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Ohio Savings Rate Trends

Powell, Ohio (OH) Savings Rates - March 2026

The best savings rates for Powell, Ohio and the surrounding area include Kemba Financial Credit UnionKemba Financial Credit Union4078 Powell Rd, Powell, OH 43065A+5.0 ★Texas Ratio: 3.84% Ohio Homebuyer Plus Savings Account at 6.25% APY, Bridge Credit UnionBridge Credit Union10567 Sawmill Pkwy, Powell, OH 43065 6672A+5.0 ★Texas Ratio: 2.02% Coverdell Education Savings at 3.75% APY, PNC BankPNC Bank3932 Powell Rd, Powell, OH 43065A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Buckeye State BankBuckeye State Bank9494 Wedgewood Blvd, Powell, OH 43065A+5.0 ★Texas Ratio: 0.96% Buckeye Championship Savings at 3.25% APY, and The Huntington National BankThe Huntington National Bank8671 Owenfield Dr, Powell, OH 43065A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY.

To see how these savings rates in Powell, Ohio, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Powell, Ohio (OH) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Powell, Ohio and the surrounding area. Last Updated and Verified: March 22, 2026

Powell, OH Savings Rate Trends

Compare local Powell, OH savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Ohio Savings Trends →
High-Yield Savings — OH Avg
2.825%
▲ 2.083 from last week

Ohio high-yield savings rates rose 2.083 points this week to 2.825% APY, up from 0.742% last week.

Standard Savings — OH Avg
0.582%
▼ 0.261 from last week

Ohio standard savings rates fell 0.261 points this week to 0.582% APY, down from 0.843% last week.

As of Mar 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Powell, Ohio & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4078 Powell Rd, Powell, OH 43065
Ohio Homebuyer Plus Savings Account
6.25%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedMar 20, 2026
Details

KEMBA Advantage APY

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
10567 Sawmill Pkwy, Powell, OH 43065 6672
Coverdell Education Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

$250 Minimum / 12 Months; ConnectMORE APY*

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
10567 Sawmill Pkwy, Powell, OH 43065 6672
Coverdell Education Savings
3.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

$250 Minimum / 12 Months; Everyday APY*

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3932 Powell Rd, Powell, OH 43065
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Buckeye State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9494 Wedgewood Blvd, Powell, OH 43065
Buckeye Championship Savings
3.25%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
8671 Owenfield Dr, Powell, OH 43065
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Buckeye State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
9494 Wedgewood Blvd, Powell, OH 43065
Buckeye Championship Savings
2.50%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
10567 Sawmill Pkwy, Powell, OH 43065 6672
IRA Savings (includes Roth & Traditional)
1.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No Minimum; ConnectMORE APY*

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
10567 Sawmill Pkwy, Powell, OH 43065 6672
IRA Savings (includes Roth & Traditional)
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

No Minimum; Everyday APY*

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
10567 Sawmill Pkwy, Powell, OH 43065 6672
HSA Plus (Health Savings Accounts)
0.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

After first $500; ConnectMORE APY*

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4078 Powell Rd, Powell, OH 43065
Health Savings Account
0.85%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

KEMBA Advantage APY

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
10567 Sawmill Pkwy, Powell, OH 43065 6672
HSA Plus (Health Savings Accounts)
0.85%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Up to 1st $500; ConnectMORE APY*

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
10567 Sawmill Pkwy, Powell, OH 43065 6672
HSA Plus (Health Savings Accounts)
0.80%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

After first $500; Everyday APY*

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
10567 Sawmill Pkwy, Powell, OH 43065 6672
HSA Plus (Health Savings Accounts)
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Up to 1st $500; Everyday APY*

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4078 Powell Rd, Powell, OH 43065
Health Savings Account
0.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

KEMBA Advantage APY

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4078 Powell Rd, Powell, OH 43065
Health Savings Account
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Everyday APY

The Middlefield Banking Company
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
10628 Sawmill Pkwy, Powell, OH 43065
IRA Savings
0.40%
$100
Rate0.40%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

The Middlefield Banking Company
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
10628 Sawmill Pkwy, Powell, OH 43065
IRA Savings
0.30%
$100
Rate0.30%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4078 Powell Rd, Powell, OH 43065
Coverdell (ESA) Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

KEMBA Advantage APY

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4078 Powell Rd, Powell, OH 43065
Health Savings Account
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Everyday APY

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4078 Powell Rd, Powell, OH 43065
IRA Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

KEMBA Advantage APY

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
10567 Sawmill Pkwy, Powell, OH 43065 6672
Shares
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

$10,000 - $19,999; ConnectMORE APY*

The Middlefield Banking Company
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
10628 Sawmill Pkwy, Powell, OH 43065
IRA Savings
0.20%
$100
Rate0.20%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4078 Powell Rd, Powell, OH 43065
Primary Savings
0.15%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

KEMBA Advantage APY

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4078 Powell Rd, Powell, OH 43065
IRA Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Everyday APY

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
10567 Sawmill Pkwy, Powell, OH 43065 6672
Shares
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

