Seaside, Oregon (OR) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Seaside, Oregon and the surrounding area include Fibre Federal Credit UnionFibre Federal Credit Union2315 N Roosevelt Dr, Seaside, OR 97138A+5.0 ★Texas Ratio: 4.43% Youth Savings (For members 18 or younger) at 1.25% APY, Bank of the PacificBank of the Pacific761 Avenue G, Seaside, OR 97138A+5.0 ★Texas Ratio: 1.03% Essential Savings Account at 0.04% APY, Red Canoe Credit UnionRed Canoe Credit Union810 Burkhart St SE, Albany, OR 97322A+5.0 ★Texas Ratio: 3.75% Round Up Savings at 6.00% APY, Oregon Community Credit UnionOregon Community Credit Union2880 Chad Dr, Eugene, OR 97408A-5.0 ★Texas Ratio: 15.09% Ignite Savings at 5.25% APY, and Spokane Teachers Credit UnionSpokane Teachers Credit Union1190 Campbell St, Baker City, OR 97814A+5.0 ★Texas Ratio: 3.44% First5 Savings at 5.10% APY. Savings rates as of March 24, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Seaside, Oregon, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Seaside, Oregon (OR) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Seaside, Oregon and the surrounding area. Last Updated and Verified: March 24, 2026
Compare the Best Savings Rates in Seaside, Oregon & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
2315 N Roosevelt Dr, Seaside, OR 97138
Youth Savings (For members 18 or younger)
1.25%
$5
▼
Rate1.24%
Min Deposit$5
Min Balance—
UpdatedMar 18, 2026
Details
Qualifying balance up to $10,000.00
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
2315 N Roosevelt Dr, Seaside, OR 97138
Money Market Savings & Checking
1.25%
$1,500
▼
Rate1.24%
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
2315 N Roosevelt Dr, Seaside, OR 97138
Money Market Savings & Checking
1.15%
$1,500
▼
Rate1.14%
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
2315 N Roosevelt Dr, Seaside, OR 97138
Money Market Savings & Checking
0.90%
$1,500
▼
Rate0.89%
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
2315 N Roosevelt Dr, Seaside, OR 97138
Money Market Savings & Checking
0.85%
$1,500
▼
Rate0.84%
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
2315 N Roosevelt Dr, Seaside, OR 97138
Money Market Savings & Checking
0.75%
$1,500
▼
Rate0.74%
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
2315 N Roosevelt Dr, Seaside, OR 97138
Traditional IRA Savings/Roth IRA Savings
0.50%
$5
▼
Rate0.49%
Min Deposit$5
Min Balance—
UpdatedMar 18, 2026
Details
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
2315 N Roosevelt Dr, Seaside, OR 97138
Money Market Savings & Checking
0.50%
$1,500
▼
Rate0.49%
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
2315 N Roosevelt Dr, Seaside, OR 97138
Money Market Savings & Checking
0.40%
$1,500
▼
Rate0.39%
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
2315 N Roosevelt Dr, Seaside, OR 97138
Personal Savings
0.25%
$5
▼
Rate0.25%
Min Deposit$5
Min Balance—
UpdatedMar 18, 2026
Details
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
2315 N Roosevelt Dr, Seaside, OR 97138
Money Market Savings & Checking
0.25%
$1,500
▼
Rate0.25%
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details
Bank of the Pacific
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
761 Avenue G, Seaside, OR 97138
Essential Savings Account
0.04%
$25
▼
Rate0.04%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
Bank of the Pacific
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
761 Avenue G, Seaside, OR 97138
Youth Savings
0.03%
$25
▼
Rate0.03%
Min Deposit$25
Min Balance—
UpdatedMar 18, 2026
Details
Bank of the Pacific
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
761 Avenue G, Seaside, OR 97138
Health Savings Account (HSA) Tier 3
0.02%
$100
▼
Rate0.02%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Bank of the Pacific
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
761 Avenue G, Seaside, OR 97138
Health Savings Account (HSA) Tier 2
0.01%
$100
▼
Rate0.01%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Bank of the Pacific
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
761 Avenue G, Seaside, OR 97138
Health Savings Account (HSA) Tier 1
0.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
Round Up Savings
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR 97408
Ignite Savings
5.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $500.00
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1190 Campbell St, Baker City, OR 97814
First5 Savings
5.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Rewards Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Full Balance
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
299 E 11th Ave, Eugene, OR 97401 3251
Cultivate High-Yield Savings
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Optimum Student Savings
5.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Must be opened at a branch; Qualifying balance up to $5,000.00
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Member Rewards Savings Account
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Available for personal memberships.
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Optimum Savings
5.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $5,000.00
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Optimum Savings
5.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $5,000.00
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Rewards Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $1,000.00
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
299 E 11th Ave, Eugene, OR 97401 3251
Vault Youth Savings
5.00%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
Additional savings grows according to the Rate & Fee Schedule
Oregon State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
1980 NW 9th St, Corvallis, OR 97330 2179
High-Yield Savings Account
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR 97302
Membership Shares
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Personal Share Draft
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $25,000.00
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
High Dividend Share Draft
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $25,000.00
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Smart Start Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR 97302
Ownership Shares
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR 97146 7359
Jump Start Youth Savings
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $1,000.00
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR 97210
Member Savings
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR 97210
OnPoint Premium Savings
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Qualifications Required: Six qualifying transactions per month in an OnPoint checking account; Qualifying balance up to $100,000.00
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
4239 N Williams Ave, Portland, OR 97217
Share Account
3.25%
$1,000
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
4239 N Williams Ave, Portland, OR 97217
Share Savings Account
3.25%
$1,000
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Nonprofit Savings
3.25%
$2,500
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
$100,000 and greater
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.63%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.58%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.53%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.28%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.02%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
High Yield Savings
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
1.51%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Nonprofit Savings
1.50%
$2,500
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
$50,000-$99,999.99
Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
High Yield Savings
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Nonprofit Savings
1.00%
$2,500
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
$0-$49,999.99
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Seaside, OR Savings Rate Trends
Compare local Seaside, OR savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — OR Avg
1.298%
▲ 0.243 from last week
Oregon high-yield savings rates rose 0.243 points this week to 1.298% APY, up from 1.056% last week.
Standard Savings — OR Avg
0.894%
▲ 0.291 from last week
Oregon standard savings rates rose 0.291 points this week to 0.894% APY, up from 0.603% last week.
As of Mar 24, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Seaside, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Seaside, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Seaside, Oregon
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Oregon, help your money grow faster through a higher APY.
Are savings accounts in Seaside, Oregon safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oregon up to $250,000 per depositor, per institution.
How often do savings rates change in Seaside, Oregon?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oregon rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Seaside, Oregon may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Seaside, Oregon?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Seaside, Oregon offer in-person customer service, which some customers prefer.
How do I open a savings account in Seaside, Oregon?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Seaside, Oregon
Here are recent savings rates observed in Seaside, Oregon and the surrounding area:
- Fibre Federal Credit Union
Youth Savings (For members 18 or younger) — 1.25% APY - Bank of the Pacific
Essential Savings Account — 0.04% APY - Red Canoe Credit Union
Round Up Savings — 6.00% APY - Oregon Community Credit Union
Ignite Savings — 5.25% APY - Spokane Teachers Credit Union
First5 Savings — 5.10% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Seaside, Oregon. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 24, 2026
