps Savings at 4.50% APY.
Willard is a smaller community with no bank or credit union branches currently in our database. 60 institutions serving the Utah area are available to Willard residents, with savings rates as high as 10.00% APY from Nebo Credit Union. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Willard, Utah and the surrounding area. Last Updated and Verified: April 6, 2026
Compare the Best Savings Rates in Willard, Utah & Surrounding Communities
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; End the month with a positive balance in all your Varo Accounts; Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; End the month with a positive balance in all your Varo Accounts; Qualifying balance up to $5,000.00
During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.
Qualifying balance up to $250.00
Qualifications Required: At least 1 direct deposit, ACH payment, or bill pay transaction; At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Qualifying balance up to $250,000
on all balance tiers
On balances of $25,000+
Qualifying balance up to $10,000.00
Bonus Savings account promotional rate of 2.50% APY is effective as of 1/31/24. Dividends are paid quarterly. Rate is subject to change. Annual Percentage Yield (APY). Bonus Savings account is available for new and existing members of Chartway Credit Union. To qualify for the offer, Bonus Savings account must be funded completely with new money. New money is defined as funds not currently on deposit with Chartway Credit Union. Funds transferred from IRA accounts are not eligible for this product. Fees could reduce earnings on the account (applies only to maintenance or activity fees). Chartway senior leadership positions (Vice President and above), Board of Directors, and volunteers are not eligible for this product.
Withdrawals: IRA Restrictions
$250,001+
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Willard, UT Savings Rate Trends
Compare local Willard, UT savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah high-yield savings rates fell 0.223 points over the past 7 days to 0.839% APY, down from 1.063%.
Utah standard savings rates rose 0.451 points over the past 7 days to 1.665% APY, up from 1.214%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Willard, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Willard, Utah. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Willard, Utah
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Willard, Utah safe?
How often do savings rates change in Willard, Utah?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Willard, Utah?
How do I open a savings account in Willard, Utah?
Best Savings Rates in Willard, Utah
- Nebo Credit Union
Dream Round Up Savings — 10.00% APY - Cyprus Federal Credit Union
Dream Round Up Savings — 10.00% APY - Varo Bank
Savings Account — 5.00% APY - Granite Federal Credit Union
YoungInvestor Savings — 5.00% APY - Chartway Credit Union
Smart Steps Savings — 4.50% APY