$50 - $9,999; ConnectMORE APY*

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4078 Powell Rd, Powell, OH 43065
Business Savings Account
0.15%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

KEMBA Advantage APY

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4078 Powell Rd, Powell, OH 43065
Secondary Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

KEMBA Advantage APY

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4078 Powell Rd, Powell, OH 43065
Coverdell (ESA) Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Everyday APY

The Middlefield Banking Company
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
10628 Sawmill Pkwy, Powell, OH 43065
IRA Savings
0.10%
$100
Rate0.10%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $1,000.00

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
10567 Sawmill Pkwy, Powell, OH 43065 6672
Shares
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

$10,000 - $19,999; Everyday APY*

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
10567 Sawmill Pkwy, Powell, OH 43065 6672
Shares
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

$50 - $9,999; Everyday APY*

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4078 Powell Rd, Powell, OH 43065
Business Savings Account
0.05%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Everyday APY

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4078 Powell Rd, Powell, OH 43065
Primary Savings
0.05%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Everyday APY

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
4078 Powell Rd, Powell, OH 43065
Secondary Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Everyday APY

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3932 Powell Rd, Powell, OH 43065
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3932 Powell Rd, Powell, OH 43065
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
28251 Lorain Rd, North Olmsted, OH 44070
Savings Jar
10.47%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
Owner Rewards Savings
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $5,000.00

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH 44483 2435
Youth Startup Savings Account
7.17%
$0
Rate6.99%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
Jump Start Savings for Kids
7.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $1500.00

Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
Jump Start Savings for Kids!
7.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $1500.00

Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
OSB Jump Start Savings for Kids
7.00%
$0
Rate6.78%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $1500.00

First Federal S&L of Lakewood
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
5659 Broadview Rd, Parma, OH 44134
Ohio Homebuyer Plus Savings Account
6.17%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

1st National Bank OH
Institution Rating:
A5.0 ★Texas Ratio: 9.28%
1000 E Main St, Lebanon, OH 45036
Ohio Homebuyer Plus Savings Account
6.00%
$500
Rate5.83%
Min Deposit$500
Min Balance
UpdatedMar 18, 2026
Details

APY = Annual Percentage Yield. Terms apply.

CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
959 W 8th St, Cincinnati, OH 45203
Youth Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
425 Main St, Caldwell, OH 43724
High Yield Savings
3.75%
$25
Rate3.68%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
425 Main St, Caldwell, OH 43724
High-Yield Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Versailles S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10413 Kley Rd, Versailles, OH 45380
Education Savings
3.64%
$0
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Any Amount

F&M Bank Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
41 S 1st St, Miamisburg, OH 45342
Super Saver Savings
3.55%
$25
Rate3.50%
Min Deposit$25
Min Balance
UpdatedMar 18, 2026
Details

FIRELANDS
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
300 North Street, Bellevue, OH 44811
Round Up Savings Account
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

NCF Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
400 N Main St, New Carlisle, OH 45344
Community Builder Savings
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

NCF Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
400 N Main St, New Carlisle, OH 45344
Community Builder Savings
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
8805 Governors Hill Dr, Cincinnati, OH 45249
Collateral - Statement Savings
3.25%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

over current rate account is earning

Greenville Federal
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
690 Wagner Ave, Greenville, OH 45331
Premium Money Market Savings
3.15%
$25,000
Rate3.10%
Min Deposit$25,000
Min Balance
UpdatedMar 20, 2026
Details

FNB of Pandora
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
102 E Main St, Pandora, OH 45877
Passbook Savings
3.10%
$50
Rate3.05%
Min Deposit$50
Min Balance
UpdatedMar 13, 2026
Details

SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
105 N Harrison St, Sherwood, OH 43556
Sher-Advantage Savings (With Sher-Advantage Checking Relationship)
3.05%
$100
Rate3.05%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

Monthly compounding; Requires active Sher-Advantage Checking

The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
101 E Main St, Baltic, OH 43804
Savings Personal and Business
3.05%
$0
Rate3.01%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Rate based on current balance

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
605 Washington Blvd, Belpre, OH 45714
Uplift Savings
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
141 W Ohio Ave, Dover, OH 44622
Health Savings Account
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Powell, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Powell, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Powell, Ohio

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Ohio, help your money grow faster through a higher APY.

Are savings accounts in Powell, Ohio safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.

How often do savings rates change in Powell, Ohio?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Powell, Ohio may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Powell, Ohio?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Powell, Ohio offer in-person customer service, which some customers prefer.

How do I open a savings account in Powell, Ohio?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Powell, Ohio

Here are recent savings rates observed in Powell, Ohio and the surrounding area:
  • Kemba Financial Credit Union
    Ohio Homebuyer Plus Savings Account — 6.25% APY
  • Bridge Credit Union
    Coverdell Education Savings — 3.75% APY
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
  • Buckeye State Bank
    Buckeye Championship Savings — 3.25% APY
  • The Huntington National Bank
    High-Yield Savings — 2.98% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Powell, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 22, 2026