Amsterdam, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Amsterdam, New York and the surrounding area include BROADVIEWBROADVIEW5003 State Highway 30, Amsterdam, NY 12010A+5.0 ★Texas Ratio: 0.00% High Yield Savings at 3.05% APY, TrustCo BankTrustCo Bank4931 Route 30, Amsterdam, NY 12010A+5.0 ★Texas Ratio: 3.16% Home Town Savings at 0.95% APY, NBT BankNBT Bank106 Hannford Plaza, Amsterdam, NY 12010A+5.0 ★Texas Ratio: 1.76% Health Savings Accounts at 0.30% APY, SJP Federal Credit UnionSJP Federal Credit Union341 Englewood Ave, Buffalo, NY 14223 2819A5.0 ★Texas Ratio: 10.45% Youth Savings Account at 6.17% APY, and Suffolk Federal Credit UnionSuffolk Federal Credit Union3681 Horseblock Rd, Medford, NY 11763 2242A+5.0 ★Texas Ratio: 3.20% Youth Savings at 6.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Amsterdam, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Amsterdam, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Amsterdam, New York and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Amsterdam, New York & Surrounding Communities
Tier 4 - Average daily balance $50,000 +
Tier 3 - Average daily balance $25,000 < $50,000
Tier 2 - Average daily balance $2,500 < $25,000
Tier 1 - Average daily balance $0.01 < $2,500
Average daily balance $100 < $2,500
Average daily balance is $10,000 +
Average daily balance $2,500 < $10,000
Qualifying balance up to $10,000.00
Earn a great rate, plus get $25 when balance reaches $1,000.
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000
UP TO AGE 21
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Qualifications Required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Amsterdam, NY Savings Rate Trends
Compare local Amsterdam, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 1.252 points this week to 1.260% APY, down from 2.512% last week.
New York standard savings rates fell 0.362 points this week to 0.807% APY, down from 1.170% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Amsterdam, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Amsterdam, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Amsterdam, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Amsterdam, New York safe?
How often do savings rates change in Amsterdam, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Amsterdam, New York?
How do I open a savings account in Amsterdam, New York?
Best Savings Rates in Amsterdam, New York
- BROADVIEW
High Yield Savings — 3.05% APY - TrustCo Bank
Home Town Savings — 0.95% APY - NBT Bank
Health Savings Accounts — 0.30% APY - SJP Federal Credit Union
Youth Savings Account — 6.17% APY - Suffolk Federal Credit Union
Youth Savings — 6.00% APY
