Archbold, Ohio (OH) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Archbold, Ohio and the surrounding area include SSB Sherwood State BankSSB Sherwood State Bank202 Stryker Street (state Route 2), Archbold, OH 43502A-5.0 ★Texas Ratio: 14.39% Sher-Advantage Savings (With Sher-Advantage Checking Relationship) at 3.05% APY, The Huntington National BankThe Huntington National Bank1106 S Defiance St, Archbold, OH 43502A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, Farmers & Merchants State Bank Archbold, OHFarmers & Merchants State Bank Archbold, OH307 N Defiance St, Archbold, OH 43502A5.0 ★Texas Ratio: 6.88% DIRECT SAVINGS at 1.46% APY, Century Federal Credit UnionCentury Federal Credit Union28251 Lorain Rd, North Olmsted, OH 44070A+5.0 ★Texas Ratio: 4.21% Savings Jar at 10.47% APY, and Pathways Financial Credit UnionPathways Financial Credit Union5665 N Hamilton Rd, Columbus, OH 43230A5.0 ★Texas Ratio: 6.58% Owner Rewards Savings at 10.00% APY.
To see how these savings rates in Archbold, Ohio, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Archbold, Ohio (OH) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Archbold, Ohio and the surrounding area. Last Updated and Verified: March 21, 2026
Archbold, OH Savings Rate Trends
Compare local Archbold, OH savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — OH Avg
2.763%
Ohio high-yield savings rates currently average 2.763% APY based on data from institutions in our monitoring network.
Standard Savings — OH Avg
0.620%
Ohio standard savings rates currently average 0.620% APY based on data from institutions in our monitoring network.
As of Mar 21, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Savings Rates in Archbold, Ohio & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
Sher-Advantage Savings (With Sher-Advantage Checking Relationship)
3.05%
$100
▼
Rate3.05%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Monthly compounding; Requires active Sher-Advantage Checking
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
1106 S Defiance St, Archbold, OH 43502
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
Sher-Advantage Savings (Without Sher-Advantage Checking Relationship)
2.30%
$100
▼
Rate2.30%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Monthly compounding
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
Sher-Advantage Savings (With Sher-Advantage Checking Relationship)
1.75%
$100
▼
Rate1.75%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Monthly compounding; Requires active Sher-Advantage Checking
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
Sher-Advantage Savings (Without Sher-Advantage Checking Relationship)
1.50%
$100
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Monthly compounding
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
307 N Defiance St, Archbold, OH 43502
DIRECT SAVINGS
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
307 N Defiance St, Archbold, OH 43502
DIRECT SAVINGS
1.34%
$0
▼
Rate1.33%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
307 N Defiance St, Archbold, OH 43502
DIRECT SAVINGS
1.13%
$0
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
307 N Defiance St, Archbold, OH 43502
DIRECT SAVINGS
1.03%
$0
▼
Rate1.02%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
Sher-Advantage Savings (With Sher-Advantage Checking Relationship)
0.25%
$100
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Monthly compounding; Requires active Sher-Advantage Checking; Qualifying balance up to $9,999.99
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
Community Advantage Money Market Savings
0.12%
$5,000
▼
Rate0.12%
Min Deposit$5,000
Min Balance—
UpdatedMar 21, 2026
Details
Monthly compounding
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
Community Advantage Money Market Savings
0.07%
$5,000
▼
Rate0.07%
Min Deposit$5,000
Min Balance—
UpdatedMar 21, 2026
Details
Monthly compounding
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
Money Market Savings
0.07%
$2,500
▼
Rate0.07%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Monthly compounding
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
Community Advantage Money Market Savings
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMar 21, 2026
Details
Monthly compounding
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
Money Market Savings
0.05%
$2,500
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Monthly compounding
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
Community Advantage Money Market Savings
0.04%
$5,000
▼
Rate0.04%
Min Deposit$5,000
Min Balance—
UpdatedMar 21, 2026
Details
Monthly compounding; Qualifying balance up to $4,999.99
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
Money Market Savings
0.04%
$2,500
▼
Rate0.04%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Monthly compounding
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
Health Savings Rate
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Monthly compounding
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
IRA Statement Savings
0.02%
$50
▼
Rate0.02%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
Quarterly compounding
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
Money Market Savings
0.02%
$2,500
▼
Rate0.02%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Monthly compounding; Qualifying balance up to $2,499.99
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
Sher-Advantage Savings (Without Sher-Advantage Checking Relationship)
0.02%
$100
▼
Rate0.02%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Monthly compounding; Qualifying balance up to $9,999.99
SSB Sherwood State Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.39%
202 Stryker Street (state Route 2), Archbold, OH 43502
Statement Savings
0.02%
$50
▼
Rate0.02%
Min Deposit$50
Min Balance—
UpdatedMar 21, 2026
Details
Semi-annually compounding
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
28251 Lorain Rd, North Olmsted, OH 44070
Savings Jar
10.47%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
Owner Rewards Savings
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $5,000.00
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH 44483 2435
Youth Startup Savings Account
7.17%
$0
▼
Rate6.99%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
Jump Start Savings for Kids!
