New Hampshire (NH) Savings Rates - April 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for New Hampshire include Service Federal Credit UnionService Federal Credit Union14 Colby Ct, Bedford, NH 03110A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, Jeanne D Arc Credit UnionJeanne D Arc Credit Union102 Spit Brook Rd, Nashua, NH 03062 2711A+5.0 ★Texas Ratio: 1.81% Savings Account at 8.00% APY, Together Credit UnionTogether Credit Union3 Mound Ct Ste 3A, Merrimack, NH 03054 4412A+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY, Needham BankNeedham Bank1 Provident Way, Seabrook, NH 03874A+5.0 ★Texas Ratio: 3.75% GoalGetter Savings at 4.00% APY, and Piscataqua Savings BankPiscataqua Savings Bank15 Pleasant St, Portsmouth, NH 03801A+5.0 ★Texas Ratio: 2.73% Kids' Bank Savings Account at 3.56% APY. Savings rates as of April 4, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in New Hampshire compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in New Hampshire (NH) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in New Hampshire and the surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Savings Rates in New Hampshire
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
14 Colby Ct, Bedford, NH 03110
Deployed Warrior Savings
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
102 Spit Brook Rd, Nashua, NH 03062 2711
Savings Account
8.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH 03054 4412
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $5,000.00
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
14 Colby Ct, Bedford, NH 03110
Primary Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1 Provident Way, Seabrook, NH 03874
GoalGetter Savings
4.00%
$10
▼
Rate3.93%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $10,000.00
Piscataqua Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
15 Pleasant St, Portsmouth, NH 03801
Kids' Bank Savings Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $4,999.99
Millyard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
57 Northeastern Blvd, Nashua, NH 03062
Savings Account
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
For balances of $50,000 and above
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
High Yield Savings
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$100.00 minimum to open
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
67 N Park St, Lebanon, NH 03766
Build Savings - Tier 1
3.35%
$5
▼
Rate3.30%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Lakes High Yield Savings1
3.25%
$500,000
▼
Rate3.20%
Min Deposit$500,000
Min Balance—
UpdatedApr 3, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Commercial High Yield Savings1
3.25%
$500,000
▼
Rate3.20%
Min Deposit$500,000
Min Balance—
UpdatedApr 3, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Variable Rate IRA Savings
3.25%
$50,000
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 3, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
287 Highland St, Plymouth, NH 03264
High-Yield Savings Account
3.10%
$25
▼
Rate3.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Lakes High Yield Savings1
3.05%
$250,000
▼
Rate3.01%
Min Deposit$250,000
Min Balance—
UpdatedApr 3, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Commercial High Yield Savings1
3.05%
$250,000
▼
Rate3.01%
Min Deposit$250,000
Min Balance—
UpdatedApr 3, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH 03054 4412
Earn & Learn Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $2,500.00
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
125 E Dunstable Rd, Nashua, NH 03062
High Yield Savings
3.00%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedApr 3, 2026
Details
Fees could reduce earnings. Account rate is variable and is subject to change at any time. Rates and Annual Percentage Yields effective 3/9/26
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
67 N Park St, Lebanon, NH 03766
ELEVATE 1 MMA - Tier 3
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Millyard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
57 Northeastern Blvd, Nashua, NH 03062
Savings Account
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$100.00 minimum to open
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
287 Highland St, Plymouth, NH 03264
High-Yield Savings Account
2.65%
$25
▼
Rate2.62%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Online Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Millyard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
57 Northeastern Blvd, Nashua, NH 03062
Savings Account
2.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Business Online Savings
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Business Online Savings
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Online Savings
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Business Online Savings
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Lakes High Yield Savings1
2.15%
$100,000
▼
Rate2.13%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Commercial High Yield Savings1
2.15%
$100,000
▼
Rate2.13%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1337 Hooksett Rd, Hooksett, NH 03106
Business Money Market Savings Account
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Online Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1337 Hooksett Rd, Hooksett, NH 03106
Business Flex Savings Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Premium Health Savings Accounts (HSA)
2.00%
$25,000
▼
Rate1.98%
Min Deposit$25,000
Min Balance—
UpdatedApr 3, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
67 N Park St, Lebanon, NH 03766
ELEVATE 1 MMA - Tier 2
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Millyard Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
57 Northeastern Blvd, Nashua, NH 03062
Savings Account
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Business Online Savings
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH 03301 5205
Hero's Honors High Yield Savings Accounts
1.85%
$0
▼
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH 03301 5205
Hero's Honors High Yield Savings Account
1.85%
$0
▼
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
$100,000 or greater
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
Begin Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH 03103
Guaranteed Investment Savings
1.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
1st Quarter 2026
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
425 Hooksett Rd, Manchester, NH 03104
Emergency Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500.00
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
High Yield Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$100.00 minimum to open
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
Tiered IRA Savings
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
Business Tiered IRA Savings
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1337 Hooksett Rd, Hooksett, NH 03106
Business Money Market Savings Account
1.70%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1337 Hooksett Rd, Hooksett, NH 03106
Business Money Market Savings Account
1.55%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Commercial High Yield Savings1
1.50%
$50,000
▼
Rate1.49%
Min Deposit$50,000
Min Balance—
UpdatedApr 3, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Lakes High Yield Savings1
1.50%
$50,000
▼
Rate1.49%
Min Deposit$50,000
Min Balance—
UpdatedApr 3, 2026
Details
Franklin SB Franklin, NH
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
387 Central St, Franklin, NH 03235
Premium Health Savings Accounts (HSA)
1.50%
$10,000
▼
Rate1.49%
Min Deposit$10,000
Min Balance—
UpdatedApr 3, 2026
Details
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH 03103
Guaranteed Investment Savings
1.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
1st Quarter 2026
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
Business Tiered IRA Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
Tiered IRA Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
Business Tiered IRA Savings
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
Tiered IRA Savings
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1337 Hooksett Rd, Hooksett, NH 03106
Business Money Market Savings Account
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Profile Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
45 Wakefield St, Rochester, NH 03867
Health Savings Account
1.26%
$50
▼
Rate1.25%
Min Deposit$50
Min Balance—
UpdatedApr 3, 2026
Details
MVSB
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
24 Nh 25, Meredith, NH 03253
High Yield Savings
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$100.00 minimum to open
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH 03103
Guaranteed Investment Savings
1.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
1st Quarter 2026
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
Business Tiered IRA Savings
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH 03874
Tiered IRA Savings
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for New Hampshire directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in New Hampshire. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in New Hampshire
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in New Hampshire, help your money grow faster through a higher APY.
Are savings accounts in New Hampshire safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New Hampshire up to $250,000 per depositor, per institution.
How often do savings rates change in New Hampshire?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New Hampshire rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in New Hampshire may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in New Hampshire?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in New Hampshire offer in-person customer service, which some customers prefer.
How do I open a savings account in New Hampshire?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in New Hampshire
Here are recent savings rates observed in New Hampshire:
- Service Federal Credit Union
Deployed Warrior Savings — 10.00% APY - Jeanne D Arc Credit Union
Savings Account — 8.00% APY - Together Credit Union
Accelerate It Savings — 5.00% APY - Needham Bank
GoalGetter Savings — 4.00% APY - Piscataqua Savings Bank
Kids' Bank Savings Account — 3.56% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in New Hampshire. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026
Cities in New Hampshire
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