Salt Lake City, Utah Savings Rates - October 2026

Balance: $1,000,000 and over

Maximum deposit of $20,000,000. Funds are typically available same day when you need it. Qualifying Cash balances are calculated based on the prior day's ending Bank Deposit Program balance. Preferred Savings Program for Qualifying Cash is only available to brokerage accounts.

Balance: $0-$15,000

Earn 1.00% APY bonus for 3 months when you refer a friend. Standard APY may change at any time before or after account is opened. Maximum balance limits apply.

Earn up to 3.50% APY when you are an account owner of a Bank Smartly Checking, Safe Debit account, or Bank SmartlyTM Visa Signature Card and a CQB of at least $25,000. APYs may vary by location and are accurate for accounts opened on today's date. Restrictions apply.

Balance: $250,000 - $999,999.99

Balance: $0.01 - $2,500

Balance: $5000.01-$10,000; APY applies to balances up to $1,000

Balance: $100,000-$1,000,000

Balance: $100,000 - $249,999.99

Balance: $100+; Dividends: Quarterly

Balance: $500.01 - $1000. Checking account required to open

Bonus Savings account promotional rate of 2.50% APY is effective as of 1/31/24. Dividends are paid quarterly. Rate is subject to change. Annual Percentage Yield (APY). Bonus Savings account is available for new and existing members of Chartway Credit Union. To qualify for the offer, Bonus Savings account must be funded completely with new money. New money is defined as funds not currently on deposit with Chartway Credit Union. Funds transferred from IRA accounts are not eligible for this product. Fees could reduce earnings on the account (applies only to maintenance or activity fees). Chartway senior leadership positions (Vice President and above), Board of Directors, and volunteers are not eligible for this product.

Paid Monthly

Balance: $1,000,000+; Avoid $25 monthly service fee with $2,500 minimum

Balance: $500,000 - $999,999; Avoid $25 monthly service fee with $2,500 minimum

Balance: $1,000,000.00 and above

Balance: $250,000 - $499,999; Avoid $25 monthly service fee with $2,500 minimum

Minimum: $2,500 (Money Market) | $25 (Savings); Balance: $250,000+

Balance: $50,000 - $99,999.99

Balance: $50,000.00 and over

Balance: $10,000-$99,999

Balance: $25,000 - $49,999.99

Balance: $25,000.00 to $49,999.99

Balance: $500,000.00 - $999,999.99

Balance: $2,500 - $4,999.99; During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99. The standard tiered APYs displayed apply to the remaining portion(s) of the account balances above the first tier. Dividend rates are tiered; different portions of the total account balance earn different rates. The APY reflects a blended rate based on the portion of the total balance in each tier, and if held to maturity. Dividends accrue daily and are paid monthly. Fees could reduce earnings on the account. No penalty for withdrawal. Limited to personal accounts; one account per member. Certain conditions and restrictions may apply. Rates and tiers are subject to change without notice. Membership must be completed before account opening. Please refer to the Membership Agreement and Disclosures for terms and conditions applicable to specific accounts

Balance: $10,000 - $24,999.99

Balance: $5,000 - $9,999.99

Published APY range: 1.07% - 0.64%; Published rate range: 1.06% - 0.64%. Balance: Interest paid on balances above $25,000

Balance: $0 - $9,999.99; Earn 4.25% APY when you keep $10,000+ in savings - more than 11 the national average.3 Otherwise earn 1.00% APY.

Balance: $10,000.00 to $24,999.99

Balance: $0.01 - $4,999.99

Balance: $250,000.00 - $499,999.99

Balance: $2,500 to $9,999.99

Balance: $50,000 - $99,999; Avoid $25 monthly service fee with $2,500 minimum

Minimum: $2,500 (Money Market) | $25 (Savings); Balance: $25,000 - $99,999

Balance: $1,000+

Balance: $500 - $999.99

$100 minimum balance to waive $10 monthly service charge

Balance: $1000 +. Checking account required to open

When linked to Premier Checking. Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

Balance: $0+

When linked to Prime Checking. Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

Balance: $0+

Utah residents earn a total of 5.10% APY, combining our 4.10% variable base with a 1.00% Rebrand Boost through January 31, 2027. Non-Utah residents earn our 4.10% APY. The Rebrand Boost of 1.00% applies to the portion of your daily balance up to and including $500,000. The portion of your daily balance above $500,000 earns a 4.10% interest rate. Limit of six (6) withdrawals in a monthly statement cycle if the withdrawals are by check, debit card, or preauthorized, made by telephone, or made by an online or mobile transfer of funds.

Save for a rewarding retirement with an IRA. Accounts are FDIC-insured with no hidden fees.

Qualifications Required; LevelUp Rate applies when depositing $250+ per month (statement cycle); rate applied to full balance; Standard Rate of 3.00% APY otherwise

Earn LevelUp Rate on entire balance when you deposit $250+ per month; Standard Rate of 3.00% APY otherwise

Non-Utah residents earn our 4.10% APY. The interest rate and APY is variable and may change after account opening. The rate is not guaranteed for any period. Limit of six (6) withdrawals in a monthly statement cycle if the withdrawals are by check, debit card, or preauthorized, made by telephone, or made by an online or mobile transfer of funds.

Typically, earn interest at a higher rate than with a traditional savings account. Accelerate earnings, with flexible access to your money. Open with $100 or more, then boost your balance with online deposits.

Build your retirement savings in a Traditional or Roth IRA. Get both the tax advantages of an IRA and a great savings rate. Save confidently for the future with an FDIC-insured account.

Limited-time boost applies for up to 6 months after you open your account. Offer ends 10/31/26.

Simple, high-yield savings earning up to 4.01% APY for up to 6 months.

All Balances