7.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $1500.00
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
OSB Jump Start Savings for Kids
7.00%
$0
▼
Rate6.78%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $1500.00
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
Jump Start Savings for Kids
7.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $1500.00
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
Ohio Homebuyer Plus Savings
6.25%
$0
▼
Rate6.08%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
555 Officenter Pl, Gahanna, OH 43230 5314
Ohio Homebuyer Plus Savings Account
6.25%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
KEMBA Advantage APY
First Federal S&L of Lakewood
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
5659 Broadview Rd, Parma, OH 44134
Ohio Homebuyer Plus Savings Account
6.17%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $1,000.00
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Sweet Savings
6.17%
$5
▼
Rate6.00%
Min Deposit$5
Min Balance—
UpdatedMar 21, 2026
Details
Qualifications Required: account must have e-statements; Qualifying balance up to $1,000.00
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Sweet Savings Youth Account Tier 1
6.17%
$0
▼
Rate6.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
1st National Bank OH
Institution Rating:
A5.0 ★Texas Ratio: 9.28%
1000 E Main St, Lebanon, OH 45036
Ohio Homebuyer Plus Savings Account
6.00%
$500
▼
Rate5.83%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
APY = Annual Percentage Yield. Terms apply.
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1205 E Kibby St, Lima, OH 45804
Ohio Homebuyer Plus Savings Account
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
Ohio Homebuyer Plus Savings
5.25%
$0
▼
Rate5.13%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3600 Towne Blvd, Middletown, OH 45005 5543
Student Savings
5.13%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
(ages 0-17 or older with current Student ID)
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH 43229 1123
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $5,000.00
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH 45714 1615
Youth Savings (Prime Savers)
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $1,000.00
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
4136 Kidron Rd, Dalton, OH 44618
Youth savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Qualifying balance up to $1,000.00
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
959 W 8th St, Cincinnati, OH 45203
Youth Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
Ohio Homebuyer Plus Savings
4.25%
$0
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Cap & Gown College Savings Age 0 - 8
4.12%
$0
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH 44134
High Dividend Share Draft
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $25,000.00
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH 44134
Personal Share Draft
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $25,000.00
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
944 E State St, Athens, OH 45701
IRA High Yield Savings
4.00%
$0
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
425 Main St, Caldwell, OH 43724
High-Yield Savings
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
425 Main St, Caldwell, OH 43724
High Yield Savings
3.75%
$25
▼
Rate3.68%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
Coverdell Education Savings
3.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$250 Minimum / 12 Months; ConnectMORE APY*
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
136 McMahan Blvd, Marion, OH 43302
Business Prosperity Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Intro rate subject to change
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Share ertifiates Minimum
3.72%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$500; Month
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
Coverdell Education Savings
3.65%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$250 Minimum / 12 Months; Everyday APY*
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Share ertifiates Minimum
3.62%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$500; Month
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Cap & Gown College Savings Age 9 - 14
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Share ertifiates Minimum
3.57%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$500; Month
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Share ertifiates Minimum
3.55%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$500; Month
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH 44720
Church Variable Shares
3.55%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$200,000 & Over
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH 43055 3048
Youth Savings Clubs
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Share ertifiates Minimum
3.44%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$500; Month
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH 44720
Church Variable Shares
3.29%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100,000-$199,999
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Archbold, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Archbold, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Archbold, Ohio
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Ohio, help your money grow faster through a higher APY.
Are savings accounts in Archbold, Ohio safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.
How often do savings rates change in Archbold, Ohio?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Archbold, Ohio may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Archbold, Ohio?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Archbold, Ohio offer in-person customer service, which some customers prefer.
How do I open a savings account in Archbold, Ohio?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Archbold, Ohio
Here are recent savings rates observed in Archbold, Ohio and the surrounding area:
- SSB Sherwood State Bank
Sher-Advantage Savings (With Sher-Advantage Checking Relationship) — 3.05% APY - The Huntington National Bank
High-Yield Savings — 2.98% APY - Farmers & Merchants State Bank Archbold, OH
DIRECT SAVINGS — 1.46% APY - Century Federal Credit Union
Savings Jar — 10.47% APY - Pathways Financial Credit Union
Owner Rewards Savings — 10.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Archbold, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 21, 2026
