The best savings rates for Roy, Utah and the surrounding area include Northrop Grumman Federal Credit UnionNorthrop Grumman Federal Credit Union5770 S Missile Way BLDG 5, Roy, UT 84067A5.0 ★Texas Ratio: 8.91% Regular Savings at 0.35% APY, Bank of UtahBank of Utah5729 S 1900 W, Roy, UT 84067A+5.0 ★Texas Ratio: 0.00% Health Savings Account at 0.32% APY, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union5627 S 2050 W, Roy, UT 84067A+5.0 ★Texas Ratio: 2.10% Secondary Shares at 0.05% APY, America First Federal Credit UnionAmerica First Federal Credit Union4051 S 1900 W Bldg 5, Roy, UT 84067A5.0 ★Texas Ratio: 8.12% Share Savings at 0.05% APY, and Cyprus Federal Credit UnionCyprus Federal Credit Union3876 W Center view Way, West Jordan, UT 84084A+5.0 ★Texas Ratio: 2.42% Dream Round Up Savings at 10.00% APY.
To see how these savings rates in Roy, Utah, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Roy, Utah (UT) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Roy, Utah and the surrounding area. Last Updated and Verified: March 20, 2026
Compare local Roy, UT savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah high-yield savings rates currently average 0.645% APY based on data from institutions in our monitoring network.
Utah standard savings rates rose 0.950 points this week to 1.400% APY, up from 0.450% last week.
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; End the month with a positive balance in all your Varo Accounts; Qualifying balance up to $5,000.00
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; End the month with a positive balance in all your Varo Accounts; Qualifying balance up to $5,000.00
Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; Ending the month with a positive balance in all your Varo Accounts; Qualifying balance up to $5,000.00
Standard Rate*
Earn 10x the National Average2
Qualifying balance up to $250,000.00
on all balance tiers
Standard Rate
Qualifying balance up to $10,000.00
Bonus Savings account promotional rate of 2.50% APY is effective as of 1/31/24. Dividends are paid quarterly. Rate is subject to change. Annual Percentage Yield (APY). Bonus Savings account is available for new and existing members of Chartway Credit Union. To qualify for the offer, Bonus Savings account must be funded completely with new money. New money is defined as funds not currently on deposit with Chartway Credit Union. Funds transferred from IRA accounts are not eligible for this product. Fees could reduce earnings on the account (applies only to maintenance or activity fees). Chartway senior leadership positions (Vice President and above), Board of Directors, and volunteers are not eligible for this product.
Withdrawals: IRA Restrictions
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Roy, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Roy, Utah. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in UT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.