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Oregon Savings Rate Trends

Bonanza, Oregon (OR) Savings Rates - April 2026

The best savings rates for Bonanza, Oregon and the surrounding area include Red Canoe Credit UnionRed Canoe Credit UnionA+5.0 ★Texas Ratio: 3.75% Round Up Savings at 6.00% APY, Oregon Community Credit UnionOregon Community Credit UnionA-5.0 ★Texas Ratio: 15.09% Ignite Savings at 5.25% APY, Spokane Teachers Credit UnionSpokane Teachers Credit UnionA+5.0 ★Texas Ratio: 3.44% First5 Savings at 5.10% APY, 1st Security Bank of Washington1st Security Bank of WashingtonA+5.0 ★Texas Ratio: 2.12% Business Optimum Savings at 5.00% APY, and SELCO Community Credit UnionSELCO Community Credit UnionA+5.0 ★Texas Ratio: 3.37% Vault Youth Savings at 5.00% APY.

Bonanza is a smaller community with no bank or credit union branches currently in our database. 39 institutions serving the Oregon area are available to Bonanza residents, with savings rates as high as 6.00% APY from Red Canoe Credit Union. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Bonanza, Oregon and the surrounding area. Last Updated and Verified: April 5, 2026

Compare the Best Savings Rates in Bonanza, Oregon & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Round Up Savings
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $1,000.00

Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.09%
Ignite Savings
5.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $500.00

Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
First5 Savings
5.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Business Optimum Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $5,000.00

SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Vault Youth Savings
5.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 28, 2026
Details

Earn 5% APY (annual percentage yield) on your first $500.

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Optimum Student Savings
5.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $5,000.00

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Optimum Savings
5.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $5,000.00

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Rewards Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Full Balance

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Rewards Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Member Rewards Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Available for personal memberships.

Oregon State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
High-Yield Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Cultivate High-Yield Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $25,000.00

InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.70%
Smart Start Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Earn 4% APY* with an InRoads Smart Start Savings account.

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
Membership Shares
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Valley Credit Union Salem, OR
Institution Rating:
B4.4 ★Texas Ratio: 21.74%
Ownership Shares
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
Member Savings
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Wauna Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
Jump Start Youth Savings
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
OnPoint Premium Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: Six qualifying transactions per month in an OnPoint checking account; Qualifying balance up to $100,000.00

Heritage Grove Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
GroveUp Savings Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Nonprofit Savings
3.25%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedApr 4, 2026
Details

$100,000 and greater

SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Cultivate High-Yield Savings
3.10%
$0
Rate3.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Tether Shares*
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Tether Savings
3.03%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required: must open both the Tether savings and Tether checking account; agree to receive online statements; maintain a minimum balance of $50 in Tether Savings and make minimum deposit of $50 to the Tether savings each month from Tether checking by electronic means such as online banking, interactive voice response via our automated phone system. Any other non-human assisted deposit / transfer in order to obtain the disclosed annual percentage yield; Qualifying balance up to $15,000.00

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
HomeStart Savings
3.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required: Bundle with a Horizon checking account (excluding - Tether and Explorer Checking); Log on to online banking at least one time each calendar month; Receive at least one direct deposit that successfully posts to an account in the membership each calendar month; Conduct a minimum of 15 debit card transactions via the checking account in each calendar month; Be enrolled in electronic statements; Qualifying balance up to $50,000; $2,000 lender credit for first-time homebuyers

SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Vault Youth Savings
3.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 28, 2026
Details

Your next $500 earns 3% APY.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Go Savings (Consumer/IRAs/Business)
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Go Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Education Savings Account
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Advantis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
New Member Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Intelligent Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required: Intelligent Checking Account and meet all monthly qualifiers; Qualifying balance up to $25,000.00

Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.55%
New Member Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Go Savings
2.96%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
Premium Online Savings Account
2.70%
$0
Rate2.67%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

$5 minimum balance to open

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
High Yield Relationship Savings
2.63%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

A Banner Bank checking account is required to open a High Yield Relationship Savings account.

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
High Yield Savings
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Nonprofit Savings
1.50%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedApr 4, 2026
Details

$50,000-$99,999.99

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
High Yield Savings
1.06%
$0
Rate1.05%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Nonprofit Savings
1.00%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedApr 4, 2026
Details

$0-$49,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Bonanza, OR Savings Rate Trends

Compare local Bonanza, OR savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oregon Savings Trends →
High-Yield Savings — OR Avg
1.429%
▼ 0.774 vs 7 days ago

Oregon high-yield savings rates fell 0.774 points over the past 7 days to 1.429% APY, down from 2.203%.

Standard Savings — OR Avg
0.935%
▲ 0.066 vs 7 days ago

Oregon standard savings rates rose 0.066 points over the past 7 days to 0.935% APY, up from 0.869%.

As of Apr 6, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Bonanza, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bonanza, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Bonanza, Oregon

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Oregon, help your money grow faster through a higher APY.

Are savings accounts in Bonanza, Oregon safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oregon up to $250,000 per depositor, per institution.

How often do savings rates change in Bonanza, Oregon?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oregon rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Bonanza, Oregon may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Bonanza, Oregon?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Bonanza, Oregon offer in-person customer service, which some customers prefer.

How do I open a savings account in Bonanza, Oregon?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Bonanza, Oregon

Here are recent savings rates observed in Bonanza, Oregon and the surrounding area:
  • Red Canoe Credit Union
    Round Up Savings — 6.00% APY
  • Oregon Community Credit Union
    Ignite Savings — 5.25% APY
  • Spokane Teachers Credit Union
    First5 Savings — 5.10% APY
  • 1st Security Bank of Washington
    Business Optimum Savings — 5.00% APY
  • SELCO Community Credit Union
    Vault Youth Savings — 5.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bonanza, Oregon. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 5, 2026