Monmouth, Oregon (OR) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Monmouth, Oregon and the surrounding area include Marion And Polk Schools Credit UnionMarion And Polk Schools Credit Union163 Knox St N, Monmouth, OR 97361 2226A+5.0 ★Texas Ratio: 4.47% Member Rewards Savings Account at 5.00% APY, Oregon State Credit UnionOregon State Credit Union464 Pacific Ave S, Monmouth, OR 97361 1543A+5.0 ★Texas Ratio: 3.04% High-Yield Savings Account at 5.00% APY, Red Canoe Credit UnionRed Canoe Credit Union810 Burkhart St SE, Albany, OR 97322A+5.0 ★Texas Ratio: 3.75% Round Up Savings at 6.00% APY, Oregon Community Credit UnionOregon Community Credit Union2880 Chad Dr, Eugene, OR 97408A-5.0 ★Texas Ratio: 15.09% Ignite Savings at 5.25% APY, and Spokane Teachers Credit UnionSpokane Teachers Credit Union1190 Campbell St, Baker City, OR 97814A+5.0 ★Texas Ratio: 3.44% First5 Savings at 5.10% APY. Savings rates as of April 4, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Monmouth, Oregon, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Monmouth, Oregon (OR) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Monmouth, Oregon and the surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Savings Rates in Monmouth, Oregon & Surrounding Communities
Available for personal memberships.
Minimum balance to earn dividends and avoid service fee $100.
$0 minimum balance
Monthly Service Fee: See Fee Schedule; Minimum Balance to Avoid Service Fee: See Fee Schedule; Monthly Transaction Fees: $0; Additional Requirement: N/A
$100 minimum balance
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Earn 5% APY (annual percentage yield) on your first $500.
Full Balance
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $25,000.00
Earn 4% APY* with an InRoads Smart Start Savings account.
Qualifying balance up to $25,000.00
Qualifications Required: Six qualifying transactions per month in an OnPoint checking account; Qualifying balance up to $100,000.00
$100,000 and greater
Qualifications Required: Bundle with a Horizon checking account (excluding - Tether and Explorer Checking); Log on to online banking at least one time each calendar month; Receive at least one direct deposit that successfully posts to an account in the membership each calendar month; Conduct a minimum of 15 debit card transactions via the checking account in each calendar month; Be enrolled in electronic statements; Qualifying balance up to $50,000; $2,000 lender credit for first-time homebuyers
Qualifications Required: must open both the Tether savings and Tether checking account; agree to receive online statements; maintain a minimum balance of $50 in Tether Savings and make minimum deposit of $50 to the Tether savings each month from Tether checking by electronic means such as online banking, interactive voice response via our automated phone system. Any other non-human assisted deposit / transfer in order to obtain the disclosed annual percentage yield; Qualifying balance up to $15,000.00
A Banner Bank checking account is required to open a High Yield Relationship Savings account.
$50,000-$99,999.99
$0-$49,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Monmouth, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Monmouth, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Monmouth, Oregon
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Monmouth, Oregon safe?
How often do savings rates change in Monmouth, Oregon?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Monmouth, Oregon?
How do I open a savings account in Monmouth, Oregon?
Best Savings Rates in Monmouth, Oregon
- Marion And Polk Schools Credit Union
Member Rewards Savings Account — 5.00% APY - Oregon State Credit Union
High-Yield Savings Account — 5.00% APY - Red Canoe Credit Union
Round Up Savings — 6.00% APY - Oregon Community Credit Union
Ignite Savings — 5.25% APY - Spokane Teachers Credit Union
First5 Savings — 5.10% APY
