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Oregon Savings Rate Trends

Lyons, Oregon (OR) Savings Rates - March 2026

The best savings rates for Lyons, Oregon and the surrounding area include Red Canoe Credit UnionRed Canoe Credit Union810 Burkhart St SE, Albany, OR 97322A+5.0 ★Texas Ratio: 3.75% Round Up Savings at 6.00% APY, Oregon Community Credit UnionOregon Community Credit Union2880 Chad Dr, Eugene, OR 97408A-5.0 ★Texas Ratio: 15.09% Ignite Savings at 5.25% APY, Spokane Teachers Credit UnionSpokane Teachers Credit Union1190 Campbell St, Baker City, OR 97814A+5.0 ★Texas Ratio: 3.44% First5 savings at 5.10% APY, 1st Security Bank of Washington1st Security Bank of Washington98 South Oregon Street, Ontario, OR 97914A+5.0 ★Texas Ratio: 2.12% Business Optimum Savings at 5.00% APY, and Marion And Polk Schools Credit UnionMarion And Polk Schools Credit Union451 Division St NE, Salem, OR 97301A+5.0 ★Texas Ratio: 4.47% Member Rewards Savings Account at 5.00% APY.

To see how these savings rates in Lyons, Oregon, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lyons, Oregon (OR) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Lyons, Oregon and the surrounding area. Last Updated and Verified: March 20, 2026

Lyons, OR Savings Rate Trends

Compare local Lyons, OR savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oregon Savings Trends →
High-Yield Savings — OR Avg
0.902%

Oregon high-yield savings rates currently average 0.902% APY based on data from institutions in our monitoring network.

Standard Savings — OR Avg
1.129%
▲ 0.679 from last week

Oregon standard savings rates rose 0.679 points this week to 1.129% APY, up from 0.450% last week.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Lyons, Oregon & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
810 Burkhart St SE, Albany, OR 97322
Round Up Savings
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Qualifying balance up to $1,000.00

Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
2880 Chad Dr, Eugene, OR 97408
Ignite Savings
5.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $500.00

Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1190 Campbell St, Baker City, OR 97814
First5 savings
5.10%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $500.01

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Business Optimum Savings
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $5,000.00

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Optimum Student Savings
5.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

Must be opened at a branch; Qualifying balance up to $5,000.00

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Optimum Savings
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $5,000.00

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
451 Division St NE, Salem, OR 97301
Member Rewards Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Available for personal memberships.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Rewards Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Full Balance

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Rewards Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
299 E 11th Ave, Eugene, OR 97401 3251
Vault Youth Savings
5.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 11, 2026
Details

Earn 5% APY (annual percentage yield) on your first $500.

SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
299 E 11th Ave, Eugene, OR 97401 3251
Cultivate High-Yield Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
1720 Saint Helens St, Saint Helens, OR 97051 1745
Smart Start Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $25,000.00

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
12893 SE 97th Ave, Clackamas, OR 97015
High Dividend Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $25,000.00

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR 97302
Ownership Shares
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
2096 Mission St Se, Salem, OR 97302
Membership Shares
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
2701 NW Vaughn St, Portland, OR 97210
Member Savings
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
1540 SE Discovery Ln, Warrenton, OR 97146 7359
Jump Start Youth Savings
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $1,000.00

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
4239 N Williams Ave, Portland, OR 97217
Share Account
3.25%
$1,000
Rate3.20%
Min Deposit$1,000
Min Balance
UpdatedMar 20, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
4239 N Williams Ave, Portland, OR 97217
Share Savings Account
3.25%
$1,000
Rate3.20%
Min Deposit$1,000
Min Balance
UpdatedMar 20, 2026
Details

Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
631 Winter St NE, Salem, OR 97301
Tiered Savings
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Nonprofit Savings
3.25%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

$100,000 and greater

SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
299 E 11th Ave, Eugene, OR 97401 3251
Cultivate High-Yield Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
209 Depot St, La Grande, OR 97850
HomeStart Savings
3.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required: Bundle with a Horizon checking account (excluding - Tether and Explorer Checking); Log on to online banking at least one time each calendar month; Receive at least one direct deposit that successfully posts to an account in the membership each calendar month; Conduct a minimum of 15 debit card transactions via the checking account in each calendar month; Be enrolled in electronic statements; Qualifying balance up to $50,000; $2,000 lender credit for first-time homebuyers

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Go Savings (Consumer/IRAs/Business)
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
4239 N Williams Ave, Portland, OR 97217
Intelligent Savings Qualifying
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
Education Savings Account
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Advantis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
3010 SE Belmont St, Portland, OR 97214
New Member Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
2537 SE Hawthorne Blvd, Portland, OR 97214
New Member Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
299 E 11th Ave, Eugene, OR 97401 3251
Vault Youth Savings
3.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 11, 2026
Details

Your next $500 earns 3% APY.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Go Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $2,499.99

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1300 SW 6th Ave, Portland, OR 97201 3464
Go Savings
2.96%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.63%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.58%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.53%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.28%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
631 Winter St NE, Salem, OR 97301
Tiered Savings
2.25%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
4239 N Williams Ave, Portland, OR 97217
Share Account
2.25%
$1,000
Rate2.23%
Min Deposit$1,000
Min Balance
UpdatedMar 20, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
High Yield Savings
1.76%
$1,000
Rate1.75%
Min Deposit$1,000
Min Balance
UpdatedMar 15, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
101 E Main St, Hermiston, OR 97838
High Yield Relationship Savings
1.51%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Nonprofit Savings
1.50%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

$50,000-$99,999.99

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1528 Biddle Rd, Medford, OR 97504
High Yield Savings
1.06%
$1,000
Rate1.05%
Min Deposit$1,000
Min Balance
UpdatedMar 15, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
Nonprofit Savings
1.00%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

$0-$49,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lyons, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lyons, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Lyons, Oregon

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Oregon, help your money grow faster through a higher APY.

Are savings accounts in Lyons, Oregon safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oregon up to $250,000 per depositor, per institution.

How often do savings rates change in Lyons, Oregon?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oregon rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Lyons, Oregon may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Lyons, Oregon?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Lyons, Oregon offer in-person customer service, which some customers prefer.

How do I open a savings account in Lyons, Oregon?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Lyons, Oregon

Here are recent savings rates observed in Lyons, Oregon and the surrounding area:
  • Red Canoe Credit Union
    Round Up Savings — 6.00% APY
  • Oregon Community Credit Union
    Ignite Savings — 5.25% APY
  • Spokane Teachers Credit Union
    First5 savings — 5.10% APY
  • 1st Security Bank of Washington
    Business Optimum Savings — 5.00% APY
  • Marion And Polk Schools Credit Union
    Member Rewards Savings Account — 5.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lyons, Oregon. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026