The best savings rates for Temple, Texas and the surrounding area include Extraco Banks National AssociationExtraco Banks National Association3615 S 31st St, Temple, TX 76502A+5.0 ★Texas Ratio: 0.79% First Savings at 5.00% APY, PNC BankPNC Bank1004 Marlandwood Rd, Temple, TX 76502A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Pentagon Federal Credit UnionPentagon Federal Credit Union6935 W Adams Ave, Temple, TX 76502A5.0 ★Texas Ratio: 10.64% Premium Online Savings Account at 2.70% APY, Texell Credit UnionTexell Credit Union17 S 1st St, Temple, TX 76501 7603A+5.0 ★Texas Ratio: 3.58% IRA Savings at 1.10% APY, and VeraBankVeraBank3957 Raleigh Dr, Temple, TX 76502A+5.0 ★Texas Ratio: 2.12% Savings Accounts at 0.10% APY.
To see how these savings rates in Temple, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Temple, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Temple, Texas and the surrounding area. Last Updated and Verified: March 21, 2026
Compare local Temple, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates currently average 1.184% APY based on data from institutions in our monitoring network.
Texas standard savings rates currently average 0.527% APY based on data from institutions in our monitoring network.
Qualifying balance up to $5,000.00
$5 minimum balance to open
$25 minimum balance to open
How to avoid the $5 monthly service fee
$5 minimum balance to open
$25 Minimum Balance to Open
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.
Qualifying balance up to $15,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $499.99
Qualifying balance up to $500.00
Qualifying balance up to $10,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $500.00
Qualifying balance up to $100,000.00
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
Only available in Texas
Only available in Texas
Daily compounding interest. Fees could reduce earnings on the account. Additional terms and conditions may apply, contact bank for details.
Online-only savings account
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Temple, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Temple, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.