Trenton, New Jersey (NJ) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Trenton, New Jersey and the surrounding area include Ukrainian Selfreliance Federal Credit UnionUkrainian Selfreliance Federal Credit Union477 Jeremiah Ave, Trenton, NJ 08610A+5.0 ★Texas Ratio: 1.47% IRA Savings at 4.08% APY, PNC BankPNC Bank1800 N Olden Ave, Trenton, NJ 08638A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Self Reliance NY Federal Credit UnionSelf Reliance NY Federal Credit Union477 Jeremiah Ave, Trenton, NJ 08610A+5.0 ★Texas Ratio: 2.12% High Yield Savings at 3.14% APY, Altra Federal Credit UnionAltra Federal Credit Union2231 E STATE STREET EXT, TRENTON, NJ 08619 3311A+5.0 ★Texas Ratio: 4.67% Health Savings Account (HSA) at 0.75% APY, and New Jersey Law And Public Safety Credit UnionNew Jersey Law And Public Safety Credit Union225 E State St, Trenton, NJ 08608 1800A+5.0 ★Texas Ratio: 1.05% Share Savings Account at 0.10% APY.
Trenton has 20 local institutions in our database, with savings rates as high as 4.08% APY from Ukrainian Selfreliance Federal Credit Union at 477 Jeremiah Ave, Trenton, NJ 08610. Use the table below to compare all available offers, including options from institutions serving the broader New Jersey area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Trenton, New Jersey and the surrounding area. Last Updated and Verified: April 5, 2026
Compare the Best Savings Rates in Trenton, New Jersey & Surrounding Communities
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Balances $0.00 - $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $499.99
Qualifying balance up to $10,000.00
Qualifying balance up to $5,000.00
New Money Only
Qualifying balance up to $5,000.00
on your first $10,000 for one year!
Qualifications Required: direct deposits totaling $1,000 or more monthly; 10 (ten) or more Point-of-Sale (POS) Debit Card transactions monthly; Must open a new or have an existing Blue Axis Edge® Checking ; Must maintain direct deposits totaling $1,000 or more monthly; Must complete 10 (ten) or more Point-of-Sale (POS) Debit Card transactions monthly; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Earn $3005 when you deposit $15,000 or more in new money while earning a highly competitive blended rate.; Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Terms and Conditions apply.
Earns 3.75% APY2 on balances up to $15,000
Interest Compounded Daily | Posted Monthly
Simple Banking Program
Qualifications Required; Qualifying balance up to $100,000.00
This rate will adjust to always be the midpoint of Fed Funds Target Range minus 0.15% which is currently 3.63% - 0.15% for an APY* of 3.48%. Applicable for consumers only. Fees could reduce earnings on the account. Offer may be withdrawn at any time. Debit card and checks are not available on this account. Available online only.
Qualifications Required; Qualifying balance up to $250,000
As High As
As High As
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Trenton, NJ Savings Rate Trends
Compare local Trenton, NJ savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates rose 0.206 points over the past 7 days to 1.520% APY, up from 1.314%.
New Jersey standard savings rates rose 0.202 points over the past 7 days to 0.831% APY, up from 0.629%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Trenton, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Trenton, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Trenton, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Trenton, New Jersey safe?
How often do savings rates change in Trenton, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Trenton, New Jersey?
How do I open a savings account in Trenton, New Jersey?
Best Savings Rates in Trenton, New Jersey
- Ukrainian Selfreliance Federal Credit Union
IRA Savings — 4.08% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Self Reliance NY Federal Credit Union
High Yield Savings — 3.14% APY - Altra Federal Credit Union
Health Savings Account (HSA) — 0.75% APY - New Jersey Law And Public Safety Credit Union
Share Savings Account — 0.10% APY
