Dover, New Jersey (NJ) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Dover, New Jersey and the surrounding area include GARDEN SAVINGSGARDEN SAVINGS23 Prospect St, Dover, NJ 07801A+5.0 ★Texas Ratio: 0.00% Accelerate Savings at 3.75% APY, Affinity Federal Credit UnionAffinity Federal Credit Union400 W Blackwell St, Dover, NJ 07801 2525A5.0 ★Texas Ratio: 10.16% Performance Savings at 3.25% APY, Picatinny Federal Credit UnionPicatinny Federal Credit Union100 Mineral Springs RD, Dover, NJ 07801A+5.0 ★Texas Ratio: 2.66% Platinum Member Savings Account Bonus at 0.35% APY, ValleyDirectValleyDirect100 E Blackwell St, Dover, NJ 07801A+5.0 ★Texas Ratio: 3.76% Kids First Savings at 0.25% APY, and Wells FargoWells Fargo100 N Dupont Hwy, Dover, DE 19901A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY.
To see how these savings rates in Dover, New Jersey, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Dover, New Jersey (NJ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Dover, New Jersey and the surrounding area. Last Updated and Verified: March 21, 2026
Dover, NJ Savings Rate Trends
Compare local Dover, NJ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates currently average 1.030% APY based on data from institutions in our monitoring network.
New Jersey standard savings rates currently average 0.346% APY based on data from institutions in our monitoring network.
Compare the Best Savings Rates in Dover, New Jersey & Surrounding Communities
Qualifying balance up to $15,000.00
Qualifications Required; Qualifying balance up to $250,000
Qualifying balance up to $10,000.00
Qualifying balance up to $5,000.00
APY bonus on savings accounts
No minimum balance; Available for minors under 18
APY bonus on savings accounts
Earn great rates on large balances; No maintenance charge for average daily balances of $10,000 or more
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
$250 minimum balance required to earn dividends.
No monthly service charges.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.
Comes with a card for ATM withdrawals; No maintenance charge for average daily balances of $300 or more
How to avoid the $5 monthly service fee
Balances $0.00 - $1,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $1,000.00
balances from $1.01 to $10,000
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000; for one year!
New Members Only; APR earned with a balance up to $5,000.
Qualifications Required: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements; Qualifying balance up to $5,000.00; Monthly fee for Advantage Banking - $10 can be avoided by doing the following: Direct deposit of $500 or more per month into Advantage Checking; Receive e-statements
Qualifications Required: direct deposits totaling $1,000 or more monthly; 10 (ten) or more Point-of-Sale (POS) Debit Card transactions monthly; Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements
Unlimited ATM cash withdrawal fee reimbursements worldwide2; No monthly maintenance fees; Early Pay available; Avoid a $2 monthly statement fee by enrolling in eBanking and selecting eStatements; Bonus will be earned when a single deposit of $15,000 or more of new money is deposited into the account and the balance is maintained for a 6-month (182 days) qualification period.
Terms and Conditions apply.
New Money Only
Interest Compounded Daily | Posted Monthly
High Earning Rate of 3.15% APY1; To earn the high rate and avoid $10 monthly fee, simply maintain a daily balance of at least $10,000.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Dover, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dover, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Dover, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Dover, New Jersey safe?
How often do savings rates change in Dover, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Dover, New Jersey?
How do I open a savings account in Dover, New Jersey?
Best Savings Rates in Dover, New Jersey
- GARDEN SAVINGS
Accelerate Savings — 3.75% APY - Affinity Federal Credit Union
Performance Savings — 3.25% APY - Picatinny Federal Credit Union
Platinum Member Savings Account Bonus — 0.35% APY - ValleyDirect
Kids First Savings — 0.25% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY
