MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Oregon Savings Rate Trends

Scappoose, Oregon (OR) Savings Rates - March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Savings Rates Last Updated and Verified: March 24, 2026

The best savings rates for Scappoose, Oregon and the surrounding area include InRoads Federal Credit UnionInRoads Federal Credit Union52691 Columbia River Hwy, Scappoose, OR 97056 3120A5.0 ★Texas Ratio: 10.70% Smart Start Savings at 4.00% APY, Wauna Federal Credit UnionWauna Federal Credit Union52381 Columbia River Hwy, Scappoose, OR 97056 3553A5.0 ★Texas Ratio: 7.31% Jump Start Youth Savings at 3.50% APY, OnPoint Community Credit UnionOnPoint Community Credit Union51501 Columbia River Hwy, Scappoose, OR 97056A+5.0 ★Texas Ratio: 3.91% OnPoint Premium Savings at 3.50% APY, Red Canoe Credit UnionRed Canoe Credit Union810 Burkhart St SE, Albany, OR 97322A+5.0 ★Texas Ratio: 3.75% Round Up Savings at 6.00% APY, and Oregon Community Credit UnionOregon Community Credit Union2880 Chad Dr, Eugene, OR 97408A-5.0 ★Texas Ratio: 15.09% Ignite Savings at 5.25% APY. Savings rates as of March 24, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Scappoose, Oregon, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Scappoose, Oregon (OR) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Scappoose, Oregon and the surrounding area. Last Updated and Verified: March 24, 2026

Compare the Best Savings Rates in Scappoose, Oregon & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
52691 Columbia River Hwy, Scappoose, OR 97056 3120
Smart Start Savings
4.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
52381 Columbia River Hwy, Scappoose, OR 97056 3553
Jump Start Youth Savings
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Qualifying balance up to $1,000.00

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
51501 Columbia River Hwy, Scappoose, OR 97056
OnPoint Premium Savings
3.50%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Qualifications Required: Six qualifying transactions per month in an OnPoint checking account; Qualifying balance up to $100,000.00

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
51501 Columbia River Hwy, Scappoose, OR 97056
Member Savings
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
51501 Columbia River Hwy, Scappoose, OR 97056
OnPoint Premium Savings
2.00%
$0
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
51501 Columbia River Hwy, Scappoose, OR 97056
OnPoint Loyalty Savings
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
51501 Columbia River Hwy, Scappoose, OR 97056
OnPoint Business Loyalty Savings Account
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
52381 Columbia River Hwy, Scappoose, OR 97056 3553
Health Savings Account (HSA)
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
51501 Columbia River Hwy, Scappoose, OR 97056
IRA savings
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
52381 Columbia River Hwy, Scappoose, OR 97056 3553
Health Savings Account (HSA)
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
51501 Columbia River Hwy, Scappoose, OR 97056
Secondary Savings
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
51501 Columbia River Hwy, Scappoose, OR 97056
Member Savings
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
51501 Columbia River Hwy, Scappoose, OR 97056
Business savings & business secondary savings
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
52691 Columbia River Hwy, Scappoose, OR 97056 3120
IRA Savings
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
52691 Columbia River Hwy, Scappoose, OR 97056 3120
Savings
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
52381 Columbia River Hwy, Scappoose, OR 97056 3553
Health Savings Account (HSA)
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
52691 Columbia River Hwy, Scappoose, OR 97056 3120
Special Savings
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
52691 Columbia River Hwy, Scappoose, OR 97056 3120
Regular Savings
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
52691 Columbia River Hwy, Scappoose, OR 97056 3120
Business Savings
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
52381 Columbia River Hwy, Scappoose, OR 97056 3553
Savings / Share Advantage
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
52691 Columbia River Hwy, Scappoose, OR 97056 3120
Regular Savings
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
52691 Columbia River Hwy, Scappoose, OR 97056 3120
Special Savings
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
Round Up Savings
6.00%
$0
View
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR 97408
Ignite Savings
5.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Qualifying balance up to $500.00

Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1190 Campbell St, Baker City, OR 97814
First5 Savings
5.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Rewards Savings
5.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Qualifying balance up to $1,000.00

SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
299 E 11th Ave, Eugene, OR 97401 3251
Vault Youth Savings
5.00%
$5
View
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details

Additional savings grows according to the Rate & Fee Schedule

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Rewards Savings Account
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Full Balance

SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
299 E 11th Ave, Eugene, OR 97401 3251
Cultivate High-Yield Savings
5.00%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Optimum Savings
5.00%
$100
View
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

Qualifying balance up to $5,000.00

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Optimum Student Savings
5.00%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details

Must be opened at a branch; Qualifying balance up to $5,000.00

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Optimum Savings
5.00%
$100
View
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

Qualifying balance up to $5,000.00

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Member Rewards Savings Account
5.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Available for personal memberships.

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Nonprofit Savings
3.25%
$2,500
View
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details

$100,000 and greater

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.63%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.58%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.53%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.28%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.02%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
High Yield Savings
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
1.51%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Nonprofit Savings
1.50%
$2,500
View
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details

$50,000-$99,999.99

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
High Yield Savings
1.06%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Nonprofit Savings
1.00%
$2,500
View
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details

$0-$49,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Scappoose, OR Savings Rate Trends

Compare local Scappoose, OR savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oregon Savings Trends →
High-Yield Savings — OR Avg
1.097%
▲ 0.041 from last week

Oregon high-yield savings rates rose 0.041 points this week to 1.097% APY, up from 1.056% last week.

Standard Savings — OR Avg
0.899%
▲ 0.397 from last week

Oregon standard savings rates rose 0.397 points this week to 0.899% APY, up from 0.502% last week.

As of Mar 25, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Scappoose, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Scappoose, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Scappoose, Oregon

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Oregon, help your money grow faster through a higher APY.

Are savings accounts in Scappoose, Oregon safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oregon up to $250,000 per depositor, per institution.

How often do savings rates change in Scappoose, Oregon?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oregon rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Scappoose, Oregon may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Scappoose, Oregon?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Scappoose, Oregon offer in-person customer service, which some customers prefer.

How do I open a savings account in Scappoose, Oregon?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Scappoose, Oregon

Here are recent savings rates observed in Scappoose, Oregon and the surrounding area:
  • InRoads Federal Credit Union
    Smart Start Savings — 4.00% APY
  • Wauna Federal Credit Union
    Jump Start Youth Savings — 3.50% APY
  • OnPoint Community Credit Union
    OnPoint Premium Savings — 3.50% APY
  • Red Canoe Credit Union
    Round Up Savings — 6.00% APY
  • Oregon Community Credit Union
    Ignite Savings — 5.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Scappoose, Oregon. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 24, 2026

Scappoose, Oregon Rates & Resources

$
Scappoose, Oregon CD Rates
$
Scappoose, Oregon Money Market Rates
$
Scappoose, Oregon Checking Rates
$
Scappoose, Oregon Mortgage Rates
$
Scappoose, Oregon Auto Loan Rates
$
Scappoose, Oregon Personal Loan Rates